Harris N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Harris N.A. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris N.A. 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,298 |
| Total Mortgage Loan Application Amount | $3,082,742,000 |
| Average Mortgage Loan Application Amount | $166,333 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $113,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Harris N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Harris N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris N.A.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 5,559 | $ 1,146,315,000 | $ 206,000 | $ 118,000 |
| Will County Illinois | 1,834 | $ 292,667,000 | $ 159,000 | $ 92,000 |
| DuPage County Illinois | 1,636 | $ 346,009,000 | $ 211,000 | $ 128,000 |
| Lake County Illinois | 1,022 | $ 256,806,000 | $ 251,000 | $ 147,000 |
| Kane County Illinois | 990 | $ 182,424,000 | $ 184,000 | $ 103,000 |
| McHenry County Illinois | 957 | $ 168,042,000 | $ 175,000 | $ 98,000 |
| Lake County Indiana | 435 | $ 60,029,000 | $ 137,000 | $ 89,000 |
| Ozaukee County Wisconsin | 326 | $ 55,976,000 | $ 171,000 | $ 101,000 |
| Milwaukee County Wisconsin | 283 | $ 44,214,000 | $ 156,000 | $ 81,000 |
| Kendall County Illinois | 193 | $ 32,702,000 | $ 169,000 | $ 83,000 |
| Sauk County Wisconsin | 171 | $ 20,667,000 | $ 120,000 | $ 72,000 |
| Porter County Indiana | 166 | $ 29,642,000 | $ 178,000 | $ 102,000 |
| Howard County Indiana | 127 | $ 12,696,000 | $ 99,000 | $ 62,000 |
| Morgan County Indiana | 117 | $ 12,468,000 | $ 106,000 | $ 70,000 |
| Oconto County Wisconsin | 93 | $ 10,929,000 | $ 117,000 | $ 64,000 |
| Maricopa County Arizona | 92 | $ 20,116,000 | $ 218,000 | $ 195,000 |
| Hamilton County Indiana | 89 | $ 16,190,000 | $ 181,000 | $ 189,000 |
| Sheboygan County Wisconsin | 87 | $ 9,139,000 | $ 105,000 | $ 60,000 |
| Vernon County Wisconsin | 85 | $ 7,404,000 | $ 87,000 | $ 63,000 |
| La Crosse County Wisconsin | 77 | $ 8,734,000 | $ 113,000 | $ 79,000 |
| Washington County Wisconsin | 77 | $ 13,615,000 | $ 176,000 | $ 82,000 |
| Waukesha County Wisconsin | 76 | $ 17,386,000 | $ 228,000 | $ 110,000 |
| Grundy County Illinois | 64 | $ 9,945,000 | $ 155,000 | $ 80,000 |
| Walworth County Wisconsin | 55 | $ 16,063,000 | $ 292,000 | $ 246,000 |
| Sullivan County Indiana | 46 | $ 2,653,000 | $ 57,000 | $ 72,000 |
| Crawford County Wisconsin | 38 | $ 2,872,000 | $ 75,000 | $ 44,000 |
| Boone County Illinois | 37 | $ 4,251,000 | $ 114,000 | $ 65,000 |
| Vigo County Indiana | 37 | $ 2,779,000 | $ 75,000 | $ 54,000 |
| Marion County Indiana | 36 | $ 5,320,000 | $ 147,000 | $ 132,000 |
| DeKalb County Illinois | 31 | $ 3,549,000 | $ 114,000 | $ 64,000 |
| Tipton County Indiana | 31 | $ 2,890,000 | $ 93,000 | $ 60,000 |
| Clay County Indiana | 30 | $ 2,119,000 | $ 70,000 | $ 48,000 |
| Collier County Florida | 28 | $ 11,840,000 | $ 422,000 | $ 528,000 |
| Lee County Florida | 25 | $ 5,847,000 | $ 233,000 | $ 317,000 |
| LaSalle County Illinois | 24 | $ 3,604,000 | $ 150,000 | $ 92,000 |
| Palm Beach County Florida | 23 | $ 6,009,000 | $ 261,000 | $ 192,000 |
| Kankakee County Illinois | 23 | $ 3,567,000 | $ 155,000 | $ 63,000 |
| Kenosha County Wisconsin | 23 | $ 4,415,000 | $ 191,000 | $ 94,000 |
| Wayne County Indiana | 22 | $ 1,696,000 | $ 77,000 | $ 59,000 |
| Peoria County Illinois | 21 | $ 1,638,000 | $ 78,000 | $ 72,000 |
| Cass County Indiana | 20 | $ 1,671,000 | $ 83,000 | $ 75,000 |
| Monroe County Wisconsin | 18 | $ 1,630,000 | $ 90,000 | $ 85,000 |
| Winnebago County Illinois | 17 | $ 2,343,000 | $ 137,000 | $ 98,000 |
| Jo Daviess County Illinois | 15 | $ 2,897,000 | $ 193,000 | $ 192,000 |
| Grant County Indiana | 15 | $ 1,288,000 | $ 85,000 | $ 56,000 |
| Juneau County Wisconsin | 15 | $ 1,970,000 | $ 131,000 | $ 92,000 |
| Racine County Wisconsin | 15 | $ 2,866,000 | $ 191,000 | $ 90,000 |
| Hendricks County Indiana | 14 | $ 1,691,000 | $ 120,000 | $ 80,000 |
| LaPorte County Indiana | 14 | $ 3,601,000 | $ 257,000 | $ 298,000 |
| Vilas County Wisconsin | 13 | $ 3,729,000 | $ 286,000 | $ 268,000 |
| Berrien County Michigan | 12 | $ 2,823,000 | $ 235,000 | $ 263,000 |
| Pima County Arizona | 11 | $ 1,815,000 | $ 165,000 | $ 119,000 |
| Manatee County Florida | 10 | $ 2,763,000 | $ 276,000 | $ 305,000 |
| Pinellas County Florida | 10 | $ 1,612,000 | $ 161,000 | $ 556,000 |
| Jasper County Indiana | 10 | $ 1,436,000 | $ 143,000 | $ 83,000 |
| Clark County Nevada | 10 | $ 2,402,000 | $ 240,000 | $ 228,000 |
| Door County Wisconsin | 10 | $ 2,004,000 | $ 200,000 | $ 172,000 |
| Miami-Dade County Florida | 9 | $ 1,546,000 | $ 171,000 | $ 96,000 |
| Pinal County Arizona | 8 | $ 1,135,000 | $ 141,000 | $ 84,000 |
| Sarasota County Florida | 8 | $ 2,075,000 | $ 259,000 | $ 191,000 |
| Ogle County Illinois | 8 | $ 837,000 | $ 104,000 | $ 60,000 |
| Monroe County Indiana | 8 | $ 806,000 | $ 100,000 | $ 73,000 |
| Van Buren County Michigan | 8 | $ 1,190,000 | $ 148,000 | $ 234,000 |
| Adams County Wisconsin | 8 | $ 1,250,000 | $ 156,000 | $ 269,000 |
| Grant County Wisconsin | 8 | $ 890,000 | $ 111,000 | $ 58,000 |
| Shawano County Wisconsin | 8 | $ 703,000 | $ 87,000 | $ 55,000 |
| Los Angeles County California | 7 | $ 3,751,000 | $ 535,000 | $ 287,000 |
| Riverside County California | 7 | $ 5,940,000 | $ 848,000 | $ 970,000 |
| Broward County Florida | 7 | $ 1,012,000 | $ 144,000 | $ 113,000 |
| Allegan County Michigan | 7 | $ 2,421,000 | $ 345,000 | $ 297,000 |
| Fond du Lac County Wisconsin | 7 | $ 950,000 | $ 135,000 | $ 26,000 |
| San Diego County California | 6 | $ 1,328,000 | $ 221,000 | $ 134,000 |
| Fulton County Illinois | 6 | $ 736,000 | $ 122,000 | $ 95,000 |
| Madison County Indiana | 6 | $ 851,000 | $ 141,000 | $ 47,000 |
| King County Washington | 6 | $ 1,939,000 | $ 323,000 | $ 104,000 |
| Brown County Wisconsin | 6 | $ 636,000 | $ 106,000 | $ 56,000 |
| Dane County Wisconsin | 6 | $ 717,000 | $ 119,000 | $ 100,000 |
| Charlotte County Florida | 5 | $ 912,000 | $ 182,000 | $ 68,000 |
| McLean County Illinois | 5 | $ 588,000 | $ 117,000 | $ 243,000 |
| Stephenson County Illinois | 5 | $ 707,000 | $ 141,000 | $ 138,000 |
| Allamakee County Iowa | 5 | $ 553,000 | $ 110,000 | $ 54,000 |
| Clayton County Iowa | 5 | $ 287,000 | $ 57,000 | $ 34,000 |
| Columbia County Wisconsin | 5 | $ 693,000 | $ 138,000 | $ 151,000 |
| Dodge County Wisconsin | 5 | $ 550,000 | $ 110,000 | $ 58,000 |
| Jefferson County Wisconsin | 5 | $ 622,000 | $ 124,000 | $ 72,000 |
| Marinette County Wisconsin | 5 | $ 335,000 | $ 67,000 | $ 62,000 |
| Oneida County Wisconsin | 5 | $ 1,035,000 | $ 207,000 | $ 202,000 |
| Yavapai County Arizona | 4 | $ 589,000 | $ 147,000 | $ 75,000 |
| Eagle County Colorado | 4 | $ 5,337,000 | $ 1,334,000 | $ 2,897,000 |
| Indian River County Florida | 4 | $ 936,000 | $ 234,000 | $ 400,000 |
| Carroll County Illinois | 4 | $ 982,000 | $ 245,000 | $ 116,000 |
| Tazewell County Illinois | 4 | $ 588,000 | $ 147,000 | $ 59,000 |
| Carroll County Indiana | 4 | $ 352,000 | $ 88,000 | $ 58,000 |
| Hancock County Indiana | 4 | $ 599,000 | $ 149,000 | $ 29,000 |
| Miami County Indiana | 4 | $ 500,000 | $ 125,000 | $ 68,000 |
| Cass County Michigan | 4 | $ 848,000 | $ 212,000 | $ 136,000 |
| Suffolk County New York | 4 | $ 2,073,000 | $ 518,000 | $ 402,000 |
| Manitowoc County Wisconsin | 4 | $ 329,000 | $ 82,000 | $ 53,000 |
| Marquette County Wisconsin | 4 | $ 633,000 | $ 158,000 | $ 157,000 |
| Winnebago County Wisconsin | 4 | $ 925,000 | $ 231,000 | $ 177,000 |
| Lee County Illinois | 3 | $ 251,000 | $ 83,000 | $ 57,000 |
| Allen County Indiana | 3 | $ 266,000 | $ 88,000 | $ 92,000 |
| Boone County Indiana | 3 | $ 779,000 | $ 259,000 | $ 488,000 |
| Brown County Indiana | 3 | $ 605,000 | $ 201,000 | $ 181,000 |
| Clinton County Indiana | 3 | $ 332,000 | $ 110,000 | $ 125,000 |
| Fulton County Indiana | 3 | $ 343,000 | $ 114,000 | $ 108,000 |
| Marshall County Indiana | 3 | $ 282,000 | $ 94,000 | $ 74,000 |
| Parke County Indiana | 3 | $ 278,000 | $ 92,000 | $ 44,000 |
| Putnam County Indiana | 3 | $ 285,000 | $ 95,000 | $ 48,000 |
| Montgomery County Maryland | 3 | $ 1,038,000 | $ 346,000 | $ 140,000 |
| Suffolk County Massachusetts | 3 | $ 1,263,000 | $ 421,000 | $ 6,270,000 |
| Barry County Michigan | 3 | $ 622,000 | $ 207,000 | $ 247,000 |
| Houston County Minnesota | 3 | $ 881,000 | $ 293,000 | $ 91,000 |
| St. Louis County Missouri | 3 | $ 1,012,000 | $ 337,000 | $ 104,000 |
| Cuyahoga County Ohio | 3 | $ 331,000 | $ 110,000 | $ 88,000 |
| Cameron County Texas | 3 | $ 175,000 | $ 58,000 | $ 89,000 |
| Collin County Texas | 3 | $ 994,000 | $ 331,000 | $ 438,000 |
| Jackson County Wisconsin | 3 | $ 201,000 | $ 67,000 | $ 35,000 |
| Langlade County Wisconsin | 3 | $ 608,000 | $ 202,000 | $ 120,000 |
| Waushara County Wisconsin | 3 | $ 653,000 | $ 217,000 | $ 149,000 |
| Baldwin County Alabama | 2 | $ 386,000 | $ 193,000 | $ 122,000 |
| Mohave County Arizona | 2 | $ 284,000 | $ 142,000 | $ 94,000 |
| Alameda County California | 2 | $ 1,808,000 | $ 904,000 | $ 348,000 |
| Arapahoe County Colorado | 2 | $ 881,000 | $ 440,000 | $ 196,000 |
| Archuleta County Colorado | 2 | $ 717,000 | $ 358,000 | $ 272,000 |
| Larimer County Colorado | 2 | $ 241,000 | $ 120,000 | $ 118,000 |
| Bay County Florida | 2 | $ 585,000 | $ 292,000 | $ 292,000 |
| Orange County Florida | 2 | $ 505,000 | $ 252,000 | $ 305,000 |
| Osceola County Florida | 2 | $ 401,000 | $ 200,000 | $ 60,000 |
| Polk County Florida | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Volusia County Florida | 2 | $ 312,000 | $ 156,000 | $ 65,000 |
| Towns County Georgia | 2 | $ 361,000 | $ 180,000 | $ 450,000 |
| Blaine County Idaho | 2 | $ 612,000 | $ 306,000 | $ 5,120,000 |
| Champaign County Illinois | 2 | $ 339,000 | $ 169,000 | $ 134,000 |
| Knox County Illinois | 2 | $ 125,000 | $ 62,000 | $ 110,000 |
| Marshall County Illinois | 2 | $ 109,000 | $ 54,000 | $ 49,000 |
| Rock Island County Illinois | 2 | $ 108,000 | $ 54,000 | $ 61,000 |
| Warren County Illinois | 2 | $ 346,000 | $ 173,000 | $ 80,000 |
| Delaware County Indiana | 2 | $ 115,000 | $ 57,000 | $ 101,000 |
| Greene County Indiana | 2 | $ 250,000 | $ 125,000 | $ 258,000 |
| Johnson County Indiana | 2 | $ 135,000 | $ 67,000 | $ 46,000 |
| Newton County Indiana | 2 | $ 188,000 | $ 94,000 | $ 55,000 |
| Owen County Indiana | 2 | $ 176,000 | $ 88,000 | $ 43,000 |
| St. Joseph County Indiana | 2 | $ 298,000 | $ 149,000 | $ 133,000 |
| Starke County Indiana | 2 | $ 87,000 | $ 43,000 | $ 20,000 |
| White County Indiana | 2 | $ 316,000 | $ 158,000 | $ 347,000 |
| Jefferson County Kentucky | 2 | $ 307,000 | $ 153,000 | $ 101,000 |
| Trigg County Kentucky | 2 | $ 234,000 | $ 117,000 | $ 79,000 |
| Howard County Maryland | 2 | $ 454,000 | $ 227,000 | $ 108,000 |
| Barnstable County Massachusetts | 2 | $ 833,000 | $ 416,000 | $ 279,000 |
| Iron County Michigan | 2 | $ 77,000 | $ 38,000 | $ 44,000 |
| Kent County Michigan | 2 | $ 118,000 | $ 59,000 | $ 34,000 |
| Luce County Michigan | 2 | $ 236,000 | $ 118,000 | $ 108,000 |
| Cook County Minnesota | 2 | $ 431,000 | $ 215,000 | $ 103,000 |
| Mower County Minnesota | 2 | $ 226,000 | $ 113,000 | $ 153,000 |
| Ramsey County Minnesota | 2 | $ 833,000 | $ 416,000 | $ 129,000 |
| Jackson County Mississippi | 2 | $ 332,000 | $ 166,000 | $ 574,000 |
| St. Louis City County Missouri | 2 | $ 188,000 | $ 94,000 | $ 87,000 |
| Gallatin County Montana | 2 | $ 1,407,000 | $ 703,000 | $ 415,000 |
| Douglas County Nebraska | 2 | $ 158,000 | $ 79,000 | $ 97,000 |
| New York County New York | 2 | $ 1,525,000 | $ 762,000 | $ 4,683,000 |
| Union County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 235,000 |
| Geauga County Ohio | 2 | $ 294,000 | $ 147,000 | $ 99,000 |
| Monroe County Pennsylvania | 2 | $ 388,000 | $ 194,000 | $ 316,000 |
| Beaufort County South Carolina | 2 | $ 609,000 | $ 304,000 | $ 428,000 |
| Horry County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 110,000 |
| Oconee County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 26,000 |
| Sevier County Tennessee | 2 | $ 606,000 | $ 303,000 | $ 383,000 |
| Hidalgo County Texas | 2 | $ 376,000 | $ 188,000 | $ 94,000 |
| Rockwall County Texas | 2 | $ 478,000 | $ 239,000 | $ 102,000 |
| Salt Lake County Utah | 2 | $ 537,000 | $ 268,000 | $ 157,000 |
| Barron County Wisconsin | 2 | $ 384,000 | $ 192,000 | $ 152,000 |
| Calumet County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 137,000 |
| Eau Claire County Wisconsin | 2 | $ 192,000 | $ 96,000 | $ 87,000 |
| Forest County Wisconsin | 2 | $ 326,000 | $ 163,000 | $ 108,000 |
| Green Lake County Wisconsin | 2 | $ 826,000 | $ 413,000 | $ 590,000 |
| Iowa County Wisconsin | 2 | $ 487,000 | $ 243,000 | $ 1,207,000 |
| Marathon County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 158,000 |
| Lauderdale County Alabama | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Coconino County Arizona | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Garland County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| Sevier County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 70,000 |
| Contra Costa County California | 1 | $ 264,000 | $ 264,000 | $ 269,000 |
| Monterey County California | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Orange County California | 1 | $ 956,000 | $ 956,000 | $ 1,606,000 |
| Sacramento County California | 1 | $ 1,013,000 | $ 1,013,000 | $ 333,000 |
| San Mateo County California | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Solano County California | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Denver County Colorado | 1 | $ 150,000 | $ 150,000 | $ 175,000 |
| Gunnison County Colorado | 1 | $ 160,000 | $ 160,000 | $ 182,000 |
| Montrose County Colorado | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Park County Colorado | 1 | $ 146,000 | $ 146,000 | $ 148,000 |
| Pitkin County Colorado | 1 | $ 417,000 | $ 417,000 | $ 318,000 |
| San Miguel County Colorado | 1 | $ 413,000 | $ 413,000 | $ 358,000 |
| Summit County Colorado | 1 | $ 224,000 | $ 224,000 | $ 265,000 |
| New Haven County Connecticut | 1 | $ 340,000 | $ 340,000 | $ 140,000 |
| District of Columbia County District Of Columbia | 1 | $ 208,000 | $ 208,000 | $ 712,000 |
| Brevard County Florida | 1 | $ 186,000 | $ 186,000 | $ 110,000 |
| Flagler County Florida | 1 | $ 164,000 | $ 164,000 | $ 143,000 |
| Hillsborough County Florida | 1 | $ 30,000 | $ 30,000 | $ 11,000 |
| Lake County Florida | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Marion County Florida | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Martin County Florida | 1 | $ 3,500,000 | $ 3,500,000 | $ 4,500,000 |
| Monroe County Florida | 1 | $ 308,000 | $ 308,000 | $ 371,000 |
| Okaloosa County Florida | 1 | $ 295,000 | $ 295,000 | $ 300,000 |
| Sumter County Florida | 1 | $ 83,000 | $ 83,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 258,000 | $ 258,000 | $ 220,000 |
| DeKalb County Georgia | 1 | $ 121,000 | $ 121,000 | $ 157,000 |
| Greene County Georgia | 1 | $ 417,000 | $ 417,000 | $ 588,000 |
| Oglethorpe County Georgia | 1 | $ 80,000 | $ 80,000 | $ 94,000 |
| Hawaii County Hawaii | 1 | $ 325,000 | $ 325,000 | $ 237,000 |
| Maui County Hawaii | 1 | $ 2,000,000 | $ 2,000,000 | $ 6,984,000 |
| Adams County Illinois | 1 | $ 320,000 | $ 320,000 | $ 204,000 |
| Alexander County Illinois | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Christian County Illinois | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Clark County Illinois | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Crawford County Illinois | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| Edgar County Illinois | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Effingham County Illinois | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Henry County Illinois | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Iroquois County Illinois | 1 | $ 220,000 | $ 220,000 | $ 186,000 |
| Johnson County Illinois | 1 | $ 116,000 | $ 116,000 | $ 155,000 |
| Livingston County Illinois | 1 | $ 113,000 | $ 113,000 | $ 118,000 |
| Logan County Illinois | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Madison County Illinois | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| McDonough County Illinois | 1 | $ 250,000 | $ 250,000 | $ 194,000 |
| Menard County Illinois | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Monroe County Illinois | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Moultrie County Illinois | 1 | $ 143,000 | $ 143,000 | $ 189,000 |
| Pulaski County Illinois | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Putnam County Illinois | 1 | $ 109,000 | $ 109,000 | $ 135,000 |
| Sangamon County Illinois | 1 | $ 107,000 | $ 107,000 | $ 85,000 |
| Schuyler County Illinois | 1 | $ 148,000 | $ 148,000 | $ 151,000 |
| St. Clair County Illinois | 1 | $ 417,000 | $ 417,000 | $ 305,000 |
| Vermilion County Illinois | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Williamson County Illinois | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Woodford County Illinois | 1 | $ 113,000 | $ 113,000 | $ 129,000 |
| Bartholomew County Indiana | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Fayette County Indiana | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Fountain County Indiana | 1 | $ 77,000 | $ 77,000 | $ 76,000 |
| Henry County Indiana | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Kosciusko County Indiana | 1 | $ 159,000 | $ 159,000 | $ 106,000 |
| Shelby County Indiana | 1 | $ 184,000 | $ 184,000 | $ 283,000 |
| Tippecanoe County Indiana | 1 | $ 221,000 | $ 221,000 | $ 50,000 |
| Vermillion County Indiana | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Howard County Iowa | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Scott County Iowa | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Winneshiek County Iowa | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Johnson County Kansas | 1 | $ 250,000 | $ 250,000 | $ 245,000 |
| Madison County Kentucky | 1 | $ 234,000 | $ 234,000 | $ 426,000 |
| Marshall County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 556,000 |
| Russell County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 65,000 |
| Scott County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 138,000 |
| Knox County Maine | 1 | $ 417,000 | $ 417,000 | $ 1,600,000 |
| Norfolk County Massachusetts | 1 | $ 700,000 | $ 700,000 | $ 757,000 |
| Alcona County Michigan | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Alger County Michigan | 1 | $ 302,000 | $ 302,000 | $ 206,000 |
| Chippewa County Michigan | 1 | $ 224,000 | $ 224,000 | $ 130,000 |
| Dickinson County Michigan | 1 | $ 19,000 | $ 19,000 | $ 17,000 |
| Gogebic County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 168,000 | $ 168,000 | $ 125,000 |
| Manistee County Michigan | 1 | $ 56,000 | $ 56,000 | $ 109,000 |
| Oakland County Michigan | 1 | $ 146,000 | $ 146,000 | $ 85,000 |
| Wayne County Michigan | 1 | $ 32,000 | $ 32,000 | $ 72,000 |
| Beltrami County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 155,000 |
| Cass County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Dakota County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Hennepin County Minnesota | 1 | $ 1,300,000 | $ 1,300,000 | $ 9,366,000 |
| Hubbard County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 789,000 |
| Olmsted County Minnesota | 1 | $ 416,000 | $ 416,000 | $ 252,000 |
| Scott County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 63,000 |
| St. Louis County Minnesota | 1 | $ 573,000 | $ 573,000 | $ 423,000 |
| Washington County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Winona County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 174,000 |
| Lamar County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Benton County Missouri | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Boone County Missouri | 1 | $ 206,000 | $ 206,000 | $ 69,000 |
| Howell County Missouri | 1 | $ 87,000 | $ 87,000 | $ 98,000 |
| Jackson County Missouri | 1 | $ 326,000 | $ 326,000 | $ 126,000 |
| Jefferson County Missouri | 1 | $ 46,000 | $ 46,000 | $ 9,000 |
| Phelps County Missouri | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Platte County Missouri | 1 | $ 243,000 | $ 243,000 | $ 155,000 |
| Stone County Missouri | 1 | $ 96,000 | $ 96,000 | $ 119,000 |
| Taney County Missouri | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Wayne County Missouri | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Flathead County Montana | 1 | $ 348,000 | $ 348,000 | $ 340,000 |
| Sweet Grass County Montana | 1 | $ 387,000 | $ 387,000 | $ 267,000 |
| Grafton County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 156,000 |
| Rockingham County New Hampshire | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Cape May County New Jersey | 1 | $ 212,000 | $ 212,000 | $ 165,000 |
| Cumberland County New Jersey | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Monmouth County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 310,000 |
| Bernalillo County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 76,000 |
| Dona Ana County New Mexico | 1 | $ 360,000 | $ 360,000 | $ 142,000 |
| Sandoval County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Santa Fe County New Mexico | 1 | $ 800,000 | $ 800,000 | $ 477,000 |
| Niagara County New York | 1 | $ 56,000 | $ 56,000 | $ 103,000 |
| Westchester County New York | 1 | $ 311,000 | $ 311,000 | $ 124,000 |
| Buncombe County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 238,000 |
| Caldwell County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 133,000 |
| Chatham County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 499,000 |
| Craven County North Carolina | 1 | $ 231,000 | $ 231,000 | $ 131,000 |
| Iredell County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 77,000 |
| Moore County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| New Hanover County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 152,000 |
| Sampson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Watauga County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 252,000 |
| Erie County Ohio | 1 | $ 342,000 | $ 342,000 | $ 250,000 |
| Hamilton County Ohio | 1 | $ 1,200,000 | $ 1,200,000 | $ 378,000 |
| Medina County Ohio | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Preble County Ohio | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| Tillamook County Oregon | 1 | $ 88,000 | $ 88,000 | $ 111,000 |
| Butler County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Chester County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 288,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 884,000 |
| Richland County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Davidson County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Monroe County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 74,000 |
| Polk County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 113,000 |
| Rutherford County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 140,000 |
| Shelby County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 347,000 |
| Sumner County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 102,000 |
| Bexar County Texas | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Denton County Texas | 1 | $ 219,000 | $ 219,000 | $ 60,000 |
| Erath County Texas | 1 | $ 117,000 | $ 117,000 | $ 79,000 |
| Galveston County Texas | 1 | $ 201,000 | $ 201,000 | $ 206,000 |
| Harris County Texas | 1 | $ 47,000 | $ 47,000 | $ 76,000 |
| Nueces County Texas | 1 | $ 110,000 | $ 110,000 | $ 278,000 |
| Travis County Texas | 1 | $ 404,000 | $ 404,000 | $ 188,000 |
| Arlington County Virginia | 1 | $ 417,000 | $ 417,000 | $ 298,000 |
| Fairfax County Virginia | 1 | $ 159,000 | $ 159,000 | $ 186,000 |
| Franklin County Virginia | 1 | $ 356,000 | $ 356,000 | $ 160,000 |
| Lancaster County Virginia | 1 | $ 400,000 | $ 400,000 | $ 118,000 |
| Clark County Washington | 1 | $ 308,000 | $ 308,000 | $ 487,000 |
| San Juan County Washington | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,200,000 |
| Ashland County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 76,000 |
| Bayfield County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| Buffalo County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 137,000 |
| Burnett County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 544,000 |
| Clark County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 89,000 |
| Dunn County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Green County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Iron County Wisconsin | 1 | $ 573,000 | $ 573,000 | $ 658,000 |
| Richland County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Rock County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Trempealeau County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 82,000 |
| Laramie County Wyoming | 1 | $ 258,000 | $ 258,000 | $ 85,000 |
| Sheridan County Wyoming | 1 | $ 310,000 | $ 310,000 | $ 69,000 |
| Teton County Wyoming | 1 | $ 1,280,000 | $ 1,280,000 | $ 1,212,000 |
Mortgage Loan Application Detail Totals for Harris N.A. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,150 | $2,471,489,000 | $187,000 | $4,480,000 | $116,000 | $9,999,000 |
| Home Purchase | 2,654 | $560,900,000 | $211,000 | $5,000,000 | $129,000 | $9,999,000 |
| Home Improvement | 494 | $50,353,000 | $101,000 | $3,500,000 | $95,000 | $4,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,054 | $2,075,929,000 | $187,000 | $4,480,000 | $116,000 | $9,417,000 |
| Not Provided | 2,124 | $493,683,000 | $232,000 | $5,000,000 | $193,000 | $9,999,000 |
| Hispanic | 1,667 | $233,711,000 | $140,000 | $945,000 | $59,000 | $503,000 |
| Black or African American | 790 | $118,608,000 | $150,000 | $1,254,000 | $75,000 | $700,000 |
| Asian | 488 | $110,487,000 | $226,000 | $3,718,000 | $110,000 | $1,029,000 |
| Not applicable | 128 | $41,750,000 | $326,000 | $2,206,000 | $1,000 | $149,000 |
| American Indian or Alaskan Native | 27 | $4,612,000 | $170,000 | $650,000 | $97,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $3,962,000 | $198,000 | $416,000 | $95,000 | $170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,298 | $3,082,742,000 | $189,000 | $5,000,000 | $117,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,643 | $1,776,876,000 | $184,000 | $4,480,000 | $119,000 | $6,984,000 |
| Application Denied By Financial Institution | 2,330 | $424,899,000 | $182,000 | $3,300,000 | $85,000 | $2,263,000 |
| Application Withdrawn By Applicant | 1,777 | $353,676,000 | $199,000 | $1,975,000 | $148,000 | $9,417,000 |
| File Closed For Incompleteness | 1,356 | $289,605,000 | $213,000 | $5,000,000 | $122,000 | $9,999,000 |
| Application Approved But Not Accepted | 785 | $177,656,000 | $226,000 | $2,210,000 | $142,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 390 | $58,287,000 | $149,000 | $1,400,000 | $53,000 | $375,000 |
| Loan Purchased By The Institution | 17 | $1,743,000 | $102,000 | $290,000 | $63,000 | $158,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 967 | $195,320,000 | $201,000 | $2,800,000 | $110,000 | $2,263,000 |
| Debt-To-Income Ratio | 941 | $176,850,000 | $187,000 | $3,300,000 | $57,000 | $650,000 |
| Credit History | 549 | $60,786,000 | $110,000 | $2,000,000 | $61,000 | $1,711,000 |
| Other | 91 | $17,595,000 | $193,000 | $2,000,000 | $116,000 | $1,198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 67 | $13,084,000 | $195,000 | $975,000 | $83,000 | $360,000 |
| Unverifiable Information | 54 | $10,006,000 | $185,000 | $815,000 | $87,000 | $1,030,000 |
| Employment History | 38 | $6,647,000 | $174,000 | $1,400,000 | $64,000 | $300,000 |
| Credit Application Incomplete | 13 | $2,898,000 | $222,000 | $417,000 | $137,000 | $588,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.