Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Guidance Residential, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,287 |
| Total Mortgage Loan Application Amount | $2,248,805,000 |
| Average Mortgage Loan Application Amount | $305,333 |
| Highest Mortgage Loan Application Amount | $1,055,000 |
| Average Applicant Income | $133,333 |
| Highest Applicant Income | $6,390,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 528 | $ 138,740,000 | $ 262,000 | $ 123,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 451 | $ 192,605,000 | $ 404,000 | $ 148,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 419 | $ 109,275,000 | $ 260,000 | $ 130,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 338 | $ 119,080,000 | $ 362,500 | $ 148,250 |
| DALLAS-PLANO-IRVING, TX | 296 | $ 94,080,000 | $ 317,000 | $ 143,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 254 | $ 111,500,000 | $ 438,000 | $ 141,000 |
| NEW YORK-NEWARK, NY | 228 | $ 80,500,000 | $ 297,000 | $ 139,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 206 | $ 50,130,000 | $ 243,000 | $ 118,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 188 | $ 81,920,000 | $ 435,000 | $ 144,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 180 | $ 48,050,000 | $ 266,000 | $ 91,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 138 | $ 38,340,000 | $ 277,000 | $ 113,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 125 | $ 35,225,000 | $ 281,000 | $ 125,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 123 | $ 26,435,000 | $ 214,000 | $ 99,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 120 | $ 23,430,000 | $ 195,000 | $ 97,000 |
| COLUMBUS, OH | 115 | $ 29,355,000 | $ 255,000 | $ 106,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 110 | $ 41,290,000 | $ 375,000 | $ 117,000 |
| RALEIGH, NC | 107 | $ 31,155,000 | $ 291,000 | $ 100,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 94 | $ 24,050,000 | $ 255,000 | $ 107,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 89 | $ 32,385,000 | $ 363,000 | $ 143,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 85 | $ 22,715,000 | $ 267,000 | $ 186,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 84 | $ 31,230,000 | $ 371,000 | $ 120,000 |
| AUSTIN-ROUND ROCK, TX | 79 | $ 23,105,000 | $ 292,000 | $ 161,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 75 | $ 41,135,000 | $ 548,000 | $ 179,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 74 | $ 28,240,000 | $ 370,000 | $ 109,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 71 | $ 15,725,000 | $ 221,000 | $ 90,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 67 | $ 18,915,000 | $ 282,000 | $ 124,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 63 | $ 16,015,000 | $ 268,000 | $ 88,000 |
| BOSTON, MA | 62 | $ 22,940,000 | $ 370,000 | $ 135,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 59 | $ 8,705,000 | $ 147,000 | $ 74,000 |
| NEWARK, NJ-PA | 59 | $ 22,105,000 | $ 232,000 | $ 423,500 |
| WILMINGTON, DE-MD-NJ | 58 | $ 13,130,000 | $ 187,000 | $ 98,000 |
| FORT WORTH-ARLINGTON, TX | 56 | $ 13,680,000 | $ 244,000 | $ 152,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 56 | $ 31,880,000 | $ 569,000 | $ 192,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 53 | $ 14,425,000 | $ 272,000 | $ 132,000 |
| PHILADELPHIA, PA | 53 | $ 11,005,000 | $ 207,000 | $ 82,000 |
| ALBANY-SCHENECTADY-TROY, NY | 50 | $ 12,670,000 | $ 253,000 | $ 117,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 50 | $ 16,200,000 | $ 324,000 | $ 125,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 49 | $ 19,675,000 | $ 401,000 | $ 133,000 |
| WORCESTER, MA-CT | 49 | $ 16,695,000 | $ 249,000 | $ 95,000 |
| KANSAS CITY, MO-KS | 48 | $ 13,780,000 | $ 278,000 | $ 147,500 |
| ST. LOUIS, MO-IL | 47 | $ 12,725,000 | $ 199,000 | $ 76,000 |
| CAMDEN, NJ | 45 | $ 12,275,000 | $ 272,000 | $ 149,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 45 | $ 12,695,000 | $ 282,000 | $ 103,000 |
| CLEVELAND-ELYRIA, OH | 41 | $ 11,095,000 | $ 270,000 | $ 150,000 |
| STOCKTON-LODI, CA | 41 | $ 14,215,000 | $ 346,000 | $ 145,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 40 | $ 15,380,000 | $ 384,000 | $ 139,000 |
| MEMPHIS, TN-MS-AR | 39 | $ 9,645,000 | $ 234,000 | $ 110,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 37 | $ 9,485,000 | $ 256,000 | $ 111,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 36 | $ 17,000,000 | $ 472,000 | $ 177,000 |
| NEW HAVEN-MILFORD, CT | 33 | $ 6,065,000 | $ 183,000 | $ 74,000 |
| PROVIDENCE-WARWICK, RI-MA | 33 | $ 10,815,000 | $ 309,500 | $ 127,500 |
| BIRMINGHAM-HOOVER, AL | 32 | $ 8,080,000 | $ 252,000 | $ 90,000 |
| NA (OUTSIDE OF MSA/MD) | 32 | $ 7,240,000 | $ 233,928 | $ 125,000 |
| PITTSBURGH, PA | 32 | $ 7,680,000 | $ 240,000 | $ 132,000 |
| RICHMOND, VA | 32 | $ 8,700,000 | $ 271,000 | $ 107,000 |
| GREENSBORO-HIGH POINT, NC | 31 | $ 5,175,000 | $ 166,000 | $ 59,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 31 | $ 8,995,000 | $ 258,500 | $ 211,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 30 | $ 6,960,000 | $ 232,000 | $ 115,000 |
| CINCINNATI, OH-KY-IN | 30 | $ 7,170,000 | $ 246,500 | $ 110,500 |
| SAN DIEGO-CARLSBAD, CA | 30 | $ 13,800,000 | $ 460,000 | $ 140,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 29 | $ 6,185,000 | $ 213,000 | $ 112,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 28 | $ 6,510,000 | $ 232,000 | $ 97,000 |
| TRENTON, NJ | 25 | $ 7,075,000 | $ 283,000 | $ 142,000 |
| JACKSONVILLE, FL | 22 | $ 5,730,000 | $ 260,000 | $ 201,000 |
| SPRINGFIELD, MA | 21 | $ 5,485,000 | $ 261,000 | $ 87,000 |
| ANN ARBOR, MI | 20 | $ 5,830,000 | $ 291,000 | $ 132,000 |
| PEORIA, IL | 20 | $ 4,620,000 | $ 231,000 | $ 158,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 20 | $ 4,530,000 | $ 226,000 | $ 143,000 |
| FRESNO, CA | 19 | $ 6,755,000 | $ 355,000 | $ 130,000 |
| TACOMA-LAKEWOOD, WA | 19 | $ 6,755,000 | $ 355,000 | $ 152,000 |
| DENVER-AURORA-LAKEWOOD, CO | 18 | $ 7,030,000 | $ 390,000 | $ 117,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 17 | $ 4,555,000 | $ 267,000 | $ 132,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 16 | $ 3,640,000 | $ 198,500 | $ 131,000 |
| ELGIN, IL | 15 | $ 4,055,000 | $ 270,000 | $ 106,000 |
| MADISON, WI | 15 | $ 3,945,000 | $ 263,000 | $ 91,000 |
| CHAMPAIGN-URBANA, IL | 13 | $ 2,905,000 | $ 223,000 | $ 434,000 |
| ROCHESTER, NY | 13 | $ 2,955,000 | $ 227,000 | $ 101,000 |
| DURHAM-CHAPEL HILL, NC | 12 | $ 3,880,000 | $ 323,000 | $ 125,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 12 | $ 3,310,000 | $ 275,000 | $ 109,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 12 | $ 2,900,000 | $ 241,000 | $ 86,000 |
| COLUMBIA, SC | 11 | $ 2,305,000 | $ 209,000 | $ 87,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 4,485,000 | $ 407,000 | $ 171,000 |
| MODESTO, CA | 11 | $ 4,315,000 | $ 392,000 | $ 208,000 |
| TUCSON, AZ | 11 | $ 2,565,000 | $ 233,000 | $ 100,000 |
| COLUMBIA, MO | 10 | $ 3,100,000 | $ 310,000 | $ 238,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 10 | $ 1,700,000 | $ 170,000 | $ 74,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 2,280,000 | $ 228,000 | $ 113,000 |
| OLYMPIA-TUMWATER, WA | 10 | $ 3,470,000 | $ 347,000 | $ 101,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 10 | $ 6,040,000 | $ 604,000 | $ 242,000 |
| AKRON, OH | 9 | $ 1,875,000 | $ 208,000 | $ 104,000 |
| KNOXVILLE, TN | 9 | $ 2,475,000 | $ 275,000 | $ 99,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 2,845,000 | $ 316,000 | $ 145,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 4,425,000 | $ 491,000 | $ 158,000 |
| BAKERSFIELD, CA | 8 | $ 2,250,000 | $ 281,000 | $ 169,000 |
| ST. CLOUD, MN | 8 | $ 1,680,000 | $ 210,000 | $ 43,000 |
| WINSTON-SALEM, NC | 8 | $ 1,650,000 | $ 206,000 | $ 80,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 1,105,000 | $ 157,000 | $ 104,000 |
| BELLINGHAM, WA | 7 | $ 1,655,000 | $ 236,000 | $ 63,000 |
| HUNTSVILLE, AL | 7 | $ 2,235,000 | $ 319,000 | $ 155,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 1,835,000 | $ 262,000 | $ 135,000 |
| PANAMA CITY, FL | 7 | $ 1,955,000 | $ 279,000 | $ 120,000 |
| ROCHESTER, MN | 7 | $ 1,455,000 | $ 207,000 | $ 49,000 |
| TOLEDO, OH | 7 | $ 1,545,000 | $ 220,000 | $ 103,000 |
| WICHITA, KS | 7 | $ 1,245,000 | $ 177,000 | $ 69,000 |
| BOWLING GREEN, KY | 6 | $ 1,130,000 | $ 188,000 | $ 56,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 1,500,000 | $ 250,000 | $ 143,000 |
| GAINESVILLE, FL | 6 | $ 1,580,000 | $ 263,000 | $ 127,000 |
| KILLEEN-TEMPLE, TX | 6 | $ 870,000 | $ 145,000 | $ 76,000 |
| LANSING-EAST LANSING, MI | 6 | $ 1,320,000 | $ 220,000 | $ 253,000 |
| MONTGOMERY, AL | 6 | $ 1,690,000 | $ 281,000 | $ 85,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 6 | $ 1,410,000 | $ 235,000 | $ 199,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,650,000 | $ 275,000 | $ 135,000 |
| SYRACUSE, NY | 6 | $ 1,140,000 | $ 190,000 | $ 113,000 |
| AMARILLO, TX | 5 | $ 1,625,000 | $ 325,000 | $ 268,000 |
| FAYETTEVILLE, NC | 5 | $ 1,145,000 | $ 229,000 | $ 162,000 |
| JACKSON, MS | 5 | $ 995,000 | $ 199,000 | $ 93,000 |
| MOBILE, AL | 5 | $ 1,275,000 | $ 255,000 | $ 143,000 |
| SALISBURY, MD-DE | 5 | $ 1,455,000 | $ 266,000 | $ 269,500 |
| SPRINGFIELD, IL | 5 | $ 1,465,000 | $ 293,000 | $ 148,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 680,000 | $ 170,000 | $ 74,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 570,000 | $ 142,000 | $ 101,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 910,000 | $ 227,000 | $ 83,000 |
| FLINT, MI | 4 | $ 960,000 | $ 240,000 | $ 188,000 |
| GARY, IN | 4 | $ 940,000 | $ 235,000 | $ 102,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 1,070,000 | $ 253,000 | $ 85,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 1,390,000 | $ 347,000 | $ 319,000 |
| MORGANTOWN, WV | 4 | $ 800,000 | $ 200,000 | $ 199,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 520,000 | $ 130,000 | $ 36,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 930,000 | $ 232,000 | $ 205,000 |
| ROCKFORD, IL | 4 | $ 440,000 | $ 110,000 | $ 42,000 |
| TYLER, TX | 4 | $ 1,490,000 | $ 372,000 | $ 135,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,300,000 | $ 325,000 | $ 124,000 |
| BINGHAMTON, NY | 3 | $ 425,000 | $ 141,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 805,000 | $ 268,000 | $ 297,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 625,000 | $ 208,000 | $ 149,000 |
| EAST STROUDSBURG, PA | 3 | $ 425,000 | $ 141,000 | $ 78,000 |
| GREELEY, CO | 3 | $ 1,135,000 | $ 378,000 | $ 109,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 865,000 | $ 288,000 | $ 175,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 1,235,000 | $ 411,000 | $ 296,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 515,000 | $ 171,000 | $ 92,000 |
| STATE COLLEGE, PA | 3 | $ 975,000 | $ 325,000 | $ 115,000 |
| TALLAHASSEE, FL | 3 | $ 645,000 | $ 215,000 | $ 55,000 |
| WINCHESTER, VA-WV | 3 | $ 865,000 | $ 288,000 | $ 77,000 |
| YAKIMA, WA | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| ASHEVILLE, NC | 2 | $ 510,000 | $ 255,000 | $ 154,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 890,000 | $ 445,000 | $ 132,000 |
| BOULDER, CO | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| CANTON-MASSILLON, OH | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| CHATTANOOGA, TN-GA | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| COLORADO SPRINGS, CO | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| COLUMBUS, GA-AL | 2 | $ 340,000 | $ 170,000 | $ 35,000 |
| DECATUR, IL | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| DOTHAN, AL | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| DOVER, DE | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| FORT SMITH, AR-OK | 2 | $ 270,000 | $ 135,000 | $ 334,000 |
| FORT WAYNE, IN | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| HARRISONBURG, VA | 2 | $ 510,000 | $ 255,000 | $ 126,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| LANCASTER, PA | 2 | $ 750,000 | $ 375,000 | $ 192,000 |
| LUBBOCK, TX | 2 | $ 640,000 | $ 320,000 | $ 140,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| RACINE, WI | 2 | $ 530,000 | $ 265,000 | $ 94,000 |
| READING, PA | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| ROCKY MOUNT, NC | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| SAGINAW, MI | 2 | $ 580,000 | $ 290,000 | $ 261,000 |
| SALEM, OR | 2 | $ 690,000 | $ 345,000 | $ 118,000 |
| SHEBOYGAN, WI | 2 | $ 320,000 | $ 160,000 | $ 276,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| SPARTANBURG, SC | 2 | $ 340,000 | $ 170,000 | $ 41,000 |
| UTICA-ROME, NY | 2 | $ 380,000 | $ 190,000 | $ 284,000 |
| WACO, TX | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| YORK-HANOVER, PA | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 730,000 | $ 365,000 | $ 217,000 |
| ALBANY, GA | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| AUBURN-OPELIKA, AL | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| BARNSTABLE TOWN, MA | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| BLOOMINGTON, IL | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 215,000 | $ 215,000 | $ 244,000 |
| BURLINGTON, NC | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| CARBONDALE-MARION, IL | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| CHARLOTTESVILLE, VA | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| CLARKSVILLE, TN-KY | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| COLUMBUS, IN | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| CORPUS CHRISTI, TX | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| EAU CLAIRE, WI | 1 | $ 215,000 | $ 215,000 | $ 455,000 |
| ERIE, PA | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| EVANSVILLE, IN-KY | 1 | $ 545,000 | $ 545,000 | $ 810,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| GREEN BAY, WI | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| GREENVILLE, NC | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| HATTIESBURG, MS | 1 | $ 245,000 | $ 245,000 | $ 425,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| ITHACA, NY | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| JACKSON, TN | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| JEFFERSON CITY, MO | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| JOHNSON CITY, TN | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| JONESBORO, AR | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| JOPLIN, MO | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| KINGSTON, NY | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| KOKOMO, IN | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| LAWRENCE, KS | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| LEWISTON, ID-WA | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| MERCED, CA | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| MIDLAND, MI | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| NAPA, CA | 1 | $ 475,000 | $ 475,000 | $ 78,000 |
| OCALA, FL | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 705,000 | $ 705,000 | $ 1,116,000 |
| SAN RAFAEL, CA | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 505,000 | $ 505,000 | $ 379,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| SPRINGFIELD, OH | 1 | $ 225,000 | $ 225,000 | $ 234,000 |
| SUMTER, SC | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| TERRE HAUTE, IN | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| WARNER ROBINS, GA | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| WENATCHEE, WA | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| YUBA CITY, CA | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,366 | $1,148,070,000 | $341,000 | $1,025,000 | $128,000 | $4,200,000 |
| Refinancing | 3,281 | $909,825,000 | $277,000 | $1,035,000 | $124,000 | $2,301,000 |
| Cash-out Refinancing | 640 | $190,910,000 | $298,000 | $1,055,000 | $148,000 | $6,390,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 3,338 | $1,067,440,000 | $319,000 | $1,055,000 | $137,000 | $6,390,000 |
| White | 1,620 | $484,150,000 | $298,000 | $945,000 | $118,000 | $720,000 |
| Not Provided | 1,529 | $472,215,000 | $308,000 | $1,055,000 | $136,000 | $2,301,000 |
| Black or African American | 766 | $215,090,000 | $280,000 | $775,000 | $92,000 | $750,000 |
| Hispanic | 24 | $7,560,000 | $315,000 | $705,000 | $167,000 | $1,116,000 |
| American Indian or Alaskan Native | 6 | $1,520,000 | $253,000 | $465,000 | $128,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $580,000 | $290,000 | $315,000 | $118,000 | $150,000 |
| Not applicable | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,287 | $2,248,805,000 | $308,000 | $1,055,000 | $128,000 | $6,390,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,241 | $1,333,445,000 | $314,000 | $1,055,000 | $129,000 | $2,301,000 |
| File Closed For Incompleteness | 1,308 | $385,570,000 | $294,000 | $1,055,000 | $137,000 | $6,390,000 |
| Application Approved But Not Accepted | 612 | $188,420,000 | $307,000 | $825,000 | $126,000 | $729,000 |
| Application Withdrawn By Applicant | 332 | $102,950,000 | $310,000 | $825,000 | $147,000 | $4,200,000 |
| Preapproval Denied by Financial Institution | 331 | $100,065,000 | $302,000 | $825,000 | $83,000 | $621,000 |
| Application Denied By Financial Institution | 328 | $90,610,000 | $276,000 | $825,000 | $109,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 135 | $47,745,000 | $353,000 | $825,000 | $124,000 | $444,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,628 | $2,058,130,000 | $310,000 | $1,055,000 | $131,000 | $6,390,000 |
| Credit History | 181 | $52,245,000 | $288,000 | $825,000 | $100,000 | $696,000 |
| Debt-To-Income Ratio | 166 | $47,610,000 | $286,000 | $825,000 | $67,000 | $481,000 |
| Employment History | 98 | $29,090,000 | $296,000 | $825,000 | $89,000 | $775,000 |
| Unverifiable Information | 82 | $25,140,000 | $306,000 | $765,000 | $113,000 | $1,200,000 |
| Mortgage Insurance Denied | 61 | $17,715,000 | $290,000 | $825,000 | $123,000 | $494,000 |
| Collateral | 45 | $10,215,000 | $227,000 | $575,000 | $120,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $8,185,000 | $327,000 | $545,000 | $110,000 | $350,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $191,000 | $191,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.