Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Guidance Residential, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,444 |
| Total Mortgage Loan Application Amount | $880,414,000 |
| Average Mortgage Loan Application Amount | $248,500 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,697,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 141 | $ 30,881,000 | $ 219,000 | $ 103,000 |
| King County Washington | 112 | $ 39,322,000 | $ 351,000 | $ 107,000 |
| Harris County Texas | 103 | $ 18,078,000 | $ 175,000 | $ 93,000 |
| Collin County Texas | 101 | $ 28,599,000 | $ 283,000 | $ 123,000 |
| Fort Bend County Texas | 84 | $ 20,169,000 | $ 240,000 | $ 108,000 |
| Wayne County Michigan | 77 | $ 12,123,000 | $ 157,000 | $ 80,000 |
| Middlesex County New Jersey | 74 | $ 21,905,000 | $ 296,000 | $ 112,000 |
| DuPage County Illinois | 73 | $ 17,567,000 | $ 240,000 | $ 128,000 |
| Gwinnett County Georgia | 68 | $ 14,296,000 | $ 210,000 | $ 84,000 |
| Queens County New York | 65 | $ 27,114,000 | $ 417,000 | $ 105,000 |
| Dallas County Texas | 61 | $ 13,927,000 | $ 228,000 | $ 120,000 |
| Franklin County Ohio | 59 | $ 9,211,000 | $ 156,000 | $ 66,000 |
| Wake County North Carolina | 53 | $ 12,195,000 | $ 230,000 | $ 102,000 |
| Sacramento County California | 52 | $ 16,238,000 | $ 312,000 | $ 113,000 |
| Hillsborough County Florida | 52 | $ 10,559,000 | $ 203,000 | $ 129,000 |
| Fairfax County Virginia | 47 | $ 15,394,000 | $ 327,000 | $ 128,000 |
| Nassau County New York | 46 | $ 17,101,000 | $ 371,000 | $ 137,000 |
| Middlesex County Massachusetts | 41 | $ 14,639,000 | $ 357,000 | $ 116,000 |
| Macomb County Michigan | 40 | $ 4,695,000 | $ 117,000 | $ 49,000 |
| Tarrant County Texas | 37 | $ 8,461,000 | $ 228,000 | $ 116,000 |
| Loudoun County Virginia | 37 | $ 14,311,000 | $ 386,000 | $ 173,000 |
| Orange County Florida | 35 | $ 7,818,000 | $ 223,000 | $ 96,000 |
| Fulton County Georgia | 35 | $ 9,229,000 | $ 263,000 | $ 108,000 |
| Will County Illinois | 34 | $ 8,477,000 | $ 249,000 | $ 112,000 |
| Passaic County New Jersey | 34 | $ 8,671,000 | $ 255,000 | $ 112,000 |
| Anoka County Minnesota | 33 | $ 6,363,000 | $ 192,000 | $ 63,000 |
| Hennepin County Minnesota | 32 | $ 7,163,000 | $ 223,000 | $ 66,000 |
| Bergen County New Jersey | 31 | $ 11,042,000 | $ 356,000 | $ 138,000 |
| Washington County Oregon | 30 | $ 9,021,000 | $ 300,000 | $ 96,000 |
| Davidson County Tennessee | 30 | $ 4,972,000 | $ 165,000 | $ 54,000 |
| Essex County Massachusetts | 29 | $ 8,767,000 | $ 302,000 | $ 82,000 |
| Orange County California | 28 | $ 12,011,000 | $ 428,000 | $ 122,000 |
| Oakland County Michigan | 28 | $ 7,596,000 | $ 271,000 | $ 151,000 |
| Maricopa County Arizona | 27 | $ 7,628,000 | $ 282,000 | $ 179,000 |
| Suffolk County New York | 27 | $ 9,704,000 | $ 359,000 | $ 134,000 |
| Prince William County Virginia | 27 | $ 7,101,000 | $ 263,000 | $ 85,000 |
| Alameda County California | 26 | $ 11,843,000 | $ 455,000 | $ 191,000 |
| Baltimore County Maryland | 26 | $ 5,244,000 | $ 201,000 | $ 103,000 |
| Bronx County New York | 26 | $ 9,617,000 | $ 369,000 | $ 83,000 |
| Kings County New York | 26 | $ 10,795,000 | $ 415,000 | $ 91,000 |
| New Castle County Delaware | 25 | $ 4,976,000 | $ 199,000 | $ 82,000 |
| DeKalb County Georgia | 25 | $ 3,776,000 | $ 151,000 | $ 68,000 |
| Los Angeles County California | 24 | $ 10,015,000 | $ 417,000 | $ 157,000 |
| Hartford County Connecticut | 24 | $ 4,378,000 | $ 182,000 | $ 98,000 |
| Guilford County North Carolina | 23 | $ 3,555,000 | $ 154,000 | $ 56,000 |
| Erie County New York | 22 | $ 3,089,000 | $ 140,000 | $ 75,000 |
| Richmond County New York | 21 | $ 7,839,000 | $ 373,000 | $ 90,000 |
| Cuyahoga County Ohio | 21 | $ 3,478,000 | $ 165,000 | $ 112,000 |
| Jefferson County Kentucky | 20 | $ 3,312,000 | $ 165,000 | $ 60,000 |
| Riverside County California | 18 | $ 5,678,000 | $ 315,000 | $ 114,000 |
| Broward County Florida | 18 | $ 3,518,000 | $ 195,000 | $ 97,000 |
| Forsyth County Georgia | 18 | $ 4,663,000 | $ 259,000 | $ 115,000 |
| Montgomery County Maryland | 18 | $ 5,036,000 | $ 279,000 | $ 116,000 |
| Santa Clara County California | 17 | $ 8,828,000 | $ 519,000 | $ 194,000 |
| Fairfield County Connecticut | 17 | $ 4,223,000 | $ 248,000 | $ 97,000 |
| Dakota County Minnesota | 17 | $ 3,644,000 | $ 214,000 | $ 72,000 |
| Hudson County New Jersey | 17 | $ 4,444,000 | $ 261,000 | $ 105,000 |
| Mecklenburg County North Carolina | 17 | $ 2,859,000 | $ 168,000 | $ 54,000 |
| Osceola County Florida | 16 | $ 2,901,000 | $ 181,000 | $ 56,000 |
| Palm Beach County Florida | 16 | $ 3,657,000 | $ 228,000 | $ 207,000 |
| Shelby County Tennessee | 16 | $ 3,166,000 | $ 197,000 | $ 102,000 |
| Norfolk County Massachusetts | 15 | $ 5,674,000 | $ 378,000 | $ 136,000 |
| Somerset County New Jersey | 15 | $ 5,717,000 | $ 381,000 | $ 187,000 |
| Williamson County Texas | 15 | $ 3,369,000 | $ 224,000 | $ 170,000 |
| San Bernardino County California | 14 | $ 3,928,000 | $ 280,000 | $ 84,000 |
| Duval County Florida | 14 | $ 3,094,000 | $ 221,000 | $ 107,000 |
| Worcester County Massachusetts | 14 | $ 3,542,000 | $ 253,000 | $ 100,000 |
| Denton County Texas | 14 | $ 3,861,000 | $ 275,000 | $ 142,000 |
| Snohomish County Washington | 14 | $ 5,699,000 | $ 407,000 | $ 112,000 |
| Cobb County Georgia | 13 | $ 2,479,000 | $ 190,000 | $ 159,000 |
| Johnson County Kansas | 13 | $ 4,043,000 | $ 311,000 | $ 139,000 |
| Howard County Maryland | 13 | $ 3,981,000 | $ 306,000 | $ 115,000 |
| Prince George's County Maryland | 13 | $ 3,554,000 | $ 273,000 | $ 100,000 |
| Ramsey County Minnesota | 13 | $ 2,253,000 | $ 173,000 | $ 68,000 |
| Contra Costa County California | 12 | $ 4,788,000 | $ 399,000 | $ 138,000 |
| San Joaquin County California | 12 | $ 3,219,000 | $ 268,000 | $ 121,000 |
| Hampden County Massachusetts | 12 | $ 2,642,000 | $ 220,000 | $ 91,000 |
| Washtenaw County Michigan | 12 | $ 2,381,000 | $ 198,000 | $ 136,000 |
| Allegheny County Pennsylvania | 12 | $ 2,208,000 | $ 184,000 | $ 75,000 |
| New Haven County Connecticut | 11 | $ 2,595,000 | $ 235,000 | $ 95,000 |
| Stearns County Minnesota | 11 | $ 1,516,000 | $ 137,000 | $ 47,000 |
| Travis County Texas | 11 | $ 2,369,000 | $ 215,000 | $ 142,000 |
| San Diego County California | 10 | $ 3,863,000 | $ 386,000 | $ 131,000 |
| Brevard County Florida | 10 | $ 1,519,000 | $ 151,000 | $ 58,000 |
| Seminole County Florida | 10 | $ 2,355,000 | $ 235,000 | $ 261,000 |
| Lake County Illinois | 10 | $ 2,521,000 | $ 252,000 | $ 105,000 |
| Genesee County Michigan | 10 | $ 2,092,000 | $ 209,000 | $ 200,000 |
| Rockland County New York | 10 | $ 2,754,000 | $ 275,000 | $ 171,000 |
| Durham County North Carolina | 10 | $ 1,872,000 | $ 187,000 | $ 59,000 |
| Suffolk County Massachusetts | 9 | $ 2,192,000 | $ 243,000 | $ 70,000 |
| Mercer County New Jersey | 9 | $ 2,110,000 | $ 234,000 | $ 180,000 |
| Westchester County New York | 9 | $ 3,143,000 | $ 349,000 | $ 131,000 |
| Milwaukee County Wisconsin | 9 | $ 1,529,000 | $ 169,000 | $ 74,000 |
| Kane County Illinois | 8 | $ 1,894,000 | $ 236,000 | $ 102,000 |
| Orange County New York | 8 | $ 1,486,000 | $ 185,000 | $ 114,000 |
| Hamilton County Ohio | 8 | $ 1,253,000 | $ 156,000 | $ 117,000 |
| Multnomah County Oregon | 8 | $ 2,291,000 | $ 286,000 | $ 130,000 |
| Bexar County Texas | 8 | $ 1,877,000 | $ 234,000 | $ 138,000 |
| Solano County California | 7 | $ 1,747,000 | $ 249,000 | $ 96,000 |
| Miami-Dade County Florida | 7 | $ 1,330,000 | $ 190,000 | $ 73,000 |
| Bristol County Massachusetts | 7 | $ 1,702,000 | $ 243,000 | $ 132,000 |
| Essex County New Jersey | 7 | $ 1,349,000 | $ 192,000 | $ 83,000 |
| Union County New Jersey | 7 | $ 1,722,000 | $ 246,000 | $ 98,000 |
| Albany County New York | 7 | $ 1,741,000 | $ 248,000 | $ 126,000 |
| Cabarrus County North Carolina | 7 | $ 1,741,000 | $ 248,000 | $ 76,000 |
| Rutherford County Tennessee | 7 | $ 1,565,000 | $ 223,000 | $ 62,000 |
| Montgomery County Texas | 7 | $ 1,776,000 | $ 253,000 | $ 125,000 |
| Henrico County Virginia | 7 | $ 1,701,000 | $ 243,000 | $ 64,000 |
| Thurston County Washington | 7 | $ 1,767,000 | $ 252,000 | $ 80,000 |
| Dane County Wisconsin | 7 | $ 2,046,000 | $ 292,000 | $ 172,000 |
| Fresno County California | 6 | $ 1,519,000 | $ 253,000 | $ 87,000 |
| Polk County Florida | 6 | $ 1,023,000 | $ 170,000 | $ 135,000 |
| Olmsted County Minnesota | 6 | $ 1,031,000 | $ 171,000 | $ 54,000 |
| Monmouth County New Jersey | 6 | $ 1,564,000 | $ 260,000 | $ 78,000 |
| Morris County New Jersey | 6 | $ 2,284,000 | $ 380,000 | $ 141,000 |
| Onondaga County New York | 6 | $ 574,000 | $ 95,000 | $ 70,000 |
| Delaware County Pennsylvania | 6 | $ 791,000 | $ 131,000 | $ 80,000 |
| Montgomery County Pennsylvania | 6 | $ 1,324,000 | $ 220,000 | $ 119,000 |
| Providence County Rhode Island | 6 | $ 1,351,000 | $ 225,000 | $ 67,000 |
| Greenville County South Carolina | 6 | $ 1,241,000 | $ 206,000 | $ 76,000 |
| Horry County South Carolina | 6 | $ 785,000 | $ 130,000 | $ 29,000 |
| Richland County South Carolina | 6 | $ 1,301,000 | $ 216,000 | $ 75,000 |
| Galveston County Texas | 6 | $ 1,542,000 | $ 257,000 | $ 134,000 |
| Pasco County Florida | 5 | $ 1,078,000 | $ 215,000 | $ 100,000 |
| McHenry County Illinois | 5 | $ 941,000 | $ 188,000 | $ 75,000 |
| Peoria County Illinois | 5 | $ 1,180,000 | $ 236,000 | $ 139,000 |
| Fayette County Kentucky | 5 | $ 1,188,000 | $ 237,000 | $ 123,000 |
| Warren County Kentucky | 5 | $ 605,000 | $ 121,000 | $ 41,000 |
| Anne Arundel County Maryland | 5 | $ 1,358,000 | $ 271,000 | $ 107,000 |
| Baltimore City County Maryland | 5 | $ 591,000 | $ 118,000 | $ 70,000 |
| Scott County Minnesota | 5 | $ 1,255,000 | $ 251,000 | $ 86,000 |
| Burlington County New Jersey | 5 | $ 1,203,000 | $ 240,000 | $ 166,000 |
| Monroe County New York | 5 | $ 1,332,000 | $ 266,000 | $ 155,000 |
| Butler County Ohio | 5 | $ 937,000 | $ 187,000 | $ 87,000 |
| Delaware County Ohio | 5 | $ 964,000 | $ 192,000 | $ 83,000 |
| Montgomery County Ohio | 5 | $ 922,000 | $ 184,000 | $ 95,000 |
| Cumberland County Pennsylvania | 5 | $ 1,303,000 | $ 260,000 | $ 142,000 |
| Lehigh County Pennsylvania | 5 | $ 1,143,000 | $ 228,000 | $ 103,000 |
| Monroe County Pennsylvania | 5 | $ 1,099,000 | $ 219,000 | $ 197,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,034,000 | $ 206,000 | $ 110,000 |
| Brazoria County Texas | 5 | $ 1,450,000 | $ 290,000 | $ 142,000 |
| Hernando County Florida | 4 | $ 733,000 | $ 183,000 | $ 76,000 |
| Columbia County Georgia | 4 | $ 801,000 | $ 200,000 | $ 147,000 |
| Champaign County Illinois | 4 | $ 1,114,000 | $ 278,000 | $ 186,000 |
| Kendall County Illinois | 4 | $ 875,000 | $ 218,000 | $ 107,000 |
| Ingham County Michigan | 4 | $ 722,000 | $ 180,000 | $ 79,000 |
| Kent County Michigan | 4 | $ 630,000 | $ 157,000 | $ 39,000 |
| Camden County New Jersey | 4 | $ 1,360,000 | $ 340,000 | $ 112,000 |
| Nash County North Carolina | 4 | $ 917,000 | $ 229,000 | $ 50,000 |
| Lucas County Ohio | 4 | $ 829,000 | $ 207,000 | $ 161,000 |
| Warren County Ohio | 4 | $ 1,125,000 | $ 281,000 | $ 281,000 |
| Spartanburg County South Carolina | 4 | $ 409,000 | $ 102,000 | $ 67,000 |
| Hamilton County Tennessee | 4 | $ 628,000 | $ 157,000 | $ 50,000 |
| Benton County Washington | 4 | $ 1,042,000 | $ 260,000 | $ 239,000 |
| Clark County Washington | 4 | $ 1,192,000 | $ 298,000 | $ 134,000 |
| Waukesha County Wisconsin | 4 | $ 1,478,000 | $ 369,000 | $ 299,000 |
| Ventura County California | 3 | $ 1,214,000 | $ 404,000 | $ 145,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,474,000 | $ 491,000 | $ 771,000 |
| St. Lucie County Florida | 3 | $ 395,000 | $ 131,000 | $ 39,000 |
| Cherokee County Georgia | 3 | $ 487,000 | $ 162,000 | $ 93,000 |
| Fayette County Georgia | 3 | $ 580,000 | $ 193,000 | $ 90,000 |
| Winnebago County Illinois | 3 | $ 404,000 | $ 134,000 | $ 140,000 |
| Atlantic County New Jersey | 3 | $ 481,000 | $ 160,000 | $ 88,000 |
| Columbia County New York | 3 | $ 881,000 | $ 293,000 | $ 92,000 |
| Schenectady County New York | 3 | $ 375,000 | $ 125,000 | $ 40,000 |
| Luzerne County Pennsylvania | 3 | $ 703,000 | $ 234,000 | $ 70,000 |
| York County South Carolina | 3 | $ 707,000 | $ 235,000 | $ 92,000 |
| Knox County Tennessee | 3 | $ 534,000 | $ 178,000 | $ 68,000 |
| Brazos County Texas | 3 | $ 861,000 | $ 287,000 | $ 84,000 |
| El Paso County Texas | 3 | $ 396,000 | $ 132,000 | $ 80,000 |
| Richmond City County Virginia | 3 | $ 394,000 | $ 131,000 | $ 108,000 |
| Roanoke County Virginia | 3 | $ 1,034,000 | $ 344,000 | $ 221,000 |
| Stafford County Virginia | 3 | $ 911,000 | $ 303,000 | $ 85,000 |
| Pierce County Washington | 3 | $ 831,000 | $ 277,000 | $ 82,000 |
| Spokane County Washington | 3 | $ 641,000 | $ 213,000 | $ 67,000 |
| Mohave County Arizona | 2 | $ 287,000 | $ 143,000 | $ 58,000 |
| Pima County Arizona | 2 | $ 445,000 | $ 222,000 | $ 64,000 |
| Middlesex County Connecticut | 2 | $ 228,000 | $ 114,000 | $ 49,000 |
| New London County Connecticut | 2 | $ 496,000 | $ 248,000 | $ 134,000 |
| Clay County Florida | 2 | $ 254,000 | $ 127,000 | $ 91,000 |
| Leon County Florida | 2 | $ 412,000 | $ 206,000 | $ 87,000 |
| Manatee County Florida | 2 | $ 228,000 | $ 114,000 | $ 50,000 |
| Martin County Florida | 2 | $ 283,000 | $ 141,000 | $ 241,000 |
| Paulding County Georgia | 2 | $ 312,000 | $ 156,000 | $ 38,000 |
| Macon County Illinois | 2 | $ 576,000 | $ 288,000 | $ 221,000 |
| Hardin County Kentucky | 2 | $ 618,000 | $ 309,000 | $ 59,000 |
| Frederick County Maryland | 2 | $ 427,000 | $ 213,000 | $ 150,000 |
| Hampshire County Massachusetts | 2 | $ 606,000 | $ 303,000 | $ 69,000 |
| Carver County Minnesota | 2 | $ 505,000 | $ 252,000 | $ 102,000 |
| Otter Tail County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 31,000 |
| Washington County Minnesota | 2 | $ 386,000 | $ 193,000 | $ 49,000 |
| Oneida County New York | 2 | $ 280,000 | $ 140,000 | $ 107,000 |
| Saratoga County New York | 2 | $ 573,000 | $ 286,000 | $ 109,000 |
| Cumberland County North Carolina | 2 | $ 237,000 | $ 118,000 | $ 67,000 |
| New Hanover County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 78,000 |
| Union County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 41,000 |
| Mahoning County Ohio | 2 | $ 127,000 | $ 63,000 | $ 42,000 |
| Miami County Ohio | 2 | $ 386,000 | $ 193,000 | $ 40,000 |
| Berks County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 43,000 |
| Bucks County Pennsylvania | 2 | $ 584,000 | $ 292,000 | $ 139,000 |
| Chester County Pennsylvania | 2 | $ 542,000 | $ 271,000 | $ 70,000 |
| Lancaster County Pennsylvania | 2 | $ 449,000 | $ 224,000 | $ 60,000 |
| Northampton County Pennsylvania | 2 | $ 397,000 | $ 198,000 | $ 107,000 |
| Westmoreland County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 225,000 |
| Kent County Rhode Island | 2 | $ 648,000 | $ 324,000 | $ 197,000 |
| Berkeley County South Carolina | 2 | $ 296,000 | $ 148,000 | $ 39,000 |
| Ector County Texas | 2 | $ 352,000 | $ 176,000 | $ 53,000 |
| Hidalgo County Texas | 2 | $ 423,000 | $ 211,000 | $ 104,000 |
| Midland County Texas | 2 | $ 421,000 | $ 210,000 | $ 71,000 |
| Potter County Texas | 2 | $ 515,000 | $ 257,000 | $ 333,000 |
| Albemarle County Virginia | 2 | $ 444,000 | $ 222,000 | $ 279,000 |
| Arlington County Virginia | 2 | $ 593,000 | $ 296,000 | $ 78,000 |
| Manassas County Virginia | 2 | $ 915,000 | $ 457,000 | $ 154,000 |
| Spotsylvania County Virginia | 2 | $ 458,000 | $ 229,000 | $ 71,000 |
| Pinal County Arizona | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| El Dorado County California | 1 | $ 476,000 | $ 476,000 | $ 120,000 |
| Kern County California | 1 | $ 213,000 | $ 213,000 | $ 62,000 |
| Marin County California | 1 | $ 585,000 | $ 585,000 | $ 132,000 |
| Merced County California | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| San Benito County California | 1 | $ 485,000 | $ 485,000 | $ 89,000 |
| Stanislaus County California | 1 | $ 231,000 | $ 231,000 | $ 65,000 |
| Sutter County California | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Yolo County California | 1 | $ 424,000 | $ 424,000 | $ 193,000 |
| Kent County Delaware | 1 | $ 90,000 | $ 90,000 | $ 121,000 |
| Alachua County Florida | 1 | $ 197,000 | $ 197,000 | $ 49,000 |
| Bay County Florida | 1 | $ 400,000 | $ 400,000 | $ 267,000 |
| Collier County Florida | 1 | $ 299,000 | $ 299,000 | $ 72,000 |
| Lee County Florida | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| Marion County Florida | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Monroe County Florida | 1 | $ 300,000 | $ 300,000 | $ 159,000 |
| Volusia County Florida | 1 | $ 186,000 | $ 186,000 | $ 480,000 |
| Carroll County Georgia | 1 | $ 104,000 | $ 104,000 | $ 156,000 |
| Clayton County Georgia | 1 | $ 208,000 | $ 208,000 | $ 42,000 |
| Douglas County Georgia | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Henry County Georgia | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Jackson County Illinois | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| McLean County Illinois | 1 | $ 156,000 | $ 156,000 | $ 84,000 |
| Monroe County Illinois | 1 | $ 274,000 | $ 274,000 | $ 375,000 |
| Sangamon County Illinois | 1 | $ 253,000 | $ 253,000 | $ 179,000 |
| St. Clair County Illinois | 1 | $ 159,000 | $ 159,000 | $ 180,000 |
| Sedgwick County Kansas | 1 | $ 147,000 | $ 147,000 | $ 31,000 |
| Boone County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Calvert County Maryland | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Carroll County Maryland | 1 | $ 283,000 | $ 283,000 | $ 83,000 |
| Wicomico County Maryland | 1 | $ 220,000 | $ 220,000 | $ 167,000 |
| Plymouth County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 70,000 |
| Clinton County Michigan | 1 | $ 184,000 | $ 184,000 | $ 162,000 |
| Benton County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Freeborn County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Kandiyohi County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Hunterdon County New Jersey | 1 | $ 612,000 | $ 612,000 | $ 133,000 |
| Broome County New York | 1 | $ 179,000 | $ 179,000 | $ 109,000 |
| Chemung County New York | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
| Delaware County New York | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Dutchess County New York | 1 | $ 292,000 | $ 292,000 | $ 188,000 |
| St. Lawrence County New York | 1 | $ 137,000 | $ 137,000 | $ 278,000 |
| Tompkins County New York | 1 | $ 266,000 | $ 266,000 | $ 91,000 |
| Alamance County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 126,000 |
| Davidson County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Gaston County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 210,000 |
| Wilson County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Hancock County Ohio | 1 | $ 132,000 | $ 132,000 | $ 107,000 |
| Lorain County Ohio | 1 | $ 342,000 | $ 342,000 | $ 350,000 |
| Medina County Ohio | 1 | $ 304,000 | $ 304,000 | $ 310,000 |
| Summit County Ohio | 1 | $ 98,000 | $ 98,000 | $ 125,000 |
| Benton County Oregon | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| Clackamas County Oregon | 1 | $ 307,000 | $ 307,000 | $ 89,000 |
| Coos County Oregon | 1 | $ 166,000 | $ 166,000 | $ 171,000 |
| Jackson County Oregon | 1 | $ 420,000 | $ 420,000 | $ 240,000 |
| Marion County Oregon | 1 | $ 423,000 | $ 423,000 | $ 315,000 |
| Carbon County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 47,000 |
| Dauphin County Pennsylvania | 1 | $ 370,000 | $ 370,000 | $ 192,000 |
| Erie County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Lebanon County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Montour County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Schuylkill County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 62,000 |
| Charleston County South Carolina | 1 | $ 370,000 | $ 370,000 | $ 60,000 |
| Lancaster County South Carolina | 1 | $ 309,000 | $ 309,000 | $ 88,000 |
| Lexington County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 213,000 |
| Madison County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 1,000 |
| Washington County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 21,000 |
| Wilson County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 65,000 |
| Bell County Texas | 1 | $ 126,000 | $ 126,000 | $ 26,000 |
| Grayson County Texas | 1 | $ 81,000 | $ 81,000 | $ 110,000 |
| Hays County Texas | 1 | $ 424,000 | $ 424,000 | $ 317,000 |
| Jefferson County Texas | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Kleberg County Texas | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Randall County Texas | 1 | $ 201,000 | $ 201,000 | $ 57,000 |
| Smith County Texas | 1 | $ 129,000 | $ 129,000 | $ 76,000 |
| Caroline County Virginia | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Chesterfield County Virginia | 1 | $ 362,000 | $ 362,000 | $ 139,000 |
| Fairfax City County Virginia | 1 | $ 380,000 | $ 380,000 | $ 71,000 |
| Hampton County Virginia | 1 | $ 348,000 | $ 348,000 | $ 104,000 |
| Harrisonburg County Virginia | 1 | $ 131,000 | $ 131,000 | $ 22,000 |
| Stevens County Washington | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Whatcom County Washington | 1 | $ 216,000 | $ 216,000 | $ 43,000 |
| Eau Claire County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,633 | $688,449,000 | $261,000 | $715,000 | $106,000 | $913,000 |
| Refinancing | 811 | $191,965,000 | $236,000 | $656,000 | $118,000 | $1,697,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,880 | $502,977,000 | $267,000 | $715,000 | $117,000 | $1,697,000 |
| White | 1,067 | $266,598,000 | $249,000 | $687,000 | $108,000 | $1,570,000 |
| Black or African American | 450 | $101,070,000 | $224,000 | $636,000 | $75,000 | $400,000 |
| Hispanic | 36 | $7,534,000 | $209,000 | $636,000 | $80,000 | $240,000 |
| American Indian or Alaskan Native | 5 | $1,224,000 | $244,000 | $476,000 | $168,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $502,000 | $125,000 | $191,000 | $219,000 | $661,000 |
| Not Provided | 2 | $509,000 | $254,000 | $404,000 | $167,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,444 | $880,414,000 | $255,000 | $715,000 | $109,000 | $1,697,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,109 | $552,075,000 | $261,000 | $715,000 | $108,000 | $1,570,000 |
| Application Withdrawn By Applicant | 443 | $108,752,000 | $245,000 | $636,000 | $110,000 | $600,000 |
| Application Denied By Financial Institution | 344 | $76,010,000 | $220,000 | $636,000 | $94,000 | $1,697,000 |
| File Closed For Incompleteness | 228 | $56,038,000 | $245,000 | $636,000 | $118,000 | $1,099,000 |
| Application Approved But Not Accepted | 222 | $59,335,000 | $267,000 | $680,000 | $123,000 | $872,000 |
| Preapproval Approved but not Accepted | 79 | $22,782,000 | $288,000 | $636,000 | $105,000 | $644,000 |
| Preapproval Denied by Financial Institution | 19 | $5,422,000 | $285,000 | $636,000 | $102,000 | $249,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 102 | $22,223,000 | $217,000 | $612,000 | $61,000 | $185,000 |
| Credit History | 73 | $15,896,000 | $217,000 | $533,000 | $93,000 | $317,000 |
| Collateral | 68 | $14,364,000 | $211,000 | $636,000 | $135,000 | $1,697,000 |
| Mortgage Insurance Denied | 37 | $8,795,000 | $237,000 | $563,000 | $105,000 | $363,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $6,031,000 | $241,000 | $574,000 | $87,000 | $200,000 |
| Unverifiable Information | 19 | $4,109,000 | $216,000 | $376,000 | $111,000 | $480,000 |
| Employment History | 18 | $4,056,000 | $225,000 | $583,000 | $94,000 | $180,000 |
| Other | 2 | $536,000 | $268,000 | $466,000 | $145,000 | $270,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.