Hanscom Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Hanscom Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hanscom Federal Credit Union 25 Porter Road, Suite 100 Bedford, MA 01460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,821 |
| Total Mortgage Loan Application Amount | $596,935,000 |
| Average Mortgage Loan Application Amount | $212,600 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $153,400 |
| Highest Applicant Income | $1,132,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Hanscom Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hanscom Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Hanscom Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hanscom Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hanscom Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hanscom Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 864 | $ 201,990,000 | $ 233,000 | $ 158,000 |
| Essex County Massachusetts | 321 | $ 62,685,000 | $ 195,000 | $ 157,000 |
| Norfolk County Massachusetts | 253 | $ 56,485,000 | $ 223,000 | $ 170,000 |
| Suffolk County Massachusetts | 182 | $ 38,870,000 | $ 213,000 | $ 150,000 |
| Worcester County Massachusetts | 164 | $ 31,850,000 | $ 194,000 | $ 137,000 |
| Plymouth County Massachusetts | 139 | $ 25,475,000 | $ 183,000 | $ 137,000 |
| Hillsborough County New Hampshire | 100 | $ 18,500,000 | $ 185,000 | $ 131,000 |
| Bristol County Massachusetts | 80 | $ 13,810,000 | $ 172,000 | $ 132,000 |
| Rockingham County New Hampshire | 80 | $ 13,330,000 | $ 166,000 | $ 131,000 |
| Barnstable County Massachusetts | 78 | $ 16,750,000 | $ 214,000 | $ 165,000 |
| Fairfax County Virginia | 39 | $ 10,755,000 | $ 275,000 | $ 189,000 |
| Loudoun County Virginia | 35 | $ 7,945,000 | $ 227,000 | $ 185,000 |
| Providence County Rhode Island | 31 | $ 5,165,000 | $ 166,000 | $ 140,000 |
| Santa Clara County California | 20 | $ 7,790,000 | $ 389,000 | $ 242,000 |
| Hampden County Massachusetts | 17 | $ 2,245,000 | $ 132,000 | $ 90,000 |
| York County Maine | 15 | $ 2,275,000 | $ 151,000 | $ 107,000 |
| Berkshire County Massachusetts | 12 | $ 1,600,000 | $ 133,000 | $ 142,000 |
| Merrimack County New Hampshire | 12 | $ 2,950,000 | $ 245,000 | $ 182,000 |
| Palm Beach County Florida | 10 | $ 1,660,000 | $ 166,000 | $ 105,000 |
| Strafford County New Hampshire | 10 | $ 1,480,000 | $ 148,000 | $ 138,000 |
| Carroll County New Hampshire | 8 | $ 1,460,000 | $ 182,000 | $ 159,000 |
| Prince William County Virginia | 8 | $ 1,470,000 | $ 183,000 | $ 198,000 |
| Alameda County California | 7 | $ 2,975,000 | $ 425,000 | $ 217,000 |
| Montgomery County Maryland | 7 | $ 2,655,000 | $ 379,000 | $ 317,000 |
| Belknap County New Hampshire | 7 | $ 945,000 | $ 135,000 | $ 113,000 |
| Orange County California | 6 | $ 2,500,000 | $ 416,000 | $ 187,000 |
| New Haven County Connecticut | 6 | $ 580,000 | $ 96,000 | $ 125,000 |
| Cook County Illinois | 6 | $ 530,000 | $ 88,000 | $ 149,000 |
| Cumberland County Maine | 6 | $ 1,260,000 | $ 210,000 | $ 166,000 |
| Hampshire County Massachusetts | 6 | $ 870,000 | $ 145,000 | $ 100,000 |
| Hartford County Connecticut | 5 | $ 1,465,000 | $ 293,000 | $ 214,000 |
| Kent County Rhode Island | 5 | $ 485,000 | $ 97,000 | $ 149,000 |
| Chittenden County Vermont | 5 | $ 1,075,000 | $ 215,000 | $ 181,000 |
| Maricopa County Arizona | 4 | $ 520,000 | $ 130,000 | $ 153,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,460,000 | $ 365,000 | $ 137,000 |
| Lee County Florida | 4 | $ 540,000 | $ 135,000 | $ 114,000 |
| Sarasota County Florida | 4 | $ 740,000 | $ 185,000 | $ 137,000 |
| Bernalillo County New Mexico | 4 | $ 580,000 | $ 145,000 | $ 104,000 |
| Newport County Rhode Island | 4 | $ 500,000 | $ 125,000 | $ 220,000 |
| Horry County South Carolina | 4 | $ 740,000 | $ 185,000 | $ 104,000 |
| Williamson County Tennessee | 4 | $ 650,000 | $ 162,000 | $ 272,000 |
| Rutland County Vermont | 4 | $ 300,000 | $ 75,000 | $ 122,000 |
| Windsor County Vermont | 4 | $ 870,000 | $ 217,000 | $ 308,000 |
| Alexandria County Virginia | 4 | $ 850,000 | $ 212,000 | $ 173,000 |
| Fauquier County Virginia | 4 | $ 380,000 | $ 95,000 | $ 196,000 |
| King County Washington | 4 | $ 780,000 | $ 195,000 | $ 185,000 |
| San Diego County California | 3 | $ 1,005,000 | $ 335,000 | $ 221,000 |
| Arapahoe County Colorado | 3 | $ 1,395,000 | $ 465,000 | $ 156,000 |
| El Paso County Colorado | 3 | $ 875,000 | $ 291,000 | $ 164,000 |
| Fairfield County Connecticut | 3 | $ 1,525,000 | $ 508,000 | $ 290,000 |
| Charlotte County Florida | 3 | $ 695,000 | $ 231,000 | $ 242,000 |
| Fulton County Georgia | 3 | $ 345,000 | $ 115,000 | $ 151,000 |
| Hancock County Maine | 3 | $ 1,155,000 | $ 385,000 | $ 245,000 |
| Prince George's County Maryland | 3 | $ 815,000 | $ 271,000 | $ 118,000 |
| Dukes County Massachusetts | 3 | $ 835,000 | $ 278,000 | $ 220,000 |
| Franklin County Massachusetts | 3 | $ 225,000 | $ 75,000 | $ 74,000 |
| Clark County Nevada | 3 | $ 555,000 | $ 185,000 | $ 179,000 |
| Grafton County New Hampshire | 3 | $ 295,000 | $ 98,000 | $ 135,000 |
| Atlantic County New Jersey | 3 | $ 505,000 | $ 168,000 | $ 56,000 |
| Essex County New Jersey | 3 | $ 735,000 | $ 245,000 | $ 180,000 |
| Beaufort County South Carolina | 3 | $ 245,000 | $ 81,000 | $ 88,000 |
| Madison County Alabama | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| Pinal County Arizona | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Benton County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 249,000 |
| Contra Costa County California | 2 | $ 280,000 | $ 140,000 | $ 146,000 |
| San Bernardino County California | 2 | $ 370,000 | $ 185,000 | $ 118,000 |
| Denver County Colorado | 2 | $ 500,000 | $ 250,000 | $ 47,000 |
| Windham County Connecticut | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| Broward County Florida | 2 | $ 370,000 | $ 185,000 | $ 548,000 |
| Collier County Florida | 2 | $ 590,000 | $ 295,000 | $ 193,000 |
| Flagler County Florida | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Hillsborough County Florida | 2 | $ 100,000 | $ 50,000 | $ 85,000 |
| Manatee County Florida | 2 | $ 380,000 | $ 190,000 | $ 136,000 |
| Martin County Florida | 2 | $ 420,000 | $ 210,000 | $ 163,000 |
| Orange County Florida | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Pinellas County Florida | 2 | $ 610,000 | $ 305,000 | $ 218,000 |
| Volusia County Florida | 2 | $ 70,000 | $ 35,000 | $ 140,000 |
| Cobb County Georgia | 2 | $ 780,000 | $ 390,000 | $ 133,000 |
| DeKalb County Georgia | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Gwinnett County Georgia | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Kenton County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 90,000 |
| Aroostook County Maine | 2 | $ 380,000 | $ 190,000 | $ 255,000 |
| Franklin County Maine | 2 | $ 180,000 | $ 90,000 | $ 101,000 |
| Lincoln County Maine | 2 | $ 370,000 | $ 185,000 | $ 118,000 |
| Piscataquis County Maine | 2 | $ 270,000 | $ 135,000 | $ 148,000 |
| Sagadahoc County Maine | 2 | $ 170,000 | $ 85,000 | $ 63,000 |
| Nantucket County Massachusetts | 2 | $ 590,000 | $ 295,000 | $ 236,000 |
| St. Louis County Missouri | 2 | $ 610,000 | $ 305,000 | $ 240,000 |
| Cheshire County New Hampshire | 2 | $ 350,000 | $ 175,000 | $ 120,000 |
| Hudson County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Ocean County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 259,000 |
| Allegheny County Pennsylvania | 2 | $ 820,000 | $ 410,000 | $ 332,000 |
| Bristol County Rhode Island | 2 | $ 700,000 | $ 350,000 | $ 205,000 |
| Washington County Rhode Island | 2 | $ 310,000 | $ 155,000 | $ 159,000 |
| Charleston County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 265,000 |
| Davidson County Tennessee | 2 | $ 790,000 | $ 395,000 | $ 104,000 |
| Bennington County Vermont | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Lamoille County Vermont | 2 | $ 550,000 | $ 275,000 | $ 191,000 |
| Washington County Vermont | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Culpeper County Virginia | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Spotsylvania County Virginia | 2 | $ 80,000 | $ 40,000 | $ 201,000 |
| Warren County Virginia | 2 | $ 750,000 | $ 375,000 | $ 228,000 |
| Pierce County Washington | 2 | $ 760,000 | $ 380,000 | $ 176,000 |
| Racine County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 67,000 |
| Coffee County Alabama | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Mobile County Alabama | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Garland County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Los Angeles County California | 1 | $ 665,000 | $ 665,000 | $ 145,000 |
| Riverside County California | 1 | $ 155,000 | $ 155,000 | $ 371,000 |
| Sacramento County California | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| San Francisco County California | 1 | $ 505,000 | $ 505,000 | $ 350,000 |
| Solano County California | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Douglas County Colorado | 1 | $ 305,000 | $ 305,000 | $ 199,000 |
| Litchfield County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 174,000 |
| Tolland County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Brevard County Florida | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Indian River County Florida | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Lake County Florida | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Leon County Florida | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 222,000 |
| Whitfield County Georgia | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Kane County Illinois | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Madison County Illinois | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Johnson County Kansas | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Metcalfe County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Pulaski County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 160,000 |
| Androscoggin County Maine | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Kennebec County Maine | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Oxford County Maine | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Somerset County Maine | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Anne Arundel County Maryland | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Baltimore City County Maryland | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Carroll County Maryland | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| Charles County Maryland | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Ingham County Michigan | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Wayne County Michigan | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Hennepin County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Scott County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Jackson County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Lafayette County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Humboldt County Nevada | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Nye County Nevada | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Washoe County Nevada | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Coos County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Sullivan County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 185,000 |
| Bergen County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Camden County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Gloucester County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Middlesex County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 167,000 |
| Passaic County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 246,000 |
| Union County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 173,000 |
| Nassau County New York | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| New York County New York | 1 | $ 55,000 | $ 55,000 | $ 500,000 |
| Westchester County New York | 1 | $ 105,000 | $ 105,000 | $ 222,000 |
| Burke County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Durham County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Forsyth County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 275,000 |
| Gaston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Granville County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Johnston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Mecklenburg County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 319,000 |
| Orange County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 311,000 |
| Greene County Ohio | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Oklahoma County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Clackamas County Oregon | 1 | $ 445,000 | $ 445,000 | $ 90,000 |
| Multnomah County Oregon | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Union County Oregon | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Chester County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Fayette County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 781,000 |
| Venango County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Westmoreland County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 186,000 |
| York County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| Dorchester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Greenville County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Pickens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Sumter County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Cocke County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Knox County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Rutherford County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Shelby County Tennessee | 1 | $ 965,000 | $ 965,000 | $ 370,000 |
| Davis County Utah | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Windham County Vermont | 1 | $ 25,000 | $ 25,000 | $ 6,000 |
| Arlington County Virginia | 1 | $ 495,000 | $ 495,000 | $ 259,000 |
| Fairfax City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 288,000 |
| Frederick County Virginia | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Manassas County Virginia | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Richmond City County Virginia | 1 | $ 795,000 | $ 795,000 | $ 394,000 |
| Roanoke City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Clark County Washington | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Snohomish County Washington | 1 | $ 325,000 | $ 325,000 | $ 247,000 |
| Waukesha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Hanscom Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 833 | $205,685,000 | $246,000 | $1,625,000 | $159,000 | $925,000 |
| Home Improvement | 747 | $80,005,000 | $107,000 | $1,065,000 | $159,000 | $1,000,000 |
| Cash-out Refinancing | 471 | $153,255,000 | $325,000 | $1,045,000 | $138,000 | $646,000 |
| Home Purchase | 430 | $127,130,000 | $295,000 | $1,355,000 | $153,000 | $1,000,000 |
| Other Purpose | 340 | $30,860,000 | $90,000 | $505,000 | $158,000 | $1,132,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,049 | $411,935,000 | $201,000 | $1,625,000 | $156,000 | $1,132,000 |
| Not Provided | 297 | $76,705,000 | $258,000 | $965,000 | $166,000 | $650,000 |
| Black or African American | 164 | $29,440,000 | $179,000 | $905,000 | $124,000 | $781,000 |
| Asian | 131 | $32,815,000 | $250,000 | $775,000 | $176,000 | $448,000 |
| Hispanic | 110 | $19,630,000 | $178,000 | $775,000 | $118,000 | $371,000 |
| Not applicable | 21 | $11,885,000 | $565,000 | $1,465,000 | $0 | $0 |
| American Indian or Alaskan Native | 15 | $3,565,000 | $237,000 | $635,000 | $122,000 | $308,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,005,000 | $201,000 | $405,000 | $183,000 | $262,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,756 | $575,510,000 | $208,000 | $1,625,000 | $155,000 | $1,132,000 |
| VA-guaranteed (Veterans Administration) | 65 | $21,425,000 | $329,000 | $585,000 | $121,000 | $259,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,754 | $324,790,000 | $185,000 | $1,535,000 | $159,000 | $1,132,000 |
| Application Denied By Financial Institution | 491 | $105,505,000 | $214,000 | $965,000 | $125,000 | $1,000,000 |
| Application Withdrawn By Applicant | 333 | $106,845,000 | $320,000 | $1,625,000 | $166,000 | $925,000 |
| File Closed For Incompleteness | 131 | $44,005,000 | $335,000 | $775,000 | $160,000 | $430,000 |
| Application Approved But Not Accepted | 112 | $15,790,000 | $140,000 | $905,000 | $175,000 | $895,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,330 | $491,430,000 | $210,000 | $1,625,000 | $161,000 | $1,132,000 |
| Debt-To-Income Ratio | 185 | $48,865,000 | $264,000 | $905,000 | $81,000 | $336,000 |
| Collateral | 110 | $21,560,000 | $196,000 | $635,000 | $172,000 | $1,000,000 |
| Credit Application Incomplete | 81 | $11,455,000 | $141,000 | $505,000 | $143,000 | $400,000 |
| Credit History | 78 | $14,290,000 | $183,000 | $965,000 | $134,000 | $742,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $5,740,000 | $287,000 | $815,000 | $110,000 | $237,000 |
| Unverifiable Information | 9 | $1,995,000 | $221,000 | $505,000 | $236,000 | $1,000,000 |
| Other | 6 | $1,220,000 | $203,000 | $555,000 | $138,000 | $187,000 |
| Employment History | 2 | $380,000 | $190,000 | $205,000 | $165,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hanscom Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hanscom Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.