Home Loan Center
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Home Loan Center 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Center 163 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 79,650 |
| Total Mortgage Loan Application Amount | $18,010,486,000 |
| Average Mortgage Loan Application Amount | $212,000 |
| Highest Mortgage Loan Application Amount | $3,590,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Home Loan Center. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Center's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Home Loan Center's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Center serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Center, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Center's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,651 | $ 865,518,000 | $ 326,000 | $ 122,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,499 | $ 488,684,000 | $ 195,000 | $ 95,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,363 | $ 726,119,000 | $ 279,500 | $ 115,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,145 | $ 674,123,000 | $ 312,500 | $ 139,000 |
| PHILADELPHIA, PA | 1,740 | $ 389,200,000 | $ 223,000 | $ 109,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 1,495 | $ 334,644,000 | $ 223,000 | $ 108,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,415 | $ 502,587,000 | $ 355,000 | $ 140,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,324 | $ 319,006,000 | $ 240,000 | $ 106,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,228 | $ 335,767,000 | $ 273,000 | $ 117,000 |
| BALTIMORE-TOWSON, MD | 1,153 | $ 281,212,000 | $ 243,000 | $ 106,000 |
| NASSAU-SUFFOLK, NY | 1,108 | $ 329,488,000 | $ 297,000 | $ 132,000 |
| DENVER-AURORA-BROOMFIELD, CO | 1,045 | $ 240,215,000 | $ 229,000 | $ 102,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 979 | $ 320,469,000 | $ 327,000 | $ 129,000 |
| NEWARK-UNION, NJ-PA | 976 | $ 284,807,000 | $ 237,500 | $ 117,500 |
| PHOENIX-MESA-GLENDALE, AZ | 960 | $ 195,898,000 | $ 204,000 | $ 103,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 943 | $ 207,629,000 | $ 206,500 | $ 93,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 926 | $ 323,315,000 | $ 349,000 | $ 136,000 |
| ST. LOUIS, MO-IL | 844 | $ 147,949,000 | $ 172,500 | $ 90,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 814 | $ 137,489,000 | $ 168,000 | $ 97,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 796 | $ 156,049,000 | $ 194,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 772 | $ 141,999,000 | $ 183,000 | $ 99,000 |
| KANSAS CITY, MO-KS | 770 | $ 131,581,000 | $ 173,500 | $ 93,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 750 | $ 193,650,000 | $ 258,000 | $ 113,000 |
| PITTSBURGH, PA | 711 | $ 119,286,000 | $ 167,000 | $ 94,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 706 | $ 157,557,000 | $ 225,000 | $ 94,000 |
| BOSTON-QUINCY, MA | 681 | $ 182,136,000 | $ 267,000 | $ 115,000 |
| CAMDEN, NJ | 665 | $ 139,536,000 | $ 209,000 | $ 99,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 645 | $ 141,296,000 | $ 219,000 | $ 112,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 640 | $ 148,736,000 | $ 224,500 | $ 96,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 624 | $ 122,956,000 | $ 197,000 | $ 102,000 |
| RICHMOND, VA | 604 | $ 129,207,000 | $ 213,000 | $ 94,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 588 | $ 165,314,000 | $ 281,000 | $ 115,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 576 | $ 164,129,000 | $ 284,000 | $ 119,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 565 | $ 174,885,000 | $ 309,000 | $ 136,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 564 | $ 117,403,000 | $ 208,000 | $ 103,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 548 | $ 108,545,000 | $ 198,000 | $ 97,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 542 | $ 218,483,000 | $ 403,000 | $ 161,000 |
| INDIANAPOLIS-CARMEL, IN | 514 | $ 87,837,000 | $ 170,000 | $ 90,000 |
| DALLAS-PLANO-IRVING, TX | 508 | $ 88,858,000 | $ 174,000 | $ 92,000 |
| RALEIGH-CARY, NC | 502 | $ 104,817,000 | $ 208,000 | $ 100,000 |
| JACKSONVILLE, FL | 494 | $ 96,075,000 | $ 194,000 | $ 99,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 478 | $ 204,999,000 | $ 428,000 | $ 151,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 464 | $ 105,843,000 | $ 228,000 | $ 119,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 457 | $ 98,367,000 | $ 215,000 | $ 108,000 |
| ALBUQUERQUE, NM | 443 | $ 82,324,000 | $ 185,000 | $ 84,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 429 | $ 80,152,000 | $ 186,000 | $ 100,000 |
| LAS VEGAS-PARADISE, NV | 411 | $ 85,463,000 | $ 207,000 | $ 96,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 408 | $ 95,997,000 | $ 237,000 | $ 106,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 382 | $ 116,738,000 | $ 305,000 | $ 154,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 381 | $ 129,564,000 | $ 340,000 | $ 136,000 |
| MEMPHIS, TN-MS-AR | 375 | $ 66,952,000 | $ 176,500 | $ 86,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 371 | $ 75,826,000 | $ 212,500 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 369 | $ 84,920,000 | $ 230,000 | $ 107,000 |
| WILMINGTON, DE-MD-NJ | 359 | $ 79,441,000 | $ 205,666 | $ 102,333 |
| BIRMINGHAM-HOOVER, AL | 345 | $ 63,403,000 | $ 183,000 | $ 95,000 |
| TUCSON, AZ | 326 | $ 59,596,000 | $ 182,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 321 | $ 61,306,000 | $ 190,000 | $ 99,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 317 | $ 77,039,000 | $ 243,000 | $ 108,000 |
| WORCESTER, MA | 304 | $ 68,710,000 | $ 226,000 | $ 101,000 |
| ALBANY-SCHENECTADY-TROY, NY | 296 | $ 58,713,000 | $ 198,000 | $ 107,000 |
| PEABODY, MA | 276 | $ 72,812,000 | $ 263,000 | $ 113,000 |
| FORT WORTH-ARLINGTON, TX | 274 | $ 44,355,000 | $ 161,000 | $ 90,000 |
| OKLAHOMA CITY, OK | 273 | $ 48,305,000 | $ 176,000 | $ 89,000 |
| SALT LAKE CITY, UT | 273 | $ 62,373,000 | $ 228,000 | $ 97,000 |
| BUFFALO-NIAGARA FALLS, NY | 269 | $ 42,687,000 | $ 158,000 | $ 92,000 |
| HONOLULU, HI | 262 | $ 94,144,000 | $ 359,000 | $ 120,000 |
| BATON ROUGE, LA | 256 | $ 47,860,000 | $ 186,000 | $ 97,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 256 | $ 50,260,000 | $ 196,000 | $ 91,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 241 | $ 43,113,000 | $ 178,000 | $ 96,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 238 | $ 40,099,000 | $ 175,000 | $ 97,000 |
| COLUMBIA, SC | 237 | $ 38,888,000 | $ 164,000 | $ 82,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 237 | $ 55,348,000 | $ 221,000 | $ 103,000 |
| FRESNO, CA | 227 | $ 49,139,000 | $ 216,000 | $ 92,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 226 | $ 37,688,000 | $ 166,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 225 | $ 46,543,000 | $ 206,000 | $ 89,000 |
| COLUMBUS, OH | 224 | $ 43,330,000 | $ 193,000 | $ 99,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 223 | $ 40,542,000 | $ 171,000 | $ 86,333 |
| HARRISBURG-CARLISLE, PA | 223 | $ 37,615,000 | $ 168,000 | $ 81,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 220 | $ 46,031,000 | $ 209,000 | $ 98,000 |
| GREENSBORO-HIGH POINT, NC | 205 | $ 37,916,000 | $ 184,000 | $ 100,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 202 | $ 34,624,000 | $ 171,000 | $ 85,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 202 | $ 42,918,000 | $ 212,000 | $ 94,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 195 | $ 44,295,000 | $ 227,000 | $ 108,000 |
| GARY, IN | 194 | $ 34,140,000 | $ 175,000 | $ 82,000 |
| CAPE CORAL-FORT MYERS, FL | 193 | $ 37,742,000 | $ 195,000 | $ 110,000 |
| SPRINGFIELD, MA | 192 | $ 38,031,000 | $ 198,000 | $ 85,000 |
| KNOXVILLE, TN | 189 | $ 32,818,000 | $ 173,000 | $ 91,000 |
| MANCHESTER-NASHUA, NH | 186 | $ 42,223,000 | $ 227,000 | $ 105,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 183 | $ 32,527,000 | $ 177,000 | $ 99,000 |
| CHATTANOOGA, TN-GA | 181 | $ 31,139,000 | $ 170,500 | $ 86,500 |
| YORK-HANOVER, PA | 180 | $ 33,830,000 | $ 187,000 | $ 81,000 |
| SANTA ROSA-PETALUMA, CA | 178 | $ 55,445,000 | $ 311,000 | $ 107,000 |
| ROCHESTER, NY | 177 | $ 29,173,000 | $ 164,000 | $ 97,000 |
| LANCASTER, PA | 173 | $ 30,525,000 | $ 176,000 | $ 83,000 |
| BAKERSFIELD-DELANO, CA | 171 | $ 34,374,000 | $ 201,000 | $ 101,000 |
| STOCKTON, CA | 167 | $ 40,727,000 | $ 243,000 | $ 107,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 165 | $ 30,413,000 | $ 184,000 | $ 86,000 |
| TULSA, OK | 162 | $ 29,208,000 | $ 180,000 | $ 102,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 161 | $ 25,489,000 | $ 160,500 | $ 82,000 |
| DURHAM-CHAPEL HILL, NC | 160 | $ 31,497,000 | $ 196,000 | $ 98,000 |
| TRENTON-EWING, NJ | 160 | $ 39,907,000 | $ 249,000 | $ 121,000 |
| WILMINGTON, NC | 160 | $ 31,973,000 | $ 199,000 | $ 100,000 |
| TACOMA, WA | 156 | $ 36,130,000 | $ 231,000 | $ 103,000 |
| SAVANNAH, GA | 155 | $ 30,029,000 | $ 193,000 | $ 99,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 151 | $ 33,896,000 | $ 224,000 | $ 101,000 |
| HUNTSVILLE, AL | 150 | $ 28,320,000 | $ 188,000 | $ 100,000 |
| WICHITA, KS | 148 | $ 23,282,000 | $ 157,000 | $ 96,000 |
| DES MOINES-WEST DES MOINES, IA | 145 | $ 25,863,000 | $ 178,000 | $ 93,000 |
| OGDEN-CLEARFIELD, UT | 145 | $ 30,306,000 | $ 209,000 | $ 86,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 142 | $ 25,128,000 | $ 176,000 | $ 85,000 |
| FORT COLLINS-LOVELAND, CO | 142 | $ 29,869,000 | $ 210,000 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 142 | $ 24,008,000 | $ 169,000 | $ 112,000 |
| WINSTON-SALEM, NC | 142 | $ 24,597,000 | $ 173,000 | $ 91,000 |
| READING, PA | 140 | $ 26,431,000 | $ 188,000 | $ 87,000 |
| SYRACUSE, NY | 140 | $ 23,739,000 | $ 169,000 | $ 99,000 |
| PORT ST. LUCIE, FL | 139 | $ 27,289,000 | $ 196,000 | $ 107,000 |
| VALLEJO-FAIRFIELD, CA | 135 | $ 35,488,000 | $ 262,000 | $ 123,000 |
| RENO-SPARKS, NV | 134 | $ 30,670,000 | $ 228,000 | $ 104,000 |
| SCRANTON--WILKES-BARRE, PA | 134 | $ 20,965,000 | $ 156,000 | $ 78,000 |
| LAKELAND-WINTER HAVEN, FL | 132 | $ 22,051,000 | $ 167,000 | $ 78,000 |
| ASHEVILLE, NC | 131 | $ 26,398,000 | $ 201,000 | $ 77,000 |
| JACKSON, MS | 131 | $ 24,080,000 | $ 183,000 | $ 89,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 131 | $ 25,098,000 | $ 191,000 | $ 98,000 |
| BOULDER, CO | 123 | $ 31,012,000 | $ 252,000 | $ 115,000 |
| CHARLOTTESVILLE, VA | 119 | $ 27,801,000 | $ 233,000 | $ 103,000 |
| GREELEY, CO | 117 | $ 24,898,000 | $ 212,000 | $ 94,000 |
| NORWICH-NEW LONDON, CT | 116 | $ 24,855,000 | $ 214,000 | $ 104,000 |
| MODESTO, CA | 113 | $ 23,968,000 | $ 212,000 | $ 89,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 112 | $ 22,689,000 | $ 202,000 | $ 85,000 |
| TALLAHASSEE, FL | 111 | $ 19,786,000 | $ 178,000 | $ 88,000 |
| ROANOKE, VA | 108 | $ 20,986,000 | $ 194,000 | $ 96,000 |
| SPRINGFIELD, MO | 107 | $ 15,644,000 | $ 146,000 | $ 81,000 |
| BARNSTABLE TOWN, MA | 105 | $ 26,145,000 | $ 249,000 | $ 98,000 |
| MADISON, WI | 105 | $ 20,033,000 | $ 190,000 | $ 84,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 104 | $ 37,214,000 | $ 357,000 | $ 137,000 |
| NAPLES-MARCO ISLAND, FL | 103 | $ 23,456,000 | $ 227,000 | $ 108,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 103 | $ 33,668,000 | $ 326,000 | $ 120,000 |
| ANCHORAGE, AK | 102 | $ 24,951,000 | $ 244,000 | $ 95,000 |
| OCALA, FL | 100 | $ 17,177,000 | $ 171,000 | $ 73,000 |
| AKRON, OH | 99 | $ 18,685,000 | $ 188,000 | $ 101,000 |
| VISALIA-PORTERVILLE, CA | 99 | $ 20,079,000 | $ 202,000 | $ 94,000 |
| EUGENE-SPRINGFIELD, OR | 98 | $ 20,300,000 | $ 207,000 | $ 82,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 98 | $ 16,138,000 | $ 165,500 | $ 92,000 |
| MOBILE, AL | 98 | $ 13,868,000 | $ 141,000 | $ 78,000 |
| OCEAN CITY, NJ | 96 | $ 23,248,000 | $ 242,000 | $ 122,000 |
| PRESCOTT, AZ | 96 | $ 20,045,000 | $ 208,000 | $ 87,000 |
| SANTA FE, NM | 96 | $ 24,326,000 | $ 253,000 | $ 112,000 |
| PROVO-OREM, UT | 95 | $ 19,553,000 | $ 205,000 | $ 86,000 |
| SHREVEPORT-BOSSIER CITY, LA | 92 | $ 15,919,000 | $ 173,000 | $ 90,000 |
| LYNCHBURG, VA | 89 | $ 16,820,000 | $ 188,000 | $ 80,000 |
| COLUMBUS, GA-AL | 87 | $ 15,393,000 | $ 172,000 | $ 79,000 |
| SALEM, OR | 86 | $ 18,100,000 | $ 210,000 | $ 94,000 |
| SANTA CRUZ-WATSONVILLE, CA | 86 | $ 32,692,000 | $ 380,000 | $ 144,000 |
| GAINESVILLE, FL | 85 | $ 14,781,000 | $ 173,000 | $ 98,000 |
| LAFAYETTE, LA | 85 | $ 15,438,000 | $ 181,000 | $ 107,000 |
| LAS CRUCES, NM | 82 | $ 15,064,000 | $ 183,000 | $ 87,000 |
| MONTGOMERY, AL | 80 | $ 13,907,000 | $ 173,000 | $ 79,000 |
| CHICO, CA | 79 | $ 18,428,000 | $ 233,000 | $ 90,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 79 | $ 13,246,000 | $ 167,000 | $ 87,000 |
| FORT WAYNE, IN | 78 | $ 11,558,000 | $ 148,000 | $ 82,000 |
| SALINAS, CA | 78 | $ 24,940,000 | $ 319,000 | $ 140,000 |
| FAYETTEVILLE, NC | 77 | $ 11,612,000 | $ 150,000 | $ 71,000 |
| REDDING, CA | 77 | $ 16,142,000 | $ 209,000 | $ 87,000 |
| SPOKANE, WA | 77 | $ 15,234,000 | $ 197,000 | $ 75,000 |
| BOISE CITY-NAMPA, ID | 72 | $ 13,914,000 | $ 193,000 | $ 140,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 69 | $ 14,506,000 | $ 210,000 | $ 71,000 |
| TOLEDO, OH | 68 | $ 11,589,000 | $ 170,000 | $ 92,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 66 | $ 11,506,000 | $ 173,000 | $ 78,500 |
| DAYTON, OH | 65 | $ 9,950,000 | $ 153,000 | $ 79,000 |
| EL PASO, TX | 65 | $ 9,249,000 | $ 142,000 | $ 66,000 |
| GAINESVILLE, GA | 65 | $ 10,891,000 | $ 167,000 | $ 92,000 |
| PUNTA GORDA, FL | 65 | $ 11,837,000 | $ 182,000 | $ 91,000 |
| MACON, GA | 64 | $ 9,949,000 | $ 155,000 | $ 80,000 |
| CORPUS CHRISTI, TX | 63 | $ 8,765,000 | $ 139,000 | $ 107,000 |
| DULUTH, MN-WI | 63 | $ 10,488,000 | $ 152,500 | $ 67,500 |
| SPARTANBURG, SC | 63 | $ 11,127,000 | $ 176,000 | $ 92,000 |
| CHARLESTON, WV | 62 | $ 10,573,000 | $ 170,000 | $ 88,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 62 | $ 9,836,000 | $ 159,000 | $ 86,000 |
| BELLINGHAM, WA | 61 | $ 15,517,000 | $ 254,000 | $ 97,000 |
| DOVER, DE | 60 | $ 12,713,000 | $ 211,000 | $ 72,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 60 | $ 11,157,000 | $ 185,000 | $ 89,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 60 | $ 9,239,000 | $ 153,000 | $ 79,000 |
| BILLINGS, MT | 59 | $ 10,674,000 | $ 180,000 | $ 77,000 |
| FLAGSTAFF, AZ | 58 | $ 14,250,000 | $ 245,000 | $ 101,000 |
| HICKORY-LENOIR-MORGANTON, NC | 58 | $ 10,096,000 | $ 174,000 | $ 85,000 |
| MEDFORD, OR | 58 | $ 13,607,000 | $ 234,000 | $ 91,000 |
| GULFPORT-BILOXI, MS | 57 | $ 10,760,000 | $ 188,000 | $ 94,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 57 | $ 10,075,000 | $ 176,000 | $ 74,000 |
| MCALLEN-EDINBURG-MISSION, TX | 57 | $ 7,892,000 | $ 138,000 | $ 89,000 |
| WARNER ROBINS, GA | 57 | $ 9,594,000 | $ 168,000 | $ 89,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 57 | $ 7,796,000 | $ 133,500 | $ 74,500 |
| ATHENS-CLARKE COUNTY, GA | 56 | $ 9,077,000 | $ 162,000 | $ 77,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 56 | $ 10,281,000 | $ 183,000 | $ 122,000 |
| EVANSVILLE, IN-KY | 56 | $ 9,349,000 | $ 159,500 | $ 74,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 56 | $ 10,969,000 | $ 195,000 | $ 107,000 |
| LINCOLN, NE | 55 | $ 8,857,000 | $ 161,000 | $ 106,000 |
| OLYMPIA, WA | 55 | $ 13,779,000 | $ 250,000 | $ 97,000 |
| WINCHESTER, VA-WV | 54 | $ 11,694,000 | $ 200,500 | $ 80,000 |
| BEND, OR | 53 | $ 13,736,000 | $ 259,000 | $ 100,000 |
| ERIE, PA | 53 | $ 7,379,000 | $ 139,000 | $ 79,000 |
| JOHNSON CITY, TN | 53 | $ 8,243,000 | $ 155,000 | $ 65,000 |
| KINGSTON, NY | 53 | $ 11,248,000 | $ 212,000 | $ 94,000 |
| ROCKFORD, IL | 52 | $ 9,351,000 | $ 179,000 | $ 90,000 |
| FLORENCE, SC | 50 | $ 7,725,000 | $ 154,000 | $ 78,000 |
| PALM COAST, FL | 49 | $ 8,753,000 | $ 178,000 | $ 81,000 |
| JOPLIN, MO | 48 | $ 6,357,000 | $ 132,000 | $ 72,000 |
| ST. JOSEPH, MO-KS | 48 | $ 5,806,000 | $ 159,500 | $ 87,500 |
| CLARKSVILLE, TN-KY | 47 | $ 7,785,000 | $ 164,000 | $ 112,500 |
| COLUMBIA, MO | 47 | $ 7,262,000 | $ 154,000 | $ 101,000 |
| LEBANON, PA | 47 | $ 8,617,000 | $ 183,000 | $ 78,000 |
| STATE COLLEGE, PA | 47 | $ 8,049,000 | $ 171,000 | $ 91,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 46 | $ 8,503,000 | $ 184,000 | $ 82,000 |
| BREMERTON-SILVERDALE, WA | 46 | $ 10,892,000 | $ 236,000 | $ 95,000 |
| NAPA, CA | 46 | $ 14,849,000 | $ 322,000 | $ 109,000 |
| SALISBURY, MD | 46 | $ 9,348,000 | $ 203,000 | $ 88,000 |
| ROCHESTER, MN | 45 | $ 8,057,000 | $ 179,000 | $ 102,000 |
| TUSCALOOSA, AL | 45 | $ 8,123,000 | $ 180,000 | $ 75,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 44 | $ 7,313,000 | $ 166,000 | $ 76,000 |
| GLENS FALLS, NY | 43 | $ 7,668,000 | $ 178,000 | $ 76,000 |
| PASCAGOULA, MS | 43 | $ 6,546,000 | $ 152,000 | $ 77,000 |
| GREEN BAY, WI | 42 | $ 6,375,000 | $ 151,000 | $ 75,000 |
| LAKE CHARLES, LA | 42 | $ 6,213,000 | $ 147,000 | $ 71,000 |
| ANDERSON, SC | 41 | $ 8,108,000 | $ 197,000 | $ 93,000 |
| PEORIA, IL | 40 | $ 6,902,000 | $ 172,000 | $ 123,000 |
| AUBURN-OPELIKA, AL | 39 | $ 7,357,000 | $ 188,000 | $ 83,000 |
| BLOOMINGTON-NORMAL, IL | 39 | $ 7,745,000 | $ 198,000 | $ 95,000 |
| DALTON, GA | 39 | $ 6,312,000 | $ 161,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 39 | $ 7,584,000 | $ 194,000 | $ 99,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 39 | $ 5,848,000 | $ 149,000 | $ 76,000 |
| TOPEKA, KS | 39 | $ 6,203,000 | $ 159,000 | $ 84,000 |
| UTICA-ROME, NY | 39 | $ 6,921,000 | $ 177,000 | $ 106,000 |
| CLEVELAND, TN | 38 | $ 6,804,000 | $ 179,000 | $ 86,000 |
| LAFAYETTE, IN | 38 | $ 6,499,000 | $ 171,000 | $ 104,000 |
| BRUNSWICK, GA | 37 | $ 8,675,000 | $ 234,000 | $ 109,000 |
| FARMINGTON, NM | 37 | $ 7,222,000 | $ 195,000 | $ 137,000 |
| MADERA-CHOWCHILLA, CA | 37 | $ 7,693,000 | $ 207,000 | $ 94,000 |
| MISSOULA, MT | 37 | $ 8,149,000 | $ 220,000 | $ 82,000 |
| MORRISTOWN, TN | 37 | $ 6,753,000 | $ 182,000 | $ 71,000 |
| ST. CLOUD, MN | 37 | $ 6,056,000 | $ 163,000 | $ 78,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 37 | $ 8,259,000 | $ 223,000 | $ 114,000 |
| BROWNSVILLE-HARLINGEN, TX | 36 | $ 5,823,000 | $ 161,000 | $ 116,000 |
| CEDAR RAPIDS, IA | 36 | $ 5,381,000 | $ 149,000 | $ 78,000 |
| FLORENCE-MUSCLE SHOALS, AL | 36 | $ 5,763,000 | $ 160,000 | $ 98,000 |
| GREENVILLE, NC | 36 | $ 8,120,000 | $ 225,000 | $ 110,000 |
| HARRISONBURG, VA | 36 | $ 6,254,000 | $ 173,000 | $ 81,000 |
| ANNISTON-OXFORD, AL | 35 | $ 6,055,000 | $ 173,000 | $ 77,000 |
| CHAMPAIGN-URBANA, IL | 35 | $ 5,840,000 | $ 166,000 | $ 77,000 |
| DECATUR, AL | 35 | $ 6,190,000 | $ 176,000 | $ 85,000 |
| MICHIGAN CITY-LA PORTE, IN | 35 | $ 5,067,000 | $ 144,000 | $ 78,000 |
| RACINE, WI | 35 | $ 6,633,000 | $ 189,000 | $ 81,000 |
| YAKIMA, WA | 35 | $ 6,073,000 | $ 173,000 | $ 88,000 |
| YUBA CITY, CA | 35 | $ 8,306,000 | $ 237,000 | $ 90,000 |
| ALEXANDRIA, LA | 34 | $ 6,002,000 | $ 176,000 | $ 97,000 |
| BLOOMINGTON, IN | 34 | $ 6,546,000 | $ 192,000 | $ 85,000 |
| GRAND JUNCTION, CO | 34 | $ 7,646,000 | $ 224,000 | $ 96,000 |
| LAWRENCE, KS | 34 | $ 6,685,000 | $ 196,000 | $ 107,000 |
| PITTSFIELD, MA | 34 | $ 7,338,000 | $ 215,000 | $ 95,000 |
| VALDOSTA, GA | 34 | $ 5,680,000 | $ 167,000 | $ 68,000 |
| YUMA, AZ | 34 | $ 5,765,000 | $ 169,000 | $ 84,000 |
| BINGHAMTON, NY | 33 | $ 4,579,000 | $ 138,000 | $ 75,000 |
| BURLINGTON, NC | 33 | $ 5,749,000 | $ 174,000 | $ 70,000 |
| HATTIESBURG, MS | 33 | $ 5,466,000 | $ 165,000 | $ 85,000 |
| MORGANTOWN, WV | 33 | $ 5,675,000 | $ 171,000 | $ 92,000 |
| PUEBLO, CO | 33 | $ 5,908,000 | $ 179,000 | $ 72,000 |
| ROCKY MOUNT, NC | 33 | $ 4,999,000 | $ 151,000 | $ 88,000 |
| ST. GEORGE, UT | 33 | $ 8,837,000 | $ 267,000 | $ 114,000 |
| CANTON-MASSILLON, OH | 32 | $ 4,995,000 | $ 156,000 | $ 85,000 |
| CHEYENNE, WY | 32 | $ 5,931,000 | $ 185,000 | $ 76,000 |
| SEBASTIAN-VERO BEACH, FL | 32 | $ 5,740,000 | $ 179,000 | $ 73,000 |
| BANGOR, ME | 30 | $ 5,062,000 | $ 168,000 | $ 69,000 |
| CORVALLIS, OR | 30 | $ 6,338,000 | $ 211,000 | $ 102,000 |
| JACKSONVILLE, NC | 28 | $ 4,889,000 | $ 174,000 | $ 79,000 |
| ROME, GA | 28 | $ 4,061,000 | $ 145,000 | $ 59,000 |
| WENATCHEE-EAST WENATCHEE, WA | 28 | $ 5,679,000 | $ 202,000 | $ 81,000 |
| ANDERSON, IN | 27 | $ 2,994,000 | $ 110,000 | $ 73,000 |
| BEAUMONT-PORT ARTHUR, TX | 27 | $ 3,986,000 | $ 147,000 | $ 97,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 27 | $ 4,049,000 | $ 143,000 | $ 67,500 |
| APPLETON, WI | 26 | $ 3,855,000 | $ 148,000 | $ 83,000 |
| EL CENTRO, CA | 26 | $ 5,326,000 | $ 204,000 | $ 90,000 |
| JEFFERSON CITY, MO | 26 | $ 3,824,000 | $ 147,000 | $ 70,000 |
| MERCED, CA | 26 | $ 5,855,000 | $ 225,000 | $ 109,000 |
| MONROE, LA | 26 | $ 3,817,000 | $ 146,000 | $ 74,000 |
| SIOUX FALLS, SD | 26 | $ 4,877,000 | $ 187,000 | $ 84,000 |
| FAIRBANKS, AK | 25 | $ 5,541,000 | $ 221,000 | $ 93,000 |
| LONGVIEW, TX | 25 | $ 3,537,000 | $ 141,000 | $ 78,000 |
| TYLER, TX | 25 | $ 3,730,000 | $ 149,000 | $ 100,000 |
| ALBANY, GA | 24 | $ 3,489,000 | $ 145,000 | $ 70,000 |
| ALTOONA, PA | 24 | $ 4,222,000 | $ 175,000 | $ 81,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 24 | $ 3,254,000 | $ 118,500 | $ 79,000 |
| COLLEGE STATION-BRYAN, TX | 24 | $ 3,832,000 | $ 159,000 | $ 79,000 |
| ELKHART-GOSHEN, IN | 24 | $ 4,512,000 | $ 188,000 | $ 106,000 |
| MANHATTAN, KS | 24 | $ 3,435,000 | $ 143,000 | $ 123,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 24 | $ 3,441,000 | $ 118,500 | $ 83,500 |
| WILLIAMSPORT, PA | 24 | $ 3,431,000 | $ 142,000 | $ 88,000 |
| AMARILLO, TX | 23 | $ 3,049,000 | $ 132,000 | $ 95,000 |
| LEWISTON-AUBURN, ME | 23 | $ 3,752,000 | $ 163,000 | $ 73,000 |
| SPRINGFIELD, IL | 23 | $ 3,655,000 | $ 158,000 | $ 86,000 |
| LONGVIEW, WA | 22 | $ 4,925,000 | $ 223,000 | $ 86,000 |
| WACO, TX | 22 | $ 2,823,000 | $ 128,000 | $ 74,000 |
| DOTHAN, AL | 21 | $ 3,624,000 | $ 172,000 | $ 63,000 |
| EAU CLAIRE, WI | 21 | $ 3,262,000 | $ 155,000 | $ 82,000 |
| FARGO, ND-MN | 21 | $ 3,230,000 | $ 156,000 | $ 69,000 |
| OSHKOSH-NEENAH, WI | 21 | $ 3,736,000 | $ 177,000 | $ 84,000 |
| COEUR D'ALENE, ID | 20 | $ 3,916,000 | $ 195,000 | $ 89,000 |
| DANVILLE, VA | 20 | $ 2,608,000 | $ 130,000 | $ 66,000 |
| IOWA CITY, IA | 20 | $ 4,010,000 | $ 200,000 | $ 83,000 |
| LAREDO, TX | 20 | $ 3,846,000 | $ 192,000 | $ 87,000 |
| RAPID CITY, SD | 20 | $ 3,924,000 | $ 196,000 | $ 74,000 |
| CARSON CITY, NV | 19 | $ 4,500,000 | $ 236,000 | $ 98,000 |
| CUMBERLAND, MD-WV | 19 | $ 2,572,000 | $ 134,500 | $ 75,000 |
| IDAHO FALLS, ID | 19 | $ 3,684,000 | $ 193,000 | $ 80,000 |
| JACKSON, TN | 19 | $ 3,149,000 | $ 165,000 | $ 75,000 |
| JANESVILLE, WI | 19 | $ 3,008,000 | $ 158,000 | $ 77,000 |
| SUMTER, SC | 19 | $ 3,021,000 | $ 159,000 | $ 92,000 |
| MOUNT VERNON-ANACORTES, WA | 18 | $ 4,721,000 | $ 262,000 | $ 102,000 |
| POCATELLO, ID | 18 | $ 2,570,000 | $ 142,000 | $ 85,000 |
| JOHNSTOWN, PA | 17 | $ 2,969,000 | $ 174,000 | $ 97,000 |
| KANKAKEE-BRADLEY, IL | 17 | $ 3,024,000 | $ 177,000 | $ 90,000 |
| LOGAN, UT-ID | 17 | $ 3,624,000 | $ 199,000 | $ 67,000 |
| LUBBOCK, TX | 17 | $ 1,819,000 | $ 107,000 | $ 70,000 |
| SHEBOYGAN, WI | 17 | $ 2,482,000 | $ 146,000 | $ 85,000 |
| SIOUX CITY, IA-NE-SD | 17 | $ 2,582,000 | $ 147,333 | $ 87,333 |
| TERRE HAUTE, IN | 17 | $ 2,235,000 | $ 131,000 | $ 74,000 |
| WATERLOO-CEDAR FALLS, IA | 17 | $ 3,288,000 | $ 193,000 | $ 99,000 |
| ELMIRA, NY | 16 | $ 2,766,000 | $ 172,000 | $ 82,000 |
| GADSDEN, AL | 16 | $ 2,364,000 | $ 147,000 | $ 73,000 |
| MUNCIE, IN | 16 | $ 2,538,000 | $ 158,000 | $ 75,000 |
| HINESVILLE-FORT STEWART, GA | 15 | $ 2,508,000 | $ 167,000 | $ 92,000 |
| WAUSAU, WI | 15 | $ 2,352,000 | $ 156,000 | $ 65,000 |
| ABILENE, TX | 14 | $ 1,601,000 | $ 114,000 | $ 81,000 |
| BISMARCK, ND | 14 | $ 2,413,000 | $ 172,000 | $ 103,000 |
| DUBUQUE, IA | 14 | $ 2,548,000 | $ 182,000 | $ 87,000 |
| GRAND FORKS, ND-MN | 14 | $ 2,168,000 | $ 149,500 | $ 71,500 |
| KOKOMO, IN | 14 | $ 1,860,000 | $ 132,000 | $ 58,000 |
| MIDLAND, TX | 14 | $ 1,665,000 | $ 118,000 | $ 88,000 |
| AMES, IA | 13 | $ 2,184,000 | $ 168,000 | $ 79,000 |
| CASPER, WY | 13 | $ 2,851,000 | $ 219,000 | $ 67,000 |
| FOND DU LAC, WI | 13 | $ 2,315,000 | $ 178,000 | $ 65,000 |
| WHEELING, WV-OH | 13 | $ 1,868,000 | $ 144,000 | $ 62,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 12 | $ 1,751,000 | $ 154,500 | $ 95,500 |
| GREAT FALLS, MT | 12 | $ 2,564,000 | $ 213,000 | $ 66,000 |
| LEXINGTON-FAYETTE, KY | 12 | $ 2,011,000 | $ 167,000 | $ 68,000 |
| VICTORIA, TX | 12 | $ 1,882,000 | $ 156,000 | $ 112,000 |
| COLUMBUS, IN | 11 | $ 2,040,000 | $ 185,000 | $ 86,000 |
| LEWISTON, ID-WA | 11 | $ 1,972,000 | $ 178,000 | $ 95,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 11 | $ 1,398,000 | $ 129,000 | $ 83,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 10 | $ 1,611,000 | $ 161,000 | $ 102,000 |
| LA CROSSE, WI-MN | 10 | $ 1,527,000 | $ 140,000 | $ 63,500 |
| MANKATO-NORTH MANKATO, MN | 10 | $ 1,953,000 | $ 195,000 | $ 70,000 |
| ODESSA, TX | 10 | $ 1,705,000 | $ 170,000 | $ 93,000 |
| SANDUSKY, OH | 10 | $ 1,981,000 | $ 198,000 | $ 105,000 |
| TEXARKANA, TX-TEXARKANA, AR | 10 | $ 1,257,000 | $ 125,000 | $ 65,000 |
| DANVILLE, IL | 9 | $ 1,127,000 | $ 125,000 | $ 76,000 |
| FORT SMITH, AR-OK | 9 | $ 923,000 | $ 106,000 | $ 34,500 |
| GOLDSBORO, NC | 9 | $ 1,501,000 | $ 166,000 | $ 58,000 |
| ITHACA, NY | 9 | $ 1,534,000 | $ 170,000 | $ 78,000 |
| DECATUR, IL | 8 | $ 1,435,000 | $ 179,000 | $ 104,000 |
| LAWTON, OK | 8 | $ 1,701,000 | $ 212,000 | $ 272,000 |
| SHERMAN-DENISON, TX | 8 | $ 1,003,000 | $ 125,000 | $ 67,000 |
| WICHITA FALLS, TX | 8 | $ 1,803,000 | $ 225,000 | $ 107,000 |
| LIMA, OH | 7 | $ 1,034,000 | $ 147,000 | $ 53,000 |
| FLINT, MI | 6 | $ 922,000 | $ 153,000 | $ 74,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 1,171,000 | $ 195,000 | $ 93,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 944,000 | $ 157,000 | $ 77,000 |
| SAN ANGELO, TX | 6 | $ 833,000 | $ 138,000 | $ 79,000 |
| SPRINGFIELD, OH | 6 | $ 1,269,000 | $ 211,000 | $ 113,000 |
| MANSFIELD, OH | 5 | $ 909,000 | $ 181,000 | $ 118,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 1,172,000 | $ 293,000 | $ 92,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 603,000 | $ 150,000 | $ 58,000 |
| LANSING-EAST LANSING, MI | 4 | $ 625,000 | $ 156,000 | $ 82,000 |
| BOWLING GREEN, KY | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| JACKSON, MI | 3 | $ 688,000 | $ 229,000 | $ 124,000 |
| OWENSBORO, KY | 3 | $ 504,000 | $ 168,000 | $ 54,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 3 | $ 260,000 | $ 86,000 | $ 79,000 |
| ANN ARBOR, MI | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
| BATTLE CREEK, MI | 2 | $ 463,000 | $ 231,000 | $ 75,000 |
| BAY CITY, MI | 2 | $ 251,000 | $ 125,000 | $ 66,000 |
| ELIZABETHTOWN, KY | 2 | $ 509,000 | $ 254,000 | $ 94,000 |
| MONROE, MI | 2 | $ 348,000 | $ 174,000 | $ 75,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 567,000 | $ 283,000 | $ 98,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Home Loan Center in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 71,333 | $16,271,331,000 | $228,000 | $3,590,000 | $105,000 | $9,600,000 |
| Home Purchase | 7,163 | $1,510,537,000 | $210,000 | $3,200,000 | $95,000 | $6,163,000 |
| Home Improvement | 1,154 | $228,618,000 | $198,000 | $925,000 | $97,000 | $816,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 39,122 | $8,844,706,000 | $226,000 | $3,075,000 | $104,000 | $9,258,000 |
| Not Provided | 33,681 | $7,528,291,000 | $223,000 | $3,200,000 | $104,000 | $9,600,000 |
| Hispanic | 2,825 | $656,003,000 | $232,000 | $3,590,000 | $94,000 | $4,500,000 |
| Asian | 1,861 | $529,231,000 | $284,000 | $1,300,000 | $125,000 | $9,600,000 |
| Black or African American | 1,825 | $366,677,000 | $200,000 | $1,275,000 | $84,000 | $1,500,000 |
| Native Hawaiian or Other Pacific Islander | 181 | $50,709,000 | $280,000 | $746,000 | $101,000 | $513,000 |
| American Indian or Alaskan Native | 155 | $34,869,000 | $224,000 | $708,000 | $97,000 | $446,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 62,637 | $14,287,652,000 | $228,000 | $3,590,000 | $109,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 17,013 | $3,722,834,000 | $218,000 | $966,000 | $85,000 | $6,163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 38,652 | $8,787,968,000 | $227,000 | $1,760,000 | $109,000 | $9,600,000 |
| Application Denied By Financial Institution | 13,916 | $3,173,038,000 | $228,000 | $3,590,000 | $94,000 | $9,600,000 |
| Loan Originated | 12,293 | $2,730,936,000 | $222,000 | $745,000 | $103,000 | $1,262,000 |
| Application Approved But Not Accepted | 10,866 | $2,487,448,000 | $228,000 | $1,320,000 | $104,000 | $2,616,000 |
| Application Withdrawn By Applicant | 3,923 | $831,096,000 | $211,000 | $3,200,000 | $84,000 | $5,340,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 3,692 | $1,006,039,000 | $272,000 | $3,075,000 | $112,000 | $6,194,000 |
| Credit History | 3,503 | $627,137,000 | $179,000 | $3,590,000 | $77,000 | $9,600,000 |
| Other | 2,294 | $533,126,000 | $232,000 | $910,000 | $105,000 | $9,258,000 |
| Debt-To-Income Ratio | 1,362 | $316,623,000 | $232,000 | $796,000 | $70,000 | $1,500,000 |
| Collateral | 375 | $78,406,000 | $209,000 | $738,000 | $103,000 | $746,000 |
| Unverifiable Information | 185 | $44,054,000 | $238,000 | $713,000 | $99,000 | $919,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 182 | $41,585,000 | $228,000 | $640,000 | $97,000 | $480,000 |
| Employment History | 37 | $8,305,000 | $224,000 | $535,000 | $72,000 | $217,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Center's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.