Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Guidance Residential, Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,228 |
| Total Mortgage Loan Application Amount | $760,580,000 |
| Average Mortgage Loan Application Amount | $232,500 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $1,116,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 371 | $ 78,971,000 | $ 212,000 | $ 102,000 |
| DuPage County Illinois | 202 | $ 46,877,000 | $ 232,000 | $ 111,000 |
| Middlesex County New Jersey | 115 | $ 30,925,000 | $ 268,000 | $ 111,000 |
| King County Washington | 83 | $ 27,628,000 | $ 332,000 | $ 103,000 |
| Queens County New York | 71 | $ 28,112,000 | $ 395,000 | $ 95,000 |
| Harris County Texas | 65 | $ 9,683,000 | $ 148,000 | $ 103,000 |
| Collin County Texas | 57 | $ 12,234,000 | $ 214,000 | $ 99,000 |
| Nassau County New York | 56 | $ 17,201,000 | $ 307,000 | $ 109,000 |
| Los Angeles County California | 50 | $ 16,034,000 | $ 320,000 | $ 98,000 |
| Fairfax County Virginia | 50 | $ 15,431,000 | $ 308,000 | $ 104,000 |
| St. Louis County Missouri | 47 | $ 10,097,000 | $ 214,000 | $ 122,000 |
| Hennepin County Minnesota | 46 | $ 7,400,000 | $ 160,000 | $ 79,000 |
| Santa Clara County California | 45 | $ 16,942,000 | $ 376,000 | $ 141,000 |
| Will County Illinois | 45 | $ 11,052,000 | $ 245,000 | $ 92,000 |
| Wayne County Michigan | 45 | $ 6,654,000 | $ 147,000 | $ 79,000 |
| Anoka County Minnesota | 42 | $ 7,823,000 | $ 186,000 | $ 77,000 |
| Loudoun County Virginia | 42 | $ 11,993,000 | $ 285,000 | $ 101,000 |
| Dallas County Texas | 41 | $ 7,188,000 | $ 175,000 | $ 108,000 |
| Fort Bend County Texas | 37 | $ 6,399,000 | $ 172,000 | $ 87,000 |
| Orange County Florida | 34 | $ 7,026,000 | $ 206,000 | $ 130,000 |
| Franklin County Ohio | 32 | $ 4,876,000 | $ 152,000 | $ 72,000 |
| Broward County Florida | 31 | $ 7,587,000 | $ 244,000 | $ 93,000 |
| Tarrant County Texas | 31 | $ 5,183,000 | $ 167,000 | $ 81,000 |
| Alameda County California | 29 | $ 9,655,000 | $ 332,000 | $ 106,000 |
| Bergen County New Jersey | 28 | $ 7,402,000 | $ 264,000 | $ 132,000 |
| Sacramento County California | 27 | $ 6,177,000 | $ 228,000 | $ 105,000 |
| Kings County New York | 27 | $ 10,369,000 | $ 384,000 | $ 101,000 |
| Suffolk County New York | 27 | $ 7,344,000 | $ 272,000 | $ 105,000 |
| Somerset County New Jersey | 26 | $ 8,668,000 | $ 333,000 | $ 118,000 |
| Wake County North Carolina | 26 | $ 5,219,000 | $ 200,000 | $ 88,000 |
| Montgomery County Maryland | 25 | $ 7,841,000 | $ 313,000 | $ 108,000 |
| Mecklenburg County North Carolina | 25 | $ 3,250,000 | $ 130,000 | $ 50,000 |
| Prince William County Virginia | 25 | $ 5,381,000 | $ 215,000 | $ 94,000 |
| New Haven County Connecticut | 24 | $ 4,758,000 | $ 198,000 | $ 78,000 |
| Baltimore County Maryland | 23 | $ 4,192,000 | $ 182,000 | $ 86,000 |
| Oakland County Michigan | 23 | $ 4,978,000 | $ 216,000 | $ 109,000 |
| Contra Costa County California | 21 | $ 6,506,000 | $ 309,000 | $ 95,000 |
| Fairfield County Connecticut | 21 | $ 6,187,000 | $ 294,000 | $ 105,000 |
| Middlesex County Massachusetts | 21 | $ 5,372,000 | $ 255,000 | $ 89,000 |
| Montgomery County Pennsylvania | 21 | $ 4,270,000 | $ 203,000 | $ 83,000 |
| Passaic County New Jersey | 20 | $ 5,683,000 | $ 284,000 | $ 105,000 |
| San Joaquin County California | 19 | $ 4,156,000 | $ 218,000 | $ 85,000 |
| Fulton County Georgia | 19 | $ 4,647,000 | $ 244,000 | $ 101,000 |
| Dakota County Minnesota | 19 | $ 4,320,000 | $ 227,000 | $ 81,000 |
| Shelby County Tennessee | 19 | $ 4,500,000 | $ 236,000 | $ 136,000 |
| Orange County California | 18 | $ 6,380,000 | $ 354,000 | $ 104,000 |
| San Diego County California | 18 | $ 5,580,000 | $ 310,000 | $ 107,000 |
| Gwinnett County Georgia | 17 | $ 2,694,000 | $ 158,000 | $ 80,000 |
| Lake County Illinois | 17 | $ 3,788,000 | $ 222,000 | $ 92,000 |
| Howard County Maryland | 17 | $ 5,460,000 | $ 321,000 | $ 159,000 |
| Prince George's County Maryland | 17 | $ 4,478,000 | $ 263,000 | $ 102,000 |
| Worcester County Massachusetts | 17 | $ 3,754,000 | $ 220,000 | $ 93,000 |
| Hudson County New Jersey | 17 | $ 4,462,000 | $ 262,000 | $ 97,000 |
| Riverside County California | 16 | $ 4,156,000 | $ 259,000 | $ 81,000 |
| Duval County Florida | 16 | $ 3,777,000 | $ 236,000 | $ 143,000 |
| Peoria County Illinois | 16 | $ 2,634,000 | $ 164,000 | $ 79,000 |
| Davidson County Tennessee | 16 | $ 2,952,000 | $ 184,000 | $ 105,000 |
| Osceola County Florida | 15 | $ 1,803,000 | $ 120,000 | $ 74,000 |
| San Bernardino County California | 14 | $ 3,773,000 | $ 269,000 | $ 88,000 |
| Bronx County New York | 14 | $ 4,407,000 | $ 314,000 | $ 93,000 |
| Westchester County New York | 14 | $ 5,503,000 | $ 393,000 | $ 118,000 |
| Hillsborough County Florida | 13 | $ 2,849,000 | $ 219,000 | $ 189,000 |
| Miami-Dade County Florida | 13 | $ 2,338,000 | $ 179,000 | $ 101,000 |
| Cobb County Georgia | 13 | $ 2,258,000 | $ 173,000 | $ 80,000 |
| DeKalb County Georgia | 13 | $ 2,044,000 | $ 157,000 | $ 67,000 |
| Kane County Illinois | 13 | $ 3,702,000 | $ 284,000 | $ 103,000 |
| Suffolk County Massachusetts | 13 | $ 3,099,000 | $ 238,000 | $ 75,000 |
| Richmond County New York | 13 | $ 4,168,000 | $ 320,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,270,000 | $ 97,000 | $ 43,000 |
| Baltimore City County Maryland | 12 | $ 2,613,000 | $ 217,000 | $ 114,000 |
| Essex County New Jersey | 12 | $ 2,757,000 | $ 229,000 | $ 96,000 |
| Albany County New York | 12 | $ 2,157,000 | $ 179,000 | $ 115,000 |
| Ramsey County Minnesota | 11 | $ 1,589,000 | $ 144,000 | $ 63,000 |
| Travis County Texas | 11 | $ 1,949,000 | $ 177,000 | $ 101,000 |
| Williamson County Texas | 11 | $ 1,949,000 | $ 177,000 | $ 102,000 |
| Waukesha County Wisconsin | 11 | $ 2,865,000 | $ 260,000 | $ 90,000 |
| Hartford County Connecticut | 10 | $ 1,810,000 | $ 181,000 | $ 70,000 |
| Norfolk County Massachusetts | 10 | $ 2,338,000 | $ 233,000 | $ 74,000 |
| Washtenaw County Michigan | 10 | $ 2,170,000 | $ 217,000 | $ 155,000 |
| Guilford County North Carolina | 10 | $ 1,624,000 | $ 162,000 | $ 73,000 |
| Denton County Texas | 10 | $ 2,369,000 | $ 236,000 | $ 150,000 |
| Champaign County Illinois | 9 | $ 1,208,000 | $ 134,000 | $ 192,000 |
| Cuyahoga County Ohio | 9 | $ 1,386,000 | $ 154,000 | $ 92,000 |
| Bucks County Pennsylvania | 9 | $ 2,523,000 | $ 280,000 | $ 159,000 |
| Delaware County Pennsylvania | 9 | $ 820,000 | $ 91,000 | $ 28,000 |
| Snohomish County Washington | 9 | $ 2,564,000 | $ 284,000 | $ 74,000 |
| Milwaukee County Wisconsin | 9 | $ 1,423,000 | $ 158,000 | $ 94,000 |
| Winnebago County Illinois | 8 | $ 1,498,000 | $ 187,000 | $ 122,000 |
| Essex County Massachusetts | 8 | $ 2,096,000 | $ 262,000 | $ 82,000 |
| Jackson County Missouri | 8 | $ 1,187,000 | $ 148,000 | $ 87,000 |
| Burlington County New Jersey | 8 | $ 1,662,000 | $ 207,000 | $ 72,000 |
| Mercer County New Jersey | 8 | $ 2,554,000 | $ 319,000 | $ 162,000 |
| Butler County Ohio | 8 | $ 1,500,000 | $ 187,000 | $ 125,000 |
| Washington County Oregon | 8 | $ 2,070,000 | $ 258,000 | $ 124,000 |
| Genesee County Michigan | 7 | $ 1,552,000 | $ 221,000 | $ 194,000 |
| Monmouth County New Jersey | 7 | $ 1,695,000 | $ 242,000 | $ 91,000 |
| Erie County New York | 7 | $ 854,000 | $ 122,000 | $ 83,000 |
| Onondaga County New York | 7 | $ 1,130,000 | $ 161,000 | $ 76,000 |
| Greene County Ohio | 7 | $ 1,817,000 | $ 259,000 | $ 179,000 |
| Marion County Florida | 6 | $ 692,000 | $ 115,000 | $ 99,000 |
| Kendall County Illinois | 6 | $ 1,276,000 | $ 212,000 | $ 128,000 |
| Ingham County Michigan | 6 | $ 914,000 | $ 152,000 | $ 77,000 |
| Atlantic County New Jersey | 6 | $ 1,107,000 | $ 184,000 | $ 56,000 |
| Arlington County Virginia | 6 | $ 1,843,000 | $ 307,000 | $ 111,000 |
| Chesterfield County Virginia | 6 | $ 1,323,000 | $ 220,000 | $ 96,000 |
| Anne Arundel County Maryland | 5 | $ 1,611,000 | $ 322,000 | $ 121,000 |
| Olmsted County Minnesota | 5 | $ 757,000 | $ 151,000 | $ 49,000 |
| Northampton County Pennsylvania | 5 | $ 1,335,000 | $ 267,000 | $ 97,000 |
| Fresno County California | 4 | $ 967,000 | $ 241,000 | $ 111,000 |
| District of Columbia County District Of Columbia | 4 | $ 893,000 | $ 223,000 | $ 164,000 |
| Manatee County Florida | 4 | $ 679,000 | $ 169,000 | $ 70,000 |
| Forsyth County Georgia | 4 | $ 914,000 | $ 228,000 | $ 94,000 |
| Oconee County Georgia | 4 | $ 1,233,000 | $ 308,000 | $ 213,000 |
| Scott County Minnesota | 4 | $ 717,000 | $ 179,000 | $ 50,000 |
| Washington County Minnesota | 4 | $ 768,000 | $ 192,000 | $ 63,000 |
| Boone County Missouri | 4 | $ 646,000 | $ 161,000 | $ 64,000 |
| Ocean County New Jersey | 4 | $ 669,000 | $ 167,000 | $ 119,000 |
| Monroe County New York | 4 | $ 978,000 | $ 244,000 | $ 102,000 |
| Schenectady County New York | 4 | $ 1,179,000 | $ 294,000 | $ 108,000 |
| New Hanover County North Carolina | 4 | $ 678,000 | $ 169,000 | $ 94,000 |
| Pitt County North Carolina | 4 | $ 1,071,000 | $ 267,000 | $ 130,000 |
| Warren County Ohio | 4 | $ 703,000 | $ 175,000 | $ 115,000 |
| Allegheny County Pennsylvania | 4 | $ 932,000 | $ 233,000 | $ 133,000 |
| Chester County Pennsylvania | 4 | $ 846,000 | $ 211,000 | $ 84,000 |
| Richland County South Carolina | 4 | $ 297,000 | $ 74,000 | $ 54,000 |
| Bexar County Texas | 4 | $ 760,000 | $ 190,000 | $ 186,000 |
| Brazoria County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 118,000 |
| Galveston County Texas | 4 | $ 621,000 | $ 155,000 | $ 99,000 |
| San Mateo County California | 3 | $ 1,454,000 | $ 484,000 | $ 108,000 |
| Solano County California | 3 | $ 598,000 | $ 199,000 | $ 114,000 |
| Brevard County Florida | 3 | $ 491,000 | $ 163,000 | $ 173,000 |
| Seminole County Florida | 3 | $ 429,000 | $ 143,000 | $ 118,000 |
| McLean County Illinois | 3 | $ 593,000 | $ 197,000 | $ 80,000 |
| Hamilton County Indiana | 3 | $ 713,000 | $ 237,000 | $ 204,000 |
| Hendricks County Indiana | 3 | $ 593,000 | $ 197,000 | $ 126,000 |
| Lake County Indiana | 3 | $ 906,000 | $ 302,000 | $ 189,000 |
| Frederick County Maryland | 3 | $ 739,000 | $ 246,000 | $ 70,000 |
| Hampden County Massachusetts | 3 | $ 600,000 | $ 200,000 | $ 88,000 |
| Hampshire County Massachusetts | 3 | $ 680,000 | $ 226,000 | $ 89,000 |
| Allegan County Michigan | 3 | $ 118,000 | $ 39,000 | $ 134,000 |
| Kalamazoo County Michigan | 3 | $ 521,000 | $ 173,000 | $ 134,000 |
| Carver County Minnesota | 3 | $ 737,000 | $ 245,000 | $ 71,000 |
| Camden County New Jersey | 3 | $ 467,000 | $ 155,000 | $ 45,000 |
| Morris County New Jersey | 3 | $ 899,000 | $ 299,000 | $ 117,000 |
| New York County New York | 3 | $ 1,236,000 | $ 412,000 | $ 151,000 |
| Rockland County New York | 3 | $ 1,047,000 | $ 349,000 | $ 164,000 |
| Saratoga County New York | 3 | $ 735,000 | $ 245,000 | $ 184,000 |
| Forsyth County North Carolina | 3 | $ 467,000 | $ 155,000 | $ 71,000 |
| Delaware County Ohio | 3 | $ 634,000 | $ 211,000 | $ 61,000 |
| Lucas County Ohio | 3 | $ 480,000 | $ 160,000 | $ 94,000 |
| Mahoning County Ohio | 3 | $ 302,000 | $ 100,000 | $ 81,000 |
| Cumberland County Pennsylvania | 3 | $ 603,000 | $ 201,000 | $ 79,000 |
| Lehigh County Pennsylvania | 3 | $ 927,000 | $ 309,000 | $ 171,000 |
| Florence County South Carolina | 3 | $ 697,000 | $ 232,000 | $ 82,000 |
| Knox County Tennessee | 3 | $ 620,000 | $ 206,000 | $ 155,000 |
| Alexandria County Virginia | 3 | $ 456,000 | $ 152,000 | $ 85,000 |
| Henrico County Virginia | 3 | $ 612,000 | $ 204,000 | $ 80,000 |
| Manassas County Virginia | 3 | $ 372,000 | $ 124,000 | $ 123,000 |
| San Francisco County California | 2 | $ 911,000 | $ 455,000 | $ 130,000 |
| Santa Cruz County California | 2 | $ 488,000 | $ 244,000 | $ 55,000 |
| Ventura County California | 2 | $ 617,000 | $ 308,000 | $ 69,000 |
| New London County Connecticut | 2 | $ 517,000 | $ 258,000 | $ 123,000 |
| Lake County Florida | 2 | $ 438,000 | $ 219,000 | $ 87,000 |
| Leon County Florida | 2 | $ 526,000 | $ 263,000 | $ 111,000 |
| Palm Beach County Florida | 2 | $ 590,000 | $ 295,000 | $ 138,000 |
| Pasco County Florida | 2 | $ 264,000 | $ 132,000 | $ 117,000 |
| Sarasota County Florida | 2 | $ 145,000 | $ 72,000 | $ 56,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
| Fayette County Georgia | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Madison County Illinois | 2 | $ 319,000 | $ 159,000 | $ 50,000 |
| McHenry County Illinois | 2 | $ 342,000 | $ 171,000 | $ 91,000 |
| Sangamon County Illinois | 2 | $ 555,000 | $ 277,000 | $ 231,000 |
| Marion County Indiana | 2 | $ 388,000 | $ 194,000 | $ 99,000 |
| St. Joseph County Indiana | 2 | $ 377,000 | $ 188,000 | $ 75,000 |
| Tippecanoe County Indiana | 2 | $ 331,000 | $ 165,000 | $ 294,000 |
| Charles County Maryland | 2 | $ 634,000 | $ 317,000 | $ 209,000 |
| Washington County Maryland | 2 | $ 662,000 | $ 331,000 | $ 375,000 |
| Wicomico County Maryland | 2 | $ 502,000 | $ 251,000 | $ 211,000 |
| Bristol County Massachusetts | 2 | $ 539,000 | $ 269,000 | $ 70,000 |
| Clinton County Michigan | 2 | $ 389,000 | $ 194,000 | $ 58,000 |
| Butler County Missouri | 2 | $ 381,000 | $ 190,000 | $ 217,000 |
| St. Charles County Missouri | 2 | $ 557,000 | $ 278,000 | $ 124,000 |
| Gloucester County New Jersey | 2 | $ 368,000 | $ 184,000 | $ 83,000 |
| Broome County New York | 2 | $ 154,000 | $ 77,000 | $ 94,000 |
| Dutchess County New York | 2 | $ 631,000 | $ 315,000 | $ 159,000 |
| Orange County New York | 2 | $ 426,000 | $ 213,000 | $ 70,000 |
| Durham County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 42,000 |
| Union County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 315,000 |
| Hamilton County Ohio | 2 | $ 242,000 | $ 121,000 | $ 53,000 |
| Stark County Ohio | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
| Summit County Ohio | 2 | $ 349,000 | $ 174,000 | $ 53,000 |
| Lancaster County Pennsylvania | 2 | $ 799,000 | $ 399,000 | $ 206,000 |
| Williamson County Tennessee | 2 | $ 737,000 | $ 368,000 | $ 256,000 |
| Rockwall County Texas | 2 | $ 173,000 | $ 86,000 | $ 39,000 |
| Lynchburg County Virginia | 2 | $ 474,000 | $ 237,000 | $ 145,000 |
| Pierce County Washington | 2 | $ 465,000 | $ 232,000 | $ 106,000 |
| Thurston County Washington | 2 | $ 531,000 | $ 265,000 | $ 58,000 |
| Racine County Wisconsin | 2 | $ 438,000 | $ 219,000 | $ 60,000 |
| Butte County California | 1 | $ 238,000 | $ 238,000 | $ 72,000 |
| El Dorado County California | 1 | $ 411,000 | $ 411,000 | $ 90,000 |
| Kern County California | 1 | $ 362,000 | $ 362,000 | $ 120,000 |
| Placer County California | 1 | $ 436,000 | $ 436,000 | $ 175,000 |
| Tulare County California | 1 | $ 130,000 | $ 130,000 | $ 250,000 |
| Yolo County California | 1 | $ 390,000 | $ 390,000 | $ 120,000 |
| Litchfield County Connecticut | 1 | $ 353,000 | $ 353,000 | $ 90,000 |
| Middlesex County Connecticut | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Tolland County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Alachua County Florida | 1 | $ 212,000 | $ 212,000 | $ 131,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 133,000 |
| Clay County Florida | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Hernando County Florida | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Nassau County Florida | 1 | $ 311,000 | $ 311,000 | $ 139,000 |
| Pinellas County Florida | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| St. Johns County Florida | 1 | $ 242,000 | $ 242,000 | $ 97,000 |
| Clayton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Harris County Georgia | 1 | $ 275,000 | $ 275,000 | $ 311,000 |
| Richmond County Georgia | 1 | $ 214,000 | $ 214,000 | $ 98,000 |
| Troup County Georgia | 1 | $ 320,000 | $ 320,000 | $ 130,000 |
| Boone County Illinois | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
| Macon County Illinois | 1 | $ 265,000 | $ 265,000 | $ 257,000 |
| Allen County Indiana | 1 | $ 194,000 | $ 194,000 | $ 198,000 |
| Harford County Maryland | 1 | $ 266,000 | $ 266,000 | $ 50,000 |
| St. Mary's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Kent County Michigan | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Macomb County Michigan | 1 | $ 47,000 | $ 47,000 | $ 75,000 |
| Midland County Michigan | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
| Ottawa County Michigan | 1 | $ 138,000 | $ 138,000 | $ 91,000 |
| Blue Earth County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 86,000 |
| Freeborn County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Sherburne County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Greene County Missouri | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Jasper County Missouri | 1 | $ 142,000 | $ 142,000 | $ 170,000 |
| Newton County Missouri | 1 | $ 360,000 | $ 360,000 | $ 366,000 |
| St. Louis City County Missouri | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
| Hunterdon County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Chautauqua County New York | 1 | $ 130,000 | $ 130,000 | $ 175,000 |
| Delaware County New York | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| Niagara County New York | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
| Putnam County New York | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
| Rensselaer County New York | 1 | $ 135,000 | $ 135,000 | $ 18,000 |
| Cumberland County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 52,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 185,000 |
| Randolph County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Jackson County Ohio | 1 | $ 159,000 | $ 159,000 | $ 125,000 |
| Montgomery County Ohio | 1 | $ 223,000 | $ 223,000 | $ 150,000 |
| Portage County Ohio | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Union County Ohio | 1 | $ 249,000 | $ 249,000 | $ 68,000 |
| Wood County Ohio | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Jackson County Oregon | 1 | $ 293,000 | $ 293,000 | $ 191,000 |
| Marion County Oregon | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| Berks County Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 82,000 |
| Dauphin County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
| Franklin County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 314,000 |
| Lackawanna County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 67,000 |
| Luzerne County Pennsylvania | 1 | $ 318,000 | $ 318,000 | $ 152,000 |
| Schuylkill County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| York County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Berkeley County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Charleston County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Horry County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Pickens County South Carolina | 1 | $ 49,000 | $ 49,000 | $ 85,000 |
| York County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Rutherford County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Bell County Texas | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Brazos County Texas | 1 | $ 236,000 | $ 236,000 | $ 148,000 |
| El Paso County Texas | 1 | $ 74,000 | $ 74,000 | $ 110,000 |
| Hays County Texas | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Houston County Texas | 1 | $ 268,000 | $ 268,000 | $ 81,000 |
| Lubbock County Texas | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
| McLennan County Texas | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
| Montgomery County Texas | 1 | $ 282,000 | $ 282,000 | $ 132,000 |
| Van Zandt County Texas | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
| Goochland County Virginia | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Portsmouth County Virginia | 1 | $ 121,000 | $ 121,000 | $ 86,000 |
| Spotsylvania County Virginia | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Tazewell County Virginia | 1 | $ 144,000 | $ 144,000 | $ 150,000 |
| Virginia Beach County Virginia | 1 | $ 223,000 | $ 223,000 | $ 48,000 |
| Clark County Washington | 1 | $ 253,000 | $ 253,000 | $ 270,000 |
| Skagit County Washington | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Barron County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 438,000 |
| Dane County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
| Eau Claire County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 450,000 |
| Kenosha County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,956 | $483,194,000 | $247,000 | $870,000 | $106,000 | $596,000 |
| Home Purchase | 1,272 | $277,386,000 | $218,000 | $1,000,000 | $98,000 | $1,116,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,319 | $565,557,000 | $243,000 | $870,000 | $107,000 | $918,000 |
| White | 662 | $150,613,000 | $227,000 | $1,000,000 | $99,000 | $1,116,000 |
| Black or African American | 210 | $36,070,000 | $171,000 | $599,000 | $66,000 | $300,000 |
| Hispanic | 19 | $3,832,000 | $201,000 | $500,000 | $92,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,227,000 | $247,000 | $474,000 | $120,000 | $252,000 |
| American Indian or Alaskan Native | 5 | $1,353,000 | $270,000 | $626,000 | $77,000 | $198,000 |
| Not Provided | 4 | $928,000 | $232,000 | $309,000 | $86,000 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,228 | $760,580,000 | $235,000 | $1,000,000 | $103,000 | $1,116,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,645 | $389,133,000 | $236,000 | $664,000 | $107,000 | $1,116,000 |
| Application Withdrawn By Applicant | 747 | $180,493,000 | $241,000 | $911,000 | $103,000 | $507,000 |
| Application Approved But Not Accepted | 397 | $94,445,000 | $237,000 | $700,000 | $100,000 | $691,000 |
| File Closed For Incompleteness | 291 | $68,133,000 | $234,000 | $1,000,000 | $98,000 | $538,000 |
| Application Denied By Financial Institution | 113 | $21,304,000 | $188,000 | $600,000 | $73,000 | $285,000 |
| Preapproval Approved but not Accepted | 19 | $5,084,000 | $267,000 | $600,000 | $121,000 | $467,000 |
| Preapproval Denied by Financial Institution | 16 | $1,988,000 | $124,000 | $225,000 | $66,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 29 | $4,555,000 | $157,000 | $400,000 | $42,000 | $125,000 |
| Mortgage Insurance Denied | 29 | $4,250,000 | $146,000 | $320,000 | $77,000 | $225,000 |
| Collateral | 24 | $4,841,000 | $201,000 | $410,000 | $88,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,454,000 | $318,000 | $600,000 | $101,000 | $200,000 |
| Credit History | 7 | $1,326,000 | $189,000 | $500,000 | $103,000 | $259,000 |
| Employment History | 7 | $1,315,000 | $187,000 | $330,000 | $67,000 | $200,000 |
| Credit Application Incomplete | 1 | $133,000 | $133,000 | $133,000 | $46,000 | $46,000 |
| Other | 1 | $235,000 | $235,000 | $235,000 | $52,000 | $52,000 |
| Unverifiable Information | 1 | $195,000 | $195,000 | $195,000 | $48,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.