Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Guidance Residential, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,878 |
| Total Mortgage Loan Application Amount | $730,385,000 |
| Average Mortgage Loan Application Amount | $307,333 |
| Highest Mortgage Loan Application Amount | $813,000 |
| Average Applicant Income | $200,333 |
| Highest Applicant Income | $1,284,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 114 | $ 20,349,000 | $ 178,000 | $ 103,000 |
| Fort Bend County Texas | 107 | $ 26,467,000 | $ 247,000 | $ 121,000 |
| Cook County Illinois | 99 | $ 19,209,000 | $ 194,000 | $ 94,000 |
| Collin County Texas | 92 | $ 25,316,000 | $ 275,000 | $ 128,000 |
| DuPage County Illinois | 83 | $ 17,792,000 | $ 214,000 | $ 123,000 |
| Queens County New York | 75 | $ 30,678,000 | $ 409,000 | $ 115,000 |
| Dallas County Texas | 74 | $ 16,177,000 | $ 218,000 | $ 107,000 |
| Nassau County New York | 70 | $ 23,417,000 | $ 334,000 | $ 137,000 |
| Franklin County Ohio | 57 | $ 9,353,000 | $ 164,000 | $ 75,000 |
| Fairfax County Virginia | 56 | $ 18,578,000 | $ 331,000 | $ 112,000 |
| Middlesex County New Jersey | 55 | $ 15,986,000 | $ 290,000 | $ 124,000 |
| King County Washington | 50 | $ 16,220,000 | $ 324,000 | $ 95,000 |
| Maricopa County Arizona | 42 | $ 9,903,000 | $ 235,000 | $ 109,000 |
| Loudoun County Virginia | 40 | $ 14,198,000 | $ 354,000 | $ 103,000 |
| Baltimore County Maryland | 37 | $ 6,985,000 | $ 188,000 | $ 66,000 |
| Gwinnett County Georgia | 36 | $ 6,092,000 | $ 169,000 | $ 85,000 |
| Middlesex County Massachusetts | 36 | $ 11,029,000 | $ 306,000 | $ 121,000 |
| Prince William County Virginia | 36 | $ 9,480,000 | $ 263,000 | $ 94,000 |
| Orange County Florida | 32 | $ 6,119,000 | $ 191,000 | $ 97,000 |
| Broward County Florida | 31 | $ 6,476,000 | $ 208,000 | $ 102,000 |
| Hillsborough County Florida | 30 | $ 5,040,000 | $ 168,000 | $ 114,000 |
| Los Angeles County California | 27 | $ 9,494,000 | $ 351,000 | $ 139,000 |
| San Diego County California | 26 | $ 10,321,000 | $ 396,000 | $ 115,000 |
| Hennepin County Minnesota | 26 | $ 5,852,000 | $ 225,000 | $ 95,000 |
| Bronx County New York | 26 | $ 8,641,000 | $ 332,000 | $ 83,000 |
| Sacramento County California | 25 | $ 7,283,000 | $ 291,000 | $ 138,000 |
| Santa Clara County California | 25 | $ 12,227,000 | $ 489,000 | $ 145,000 |
| Passaic County New Jersey | 24 | $ 6,106,000 | $ 254,000 | $ 121,000 |
| Wake County North Carolina | 24 | $ 5,018,000 | $ 209,000 | $ 136,000 |
| Hartford County Connecticut | 23 | $ 3,880,000 | $ 168,000 | $ 74,000 |
| Macomb County Michigan | 23 | $ 2,245,000 | $ 97,000 | $ 43,000 |
| Travis County Texas | 23 | $ 4,615,000 | $ 200,000 | $ 96,000 |
| Snohomish County Washington | 23 | $ 6,569,000 | $ 285,000 | $ 77,000 |
| Fulton County Georgia | 22 | $ 5,723,000 | $ 260,000 | $ 114,000 |
| Prince George's County Maryland | 22 | $ 5,978,000 | $ 271,000 | $ 131,000 |
| Wayne County Michigan | 22 | $ 3,834,000 | $ 174,000 | $ 86,000 |
| Alameda County California | 21 | $ 9,034,000 | $ 430,000 | $ 153,000 |
| Oakland County Michigan | 21 | $ 5,586,000 | $ 266,000 | $ 149,000 |
| Tarrant County Texas | 21 | $ 3,585,000 | $ 170,000 | $ 79,000 |
| Orange County California | 20 | $ 9,076,000 | $ 453,000 | $ 144,000 |
| New Haven County Connecticut | 20 | $ 3,193,000 | $ 159,000 | $ 61,000 |
| Will County Illinois | 20 | $ 4,918,000 | $ 245,000 | $ 127,000 |
| Howard County Maryland | 18 | $ 6,616,000 | $ 367,000 | $ 130,000 |
| Suffolk County Massachusetts | 18 | $ 4,484,000 | $ 249,000 | $ 83,000 |
| Anoka County Minnesota | 18 | $ 3,340,000 | $ 185,000 | $ 80,000 |
| Milwaukee County Wisconsin | 18 | $ 3,150,000 | $ 175,000 | $ 204,000 |
| Montgomery County Maryland | 17 | $ 5,552,000 | $ 326,000 | $ 121,000 |
| Suffolk County New York | 17 | $ 4,110,000 | $ 241,000 | $ 99,000 |
| Osceola County Florida | 16 | $ 1,973,000 | $ 123,000 | $ 84,000 |
| Johnson County Kansas | 16 | $ 4,242,000 | $ 265,000 | $ 141,000 |
| Bergen County New Jersey | 16 | $ 4,748,000 | $ 296,000 | $ 103,000 |
| Kings County New York | 16 | $ 6,660,000 | $ 416,000 | $ 129,000 |
| Williamson County Texas | 16 | $ 3,715,000 | $ 232,000 | $ 140,000 |
| Riverside County California | 15 | $ 4,632,000 | $ 308,000 | $ 95,000 |
| Hudson County New Jersey | 15 | $ 4,147,000 | $ 276,000 | $ 147,000 |
| Miami-Dade County Florida | 14 | $ 2,234,000 | $ 159,000 | $ 64,000 |
| Norfolk County Massachusetts | 14 | $ 4,779,000 | $ 341,000 | $ 130,000 |
| Washington County Oregon | 14 | $ 3,834,000 | $ 273,000 | $ 123,000 |
| Denton County Texas | 14 | $ 3,411,000 | $ 243,000 | $ 126,000 |
| San Bernardino County California | 13 | $ 3,044,000 | $ 234,000 | $ 146,000 |
| San Joaquin County California | 13 | $ 3,031,000 | $ 233,000 | $ 113,000 |
| Essex County Massachusetts | 13 | $ 3,685,000 | $ 283,000 | $ 99,000 |
| Worcester County Massachusetts | 13 | $ 3,463,000 | $ 266,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,730,000 | $ 133,000 | $ 63,000 |
| Richmond County New York | 12 | $ 4,186,000 | $ 348,000 | $ 206,000 |
| Henrico County Virginia | 12 | $ 2,757,000 | $ 229,000 | $ 103,000 |
| Fairfield County Connecticut | 11 | $ 3,256,000 | $ 296,000 | $ 115,000 |
| Monmouth County New Jersey | 11 | $ 3,271,000 | $ 297,000 | $ 162,000 |
| Cuyahoga County Ohio | 11 | $ 1,188,000 | $ 108,000 | $ 57,000 |
| Cobb County Georgia | 10 | $ 1,486,000 | $ 148,000 | $ 61,000 |
| Westchester County New York | 10 | $ 3,589,000 | $ 358,000 | $ 114,000 |
| Cabarrus County North Carolina | 10 | $ 2,568,000 | $ 256,000 | $ 115,000 |
| Contra Costa County California | 9 | $ 3,834,000 | $ 426,000 | $ 163,000 |
| Palm Beach County Florida | 9 | $ 2,125,000 | $ 236,000 | $ 83,000 |
| DeKalb County Georgia | 9 | $ 1,329,000 | $ 147,000 | $ 48,000 |
| Hampden County Massachusetts | 9 | $ 1,447,000 | $ 160,000 | $ 77,000 |
| Washtenaw County Michigan | 9 | $ 2,585,000 | $ 287,000 | $ 106,000 |
| Dakota County Minnesota | 9 | $ 1,763,000 | $ 195,000 | $ 81,000 |
| Mecklenburg County North Carolina | 9 | $ 1,930,000 | $ 214,000 | $ 81,000 |
| Davidson County Tennessee | 9 | $ 1,922,000 | $ 213,000 | $ 113,000 |
| Brazoria County Texas | 9 | $ 2,023,000 | $ 224,000 | $ 141,000 |
| Duval County Florida | 8 | $ 1,720,000 | $ 215,000 | $ 190,000 |
| Somerset County New Jersey | 8 | $ 2,107,000 | $ 263,000 | $ 91,000 |
| Shelby County Tennessee | 8 | $ 1,746,000 | $ 218,000 | $ 94,000 |
| Bexar County Texas | 8 | $ 1,379,000 | $ 172,000 | $ 81,000 |
| Mercer County New Jersey | 7 | $ 1,745,000 | $ 249,000 | $ 111,000 |
| Morris County New Jersey | 7 | $ 2,239,000 | $ 319,000 | $ 98,000 |
| Erie County New York | 7 | $ 1,016,000 | $ 145,000 | $ 79,000 |
| Guilford County North Carolina | 7 | $ 1,148,000 | $ 164,000 | $ 57,000 |
| Delaware County Pennsylvania | 7 | $ 690,000 | $ 98,000 | $ 86,000 |
| Montgomery County Pennsylvania | 7 | $ 1,421,000 | $ 203,000 | $ 72,000 |
| Forsyth County Georgia | 6 | $ 1,410,000 | $ 235,000 | $ 98,000 |
| Kane County Illinois | 6 | $ 1,527,000 | $ 254,000 | $ 125,000 |
| Anne Arundel County Maryland | 6 | $ 1,835,000 | $ 305,000 | $ 141,000 |
| Genesee County Michigan | 6 | $ 1,561,000 | $ 260,000 | $ 150,000 |
| Essex County New Jersey | 6 | $ 1,012,000 | $ 168,000 | $ 96,000 |
| Orange County New York | 6 | $ 1,860,000 | $ 310,000 | $ 148,000 |
| Rockland County New York | 6 | $ 1,757,000 | $ 292,000 | $ 150,000 |
| Lehigh County Pennsylvania | 6 | $ 1,286,000 | $ 214,000 | $ 77,000 |
| Dane County Wisconsin | 6 | $ 1,375,000 | $ 229,000 | $ 115,000 |
| Solano County California | 5 | $ 1,105,000 | $ 221,000 | $ 99,000 |
| Peoria County Illinois | 5 | $ 1,310,000 | $ 262,000 | $ 115,000 |
| Baltimore City County Maryland | 5 | $ 602,000 | $ 120,000 | $ 44,000 |
| Union County New Jersey | 5 | $ 643,000 | $ 128,000 | $ 54,000 |
| Summit County Ohio | 5 | $ 962,000 | $ 192,000 | $ 132,000 |
| Multnomah County Oregon | 5 | $ 1,049,000 | $ 209,000 | $ 47,000 |
| Bucks County Pennsylvania | 5 | $ 1,150,000 | $ 230,000 | $ 101,000 |
| Monroe County Pennsylvania | 5 | $ 436,000 | $ 87,000 | $ 96,000 |
| San Francisco County California | 4 | $ 1,946,000 | $ 486,000 | $ 118,000 |
| Seminole County Florida | 4 | $ 1,014,000 | $ 253,000 | $ 71,000 |
| Kendall County Illinois | 4 | $ 536,000 | $ 134,000 | $ 91,000 |
| Lake County Illinois | 4 | $ 1,287,000 | $ 321,000 | $ 124,000 |
| Sedgwick County Kansas | 4 | $ 691,000 | $ 172,000 | $ 81,000 |
| Shawnee County Kansas | 4 | $ 643,000 | $ 160,000 | $ 145,000 |
| Olmsted County Minnesota | 4 | $ 479,000 | $ 119,000 | $ 62,000 |
| Ramsey County Minnesota | 4 | $ 909,000 | $ 227,000 | $ 86,000 |
| Albany County New York | 4 | $ 921,000 | $ 230,000 | $ 93,000 |
| Durham County North Carolina | 4 | $ 724,000 | $ 181,000 | $ 83,000 |
| Butler County Ohio | 4 | $ 913,000 | $ 228,000 | $ 202,000 |
| Allegheny County Pennsylvania | 4 | $ 529,000 | $ 132,000 | $ 75,000 |
| Chester County Pennsylvania | 4 | $ 994,000 | $ 248,000 | $ 100,000 |
| Northampton County Pennsylvania | 4 | $ 806,000 | $ 201,000 | $ 98,000 |
| Horry County South Carolina | 4 | $ 431,000 | $ 107,000 | $ 27,000 |
| Galveston County Texas | 4 | $ 632,000 | $ 158,000 | $ 68,000 |
| Chesterfield County Virginia | 4 | $ 1,005,000 | $ 251,000 | $ 198,000 |
| Pima County Arizona | 3 | $ 564,000 | $ 188,000 | $ 63,000 |
| Ventura County California | 3 | $ 1,095,000 | $ 365,000 | $ 99,000 |
| Middlesex County Connecticut | 3 | $ 379,000 | $ 126,000 | $ 42,000 |
| Champaign County Illinois | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| McLean County Illinois | 3 | $ 407,000 | $ 135,000 | $ 59,000 |
| Washington County Maryland | 3 | $ 439,000 | $ 146,000 | $ 353,000 |
| Worcester County Maryland | 3 | $ 616,000 | $ 205,000 | $ 174,000 |
| Washington County Minnesota | 3 | $ 484,000 | $ 161,000 | $ 41,000 |
| Hunterdon County New Jersey | 3 | $ 1,292,000 | $ 430,000 | $ 170,000 |
| Saratoga County New York | 3 | $ 826,000 | $ 275,000 | $ 237,000 |
| Montgomery County Ohio | 3 | $ 425,000 | $ 141,000 | $ 116,000 |
| Warren County Ohio | 3 | $ 346,000 | $ 115,000 | $ 81,000 |
| Richland County South Carolina | 3 | $ 619,000 | $ 206,000 | $ 80,000 |
| Rutherford County Tennessee | 3 | $ 373,000 | $ 124,000 | $ 29,000 |
| Montgomery County Texas | 3 | $ 905,000 | $ 301,000 | $ 267,000 |
| Manassas County Virginia | 3 | $ 1,042,000 | $ 347,000 | $ 130,000 |
| Manassas Park County Virginia | 3 | $ 711,000 | $ 237,000 | $ 70,000 |
| Pierce County Washington | 3 | $ 765,000 | $ 255,000 | $ 145,000 |
| Waukesha County Wisconsin | 3 | $ 824,000 | $ 274,000 | $ 136,000 |
| Fresno County California | 2 | $ 395,000 | $ 197,000 | $ 98,000 |
| Merced County California | 2 | $ 413,000 | $ 206,000 | $ 261,000 |
| Sonoma County California | 2 | $ 608,000 | $ 304,000 | $ 195,000 |
| Yolo County California | 2 | $ 297,000 | $ 148,000 | $ 144,000 |
| New London County Connecticut | 2 | $ 212,000 | $ 106,000 | $ 26,000 |
| Alachua County Florida | 2 | $ 742,000 | $ 371,000 | $ 199,000 |
| Bay County Florida | 2 | $ 488,000 | $ 244,000 | $ 99,000 |
| Brevard County Florida | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Indian River County Florida | 2 | $ 253,000 | $ 126,000 | $ 122,000 |
| Lake County Florida | 2 | $ 338,000 | $ 169,000 | $ 65,000 |
| Manatee County Florida | 2 | $ 596,000 | $ 298,000 | $ 144,000 |
| Marion County Florida | 2 | $ 392,000 | $ 196,000 | $ 95,000 |
| Pinellas County Florida | 2 | $ 213,000 | $ 106,000 | $ 38,000 |
| Polk County Florida | 2 | $ 244,000 | $ 122,000 | $ 35,000 |
| Bibb County Georgia | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Cherokee County Georgia | 2 | $ 332,000 | $ 166,000 | $ 70,000 |
| Columbia County Georgia | 2 | $ 540,000 | $ 270,000 | $ 154,000 |
| Winnebago County Illinois | 2 | $ 224,000 | $ 112,000 | $ 53,000 |
| Cecil County Maryland | 2 | $ 366,000 | $ 183,000 | $ 52,000 |
| Charles County Maryland | 2 | $ 228,000 | $ 114,000 | $ 24,000 |
| Bristol County Massachusetts | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Monroe County Michigan | 2 | $ 515,000 | $ 257,000 | $ 148,000 |
| Burlington County New Jersey | 2 | $ 348,000 | $ 174,000 | $ 79,000 |
| Camden County New Jersey | 2 | $ 426,000 | $ 213,000 | $ 72,000 |
| Onondaga County New York | 2 | $ 178,000 | $ 89,000 | $ 28,000 |
| Schenectady County New York | 2 | $ 437,000 | $ 218,000 | $ 164,000 |
| Forsyth County North Carolina | 2 | $ 576,000 | $ 288,000 | $ 84,000 |
| Gaston County North Carolina | 2 | $ 306,000 | $ 153,000 | $ 75,000 |
| Lucas County Ohio | 2 | $ 561,000 | $ 280,000 | $ 167,000 |
| Union County Ohio | 2 | $ 611,000 | $ 305,000 | $ 165,000 |
| Clackamas County Oregon | 2 | $ 636,000 | $ 318,000 | $ 111,000 |
| Luzerne County Pennsylvania | 2 | $ 804,000 | $ 402,000 | $ 257,000 |
| Greenville County South Carolina | 2 | $ 409,000 | $ 204,000 | $ 100,000 |
| Lexington County South Carolina | 2 | $ 182,000 | $ 91,000 | $ 34,000 |
| York County South Carolina | 2 | $ 302,000 | $ 151,000 | $ 59,000 |
| Knox County Tennessee | 2 | $ 383,000 | $ 191,000 | $ 75,000 |
| Stafford County Virginia | 2 | $ 906,000 | $ 453,000 | $ 308,000 |
| Virginia Beach County Virginia | 2 | $ 304,000 | $ 152,000 | $ 62,000 |
| Kern County California | 1 | $ 261,000 | $ 261,000 | $ 91,000 |
| Marin County California | 1 | $ 96,000 | $ 96,000 | $ 121,000 |
| Shasta County California | 1 | $ 404,000 | $ 404,000 | $ 180,000 |
| Stanislaus County California | 1 | $ 417,000 | $ 417,000 | $ 428,000 |
| Tolland County Connecticut | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Windham County Connecticut | 1 | $ 197,000 | $ 197,000 | $ 50,000 |
| Martin County Florida | 1 | $ 108,000 | $ 108,000 | $ 131,000 |
| Pasco County Florida | 1 | $ 203,000 | $ 203,000 | $ 118,000 |
| Putnam County Florida | 1 | $ 77,000 | $ 77,000 | $ 89,000 |
| Volusia County Florida | 1 | $ 176,000 | $ 176,000 | $ 172,000 |
| Chatham County Georgia | 1 | $ 174,000 | $ 174,000 | $ 61,000 |
| Clarke County Georgia | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Coweta County Georgia | 1 | $ 190,000 | $ 190,000 | $ 58,000 |
| Glynn County Georgia | 1 | $ 186,000 | $ 186,000 | $ 48,000 |
| Henry County Georgia | 1 | $ 148,000 | $ 148,000 | $ 53,000 |
| Houston County Georgia | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Newton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Oconee County Georgia | 1 | $ 240,000 | $ 240,000 | $ 240,000 |
| Boone County Illinois | 1 | $ 180,000 | $ 180,000 | $ 195,000 |
| Jackson County Illinois | 1 | $ 204,000 | $ 204,000 | $ 324,000 |
| Madison County Illinois | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| McHenry County Illinois | 1 | $ 204,000 | $ 204,000 | $ 131,000 |
| Riley County Kansas | 1 | $ 69,000 | $ 69,000 | $ 306,000 |
| Carroll County Maryland | 1 | $ 126,000 | $ 126,000 | $ 76,000 |
| Ingham County Michigan | 1 | $ 234,000 | $ 234,000 | $ 98,000 |
| Kent County Michigan | 1 | $ 108,000 | $ 108,000 | $ 232,000 |
| Carver County Minnesota | 1 | $ 293,000 | $ 293,000 | $ 77,000 |
| Kandiyohi County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Lyon County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 98,000 |
| Rice County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 49,000 |
| Scott County Minnesota | 1 | $ 191,000 | $ 191,000 | $ 33,000 |
| Ocean County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Broome County New York | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Madison County New York | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Monroe County New York | 1 | $ 92,000 | $ 92,000 | $ 79,000 |
| Sullivan County New York | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Alamance County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 125,000 |
| Brunswick County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Johnston County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 38,000 |
| Onslow County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 53,000 |
| Pitt County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 101,000 |
| Union County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 90,000 |
| Clark County Ohio | 1 | $ 412,000 | $ 412,000 | $ 417,000 |
| Delaware County Ohio | 1 | $ 230,000 | $ 230,000 | $ 67,000 |
| Greene County Ohio | 1 | $ 417,000 | $ 417,000 | $ 375,000 |
| Hamilton County Ohio | 1 | $ 152,000 | $ 152,000 | $ 350,000 |
| Mahoning County Ohio | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Deschutes County Oregon | 1 | $ 274,000 | $ 274,000 | $ 96,000 |
| Cumberland County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 84,000 |
| Erie County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| Jefferson County Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 250,000 |
| York County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
| Spartanburg County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 233,000 |
| Hamilton County Tennessee | 1 | $ 416,000 | $ 416,000 | $ 172,000 |
| El Paso County Texas | 1 | $ 249,000 | $ 249,000 | $ 400,000 |
| Hidalgo County Texas | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Hill County Texas | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Hunt County Texas | 1 | $ 256,000 | $ 256,000 | $ 62,000 |
| Rockwall County Texas | 1 | $ 111,000 | $ 111,000 | $ 83,000 |
| Smith County Texas | 1 | $ 287,000 | $ 287,000 | $ 55,000 |
| Taylor County Texas | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Arlington County Virginia | 1 | $ 250,000 | $ 250,000 | $ 125,000 |
| Frederick County Virginia | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| King George County Virginia | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Norfolk County Virginia | 1 | $ 184,000 | $ 184,000 | $ 41,000 |
| Skagit County Washington | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Spokane County Washington | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Thurston County Washington | 1 | $ 248,000 | $ 248,000 | $ 82,000 |
| Kenosha County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 243,000 |
| Oneida County Wisconsin | 1 | $ 309,000 | $ 309,000 | $ 264,000 |
| Racine County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,204 | $560,422,000 | $254,000 | $813,000 | $107,000 | $885,000 |
| Refinancing | 673 | $169,546,000 | $251,000 | $626,000 | $119,000 | $1,284,000 |
| Home Improvement | 1 | $417,000 | $417,000 | $417,000 | $375,000 | $375,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,817 | $482,415,000 | $265,000 | $801,000 | $116,000 | $1,284,000 |
| White | 762 | $185,307,000 | $243,000 | $813,000 | $108,000 | $885,000 |
| Black or African American | 273 | $56,788,000 | $208,000 | $455,000 | $78,000 | $366,000 |
| Hispanic | 19 | $4,219,000 | $222,000 | $482,000 | $68,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $614,000 | $204,000 | $279,000 | $64,000 | $71,000 |
| Not Provided | 3 | $752,000 | $250,000 | $352,000 | $87,000 | $95,000 |
| American Indian or Alaskan Native | 1 | $290,000 | $290,000 | $290,000 | $84,000 | $84,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,878 | $730,385,000 | $253,000 | $813,000 | $110,000 | $1,284,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,615 | $407,421,000 | $252,000 | $694,000 | $111,000 | $885,000 |
| Application Withdrawn By Applicant | 446 | $115,763,000 | $259,000 | $637,000 | $115,000 | $736,000 |
| Application Denied By Financial Institution | 374 | $84,466,000 | $225,000 | $694,000 | $91,000 | $816,000 |
| File Closed For Incompleteness | 231 | $65,018,000 | $281,000 | $813,000 | $125,000 | $1,284,000 |
| Application Approved But Not Accepted | 151 | $39,331,000 | $260,000 | $606,000 | $109,000 | $751,000 |
| Preapproval Approved but not Accepted | 31 | $9,714,000 | $313,000 | $540,000 | $110,000 | $202,000 |
| Preapproval Denied by Financial Institution | 30 | $8,672,000 | $289,000 | $625,000 | $100,000 | $263,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 83 | $18,493,000 | $222,000 | $694,000 | $57,000 | $230,000 |
| Collateral | 80 | $16,574,000 | $207,000 | $645,000 | $103,000 | $551,000 |
| Mortgage Insurance Denied | 73 | $17,000,000 | $232,000 | $626,000 | $95,000 | $345,000 |
| Credit History | 72 | $17,870,000 | $248,000 | $565,000 | $104,000 | $816,000 |
| Unverifiable Information | 50 | $12,547,000 | $250,000 | $461,000 | $95,000 | $296,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $6,903,000 | $246,000 | $518,000 | $121,000 | $560,000 |
| Employment History | 13 | $2,317,000 | $178,000 | $473,000 | $72,000 | $300,000 |
| Other | 5 | $1,434,000 | $286,000 | $560,000 | $76,000 | $128,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.