Guaranty Bank, FSB Mortgage Lending & HMDA Data, 2006

In 2006, Guaranty Bank, FSB of Brown Deer, WI reported 28,561 mortgage applications totaling $4.0 billion, down 14% from 2005. The average application was for $140,307, and applicants reported an average income of $88,613. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,721), Chicago-Naperville-Joliet, IL (1,516) and Charleston-North Charleston, SC (994) (applications in parentheses).

Mortgage Company & Address Guaranty Bank, FSB
4000 W Brown Deer Road
Brown Deer, WI 53209
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 28,561
Total Mortgage Loan Application Amount $4,007,315,000
Average Mortgage Loan Application Amount $140,307
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $88,613
Highest Applicant Income $5,472,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranty Bank, FSB by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 941 $ 136,509,000 $ 145,068 $ 90,000
Maricopa, Arizona 775 $ 117,295,000 $ 151,348 $ 119,000
Los Angeles, California 609 $ 208,814,000 $ 342,880 $ 140,000
Brevard, Florida 587 $ 98,499,000 $ 167,800 $ 57,000
Charleston, South Carolina 544 $ 100,670,000 $ 185,055 $ 92,000
Gwinnett, Georgia 528 $ 68,739,000 $ 130,187 $ 77,000
Milwaukee, Wisconsin 514 $ 52,229,000 $ 101,612 $ 70,000
Dallas, Texas 456 $ 55,694,000 $ 122,135 $ 93,000
Polk, Florida 410 $ 69,645,000 $ 169,865 $ 58,000
King, Washington 346 $ 53,546,000 $ 154,757 $ 116,000
Dane, Wisconsin 317 $ 38,714,000 $ 122,126 $ 75,000
Lane, Oregon 300 $ 50,817,000 $ 169,390 $ 66,000
Multnomah, Oregon 296 $ 46,926,000 $ 158,533 $ 97,000
Winnebago, Illinois 272 $ 27,233,000 $ 100,121 $ 53,000
DeKalb, Georgia 263 $ 42,824,000 $ 162,828 $ 104,000
Lee, Florida 258 $ 40,455,000 $ 156,802 $ 59,000
Dorchester, South Carolina 256 $ 35,493,000 $ 138,644 $ 67,000
Spokane, Washington 252 $ 34,918,000 $ 138,563 $ 65,000
Hennepin, Minnesota 245 $ 29,123,000 $ 118,869 $ 97,000
Snohomish, Washington 243 $ 37,821,000 $ 155,641 $ 98,000
El Paso, Colorado 232 $ 33,366,000 $ 143,818 $ 90,000
Waukesha, Wisconsin 231 $ 23,941,000 $ 103,640 $ 94,000
Middlesex, Massachusetts 226 $ 44,276,000 $ 195,911 $ 96,000
Pierce, Washington 212 $ 28,141,000 $ 132,740 $ 85,000
Washington, Oregon 207 $ 29,482,000 $ 142,425 $ 83,000
Essex, Massachusetts 205 $ 42,063,000 $ 205,185 $ 94,000
Clark, Nevada 201 $ 19,112,000 $ 95,084 $ 100,000
DuPage, Illinois 198 $ 31,508,000 $ 159,131 $ 106,000
Worcester, Massachusetts 197 $ 29,884,000 $ 151,695 $ 70,000
Fulton, Georgia 194 $ 26,480,000 $ 136,494 $ 121,000
Berkeley, South Carolina 194 $ 26,280,000 $ 135,463 $ 66,000
Clark, Washington 185 $ 27,608,000 $ 149,232 $ 95,000
Will, Illinois 177 $ 19,197,000 $ 108,457 $ 93,000
Riverside, California 176 $ 38,541,000 $ 218,982 $ 129,000
Bristol, Massachusetts 167 $ 25,686,000 $ 153,808 $ 76,000
Hall, Georgia 166 $ 26,624,000 $ 160,385 $ 76,000
Montgomery, Pennsylvania 166 $ 33,798,000 $ 203,602 $ 126,000
New Haven, Connecticut 162 $ 17,968,000 $ 110,913 $ 73,000
Denver, Colorado 159 $ 24,126,000 $ 151,735 $ 112,000
Bernalillo, New Mexico 157 $ 15,926,000 $ 101,439 $ 93,000
Clackamas, Oregon 151 $ 26,499,000 $ 175,490 $ 106,000
Volusia, Florida 149 $ 22,904,000 $ 153,718 $ 61,000
Prince George's, Maryland 149 $ 32,332,000 $ 216,993 $ 85,000
Deschutes, Oregon 148 $ 26,066,000 $ 176,121 $ 85,000
Hartford, Connecticut 145 $ 16,480,000 $ 113,655 $ 87,000
Delaware, Pennsylvania 144 $ 24,612,000 $ 170,916 $ 101,000
Providence, Rhode Island 143 $ 21,031,000 $ 147,069 $ 73,000
San Bernardino, California 138 $ 26,597,000 $ 192,731 $ 120,000
Polk, Iowa 138 $ 12,520,000 $ 90,724 $ 62,000
San Diego, California 135 $ 38,994,000 $ 288,844 $ 180,000
Orange, California 132 $ 48,996,000 $ 371,181 $ 150,000
Salt Lake, Utah 132 $ 11,633,000 $ 88,128 $ 104,000
Arapahoe, Colorado 127 $ 19,184,000 $ 151,055 $ 106,000
Jackson, Georgia 127 $ 18,666,000 $ 146,976 $ 71,000
Washington, Wisconsin 126 $ 14,935,000 $ 118,531 $ 78,000
St. Lucie, Florida 122 $ 21,063,000 $ 172,647 $ 50,000
Anoka, Minnesota 119 $ 11,935,000 $ 100,294 $ 97,000
Marion, Florida 114 $ 15,847,000 $ 139,008 $ 39,000
Plymouth, Massachusetts 114 $ 21,979,000 $ 192,798 $ 82,000
Cobb, Georgia 113 $ 9,856,000 $ 87,221 $ 103,000
Hillsborough, New Hampshire 112 $ 16,529,000 $ 147,580 $ 72,000
Rockingham, New Hampshire 111 $ 19,940,000 $ 179,639 $ 96,000
Douglas, Colorado 109 $ 20,759,000 $ 190,449 $ 121,000
Montgomery, Maryland 107 $ 29,268,000 $ 273,532 $ 134,000
Sarasota, Florida 106 $ 15,028,000 $ 141,773 $ 45,000
Jefferson, Colorado 103 $ 16,570,000 $ 160,873 $ 110,000
Ramsey, Minnesota 102 $ 10,307,000 $ 101,049 $ 101,000
Pima, Arizona 101 $ 7,884,000 $ 78,059 $ 102,000
Fairfax, Virginia 101 $ 31,404,000 $ 310,930 $ 116,000
Rock Island, Illinois 99 $ 8,132,000 $ 82,141 $ 47,000
Norfolk, Massachusetts 99 $ 21,940,000 $ 221,616 $ 97,000
Lake, Illinois 98 $ 13,643,000 $ 139,214 $ 102,000
Forsyth, Georgia 95 $ 13,613,000 $ 143,294 $ 91,000
Suffolk, Massachusetts 95 $ 22,710,000 $ 239,052 $ 99,000
Tarrant, Texas 93 $ 8,721,000 $ 93,774 $ 83,000
Duval, Florida 91 $ 10,211,000 $ 112,208 $ 75,000
Flagler, Florida 91 $ 13,977,000 $ 153,593 $ 83,000
Hillsborough, Florida 91 $ 8,874,000 $ 97,516 $ 106,000
Broward, Florida 90 $ 16,473,000 $ 183,033 $ 129,000
Kane, Illinois 90 $ 12,463,000 $ 138,477 $ 95,000
Chester, Pennsylvania 89 $ 19,663,000 $ 220,932 $ 140,000
Wayne, Michigan 87 $ 4,808,000 $ 55,264 $ 55,000
Santa Rosa, Florida 85 $ 15,873,000 $ 186,741 $ 65,000
Allegheny, Pennsylvania 85 $ 3,201,000 $ 37,658 $ 64,000
Kootenai, Idaho 84 $ 12,613,000 $ 150,154 $ 56,000
Oakland, Michigan 84 $ 6,061,000 $ 72,154 $ 96,000
Weld, Colorado 83 $ 8,972,000 $ 108,096 $ 96,000
Ozaukee, Wisconsin 83 $ 12,948,000 $ 156,000 $ 107,000
Hamilton, Ohio 82 $ 5,040,000 $ 61,463 $ 75,000
Indian River, Florida 81 $ 13,230,000 $ 163,333 $ 58,000
Ventura, California 79 $ 30,128,000 $ 381,367 $ 124,000
Scott, Iowa 79 $ 7,600,000 $ 96,202 $ 49,000
Dakota, Minnesota 79 $ 6,147,000 $ 77,810 $ 81,000
Putnam, Tennessee 79 $ 8,693,000 $ 110,037 $ 46,000
Mecklenburg, North Carolina 78 $ 6,539,000 $ 83,833 $ 98,000
Adams, Colorado 77 $ 8,695,000 $ 112,922 $ 108,000
Vanderburgh, Indiana 77 $ 10,170,000 $ 132,077 $ 62,000
Pinal, Arizona 76 $ 9,218,000 $ 121,289 $ 94,000
Larimer, Colorado 76 $ 8,952,000 $ 117,789 $ 81,000
Wake, North Carolina 74 $ 8,583,000 $ 115,986 $ 74,000
Marion, Indiana 73 $ 6,114,000 $ 83,753 $ 102,000
Jackson, Oregon 72 $ 13,672,000 $ 189,888 $ 68,000
Racine, Wisconsin 71 $ 6,697,000 $ 94,323 $ 76,000
Coweta, Georgia 69 $ 7,028,000 $ 101,855 $ 82,000
Brown, Wisconsin 69 $ 3,421,000 $ 49,579 $ 80,000
Orange, Florida 68 $ 9,194,000 $ 135,205 $ 89,000
Dawson, Georgia 68 $ 8,604,000 $ 126,529 $ 66,000
Prince William, Virginia 67 $ 14,510,000 $ 216,567 $ 100,000
Escambia, Florida 66 $ 8,158,000 $ 123,606 $ 62,000
Marion, Oregon 64 $ 5,913,000 $ 92,390 $ 83,000
Habersham, Georgia 63 $ 7,828,000 $ 124,253 $ 56,000
Kitsap, Washington 63 $ 10,816,000 $ 171,682 $ 79,000
Mesa, Colorado 62 $ 7,775,000 $ 125,403 $ 59,000
District of Columbia, District Of Columbia 62 $ 18,257,000 $ 294,467 $ 152,000
Collin, Texas 62 $ 8,138,000 $ 131,258 $ 114,000
McHenry, Illinois 61 $ 7,504,000 $ 123,016 $ 92,000
Curry, New Mexico 61 $ 7,210,000 $ 118,196 $ 55,000
Cherokee, Georgia 60 $ 7,380,000 $ 123,000 $ 99,000
St. Louis, Missouri 60 $ 4,793,000 $ 79,883 $ 94,000
Douglas, Oregon 59 $ 10,289,000 $ 174,389 $ 55,000
Philadelphia, Pennsylvania 59 $ 8,700,000 $ 147,457 $ 99,000
Hamilton, Indiana 58 $ 6,525,000 $ 112,500 $ 121,000
Barnstable, Massachusetts 58 $ 13,537,000 $ 233,396 $ 137,000
Leon, Florida 57 $ 6,586,000 $ 115,543 $ 52,000
Barrow, Georgia 57 $ 6,639,000 $ 116,473 $ 52,000
Washington, Minnesota 57 $ 5,613,000 $ 98,473 $ 94,000
Fairfield, Connecticut 56 $ 9,920,000 $ 177,142 $ 98,000
Utah, Utah 56 $ 4,214,000 $ 75,250 $ 95,000
Clarke, Georgia 55 $ 5,491,000 $ 99,836 $ 97,000
Miami-Dade, Florida 54 $ 5,522,000 $ 102,259 $ 101,000
Hampden, Massachusetts 54 $ 4,311,000 $ 79,833 $ 54,000
Daviess, Kentucky 53 $ 6,230,000 $ 117,547 $ 57,000
Jackson, Missouri 53 $ 4,792,000 $ 90,415 $ 85,000
Pinellas, Florida 52 $ 4,548,000 $ 87,461 $ 82,000
Hernando, Florida 51 $ 6,813,000 $ 133,588 $ 48,000
Walton, Georgia 51 $ 8,209,000 $ 160,960 $ 92,000
Outagamie, Wisconsin 51 $ 1,784,000 $ 34,980 $ 66,000
Durham, North Carolina 50 $ 4,915,000 $ 98,300 $ 58,000
Okaloosa, Florida 49 $ 9,389,000 $ 191,612 $ 61,000
Sandoval, New Mexico 49 $ 4,685,000 $ 95,612 $ 59,000
Butler, Ohio 49 $ 2,377,000 $ 48,510 $ 77,000
Oklahoma, Oklahoma 49 $ 2,454,000 $ 50,081 $ 84,000
Rock, Wisconsin 49 $ 3,716,000 $ 75,836 $ 65,000
Macomb, Michigan 48 $ 3,058,000 $ 63,708 $ 82,000
Franklin, Ohio 48 $ 2,229,000 $ 46,437 $ 69,000
Kent, Rhode Island 46 $ 7,209,000 $ 156,717 $ 55,000
Thurston, Washington 46 $ 6,009,000 $ 130,630 $ 107,000
Sacramento, California 45 $ 5,650,000 $ 125,555 $ 108,000
New London, Connecticut 45 $ 6,340,000 $ 140,888 $ 60,000
Collier, Florida 45 $ 7,479,000 $ 166,200 $ 43,000
Fayette, Georgia 44 $ 5,321,000 $ 120,931 $ 88,000
Santa Fe, New Mexico 44 $ 6,294,000 $ 143,045 $ 106,000
Loudoun, Virginia 44 $ 11,634,000 $ 264,409 $ 113,000
Stevens, Washington 43 $ 6,016,000 $ 139,906 $ 57,000
Scott, Minnesota 41 $ 4,538,000 $ 110,682 $ 82,000
Klamath, Oregon 41 $ 5,485,000 $ 133,780 $ 51,000
Palm Beach, Florida 40 $ 5,287,000 $ 132,175 $ 156,000
Baltimore, Maryland 40 $ 4,845,000 $ 121,125 $ 95,000
St. Charles, Missouri 39 $ 3,186,000 $ 81,692 $ 87,000
Atlantic, New Jersey 39 $ 8,592,000 $ 220,307 $ 117,000
Sherburne, Minnesota 38 $ 3,619,000 $ 95,236 $ 87,000
Citrus, Florida 37 $ 5,076,000 $ 137,189 $ 71,000
Muscatine, Iowa 37 $ 3,852,000 $ 104,108 $ 42,000
Charlotte, Florida 36 $ 6,380,000 $ 177,222 $ 47,000
Pickens, Georgia 35 $ 5,612,000 $ 160,342 $ 96,000
Henderson, Kentucky 35 $ 4,964,000 $ 141,828 $ 55,000
Lancaster, Pennsylvania 35 $ 4,983,000 $ 142,371 $ 104,000
Spotsylvania, Virginia 35 $ 8,630,000 $ 246,571 $ 96,000
Jefferson, Wisconsin 35 $ 3,405,000 $ 97,285 $ 67,000
Winnebago, Wisconsin 35 $ 1,527,000 $ 43,628 $ 82,000
Wright, Minnesota 34 $ 2,858,000 $ 84,058 $ 81,000
Denton, Texas 34 $ 4,777,000 $ 140,500 $ 90,000
Cowlitz, Washington 34 $ 4,568,000 $ 134,352 $ 77,000
Lumpkin, Georgia 33 $ 4,448,000 $ 134,787 $ 71,000
Tulsa, Oklahoma 33 $ 2,389,000 $ 72,393 $ 92,000
Shelby, Tennessee 33 $ 2,989,000 $ 90,575 $ 87,000
Kern, California 32 $ 4,450,000 $ 139,062 $ 93,000
White, Georgia 32 $ 3,916,000 $ 122,375 $ 95,000
Jefferson, Kentucky 32 $ 1,791,000 $ 55,968 $ 87,000
Summit, Ohio 32 $ 1,179,000 $ 36,843 $ 70,000
Alameda, California 31 $ 5,970,000 $ 192,580 $ 144,000
Seminole, Florida 31 $ 4,506,000 $ 145,354 $ 107,000
Davis, Utah 31 $ 1,359,000 $ 43,838 $ 79,000
Pueblo, Colorado 30 $ 3,910,000 $ 130,333 $ 77,000
Paulding, Georgia 29 $ 1,823,000 $ 62,862 $ 89,000
Webster, Iowa 29 $ 2,022,000 $ 69,724 $ 44,000
Flathead, Montana 29 $ 3,943,000 $ 135,965 $ 65,000
Dona Ana, New Mexico 29 $ 2,528,000 $ 87,172 $ 101,000
Cuyahoga, Ohio 29 $ 1,244,000 $ 42,896 $ 76,000
Warren, Ohio 29 $ 1,665,000 $ 57,413 $ 82,000
Yamhill, Oregon 29 $ 3,731,000 $ 128,655 $ 60,000
Pasco, Florida 28 $ 2,712,000 $ 96,857 $ 109,000
Suffolk, New York 28 $ 2,316,000 $ 82,714 $ 131,000
Columbia, Oregon 28 $ 3,965,000 $ 141,607 $ 67,000
Linn, Oregon 28 $ 3,859,000 $ 137,821 $ 57,000
Boulder, Colorado 27 $ 6,419,000 $ 237,740 $ 161,000
Osceola, Florida 27 $ 3,524,000 $ 130,518 $ 105,000
York, Maine 27 $ 3,519,000 $ 130,333 $ 110,000
Frederick, Maryland 27 $ 4,030,000 $ 149,259 $ 110,000
Clay, Missouri 27 $ 2,196,000 $ 81,333 $ 83,000
Merrimack, New Hampshire 27 $ 3,499,000 $ 129,592 $ 87,000
Montgomery, Ohio 27 $ 1,266,000 $ 46,888 $ 89,000
Smith, Texas 27 $ 3,128,000 $ 115,851 $ 65,000
Whatcom, Washington 27 $ 4,509,000 $ 167,000 $ 85,000
Contra Costa, California 26 $ 4,974,000 $ 191,307 $ 179,000
Ada, Idaho 26 $ 4,076,000 $ 156,769 $ 92,000
Kendall, Illinois 26 $ 2,629,000 $ 101,115 $ 88,000
St. Louis City, Missouri 26 $ 2,236,000 $ 86,000 $ 91,000
Sheboygan, Wisconsin 26 $ 2,102,000 $ 80,846 $ 61,000
Anne Arundel, Maryland 25 $ 4,889,000 $ 195,560 $ 127,000
York, Pennsylvania 25 $ 3,361,000 $ 134,440 $ 98,000
Kenosha, Wisconsin 25 $ 1,909,000 $ 76,360 $ 76,000
Jefferson, Alabama 24 $ 1,462,000 $ 60,916 $ 83,000
Placer, California 24 $ 4,223,000 $ 175,958 $ 374,000
Rabun, Georgia 24 $ 4,931,000 $ 205,458 $ 79,000
El Paso, Texas 24 $ 2,395,000 $ 99,791 $ 73,000
Santa Clara, California 23 $ 6,934,000 $ 301,478 $ 101,000
Middlesex, Connecticut 23 $ 2,855,000 $ 124,130 $ 72,000
St. Johns, Florida 23 $ 4,250,000 $ 184,782 $ 126,000
Canyon, Idaho 23 $ 2,719,000 $ 118,217 $ 71,000
Hendricks, Indiana 23 $ 1,949,000 $ 84,739 $ 120,000
Kenton, Kentucky 23 $ 987,000 $ 42,913 $ 65,000
St. Louis, Minnesota 23 $ 1,485,000 $ 64,565 $ 88,000
Westmoreland, Pennsylvania 23 $ 1,007,000 $ 43,782 $ 69,000
Fond du Lac, Wisconsin 23 $ 1,196,000 $ 52,000 $ 75,000
Johnson, Kansas 22 $ 2,241,000 $ 101,863 $ 102,000
Strafford, New Hampshire 22 $ 3,050,000 $ 138,636 $ 80,000
Clermont, Ohio 22 $ 1,076,000 $ 48,909 $ 68,000
Polk, Oregon 22 $ 1,569,000 $ 71,318 $ 80,000
Erie, Pennsylvania 22 $ 156,000 $ 7,090 $ 62,000
Stafford, Virginia 22 $ 4,426,000 $ 201,181 $ 143,000
New Castle, Delaware 21 $ 2,196,000 $ 104,571 $ 85,000
Boone, Illinois 21 $ 2,569,000 $ 122,333 $ 65,000
Mercer, Illinois 21 $ 1,815,000 $ 86,428 $ 44,000
Taos, New Mexico 21 $ 3,187,000 $ 151,761 $ 117,000
Queens, New York 21 $ 2,161,000 $ 102,904 $ 128,000
Luzerne, Pennsylvania 21 $ 1,703,000 $ 81,095 $ 34,000
Kaufman, Texas 21 $ 1,882,000 $ 89,619 $ 129,000
Green, Wisconsin 21 $ 2,690,000 $ 128,095 $ 82,000
Henry, Georgia 20 $ 1,758,000 $ 87,900 $ 63,000
Warrick, Indiana 20 $ 2,538,000 $ 126,900 $ 67,000
Charles, Maryland 20 $ 3,562,000 $ 178,100 $ 117,000
Harford, Maryland 20 $ 1,599,000 $ 79,950 $ 145,000
Buncombe, North Carolina 20 $ 2,008,000 $ 100,400 $ 130,000
Chesterfield, Virginia 20 $ 2,877,000 $ 143,850 $ 71,000
Lake, Florida 19 $ 2,051,000 $ 107,947 $ 97,000
Clayton, Georgia 19 $ 1,579,000 $ 83,105 $ 60,000
Stephens, Georgia 19 $ 1,918,000 $ 100,947 $ 55,000
Lake, Indiana 19 $ 1,261,000 $ 66,368 $ 65,000
Dubuque, Iowa 19 $ 1,167,000 $ 61,421 $ 51,000
Carver, Minnesota 19 $ 1,477,000 $ 77,736 $ 106,000
Ravalli, Montana 19 $ 1,830,000 $ 96,315 $ 43,000
Medina, Ohio 19 $ 871,000 $ 45,842 $ 84,000
Crook, Oregon 19 $ 3,204,000 $ 168,631 $ 96,000
Bucks, Pennsylvania 19 $ 2,341,000 $ 123,210 $ 107,000
Walworth, Wisconsin 19 $ 1,005,000 $ 52,894 $ 68,000
San Joaquin, California 18 $ 3,330,000 $ 185,000 $ 100,000
Windham, Connecticut 18 $ 1,864,000 $ 103,555 $ 71,000
Ogle, Illinois 18 $ 2,543,000 $ 141,277 $ 70,000
Boone, Kentucky 18 $ 1,374,000 $ 76,333 $ 47,000
Greene, Missouri 18 $ 1,716,000 $ 95,333 $ 7,000
Virginia Beach, Virginia 18 $ 2,485,000 $ 138,055 $ 98,000
Dodge, Wisconsin 18 $ 1,413,000 $ 78,500 $ 66,000
Amador, California 17 $ 3,834,000 $ 225,529 $ 75,000
Litchfield, Connecticut 17 $ 1,822,000 $ 107,176 $ 96,000
Clay, Florida 17 $ 2,221,000 $ 130,647 $ 96,000
Douglas, Georgia 17 $ 1,120,000 $ 65,882 $ 63,000
Nassau, New York 17 $ 1,747,000 $ 102,764 $ 152,000
Cabarrus, North Carolina 17 $ 1,102,000 $ 64,823 $ 86,000
Forsyth, North Carolina 17 $ 1,408,000 $ 82,823 $ 122,000
Delaware, Ohio 17 $ 1,252,000 $ 73,647 $ 105,000
Calumet, Wisconsin 17 $ 733,000 $ 43,117 $ 77,000
Natrona, Wyoming 17 $ 1,761,000 $ 103,588 $ 91,000
Bonner, Idaho 16 $ 2,329,000 $ 145,562 $ 185,000
DeKalb, Illinois 16 $ 2,539,000 $ 158,687 $ 95,000
Elkhart, Indiana 16 $ 1,540,000 $ 96,250 $ 54,000
Hamilton, Iowa 16 $ 1,080,000 $ 67,500 $ 33,000
Jefferson, Missouri 16 $ 1,120,000 $ 70,000 $ 71,000
Bronx, New York 16 $ 1,529,000 $ 95,562 $ 104,000
Coos, Oregon 16 $ 2,141,000 $ 133,812 $ 68,000
Butler, Pennsylvania 16 $ 832,000 $ 52,000 $ 95,000
Weber, Utah 16 $ 563,000 $ 35,187 $ 66,000
Newport News, Virginia 16 $ 1,507,000 $ 94,187 $ 84,000
Columbia, Wisconsin 16 $ 1,169,000 $ 73,062 $ 60,000
East Baton Rouge, Louisiana 15 $ 1,317,000 $ 87,800 $ 164,000
Cumberland, Maine 15 $ 1,675,000 $ 111,666 $ 203,000
Isanti, Minnesota 15 $ 1,414,000 $ 94,266 $ 64,000
Stearns, Minnesota 15 $ 990,000 $ 66,000 $ 87,000
Lancaster, Nebraska 15 $ 380,000 $ 25,333 $ 72,000
Lucas, Ohio 15 $ 673,000 $ 44,866 $ 78,000
Jefferson, Oregon 15 $ 2,311,000 $ 154,066 $ 90,000
Bexar, Texas 15 $ 1,397,000 $ 93,133 $ 198,000
Island, Washington 15 $ 1,599,000 $ 106,600 $ 63,000
Shawano, Wisconsin 15 $ 1,043,000 $ 69,533 $ 63,000
Fresno, California 14 $ 1,277,000 $ 91,214 $ 106,000
Tulare, California 14 $ 2,070,000 $ 147,857 $ 70,000
Tolland, Connecticut 14 $ 1,203,000 $ 85,928 $ 106,000
Newton, Georgia 14 $ 1,491,000 $ 106,500 $ 58,000
Johnson, Indiana 14 $ 1,451,000 $ 103,642 $ 106,000
Hardin, Iowa 14 $ 971,000 $ 69,357 $ 35,000
Kennebec, Maine 14 $ 637,000 $ 45,500 $ 40,000
Howard, Maryland 14 $ 2,682,000 $ 191,571 $ 112,000
Douglas, Nebraska 14 $ 906,000 $ 64,714 $ 92,000
Gaston, North Carolina 14 $ 789,000 $ 56,357 $ 55,000
Union, North Carolina 14 $ 1,611,000 $ 115,071 $ 119,000
Benton, Oregon 14 $ 1,678,000 $ 119,857 $ 81,000
Umatilla, Oregon 14 $ 1,596,000 $ 114,000 $ 43,000
Dauphin, Pennsylvania 14 $ 2,163,000 $ 154,500 $ 99,000
Washington, Pennsylvania 14 $ 797,000 $ 56,928 $ 62,000
Washington, Rhode Island 14 $ 2,764,000 $ 197,428 $ 50,000
Fauquier, Virginia 14 $ 3,261,000 $ 232,928 $ 100,000
Manitowoc, Wisconsin 14 $ 715,000 $ 51,071 $ 80,000
Oconto, Wisconsin 14 $ 965,000 $ 68,928 $ 71,000
Coconino, Arizona 13 $ 2,857,000 $ 219,769 $ 127,000
Yavapai, Arizona 13 $ 1,667,000 $ 128,230 $ 178,000
El Dorado, California 13 $ 2,543,000 $ 195,615 $ 128,000
Broomfield, Colorado 13 $ 2,237,000 $ 172,076 $ 126,000
Hancock, Indiana 13 $ 795,000 $ 61,153 $ 84,000
Genesee, Michigan 13 $ 521,000 $ 40,076 $ 52,000
Washtenaw, Michigan 13 $ 789,000 $ 60,692 $ 92,000
Chisago, Minnesota 13 $ 748,000 $ 57,538 $ 90,000
Franklin, Missouri 13 $ 773,000 $ 59,461 $ 93,000
Wilkes, North Carolina 13 $ 1,304,000 $ 100,307 $ 33,000
Stark, Ohio 13 $ 452,000 $ 34,769 $ 79,000
Richland, South Carolina 13 $ 1,134,000 $ 87,230 $ 79,000
Rutherford, Tennessee 13 $ 1,052,000 $ 80,923 $ 106,000
White, Tennessee 13 $ 783,000 $ 60,230 $ 34,000
Henderson, Texas 13 $ 2,226,000 $ 171,230 $ 153,000
Washington, Utah 13 $ 941,000 $ 72,384 $ 133,000
Hanover, Virginia 13 $ 1,511,000 $ 116,230 $ 75,000
Skagit, Washington 13 $ 2,074,000 $ 159,538 $ 72,000
Baldwin, Alabama 12 $ 1,999,000 $ 166,583 $ 101,000
Shelby, Alabama 12 $ 801,000 $ 66,750 $ 94,000
Columbia, Georgia 12 $ 587,000 $ 48,916 $ 103,000
Greene, Georgia 12 $ 4,601,000 $ 383,416 $ 201,000
Boone, Indiana 12 $ 1,894,000 $ 157,833 $ 121,000
Story, Iowa 12 $ 901,000 $ 75,083 $ 112,000
Oldham, Kentucky 12 $ 1,333,000 $ 111,083 $ 60,000
Shelby, Kentucky 12 $ 1,647,000 $ 137,250 $ 97,000
Baltimore City, Maryland 12 $ 970,000 $ 80,833 $ 76,000
Lake, Ohio 12 $ 537,000 $ 44,750 $ 62,000
Lorain, Ohio 12 $ 375,000 $ 31,250 $ 70,000
Berks, Pennsylvania 12 $ 764,000 $ 63,666 $ 82,000
Frederick, Virginia 12 $ 1,609,000 $ 134,083 $ 64,000
Waupaca, Wisconsin 12 $ 439,000 $ 36,583 $ 49,000
Walton, Florida 11 $ 2,866,000 $ 260,545 $ 180,000
Carroll, Georgia 11 $ 746,000 $ 67,818 $ 65,000
Rockdale, Georgia 11 $ 1,104,000 $ 100,363 $ 101,000
Bonneville, Idaho 11 $ 1,548,000 $ 140,727 $ 89,000
Latah, Idaho 11 $ 1,249,000 $ 113,545 $ 79,000
McLean, Illinois 11 $ 499,000 $ 45,363 $ 105,000
Stephenson, Illinois 11 $ 1,202,000 $ 109,272 $ 49,000
Warren, Illinois 11 $ 731,000 $ 66,454 $ 33,000
Fayette, Kentucky 11 $ 485,000 $ 44,090 $ 70,000
Kent, Michigan 11 $ 466,000 $ 42,363 $ 52,000
Dodge, Minnesota 11 $ 389,000 $ 35,363 $ 84,000
Guilford, North Carolina 11 $ 542,000 $ 49,272 $ 73,000
Clark, Ohio 11 $ 443,000 $ 40,272 $ 63,000
Mahoning, Ohio 11 $ 485,000 $ 44,090 $ 71,000
Canadian, Oklahoma 11 $ 819,000 $ 74,454 $ 80,000
Lehigh, Pennsylvania 11 $ 1,047,000 $ 95,181 $ 68,000
Newport, Rhode Island 11 $ 2,930,000 $ 266,363 $ 93,000
Arlington, Virginia 11 $ 3,546,000 $ 322,363 $ 68,000
Chesapeake, Virginia 11 $ 1,392,000 $ 126,545 $ 80,000
Eau Claire, Wisconsin 11 $ 515,000 $ 46,818 $ 61,000
Marinette, Wisconsin 11 $ 478,000 $ 43,454 $ 60,000
Elbert, Colorado 10 $ 1,963,000 $ 196,300 $ 88,000
Banks, Georgia 10 $ 978,000 $ 97,800 $ 47,000
Boundary, Idaho 10 $ 1,933,000 $ 193,300 $ 97,000
Whiteside, Illinois 10 $ 771,000 $ 77,100 $ 37,000
Dallas, Iowa 10 $ 905,000 $ 90,500 $ 78,000
Linn, Iowa 10 $ 698,000 $ 69,800 $ 72,000
Bullitt, Kentucky 10 $ 943,000 $ 94,300 $ 78,000
St. Mary's, Maryland 10 $ 1,423,000 $ 142,300 $ 81,000
Kalamazoo, Michigan 10 $ 684,000 $ 68,400 $ 63,000
Lenawee, Michigan 10 $ 582,000 $ 58,200 $ 89,000
Missoula, Montana 10 $ 1,165,000 $ 116,500 $ 73,000
Sullivan, New Hampshire 10 $ 842,000 $ 84,200 $ 41,000
Portage, Ohio 10 $ 482,000 $ 48,200 $ 68,000
Josephine, Oregon 10 $ 1,079,000 $ 107,900 $ 55,000
Greenville, South Carolina 10 $ 939,000 $ 93,900 $ 72,000
Knox, Tennessee 10 $ 913,000 $ 91,300 $ 90,000
Overton, Tennessee 10 $ 790,000 $ 79,000 $ 26,000
Henrico, Virginia 10 $ 1,239,000 $ 123,900 $ 95,000
Westmoreland, Virginia 10 $ 1,659,000 $ 165,900 $ 174,000
Mason, Washington 10 $ 860,000 $ 86,000 $ 73,000
Pierce, Wisconsin 10 $ 1,107,000 $ 110,700 $ 88,000
Madison, Alabama 9 $ 371,000 $ 41,222 $ 84,000
Navajo, Arizona 9 $ 1,258,000 $ 139,777 $ 90,000
Shasta, California 9 $ 560,000 $ 62,222 $ 83,000
Fremont, Colorado 9 $ 1,014,000 $ 112,666 $ 80,000
Routt, Colorado 9 $ 2,441,000 $ 271,222 $ 130,000
Bay, Florida 9 $ 1,632,000 $ 181,333 $ 157,000
Wakulla, Florida 9 $ 951,000 $ 105,666 $ 54,000
Washington, Maryland 9 $ 1,084,000 $ 120,444 $ 75,000
Goodhue, Minnesota 9 $ 379,000 $ 42,111 $ 82,000
Olmsted, Minnesota 9 $ 574,000 $ 63,777 $ 69,000
Rice, Minnesota 9 $ 1,009,000 $ 112,111 $ 82,000
Washoe, Nevada 9 $ 1,449,000 $ 161,000 $ 120,000
Camden, New Jersey 9 $ 1,177,000 $ 130,777 $ 197,000
Iredell, North Carolina 9 $ 1,075,000 $ 119,444 $ 103,000
Johnston, North Carolina 9 $ 512,000 $ 56,888 $ 48,000
Cleveland, Oklahoma 9 $ 525,000 $ 58,333 $ 171,000
Clatsop, Oregon 9 $ 803,000 $ 89,222 $ 81,000
Cumberland, Pennsylvania 9 $ 1,626,000 $ 180,666 $ 94,000
Monroe, Pennsylvania 9 $ 733,000 $ 81,444 $ 140,000
Northampton, Pennsylvania 9 $ 595,000 $ 66,111 $ 67,000
Spartanburg, South Carolina 9 $ 512,000 $ 56,888 $ 67,000
Ellis, Texas 9 $ 867,000 $ 96,333 $ 82,000
Norfolk, Virginia 9 $ 1,149,000 $ 127,666 $ 43,000
Franklin, Washington 9 $ 1,002,000 $ 111,333 $ 51,000
Pend Oreille, Washington 9 $ 1,193,000 $ 132,555 $ 67,000
Marathon, Wisconsin 9 $ 487,000 $ 54,111 $ 50,000
Marquette, Wisconsin 9 $ 474,000 $ 52,666 $ 56,000
Oneida, Wisconsin 9 $ 383,000 $ 42,555 $ 83,000
Sauk, Wisconsin 9 $ 672,000 $ 74,666 $ 60,000
St. Croix, Wisconsin 9 $ 891,000 $ 99,000 $ 115,000
Solano, California 8 $ 1,484,000 $ 185,500 $ 136,000
Park, Colorado 8 $ 1,133,000 $ 141,625 $ 123,000
Bibb, Georgia 8 $ 473,000 $ 59,125 $ 57,000
Spalding, Georgia 8 $ 658,000 $ 82,250 $ 54,000
Bannock, Idaho 8 $ 562,000 $ 70,250 $ 75,000
Henry, Illinois 8 $ 665,000 $ 83,125 $ 41,000
Peoria, Illinois 8 $ 680,000 $ 85,000 $ 166,000
Allen, Indiana 8 $ 402,000 $ 50,250 $ 70,000
Gibson, Indiana 8 $ 1,004,000 $ 125,500 $ 54,000
Porter, Indiana 8 $ 1,132,000 $ 141,500 $ 132,000
Cerro Gordo, Iowa 8 $ 608,000 $ 76,000 $ 31,000
Benton, Minnesota 8 $ 649,000 $ 81,125 $ 90,000
Crow Wing, Minnesota 8 $ 704,000 $ 88,000 $ 99,000
Kanabec, Minnesota 8 $ 702,000 $ 87,750 $ 34,000
Belknap, New Hampshire 8 $ 928,000 $ 116,000 $ 126,000
Gloucester, New Jersey 8 $ 1,177,000 $ 147,125 $ 122,000
Valencia, New Mexico 8 $ 433,000 $ 54,125 $ 66,000
Erie, New York 8 $ 288,000 $ 36,000 $ 62,000
Lincoln, Oregon 8 $ 1,169,000 $ 146,125 $ 70,000
Franklin, Pennsylvania 8 $ 437,000 $ 54,625 $ 62,000
Schuylkill, Pennsylvania 8 $ 487,000 $ 60,875 $ 58,000
Horry, South Carolina 8 $ 760,000 $ 95,000 $ 105,000
Davidson, Tennessee 8 $ 470,000 $ 58,750 $ 84,000
Hamilton, Tennessee 8 $ 372,000 $ 46,500 $ 61,000
Travis, Texas 8 $ 1,450,000 $ 181,250 $ 96,000
Tooele, Utah 8 $ 618,000 $ 77,250 $ 78,000
Lincoln, Washington 8 $ 830,000 $ 103,750 $ 47,000
Door, Wisconsin 8 $ 1,433,000 $ 179,125 $ 108,000
Stanislaus, California 7 $ 734,000 $ 104,857 $ 90,000
Delta, Colorado 7 $ 797,000 $ 113,857 $ 83,000
Gilpin, Colorado 7 $ 910,000 $ 130,000 $ 99,000
Summit, Colorado 7 $ 730,000 $ 104,285 $ 112,000
Sussex, Delaware 7 $ 1,939,000 $ 277,000 $ 212,000
Baldwin, Georgia 7 $ 468,000 $ 66,857 $ 72,000
Champaign, Illinois 7 $ 573,000 $ 81,857 $ 52,000
Grundy, Illinois 7 $ 470,000 $ 67,142 $ 117,000
Black Hawk, Iowa 7 $ 393,000 $ 56,142 $ 50,000
Johnson, Iowa 7 $ 730,000 $ 104,285 $ 68,000
Warren, Iowa 7 $ 422,000 $ 60,285 $ 49,000
Wright, Iowa 7 $ 448,000 $ 64,000 $ 36,000
Carroll, Maryland 7 $ 1,344,000 $ 192,000 $ 115,000
Dukes, Massachusetts 7 $ 1,770,000 $ 252,857 $ 117,000
Hampshire, Massachusetts 7 $ 506,000 $ 72,285 $ 87,000
Livingston, Michigan 7 $ 412,000 $ 58,857 $ 133,000
Ottawa, Michigan 7 $ 371,000 $ 53,000 $ 66,000
Mille Lacs, Minnesota 7 $ 559,000 $ 79,857 $ 93,000
Grafton, New Hampshire 7 $ 907,000 $ 129,571 $ 87,000
Monmouth, New Jersey 7 $ 1,801,000 $ 257,285 $ 128,000
Pitt, North Carolina 7 $ 507,000 $ 72,428 $ 66,000
Licking, Ohio 7 $ 359,000 $ 51,285 $ 89,000
Bristol, Rhode Island 7 $ 2,684,000 $ 383,428 $ 261,000
Lexington, South Carolina 7 $ 245,000 $ 35,000 $ 60,000
Jackson, Tennessee 7 $ 478,000 $ 68,285 $ 35,000
Tipton, Tennessee 7 $ 538,000 $ 76,857 $ 60,000
Montgomery, Texas 7 $ 685,000 $ 97,857 $ 258,000
Williamson, Texas 7 $ 792,000 $ 113,142 $ 194,000
Alexandria, Virginia 7 $ 3,016,000 $ 430,857 $ 163,000
Hampton, Virginia 7 $ 581,000 $ 83,000 $ 50,000
Louisa, Virginia 7 $ 1,099,000 $ 157,000 $ 88,000
Portsmouth, Virginia 7 $ 1,490,000 $ 212,857 $ 99,000
Chippewa, Wisconsin 7 $ 569,000 $ 81,285 $ 173,000
Albany, Wyoming 7 $ 962,000 $ 137,428 $ 43,000
Benton, Arkansas 6 $ 502,000 $ 83,666 $ 90,000
Kings, California 6 $ 586,000 $ 97,666 $ 47,000
San Francisco, California 6 $ 1,561,000 $ 260,166 $ 208,000
San Mateo, California 6 $ 2,426,000 $ 404,333 $ 195,000
Santa Barbara, California 6 $ 1,435,000 $ 239,166 $ 77,000
Yolo, California 6 $ 670,000 $ 111,666 $ 111,000
Montrose, Colorado 6 $ 705,000 $ 117,500 $ 161,000
Bartow, Georgia 6 $ 238,000 $ 39,666 $ 104,000
Hart, Georgia 6 $ 961,000 $ 160,166 $ 120,000
Kankakee, Illinois 6 $ 535,000 $ 89,166 $ 88,000
Clark, Indiana 6 $ 323,000 $ 53,833 $ 72,000
Dearborn, Indiana 6 $ 210,000 $ 35,000 $ 74,000
Floyd, Indiana 6 $ 296,000 $ 49,333 $ 74,000
Wyandotte, Kansas 6 $ 273,000 $ 45,500 $ 35,000
Campbell, Kentucky 6 $ 409,000 $ 68,166 $ 71,000
Orleans, Louisiana 6 $ 943,000 $ 157,166 $ 130,000
Knox, Maine 6 $ 877,000 $ 146,166 $ 66,000
Franklin, Massachusetts 6 $ 537,000 $ 89,500 $ 70,000
Ingham, Michigan 6 $ 237,000 $ 39,500 $ 64,000
Lapeer, Michigan 6 $ 392,000 $ 65,333 $ 69,000
Douglas, Minnesota 6 $ 521,000 $ 86,833 $ 98,000
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Mortgage Loan Application Detail Totals for Guaranty Bank, FSB in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,856 $2,296,059,000 $154,000 $3,500,000 $85,000 $5,472,000
Refinancing 10,072 $1,473,469,000 $146,000 $1,918,000 $92,000 $2,100,000
Home Improvement 3,633 $237,787,000 $65,000 $890,000 $94,000 $900,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,333 $2,968,681,000 $139,000 $3,500,000 $91,000 $5,472,000
Hispanic 2,623 $386,739,000 $147,000 $1,000,000 $70,000 $540,000
Black or African American 2,002 $276,891,000 $138,000 $1,120,000 $76,000 $927,000
Not Provided 1,478 $158,657,000 $107,000 $796,000 $88,000 $772,000
Asian 930 $186,503,000 $200,000 $1,000,000 $109,000 $747,000
Native Hawaiian or Other Pacific Islander 125 $21,106,000 $168,000 $688,000 $106,000 $1,531,000
American Indian or Alaskan Native 69 $8,675,000 $125,000 $610,000 $88,000 $468,000
Not applicable 1 $63,000 $63,000 $63,000 $241,000 $241,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,201 $3,782,687,000 $139,000 $3,500,000 $90,000 $5,472,000
FHA-insured (Federal Housing Administration) 952 $145,628,000 $152,000 $358,000 $57,000 $310,000
VA-guaranteed (Veterans Administration) 398 $77,315,000 $194,000 $417,000 $59,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,685,000 $168,000 $186,000 $37,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 28,561 $4,007,315,000 $140,000 $3,500,000 $89,000 $5,472,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank, FSB's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranty Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

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