Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Guidance Residential, Llc 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,527 |
| Total Mortgage Loan Application Amount | $359,178,000 |
| Average Mortgage Loan Application Amount | $234,500 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $117,500 |
| Highest Applicant Income | $2,291,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 84 | $ 17,766,000 | $ 211,000 | $ 112,000 |
| Fairfax County Virginia | 69 | $ 20,166,000 | $ 292,000 | $ 121,000 |
| DuPage County Illinois | 59 | $ 12,224,000 | $ 207,000 | $ 136,000 |
| Middlesex County New Jersey | 57 | $ 15,118,000 | $ 265,000 | $ 121,000 |
| Queens County New York | 48 | $ 17,087,000 | $ 355,000 | $ 102,000 |
| Nassau County New York | 34 | $ 10,985,000 | $ 323,000 | $ 122,000 |
| Harris County Texas | 34 | $ 5,249,000 | $ 154,000 | $ 91,000 |
| Fort Bend County Texas | 33 | $ 5,797,000 | $ 175,000 | $ 114,000 |
| King County Washington | 33 | $ 9,935,000 | $ 301,000 | $ 121,000 |
| Los Angeles County California | 32 | $ 10,174,000 | $ 317,000 | $ 99,000 |
| Wayne County Michigan | 28 | $ 5,008,000 | $ 178,000 | $ 95,000 |
| Collin County Texas | 27 | $ 5,156,000 | $ 190,000 | $ 105,000 |
| Orange County Florida | 26 | $ 4,812,000 | $ 185,000 | $ 201,000 |
| Loudoun County Virginia | 25 | $ 7,354,000 | $ 294,000 | $ 101,000 |
| Fulton County Georgia | 23 | $ 5,237,000 | $ 227,000 | $ 111,000 |
| Santa Clara County California | 21 | $ 8,461,000 | $ 402,000 | $ 145,000 |
| Alameda County California | 20 | $ 6,666,000 | $ 333,000 | $ 118,000 |
| Gwinnett County Georgia | 18 | $ 2,608,000 | $ 144,000 | $ 92,000 |
| Dallas County Texas | 18 | $ 3,401,000 | $ 188,000 | $ 137,000 |
| Oakland County Michigan | 17 | $ 3,381,000 | $ 198,000 | $ 120,000 |
| Anoka County Minnesota | 17 | $ 2,931,000 | $ 172,000 | $ 83,000 |
| Bergen County New Jersey | 17 | $ 5,094,000 | $ 299,000 | $ 132,000 |
| New Haven County Connecticut | 16 | $ 2,746,000 | $ 171,000 | $ 79,000 |
| Broward County Florida | 16 | $ 3,247,000 | $ 202,000 | $ 102,000 |
| Middlesex County Massachusetts | 16 | $ 3,804,000 | $ 237,000 | $ 91,000 |
| Hennepin County Minnesota | 16 | $ 3,150,000 | $ 196,000 | $ 95,000 |
| Will County Illinois | 15 | $ 2,907,000 | $ 193,000 | $ 127,000 |
| Hudson County New Jersey | 15 | $ 3,095,000 | $ 206,000 | $ 83,000 |
| Wake County North Carolina | 15 | $ 3,031,000 | $ 202,000 | $ 112,000 |
| Franklin County Ohio | 15 | $ 1,724,000 | $ 114,000 | $ 66,000 |
| Hillsborough County Florida | 14 | $ 2,523,000 | $ 180,000 | $ 90,000 |
| Montgomery County Maryland | 14 | $ 3,616,000 | $ 258,000 | $ 112,000 |
| Kings County New York | 13 | $ 5,242,000 | $ 403,000 | $ 105,000 |
| Suffolk County New York | 13 | $ 3,777,000 | $ 290,000 | $ 131,000 |
| San Diego County California | 12 | $ 3,260,000 | $ 271,000 | $ 96,000 |
| Baltimore County Maryland | 12 | $ 2,304,000 | $ 192,000 | $ 106,000 |
| Prince George's County Maryland | 12 | $ 2,871,000 | $ 239,000 | $ 129,000 |
| Contra Costa County California | 11 | $ 3,539,000 | $ 321,000 | $ 114,000 |
| Orange County California | 11 | $ 3,826,000 | $ 347,000 | $ 145,000 |
| Worcester County Massachusetts | 11 | $ 2,843,000 | $ 258,000 | $ 115,000 |
| Fairfield County Connecticut | 10 | $ 2,323,000 | $ 232,000 | $ 68,000 |
| Washtenaw County Michigan | 10 | $ 2,050,000 | $ 205,000 | $ 157,000 |
| Somerset County New Jersey | 10 | $ 2,896,000 | $ 289,000 | $ 123,000 |
| Prince William County Virginia | 10 | $ 2,431,000 | $ 243,000 | $ 333,000 |
| Riverside County California | 9 | $ 1,644,000 | $ 182,000 | $ 99,000 |
| Sacramento County California | 9 | $ 2,057,000 | $ 228,000 | $ 91,000 |
| Duval County Florida | 9 | $ 1,689,000 | $ 187,000 | $ 126,000 |
| Lake County Illinois | 9 | $ 1,714,000 | $ 190,000 | $ 100,000 |
| Howard County Maryland | 9 | $ 2,786,000 | $ 309,000 | $ 155,000 |
| Mercer County New Jersey | 9 | $ 2,880,000 | $ 320,000 | $ 194,000 |
| Cuyahoga County Ohio | 9 | $ 1,431,000 | $ 159,000 | $ 81,000 |
| Williamson County Texas | 9 | $ 1,489,000 | $ 165,000 | $ 126,000 |
| Milwaukee County Wisconsin | 9 | $ 1,616,000 | $ 179,000 | $ 111,000 |
| Cobb County Georgia | 8 | $ 1,303,000 | $ 162,000 | $ 87,000 |
| Olmsted County Minnesota | 8 | $ 1,010,000 | $ 126,000 | $ 51,000 |
| St. Louis County Missouri | 8 | $ 1,943,000 | $ 242,000 | $ 160,000 |
| Richmond County New York | 8 | $ 2,183,000 | $ 272,000 | $ 101,000 |
| Snohomish County Washington | 8 | $ 2,036,000 | $ 254,000 | $ 104,000 |
| Westchester County New York | 7 | $ 2,858,000 | $ 408,000 | $ 130,000 |
| Allegheny County Pennsylvania | 7 | $ 1,419,000 | $ 202,000 | $ 149,000 |
| Delaware County Pennsylvania | 7 | $ 934,000 | $ 133,000 | $ 62,000 |
| Shelby County Tennessee | 7 | $ 924,000 | $ 132,000 | $ 189,000 |
| Tarrant County Texas | 7 | $ 828,000 | $ 118,000 | $ 61,000 |
| San Joaquin County California | 6 | $ 1,454,000 | $ 242,000 | $ 105,000 |
| Suffolk County Massachusetts | 6 | $ 1,367,000 | $ 227,000 | $ 121,000 |
| Essex County New Jersey | 6 | $ 2,363,000 | $ 393,000 | $ 144,000 |
| Passaic County New Jersey | 6 | $ 1,639,000 | $ 273,000 | $ 126,000 |
| Washington County Oregon | 6 | $ 1,439,000 | $ 239,000 | $ 112,000 |
| Brazoria County Texas | 6 | $ 1,326,000 | $ 221,000 | $ 231,000 |
| San Bernardino County California | 5 | $ 1,119,000 | $ 223,000 | $ 86,000 |
| Hartford County Connecticut | 5 | $ 901,000 | $ 180,000 | $ 56,000 |
| Osceola County Florida | 5 | $ 738,000 | $ 147,000 | $ 99,000 |
| DeKalb County Georgia | 5 | $ 855,000 | $ 171,000 | $ 108,000 |
| Kane County Illinois | 5 | $ 1,533,000 | $ 306,000 | $ 130,000 |
| Peoria County Illinois | 5 | $ 770,000 | $ 154,000 | $ 98,000 |
| Genesee County Michigan | 5 | $ 1,056,000 | $ 211,000 | $ 324,000 |
| Monmouth County New Jersey | 5 | $ 1,633,000 | $ 326,000 | $ 122,000 |
| Mecklenburg County North Carolina | 5 | $ 744,000 | $ 148,000 | $ 56,000 |
| Fresno County California | 4 | $ 1,179,000 | $ 294,000 | $ 112,000 |
| Miami-Dade County Florida | 4 | $ 742,000 | $ 185,000 | $ 93,000 |
| Bristol County Massachusetts | 4 | $ 1,022,000 | $ 255,000 | $ 93,000 |
| Essex County Massachusetts | 4 | $ 1,549,000 | $ 387,000 | $ 134,000 |
| Norfolk County Massachusetts | 4 | $ 697,000 | $ 174,000 | $ 103,000 |
| Boone County Missouri | 4 | $ 1,103,000 | $ 275,000 | $ 212,000 |
| Atlantic County New Jersey | 4 | $ 593,000 | $ 148,000 | $ 61,000 |
| Bronx County New York | 4 | $ 1,248,000 | $ 312,000 | $ 85,000 |
| Erie County New York | 4 | $ 794,000 | $ 198,000 | $ 148,000 |
| Bucks County Pennsylvania | 4 | $ 1,105,000 | $ 276,000 | $ 101,000 |
| Philadelphia County Pennsylvania | 4 | $ 494,000 | $ 123,000 | $ 177,000 |
| Denton County Texas | 4 | $ 697,000 | $ 174,000 | $ 165,000 |
| Travis County Texas | 4 | $ 1,158,000 | $ 289,000 | $ 103,000 |
| Chesterfield County Virginia | 4 | $ 564,000 | $ 141,000 | $ 58,000 |
| Waukesha County Wisconsin | 4 | $ 1,142,000 | $ 285,000 | $ 137,000 |
| Ventura County California | 3 | $ 900,000 | $ 300,000 | $ 64,000 |
| Pinellas County Florida | 3 | $ 268,000 | $ 89,000 | $ 33,000 |
| Champaign County Illinois | 3 | $ 524,000 | $ 174,000 | $ 65,000 |
| McLean County Illinois | 3 | $ 592,000 | $ 197,000 | $ 119,000 |
| Macomb County Michigan | 3 | $ 393,000 | $ 131,000 | $ 77,000 |
| Dakota County Minnesota | 3 | $ 309,000 | $ 103,000 | $ 62,000 |
| Newton County Missouri | 3 | $ 916,000 | $ 305,000 | $ 270,000 |
| Morris County New Jersey | 3 | $ 527,000 | $ 175,000 | $ 101,000 |
| Broome County New York | 3 | $ 836,000 | $ 278,000 | $ 119,000 |
| Rockland County New York | 3 | $ 885,000 | $ 295,000 | $ 408,000 |
| Durham County North Carolina | 3 | $ 328,000 | $ 109,000 | $ 59,000 |
| Gaston County North Carolina | 3 | $ 357,000 | $ 119,000 | $ 41,000 |
| New Hanover County North Carolina | 3 | $ 452,000 | $ 150,000 | $ 88,000 |
| Montgomery County Pennsylvania | 3 | $ 934,000 | $ 311,000 | $ 222,000 |
| El Paso County Texas | 3 | $ 369,000 | $ 123,000 | $ 65,000 |
| Henrico County Virginia | 3 | $ 925,000 | $ 308,000 | $ 135,000 |
| El Dorado County California | 2 | $ 861,000 | $ 430,000 | $ 147,000 |
| Sonoma County California | 2 | $ 822,000 | $ 411,000 | $ 229,000 |
| Tolland County Connecticut | 2 | $ 278,000 | $ 139,000 | $ 61,000 |
| Palm Beach County Florida | 2 | $ 312,000 | $ 156,000 | $ 243,000 |
| Seminole County Florida | 2 | $ 286,000 | $ 143,000 | $ 106,000 |
| Forsyth County Georgia | 2 | $ 527,000 | $ 263,000 | $ 69,000 |
| Macon County Illinois | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| McHenry County Illinois | 2 | $ 387,000 | $ 193,000 | $ 191,000 |
| St. Clair County Illinois | 2 | $ 237,000 | $ 118,000 | $ 95,000 |
| Baltimore City County Maryland | 2 | $ 371,000 | $ 185,000 | $ 99,000 |
| Washington County Maryland | 2 | $ 625,000 | $ 312,000 | $ 276,000 |
| Wicomico County Maryland | 2 | $ 254,000 | $ 127,000 | $ 222,000 |
| Midland County Michigan | 2 | $ 215,000 | $ 107,000 | $ 60,000 |
| Ramsey County Minnesota | 2 | $ 247,000 | $ 123,000 | $ 65,000 |
| Camden County New Jersey | 2 | $ 452,000 | $ 226,000 | $ 119,000 |
| Dutchess County New York | 2 | $ 343,000 | $ 171,000 | $ 45,000 |
| Monroe County New York | 2 | $ 317,000 | $ 158,000 | $ 65,000 |
| Saratoga County New York | 2 | $ 723,000 | $ 361,000 | $ 151,000 |
| Forsyth County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 53,000 |
| Guilford County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 55,000 |
| Butler County Ohio | 2 | $ 578,000 | $ 289,000 | $ 291,000 |
| Hamilton County Ohio | 2 | $ 289,000 | $ 144,000 | $ 121,000 |
| Mahoning County Ohio | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Montgomery County Ohio | 2 | $ 289,000 | $ 144,000 | $ 226,000 |
| Summit County Ohio | 2 | $ 356,000 | $ 178,000 | $ 39,000 |
| Chester County Pennsylvania | 2 | $ 501,000 | $ 250,000 | $ 87,000 |
| Cumberland County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Lehigh County Pennsylvania | 2 | $ 648,000 | $ 324,000 | $ 110,000 |
| Monroe County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 185,000 |
| Richland County South Carolina | 2 | $ 471,000 | $ 235,000 | $ 110,000 |
| Angelina County Texas | 2 | $ 290,000 | $ 145,000 | $ 150,000 |
| Galveston County Texas | 2 | $ 329,000 | $ 164,000 | $ 81,000 |
| Hidalgo County Texas | 2 | $ 266,000 | $ 133,000 | $ 94,000 |
| Jefferson County Texas | 2 | $ 233,000 | $ 116,000 | $ 40,000 |
| Montgomery County Texas | 2 | $ 366,000 | $ 183,000 | $ 91,000 |
| Virginia Beach County Virginia | 2 | $ 918,000 | $ 459,000 | $ 160,000 |
| Pierce County Washington | 2 | $ 740,000 | $ 370,000 | $ 310,000 |
| Placer County California | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| San Mateo County California | 1 | $ 664,000 | $ 664,000 | $ 122,000 |
| Yolo County California | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| New London County Connecticut | 1 | $ 269,000 | $ 269,000 | $ 133,000 |
| Brevard County Florida | 1 | $ 256,000 | $ 256,000 | $ 110,000 |
| Lake County Florida | 1 | $ 192,000 | $ 192,000 | $ 59,000 |
| Lee County Florida | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Manatee County Florida | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Marion County Florida | 1 | $ 161,000 | $ 161,000 | $ 200,000 |
| Cherokee County Georgia | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Columbia County Georgia | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Douglas County Georgia | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Fayette County Georgia | 1 | $ 264,000 | $ 264,000 | $ 80,000 |
| Gilmer County Georgia | 1 | $ 214,000 | $ 214,000 | $ 30,000 |
| Richmond County Georgia | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Madison County Illinois | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
| Winnebago County Illinois | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Anne Arundel County Maryland | 1 | $ 279,000 | $ 279,000 | $ 121,000 |
| Frederick County Maryland | 1 | $ 101,000 | $ 101,000 | $ 85,000 |
| Hampshire County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 125,000 |
| Plymouth County Massachusetts | 1 | $ 388,000 | $ 388,000 | $ 214,000 |
| Ingham County Michigan | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
| Monroe County Michigan | 1 | $ 204,000 | $ 204,000 | $ 126,000 |
| Ottawa County Michigan | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Scott County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 130,000 |
| Washington County Minnesota | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| St. Charles County Missouri | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Burlington County New Jersey | 1 | $ 131,000 | $ 131,000 | $ 97,000 |
| Gloucester County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Hunterdon County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Union County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 53,000 |
| Albany County New York | 1 | $ 350,000 | $ 350,000 | $ 132,000 |
| Columbia County New York | 1 | $ 111,000 | $ 111,000 | $ 76,000 |
| Onondaga County New York | 1 | $ 96,000 | $ 96,000 | $ 89,000 |
| Schenectady County New York | 1 | $ 268,000 | $ 268,000 | $ 154,000 |
| Ulster County New York | 1 | $ 280,000 | $ 280,000 | $ 145,000 |
| Cabarrus County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
| Pitt County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 128,000 |
| Rockingham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Scotland County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 474,000 |
| Portage County Ohio | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
| Centre County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Lawrence County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Luzerne County Pennsylvania | 1 | $ 302,000 | $ 302,000 | $ 144,000 |
| Lexington County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| York County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 356,000 |
| Hardeman County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 146,000 |
| Madison County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 330,000 |
| Williamson County Tennessee | 1 | $ 221,000 | $ 221,000 | $ 70,000 |
| McLennan County Texas | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Potter County Texas | 1 | $ 294,000 | $ 294,000 | $ 185,000 |
| Albemarle County Virginia | 1 | $ 362,000 | $ 362,000 | $ 83,000 |
| Campbell County Virginia | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Culpeper County Virginia | 1 | $ 378,000 | $ 378,000 | $ 125,000 |
| Fairfax City County Virginia | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Fredericksburg County Virginia | 1 | $ 150,000 | $ 150,000 | $ 136,000 |
| Hampton County Virginia | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Harrisonburg County Virginia | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Norfolk County Virginia | 1 | $ 198,000 | $ 198,000 | $ 131,000 |
| Spotsylvania County Virginia | 1 | $ 84,000 | $ 84,000 | $ 137,000 |
| Benton County Washington | 1 | $ 400,000 | $ 400,000 | $ 600,000 |
| Eau Claire County Wisconsin | 1 | $ 319,000 | $ 319,000 | $ 456,000 |
| Racine County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 875 | $208,558,000 | $238,000 | $699,000 | $116,000 | $624,000 |
| Home Purchase | 652 | $150,620,000 | $231,000 | $730,000 | $119,000 | $2,291,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,105 | $269,479,000 | $243,000 | $730,000 | $121,000 | $1,003,000 |
| White | 324 | $72,344,000 | $223,000 | $730,000 | $116,000 | $2,291,000 |
| Black or African American | 87 | $15,083,000 | $173,000 | $394,000 | $79,000 | $323,000 |
| Hispanic | 9 | $1,916,000 | $212,000 | $500,000 | $132,000 | $580,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $41,000 | $41,000 |
| Not Provided | 1 | $141,000 | $141,000 | $141,000 | $78,000 | $78,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,527 | $359,178,000 | $235,000 | $730,000 | $117,000 | $2,291,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 940 | $214,268,000 | $227,000 | $730,000 | $117,000 | $1,003,000 |
| Application Withdrawn By Applicant | 195 | $50,413,000 | $258,000 | $730,000 | $135,000 | $2,291,000 |
| Application Approved But Not Accepted | 148 | $39,622,000 | $267,000 | $730,000 | $124,000 | $600,000 |
| Application Denied By Financial Institution | 118 | $25,202,000 | $213,000 | $630,000 | $102,000 | $532,000 |
| File Closed For Incompleteness | 109 | $25,958,000 | $238,000 | $626,000 | $104,000 | $490,000 |
| Preapproval Approved but not Accepted | 15 | $3,284,000 | $218,000 | $412,000 | $97,000 | $192,000 |
| Preapproval Denied by Financial Institution | 2 | $431,000 | $215,000 | $312,000 | $46,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 36 | $7,689,000 | $213,000 | $475,000 | $103,000 | $532,000 |
| Debt-To-Income Ratio | 30 | $6,191,000 | $206,000 | $585,000 | $76,000 | $180,000 |
| Mortgage Insurance Denied | 16 | $3,662,000 | $228,000 | $630,000 | $143,000 | $456,000 |
| Credit History | 12 | $2,664,000 | $222,000 | $417,000 | $107,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,839,000 | $229,000 | $378,000 | $86,000 | $145,000 |
| Unverifiable Information | 6 | $1,239,000 | $206,000 | $284,000 | $184,000 | $400,000 |
| Employment History | 5 | $1,084,000 | $216,000 | $380,000 | $77,000 | $126,000 |
| Credit Application Incomplete | 5 | $834,000 | $166,000 | $279,000 | $71,000 | $126,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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