Heartland Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Heartland Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Heartland Bank 212 South Central St. Louis, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,938 |
| Total Mortgage Loan Application Amount | $389,814,000 |
| Average Mortgage Loan Application Amount | $975,000 |
| Highest Mortgage Loan Application Amount | $7,540,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $1,190,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Heartland Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Heartland Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Heartland Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Heartland Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Heartland Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Heartland Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 393 | $ 75,556,000 | $ 192,000 | $ 91,000 |
| St. Charles County Missouri | 334 | $ 61,448,000 | $ 183,000 | $ 86,000 |
| El Paso County Colorado | 204 | $ 44,643,000 | $ 218,000 | $ 76,000 |
| Jefferson County Missouri | 95 | $ 15,339,000 | $ 161,000 | $ 69,000 |
| St. Louis City County Missouri | 91 | $ 12,795,000 | $ 140,000 | $ 87,000 |
| St. Clair County Illinois | 75 | $ 13,927,000 | $ 185,000 | $ 80,000 |
| Jasper County Missouri | 61 | $ 6,760,000 | $ 110,000 | $ 52,000 |
| Wake County North Carolina | 49 | $ 10,817,000 | $ 220,000 | $ 87,000 |
| Franklin County Missouri | 48 | $ 7,303,000 | $ 152,000 | $ 70,000 |
| La Plata County Colorado | 46 | $ 13,654,000 | $ 296,000 | $ 99,000 |
| Denver County Colorado | 33 | $ 7,382,000 | $ 223,000 | $ 80,000 |
| Lincoln County Missouri | 17 | $ 2,965,000 | $ 174,000 | $ 66,000 |
| Maricopa County Arizona | 13 | $ 2,977,000 | $ 229,000 | $ 6,000 |
| Douglas County Colorado | 13 | $ 4,839,000 | $ 372,000 | $ 104,000 |
| Arapahoe County Colorado | 12 | $ 3,780,000 | $ 315,000 | $ 86,000 |
| Greene County Missouri | 12 | $ 1,362,000 | $ 113,000 | $ 62,000 |
| Warren County Missouri | 11 | $ 2,056,000 | $ 186,000 | $ 59,000 |
| Jefferson County Colorado | 10 | $ 2,342,000 | $ 234,000 | $ 109,000 |
| Teller County Colorado | 10 | $ 2,323,000 | $ 232,000 | $ 108,000 |
| Newton County Missouri | 10 | $ 1,047,000 | $ 104,000 | $ 51,000 |
| Clark County Nevada | 10 | $ 2,768,000 | $ 276,000 | $ 0 |
| Adams County Colorado | 8 | $ 1,488,000 | $ 186,000 | $ 89,000 |
| New Castle County Delaware | 7 | $ 2,622,000 | $ 374,000 | $ 0 |
| Cumberland County North Carolina | 7 | $ 1,748,000 | $ 249,000 | $ 0 |
| Pierce County Washington | 7 | $ 1,637,000 | $ 233,000 | $ 0 |
| Anchorage County Alaska | 6 | $ 1,340,000 | $ 223,000 | $ 0 |
| Riverside County California | 6 | $ 1,907,000 | $ 317,000 | $ 0 |
| Hillsborough County Florida | 6 | $ 942,000 | $ 157,000 | $ 17,000 |
| Anne Arundel County Maryland | 6 | $ 1,482,000 | $ 247,000 | $ 0 |
| Montezuma County Colorado | 5 | $ 747,000 | $ 149,000 | $ 75,000 |
| Duval County Florida | 5 | $ 1,136,000 | $ 227,000 | $ 0 |
| Camden County Missouri | 5 | $ 836,000 | $ 167,000 | $ 197,000 |
| Christian County Missouri | 5 | $ 922,000 | $ 184,000 | $ 84,000 |
| Richland County South Carolina | 5 | $ 1,379,000 | $ 275,000 | $ 0 |
| Bexar County Texas | 5 | $ 1,090,000 | $ 218,000 | $ 0 |
| Madison County Alabama | 4 | $ 1,047,000 | $ 261,000 | $ 22,000 |
| Weld County Colorado | 4 | $ 782,000 | $ 195,000 | $ 57,000 |
| Madison County Illinois | 4 | $ 933,000 | $ 233,000 | $ 71,000 |
| Johnston County North Carolina | 4 | $ 731,000 | $ 182,000 | $ 38,000 |
| Union County North Carolina | 4 | $ 890,000 | $ 222,000 | $ 0 |
| Berkeley County South Carolina | 4 | $ 1,015,000 | $ 253,000 | $ 0 |
| Harris County Texas | 4 | $ 681,000 | $ 170,000 | $ 47,000 |
| Tarrant County Texas | 4 | $ 875,000 | $ 218,000 | $ 0 |
| Kitsap County Washington | 4 | $ 1,073,000 | $ 268,000 | $ 0 |
| Pima County Arizona | 3 | $ 725,000 | $ 241,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 656,000 | $ 218,000 | $ 0 |
| Los Angeles County California | 3 | $ 8,180,000 | $ 2,726,000 | $ 0 |
| San Bernardino County California | 3 | $ 708,000 | $ 236,000 | $ 0 |
| Boulder County Colorado | 3 | $ 902,000 | $ 300,000 | $ 86,000 |
| Larimer County Colorado | 3 | $ 616,000 | $ 205,000 | $ 51,000 |
| Pueblo County Colorado | 3 | $ 395,000 | $ 131,000 | $ 14,000 |
| Columbia County Georgia | 3 | $ 804,000 | $ 268,000 | $ 0 |
| Monroe County Illinois | 3 | $ 564,000 | $ 188,000 | $ 105,000 |
| Prince George's County Maryland | 3 | $ 972,000 | $ 324,000 | $ 0 |
| Pulaski County Missouri | 3 | $ 404,000 | $ 134,000 | $ 122,000 |
| Camden County New Jersey | 3 | $ 808,000 | $ 269,000 | $ 0 |
| Durham County North Carolina | 3 | $ 521,000 | $ 173,000 | $ 48,000 |
| Dorchester County South Carolina | 3 | $ 571,000 | $ 190,000 | $ 0 |
| Horry County South Carolina | 3 | $ 576,000 | $ 192,000 | $ 33,000 |
| Shelby County Tennessee | 3 | $ 647,000 | $ 215,000 | $ 0 |
| Dallas County Texas | 3 | $ 523,000 | $ 174,000 | $ 0 |
| Travis County Texas | 3 | $ 733,000 | $ 244,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 676,000 | $ 225,000 | $ 0 |
| Spotsylvania County Virginia | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Stafford County Virginia | 3 | $ 986,000 | $ 328,000 | $ 0 |
| Spokane County Washington | 3 | $ 595,000 | $ 198,000 | $ 0 |
| Cochise County Arizona | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Pinal County Arizona | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Butte County California | 2 | $ 419,000 | $ 209,000 | $ 0 |
| Kern County California | 2 | $ 415,000 | $ 207,000 | $ 0 |
| Grand County Colorado | 2 | $ 750,000 | $ 375,000 | $ 332,000 |
| Bay County Florida | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Broward County Florida | 2 | $ 516,000 | $ 258,000 | $ 0 |
| Lee County Florida | 2 | $ 557,000 | $ 278,000 | $ 62,000 |
| Okaloosa County Florida | 2 | $ 339,000 | $ 169,000 | $ 0 |
| Osceola County Florida | 2 | $ 449,000 | $ 224,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 477,000 | $ 238,000 | $ 59,000 |
| Pinellas County Florida | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Santa Rosa County Florida | 2 | $ 561,000 | $ 280,000 | $ 0 |
| Seminole County Florida | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Volusia County Florida | 2 | $ 575,000 | $ 287,000 | $ 0 |
| Cobb County Georgia | 2 | $ 365,000 | $ 182,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 479,000 | $ 239,000 | $ 0 |
| Cook County Illinois | 2 | $ 494,000 | $ 247,000 | $ 42,000 |
| McHenry County Illinois | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Macomb County Michigan | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Wright County Minnesota | 2 | $ 377,000 | $ 188,000 | $ 0 |
| Boone County Missouri | 2 | $ 544,000 | $ 272,000 | $ 81,000 |
| Gasconade County Missouri | 2 | $ 303,000 | $ 151,000 | $ 87,000 |
| Jackson County Missouri | 2 | $ 323,000 | $ 161,000 | $ 50,000 |
| Morgan County Missouri | 2 | $ 348,000 | $ 174,000 | $ 216,000 |
| St. Francois County Missouri | 2 | $ 240,000 | $ 120,000 | $ 125,000 |
| Stone County Missouri | 2 | $ 489,000 | $ 244,000 | $ 119,000 |
| Taney County Missouri | 2 | $ 239,000 | $ 119,000 | $ 32,000 |
| Lyon County Nevada | 2 | $ 382,000 | $ 191,000 | $ 0 |
| Washoe County Nevada | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Butler County Ohio | 2 | $ 362,000 | $ 181,000 | $ 47,000 |
| Hamilton County Ohio | 2 | $ 603,000 | $ 301,000 | $ 0 |
| Washington County Oregon | 2 | $ 444,000 | $ 222,000 | $ 71,000 |
| York County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 0 |
| Sumter County South Carolina | 2 | $ 451,000 | $ 225,000 | $ 0 |
| Tipton County Tennessee | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Bell County Texas | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Jefferson County Texas | 2 | $ 602,000 | $ 301,000 | $ 0 |
| Wasatch County Utah | 2 | $ 452,000 | $ 226,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 439,000 | $ 219,000 | $ 0 |
| Prince William County Virginia | 2 | $ 619,000 | $ 309,000 | $ 0 |
| Clark County Washington | 2 | $ 499,000 | $ 249,000 | $ 100,000 |
| King County Washington | 2 | $ 671,000 | $ 335,000 | $ 0 |
| Thurston County Washington | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 401,000 | $ 200,000 | $ 0 |
| Chilton County Alabama | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 131,000 | $ 131,000 | $ 225,000 |
| Coconino County Arizona | 1 | $ 295,000 | $ 295,000 | $ 0 |
| La Paz County Arizona | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Mohave County Arizona | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 237,000 | $ 237,000 | $ 90,000 |
| Calaveras County California | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Orange County California | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Ventura County California | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Yuba County California | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Delta County Colorado | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Dolores County Colorado | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Fremont County Colorado | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Garfield County Colorado | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Jackson County Colorado | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Lake County Colorado | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Mesa County Colorado | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Otero County Colorado | 1 | $ 199,000 | $ 199,000 | $ 78,000 |
| Summit County Colorado | 1 | $ 393,000 | $ 393,000 | $ 71,000 |
| Citrus County Florida | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Clay County Florida | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Indian River County Florida | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Orange County Florida | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Pasco County Florida | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Polk County Florida | 1 | $ 224,000 | $ 224,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Chatham County Georgia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Fayette County Georgia | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Houston County Georgia | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Oconee County Georgia | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Pickens County Georgia | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Walton County Georgia | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Adams County Illinois | 1 | $ 156,000 | $ 156,000 | $ 82,000 |
| DuPage County Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Kane County Illinois | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Kendall County Illinois | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Randolph County Illinois | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
| Tazewell County Illinois | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Elkhart County Indiana | 1 | $ 224,000 | $ 224,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 238,000 | $ 238,000 | $ 110,000 |
| Marion County Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Marshall County Indiana | 1 | $ 190,000 | $ 190,000 | $ 287,000 |
| Adair County Iowa | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Polk County Iowa | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Cherokee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Douglas County Kansas | 1 | $ 123,000 | $ 123,000 | $ 263,000 |
| Johnson County Kansas | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Franklin County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 232,000 | $ 232,000 | $ 0 |
| York County Maine | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Carroll County Maryland | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Cecil County Maryland | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Charles County Maryland | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 102,000 | $ 102,000 | $ 94,000 |
| Washtenaw County Michigan | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Crawford County Missouri | 1 | $ 58,000 | $ 58,000 | $ 78,000 |
| McDonald County Missouri | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| Polk County Missouri | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Putnam County Missouri | 1 | $ 329,000 | $ 329,000 | $ 188,000 |
| Ste. Genevieve County Missouri | 1 | $ 202,000 | $ 202,000 | $ 58,000 |
| Webster County Missouri | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Atlantic County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Dutchess County New York | 1 | $ 275,000 | $ 275,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Buncombe County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| Iredell County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Moore County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| New Hanover County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Pender County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 250,000 |
| Stanly County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Delaware County Ohio | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 27,000 |
| Oklahoma County Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Josephine County Oregon | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| McMinn County Tennessee | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Bowie County Texas | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Brazoria County Texas | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Brazos County Texas | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Collin County Texas | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Comal County Texas | 1 | $ 219,000 | $ 219,000 | $ 85,000 |
| Denton County Texas | 1 | $ 171,000 | $ 171,000 | $ 0 |
| El Paso County Texas | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Ellis County Texas | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Johnson County Texas | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Williamson County Texas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Tooele County Utah | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Newport News County Virginia | 1 | $ 121,000 | $ 121,000 | $ 122,000 |
| Petersburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Skagit County Washington | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 276,000 | $ 276,000 | $ 0 |
Mortgage Loan Application Detail Totals for Heartland Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,243 | $234,881,000 | $188,000 | $1,175,000 | $85,000 | $792,000 |
| Refinancing | 692 | $147,358,000 | $212,000 | $857,000 | $45,000 | $1,190,000 |
| Home Improvement | 3 | $7,575,000 | $2,525,000 | $7,540,000 | $44,000 | $84,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,540 | $298,836,000 | $194,000 | $1,175,000 | $74,000 | $1,190,000 |
| Black or African American | 149 | $29,048,000 | $194,000 | $417,000 | $47,000 | $792,000 |
| Not Provided | 139 | $31,250,000 | $224,000 | $780,000 | $56,000 | $369,000 |
| Hispanic | 59 | $11,756,000 | $199,000 | $469,000 | $58,000 | $440,000 |
| Asian | 32 | $6,530,000 | $204,000 | $389,000 | $113,000 | $334,000 |
| American Indian or Alaskan Native | 9 | $2,310,000 | $256,000 | $417,000 | $55,000 | $185,000 |
| Not applicable | 7 | $9,467,000 | $1,352,000 | $7,540,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $617,000 | $205,000 | $253,000 | $88,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 991 | $201,569,000 | $203,000 | $7,540,000 | $98,000 | $1,190,000 |
| VA-guaranteed (Veterans Administration) | 504 | $117,325,000 | $232,000 | $857,000 | $31,000 | $270,000 |
| FHA-insured (Federal Housing Administration) | 362 | $59,660,000 | $164,000 | $426,000 | $55,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $11,260,000 | $139,000 | $284,000 | $47,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,466 | $294,234,000 | $200,000 | $7,540,000 | $71,000 | $1,190,000 |
| Application Withdrawn By Applicant | 163 | $32,135,000 | $197,000 | $595,000 | $84,000 | $470,000 |
| File Closed For Incompleteness | 133 | $29,720,000 | $223,000 | $833,000 | $46,000 | $792,000 |
| Application Approved But Not Accepted | 121 | $23,639,000 | $195,000 | $415,000 | $77,000 | $251,000 |
| Application Denied By Financial Institution | 55 | $10,086,000 | $183,000 | $395,000 | $61,000 | $495,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 26 | $4,660,000 | $179,000 | $380,000 | $45,000 | $91,000 |
| Credit History | 9 | $1,851,000 | $205,000 | $350,000 | $49,000 | $88,000 |
| Collateral | 7 | $780,000 | $111,000 | $175,000 | $115,000 | $225,000 |
| Other | 7 | $1,557,000 | $222,000 | $384,000 | $23,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $810,000 | $270,000 | $395,000 | $218,000 | $495,000 |
| Mortgage Insurance Denied | 1 | $181,000 | $181,000 | $181,000 | $50,000 | $50,000 |
| Unverifiable Information | 1 | $148,000 | $148,000 | $148,000 | $47,000 | $47,000 |
| Employment History | 1 | $99,000 | $99,000 | $99,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Heartland Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Heartland Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.