Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Guidance Residential, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,287 |
| Total Mortgage Loan Application Amount | $2,248,805,000 |
| Average Mortgage Loan Application Amount | $305,333 |
| Highest Mortgage Loan Application Amount | $1,055,000 |
| Average Applicant Income | $133,333 |
| Highest Applicant Income | $6,390,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 246 | $ 62,040,000 | $ 252,000 | $ 116,000 |
| Harris County Texas | 209 | $ 49,805,000 | $ 238,000 | $ 128,000 |
| DuPage County Illinois | 198 | $ 51,760,000 | $ 261,000 | $ 131,000 |
| King County Washington | 197 | $ 83,655,000 | $ 424,000 | $ 139,000 |
| Collin County Texas | 183 | $ 60,075,000 | $ 328,000 | $ 146,000 |
| Fort Bend County Texas | 175 | $ 48,815,000 | $ 278,000 | $ 129,000 |
| Middlesex County New Jersey | 167 | $ 58,455,000 | $ 350,000 | $ 136,000 |
| Nassau County New York | 136 | $ 61,230,000 | $ 450,000 | $ 148,000 |
| Queens County New York | 127 | $ 56,265,000 | $ 443,000 | $ 117,000 |
| Wayne County Michigan | 120 | $ 23,430,000 | $ 195,000 | $ 97,000 |
| Maricopa County Arizona | 111 | $ 32,215,000 | $ 290,000 | $ 118,000 |
| Fairfax County Virginia | 110 | $ 37,640,000 | $ 342,000 | $ 138,000 |
| Wake County North Carolina | 103 | $ 30,185,000 | $ 293,000 | $ 101,000 |
| Franklin County Ohio | 99 | $ 23,865,000 | $ 241,000 | $ 105,000 |
| Will County Illinois | 80 | $ 23,970,000 | $ 299,000 | $ 127,000 |
| Dallas County Texas | 79 | $ 23,825,000 | $ 301,000 | $ 137,000 |
| Middlesex County Massachusetts | 76 | $ 28,490,000 | $ 374,000 | $ 123,000 |
| Sacramento County California | 75 | $ 25,985,000 | $ 346,000 | $ 136,000 |
| Montgomery County Maryland | 73 | $ 26,425,000 | $ 361,000 | $ 117,000 |
| Gwinnett County Georgia | 71 | $ 17,015,000 | $ 239,000 | $ 114,000 |
| Prince William County Virginia | 70 | $ 22,180,000 | $ 316,000 | $ 101,000 |
| Kings County New York | 68 | $ 36,020,000 | $ 529,000 | $ 419,000 |
| Loudoun County Virginia | 67 | $ 30,555,000 | $ 456,000 | $ 164,000 |
| Hillsborough County Florida | 66 | $ 16,680,000 | $ 252,000 | $ 104,000 |
| Passaic County New Jersey | 65 | $ 20,325,000 | $ 312,000 | $ 96,000 |
| Oakland County Michigan | 64 | $ 17,180,000 | $ 268,000 | $ 132,000 |
| Hartford County Connecticut | 59 | $ 13,115,000 | $ 222,000 | $ 91,000 |
| Macomb County Michigan | 59 | $ 9,255,000 | $ 156,000 | $ 63,000 |
| Hennepin County Minnesota | 58 | $ 13,770,000 | $ 237,000 | $ 100,000 |
| Snohomish County Washington | 57 | $ 27,845,000 | $ 488,000 | $ 151,000 |
| Santa Clara County California | 56 | $ 31,880,000 | $ 569,000 | $ 192,000 |
| New Castle County Delaware | 56 | $ 12,840,000 | $ 229,000 | $ 102,000 |
| Bronx County New York | 55 | $ 25,885,000 | $ 470,000 | $ 108,000 |
| Tarrant County Texas | 55 | $ 13,305,000 | $ 241,000 | $ 151,000 |
| Howard County Maryland | 54 | $ 18,430,000 | $ 341,000 | $ 120,000 |
| Erie County New York | 53 | $ 7,975,000 | $ 150,000 | $ 75,000 |
| Suffolk County New York | 52 | $ 20,690,000 | $ 397,000 | $ 135,000 |
| Baltimore County Maryland | 51 | $ 10,835,000 | $ 212,000 | $ 107,000 |
| Broward County Florida | 50 | $ 16,200,000 | $ 324,000 | $ 125,000 |
| Washington County Oregon | 50 | $ 20,130,000 | $ 402,000 | $ 135,000 |
| Alameda County California | 49 | $ 28,685,000 | $ 585,000 | $ 189,000 |
| Los Angeles County California | 49 | $ 19,675,000 | $ 401,000 | $ 133,000 |
| Prince George's County Maryland | 47 | $ 15,495,000 | $ 329,000 | $ 115,000 |
| Worcester County Massachusetts | 47 | $ 16,395,000 | $ 348,000 | $ 137,000 |
| Anoka County Minnesota | 47 | $ 12,355,000 | $ 262,000 | $ 82,000 |
| Bergen County New Jersey | 47 | $ 18,755,000 | $ 399,000 | $ 130,000 |
| Fulton County Georgia | 43 | $ 12,235,000 | $ 284,000 | $ 137,000 |
| Montgomery County Pennsylvania | 43 | $ 11,195,000 | $ 260,000 | $ 118,000 |
| Travis County Texas | 42 | $ 12,050,000 | $ 286,000 | $ 182,000 |
| San Joaquin County California | 41 | $ 14,215,000 | $ 346,000 | $ 145,000 |
| Orange County Florida | 41 | $ 10,665,000 | $ 260,000 | $ 194,000 |
| Norfolk County Massachusetts | 40 | $ 15,970,000 | $ 399,000 | $ 148,000 |
| Lehigh County Pennsylvania | 40 | $ 11,360,000 | $ 284,000 | $ 137,000 |
| St. Louis County Missouri | 39 | $ 10,655,000 | $ 273,000 | $ 112,000 |
| Cuyahoga County Ohio | 37 | $ 9,625,000 | $ 260,000 | $ 134,000 |
| Shelby County Tennessee | 37 | $ 9,205,000 | $ 248,000 | $ 177,000 |
| Orange County California | 36 | $ 17,000,000 | $ 472,000 | $ 177,000 |
| Williamson County Texas | 35 | $ 10,505,000 | $ 300,000 | $ 136,000 |
| Essex County Massachusetts | 34 | $ 12,800,000 | $ 376,000 | $ 105,000 |
| Richmond County New York | 34 | $ 13,140,000 | $ 386,000 | $ 129,000 |
| New Haven County Connecticut | 33 | $ 6,065,000 | $ 183,000 | $ 74,000 |
| Johnson County Kansas | 32 | $ 9,750,000 | $ 304,000 | $ 136,000 |
| Forsyth County Georgia | 31 | $ 9,325,000 | $ 300,000 | $ 144,000 |
| Mecklenburg County North Carolina | 31 | $ 7,025,000 | $ 226,000 | $ 93,000 |
| San Diego County California | 30 | $ 13,800,000 | $ 460,000 | $ 140,000 |
| Fairfield County Connecticut | 30 | $ 6,960,000 | $ 232,000 | $ 115,000 |
| Lake County Illinois | 30 | $ 8,770,000 | $ 292,000 | $ 167,000 |
| Guilford County North Carolina | 30 | $ 5,050,000 | $ 168,000 | $ 57,000 |
| Denton County Texas | 30 | $ 9,360,000 | $ 312,000 | $ 150,000 |
| Allegheny County Pennsylvania | 29 | $ 6,805,000 | $ 234,000 | $ 133,000 |
| Jefferson County Kentucky | 28 | $ 6,510,000 | $ 232,000 | $ 97,000 |
| Somerset County New Jersey | 28 | $ 10,780,000 | $ 385,000 | $ 150,000 |
| Philadelphia County Pennsylvania | 28 | $ 6,060,000 | $ 216,000 | $ 84,000 |
| Dakota County Minnesota | 27 | $ 8,115,000 | $ 300,000 | $ 88,000 |
| Contra Costa County California | 26 | $ 12,450,000 | $ 478,000 | $ 160,000 |
| Morris County New Jersey | 26 | $ 10,280,000 | $ 395,000 | $ 155,000 |
| Albany County New York | 26 | $ 5,920,000 | $ 227,000 | $ 142,000 |
| Hudson County New Jersey | 25 | $ 8,455,000 | $ 338,000 | $ 125,000 |
| Mercer County New Jersey | 25 | $ 7,075,000 | $ 283,000 | $ 142,000 |
| Delaware County Pennsylvania | 25 | $ 4,945,000 | $ 197,000 | $ 80,000 |
| Davidson County Tennessee | 25 | $ 6,425,000 | $ 257,000 | $ 96,000 |
| Jefferson County Alabama | 24 | $ 5,570,000 | $ 232,000 | $ 87,000 |
| Pasco County Florida | 24 | $ 6,620,000 | $ 275,000 | $ 119,000 |
| Seminole County Florida | 24 | $ 7,050,000 | $ 293,000 | $ 141,000 |
| Riverside County California | 23 | $ 10,185,000 | $ 442,000 | $ 147,000 |
| Milwaukee County Wisconsin | 23 | $ 4,285,000 | $ 186,000 | $ 101,000 |
| DeKalb County Georgia | 22 | $ 3,830,000 | $ 174,000 | $ 84,000 |
| Bristol County Massachusetts | 22 | $ 8,010,000 | $ 364,000 | $ 135,000 |
| Camden County New Jersey | 22 | $ 4,650,000 | $ 211,000 | $ 159,000 |
| Palm Beach County Florida | 20 | $ 4,530,000 | $ 226,000 | $ 143,000 |
| Cobb County Georgia | 20 | $ 4,150,000 | $ 207,000 | $ 78,000 |
| Hamilton County Indiana | 20 | $ 6,550,000 | $ 327,000 | $ 137,000 |
| Washtenaw County Michigan | 20 | $ 5,830,000 | $ 291,000 | $ 132,000 |
| Ramsey County Minnesota | 20 | $ 4,790,000 | $ 239,000 | $ 91,000 |
| Fresno County California | 19 | $ 6,755,000 | $ 355,000 | $ 130,000 |
| Peoria County Illinois | 19 | $ 4,415,000 | $ 232,000 | $ 161,000 |
| Burlington County New Jersey | 19 | $ 6,615,000 | $ 348,000 | $ 148,000 |
| Westchester County New York | 19 | $ 8,935,000 | $ 470,000 | $ 138,000 |
| Pierce County Washington | 19 | $ 6,755,000 | $ 355,000 | $ 152,000 |
| Osceola County Florida | 18 | $ 4,460,000 | $ 247,000 | $ 236,000 |
| Henrico County Virginia | 18 | $ 5,150,000 | $ 286,000 | $ 106,000 |
| San Bernardino County California | 17 | $ 5,195,000 | $ 305,000 | $ 129,000 |
| Duval County Florida | 17 | $ 4,325,000 | $ 254,000 | $ 172,000 |
| Hampden County Massachusetts | 17 | $ 4,725,000 | $ 277,000 | $ 95,000 |
| Suffolk County Massachusetts | 17 | $ 5,725,000 | $ 336,000 | $ 108,000 |
| Bexar County Texas | 17 | $ 4,555,000 | $ 267,000 | $ 132,000 |
| Anne Arundel County Maryland | 16 | $ 4,940,000 | $ 308,000 | $ 117,000 |
| Essex County New Jersey | 15 | $ 5,365,000 | $ 357,000 | $ 159,000 |
| Saratoga County New York | 15 | $ 4,735,000 | $ 315,000 | $ 99,000 |
| Galveston County Texas | 15 | $ 5,245,000 | $ 349,000 | $ 201,000 |
| Dane County Wisconsin | 15 | $ 3,945,000 | $ 263,000 | $ 91,000 |
| Pinal County Arizona | 14 | $ 3,010,000 | $ 215,000 | $ 180,000 |
| Columbia County Georgia | 14 | $ 3,320,000 | $ 237,000 | $ 134,000 |
| Marion County Indiana | 14 | $ 2,360,000 | $ 168,000 | $ 83,000 |
| Monmouth County New Jersey | 14 | $ 6,470,000 | $ 462,000 | $ 251,000 |
| Multnomah County Oregon | 14 | $ 4,670,000 | $ 333,000 | $ 107,000 |
| Montgomery County Texas | 14 | $ 3,760,000 | $ 268,000 | $ 97,000 |
| Champaign County Illinois | 13 | $ 2,905,000 | $ 223,000 | $ 434,000 |
| Kane County Illinois | 13 | $ 3,835,000 | $ 295,000 | $ 103,000 |
| Scott County Minnesota | 13 | $ 3,785,000 | $ 291,000 | $ 84,000 |
| Monroe County New York | 13 | $ 2,955,000 | $ 227,000 | $ 101,000 |
| Cabarrus County North Carolina | 13 | $ 4,145,000 | $ 318,000 | $ 103,000 |
| Bucks County Pennsylvania | 12 | $ 3,970,000 | $ 330,000 | $ 139,000 |
| Chester County Pennsylvania | 12 | $ 3,750,000 | $ 312,000 | $ 130,000 |
| Rutherford County Tennessee | 12 | $ 2,990,000 | $ 249,000 | $ 95,000 |
| Pima County Arizona | 11 | $ 2,565,000 | $ 233,000 | $ 100,000 |
| Benton County Arkansas | 11 | $ 3,115,000 | $ 283,000 | $ 111,000 |
| Stanislaus County California | 11 | $ 4,315,000 | $ 392,000 | $ 208,000 |
| Miami-Dade County Florida | 11 | $ 4,485,000 | $ 407,000 | $ 171,000 |
| Frederick County Maryland | 11 | $ 4,805,000 | $ 436,000 | $ 140,000 |
| Washington County Minnesota | 11 | $ 3,705,000 | $ 336,000 | $ 94,000 |
| Delaware County Ohio | 11 | $ 3,655,000 | $ 332,000 | $ 106,000 |
| Northampton County Pennsylvania | 11 | $ 2,635,000 | $ 239,000 | $ 128,000 |
| Arapahoe County Colorado | 10 | $ 4,050,000 | $ 405,000 | $ 94,000 |
| Baltimore City County Maryland | 10 | $ 1,780,000 | $ 178,000 | $ 77,000 |
| Boone County Missouri | 10 | $ 3,100,000 | $ 310,000 | $ 238,000 |
| Union County New Jersey | 10 | $ 3,750,000 | $ 375,000 | $ 146,000 |
| Warren County Ohio | 10 | $ 2,630,000 | $ 263,000 | $ 152,000 |
| Thurston County Washington | 10 | $ 3,470,000 | $ 347,000 | $ 101,000 |
| Ventura County California | 9 | $ 4,425,000 | $ 491,000 | $ 158,000 |
| Jackson County Missouri | 9 | $ 2,265,000 | $ 251,000 | $ 139,000 |
| Rockland County New York | 9 | $ 3,555,000 | $ 395,000 | $ 113,000 |
| Durham County North Carolina | 9 | $ 2,865,000 | $ 318,000 | $ 109,000 |
| Cumberland County Pennsylvania | 9 | $ 2,145,000 | $ 238,000 | $ 116,000 |
| Knox County Tennessee | 9 | $ 2,475,000 | $ 275,000 | $ 99,000 |
| Arlington County Virginia | 9 | $ 2,315,000 | $ 257,000 | $ 93,000 |
| Pulaski County Arkansas | 8 | $ 2,520,000 | $ 315,000 | $ 153,000 |
| Kern County California | 8 | $ 2,250,000 | $ 281,000 | $ 169,000 |
| Placer County California | 8 | $ 3,700,000 | $ 462,000 | $ 203,000 |
| Stearns County Minnesota | 8 | $ 1,680,000 | $ 210,000 | $ 43,000 |
| Ocean County New Jersey | 8 | $ 2,200,000 | $ 275,000 | $ 100,000 |
| Summit County Ohio | 8 | $ 1,690,000 | $ 211,000 | $ 111,000 |
| Richland County South Carolina | 8 | $ 1,750,000 | $ 218,000 | $ 96,000 |
| Clark County Washington | 8 | $ 2,850,000 | $ 356,000 | $ 90,000 |
| Shelby County Alabama | 7 | $ 2,325,000 | $ 332,000 | $ 107,000 |
| Middlesex County Connecticut | 7 | $ 2,005,000 | $ 286,000 | $ 98,000 |
| Bay County Florida | 7 | $ 1,955,000 | $ 279,000 | $ 120,000 |
| Polk County Florida | 7 | $ 1,835,000 | $ 262,000 | $ 135,000 |
| Olmsted County Minnesota | 7 | $ 1,455,000 | $ 207,000 | $ 49,000 |
| Schenectady County New York | 7 | $ 1,825,000 | $ 260,000 | $ 79,000 |
| Butler County Ohio | 7 | $ 1,855,000 | $ 265,000 | $ 98,000 |
| Hamilton County Ohio | 7 | $ 1,125,000 | $ 160,000 | $ 69,000 |
| Lucas County Ohio | 7 | $ 1,545,000 | $ 220,000 | $ 103,000 |
| Providence County Rhode Island | 7 | $ 1,675,000 | $ 239,000 | $ 105,000 |
| Alexandria County Virginia | 7 | $ 2,055,000 | $ 293,000 | $ 95,000 |
| Chesterfield County Virginia | 7 | $ 2,145,000 | $ 306,000 | $ 133,000 |
| Whatcom County Washington | 7 | $ 1,655,000 | $ 236,000 | $ 63,000 |
| Montgomery County Alabama | 6 | $ 1,690,000 | $ 281,000 | $ 85,000 |
| San Francisco County California | 6 | $ 3,390,000 | $ 565,000 | $ 281,000 |
| Adams County Colorado | 6 | $ 2,170,000 | $ 361,000 | $ 155,000 |
| Alachua County Florida | 6 | $ 1,580,000 | $ 263,000 | $ 127,000 |
| Brevard County Florida | 6 | $ 1,650,000 | $ 275,000 | $ 135,000 |
| Cherokee County Georgia | 6 | $ 1,600,000 | $ 266,000 | $ 102,000 |
| Clayton County Georgia | 6 | $ 640,000 | $ 106,000 | $ 182,000 |
| Warren County Kentucky | 6 | $ 1,130,000 | $ 188,000 | $ 56,000 |
| Hunterdon County New Jersey | 6 | $ 2,230,000 | $ 371,000 | $ 132,000 |
| Niagara County New York | 6 | $ 730,000 | $ 121,000 | $ 65,000 |
| Onondaga County New York | 6 | $ 1,140,000 | $ 190,000 | $ 113,000 |
| Orange County New York | 6 | $ 1,120,000 | $ 186,000 | $ 70,000 |
| Union County North Carolina | 6 | $ 1,690,000 | $ 281,000 | $ 96,000 |
| Greenville County South Carolina | 6 | $ 1,110,000 | $ 185,000 | $ 69,000 |
| Williamson County Tennessee | 6 | $ 2,540,000 | $ 423,000 | $ 152,000 |
| Bell County Texas | 6 | $ 870,000 | $ 145,000 | $ 76,000 |
| Brazoria County Texas | 6 | $ 1,650,000 | $ 275,000 | $ 129,000 |
| Jefferson County Texas | 6 | $ 1,040,000 | $ 173,000 | $ 103,000 |
| Manassas County Virginia | 6 | $ 1,870,000 | $ 311,000 | $ 66,000 |
| Stafford County Virginia | 6 | $ 2,000,000 | $ 333,000 | $ 144,000 |
| York County Virginia | 6 | $ 1,390,000 | $ 231,000 | $ 77,000 |
| Madison County Alabama | 5 | $ 1,265,000 | $ 253,000 | $ 112,000 |
| Mobile County Alabama | 5 | $ 1,275,000 | $ 255,000 | $ 143,000 |
| Tolland County Connecticut | 5 | $ 605,000 | $ 121,000 | $ 61,000 |
| Sarasota County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 192,000 |
| Sangamon County Illinois | 5 | $ 1,465,000 | $ 293,000 | $ 148,000 |
| Plymouth County Massachusetts | 5 | $ 1,245,000 | $ 249,000 | $ 121,000 |
| Ingham County Michigan | 5 | $ 1,135,000 | $ 227,000 | $ 214,000 |
| St. Charles County Missouri | 5 | $ 1,695,000 | $ 339,000 | $ 116,000 |
| Dutchess County New York | 5 | $ 1,475,000 | $ 295,000 | $ 211,000 |
| Forsyth County North Carolina | 5 | $ 1,395,000 | $ 279,000 | $ 105,000 |
| Gaston County North Carolina | 5 | $ 975,000 | $ 195,000 | $ 67,000 |
| Montgomery County Ohio | 5 | $ 1,305,000 | $ 261,000 | $ 164,000 |
| York County South Carolina | 5 | $ 1,225,000 | $ 245,000 | $ 70,000 |
| Waukesha County Wisconsin | 5 | $ 1,745,000 | $ 349,000 | $ 124,000 |
| San Mateo County California | 4 | $ 2,650,000 | $ 662,000 | $ 183,000 |
| Solano County California | 4 | $ 1,300,000 | $ 325,000 | $ 124,000 |
| Yolo County California | 4 | $ 1,820,000 | $ 455,000 | $ 135,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,480,000 | $ 370,000 | $ 271,000 |
| Pinellas County Florida | 4 | $ 750,000 | $ 187,000 | $ 90,000 |
| McHenry County Illinois | 4 | $ 970,000 | $ 242,000 | $ 89,000 |
| Winnebago County Illinois | 4 | $ 440,000 | $ 110,000 | $ 42,000 |
| Lake County Indiana | 4 | $ 940,000 | $ 235,000 | $ 102,000 |
| Sedgwick County Kansas | 4 | $ 750,000 | $ 187,000 | $ 64,000 |
| Boone County Kentucky | 4 | $ 1,050,000 | $ 262,000 | $ 123,000 |
| Fayette County Kentucky | 4 | $ 1,390,000 | $ 347,000 | $ 319,000 |
| Carroll County Maryland | 4 | $ 1,450,000 | $ 362,000 | $ 109,000 |
| Wicomico County Maryland | 4 | $ 1,230,000 | $ 307,000 | $ 113,000 |
| Hampshire County Massachusetts | 4 | $ 760,000 | $ 190,000 | $ 55,000 |
| Genesee County Michigan | 4 | $ 960,000 | $ 240,000 | $ 188,000 |
| Clay County Missouri | 4 | $ 1,110,000 | $ 277,000 | $ 206,000 |
| Atlantic County New Jersey | 4 | $ 680,000 | $ 170,000 | $ 74,000 |
| Gloucester County New Jersey | 4 | $ 1,010,000 | $ 252,000 | $ 94,000 |
| Johnston County North Carolina | 4 | $ 970,000 | $ 242,000 | $ 68,000 |
| Lorain County Ohio | 4 | $ 1,470,000 | $ 367,000 | $ 293,000 |
| Kent County Rhode Island | 4 | $ 1,130,000 | $ 282,000 | $ 145,000 |
| Horry County South Carolina | 4 | $ 520,000 | $ 130,000 | $ 36,000 |
| Brazos County Texas | 4 | $ 570,000 | $ 142,000 | $ 101,000 |
| Randall County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 314,000 |
| Smith County Texas | 4 | $ 1,490,000 | $ 372,000 | $ 135,000 |
| Spotsylvania County Virginia | 4 | $ 820,000 | $ 205,000 | $ 61,000 |
| Monongalia County West Virginia | 4 | $ 800,000 | $ 200,000 | $ 199,000 |
| Weld County Colorado | 3 | $ 1,135,000 | $ 378,000 | $ 109,000 |
| Clay County Florida | 3 | $ 375,000 | $ 125,000 | $ 158,000 |
| Collier County Florida | 3 | $ 1,235,000 | $ 411,000 | $ 296,000 |
| Lee County Florida | 3 | $ 805,000 | $ 268,000 | $ 297,000 |
| Leon County Florida | 3 | $ 645,000 | $ 215,000 | $ 55,000 |
| Stephens County Georgia | 3 | $ 385,000 | $ 128,000 | $ 80,000 |
| Hendricks County Indiana | 3 | $ 575,000 | $ 191,000 | $ 68,000 |
| Butler County Kansas | 3 | $ 495,000 | $ 165,000 | $ 75,000 |
| Washington County Maryland | 3 | $ 845,000 | $ 281,000 | $ 83,000 |
| Kalamazoo County Michigan | 3 | $ 865,000 | $ 288,000 | $ 175,000 |
| Carver County Minnesota | 3 | $ 1,205,000 | $ 401,000 | $ 127,000 |
| Rice County Minnesota | 3 | $ 795,000 | $ 265,000 | $ 51,000 |
| Madison County Mississippi | 3 | $ 615,000 | $ 205,000 | $ 97,000 |
| Broome County New York | 3 | $ 425,000 | $ 141,000 | $ 106,000 |
| Davidson County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 39,000 |
| Fairfield County Ohio | 3 | $ 985,000 | $ 328,000 | $ 106,000 |
| Centre County Pennsylvania | 3 | $ 975,000 | $ 325,000 | $ 115,000 |
| Monroe County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 78,000 |
| Lexington County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Hunt County Texas | 3 | $ 595,000 | $ 198,000 | $ 101,000 |
| Clarke County Virginia | 3 | $ 835,000 | $ 278,000 | $ 119,000 |
| Colonial Heights County Virginia | 3 | $ 475,000 | $ 158,000 | $ 36,000 |
| Virginia Beach County Virginia | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| Yakima County Washington | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| Houston County Alabama | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Limestone County Alabama | 2 | $ 970,000 | $ 485,000 | $ 262,000 |
| Sebastian County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 334,000 |
| El Dorado County California | 2 | $ 880,000 | $ 440,000 | $ 177,000 |
| Boulder County Colorado | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| El Paso County Colorado | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| New London County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Windham County Connecticut | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| Kent County Delaware | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| Escambia County Florida | 2 | $ 380,000 | $ 190,000 | $ 212,000 |
| Flagler County Florida | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Lake County Florida | 2 | $ 540,000 | $ 270,000 | $ 132,000 |
| Okaloosa County Florida | 2 | $ 460,000 | $ 230,000 | $ 106,000 |
| Santa Rosa County Florida | 2 | $ 550,000 | $ 275,000 | $ 198,000 |
| St. Johns County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 508,000 |
| Volusia County Florida | 2 | $ 400,000 | $ 200,000 | $ 93,000 |
| Fayette County Georgia | 2 | $ 300,000 | $ 150,000 | $ 151,000 |
| Henry County Georgia | 2 | $ 550,000 | $ 275,000 | $ 50,000 |
| Muscogee County Georgia | 2 | $ 340,000 | $ 170,000 | $ 35,000 |
| Rockdale County Georgia | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Kendall County Illinois | 2 | $ 220,000 | $ 110,000 | $ 125,000 |
| Macon County Illinois | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| Allen County Indiana | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| St. Joseph County Indiana | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Kenton County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| Cecil County Maryland | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Charles County Maryland | 2 | $ 690,000 | $ 345,000 | $ 76,000 |
| Harford County Maryland | 2 | $ 620,000 | $ 310,000 | $ 262,000 |
| Saginaw County Michigan | 2 | $ 580,000 | $ 290,000 | $ 261,000 |
| Kandiyohi County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| DeSoto County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 43,000 |
| Harrison County Mississippi | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Rankin County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| New York County New York | 2 | $ 1,270,000 | $ 635,000 | $ 222,000 |
| Oneida County New York | 2 | $ 380,000 | $ 190,000 | $ 284,000 |
| Rensselaer County New York | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| Cumberland County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 294,000 |
| Harnett County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Nash County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| Orange County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 171,000 |
| Stark County Ohio | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| Clackamas County Oregon | 2 | $ 590,000 | $ 295,000 | $ 145,000 |
| Berks County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Carbon County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| Lancaster County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 192,000 |
| Luzerne County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Westmoreland County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 131,000 |
| York County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Aiken County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 128,000 |
| Anderson County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Lancaster County South Carolina | 2 | $ 780,000 | $ 390,000 | $ 113,000 |
| Pickens County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Spartanburg County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 41,000 |
| Hamilton County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Lubbock County Texas | 2 | $ 640,000 | $ 320,000 | $ 140,000 |
| McLennan County Texas | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| Frederick County Virginia | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Hanover County Virginia | 2 | $ 590,000 | $ 295,000 | $ 96,000 |
| Manassas Park County Virginia | 2 | $ 750,000 | $ 375,000 | $ 185,000 |
| Montgomery County Virginia | 2 | $ 890,000 | $ 445,000 | $ 132,000 |
| Richmond City County Virginia | 2 | $ 340,000 | $ 170,000 | $ 146,000 |
| Rockingham County Virginia | 2 | $ 510,000 | $ 255,000 | $ 126,000 |
| Wise County Virginia | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Cabell County West Virginia | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Racine County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 94,000 |
| Sheboygan County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 276,000 |
| Baldwin County Alabama | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Coffee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Lee County Alabama | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| St. Clair County Alabama | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Gila County Arizona | 1 | $ 425,000 | $ 425,000 | $ 170,000 |
| Navajo County Arizona | 1 | $ 545,000 | $ 545,000 | $ 186,000 |
| Craighead County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Saline County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Washington County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Calaveras County California | 1 | $ 145,000 | $ 145,000 | $ 214,000 |
| Marin County California | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| Mendocino County California | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Merced County California | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Napa County California | 1 | $ 475,000 | $ 475,000 | $ 78,000 |
| San Luis Obispo County California | 1 | $ 705,000 | $ 705,000 | $ 1,116,000 |
| Santa Cruz County California | 1 | $ 505,000 | $ 505,000 | $ 379,000 |
| Yuba County California | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Denver County Colorado | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Jefferson County Colorado | 1 | $ 545,000 | $ 545,000 | $ 171,000 |
| Litchfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Sussex County Delaware | 1 | $ 225,000 | $ 225,000 | $ 426,000 |
| Citrus County Florida | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Manatee County Florida | 1 | $ 295,000 | $ 295,000 | $ 230,000 |
| Marion County Florida | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Walton County Florida | 1 | $ 165,000 | $ 165,000 | $ 234,000 |
| Houston County Georgia | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Lee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Walton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Jackson County Illinois | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Madison County Illinois | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| McLean County Illinois | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Rock Island County Illinois | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Tazewell County Illinois | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Bartholomew County Indiana | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Howard County Indiana | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Vigo County Indiana | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Warrick County Indiana | 1 | $ 545,000 | $ 545,000 | $ 810,000 |
| Douglas County Kansas | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Leavenworth County Kansas | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Miami County Kansas | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Boyle County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| Queen Anne's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Barnstable County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Kent County Michigan | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Midland County Michigan | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Shiawassee County Michigan | 1 | $ 185,000 | $ 185,000 | $ 453,000 |
| Beltrami County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Nicollet County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Sherburne County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Forrest County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 425,000 |
| Pontotoc County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Cole County Missouri | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Jasper County Missouri | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| Jefferson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Platte County Missouri | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| St. Louis City County Missouri | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Sussex County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Chautauqua County New York | 1 | $ 365,000 | $ 365,000 | $ 287,000 |
| Columbia County New York | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| Tompkins County New York | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Ulster County New York | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Alamance County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Buncombe County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Catawba County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Granville County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 184,000 |
| Henderson County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 264,000 |
| Hoke County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Iredell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Jackson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Pitt County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Randolph County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Watauga County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 450,000 |
| Clark County Ohio | 1 | $ 225,000 | $ 225,000 | $ 234,000 |
| Greene County Ohio | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Licking County Ohio | 1 | $ 335,000 | $ 335,000 | $ 59,000 |
| Mahoning County Ohio | 1 | $ 525,000 | $ 525,000 | $ 360,000 |
| Portage County Ohio | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Trumbull County Ohio | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Union County Ohio | 1 | $ 515,000 | $ 515,000 | $ 223,000 |
| Marion County Oregon | 1 | $ 465,000 | $ 465,000 | $ 102,000 |
| Polk County Oregon | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Butler County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 96,000 |
| Dauphin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Erie County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Jefferson County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 450,000 |
| Lackawanna County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Lawrence County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Montour County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Pike County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 696,000 |
| Schuylkill County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 177,000 |
| Berkeley County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Clarendon County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Carter County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Madison County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Maury County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Montgomery County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Wilson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Bastrop County Texas | 1 | $ 285,000 | $ 285,000 | $ 210,000 |
| Colorado County Texas | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Hays County Texas | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Hidalgo County Texas | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Kaufman County Texas | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Nueces County Texas | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Orange County Texas | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Parker County Texas | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Potter County Texas | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| Albemarle County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Hampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| James City County Virginia | 1 | $ 465,000 | $ 465,000 | $ 278,000 |
| Mecklenburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Norfolk County Virginia | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Orange County Virginia | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Pittsylvania County Virginia | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Rockbridge County Virginia | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Winchester County Virginia | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Asotin County Washington | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Douglas County Washington | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Kitsap County Washington | 1 | $ 215,000 | $ 215,000 | $ 244,000 |
| Spokane County Washington | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Berkeley County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Jefferson County West Virginia | 1 | $ 395,000 | $ 395,000 | $ 79,000 |
| Wetzel County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Brown County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Eau Claire County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 455,000 |
| Kenosha County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 256,000 |
| Ozaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 301,000 |
| Winnebago County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,366 | $1,148,070,000 | $341,000 | $1,025,000 | $128,000 | $4,200,000 |
| Refinancing | 3,281 | $909,825,000 | $277,000 | $1,035,000 | $124,000 | $2,301,000 |
| Cash-out Refinancing | 640 | $190,910,000 | $298,000 | $1,055,000 | $148,000 | $6,390,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 3,338 | $1,067,440,000 | $319,000 | $1,055,000 | $137,000 | $6,390,000 |
| White | 1,620 | $484,150,000 | $298,000 | $945,000 | $118,000 | $720,000 |
| Not Provided | 1,529 | $472,215,000 | $308,000 | $1,055,000 | $136,000 | $2,301,000 |
| Black or African American | 766 | $215,090,000 | $280,000 | $775,000 | $92,000 | $750,000 |
| Hispanic | 24 | $7,560,000 | $315,000 | $705,000 | $167,000 | $1,116,000 |
| American Indian or Alaskan Native | 6 | $1,520,000 | $253,000 | $465,000 | $128,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $580,000 | $290,000 | $315,000 | $118,000 | $150,000 |
| Not applicable | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,287 | $2,248,805,000 | $308,000 | $1,055,000 | $128,000 | $6,390,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,241 | $1,333,445,000 | $314,000 | $1,055,000 | $129,000 | $2,301,000 |
| File Closed For Incompleteness | 1,308 | $385,570,000 | $294,000 | $1,055,000 | $137,000 | $6,390,000 |
| Application Approved But Not Accepted | 612 | $188,420,000 | $307,000 | $825,000 | $126,000 | $729,000 |
| Application Withdrawn By Applicant | 332 | $102,950,000 | $310,000 | $825,000 | $147,000 | $4,200,000 |
| Preapproval Denied by Financial Institution | 331 | $100,065,000 | $302,000 | $825,000 | $83,000 | $621,000 |
| Application Denied By Financial Institution | 328 | $90,610,000 | $276,000 | $825,000 | $109,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 135 | $47,745,000 | $353,000 | $825,000 | $124,000 | $444,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,628 | $2,058,130,000 | $310,000 | $1,055,000 | $131,000 | $6,390,000 |
| Credit History | 181 | $52,245,000 | $288,000 | $825,000 | $100,000 | $696,000 |
| Debt-To-Income Ratio | 166 | $47,610,000 | $286,000 | $825,000 | $67,000 | $481,000 |
| Employment History | 98 | $29,090,000 | $296,000 | $825,000 | $89,000 | $775,000 |
| Unverifiable Information | 82 | $25,140,000 | $306,000 | $765,000 | $113,000 | $1,200,000 |
| Mortgage Insurance Denied | 61 | $17,715,000 | $290,000 | $825,000 | $123,000 | $494,000 |
| Collateral | 45 | $10,215,000 | $227,000 | $575,000 | $120,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $8,185,000 | $327,000 | $545,000 | $110,000 | $350,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $191,000 | $191,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.