Guidance Residential, LLC Mortgage Lending & HMDA Data, 2021
In 2021, Guidance Residential, LLC of Reston, VA reported 7,287 mortgage applications totaling $2.2 billion, down 19% from 2020. The average application was for $308,605, and applicants reported an average income of $127,955. 58% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville, IL (528), New York-Jersey City-White Plains, NY-NJ (451) and Houston-The Woodlands-Sugar Land, TX (419) (applications in parentheses).
| Mortgage Company & Address | Guidance Residential, LLC 11107 Sunset Hills Road, Stes 100 & 200 Reston, VA 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,287 |
| Total Mortgage Loan Application Amount | $2,248,805,000 |
| Average Mortgage Loan Application Amount | $308,605 |
| Highest Mortgage Loan Application Amount | $1,055,000 |
| Average Applicant Income | $127,955 |
| Highest Applicant Income | $6,390,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guidance Residential, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 528 | $ 138,740,000 | $ 262,765 | $ 123,000 |
| New York-Jersey City-White Plains, NY-NJ | 451 | $ 192,605,000 | $ 427,062 | $ 161,736 |
| Houston-The Woodlands-Sugar Land, TX | 419 | $ 109,275,000 | $ 260,799 | $ 130,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 338 | $ 119,080,000 | $ 352,307 | $ 129,053 |
| Dallas-Plano-Irving, TX | 296 | $ 94,080,000 | $ 317,837 | $ 143,000 |
| Seattle-Bellevue-Everett, WA | 254 | $ 111,500,000 | $ 438,976 | $ 141,000 |
| New York-Newark, NY | 228 | $ 80,500,000 | $ 353,070 | $ 143,517 |
| Atlanta-Sandy Springs-Roswell, GA | 206 | $ 50,130,000 | $ 243,349 | $ 118,000 |
| Nassau County-Suffolk County, NY | 188 | $ 81,920,000 | $ 435,744 | $ 144,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 180 | $ 48,050,000 | $ 266,944 | $ 91,000 |
| Baltimore-Columbia-Towson, MD | 138 | $ 38,340,000 | $ 277,826 | $ 113,000 |
| Phoenix-Mesa-Scottsdale, AZ | 125 | $ 35,225,000 | $ 281,800 | $ 125,000 |
| Warren-Troy-Farmington Hills, MI | 123 | $ 26,435,000 | $ 214,918 | $ 99,000 |
| Detroit-Dearborn-Livonia, MI | 120 | $ 23,430,000 | $ 195,250 | $ 97,000 |
| Columbus, OH | 115 | $ 29,355,000 | $ 255,260 | $ 106,000 |
| Cambridge-Newton-Framingham, MA | 110 | $ 41,290,000 | $ 375,363 | $ 117,000 |
| Raleigh, NC | 107 | $ 31,155,000 | $ 291,168 | $ 100,000 |
| Tampa-St. Petersburg-Clearwater, FL | 94 | $ 24,050,000 | $ 255,851 | $ 107,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 89 | $ 32,385,000 | $ 363,876 | $ 143,000 |
| Orlando-Kissimmee-Sanford, FL | 85 | $ 22,715,000 | $ 267,235 | $ 186,000 |
| Washington-Baltimore-Arlington, DC | 84 | $ 31,230,000 | $ 371,785 | $ 120,000 |
| Austin-Round Rock, TX | 79 | $ 23,105,000 | $ 292,468 | $ 161,000 |
| Oakland-Hayward-Berkeley, CA | 75 | $ 41,135,000 | $ 548,466 | $ 179,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 74 | $ 28,240,000 | $ 381,621 | $ 124,783 |
| Hartford-West Hartford-East Hartford, CT | 71 | $ 15,725,000 | $ 221,478 | $ 90,000 |
| Montgomery County-Bucks County-Chester County, PA | 67 | $ 18,915,000 | $ 282,313 | $ 124,000 |
| Charlotte-Concord-Gastonia, NC-SC | 63 | $ 16,015,000 | $ 254,206 | $ 92,666 |
| Boston, MA | 62 | $ 22,940,000 | $ 370,000 | $ 135,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 59 | $ 8,705,000 | $ 147,542 | $ 74,000 |
| Newark, NJ-PA | 59 | $ 22,105,000 | $ 374,661 | $ 160,237 |
| Wilmington, DE-MD-NJ | 58 | $ 13,130,000 | $ 226,379 | $ 101,724 |
| Fort Worth-Arlington, TX | 56 | $ 13,680,000 | $ 244,285 | $ 152,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 56 | $ 31,880,000 | $ 569,285 | $ 192,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 53 | $ 14,425,000 | $ 272,169 | $ 132,000 |
| Philadelphia, PA | 53 | $ 11,005,000 | $ 207,641 | $ 82,000 |
| Albany-Schenectady-Troy, NY | 50 | $ 12,670,000 | $ 253,400 | $ 117,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 50 | $ 16,200,000 | $ 324,000 | $ 125,000 |
| Los Angeles-Long Beach-Glendale, CA | 49 | $ 19,675,000 | $ 401,530 | $ 133,000 |
| Worcester, MA-CT | 49 | $ 16,695,000 | $ 340,714 | $ 133,571 |
| Kansas City, MO-KS | 48 | $ 13,780,000 | $ 287,083 | $ 141,875 |
| St. Louis, MO-IL | 47 | $ 12,725,000 | $ 270,744 | $ 108,553 |
| Camden, NJ | 45 | $ 12,275,000 | $ 272,777 | $ 149,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 45 | $ 12,695,000 | $ 282,111 | $ 103,000 |
| Cleveland-Elyria, OH | 41 | $ 11,095,000 | $ 270,609 | $ 150,000 |
| Stockton-Lodi, CA | 41 | $ 14,215,000 | $ 346,707 | $ 145,000 |
| Riverside-San Bernardino-Ontario, CA | 40 | $ 15,380,000 | $ 384,500 | $ 139,000 |
| Memphis, TN-MS-AR | 39 | $ 9,645,000 | $ 247,307 | $ 170,128 |
| Indianapolis-Carmel-Anderson, IN | 37 | $ 9,485,000 | $ 256,351 | $ 111,000 |
| Anaheim-Santa Ana-Irvine, CA | 36 | $ 17,000,000 | $ 472,222 | $ 177,000 |
| New Haven-Milford, CT | 33 | $ 6,065,000 | $ 183,787 | $ 74,000 |
| Providence-Warwick, RI-MA | 33 | $ 10,815,000 | $ 327,727 | $ 130,000 |
| Birmingham-Hoover, AL | 32 | $ 8,080,000 | $ 252,500 | $ 90,000 |
| Outside any metro area | 32 | $ 7,240,000 | $ 226,250 | $ 117,906 |
| Pittsburgh, PA | 32 | $ 7,680,000 | $ 240,000 | $ 132,000 |
| Richmond, VA | 32 | $ 8,700,000 | $ 271,875 | $ 107,000 |
| Greensboro-High Point, NC | 31 | $ 5,175,000 | $ 166,935 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 31 | $ 8,995,000 | $ 290,161 | $ 169,870 |
| Bridgeport-Stamford-Norwalk, CT | 30 | $ 6,960,000 | $ 232,000 | $ 115,000 |
| Cincinnati, OH-KY-IN | 30 | $ 7,170,000 | $ 239,000 | $ 111,400 |
| San Diego-Carlsbad, CA | 30 | $ 13,800,000 | $ 460,000 | $ 140,000 |
| Milwaukee-Waukesha-West Allis, WI | 29 | $ 6,185,000 | $ 213,275 | $ 112,000 |
| Louisville/Jefferson County, KY-IN | 28 | $ 6,510,000 | $ 232,500 | $ 97,000 |
| Trenton, NJ | 25 | $ 7,075,000 | $ 283,000 | $ 142,000 |
| Jacksonville, FL | 22 | $ 5,730,000 | $ 260,454 | $ 201,000 |
| Springfield, MA | 21 | $ 5,485,000 | $ 261,190 | $ 87,000 |
| Ann Arbor, MI | 20 | $ 5,830,000 | $ 291,500 | $ 132,000 |
| Peoria, IL | 20 | $ 4,620,000 | $ 231,000 | $ 158,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 20 | $ 4,530,000 | $ 226,500 | $ 143,000 |
| Fresno, CA | 19 | $ 6,755,000 | $ 355,526 | $ 130,000 |
| Tacoma-Lakewood, WA | 19 | $ 6,755,000 | $ 355,526 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 7,030,000 | $ 390,555 | $ 117,000 |
| San Antonio-New Braunfels, TX | 17 | $ 4,555,000 | $ 267,941 | $ 132,000 |
| Augusta-Richmond County, GA-SC | 16 | $ 3,640,000 | $ 227,500 | $ 133,250 |
| Elgin, IL | 15 | $ 4,055,000 | $ 270,333 | $ 106,000 |
| Madison, WI | 15 | $ 3,945,000 | $ 263,000 | $ 91,000 |
| Champaign-Urbana, IL | 13 | $ 2,905,000 | $ 223,461 | $ 434,000 |
| Rochester, NY | 13 | $ 2,955,000 | $ 227,307 | $ 101,000 |
| Durham-Chapel Hill, NC | 12 | $ 3,880,000 | $ 323,333 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 3,310,000 | $ 275,833 | $ 109,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 2,900,000 | $ 241,666 | $ 86,000 |
| Columbia, SC | 11 | $ 2,305,000 | $ 209,545 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 4,485,000 | $ 407,727 | $ 171,000 |
| Modesto, CA | 11 | $ 4,315,000 | $ 392,272 | $ 208,000 |
| Tucson, AZ | 11 | $ 2,565,000 | $ 233,181 | $ 100,000 |
| Columbia, MO | 10 | $ 3,100,000 | $ 310,000 | $ 238,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 1,700,000 | $ 170,000 | $ 74,000 |
| Harrisburg-Carlisle, PA | 10 | $ 2,280,000 | $ 228,000 | $ 113,000 |
| Olympia-Tumwater, WA | 10 | $ 3,470,000 | $ 347,000 | $ 101,000 |
| San Francisco-Redwood City-South San Francisco, CA | 10 | $ 6,040,000 | $ 604,000 | $ 242,000 |
| Akron, OH | 9 | $ 1,875,000 | $ 208,333 | $ 104,000 |
| Knoxville, TN | 9 | $ 2,475,000 | $ 275,000 | $ 99,000 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 2,845,000 | $ 316,111 | $ 145,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 4,425,000 | $ 491,666 | $ 158,000 |
| Bakersfield, CA | 8 | $ 2,250,000 | $ 281,250 | $ 169,000 |
| St. Cloud, MN | 8 | $ 1,680,000 | $ 210,000 | $ 43,000 |
| Winston-Salem, NC | 8 | $ 1,650,000 | $ 206,250 | $ 80,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,105,000 | $ 157,857 | $ 104,000 |
| Bellingham, WA | 7 | $ 1,655,000 | $ 236,428 | $ 63,000 |
| Huntsville, AL | 7 | $ 2,235,000 | $ 319,285 | $ 155,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,835,000 | $ 262,142 | $ 135,000 |
| Panama City, FL | 7 | $ 1,955,000 | $ 279,285 | $ 120,000 |
| Rochester, MN | 7 | $ 1,455,000 | $ 207,857 | $ 49,000 |
| Toledo, OH | 7 | $ 1,545,000 | $ 220,714 | $ 103,000 |
| Wichita, KS | 7 | $ 1,245,000 | $ 177,857 | $ 69,000 |
| Bowling Green, KY | 6 | $ 1,130,000 | $ 188,333 | $ 56,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 1,500,000 | $ 250,000 | $ 143,000 |
| Gainesville, FL | 6 | $ 1,580,000 | $ 263,333 | $ 127,000 |
| Killeen-Temple, TX | 6 | $ 870,000 | $ 145,000 | $ 76,000 |
| Lansing-East Lansing, MI | 6 | $ 1,320,000 | $ 220,000 | $ 253,000 |
| Montgomery, AL | 6 | $ 1,690,000 | $ 281,666 | $ 85,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,410,000 | $ 235,000 | $ 199,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,650,000 | $ 275,000 | $ 135,000 |
| Syracuse, NY | 6 | $ 1,140,000 | $ 190,000 | $ 113,000 |
| Amarillo, TX | 5 | $ 1,625,000 | $ 325,000 | $ 268,000 |
| Fayetteville, NC | 5 | $ 1,145,000 | $ 229,000 | $ 162,000 |
| Jackson, MS | 5 | $ 995,000 | $ 199,000 | $ 93,000 |
| Mobile, AL | 5 | $ 1,275,000 | $ 255,000 | $ 143,000 |
| Salisbury, MD-DE | 5 | $ 1,455,000 | $ 291,000 | $ 175,600 |
| Springfield, IL | 5 | $ 1,465,000 | $ 293,000 | $ 148,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 680,000 | $ 170,000 | $ 74,000 |
| College Station-Bryan, TX | 4 | $ 570,000 | $ 142,500 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 910,000 | $ 227,500 | $ 83,000 |
| Flint, MI | 4 | $ 960,000 | $ 240,000 | $ 188,000 |
| Gary, IN | 4 | $ 940,000 | $ 235,000 | $ 102,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,070,000 | $ 267,500 | $ 84,000 |
| Lexington-Fayette, KY | 4 | $ 1,390,000 | $ 347,500 | $ 319,000 |
| Morgantown, WV | 4 | $ 800,000 | $ 200,000 | $ 199,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 520,000 | $ 130,000 | $ 36,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 930,000 | $ 232,500 | $ 205,000 |
| Rockford, IL | 4 | $ 440,000 | $ 110,000 | $ 42,000 |
| Tyler, TX | 4 | $ 1,490,000 | $ 372,500 | $ 135,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,300,000 | $ 325,000 | $ 124,000 |
| Binghamton, NY | 3 | $ 425,000 | $ 141,666 | $ 106,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 805,000 | $ 268,333 | $ 297,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 625,000 | $ 208,333 | $ 149,000 |
| East Stroudsburg, PA | 3 | $ 425,000 | $ 141,666 | $ 78,000 |
| Greeley, CO | 3 | $ 1,135,000 | $ 378,333 | $ 109,000 |
| Kalamazoo-Portage, MI | 3 | $ 865,000 | $ 288,333 | $ 175,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,235,000 | $ 411,666 | $ 296,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 515,000 | $ 171,666 | $ 92,000 |
| State College, PA | 3 | $ 975,000 | $ 325,000 | $ 115,000 |
| Tallahassee, FL | 3 | $ 645,000 | $ 215,000 | $ 55,000 |
| Winchester, VA-WV | 3 | $ 865,000 | $ 288,333 | $ 77,000 |
| Yakima, WA | 3 | $ 535,000 | $ 178,333 | $ 85,000 |
| Asheville, NC | 2 | $ 510,000 | $ 255,000 | $ 154,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 890,000 | $ 445,000 | $ 132,000 |
| Boulder, CO | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| Canton-Massillon, OH | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| Chattanooga, TN-GA | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Colorado Springs, CO | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Columbus, GA-AL | 2 | $ 340,000 | $ 170,000 | $ 35,000 |
| Decatur, IL | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| Dothan, AL | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Dover, DE | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| Fort Smith, AR-OK | 2 | $ 270,000 | $ 135,000 | $ 334,000 |
| Fort Wayne, IN | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Harrisonburg, VA | 2 | $ 510,000 | $ 255,000 | $ 126,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Lancaster, PA | 2 | $ 750,000 | $ 375,000 | $ 192,000 |
| Lubbock, TX | 2 | $ 640,000 | $ 320,000 | $ 140,000 |
| Norwich-New London, CT | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Racine, WI | 2 | $ 530,000 | $ 265,000 | $ 94,000 |
| Reading, PA | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Rocky Mount, NC | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| Saginaw, MI | 2 | $ 580,000 | $ 290,000 | $ 261,000 |
| Salem, OR | 2 | $ 690,000 | $ 345,000 | $ 118,000 |
| Sheboygan, WI | 2 | $ 320,000 | $ 160,000 | $ 276,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Spartanburg, SC | 2 | $ 340,000 | $ 170,000 | $ 41,000 |
| Utica-Rome, NY | 2 | $ 380,000 | $ 190,000 | $ 284,000 |
| Waco, TX | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| York-Hanover, PA | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 730,000 | $ 365,000 | $ 217,000 |
| Albany, GA | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Auburn-Opelika, AL | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Barnstable Town, MA | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Bloomington, IL | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Bloomsburg-Berwick, PA | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Bremerton-Silverdale, WA | 1 | $ 215,000 | $ 215,000 | $ 244,000 |
| Burlington, NC | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Carbondale-Marion, IL | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Charleston-North Charleston, SC | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Charlottesville, VA | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Clarksville, TN-KY | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Columbus, IN | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Corpus Christi, TX | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Eau Claire, WI | 1 | $ 215,000 | $ 215,000 | $ 455,000 |
| Erie, PA | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Evansville, IN-KY | 1 | $ 545,000 | $ 545,000 | $ 810,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Green Bay, WI | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Greenville, NC | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Hattiesburg, MS | 1 | $ 245,000 | $ 245,000 | $ 425,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Homosassa Springs, FL | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Ithaca, NY | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Jackson, TN | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Jefferson City, MO | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Johnson City, TN | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Jonesboro, AR | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Joplin, MO | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| Kingston, NY | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Kokomo, IN | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Lawrence, KS | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Lewiston, ID-WA | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Mankato-North Mankato, MN | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Merced, CA | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Midland, MI | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Napa, CA | 1 | $ 475,000 | $ 475,000 | $ 78,000 |
| Ocala, FL | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Oshkosh-Neenah, WI | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 705,000 | $ 705,000 | $ 1,116,000 |
| San Rafael, CA | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 505,000 | $ 505,000 | $ 379,000 |
| Spokane-Spokane Valley, WA | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Springfield, OH | 1 | $ 225,000 | $ 225,000 | $ 234,000 |
| Sumter, SC | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Terre Haute, IN | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Warner Robins, GA | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Wenatchee, WA | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Yuba City, CA | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,366 | $1,148,070,000 | $341,000 | $1,025,000 | $128,000 | $4,200,000 |
| Refinancing | 3,281 | $909,825,000 | $277,000 | $1,035,000 | $124,000 | $2,301,000 |
| Cash-out Refinancing | 640 | $190,910,000 | $298,000 | $1,055,000 | $148,000 | $6,390,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 3,338 | $1,067,440,000 | $319,000 | $1,055,000 | $137,000 | $6,390,000 |
| White | 1,620 | $484,150,000 | $298,000 | $945,000 | $118,000 | $720,000 |
| Not Provided | 1,529 | $472,215,000 | $308,000 | $1,055,000 | $136,000 | $2,301,000 |
| Black or African American | 766 | $215,090,000 | $280,000 | $775,000 | $92,000 | $750,000 |
| Hispanic | 24 | $7,560,000 | $315,000 | $705,000 | $167,000 | $1,116,000 |
| American Indian or Alaskan Native | 6 | $1,520,000 | $253,000 | $465,000 | $128,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $580,000 | $290,000 | $315,000 | $118,000 | $150,000 |
| Not applicable | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,287 | $2,248,805,000 | $308,000 | $1,055,000 | $128,000 | $6,390,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,241 | $1,333,445,000 | $314,000 | $1,055,000 | $129,000 | $2,301,000 |
| File Closed For Incompleteness | 1,308 | $385,570,000 | $294,000 | $1,055,000 | $137,000 | $6,390,000 |
| Application Approved But Not Accepted | 612 | $188,420,000 | $307,000 | $825,000 | $126,000 | $729,000 |
| Application Withdrawn By Applicant | 332 | $102,950,000 | $310,000 | $825,000 | $147,000 | $4,200,000 |
| Preapproval Denied by Financial Institution | 331 | $100,065,000 | $302,000 | $825,000 | $83,000 | $621,000 |
| Application Denied By Financial Institution | 328 | $90,610,000 | $276,000 | $825,000 | $109,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 135 | $47,745,000 | $353,000 | $825,000 | $124,000 | $444,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,628 | $2,058,130,000 | $310,000 | $1,055,000 | $131,000 | $6,390,000 |
| Credit History | 181 | $52,245,000 | $288,000 | $825,000 | $100,000 | $696,000 |
| Debt-To-Income Ratio | 166 | $47,610,000 | $286,000 | $825,000 | $67,000 | $481,000 |
| Employment History | 98 | $29,090,000 | $296,000 | $825,000 | $89,000 | $775,000 |
| Unverifiable Information | 82 | $25,140,000 | $306,000 | $765,000 | $113,000 | $1,200,000 |
| Mortgage Insurance Denied | 61 | $17,715,000 | $290,000 | $825,000 | $123,000 | $494,000 |
| Collateral | 45 | $10,215,000 | $227,000 | $575,000 | $120,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $8,185,000 | $327,000 | $545,000 | $110,000 | $350,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $191,000 | $191,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About