Heartland Enterprises, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Heartland Enterprises, Inc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Heartland Enterprises, Inc.
1401 Branding Lane
Downers Grove, IL 60515
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 4,851
Total Mortgage Loan Application Amount $632,071,000
Average Mortgage Loan Application Amount $131,645
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $25,437
Highest Applicant Income $9,264,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Heartland Enterprises, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Heartland Enterprises, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Heartland Enterprises, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Heartland Enterprises, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Heartland Enterprises, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Heartland Enterprises, Inc.'s mortgage activity for 2003.

Mortgage Loan Application Totals for Heartland Enterprises, Inc. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 147 $ 21,557,000 $ 146,000 $ 58,000
Cook County Illinois 127 $ 18,115,000 $ 142,000 $ 24,000
Wayne County Michigan 91 $ 11,177,000 $ 122,000 $ 37,000
St. Louis County Missouri 66 $ 8,393,000 $ 127,000 $ 61,000
Prince George's County Maryland 53 $ 9,763,000 $ 184,000 $ 48,000
Franklin County Ohio 52 $ 6,654,000 $ 127,000 $ 4,000
Jackson County Missouri 50 $ 5,834,000 $ 116,000 $ 85,000
Pima County Arizona 49 $ 6,115,000 $ 124,000 $ 24,000
Will County Illinois 48 $ 8,295,000 $ 172,000 $ 35,000
Oakland County Michigan 48 $ 7,595,000 $ 158,000 $ 31,000
Montgomery County Maryland 47 $ 8,356,000 $ 177,000 $ 0
Fairfax County Virginia 47 $ 8,941,000 $ 190,000 $ 41,000
Middlesex County Massachusetts 45 $ 8,467,000 $ 188,000 $ 36,000
Allegheny County Pennsylvania 44 $ 4,410,000 $ 100,000 $ 18,000
Cuyahoga County Ohio 43 $ 5,093,000 $ 118,000 $ 25,000
Anne Arundel County Maryland 40 $ 7,791,000 $ 194,000 $ 62,000
Kent County Michigan 37 $ 4,183,000 $ 113,000 $ 25,000
Shelby County Tennessee 37 $ 3,957,000 $ 106,000 $ 9,000
Baltimore County Maryland 34 $ 4,383,000 $ 128,000 $ 0
Worcester County Massachusetts 33 $ 5,314,000 $ 161,000 $ 661,000
Delaware County Pennsylvania 33 $ 4,562,000 $ 138,000 $ 224,000
DuPage County Illinois 32 $ 5,708,000 $ 178,000 $ 21,000
Macomb County Michigan 32 $ 4,726,000 $ 147,000 $ 82,000
Prince William County Virginia 32 $ 6,165,000 $ 192,000 $ 81,000
Marion County Indiana 31 $ 3,225,000 $ 104,000 $ 21,000
Jefferson County Kentucky 31 $ 3,278,000 $ 105,000 $ 0
Montgomery County Ohio 29 $ 3,006,000 $ 103,000 $ 0
Montgomery County Pennsylvania 29 $ 3,979,000 $ 137,000 $ 11,000
Essex County Massachusetts 28 $ 4,849,000 $ 173,000 $ 32,000
Bernalillo County New Mexico 28 $ 3,443,000 $ 122,000 $ 0
Philadelphia County Pennsylvania 28 $ 2,566,000 $ 91,000 $ 30,000
Knox County Tennessee 28 $ 3,366,000 $ 120,000 $ 20,000
Cobb County Georgia 27 $ 4,182,000 $ 154,000 $ 47,000
Hamilton County Ohio 27 $ 4,098,000 $ 151,000 $ 0
Providence County Rhode Island 27 $ 4,494,000 $ 166,000 $ 68,000
Lake County Illinois 26 $ 4,211,000 $ 161,000 $ 49,000
York County Pennsylvania 26 $ 2,944,000 $ 113,000 $ 0
Davidson County Tennessee 25 $ 3,214,000 $ 128,000 $ 8,000
Hartford County Connecticut 24 $ 3,521,000 $ 146,000 $ 0
New Haven County Connecticut 24 $ 2,502,000 $ 104,000 $ 21,000
DeKalb County Georgia 24 $ 3,305,000 $ 137,000 $ 35,000
Madison County Illinois 23 $ 2,311,000 $ 100,000 $ 0
Arapahoe County Colorado 22 $ 3,547,000 $ 161,000 $ 0
El Paso County Colorado 22 $ 3,195,000 $ 145,000 $ 0
Jefferson County Colorado 22 $ 3,934,000 $ 178,000 $ 51,000
Baltimore City County Maryland 21 $ 1,787,000 $ 85,000 $ 21,000
Pinal County Arizona 20 $ 1,884,000 $ 94,000 $ 14,000
Gwinnett County Georgia 20 $ 2,946,000 $ 147,000 $ 30,000
Dauphin County Pennsylvania 20 $ 1,987,000 $ 99,000 $ 0
Mohave County Arizona 19 $ 2,236,000 $ 117,000 $ 0
Denver County Colorado 19 $ 3,083,000 $ 162,000 $ 22,000
Genesee County Michigan 19 $ 2,450,000 $ 128,000 $ 11,000
Bucks County Pennsylvania 19 $ 2,715,000 $ 142,000 $ 0
Suffolk County Massachusetts 18 $ 3,701,000 $ 205,000 $ 0
St. Louis City County Missouri 18 $ 1,858,000 $ 103,000 $ 38,000
Fairfield County Connecticut 17 $ 3,139,000 $ 184,000 $ 0
Bristol County Massachusetts 17 $ 2,914,000 $ 171,000 $ 0
Cass County Missouri 17 $ 2,133,000 $ 125,000 $ 28,000
St. Charles County Missouri 17 $ 2,546,000 $ 149,000 $ 51,000
Warren County Ohio 17 $ 2,545,000 $ 149,000 $ 0
Chester County Pennsylvania 17 $ 2,693,000 $ 158,000 $ 0
Westmoreland County Pennsylvania 17 $ 2,062,000 $ 121,000 $ 24,000
Hamilton County Tennessee 17 $ 1,829,000 $ 107,000 $ 8,000
Rutherford County Tennessee 17 $ 1,959,000 $ 115,000 $ 0
Kane County Illinois 16 $ 2,947,000 $ 184,000 $ 11,000
McHenry County Illinois 16 $ 2,750,000 $ 171,000 $ 59,000
Monroe County Pennsylvania 16 $ 1,681,000 $ 105,000 $ 35,000
Loudoun County Virginia 16 $ 3,229,000 $ 201,000 $ 53,000
King County Washington 16 $ 3,201,000 $ 200,000 $ 8,000
Boulder County Colorado 15 $ 2,237,000 $ 149,000 $ 39,000
Fulton County Georgia 15 $ 2,715,000 $ 181,000 $ 21,000
Frederick County Maryland 15 $ 2,889,000 $ 192,000 $ 0
Butler County Ohio 15 $ 2,053,000 $ 136,000 $ 0
Clark County Ohio 15 $ 2,211,000 $ 147,000 $ 38,000
Larimer County Colorado 14 $ 2,074,000 $ 148,000 $ 7,000
Plymouth County Massachusetts 14 $ 2,133,000 $ 152,000 $ 1,000
Washtenaw County Michigan 14 $ 2,112,000 $ 150,000 $ 38,000
Greene County Missouri 14 $ 1,738,000 $ 124,000 $ 37,000
Hillsborough County New Hampshire 14 $ 2,279,000 $ 162,000 $ 37,000
Greene County Ohio 14 $ 1,413,000 $ 100,000 $ 21,000
Licking County Ohio 14 $ 2,285,000 $ 163,000 $ 13,000
Lucas County Ohio 14 $ 1,897,000 $ 135,000 $ 0
Wayne County Ohio 14 $ 1,618,000 $ 115,000 $ 0
Virginia Beach County Virginia 14 $ 1,441,000 $ 102,000 $ 0
Delaware County Ohio 13 $ 2,520,000 $ 193,000 $ 32,000
Stark County Ohio 13 $ 1,282,000 $ 98,000 $ 0
Summit County Ohio 13 $ 1,664,000 $ 128,000 $ 0
Washington County Pennsylvania 13 $ 1,167,000 $ 89,000 $ 24,000
Charles County Maryland 12 $ 1,917,000 $ 159,000 $ 0
Harford County Maryland 12 $ 2,067,000 $ 172,000 $ 0
Howard County Maryland 12 $ 1,718,000 $ 143,000 $ 45,000
Hampden County Massachusetts 12 $ 1,285,000 $ 107,000 $ 0
Norfolk County Massachusetts 12 $ 1,590,000 $ 132,000 $ 0
Berrien County Michigan 12 $ 1,208,000 $ 100,000 $ 9,000
Clay County Missouri 12 $ 1,355,000 $ 112,000 $ 46,000
Medina County Ohio 12 $ 1,604,000 $ 133,000 $ 19,000
Lancaster County Pennsylvania 12 $ 1,794,000 $ 149,000 $ 38,000
Adams County Colorado 11 $ 1,537,000 $ 139,000 $ 20,000
New Castle County Delaware 11 $ 1,476,000 $ 134,000 $ 0
St. Clair County Illinois 11 $ 1,446,000 $ 131,000 $ 0
Barnstable County Massachusetts 11 $ 1,961,000 $ 178,000 $ 0
Muskegon County Michigan 11 $ 1,132,000 $ 102,000 $ 27,000
Jefferson County Missouri 11 $ 1,518,000 $ 138,000 $ 48,000
Santa Fe County New Mexico 11 $ 1,561,000 $ 141,000 $ 0
Lorain County Ohio 11 $ 1,500,000 $ 136,000 $ 0
Cumberland County Pennsylvania 11 $ 1,338,000 $ 121,000 $ 0
Northampton County Pennsylvania 11 $ 1,473,000 $ 133,000 $ 19,000
Montgomery County Tennessee 11 $ 1,240,000 $ 112,000 $ 0
Cochise County Arizona 10 $ 953,000 $ 95,000 $ 0
Yuma County Arizona 10 $ 918,000 $ 91,000 $ 0
Allen County Indiana 10 $ 918,000 $ 91,000 $ 15,000
Johnson County Kansas 10 $ 1,613,000 $ 161,000 $ 15,000
Kalamazoo County Michigan 10 $ 951,000 $ 95,000 $ 14,000
Livingston County Michigan 10 $ 1,979,000 $ 197,000 $ 58,000
Rockingham County New Hampshire 10 $ 1,687,000 $ 168,000 $ 0
Chesterfield County Virginia 10 $ 1,392,000 $ 139,000 $ 0
Yavapai County Arizona 9 $ 1,065,000 $ 118,000 $ 20,000
Tazewell County Illinois 9 $ 734,000 $ 81,000 $ 22,000
Sedgwick County Kansas 9 $ 900,000 $ 100,000 $ 0
Clinton County Michigan 9 $ 1,308,000 $ 145,000 $ 34,000
Eaton County Michigan 9 $ 1,397,000 $ 155,000 $ 61,000
Trumbull County Ohio 9 $ 812,000 $ 90,000 $ 74,000
Erie County Pennsylvania 9 $ 722,000 $ 80,000 $ 0
Lawrence County Pennsylvania 9 $ 824,000 $ 91,000 $ 0
Sevier County Tennessee 9 $ 875,000 $ 97,000 $ 40,000
Hanover County Virginia 9 $ 1,500,000 $ 166,000 $ 30,000
Navajo County Arizona 8 $ 838,000 $ 104,000 $ 19,000
Mesa County Colorado 8 $ 774,000 $ 96,000 $ 0
Weld County Colorado 8 $ 1,528,000 $ 191,000 $ 38,000
Litchfield County Connecticut 8 $ 1,243,000 $ 155,000 $ 0
McLean County Illinois 8 $ 1,147,000 $ 143,000 $ 0
Howard County Indiana 8 $ 845,000 $ 105,000 $ 31,000
Lake County Indiana 8 $ 935,000 $ 116,000 $ 0
Carroll County Maryland 8 $ 1,527,000 $ 190,000 $ 0
Hampshire County Massachusetts 8 $ 1,079,000 $ 134,000 $ 0
Ottawa County Michigan 8 $ 1,055,000 $ 131,000 $ 0
Clermont County Ohio 8 $ 1,107,000 $ 138,000 $ 42,000
Marion County Ohio 8 $ 693,000 $ 86,000 $ 0
Berks County Pennsylvania 8 $ 766,000 $ 95,000 $ 13,000
Lehigh County Pennsylvania 8 $ 1,120,000 $ 140,000 $ 0
Luzerne County Pennsylvania 8 $ 575,000 $ 71,000 $ 34,000
Henrico County Virginia 8 $ 951,000 $ 118,000 $ 0
Stafford County Virginia 8 $ 1,820,000 $ 227,000 $ 23,000
Pueblo County Colorado 7 $ 1,008,000 $ 144,000 $ 0
Windham County Connecticut 7 $ 826,000 $ 118,000 $ 14,000
Cherokee County Georgia 7 $ 808,000 $ 115,000 $ 8,000
Clayton County Georgia 7 $ 731,000 $ 104,000 $ 28,000
Peoria County Illinois 7 $ 726,000 $ 103,000 $ 0
Winnebago County Illinois 7 $ 802,000 $ 114,000 $ 22,000
Fayette County Kentucky 7 $ 638,000 $ 91,000 $ 0
Calvert County Maryland 7 $ 1,464,000 $ 209,000 $ 35,000
Wicomico County Maryland 7 $ 827,000 $ 118,000 $ 0
Ingham County Michigan 7 $ 627,000 $ 89,000 $ 47,000
Sandoval County New Mexico 7 $ 1,058,000 $ 151,000 $ 0
Brown County Ohio 7 $ 828,000 $ 118,000 $ 0
Richland County Ohio 7 $ 906,000 $ 129,000 $ 0
Ross County Ohio 7 $ 642,000 $ 91,000 $ 0
Union County Ohio 7 $ 969,000 $ 138,000 $ 0
Butler County Pennsylvania 7 $ 890,000 $ 127,000 $ 0
Washington County Rhode Island 7 $ 1,030,000 $ 147,000 $ 0
Madison County Tennessee 7 $ 667,000 $ 95,000 $ 0
Arlington County Virginia 7 $ 1,324,000 $ 189,000 $ 0
Coconino County Arizona 6 $ 820,000 $ 136,000 $ 0
Fremont County Colorado 6 $ 1,151,000 $ 191,000 $ 0
Forsyth County Georgia 6 $ 1,122,000 $ 187,000 $ 40,000
Fulton County Illinois 6 $ 539,000 $ 89,000 $ 15,000
Clark County Indiana 6 $ 810,000 $ 135,000 $ 0
Johnson County Indiana 6 $ 592,000 $ 98,000 $ 23,000
Kosciusko County Indiana 6 $ 572,000 $ 95,000 $ 0
Tippecanoe County Indiana 6 $ 600,000 $ 100,000 $ 38,000
Wayne County Indiana 6 $ 474,000 $ 79,000 $ 0
Wyandotte County Kansas 6 $ 645,000 $ 107,000 $ 0
Clare County Michigan 6 $ 407,000 $ 67,000 $ 15,000
Lapeer County Michigan 6 $ 923,000 $ 153,000 $ 27,000
Hennepin County Minnesota 6 $ 749,000 $ 124,000 $ 0
Olmsted County Minnesota 6 $ 885,000 $ 147,000 $ 24,000
Boone County Missouri 6 $ 714,000 $ 119,000 $ 53,000
Crawford County Missouri 6 $ 423,000 $ 70,000 $ 16,000
Platte County Missouri 6 $ 877,000 $ 146,000 $ 0
Champaign County Ohio 6 $ 717,000 $ 119,000 $ 15,000
Fairfield County Ohio 6 $ 1,016,000 $ 169,000 $ 0
Geauga County Ohio 6 $ 1,283,000 $ 213,000 $ 0
Scioto County Ohio 6 $ 441,000 $ 73,000 $ 23,000
Adams County Pennsylvania 6 $ 624,000 $ 104,000 $ 0
Lebanon County Pennsylvania 6 $ 617,000 $ 102,000 $ 39,000
Wayne County Pennsylvania 6 $ 550,000 $ 91,000 $ 42,000
Sumner County Tennessee 6 $ 545,000 $ 90,000 $ 0
Williamson County Tennessee 6 $ 1,394,000 $ 232,000 $ 68,000
Chesapeake County Virginia 6 $ 1,197,000 $ 199,000 $ 89,000
Norfolk County Virginia 6 $ 517,000 $ 86,000 $ 12,000
Richmond City County Virginia 6 $ 545,000 $ 90,000 $ 0
Roanoke County Virginia 6 $ 591,000 $ 98,000 $ 0
Snohomish County Washington 6 $ 772,000 $ 128,000 $ 0
Santa Cruz County Arizona 5 $ 479,000 $ 95,000 $ 0
Montrose County Colorado 5 $ 716,000 $ 143,000 $ 0
Chatham County Georgia 5 $ 405,000 $ 81,000 $ 51,000
Columbia County Georgia 5 $ 667,000 $ 133,000 $ 0
Coweta County Georgia 5 $ 858,000 $ 171,000 $ 0
Richmond County Georgia 5 $ 503,000 $ 100,000 $ 0
Whiteside County Illinois 5 $ 334,000 $ 66,000 $ 0
Madison County Indiana 5 $ 646,000 $ 129,000 $ 0
Caroline County Maryland 5 $ 649,000 $ 129,000 $ 0
Cecil County Maryland 5 $ 612,000 $ 122,000 $ 0
Queen Anne's County Maryland 5 $ 743,000 $ 148,000 $ 0
St. Mary's County Maryland 5 $ 809,000 $ 161,000 $ 0
Washington County Maryland 5 $ 660,000 $ 132,000 $ 0
Jackson County Michigan 5 $ 553,000 $ 110,000 $ 32,000
Saginaw County Michigan 5 $ 429,000 $ 85,000 $ 0
Washington County Minnesota 5 $ 746,000 $ 149,000 $ 26,000
Franklin County Missouri 5 $ 773,000 $ 154,000 $ 31,000
Howell County Missouri 5 $ 791,000 $ 158,000 $ 39,000
Jasper County Missouri 5 $ 340,000 $ 68,000 $ 23,000
Morgan County Missouri 5 $ 585,000 $ 117,000 $ 7,000
Taney County Missouri 5 $ 584,000 $ 116,000 $ 29,000
Merrimack County New Hampshire 5 $ 934,000 $ 186,000 $ 0
Lea County New Mexico 5 $ 331,000 $ 66,000 $ 0
Rio Arriba County New Mexico 5 $ 764,000 $ 152,000 $ 9,000
San Juan County New Mexico 5 $ 539,000 $ 107,000 $ 0
Valencia County New Mexico 5 $ 438,000 $ 87,000 $ 0
Ashland County Ohio 5 $ 526,000 $ 105,000 $ 0
Athens County Ohio 5 $ 810,000 $ 162,000 $ 0
Auglaize County Ohio 5 $ 404,000 $ 80,000 $ 0
Darke County Ohio 5 $ 483,000 $ 96,000 $ 0
Defiance County Ohio 5 $ 560,000 $ 112,000 $ 0
Guernsey County Ohio 5 $ 568,000 $ 113,000 $ 0
Hancock County Ohio 5 $ 680,000 $ 136,000 $ 0
Logan County Ohio 5 $ 552,000 $ 110,000 $ 20,000
Preble County Ohio 5 $ 373,000 $ 74,000 $ 9,000
Lackawanna County Pennsylvania 5 $ 390,000 $ 78,000 $ 33,000
Lycoming County Pennsylvania 5 $ 365,000 $ 73,000 $ 0
Schuylkill County Pennsylvania 5 $ 484,000 $ 96,000 $ 15,000
Newport County Rhode Island 5 $ 1,044,000 $ 208,000 $ 0
Blount County Tennessee 5 $ 497,000 $ 99,000 $ 0
Fayette County Tennessee 5 $ 727,000 $ 145,000 $ 0
Wilson County Tennessee 5 $ 337,000 $ 67,000 $ 0
James City County Virginia 5 $ 727,000 $ 145,000 $ 0
Newport News County Virginia 5 $ 462,000 $ 92,000 $ 0
Spotsylvania County Virginia 5 $ 721,000 $ 144,000 $ 0
Suffolk County Virginia 5 $ 612,000 $ 122,000 $ 0
Pierce County Washington 5 $ 902,000 $ 180,000 $ 0
Garfield County Colorado 4 $ 832,000 $ 208,000 $ 0
Moffat County Colorado 4 $ 472,000 $ 118,000 $ 11,000
Yuma County Colorado 4 $ 281,000 $ 70,000 $ 0
Middlesex County Connecticut 4 $ 323,000 $ 80,000 $ 0
New London County Connecticut 4 $ 468,000 $ 117,000 $ 0
Barrow County Georgia 4 $ 586,000 $ 146,000 $ 0
Douglas County Georgia 4 $ 480,000 $ 120,000 $ 0
Hall County Georgia 4 $ 473,000 $ 118,000 $ 0
Newton County Georgia 4 $ 413,000 $ 103,000 $ 0
Paulding County Georgia 4 $ 466,000 $ 116,000 $ 0
Champaign County Illinois 4 $ 356,000 $ 89,000 $ 0
Ogle County Illinois 4 $ 645,000 $ 161,000 $ 0
Rock Island County Illinois 4 $ 271,000 $ 67,000 $ 33,000
Sangamon County Illinois 4 $ 578,000 $ 144,000 $ 0
Elkhart County Indiana 4 $ 409,000 $ 102,000 $ 0
Hamilton County Indiana 4 $ 582,000 $ 145,000 $ 0
Henry County Indiana 4 $ 326,000 $ 81,000 $ 23,000
Monroe County Indiana 4 $ 414,000 $ 103,000 $ 0
St. Joseph County Indiana 4 $ 333,000 $ 83,000 $ 0
Vanderburgh County Indiana 4 $ 321,000 $ 80,000 $ 11,000
Leavenworth County Kansas 4 $ 453,000 $ 113,000 $ 0
Shawnee County Kansas 4 $ 327,000 $ 81,000 $ 0
Oldham County Kentucky 4 $ 587,000 $ 146,000 $ 0
Allegany County Maryland 4 $ 491,000 $ 122,000 $ 0
Talbot County Maryland 4 $ 940,000 $ 235,000 $ 81,000
Worcester County Maryland 4 $ 560,000 $ 140,000 $ 0
Allegan County Michigan 4 $ 618,000 $ 154,000 $ 59,000
Calhoun County Michigan 4 $ 510,000 $ 127,000 $ 64,000
Grand Traverse County Michigan 4 $ 316,000 $ 79,000 $ 16,000
Monroe County Michigan 4 $ 678,000 $ 169,000 $ 0
St. Clair County Michigan 4 $ 583,000 $ 145,000 $ 0
Van Buren County Michigan 4 $ 500,000 $ 125,000 $ 27,000
Carver County Minnesota 4 $ 742,000 $ 185,000 $ 48,000
Camden County Missouri 4 $ 398,000 $ 99,000 $ 26,000
Henry County Missouri 4 $ 293,000 $ 73,000 $ 37,000
Pettis County Missouri 4 $ 330,000 $ 82,000 $ 34,000
Carroll County New Hampshire 4 $ 511,000 $ 127,000 $ 23,000
Dona Ana County New Mexico 4 $ 397,000 $ 99,000 $ 20,000
Lincoln County New Mexico 4 $ 374,000 $ 93,000 $ 0
Allen County Ohio 4 $ 420,000 $ 105,000 $ 0
Fayette County Ohio 4 $ 570,000 $ 142,000 $ 25,000
Holmes County Ohio 4 $ 515,000 $ 128,000 $ 0
Huron County Ohio 4 $ 411,000 $ 102,000 $ 15,000
Knox County Ohio 4 $ 522,000 $ 130,000 $ 0
Lake County Ohio 4 $ 421,000 $ 105,000 $ 0
Shelby County Ohio 4 $ 533,000 $ 133,000 $ 0
Beaver County Pennsylvania 4 $ 326,000 $ 81,000 $ 15,000
Franklin County Pennsylvania 4 $ 730,000 $ 182,000 $ 0
Indiana County Pennsylvania 4 $ 524,000 $ 131,000 $ 0
Venango County Pennsylvania 4 $ 350,000 $ 87,000 $ 23,000
Anderson County Tennessee 4 $ 359,000 $ 89,000 $ 22,000
DeKalb County Tennessee 4 $ 463,000 $ 115,000 $ 0
Franklin County Tennessee 4 $ 283,000 $ 70,000 $ 6,000
Maury County Tennessee 4 $ 307,000 $ 76,000 $ 0
Monroe County Tennessee 4 $ 545,000 $ 136,000 $ 0
Robertson County Tennessee 4 $ 333,000 $ 83,000 $ 39,000
Washington County Tennessee 4 $ 524,000 $ 131,000 $ 0
Alexandria County Virginia 4 $ 329,000 $ 82,000 $ 19,000
Culpeper County Virginia 4 $ 672,000 $ 168,000 $ 0
King George County Virginia 4 $ 454,000 $ 113,000 $ 26,000
York County Virginia 4 $ 317,000 $ 79,000 $ 0
Skagit County Washington 4 $ 626,000 $ 156,000 $ 0
Skamania County Washington 4 $ 680,000 $ 170,000 $ 40,000
Stevens County Washington 4 $ 464,000 $ 116,000 $ 0
Gila County Arizona 3 $ 471,000 $ 157,000 $ 0
Greenlee County Arizona 3 $ 210,000 $ 70,000 $ 10,000
Logan County Colorado 3 $ 308,000 $ 102,000 $ 0
Morgan County Colorado 3 $ 257,000 $ 85,000 $ 27,000
Bartow County Georgia 3 $ 326,000 $ 108,000 $ 0
Bibb County Georgia 3 $ 267,000 $ 89,000 $ 0
Catoosa County Georgia 3 $ 353,000 $ 117,000 $ 58,000
Fayette County Georgia 3 $ 318,000 $ 106,000 $ 0
Houston County Georgia 3 $ 296,000 $ 98,000 $ 25,000
Jackson County Georgia 3 $ 354,000 $ 118,000 $ 0
Muscogee County Georgia 3 $ 178,000 $ 59,000 $ 0
Rockdale County Georgia 3 $ 389,000 $ 129,000 $ 0
Walton County Georgia 3 $ 356,000 $ 118,000 $ 27,000
Whitfield County Georgia 3 $ 376,000 $ 125,000 $ 0
Adams County Illinois 3 $ 95,000 $ 31,000 $ 0
Effingham County Illinois 3 $ 274,000 $ 91,000 $ 0
Franklin County Illinois 3 $ 187,000 $ 62,000 $ 0
Henry County Illinois 3 $ 250,000 $ 83,000 $ 0
Jefferson County Illinois 3 $ 171,000 $ 57,000 $ 0
Lee County Illinois 3 $ 220,000 $ 73,000 $ 0
Livingston County Illinois 3 $ 361,000 $ 120,000 $ 0
Macon County Illinois 3 $ 425,000 $ 141,000 $ 0
Macoupin County Illinois 3 $ 235,000 $ 78,000 $ 0
Mercer County Illinois 3 $ 439,000 $ 146,000 $ 0
Stephenson County Illinois 3 $ 357,000 $ 119,000 $ 0
Vermilion County Illinois 3 $ 292,000 $ 97,000 $ 0
Williamson County Illinois 3 $ 339,000 $ 113,000 $ 0
Bartholomew County Indiana 3 $ 383,000 $ 127,000 $ 0
Dearborn County Indiana 3 $ 397,000 $ 132,000 $ 0
Delaware County Indiana 3 $ 489,000 $ 163,000 $ 0
Morgan County Indiana 3 $ 316,000 $ 105,000 $ 31,000
Noble County Indiana 3 $ 284,000 $ 94,000 $ 0
Putnam County Indiana 3 $ 358,000 $ 119,000 $ 30,000
Randolph County Indiana 3 $ 152,000 $ 50,000 $ 0
Cowley County Kansas 3 $ 186,000 $ 62,000 $ 16,000
Montgomery County Kansas 3 $ 97,000 $ 32,000 $ 15,000
Laurel County Kentucky 3 $ 318,000 $ 106,000 $ 24,000
Ohio County Kentucky 3 $ 173,000 $ 57,000 $ 0
Scott County Kentucky 3 $ 446,000 $ 148,000 $ 0
Whitley County Kentucky 3 $ 433,000 $ 144,000 $ 0
Franklin County Massachusetts 3 $ 344,000 $ 114,000 $ 25,000
Alcona County Michigan 3 $ 322,000 $ 107,000 $ 0
Antrim County Michigan 3 $ 688,000 $ 229,000 $ 0
Bay County Michigan 3 $ 294,000 $ 98,000 $ 0
Cheboygan County Michigan 3 $ 367,000 $ 122,000 $ 0
Chippewa County Michigan 3 $ 482,000 $ 160,000 $ 14,000
Crawford County Michigan 3 $ 313,000 $ 104,000 $ 0
Gratiot County Michigan 3 $ 225,000 $ 75,000 $ 12,000
Hillsdale County Michigan 3 $ 425,000 $ 141,000 $ 0
Ionia County Michigan 3 $ 408,000 $ 136,000 $ 0
Kalkaska County Michigan 3 $ 412,000 $ 137,000 $ 33,000
Lake County Michigan 3 $ 332,000 $ 110,000 $ 0
Leelanau County Michigan 3 $ 393,000 $ 131,000 $ 0
Lenawee County Michigan 3 $ 632,000 $ 210,000 $ 53,000
Wexford County Michigan 3 $ 314,000 $ 104,000 $ 22,000
Ramsey County Minnesota 3 $ 384,000 $ 128,000 $ 0
Barry County Missouri 3 $ 186,000 $ 62,000 $ 44,000
Buchanan County Missouri 3 $ 475,000 $ 158,000 $ 0
Harrison County Missouri 3 $ 248,000 $ 82,000 $ 23,000
Newton County Missouri 3 $ 265,000 $ 88,000 $ 0
St. Francois County Missouri 3 $ 438,000 $ 146,000 $ 21,000
Cheshire County New Hampshire 3 $ 313,000 $ 104,000 $ 0
Chaves County New Mexico 3 $ 229,000 $ 76,000 $ 0
Eddy County New Mexico 3 $ 253,000 $ 84,000 $ 8,000
Erie County Ohio 3 $ 365,000 $ 121,000 $ 0
Highland County Ohio 3 $ 286,000 $ 95,000 $ 12,000
Jefferson County Ohio 3 $ 325,000 $ 108,000 $ 0
Madison County Ohio 3 $ 413,000 $ 137,000 $ 0
Mahoning County Ohio 3 $ 283,000 $ 94,000 $ 0
Mercer County Ohio 3 $ 319,000 $ 106,000 $ 37,000
Miami County Ohio 3 $ 680,000 $ 226,000 $ 0
Muskingum County Ohio 3 $ 300,000 $ 100,000 $ 31,000
Portage County Ohio 3 $ 523,000 $ 174,000 $ 0
Sandusky County Ohio 3 $ 279,000 $ 93,000 $ 0
Seneca County Ohio 3 $ 318,000 $ 106,000 $ 0
Wood County Ohio 3 $ 472,000 $ 157,000 $ 0
Bradford County Pennsylvania 3 $ 269,000 $ 89,000 $ 0
Carbon County Pennsylvania 3 $ 301,000 $ 100,000 $ 0
Clearfield County Pennsylvania 3 $ 313,000 $ 104,000 $ 0
Fayette County Pennsylvania 3 $ 219,000 $ 73,000 $ 0
Jefferson County Pennsylvania 3 $ 237,000 $ 79,000 $ 24,000
Mercer County Pennsylvania 3 $ 319,000 $ 106,000 $ 0
Pike County Pennsylvania 3 $ 535,000 $ 178,000 $ 0
Wyoming County Pennsylvania 3 $ 349,000 $ 116,000 $ 0
Bristol County Rhode Island 3 $ 616,000 $ 205,000 $ 0
Kent County Rhode Island 3 $ 306,000 $ 102,000 $ 27,000
Bradley County Tennessee 3 $ 229,000 $ 76,000 $ 0
Dyer County Tennessee 3 $ 266,000 $ 88,000 $ 0
Greene County Tennessee 3 $ 252,000 $ 84,000 $ 0
Hawkins County Tennessee 3 $ 231,000 $ 77,000 $ 12,000
Haywood County Tennessee 3 $ 279,000 $ 93,000 $ 0
Marion County Tennessee 3 $ 299,000 $ 99,000 $ 30,000
McMinn County Tennessee 3 $ 297,000 $ 99,000 $ 0
Rhea County Tennessee 3 $ 289,000 $ 96,000 $ 0
Roane County Tennessee 3 $ 422,000 $ 140,000 $ 0
Sullivan County Tennessee 3 $ 233,000 $ 77,000 $ 0
Tipton County Tennessee 3 $ 220,000 $ 73,000 $ 26,000
Weakley County Tennessee 3 $ 228,000 $ 76,000 $ 0
Fairfax City County Virginia 3 $ 611,000 $ 203,000 $ 34,000
Fauquier County Virginia 3 $ 258,000 $ 86,000 $ 0
Gloucester County Virginia 3 $ 365,000 $ 121,000 $ 0
Isle of Wight County Virginia 3 $ 391,000 $ 130,000 $ 0
Lynchburg County Virginia 3 $ 348,000 $ 116,000 $ 46,000
Montgomery County Virginia 3 $ 352,000 $ 117,000 $ 0
Benton County Washington 3 $ 445,000 $ 148,000 $ 0
Kitsap County Washington 3 $ 232,000 $ 77,000 $ 35,000
Lewis County Washington 3 $ 259,000 $ 86,000 $ 0
Spokane County Washington 3 $ 268,000 $ 89,000 $ 0
Thurston County Washington 3 $ 342,000 $ 114,000 $ 0
Yakima County Washington 3 $ 401,000 $ 133,000 $ 0
Apache County Arizona 2 $ 258,000 $ 129,000 $ 0
Archuleta County Colorado 2 $ 208,000 $ 104,000 $ 0
Delta County Colorado 2 $ 236,000 $ 118,000 $ 0
Douglas County Colorado 2 $ 332,000 $ 166,000 $ 0
Elbert County Colorado 2 $ 402,000 $ 201,000 $ 0
Las Animas County Colorado 2 $ 358,000 $ 179,000 $ 0
Phillips County Colorado 2 $ 223,000 $ 111,000 $ 0
Tolland County Connecticut 2 $ 260,000 $ 130,000 $ 0
Kent County Delaware 2 $ 342,000 $ 171,000 $ 0
Sussex County Delaware 2 $ 139,000 $ 69,000 $ 0
Bulloch County Georgia 2 $ 262,000 $ 131,000 $ 0
Camden County Georgia 2 $ 167,000 $ 83,000 $ 0
Carroll County Georgia 2 $ 198,000 $ 99,000 $ 0
Gilmer County Georgia 2 $ 229,000 $ 114,000 $ 0
Glynn County Georgia 2 $ 284,000 $ 142,000 $ 0
Greene County Georgia 2 $ 183,000 $ 91,000 $ 0
Habersham County Georgia 2 $ 231,000 $ 115,000 $ 0
Henry County Georgia 2 $ 272,000 $ 136,000 $ 0
Laurens County Georgia 2 $ 200,000 $ 100,000 $ 0
Liberty County Georgia 2 $ 245,000 $ 122,000 $ 0
Lowndes County Georgia 2 $ 262,000 $ 131,000 $ 0
McDuffie County Georgia 2 $ 319,000 $ 159,000 $ 0
Oconee County Georgia 2 $ 217,000 $ 108,000 $ 0
Pierce County Georgia 2 $ 100,000 $ 50,000 $ 0
Troup County Georgia 2 $ 212,000 $ 106,000 $ 0
Turner County Georgia 2 $ 102,000 $ 51,000 $ 0
Boone County Illinois 2 $ 185,000 $ 92,000 $ 0
Bureau County Illinois 2 $ 207,000 $ 103,000 $ 0
De Witt County Illinois 2 $ 117,000 $ 58,000 $ 0
Hancock County Illinois 2 $ 105,000 $ 52,000 $ 14,000
Henderson County Illinois 2 $ 187,000 $ 93,000 $ 21,000
Jo Daviess County Illinois 2 $ 112,000 $ 56,000 $ 0
Kendall County Illinois 2 $ 413,000 $ 206,000 $ 0
LaSalle County Illinois 2 $ 207,000 $ 103,000 $ 0
Marion County Illinois 2 $ 128,000 $ 64,000 $ 0
Mason County Illinois 2 $ 133,000 $ 66,000 $ 19,000
Monroe County Illinois 2 $ 156,000 $ 78,000 $ 0
Perry County Illinois 2 $ 210,000 $ 105,000 $ 0
Clay County Indiana 2 $ 174,000 $ 87,000 $ 29,000
Clinton County Indiana 2 $ 332,000 $ 166,000 $ 0
Floyd County Indiana 2 $ 356,000 $ 178,000 $ 0
Greene County Indiana 2 $ 266,000 $ 133,000 $ 75,000
Hancock County Indiana 2 $ 471,000 $ 235,000 $ 0
Harrison County Indiana 2 $ 200,000 $ 100,000 $ 0
Lawrence County Indiana 2 $ 239,000 $ 119,000 $ 16,000
Marshall County Indiana 2 $ 208,000 $ 104,000 $ 0
Parke County Indiana 2 $ 150,000 $ 75,000 $ 0
Perry County Indiana 2 $ 169,000 $ 84,000 $ 0
Pike County Indiana 2 $ 161,000 $ 80,000 $ 0
Porter County Indiana 2 $ 197,000 $ 98,000 $ 0
Rush County Indiana 2 $ 90,000 $ 45,000 $ 14,000
Warrick County Indiana 2 $ 316,000 $ 158,000 $ 0
Washington County Indiana 2 $ 214,000 $ 107,000 $ 0
White County Indiana 2 $ 268,000 $ 134,000 $ 0
Bourbon County Kansas 2 $ 99,000 $ 49,000 $ 0
Coffey County Kansas 2 $ 208,000 $ 104,000 $ 0
Douglas County Kansas 2 $ 198,000 $ 99,000 $ 0
McPherson County Kansas 2 $ 271,000 $ 135,000 $ 0
Reno County Kansas 2 $ 143,000 $ 71,000 $ 0
Barren County Kentucky 2 $ 117,000 $ 58,000 $ 0
Floyd County Kentucky 2 $ 182,000 $ 91,000 $ 0
Graves County Kentucky 2 $ 133,000 $ 66,000 $ 0
Jessamine County Kentucky 2 $ 228,000 $ 114,000 $ 0
Johnson County Kentucky 2 $ 180,000 $ 90,000 $ 0
Kenton County Kentucky 2 $ 166,000 $ 83,000 $ 0
Larue County Kentucky 2 $ 104,000 $ 52,000 $ 0
Lawrence County Kentucky 2 $ 118,000 $ 59,000 $ 0
McCracken County Kentucky 2 $ 230,000 $ 115,000 $ 0
Meade County Kentucky 2 $ 142,000 $ 71,000 $ 0
Warren County Kentucky 2 $ 179,000 $ 89,000 $ 0
Webster County Kentucky 2 $ 128,000 $ 64,000 $ 23,000
Berkshire County Massachusetts 2 $ 531,000 $ 265,000 $ 0
Dukes County Massachusetts 2 $ 453,000 $ 226,000 $ 0
Arenac County Michigan 2 $ 178,000 $ 89,000 $ 17,000
Charlevoix County Michigan 2 $ 226,000 $ 113,000 $ 0
Emmet County Michigan 2 $ 233,000 $ 116,000 $ 0
Gogebic County Michigan 2 $ 260,000 $ 130,000 $ 32,000
Iosco County Michigan 2 $ 142,000 $ 71,000 $ 0
Isabella County Michigan 2 $ 197,000 $ 98,000 $ 29,000
Marquette County Michigan 2 $ 131,000 $ 65,000 $ 0
Montcalm County Michigan 2 $ 361,000 $ 180,000 $ 38,000
Newaygo County Michigan 2 $ 121,000 $ 60,000 $ 0
Otsego County Michigan 2 $ 244,000 $ 122,000 $ 25,000
Presque Isle County Michigan 2 $ 208,000 $ 104,000 $ 13,000
Roscommon County Michigan 2 $ 139,000 $ 69,000 $ 0
Shiawassee County Michigan 2 $ 191,000 $ 95,000 $ 4,000
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Mortgage Loan Application Detail Totals for Heartland Enterprises, Inc. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 4,781 $622,658,000 $131,448 $650,000 $14,793 $9,264,000
Refinancing (home purchase or home improvement, one-to-four family) 70 $9,413,000 $131,947 $600,000 $41,684 $800,000
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 4,390 $571,850,000 $130,142 $650,000 $5,428 $800,000
White 415 $53,697,000 $146,000 $600,000 $61,090 $9,264,000
Black 28 $3,177,000 $113,800 $241,000 $41,500 $116,000
Hispanic 9 $1,430,000 $140,500 $470,000 $33,000 $152,000
Other 5 $958,000 $175,750 $323,000 $21,750 $150,000
Asian or Pacific Islander 3 $862,000 $287,333 $480,000 $78,333 $90,000
American Indian or Alaskan Native 1 $97,000 $97,000 $97,000 $36,000 $36,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,851 $632,071,000 $131,344 $650,000 $15,413 $9,264,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 4,410 $577,953,000 $131,896 $650,000 $8,310 $9,264,000
Loan Originated 337 $40,057,000 $129,045 $556,000 $58,818 $800,000
Application Denied By Financial Institution 104 $14,061,000 $141,947 $600,000 $39,894 $218,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 44 $6,209,000 $137,333 $600,000 $28,066 $123,000
Collateral 44 $5,481,000 $127,437 $450,000 $40,625 $179,000
Credit History 8 $1,216,000 $163,833 $454,000 $53,500 $140,000
Unverifiable Information 4 $336,000 $84,000 $160,000 $42,750 $81,000
Other 3 $630,000 $210,000 $275,000 $35,666 $72,000
Credit Application Incomplete 1 $189,000 $189,000 $189,000 $218,000 $218,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Heartland Enterprises, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Heartland Enterprises, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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