Guaranty Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Guaranty Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranty Bank 501 W Northshore Dr. Suite 400 Glendale, WI 53217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,836 |
| Total Mortgage Loan Application Amount | $326,714,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $1,430,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $3,730,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Guaranty Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranty Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Guaranty Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranty Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranty Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranty Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 144 | $ 27,805,000 | $ 193,000 | $ 68,000 |
| DeKalb County Georgia | 100 | $ 19,091,000 | $ 190,000 | $ 88,000 |
| Gwinnett County Georgia | 87 | $ 14,681,000 | $ 168,000 | $ 67,000 |
| Berkeley County South Carolina | 87 | $ 13,073,000 | $ 150,000 | $ 57,000 |
| Dorchester County South Carolina | 78 | $ 12,437,000 | $ 159,000 | $ 60,000 |
| Fulton County Georgia | 66 | $ 12,753,000 | $ 193,000 | $ 77,000 |
| Dallas County Texas | 66 | $ 18,709,000 | $ 283,000 | $ 181,000 |
| Dane County Wisconsin | 64 | $ 10,451,000 | $ 163,000 | $ 66,000 |
| New Castle County Delaware | 51 | $ 10,857,000 | $ 212,000 | $ 84,000 |
| Milwaukee County Wisconsin | 46 | $ 5,736,000 | $ 124,000 | $ 61,000 |
| Scott County Iowa | 45 | $ 6,057,000 | $ 134,000 | $ 61,000 |
| Brevard County Florida | 43 | $ 8,522,000 | $ 198,000 | $ 79,000 |
| Harris County Texas | 40 | $ 5,954,000 | $ 148,000 | $ 77,000 |
| Cobb County Georgia | 38 | $ 7,058,000 | $ 185,000 | $ 73,000 |
| Tulsa County Oklahoma | 30 | $ 3,842,000 | $ 128,000 | $ 50,000 |
| Clark County Nevada | 29 | $ 4,924,000 | $ 169,000 | $ 69,000 |
| Polk County Florida | 26 | $ 4,197,000 | $ 161,000 | $ 61,000 |
| Broward County Florida | 23 | $ 5,293,000 | $ 230,000 | $ 84,000 |
| Cherokee County Georgia | 21 | $ 3,533,000 | $ 168,000 | $ 65,000 |
| Rock Island County Illinois | 21 | $ 2,278,000 | $ 108,000 | $ 55,000 |
| Tarrant County Texas | 21 | $ 3,063,000 | $ 145,000 | $ 71,000 |
| Forsyth County Georgia | 18 | $ 3,277,000 | $ 182,000 | $ 80,000 |
| Henry County Georgia | 17 | $ 2,302,000 | $ 135,000 | $ 46,000 |
| Cook County Illinois | 16 | $ 2,995,000 | $ 187,000 | $ 80,000 |
| Kalamazoo County Michigan | 16 | $ 2,170,000 | $ 135,000 | $ 102,000 |
| Denton County Texas | 16 | $ 3,624,000 | $ 226,000 | $ 91,000 |
| Troup County Georgia | 15 | $ 2,107,000 | $ 140,000 | $ 46,000 |
| Davidson County Tennessee | 15 | $ 3,651,000 | $ 243,000 | $ 149,000 |
| Volusia County Florida | 14 | $ 2,402,000 | $ 171,000 | $ 69,000 |
| Clinton County Iowa | 14 | $ 1,203,000 | $ 85,000 | $ 48,000 |
| Fort Bend County Texas | 14 | $ 3,186,000 | $ 227,000 | $ 104,000 |
| Waukesha County Wisconsin | 14 | $ 2,990,000 | $ 213,000 | $ 83,000 |
| Coweta County Georgia | 13 | $ 2,542,000 | $ 195,000 | $ 75,000 |
| Fayette County Georgia | 13 | $ 2,451,000 | $ 188,000 | $ 76,000 |
| Hillsborough County Florida | 12 | $ 2,028,000 | $ 169,000 | $ 55,000 |
| DuPage County Illinois | 11 | $ 1,602,000 | $ 145,000 | $ 88,000 |
| Muscatine County Iowa | 11 | $ 1,295,000 | $ 117,000 | $ 57,000 |
| Oakland County Michigan | 11 | $ 2,625,000 | $ 238,000 | $ 392,000 |
| Grayson County Texas | 11 | $ 1,293,000 | $ 117,000 | $ 47,000 |
| Rock County Wisconsin | 11 | $ 1,338,000 | $ 121,000 | $ 55,000 |
| Maricopa County Arizona | 10 | $ 2,236,000 | $ 223,000 | $ 129,000 |
| Kent County Delaware | 10 | $ 1,651,000 | $ 165,000 | $ 62,000 |
| Bucks County Pennsylvania | 10 | $ 2,251,000 | $ 225,000 | $ 99,000 |
| St. Lucie County Florida | 9 | $ 900,000 | $ 100,000 | $ 48,000 |
| Hall County Georgia | 9 | $ 1,190,000 | $ 132,000 | $ 72,000 |
| Chester County Pennsylvania | 9 | $ 2,402,000 | $ 266,000 | $ 92,000 |
| Miami-Dade County Florida | 8 | $ 1,746,000 | $ 218,000 | $ 104,000 |
| Palm Beach County Florida | 8 | $ 1,825,000 | $ 228,000 | $ 98,000 |
| McHenry County Illinois | 8 | $ 1,406,000 | $ 175,000 | $ 73,000 |
| Macomb County Michigan | 8 | $ 1,101,000 | $ 137,000 | $ 65,000 |
| Williamson County Tennessee | 8 | $ 2,244,000 | $ 280,000 | $ 121,000 |
| Chittenden County Vermont | 8 | $ 1,387,000 | $ 173,000 | $ 77,000 |
| Franklin County Vermont | 8 | $ 1,602,000 | $ 200,000 | $ 65,000 |
| Washington County Wisconsin | 8 | $ 1,520,000 | $ 190,000 | $ 91,000 |
| Green County Wisconsin | 7 | $ 889,000 | $ 127,000 | $ 88,000 |
| Newton County Georgia | 6 | $ 587,000 | $ 97,000 | $ 48,000 |
| Cumberland County Tennessee | 6 | $ 685,000 | $ 114,000 | $ 50,000 |
| Collin County Texas | 6 | $ 806,000 | $ 134,000 | $ 62,000 |
| Manatee County Florida | 5 | $ 1,377,000 | $ 275,000 | $ 116,000 |
| Okeechobee County Florida | 5 | $ 574,000 | $ 114,000 | $ 68,000 |
| Kane County Illinois | 5 | $ 1,027,000 | $ 205,000 | $ 70,000 |
| Montgomery County Pennsylvania | 5 | $ 1,338,000 | $ 267,000 | $ 146,000 |
| Philadelphia County Pennsylvania | 5 | $ 786,000 | $ 157,000 | $ 70,000 |
| King County Washington | 5 | $ 2,682,000 | $ 536,000 | $ 172,000 |
| Iowa County Wisconsin | 5 | $ 466,000 | $ 93,000 | $ 39,000 |
| Sarasota County Florida | 4 | $ 1,583,000 | $ 395,000 | $ 205,000 |
| Clayton County Georgia | 4 | $ 311,000 | $ 77,000 | $ 41,000 |
| Douglas County Georgia | 4 | $ 422,000 | $ 105,000 | $ 46,000 |
| Wayne County Michigan | 4 | $ 485,000 | $ 121,000 | $ 97,000 |
| Rogers County Oklahoma | 4 | $ 759,000 | $ 189,000 | $ 92,000 |
| Delaware County Pennsylvania | 4 | $ 665,000 | $ 166,000 | $ 136,000 |
| Putnam County Tennessee | 4 | $ 566,000 | $ 141,000 | $ 74,000 |
| Juneau County Wisconsin | 4 | $ 296,000 | $ 74,000 | $ 42,000 |
| La Crosse County Wisconsin | 4 | $ 454,000 | $ 113,000 | $ 46,000 |
| Racine County Wisconsin | 4 | $ 630,000 | $ 157,000 | $ 49,000 |
| Douglas County Colorado | 3 | $ 1,158,000 | $ 386,000 | $ 219,000 |
| Osceola County Florida | 3 | $ 494,000 | $ 164,000 | $ 42,000 |
| Pasco County Florida | 3 | $ 448,000 | $ 149,000 | $ 30,000 |
| Barrow County Georgia | 3 | $ 411,000 | $ 137,000 | $ 39,000 |
| Carroll County Georgia | 3 | $ 347,000 | $ 115,000 | $ 29,000 |
| Dawson County Georgia | 3 | $ 906,000 | $ 302,000 | $ 149,000 |
| Jackson County Georgia | 3 | $ 384,000 | $ 128,000 | $ 44,000 |
| Muscogee County Georgia | 3 | $ 974,000 | $ 324,000 | $ 96,000 |
| Pickens County Georgia | 3 | $ 464,000 | $ 154,000 | $ 60,000 |
| Rockdale County Georgia | 3 | $ 361,000 | $ 120,000 | $ 95,000 |
| Walton County Georgia | 3 | $ 584,000 | $ 194,000 | $ 60,000 |
| DeKalb County Illinois | 3 | $ 314,000 | $ 104,000 | $ 43,000 |
| Henry County Illinois | 3 | $ 169,000 | $ 56,000 | $ 27,000 |
| Mercer County Illinois | 3 | $ 251,000 | $ 83,000 | $ 37,000 |
| Will County Illinois | 3 | $ 679,000 | $ 226,000 | $ 116,000 |
| Cedar County Iowa | 3 | $ 486,000 | $ 162,000 | $ 66,000 |
| Dubuque County Iowa | 3 | $ 375,000 | $ 125,000 | $ 181,000 |
| Creek County Oklahoma | 3 | $ 275,000 | $ 91,000 | $ 47,000 |
| Orangeburg County South Carolina | 3 | $ 476,000 | $ 158,000 | $ 53,000 |
| Richland County South Carolina | 3 | $ 514,000 | $ 171,000 | $ 61,000 |
| Columbia County Wisconsin | 3 | $ 570,000 | $ 190,000 | $ 77,000 |
| Jefferson County Wisconsin | 3 | $ 507,000 | $ 169,000 | $ 66,000 |
| Ozaukee County Wisconsin | 3 | $ 442,000 | $ 147,000 | $ 68,000 |
| Richland County Wisconsin | 3 | $ 265,000 | $ 88,000 | $ 42,000 |
| San Diego County California | 2 | $ 694,000 | $ 347,000 | $ 125,000 |
| Arapahoe County Colorado | 2 | $ 333,000 | $ 166,000 | $ 61,000 |
| Hartford County Connecticut | 2 | $ 479,000 | $ 239,000 | $ 126,000 |
| New Haven County Connecticut | 2 | $ 331,000 | $ 165,000 | $ 68,000 |
| Indian River County Florida | 2 | $ 242,000 | $ 121,000 | $ 41,000 |
| Martin County Florida | 2 | $ 528,000 | $ 264,000 | $ 91,000 |
| Orange County Florida | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Pinellas County Florida | 2 | $ 211,000 | $ 105,000 | $ 67,000 |
| Walton County Florida | 2 | $ 203,000 | $ 101,000 | $ 52,000 |
| Richmond County Georgia | 2 | $ 232,000 | $ 116,000 | $ 38,000 |
| Winnebago County Illinois | 2 | $ 272,000 | $ 136,000 | $ 47,000 |
| Jackson County Iowa | 2 | $ 244,000 | $ 122,000 | $ 34,000 |
| Linn County Iowa | 2 | $ 187,000 | $ 93,000 | $ 52,000 |
| Anoka County Minnesota | 2 | $ 305,000 | $ 152,000 | $ 129,000 |
| Hennepin County Minnesota | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| Burlington County New Jersey | 2 | $ 401,000 | $ 200,000 | $ 86,000 |
| Wake County North Carolina | 2 | $ 522,000 | $ 261,000 | $ 101,000 |
| White County Tennessee | 2 | $ 121,000 | $ 60,000 | $ 65,000 |
| Brazoria County Texas | 2 | $ 209,000 | $ 104,000 | $ 79,000 |
| Galveston County Texas | 2 | $ 372,000 | $ 186,000 | $ 60,000 |
| Addison County Vermont | 2 | $ 453,000 | $ 226,000 | $ 95,000 |
| Sauk County Wisconsin | 2 | $ 245,000 | $ 122,000 | $ 47,000 |
| Walworth County Wisconsin | 2 | $ 288,000 | $ 144,000 | $ 46,000 |
| Jefferson County Alabama | 1 | $ 334,000 | $ 334,000 | $ 106,000 |
| Lee County Alabama | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
| Walker County Alabama | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Pima County Arizona | 1 | $ 249,000 | $ 249,000 | $ 98,000 |
| Pinal County Arizona | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Alameda County California | 1 | $ 431,000 | $ 431,000 | $ 128,000 |
| Riverside County California | 1 | $ 317,000 | $ 317,000 | $ 136,000 |
| Boulder County Colorado | 1 | $ 581,000 | $ 581,000 | $ 240,000 |
| Broomfield County Colorado | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Denver County Colorado | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| El Paso County Colorado | 1 | $ 609,000 | $ 609,000 | $ 200,000 |
| Elbert County Colorado | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Weld County Colorado | 1 | $ 226,000 | $ 226,000 | $ 57,000 |
| Sussex County Delaware | 1 | $ 252,000 | $ 252,000 | $ 66,000 |
| Duval County Florida | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
| Escambia County Florida | 1 | $ 257,000 | $ 257,000 | $ 81,000 |
| Hernando County Florida | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Lake County Florida | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Bartow County Georgia | 1 | $ 182,000 | $ 182,000 | $ 94,000 |
| Bibb County Georgia | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Bryan County Georgia | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Burke County Georgia | 1 | $ 199,000 | $ 199,000 | $ 90,000 |
| Chatham County Georgia | 1 | $ 68,000 | $ 68,000 | $ 130,000 |
| Clarke County Georgia | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| Columbia County Georgia | 1 | $ 177,000 | $ 177,000 | $ 45,000 |
| Hart County Georgia | 1 | $ 234,000 | $ 234,000 | $ 137,000 |
| Lumpkin County Georgia | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Meriwether County Georgia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Monroe County Georgia | 1 | $ 223,000 | $ 223,000 | $ 145,000 |
| Morgan County Georgia | 1 | $ 119,000 | $ 119,000 | $ 59,000 |
| Paulding County Georgia | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
| Terrell County Georgia | 1 | $ 203,000 | $ 203,000 | $ 146,000 |
| Toombs County Georgia | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| Twiggs County Georgia | 1 | $ 153,000 | $ 153,000 | $ 85,000 |
| Upson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| White County Georgia | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| Wilkes County Georgia | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| Boone County Illinois | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Knox County Illinois | 1 | $ 356,000 | $ 356,000 | $ 282,000 |
| Lake County Illinois | 1 | $ 177,000 | $ 177,000 | $ 87,000 |
| Whiteside County Illinois | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Marion County Indiana | 1 | $ 147,000 | $ 147,000 | $ 140,000 |
| Hardin County Iowa | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Johnson County Iowa | 1 | $ 342,000 | $ 342,000 | $ 91,000 |
| Jones County Iowa | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Louisa County Iowa | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Johnson County Kansas | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Shawnee County Kansas | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Cumberland County Maine | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Baltimore County Maryland | 1 | $ 203,000 | $ 203,000 | $ 51,000 |
| Franklin County Massachusetts | 1 | $ 309,000 | $ 309,000 | $ 110,000 |
| Middlesex County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 111,000 |
| Norfolk County Massachusetts | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Allegan County Michigan | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Barry County Michigan | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Calhoun County Michigan | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Mecosta County Michigan | 1 | $ 100,000 | $ 100,000 | $ 257,000 |
| St. Joseph County Michigan | 1 | $ 98,000 | $ 98,000 | $ 97,000 |
| Carver County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 96,000 |
| Dakota County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Scott County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Boone County Missouri | 1 | $ 137,000 | $ 137,000 | $ 55,000 |
| St. Louis County Missouri | 1 | $ 187,000 | $ 187,000 | $ 140,000 |
| Taney County Missouri | 1 | $ 154,000 | $ 154,000 | $ 198,000 |
| Forsyth County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 101,000 |
| Mecklenburg County North Carolina | 1 | $ 551,000 | $ 551,000 | $ 190,000 |
| Randolph County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 71,000 |
| Wilkes County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Jackson County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| McClain County Oklahoma | 1 | $ 214,000 | $ 214,000 | $ 138,000 |
| Oklahoma County Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 118,000 |
| Okmulgee County Oklahoma | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Osage County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 81,000 |
| Payne County Oklahoma | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Wagoner County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 82,000 |
| Lane County Oregon | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Multnomah County Oregon | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Dauphin County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 207,000 |
| Lancaster County Pennsylvania | 1 | $ 301,000 | $ 301,000 | $ 68,000 |
| Lehigh County Pennsylvania | 1 | $ 331,000 | $ 331,000 | $ 115,000 |
| York County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Beaufort County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
| Horry County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 19,000 |
| Lexington County South Carolina | 1 | $ 246,000 | $ 246,000 | $ 95,000 |
| Bedford County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Fentress County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Sequatchie County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 66,000 |
| Smith County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 73,000 |
| Wilson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Ellis County Texas | 1 | $ 167,000 | $ 167,000 | $ 57,000 |
| Fannin County Texas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Kaufman County Texas | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Montgomery County Texas | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Parker County Texas | 1 | $ 134,000 | $ 134,000 | $ 142,000 |
| Rockwall County Texas | 1 | $ 233,000 | $ 233,000 | $ 109,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
| Uintah County Utah | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Lamoille County Vermont | 1 | $ 219,000 | $ 219,000 | $ 86,000 |
| Clark County Washington | 1 | $ 263,000 | $ 263,000 | $ 95,000 |
| Okanogan County Washington | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Snohomish County Washington | 1 | $ 299,000 | $ 299,000 | $ 143,000 |
| Dodge County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 92,000 |
| Grant County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Kenosha County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Outagamie County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Portage County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,502 | $260,519,000 | $173,000 | $1,100,000 | $73,000 | $3,000,000 |
| Refinancing | 328 | $64,965,000 | $198,000 | $1,430,000 | $105,000 | $3,730,000 |
| Home Improvement | 6 | $1,230,000 | $205,000 | $417,000 | $98,000 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,394 | $254,523,000 | $182,000 | $1,430,000 | $84,000 | $3,730,000 |
| Black or African American | 198 | $30,599,000 | $154,000 | $445,000 | $60,000 | $261,000 |
| Hispanic | 134 | $21,201,000 | $158,000 | $460,000 | $65,000 | $203,000 |
| Asian | 55 | $9,677,000 | $175,000 | $403,000 | $62,000 | $208,000 |
| Not Provided | 43 | $9,025,000 | $209,000 | $1,067,000 | $93,000 | $296,000 |
| American Indian or Alaskan Native | 8 | $1,065,000 | $133,000 | $204,000 | $59,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $624,000 | $156,000 | $289,000 | $42,000 | $83,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,199 | $190,815,000 | $159,000 | $505,000 | $62,000 | $365,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 449 | $102,690,000 | $228,000 | $1,430,000 | $133,000 | $3,730,000 |
| VA-guaranteed (Veterans Administration) | 114 | $22,741,000 | $199,000 | $388,000 | $72,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $10,468,000 | $141,000 | $342,000 | $49,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 882 | $168,033,000 | $190,000 | $1,430,000 | $92,000 | $3,730,000 |
| Loan Originated | 808 | $130,718,000 | $161,000 | $431,000 | $62,000 | $261,000 |
| Application Denied By Financial Institution | 66 | $10,582,000 | $160,000 | $505,000 | $59,000 | $261,000 |
| Application Withdrawn By Applicant | 40 | $9,898,000 | $247,000 | $1,100,000 | $162,000 | $3,000,000 |
| Application Approved But Not Accepted | 40 | $7,483,000 | $187,000 | $551,000 | $86,000 | $363,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $3,060,000 | $170,000 | $330,000 | $63,000 | $132,000 |
| Debt-To-Income Ratio | 18 | $3,099,000 | $172,000 | $351,000 | $51,000 | $225,000 |
| Collateral | 11 | $1,938,000 | $176,000 | $505,000 | $68,000 | $111,000 |
| Other | 9 | $1,342,000 | $149,000 | $352,000 | $81,000 | $261,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $569,000 | $113,000 | $172,000 | $36,000 | $56,000 |
| Employment History | 3 | $339,000 | $113,000 | $136,000 | $19,000 | $48,000 |
| Unverifiable Information | 2 | $235,000 | $117,000 | $152,000 | $45,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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