Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Guidance Residential, Llc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,439 |
| Total Mortgage Loan Application Amount | $576,035,000 |
| Average Mortgage Loan Application Amount | $235,500 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $916,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 196 | $ 40,349,000 | $ 205,000 | $ 114,000 |
| DuPage County Illinois | 134 | $ 25,801,000 | $ 192,000 | $ 117,000 |
| Middlesex County New Jersey | 84 | $ 24,111,000 | $ 287,000 | $ 110,000 |
| Fairfax County Virginia | 77 | $ 21,701,000 | $ 281,000 | $ 122,000 |
| Queens County New York | 69 | $ 24,422,000 | $ 353,000 | $ 100,000 |
| Harris County Texas | 62 | $ 9,722,000 | $ 156,000 | $ 95,000 |
| Nassau County New York | 53 | $ 17,943,000 | $ 338,000 | $ 135,000 |
| Collin County Texas | 49 | $ 9,632,000 | $ 196,000 | $ 97,000 |
| King County Washington | 44 | $ 11,932,000 | $ 271,000 | $ 104,000 |
| Los Angeles County California | 41 | $ 13,607,000 | $ 331,000 | $ 111,000 |
| Fort Bend County Texas | 40 | $ 7,185,000 | $ 179,000 | $ 97,000 |
| Loudoun County Virginia | 40 | $ 12,543,000 | $ 313,000 | $ 114,000 |
| Santa Clara County California | 36 | $ 15,929,000 | $ 442,000 | $ 129,000 |
| Orange County Florida | 36 | $ 7,778,000 | $ 216,000 | $ 131,000 |
| Will County Illinois | 33 | $ 9,073,000 | $ 274,000 | $ 133,000 |
| Bergen County New Jersey | 33 | $ 9,438,000 | $ 286,000 | $ 123,000 |
| Anoka County Minnesota | 32 | $ 6,125,000 | $ 191,000 | $ 75,000 |
| Middlesex County Massachusetts | 28 | $ 5,747,000 | $ 205,000 | $ 87,000 |
| Dallas County Texas | 27 | $ 4,869,000 | $ 180,000 | $ 114,000 |
| Contra Costa County California | 26 | $ 10,247,000 | $ 394,000 | $ 115,000 |
| Broward County Florida | 25 | $ 5,516,000 | $ 220,000 | $ 101,000 |
| Hennepin County Minnesota | 25 | $ 3,746,000 | $ 149,000 | $ 80,000 |
| Oakland County Michigan | 24 | $ 4,953,000 | $ 206,000 | $ 123,000 |
| Wayne County Michigan | 24 | $ 3,757,000 | $ 156,000 | $ 92,000 |
| Suffolk County New York | 24 | $ 6,841,000 | $ 285,000 | $ 132,000 |
| Franklin County Ohio | 24 | $ 4,034,000 | $ 168,000 | $ 102,000 |
| Alameda County California | 23 | $ 7,028,000 | $ 305,000 | $ 93,000 |
| Montgomery County Maryland | 23 | $ 7,357,000 | $ 319,000 | $ 155,000 |
| Wake County North Carolina | 23 | $ 3,897,000 | $ 169,000 | $ 91,000 |
| Orange County California | 22 | $ 7,861,000 | $ 357,000 | $ 113,000 |
| Sacramento County California | 22 | $ 4,646,000 | $ 211,000 | $ 90,000 |
| San Diego County California | 21 | $ 7,479,000 | $ 356,000 | $ 114,000 |
| Gwinnett County Georgia | 21 | $ 3,069,000 | $ 146,000 | $ 84,000 |
| St. Louis County Missouri | 20 | $ 4,844,000 | $ 242,000 | $ 130,000 |
| Hillsborough County Florida | 19 | $ 3,455,000 | $ 181,000 | $ 109,000 |
| Bronx County New York | 19 | $ 4,968,000 | $ 261,000 | $ 84,000 |
| Tarrant County Texas | 19 | $ 3,576,000 | $ 188,000 | $ 106,000 |
| San Joaquin County California | 18 | $ 3,406,000 | $ 189,000 | $ 99,000 |
| Somerset County New Jersey | 17 | $ 4,950,000 | $ 291,000 | $ 127,000 |
| Prince William County Virginia | 17 | $ 4,378,000 | $ 257,000 | $ 107,000 |
| New Haven County Connecticut | 16 | $ 2,601,000 | $ 162,000 | $ 66,000 |
| Richmond County New York | 16 | $ 5,020,000 | $ 313,000 | $ 96,000 |
| Fulton County Georgia | 15 | $ 3,950,000 | $ 263,000 | $ 119,000 |
| Osceola County Florida | 14 | $ 1,285,000 | $ 91,000 | $ 54,000 |
| Howard County Maryland | 14 | $ 4,591,000 | $ 327,000 | $ 114,000 |
| Miami-Dade County Florida | 13 | $ 1,862,000 | $ 143,000 | $ 94,000 |
| Prince George's County Maryland | 13 | $ 3,253,000 | $ 250,000 | $ 109,000 |
| Hudson County New Jersey | 13 | $ 3,331,000 | $ 256,000 | $ 112,000 |
| Kings County New York | 13 | $ 5,300,000 | $ 407,000 | $ 96,000 |
| Shelby County Tennessee | 13 | $ 2,847,000 | $ 219,000 | $ 142,000 |
| Riverside County California | 12 | $ 2,389,000 | $ 199,000 | $ 90,000 |
| Fairfield County Connecticut | 12 | $ 3,263,000 | $ 271,000 | $ 117,000 |
| Baltimore County Maryland | 12 | $ 2,119,000 | $ 176,000 | $ 74,000 |
| Passaic County New Jersey | 12 | $ 2,639,000 | $ 219,000 | $ 122,000 |
| Westchester County New York | 12 | $ 4,733,000 | $ 394,000 | $ 126,000 |
| Snohomish County Washington | 12 | $ 3,146,000 | $ 262,000 | $ 128,000 |
| Suffolk County Massachusetts | 11 | $ 2,606,000 | $ 236,000 | $ 67,000 |
| Mecklenburg County North Carolina | 11 | $ 1,670,000 | $ 151,000 | $ 59,000 |
| Cuyahoga County Ohio | 11 | $ 2,071,000 | $ 188,000 | $ 157,000 |
| Bucks County Pennsylvania | 11 | $ 2,928,000 | $ 266,000 | $ 156,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,239,000 | $ 112,000 | $ 53,000 |
| Travis County Texas | 11 | $ 2,147,000 | $ 195,000 | $ 92,000 |
| Hartford County Connecticut | 10 | $ 1,813,000 | $ 181,000 | $ 62,000 |
| Worcester County Massachusetts | 10 | $ 2,645,000 | $ 264,000 | $ 130,000 |
| Olmsted County Minnesota | 10 | $ 1,394,000 | $ 139,000 | $ 51,000 |
| San Bernardino County California | 8 | $ 2,062,000 | $ 257,000 | $ 99,000 |
| Duval County Florida | 8 | $ 1,731,000 | $ 216,000 | $ 141,000 |
| Dakota County Minnesota | 8 | $ 1,692,000 | $ 211,000 | $ 101,000 |
| Essex County New Jersey | 8 | $ 1,518,000 | $ 189,000 | $ 76,000 |
| Mercer County New Jersey | 8 | $ 1,949,000 | $ 243,000 | $ 152,000 |
| Erie County New York | 8 | $ 1,188,000 | $ 148,000 | $ 106,000 |
| Washington County Oregon | 8 | $ 2,150,000 | $ 268,000 | $ 102,000 |
| Delaware County Pennsylvania | 8 | $ 723,000 | $ 90,000 | $ 57,000 |
| Essex County Massachusetts | 7 | $ 1,677,000 | $ 239,000 | $ 115,000 |
| Burlington County New Jersey | 7 | $ 1,443,000 | $ 206,000 | $ 110,000 |
| Monmouth County New Jersey | 7 | $ 2,657,000 | $ 379,000 | $ 152,000 |
| Morris County New Jersey | 7 | $ 1,948,000 | $ 278,000 | $ 94,000 |
| Galveston County Texas | 7 | $ 1,452,000 | $ 207,000 | $ 80,000 |
| Milwaukee County Wisconsin | 7 | $ 1,127,000 | $ 161,000 | $ 95,000 |
| DeKalb County Georgia | 6 | $ 914,000 | $ 152,000 | $ 68,000 |
| Lake County Illinois | 6 | $ 1,817,000 | $ 302,000 | $ 124,000 |
| Peoria County Illinois | 6 | $ 957,000 | $ 159,000 | $ 102,000 |
| Norfolk County Massachusetts | 6 | $ 1,514,000 | $ 252,000 | $ 121,000 |
| Ramsey County Minnesota | 6 | $ 1,328,000 | $ 221,000 | $ 95,000 |
| Washington County Minnesota | 6 | $ 1,003,000 | $ 167,000 | $ 89,000 |
| Onondaga County New York | 6 | $ 852,000 | $ 142,000 | $ 84,000 |
| Durham County North Carolina | 6 | $ 1,121,000 | $ 186,000 | $ 75,000 |
| Lehigh County Pennsylvania | 6 | $ 1,480,000 | $ 246,000 | $ 121,000 |
| Montgomery County Pennsylvania | 6 | $ 1,456,000 | $ 242,000 | $ 106,000 |
| Denton County Texas | 6 | $ 1,326,000 | $ 221,000 | $ 88,000 |
| Waukesha County Wisconsin | 6 | $ 1,406,000 | $ 234,000 | $ 124,000 |
| Kane County Illinois | 5 | $ 969,000 | $ 193,000 | $ 97,000 |
| Boone County Missouri | 5 | $ 980,000 | $ 196,000 | $ 113,000 |
| Jackson County Missouri | 5 | $ 993,000 | $ 198,000 | $ 132,000 |
| Albany County New York | 5 | $ 1,290,000 | $ 258,000 | $ 179,000 |
| Guilford County North Carolina | 5 | $ 620,000 | $ 124,000 | $ 44,000 |
| Chester County Pennsylvania | 5 | $ 1,044,000 | $ 208,000 | $ 91,000 |
| Davidson County Tennessee | 5 | $ 893,000 | $ 178,000 | $ 68,000 |
| Bexar County Texas | 5 | $ 718,000 | $ 143,000 | $ 107,000 |
| Williamson County Texas | 5 | $ 814,000 | $ 162,000 | $ 78,000 |
| Chesterfield County Virginia | 5 | $ 1,526,000 | $ 305,000 | $ 163,000 |
| Fresno County California | 4 | $ 1,191,000 | $ 297,000 | $ 126,000 |
| Bay County Florida | 4 | $ 658,000 | $ 164,000 | $ 177,000 |
| Cobb County Georgia | 4 | $ 487,000 | $ 121,000 | $ 52,000 |
| Champaign County Illinois | 4 | $ 647,000 | $ 161,000 | $ 146,000 |
| Anne Arundel County Maryland | 4 | $ 908,000 | $ 227,000 | $ 58,000 |
| Baltimore City County Maryland | 4 | $ 481,000 | $ 120,000 | $ 83,000 |
| Hampden County Massachusetts | 4 | $ 693,000 | $ 173,000 | $ 117,000 |
| Macomb County Michigan | 4 | $ 281,000 | $ 70,000 | $ 28,000 |
| Atlantic County New Jersey | 4 | $ 553,000 | $ 138,000 | $ 72,000 |
| Johnston County North Carolina | 4 | $ 934,000 | $ 233,000 | $ 193,000 |
| Lucas County Ohio | 4 | $ 915,000 | $ 228,000 | $ 256,000 |
| Summit County Ohio | 4 | $ 637,000 | $ 159,000 | $ 81,000 |
| Warren County Ohio | 4 | $ 777,000 | $ 194,000 | $ 131,000 |
| Allegheny County Pennsylvania | 4 | $ 992,000 | $ 248,000 | $ 152,000 |
| Williamson County Tennessee | 4 | $ 1,599,000 | $ 399,000 | $ 292,000 |
| Arlington County Virginia | 4 | $ 812,000 | $ 203,000 | $ 126,000 |
| El Dorado County California | 3 | $ 1,289,000 | $ 429,000 | $ 107,000 |
| Madera County California | 3 | $ 246,000 | $ 82,000 | $ 125,000 |
| Yolo County California | 3 | $ 709,000 | $ 236,000 | $ 70,000 |
| Tolland County Connecticut | 3 | $ 669,000 | $ 223,000 | $ 111,000 |
| Lee County Florida | 3 | $ 284,000 | $ 94,000 | $ 81,000 |
| Pinellas County Florida | 3 | $ 1,040,000 | $ 346,000 | $ 87,000 |
| Seminole County Florida | 3 | $ 625,000 | $ 208,000 | $ 100,000 |
| Kendall County Illinois | 3 | $ 472,000 | $ 157,000 | $ 51,000 |
| St. Clair County Illinois | 3 | $ 732,000 | $ 244,000 | $ 100,000 |
| Winnebago County Illinois | 3 | $ 440,000 | $ 146,000 | $ 82,000 |
| Washington County Maryland | 3 | $ 721,000 | $ 240,000 | $ 227,000 |
| Genesee County Michigan | 3 | $ 555,000 | $ 185,000 | $ 117,000 |
| Washtenaw County Michigan | 3 | $ 522,000 | $ 174,000 | $ 102,000 |
| St. Charles County Missouri | 3 | $ 621,000 | $ 207,000 | $ 58,000 |
| Union County New Jersey | 3 | $ 407,000 | $ 135,000 | $ 69,000 |
| Dutchess County New York | 3 | $ 747,000 | $ 249,000 | $ 94,000 |
| New York County New York | 3 | $ 618,000 | $ 206,000 | $ 170,000 |
| Orange County New York | 3 | $ 479,000 | $ 159,000 | $ 45,000 |
| Saratoga County New York | 3 | $ 761,000 | $ 253,000 | $ 311,000 |
| Montgomery County Ohio | 3 | $ 758,000 | $ 252,000 | $ 228,000 |
| Westmoreland County Pennsylvania | 3 | $ 651,000 | $ 217,000 | $ 220,000 |
| Brazoria County Texas | 3 | $ 1,026,000 | $ 342,000 | $ 230,000 |
| Albemarle County Virginia | 3 | $ 952,000 | $ 317,000 | $ 162,000 |
| Outagamie County Wisconsin | 3 | $ 701,000 | $ 233,000 | $ 135,000 |
| San Francisco County California | 2 | $ 678,000 | $ 339,000 | $ 157,000 |
| Solano County California | 2 | $ 586,000 | $ 293,000 | $ 166,000 |
| Stanislaus County California | 2 | $ 471,000 | $ 235,000 | $ 386,000 |
| Sutter County California | 2 | $ 456,000 | $ 228,000 | $ 645,000 |
| Ventura County California | 2 | $ 673,000 | $ 336,000 | $ 93,000 |
| Brevard County Florida | 2 | $ 350,000 | $ 175,000 | $ 416,000 |
| Charlotte County Florida | 2 | $ 228,000 | $ 114,000 | $ 117,000 |
| Gilchrist County Florida | 2 | $ 256,000 | $ 128,000 | $ 33,000 |
| Lake County Florida | 2 | $ 434,000 | $ 217,000 | $ 125,000 |
| Marion County Florida | 2 | $ 209,000 | $ 104,000 | $ 128,000 |
| Palm Beach County Florida | 2 | $ 424,000 | $ 212,000 | $ 73,000 |
| Polk County Florida | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| St. Lucie County Florida | 2 | $ 209,000 | $ 104,000 | $ 249,000 |
| Sangamon County Illinois | 2 | $ 376,000 | $ 188,000 | $ 142,000 |
| Charles County Maryland | 2 | $ 625,000 | $ 312,000 | $ 271,000 |
| Wicomico County Maryland | 2 | $ 427,000 | $ 213,000 | $ 95,000 |
| Kalamazoo County Michigan | 2 | $ 542,000 | $ 271,000 | $ 95,000 |
| Kent County Michigan | 2 | $ 334,000 | $ 167,000 | $ 82,000 |
| Scott County Minnesota | 2 | $ 299,000 | $ 149,000 | $ 76,000 |
| Newton County Missouri | 2 | $ 562,000 | $ 281,000 | $ 230,000 |
| Camden County New Jersey | 2 | $ 359,000 | $ 179,000 | $ 54,000 |
| Hunterdon County New Jersey | 2 | $ 745,000 | $ 372,000 | $ 135,000 |
| Broome County New York | 2 | $ 328,000 | $ 164,000 | $ 127,000 |
| Chautauqua County New York | 2 | $ 169,000 | $ 84,000 | $ 51,000 |
| Oneida County New York | 2 | $ 219,000 | $ 109,000 | $ 382,000 |
| Rensselaer County New York | 2 | $ 494,000 | $ 247,000 | $ 192,000 |
| Cumberland County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 87,000 |
| Butler County Ohio | 2 | $ 279,000 | $ 139,000 | $ 113,000 |
| Delaware County Ohio | 2 | $ 537,000 | $ 268,000 | $ 233,000 |
| Mahoning County Ohio | 2 | $ 235,000 | $ 117,000 | $ 42,000 |
| Jackson County Oregon | 2 | $ 606,000 | $ 303,000 | $ 139,000 |
| Beaver County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 190,000 |
| Northampton County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 74,000 |
| Greenville County South Carolina | 2 | $ 285,000 | $ 142,000 | $ 85,000 |
| York County South Carolina | 2 | $ 396,000 | $ 198,000 | $ 107,000 |
| Knox County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 73,000 |
| Montgomery County Texas | 2 | $ 266,000 | $ 133,000 | $ 66,000 |
| Pierce County Washington | 2 | $ 342,000 | $ 171,000 | $ 153,000 |
| Dane County Wisconsin | 2 | $ 309,000 | $ 154,000 | $ 89,000 |
| Kern County California | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Marin County California | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Merced County California | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Monterey County California | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
| Placer County California | 1 | $ 212,000 | $ 212,000 | $ 126,000 |
| San Mateo County California | 1 | $ 624,000 | $ 624,000 | $ 122,000 |
| Middlesex County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 99,000 |
| New London County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Clay County Florida | 1 | $ 258,000 | $ 258,000 | $ 153,000 |
| Manatee County Florida | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Pasco County Florida | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
| St. Johns County Florida | 1 | $ 233,000 | $ 233,000 | $ 97,000 |
| Volusia County Florida | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
| Barrow County Georgia | 1 | $ 73,000 | $ 73,000 | $ 85,000 |
| Columbia County Georgia | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Tattnall County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| DeKalb County Illinois | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Macon County Illinois | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Madison County Illinois | 1 | $ 190,000 | $ 190,000 | $ 88,000 |
| McHenry County Illinois | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| McLean County Illinois | 1 | $ 87,000 | $ 87,000 | $ 81,000 |
| White County Illinois | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Harford County Maryland | 1 | $ 213,000 | $ 213,000 | $ 144,000 |
| St. Mary's County Maryland | 1 | $ 274,000 | $ 274,000 | $ 139,000 |
| Barnstable County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 55,000 |
| Bristol County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Hampshire County Massachusetts | 1 | $ 251,000 | $ 251,000 | $ 119,000 |
| Stevens County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 116,000 |
| Clay County Missouri | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| St. Louis City County Missouri | 1 | $ 164,000 | $ 164,000 | $ 136,000 |
| Gloucester County New Jersey | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| Ocean County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 108,000 |
| Monroe County New York | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
| Ulster County New York | 1 | $ 336,000 | $ 336,000 | $ 136,000 |
| Forsyth County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 150,000 |
| Nash County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Orange County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 85,000 |
| Union County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Clermont County Ohio | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| Greene County Ohio | 1 | $ 174,000 | $ 174,000 | $ 108,000 |
| Hamilton County Ohio | 1 | $ 280,000 | $ 280,000 | $ 157,000 |
| Berks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 70,000 |
| Cambria County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 150,000 |
| Cumberland County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 36,000 |
| Luzerne County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 185,000 |
| Lycoming County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Mercer County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
| Monroe County Pennsylvania | 1 | $ 193,000 | $ 193,000 | $ 69,000 |
| Montour County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 192,000 |
| Charleston County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 234,000 |
| Florence County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Richland County South Carolina | 1 | $ 318,000 | $ 318,000 | $ 223,000 |
| Spartanburg County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Hardeman County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 162,000 |
| Montgomery County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
| Angelina County Texas | 1 | $ 190,000 | $ 190,000 | $ 200,000 |
| Brazos County Texas | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Hidalgo County Texas | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Jefferson County Texas | 1 | $ 133,000 | $ 133,000 | $ 32,000 |
| Wichita County Texas | 1 | $ 91,000 | $ 91,000 | $ 150,000 |
| Alexandria County Virginia | 1 | $ 122,000 | $ 122,000 | $ 262,000 |
| Harrisonburg County Virginia | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Hopewell County Virginia | 1 | $ 117,000 | $ 117,000 | $ 20,000 |
| King George County Virginia | 1 | $ 210,000 | $ 210,000 | $ 46,000 |
| Lynchburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Manassas County Virginia | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
| Norfolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Spotsylvania County Virginia | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Clark County Washington | 1 | $ 212,000 | $ 212,000 | $ 49,000 |
| Spokane County Washington | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| Thurston County Washington | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
| Richland County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,260 | $310,129,000 | $246,000 | $730,000 | $119,000 | $916,000 |
| Home Purchase | 1,179 | $265,906,000 | $225,000 | $730,000 | $101,000 | $696,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,761 | $431,057,000 | $244,000 | $730,000 | $116,000 | $916,000 |
| White | 493 | $110,135,000 | $223,000 | $730,000 | $100,000 | $450,000 |
| Black or African American | 156 | $28,139,000 | $180,000 | $505,000 | $74,000 | $217,000 |
| Hispanic | 15 | $2,902,000 | $193,000 | $294,000 | $93,000 | $181,000 |
| American Indian or Alaskan Native | 5 | $1,402,000 | $280,000 | $417,000 | $99,000 | $146,000 |
| Not Provided | 5 | $1,524,000 | $304,000 | $376,000 | $180,000 | $444,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $876,000 | $219,000 | $265,000 | $123,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,439 | $576,035,000 | $236,000 | $730,000 | $110,000 | $916,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,455 | $340,657,000 | $234,000 | $730,000 | $114,000 | $916,000 |
| Application Withdrawn By Applicant | 392 | $90,562,000 | $231,000 | $730,000 | $105,000 | $798,000 |
| Application Approved But Not Accepted | 356 | $87,468,000 | $245,000 | $730,000 | $107,000 | $591,000 |
| File Closed For Incompleteness | 119 | $28,284,000 | $237,000 | $560,000 | $115,000 | $696,000 |
| Application Denied By Financial Institution | 82 | $20,687,000 | $252,000 | $730,000 | $85,000 | $222,000 |
| Preapproval Approved but not Accepted | 29 | $7,230,000 | $249,000 | $580,000 | $97,000 | $241,000 |
| Preapproval Denied by Financial Institution | 6 | $1,147,000 | $191,000 | $335,000 | $60,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 25 | $8,179,000 | $327,000 | $730,000 | $81,000 | $202,000 |
| Collateral | 22 | $4,520,000 | $205,000 | $558,000 | $78,000 | $177,000 |
| Mortgage Insurance Denied | 13 | $2,585,000 | $198,000 | $533,000 | $97,000 | $197,000 |
| Credit History | 6 | $1,396,000 | $232,000 | $385,000 | $66,000 | $89,000 |
| Unverifiable Information | 6 | $1,796,000 | $299,000 | $522,000 | $125,000 | $222,000 |
| Employment History | 6 | $1,257,000 | $209,000 | $309,000 | $58,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $954,000 | $238,000 | $564,000 | $114,000 | $196,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.