Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Guidance Residential, Llc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Guidance Residential, Llc
11107 Sunset Hills Road, Stes 100 & 200
Wilmington, DE 20190
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,439
Total Mortgage Loan Application Amount $576,035,000
Average Mortgage Loan Application Amount $235,500
Highest Mortgage Loan Application Amount $730,000
Average Applicant Income $110,000
Highest Applicant Income $916,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2010.

Mortgage Loan Application Totals for Guidance Residential, Llc by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-JOLIET-NAPERVILLE, IL 373 $ 76,957,000 $ 206,000 $ 116,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 190 $ 60,469,000 $ 303,000 $ 110,500
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 156 $ 43,789,000 $ 270,500 $ 124,500
HOUSTON-SUGAR LAND-BAYTOWN, TX 114 $ 19,651,000 $ 172,000 $ 97,000
EDISON-NEW BRUNSWICK, NJ 109 $ 31,802,000 $ 291,000 $ 115,000
DALLAS-PLANO-IRVING, TX 82 $ 15,827,000 $ 193,000 $ 102,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 79 $ 14,193,000 $ 179,000 $ 82,000
NASSAU-SUFFOLK, NY 77 $ 24,784,000 $ 321,000 $ 134,000
SEATTLE-BELLEVUE-EVERETT, WA 56 $ 15,078,000 $ 269,000 $ 109,000
ORLANDO-KISSIMMEE-SANFORD, FL 55 $ 10,122,000 $ 184,000 $ 110,000
OAKLAND-FREMONT-HAYWARD, CA 49 $ 17,275,000 $ 352,000 $ 105,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 48 $ 8,598,000 $ 179,000 $ 89,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 41 $ 13,607,000 $ 331,000 $ 111,000
PHILADELPHIA, PA 41 $ 7,390,000 $ 180,000 $ 94,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 36 $ 15,929,000 $ 442,000 $ 129,000
BALTIMORE-TOWSON, MD 35 $ 8,312,000 $ 237,000 $ 91,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 29 $ 6,856,000 $ 236,000 $ 91,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 28 $ 5,747,000 $ 205,000 $ 87,000
ST. LOUIS, MO-IL 28 $ 6,551,000 $ 232,000 $ 109,000
WARREN-TROY-FARMINGTON HILLS, MI 28 $ 5,234,000 $ 186,000 $ 109,000
RALEIGH-CARY, NC 27 $ 4,831,000 $ 178,000 $ 106,000
COLUMBUS, OH 26 $ 4,571,000 $ 175,000 $ 112,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 25 $ 5,516,000 $ 220,000 $ 101,000
DETROIT-LIVONIA-DEARBORN, MI 24 $ 3,757,000 $ 156,000 $ 92,000
BETHESDA-ROCKVILLE-FREDERICK, MD 23 $ 7,357,000 $ 319,000 $ 155,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 23 $ 4,649,000 $ 202,000 $ 104,000
SANTA ANA-ANAHEIM-IRVINE, CA 22 $ 7,861,000 $ 357,000 $ 113,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 21 $ 7,479,000 $ 356,000 $ 114,000
NEWARK-UNION, NJ-PA 20 $ 4,618,000 $ 230,000 $ 87,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 20 $ 4,451,000 $ 222,000 $ 93,000
FORT WORTH-ARLINGTON, TX 19 $ 3,576,000 $ 188,000 $ 106,000
STOCKTON, CA 18 $ 3,406,000 $ 189,000 $ 99,000
BOSTON-QUINCY, MA 17 $ 4,120,000 $ 242,000 $ 86,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 16 $ 2,961,000 $ 185,000 $ 88,000
NEW HAVEN-MILFORD, CT 16 $ 2,601,000 $ 162,000 $ 66,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 14 $ 2,341,000 $ 180,000 $ 84,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 14 $ 2,650,000 $ 189,000 $ 75,000
MEMPHIS, TN-MS-AR 13 $ 2,847,000 $ 219,000 $ 142,000
MIAMI-MIAMI BEACH-KENDALL, FL 13 $ 1,862,000 $ 143,000 $ 94,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 13 $ 2,533,000 $ 194,000 $ 108,000
BRIDGEPORT-STAMFORD-NORWALK, CT 12 $ 3,263,000 $ 271,000 $ 117,000
CLEVELAND-ELYRIA-MENTOR, OH 11 $ 2,071,000 $ 188,000 $ 157,000
ALBANY-SCHENECTADY-TROY, NY 10 $ 2,545,000 $ 254,000 $ 221,000
CAMDEN, NJ 10 $ 1,939,000 $ 193,000 $ 94,000
JACKSONVILLE, FL 10 $ 2,222,000 $ 222,000 $ 138,000
ROCHESTER, MN 10 $ 1,394,000 $ 139,000 $ 51,000
WORCESTER, MA 10 $ 2,645,000 $ 264,000 $ 130,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 9 $ 2,492,000 $ 276,000 $ 168,000
PITTSBURGH, PA 9 $ 2,203,000 $ 244,000 $ 183,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 9 $ 2,362,000 $ 240,000 $ 75,500
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 8 $ 1,870,000 $ 233,000 $ 109,000
BUFFALO-NIAGARA FALLS, NY 8 $ 1,188,000 $ 148,000 $ 106,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 8 $ 1,487,000 $ 185,000 $ 118,000
TRENTON-EWING, NJ 8 $ 1,949,000 $ 243,000 $ 152,000
DURHAM-CHAPEL HILL, NC 7 $ 1,415,000 $ 202,000 $ 76,000
PEABODY, MA 7 $ 1,677,000 $ 239,000 $ 115,000
KANSAS CITY, MO-KS 6 $ 1,140,000 $ 190,000 $ 118,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 6 $ 1,817,000 $ 302,000 $ 124,000
PEORIA, IL 6 $ 957,000 $ 159,000 $ 102,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 6 $ 1,226,000 $ 204,000 $ 69,000
RICHMOND, VA 6 $ 1,643,000 $ 273,000 $ 139,000
SYRACUSE, NY 6 $ 852,000 $ 142,000 $ 84,000
COLUMBIA, MO 5 $ 980,000 $ 196,000 $ 113,000
GREENSBORO-HIGH POINT, NC 5 $ 620,000 $ 124,000 $ 44,000
SAN ANTONIO-NEW BRAUNFELS, TX 5 $ 718,000 $ 143,000 $ 107,000
SPRINGFIELD, MA 5 $ 944,000 $ 188,000 $ 117,000
AKRON, OH 4 $ 637,000 $ 159,000 $ 81,000
ATLANTIC CITY-HAMMONTON, NJ 4 $ 553,000 $ 138,000 $ 72,000
CHAMPAIGN-URBANA, IL 4 $ 647,000 $ 161,000 $ 146,000
DAYTON, OH 4 $ 932,000 $ 233,000 $ 198,000
FRESNO, CA 4 $ 1,191,000 $ 297,000 $ 126,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 4 $ 658,000 $ 164,000 $ 177,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 4 $ 1,458,000 $ 364,000 $ 123,000
TOLEDO, OH 4 $ 915,000 $ 228,000 $ 256,000
ANN ARBOR, MI 3 $ 522,000 $ 174,000 $ 102,000
APPLETON, WI 3 $ 701,000 $ 233,000 $ 135,000
CAPE CORAL-FORT MYERS, FL 3 $ 284,000 $ 94,000 $ 81,000
CHARLOTTESVILLE, VA 3 $ 952,000 $ 317,000 $ 162,000
FLINT, MI 3 $ 555,000 $ 185,000 $ 117,000
HAGERSTOWN-MARTINSBURG, MD-WV 3 $ 721,000 $ 240,000 $ 227,000
MADERA-CHOWCHILLA, CA 3 $ 246,000 $ 82,000 $ 125,000
ROCKFORD, IL 3 $ 440,000 $ 146,000 $ 82,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 3 $ 329,000 $ 105,500 $ 45,500
BINGHAMTON, NY 2 $ 328,000 $ 164,000 $ 127,000
FAYETTEVILLE, NC 2 $ 453,000 $ 226,000 $ 87,000
GAINESVILLE, FL 2 $ 256,000 $ 128,000 $ 33,000
GRAND RAPIDS-WYOMING, MI 2 $ 334,000 $ 167,000 $ 82,000
GREENVILLE-MAULDIN-EASLEY, SC 2 $ 285,000 $ 142,000 $ 85,000
JOPLIN, MO 2 $ 562,000 $ 281,000 $ 230,000
KALAMAZOO-PORTAGE, MI 2 $ 542,000 $ 271,000 $ 95,000
KNOXVILLE, TN 2 $ 256,000 $ 128,000 $ 73,000
LAKELAND-WINTER HAVEN, FL 2 $ 300,000 $ 150,000 $ 72,000
MADISON, WI 2 $ 309,000 $ 154,000 $ 89,000
MEDFORD, OR 2 $ 606,000 $ 303,000 $ 139,000
MODESTO, CA 2 $ 471,000 $ 235,000 $ 386,000
OCALA, FL 2 $ 209,000 $ 104,000 $ 128,000
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 673,000 $ 336,000 $ 93,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 350,000 $ 175,000 $ 416,000
PORT ST. LUCIE, FL 2 $ 209,000 $ 104,000 $ 249,000
PUNTA GORDA, FL 2 $ 228,000 $ 114,000 $ 117,000
SALISBURY, MD 2 $ 427,000 $ 213,000 $ 95,000
SPRINGFIELD, IL 2 $ 376,000 $ 188,000 $ 142,000
TACOMA, WA 2 $ 342,000 $ 171,000 $ 153,000
UTICA-ROME, NY 2 $ 219,000 $ 109,000 $ 382,000
VALLEJO-FAIRFIELD, CA 2 $ 586,000 $ 293,000 $ 166,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 2 $ 424,000 $ 212,000 $ 73,000
YUBA CITY, CA 2 $ 456,000 $ 228,000 $ 645,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 285,000 $ 285,000 $ 72,000
BAKERSFIELD-DELANO, CA 1 $ 164,000 $ 164,000 $ 92,000
BARNSTABLE TOWN, MA 1 $ 290,000 $ 290,000 $ 55,000
BEAUMONT-PORT ARTHUR, TX 1 $ 133,000 $ 133,000 $ 32,000
BLOOMINGTON-NORMAL, IL 1 $ 87,000 $ 87,000 $ 81,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 1 $ 150,000 $ 150,000 $ 234,000
CLARKSVILLE, TN-KY 1 $ 149,000 $ 149,000 $ 72,000
COLLEGE STATION-BRYAN, TX 1 $ 150,000 $ 150,000 $ 42,000
COLUMBIA, SC 1 $ 318,000 $ 318,000 $ 223,000
DECATUR, IL 1 $ 159,000 $ 159,000 $ 72,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 174,000 $ 174,000 $ 55,000
FLORENCE, SC 1 $ 75,000 $ 75,000 $ 88,000
HARRISBURG-CARLISLE, PA 1 $ 221,000 $ 221,000 $ 36,000
HARRISONBURG, VA 1 $ 151,000 $ 151,000 $ 60,000
JOHNSTOWN, PA 1 $ 87,000 $ 87,000 $ 150,000
KINGSTON, NY 1 $ 336,000 $ 336,000 $ 136,000
LYNCHBURG, VA 1 $ 235,000 $ 235,000 $ 84,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 106,000 $ 106,000 $ 72,000
MERCED, CA 1 $ 104,000 $ 104,000 $ 53,000
NORTH PORT-BRADENTON-SARASOTA, FL 1 $ 131,000 $ 131,000 $ 56,000
NORWICH-NEW LONDON, CT 1 $ 417,000 $ 417,000 $ 182,000
OLYMPIA, WA 1 $ 176,000 $ 176,000 $ 110,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 120,000 $ 120,000 $ 61,000
READING, PA 1 $ 417,000 $ 417,000 $ 70,000
ROCHESTER, NY 1 $ 84,000 $ 84,000 $ 22,000
ROCKY MOUNT, NC 1 $ 144,000 $ 144,000 $ 61,000
SALINAS, CA 1 $ 252,000 $ 252,000 $ 55,000
SCRANTON--WILKES-BARRE, PA 1 $ 340,000 $ 340,000 $ 185,000
SPARTANBURG, SC 1 $ 150,000 $ 150,000 $ 200,000
SPOKANE, WA 1 $ 130,000 $ 130,000 $ 108,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 215,000 $ 215,000 $ 111,000
WICHITA FALLS, TX 1 $ 91,000 $ 91,000 $ 150,000
WILLIAMSPORT, PA 1 $ 154,000 $ 154,000 $ 72,000
WINSTON-SALEM, NC 1 $ 130,000 $ 130,000 $ 150,000

Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,260 $310,129,000 $246,000 $730,000 $119,000 $916,000
Home Purchase 1,179 $265,906,000 $225,000 $730,000 $101,000 $696,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,761 $431,057,000 $244,000 $730,000 $116,000 $916,000
White 493 $110,135,000 $223,000 $730,000 $100,000 $450,000
Black or African American 156 $28,139,000 $180,000 $505,000 $74,000 $217,000
Hispanic 15 $2,902,000 $193,000 $294,000 $93,000 $181,000
American Indian or Alaskan Native 5 $1,402,000 $280,000 $417,000 $99,000 $146,000
Not Provided 5 $1,524,000 $304,000 $376,000 $180,000 $444,000
Native Hawaiian or Other Pacific Islander 4 $876,000 $219,000 $265,000 $123,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,439 $576,035,000 $236,000 $730,000 $110,000 $916,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,455 $340,657,000 $234,000 $730,000 $114,000 $916,000
Application Withdrawn By Applicant 392 $90,562,000 $231,000 $730,000 $105,000 $798,000
Application Approved But Not Accepted 356 $87,468,000 $245,000 $730,000 $107,000 $591,000
File Closed For Incompleteness 119 $28,284,000 $237,000 $560,000 $115,000 $696,000
Application Denied By Financial Institution 82 $20,687,000 $252,000 $730,000 $85,000 $222,000
Preapproval Approved but not Accepted 29 $7,230,000 $249,000 $580,000 $97,000 $241,000
Preapproval Denied by Financial Institution 6 $1,147,000 $191,000 $335,000 $60,000 $100,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 25 $8,179,000 $327,000 $730,000 $81,000 $202,000
Collateral 22 $4,520,000 $205,000 $558,000 $78,000 $177,000
Mortgage Insurance Denied 13 $2,585,000 $198,000 $533,000 $97,000 $197,000
Credit History 6 $1,396,000 $232,000 $385,000 $66,000 $89,000
Unverifiable Information 6 $1,796,000 $299,000 $522,000 $125,000 $222,000
Employment History 6 $1,257,000 $209,000 $309,000 $58,000 $77,000
Insufficient Cash (Downpayment, Closing Cost) 4 $954,000 $238,000 $564,000 $114,000 $196,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guidance Residential, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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