Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Guidance Residential, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,395 |
| Total Mortgage Loan Application Amount | $910,435,000 |
| Average Mortgage Loan Application Amount | $255,000 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $1,857,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 136 | $ 52,360,000 | $ 385,000 | $ 101,000 |
| Harris County Texas | 119 | $ 23,965,000 | $ 201,000 | $ 103,000 |
| Cook County Illinois | 96 | $ 21,800,000 | $ 227,000 | $ 122,000 |
| Collin County Texas | 96 | $ 30,080,000 | $ 313,000 | $ 135,000 |
| Middlesex County New Jersey | 81 | $ 23,465,000 | $ 289,000 | $ 108,000 |
| Fort Bend County Texas | 77 | $ 20,795,000 | $ 270,000 | $ 128,000 |
| Franklin County Ohio | 74 | $ 12,680,000 | $ 171,000 | $ 78,000 |
| Queens County New York | 69 | $ 33,275,000 | $ 482,000 | $ 119,000 |
| DuPage County Illinois | 67 | $ 16,275,000 | $ 242,000 | $ 125,000 |
| Wake County North Carolina | 64 | $ 16,810,000 | $ 262,000 | $ 105,000 |
| Gwinnett County Georgia | 60 | $ 12,960,000 | $ 216,000 | $ 84,000 |
| Hillsborough County Florida | 59 | $ 12,965,000 | $ 219,000 | $ 89,000 |
| Wayne County Michigan | 54 | $ 8,280,000 | $ 153,000 | $ 80,000 |
| Hennepin County Minnesota | 54 | $ 12,490,000 | $ 231,000 | $ 83,000 |
| Nassau County New York | 54 | $ 21,750,000 | $ 402,000 | $ 133,000 |
| Fairfax County Virginia | 49 | $ 18,225,000 | $ 371,000 | $ 120,000 |
| Macomb County Michigan | 48 | $ 6,320,000 | $ 131,000 | $ 50,000 |
| DeKalb County Georgia | 46 | $ 7,100,000 | $ 154,000 | $ 74,000 |
| Maricopa County Arizona | 41 | $ 9,805,000 | $ 239,000 | $ 109,000 |
| Dallas County Texas | 40 | $ 10,200,000 | $ 255,000 | $ 118,000 |
| Orange County Florida | 39 | $ 9,655,000 | $ 247,000 | $ 123,000 |
| Middlesex County Massachusetts | 39 | $ 12,465,000 | $ 319,000 | $ 112,000 |
| Prince William County Virginia | 37 | $ 11,285,000 | $ 305,000 | $ 89,000 |
| Sacramento County California | 35 | $ 11,965,000 | $ 341,000 | $ 141,000 |
| Suffolk County New York | 35 | $ 10,075,000 | $ 287,000 | $ 114,000 |
| Passaic County New Jersey | 34 | $ 8,780,000 | $ 258,000 | $ 99,000 |
| Bronx County New York | 34 | $ 15,770,000 | $ 463,000 | $ 114,000 |
| Will County Illinois | 33 | $ 9,315,000 | $ 282,000 | $ 113,000 |
| Erie County New York | 31 | $ 4,265,000 | $ 137,000 | $ 62,000 |
| Jefferson County Kentucky | 30 | $ 5,060,000 | $ 168,000 | $ 67,000 |
| Loudoun County Virginia | 30 | $ 11,590,000 | $ 386,000 | $ 190,000 |
| Broward County Florida | 28 | $ 6,180,000 | $ 220,000 | $ 109,000 |
| Shelby County Tennessee | 28 | $ 5,960,000 | $ 212,000 | $ 136,000 |
| Tarrant County Texas | 27 | $ 6,205,000 | $ 229,000 | $ 81,000 |
| Baltimore County Maryland | 26 | $ 5,080,000 | $ 195,000 | $ 94,000 |
| Davidson County Tennessee | 26 | $ 5,330,000 | $ 205,000 | $ 66,000 |
| Prince George's County Maryland | 25 | $ 7,155,000 | $ 286,000 | $ 89,000 |
| Snohomish County Washington | 25 | $ 10,875,000 | $ 435,000 | $ 123,000 |
| Los Angeles County California | 24 | $ 9,640,000 | $ 401,000 | $ 131,000 |
| Essex County Massachusetts | 24 | $ 7,610,000 | $ 317,000 | $ 81,000 |
| Worcester County Massachusetts | 24 | $ 6,650,000 | $ 277,000 | $ 111,000 |
| Guilford County North Carolina | 24 | $ 2,920,000 | $ 121,000 | $ 37,000 |
| Burlington County New Jersey | 23 | $ 3,685,000 | $ 160,000 | $ 428,000 |
| Kings County New York | 23 | $ 12,305,000 | $ 535,000 | $ 116,000 |
| Forsyth County Georgia | 22 | $ 6,640,000 | $ 301,000 | $ 110,000 |
| Fulton County Georgia | 22 | $ 5,580,000 | $ 253,000 | $ 156,000 |
| Montgomery County Maryland | 21 | $ 6,715,000 | $ 319,000 | $ 119,000 |
| Bergen County New Jersey | 21 | $ 7,685,000 | $ 365,000 | $ 115,000 |
| Williamson County Texas | 21 | $ 5,215,000 | $ 248,000 | $ 104,000 |
| New Castle County Delaware | 20 | $ 4,350,000 | $ 217,000 | $ 88,000 |
| Osceola County Florida | 20 | $ 3,740,000 | $ 187,000 | $ 145,000 |
| Alameda County California | 19 | $ 8,545,000 | $ 449,000 | $ 172,000 |
| Oakland County Michigan | 18 | $ 6,580,000 | $ 365,000 | $ 155,000 |
| Anoka County Minnesota | 18 | $ 4,180,000 | $ 232,000 | $ 85,000 |
| Dakota County Minnesota | 18 | $ 4,700,000 | $ 261,000 | $ 79,000 |
| Mecklenburg County North Carolina | 18 | $ 3,670,000 | $ 203,000 | $ 103,000 |
| Washington County Oregon | 18 | $ 6,520,000 | $ 362,000 | $ 135,000 |
| New Haven County Connecticut | 17 | $ 3,175,000 | $ 186,000 | $ 92,000 |
| Howard County Maryland | 17 | $ 4,905,000 | $ 288,000 | $ 115,000 |
| Delaware County Pennsylvania | 17 | $ 2,675,000 | $ 157,000 | $ 73,000 |
| San Joaquin County California | 16 | $ 4,680,000 | $ 292,000 | $ 110,000 |
| Somerset County New Jersey | 16 | $ 6,020,000 | $ 376,000 | $ 142,000 |
| Richmond County New York | 16 | $ 6,680,000 | $ 417,000 | $ 153,000 |
| Hartford County Connecticut | 15 | $ 2,865,000 | $ 191,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 15 | $ 2,305,000 | $ 153,000 | $ 65,000 |
| Brazoria County Texas | 15 | $ 4,005,000 | $ 267,000 | $ 229,000 |
| Denton County Texas | 15 | $ 3,775,000 | $ 251,000 | $ 117,000 |
| Santa Clara County California | 14 | $ 8,070,000 | $ 576,000 | $ 157,000 |
| Johnson County Kansas | 14 | $ 4,200,000 | $ 300,000 | $ 169,000 |
| Hudson County New Jersey | 14 | $ 5,540,000 | $ 395,000 | $ 143,000 |
| Lehigh County Pennsylvania | 14 | $ 3,410,000 | $ 243,000 | $ 140,000 |
| Orange County California | 13 | $ 5,075,000 | $ 390,000 | $ 129,000 |
| Cobb County Georgia | 13 | $ 2,785,000 | $ 214,000 | $ 98,000 |
| Mercer County New Jersey | 13 | $ 2,955,000 | $ 227,000 | $ 133,000 |
| Milwaukee County Wisconsin | 13 | $ 2,815,000 | $ 216,000 | $ 174,000 |
| Riverside County California | 12 | $ 4,040,000 | $ 336,000 | $ 113,000 |
| Norfolk County Massachusetts | 12 | $ 4,430,000 | $ 369,000 | $ 146,000 |
| Cumberland County Pennsylvania | 12 | $ 3,120,000 | $ 260,000 | $ 112,000 |
| Contra Costa County California | 11 | $ 4,345,000 | $ 395,000 | $ 138,000 |
| Fairfield County Connecticut | 11 | $ 3,115,000 | $ 283,000 | $ 87,000 |
| Allegheny County Pennsylvania | 11 | $ 2,765,000 | $ 251,000 | $ 146,000 |
| Chester County Pennsylvania | 11 | $ 3,185,000 | $ 289,000 | $ 104,000 |
| Henrico County Virginia | 11 | $ 2,055,000 | $ 186,000 | $ 71,000 |
| San Bernardino County California | 10 | $ 2,560,000 | $ 256,000 | $ 116,000 |
| Scott County Minnesota | 10 | $ 3,030,000 | $ 303,000 | $ 66,000 |
| Stearns County Minnesota | 10 | $ 1,430,000 | $ 143,000 | $ 45,000 |
| Camden County New Jersey | 10 | $ 1,690,000 | $ 169,000 | $ 76,000 |
| Essex County New Jersey | 10 | $ 3,180,000 | $ 318,000 | $ 140,000 |
| Westchester County New York | 10 | $ 3,280,000 | $ 328,000 | $ 105,000 |
| Cabarrus County North Carolina | 10 | $ 2,480,000 | $ 248,000 | $ 94,000 |
| Travis County Texas | 10 | $ 2,580,000 | $ 258,000 | $ 136,000 |
| Fresno County California | 9 | $ 2,805,000 | $ 311,000 | $ 111,000 |
| Olmsted County Minnesota | 9 | $ 2,155,000 | $ 239,000 | $ 142,000 |
| Ramsey County Minnesota | 9 | $ 1,505,000 | $ 167,000 | $ 48,000 |
| Morris County New Jersey | 9 | $ 2,735,000 | $ 303,000 | $ 107,000 |
| Warren County Ohio | 9 | $ 2,205,000 | $ 245,000 | $ 114,000 |
| Miami-Dade County Florida | 8 | $ 2,250,000 | $ 281,000 | $ 97,000 |
| Columbia County Georgia | 8 | $ 1,530,000 | $ 191,000 | $ 103,000 |
| Frederick County Maryland | 8 | $ 2,790,000 | $ 348,000 | $ 129,000 |
| Bristol County Massachusetts | 8 | $ 2,450,000 | $ 306,000 | $ 89,000 |
| Albany County New York | 8 | $ 2,030,000 | $ 253,000 | $ 141,000 |
| Orange County New York | 8 | $ 1,440,000 | $ 180,000 | $ 114,000 |
| Durham County North Carolina | 8 | $ 1,660,000 | $ 207,000 | $ 187,000 |
| Bucks County Pennsylvania | 8 | $ 1,980,000 | $ 247,000 | $ 139,000 |
| Providence County Rhode Island | 8 | $ 1,380,000 | $ 172,000 | $ 68,000 |
| San Diego County California | 7 | $ 3,595,000 | $ 513,000 | $ 145,000 |
| Brevard County Florida | 7 | $ 1,365,000 | $ 195,000 | $ 93,000 |
| Palm Beach County Florida | 7 | $ 1,435,000 | $ 205,000 | $ 85,000 |
| Pinellas County Florida | 7 | $ 1,305,000 | $ 186,000 | $ 49,000 |
| Polk County Florida | 7 | $ 1,255,000 | $ 179,000 | $ 88,000 |
| Genesee County Michigan | 7 | $ 1,395,000 | $ 199,000 | $ 205,000 |
| Montgomery County Ohio | 7 | $ 1,325,000 | $ 189,000 | $ 80,000 |
| Pierce County Washington | 7 | $ 2,545,000 | $ 363,000 | $ 90,000 |
| Jefferson County Alabama | 6 | $ 1,310,000 | $ 218,000 | $ 81,000 |
| Pasco County Florida | 6 | $ 1,970,000 | $ 328,000 | $ 153,000 |
| Cherokee County Georgia | 6 | $ 1,220,000 | $ 203,000 | $ 123,000 |
| Northampton County Pennsylvania | 6 | $ 1,270,000 | $ 211,000 | $ 142,000 |
| Chesterfield County Virginia | 6 | $ 1,490,000 | $ 248,000 | $ 112,000 |
| Seminole County Florida | 5 | $ 1,305,000 | $ 261,000 | $ 113,000 |
| McHenry County Illinois | 5 | $ 985,000 | $ 197,000 | $ 122,000 |
| Sedgwick County Kansas | 5 | $ 875,000 | $ 175,000 | $ 70,000 |
| Suffolk County Massachusetts | 5 | $ 1,715,000 | $ 343,000 | $ 75,000 |
| Washington County Minnesota | 5 | $ 1,395,000 | $ 279,000 | $ 54,000 |
| Monmouth County New Jersey | 5 | $ 1,865,000 | $ 373,000 | $ 127,000 |
| Union County New Jersey | 5 | $ 1,895,000 | $ 379,000 | $ 131,000 |
| Cuyahoga County Ohio | 5 | $ 735,000 | $ 147,000 | $ 168,000 |
| Delaware County Ohio | 5 | $ 1,105,000 | $ 221,000 | $ 67,000 |
| Montgomery County Pennsylvania | 5 | $ 1,285,000 | $ 257,000 | $ 109,000 |
| Bexar County Texas | 5 | $ 725,000 | $ 145,000 | $ 137,000 |
| Galveston County Texas | 5 | $ 1,225,000 | $ 245,000 | $ 91,000 |
| Clark County Washington | 5 | $ 1,155,000 | $ 231,000 | $ 51,000 |
| Dane County Wisconsin | 5 | $ 1,235,000 | $ 247,000 | $ 88,000 |
| Houston County Alabama | 4 | $ 630,000 | $ 157,000 | $ 104,000 |
| Pulaski County Arkansas | 4 | $ 1,160,000 | $ 290,000 | $ 124,000 |
| Adams County Colorado | 4 | $ 1,210,000 | $ 302,000 | $ 95,000 |
| Arapahoe County Colorado | 4 | $ 1,670,000 | $ 417,000 | $ 129,000 |
| Bay County Florida | 4 | $ 770,000 | $ 192,000 | $ 127,000 |
| Duval County Florida | 4 | $ 430,000 | $ 107,000 | $ 65,000 |
| Leon County Florida | 4 | $ 560,000 | $ 140,000 | $ 47,000 |
| Kane County Illinois | 4 | $ 960,000 | $ 240,000 | $ 84,000 |
| Kendall County Illinois | 4 | $ 860,000 | $ 215,000 | $ 73,000 |
| Sangamon County Illinois | 4 | $ 890,000 | $ 222,000 | $ 113,000 |
| Baltimore City County Maryland | 4 | $ 350,000 | $ 87,000 | $ 77,000 |
| Washtenaw County Michigan | 4 | $ 900,000 | $ 225,000 | $ 83,000 |
| Onondaga County New York | 4 | $ 730,000 | $ 182,000 | $ 129,000 |
| Butler County Ohio | 4 | $ 450,000 | $ 112,000 | $ 45,000 |
| Lucas County Ohio | 4 | $ 1,080,000 | $ 270,000 | $ 341,000 |
| Horry County South Carolina | 4 | $ 570,000 | $ 142,000 | $ 61,000 |
| Alexandria County Virginia | 4 | $ 760,000 | $ 190,000 | $ 119,000 |
| Thurston County Washington | 4 | $ 1,290,000 | $ 322,000 | $ 77,000 |
| Madison County Alabama | 3 | $ 485,000 | $ 161,000 | $ 96,000 |
| Pima County Arizona | 3 | $ 585,000 | $ 195,000 | $ 89,000 |
| Merced County California | 3 | $ 655,000 | $ 218,000 | $ 158,000 |
| Stanislaus County California | 3 | $ 1,005,000 | $ 335,000 | $ 87,000 |
| Tolland County Connecticut | 3 | $ 605,000 | $ 201,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,055,000 | $ 351,000 | $ 133,000 |
| St. Johns County Florida | 3 | $ 375,000 | $ 125,000 | $ 371,000 |
| Clayton County Georgia | 3 | $ 505,000 | $ 168,000 | $ 82,000 |
| Paulding County Georgia | 3 | $ 465,000 | $ 155,000 | $ 58,000 |
| Champaign County Illinois | 3 | $ 455,000 | $ 151,000 | $ 180,000 |
| Winnebago County Illinois | 3 | $ 335,000 | $ 111,000 | $ 42,000 |
| Anne Arundel County Maryland | 3 | $ 895,000 | $ 298,000 | $ 45,000 |
| Plymouth County Massachusetts | 3 | $ 785,000 | $ 261,000 | $ 70,000 |
| Atlantic County New Jersey | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Monroe County New York | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Rockland County New York | 3 | $ 855,000 | $ 285,000 | $ 77,000 |
| Saratoga County New York | 3 | $ 1,135,000 | $ 378,000 | $ 121,000 |
| Hamilton County Ohio | 3 | $ 375,000 | $ 125,000 | $ 45,000 |
| York County South Carolina | 3 | $ 695,000 | $ 231,000 | $ 73,000 |
| El Paso County Texas | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Tom Green County Texas | 3 | $ 395,000 | $ 131,000 | $ 78,000 |
| Arlington County Virginia | 3 | $ 1,025,000 | $ 341,000 | $ 138,000 |
| Harrisonburg County Virginia | 3 | $ 445,000 | $ 148,000 | $ 53,000 |
| Richmond City County Virginia | 3 | $ 445,000 | $ 148,000 | $ 49,000 |
| Stafford County Virginia | 3 | $ 755,000 | $ 251,000 | $ 98,000 |
| Benton County Washington | 3 | $ 625,000 | $ 208,000 | $ 80,000 |
| Waukesha County Wisconsin | 3 | $ 905,000 | $ 301,000 | $ 292,000 |
| Shelby County Alabama | 2 | $ 330,000 | $ 165,000 | $ 33,000 |
| Pinal County Arizona | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Crittenden County Arkansas | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| Kern County California | 2 | $ 610,000 | $ 305,000 | $ 164,000 |
| San Mateo County California | 2 | $ 860,000 | $ 430,000 | $ 123,000 |
| Solano County California | 2 | $ 510,000 | $ 255,000 | $ 64,000 |
| Ventura County California | 2 | $ 1,250,000 | $ 625,000 | $ 145,000 |
| Litchfield County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 149,000 |
| Middlesex County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
| Hernando County Florida | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Manatee County Florida | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Catoosa County Georgia | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| Douglas County Georgia | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Fayette County Georgia | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| Lake County Illinois | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Peoria County Illinois | 2 | $ 560,000 | $ 280,000 | $ 161,000 |
| Fayette County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 164,000 |
| Warren County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Washington County Maryland | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| Hampden County Massachusetts | 2 | $ 250,000 | $ 125,000 | $ 30,000 |
| Ingham County Michigan | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Kent County Michigan | 2 | $ 580,000 | $ 290,000 | $ 187,000 |
| Livingston County Michigan | 2 | $ 880,000 | $ 440,000 | $ 261,000 |
| Warren County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Dutchess County New York | 2 | $ 670,000 | $ 335,000 | $ 236,000 |
| Catawba County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 69,000 |
| Cumberland County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 61,000 |
| Nash County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 13,000 |
| Randolph County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 30,000 |
| Fairfield County Ohio | 2 | $ 360,000 | $ 180,000 | $ 52,000 |
| Lake County Ohio | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Lane County Oregon | 2 | $ 650,000 | $ 325,000 | $ 164,000 |
| Multnomah County Oregon | 2 | $ 530,000 | $ 265,000 | $ 52,000 |
| York County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Kent County Rhode Island | 2 | $ 310,000 | $ 155,000 | $ 37,000 |
| Aiken County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Anderson County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 71,000 |
| Richland County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 53,000 |
| Hamilton County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Rutherford County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 41,000 |
| Bell County Texas | 2 | $ 210,000 | $ 105,000 | $ 116,000 |
| Brazos County Texas | 2 | $ 450,000 | $ 225,000 | $ 58,000 |
| Nueces County Texas | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Rockbridge County Virginia | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Lee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Cochise County Arizona | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Yuma County Arizona | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Monterey County California | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Placer County California | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| San Benito County California | 1 | $ 445,000 | $ 445,000 | $ 96,000 |
| San Francisco County California | 1 | $ 495,000 | $ 495,000 | $ 240,000 |
| Santa Barbara County California | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
| Sonoma County California | 1 | $ 455,000 | $ 455,000 | $ 28,000 |
| Sutter County California | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Tulare County California | 1 | $ 425,000 | $ 425,000 | $ 144,000 |
| Yolo County California | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Boulder County Colorado | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| Douglas County Colorado | 1 | $ 445,000 | $ 445,000 | $ 112,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| Jefferson County Colorado | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| New London County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Charlotte County Florida | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Indian River County Florida | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| Bibb County Georgia | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Muscogee County Georgia | 1 | $ 455,000 | $ 455,000 | $ 126,000 |
| Richmond County Georgia | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Whitfield County Georgia | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Boone County Illinois | 1 | $ 335,000 | $ 335,000 | $ 345,000 |
| Macon County Illinois | 1 | $ 285,000 | $ 285,000 | $ 178,000 |
| St. Clair County Illinois | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Hendricks County Indiana | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Butler County Kansas | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Miami County Kansas | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Hardin County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Harlan County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Wicomico County Maryland | 1 | $ 215,000 | $ 215,000 | $ 213,000 |
| Hampshire County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Clinton County Michigan | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Grand Traverse County Michigan | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Saginaw County Michigan | 1 | $ 235,000 | $ 235,000 | $ 350,000 |
| Clay County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Rice County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Hunterdon County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Columbia County New York | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Herkimer County New York | 1 | $ 175,000 | $ 175,000 | $ 510,000 |
| Rensselaer County New York | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Schenectady County New York | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Ulster County New York | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Davidson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Davie County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Gaston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Iredell County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Johnston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Orange County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Pitt County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Union County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| Allen County Ohio | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Greene County Ohio | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lorain County Ohio | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Stark County Ohio | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Wayne County Ohio | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Clackamas County Oregon | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Klamath County Oregon | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Berks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Dauphin County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Lackawanna County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Lancaster County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Luzerne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Northumberland County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Charleston County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Dorchester County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Lexington County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Spartanburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Blount County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Knox County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Wilson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Cameron County Texas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Hidalgo County Texas | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Kaufman County Texas | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| McLennan County Texas | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Montgomery County Texas | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Smith County Texas | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Waller County Texas | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Charlottesville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Chesapeake County Virginia | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Fairfax City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Frederick County Virginia | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Hopewell County Virginia | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Manassas County Virginia | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Montgomery County Virginia | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Roanoke City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 225,000 |
| Kitsap County Washington | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Whatcom County Washington | 1 | $ 95,000 | $ 95,000 | $ 218,000 |
| Whitman County Washington | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Ozaukee County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 275,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,782 | $760,540,000 | $273,000 | $975,000 | $110,000 | $1,857,000 |
| Refinancing | 381 | $91,125,000 | $239,000 | $675,000 | $108,000 | $1,700,000 |
| Cash-out Refinancing | 232 | $58,770,000 | $253,000 | $875,000 | $114,000 | $691,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,684 | $466,950,000 | $277,000 | $875,000 | $120,000 | $1,700,000 |
| White | 1,034 | $268,750,000 | $259,000 | $975,000 | $107,000 | $1,857,000 |
| Black or African American | 469 | $113,035,000 | $241,000 | $655,000 | $76,000 | $400,000 |
| Not Provided | 156 | $48,530,000 | $311,000 | $675,000 | $114,000 | $331,000 |
| Hispanic | 18 | $4,730,000 | $262,000 | $625,000 | $109,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $720,000 | $180,000 | $455,000 | $534,000 | $661,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,395 | $910,435,000 | $268,000 | $975,000 | $110,000 | $1,857,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,197 | $598,105,000 | $272,000 | $975,000 | $112,000 | $1,857,000 |
| Application Withdrawn By Applicant | 322 | $87,570,000 | $271,000 | $875,000 | $114,000 | $720,000 |
| Application Denied By Financial Institution | 275 | $65,095,000 | $236,000 | $695,000 | $95,000 | $1,700,000 |
| Application Approved But Not Accepted | 251 | $67,665,000 | $269,000 | $695,000 | $112,000 | $911,000 |
| File Closed For Incompleteness | 212 | $52,880,000 | $249,000 | $875,000 | $111,000 | $1,375,000 |
| Preapproval Approved but not Accepted | 116 | $33,520,000 | $288,000 | $585,000 | $107,000 | $1,033,000 |
| Preapproval Denied by Financial Institution | 22 | $5,600,000 | $254,000 | $515,000 | $75,000 | $261,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,098 | $839,740,000 | $271,000 | $975,000 | $112,000 | $1,857,000 |
| Debt-To-Income Ratio | 97 | $21,605,000 | $222,000 | $635,000 | $56,000 | $331,000 |
| Credit History | 53 | $14,895,000 | $281,000 | $655,000 | $109,000 | $342,000 |
| Collateral | 52 | $11,640,000 | $223,000 | $635,000 | $141,000 | $1,700,000 |
| Mortgage Insurance Denied | 31 | $7,245,000 | $233,000 | $525,000 | $109,000 | $432,000 |
| Unverifiable Information | 25 | $6,575,000 | $263,000 | $695,000 | $81,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,520,000 | $251,000 | $585,000 | $113,000 | $671,000 |
| Employment History | 17 | $3,425,000 | $201,000 | $395,000 | $95,000 | $320,000 |
| Other | 3 | $545,000 | $181,000 | $335,000 | $78,000 | $127,000 |
| Credit Application Incomplete | 1 | $245,000 | $245,000 | $245,000 | $43,000 | $43,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.