Home Loan Investment Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Home Loan Investment Bank, F.S.B. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Investment Bank, F.S.B. One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,256 |
| Total Mortgage Loan Application Amount | $93,817,000 |
| Average Mortgage Loan Application Amount | $123,666 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Home Loan Investment Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Home Loan Investment Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank, F.S.B.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 135 | $ 18,581,000 | $ 137,000 | $ 70,000 |
| Kent County Rhode Island | 71 | $ 10,092,000 | $ 142,000 | $ 71,000 |
| Ulster County New York | 28 | $ 258,000 | $ 9,000 | $ 47,000 |
| Hartford County Connecticut | 27 | $ 1,360,000 | $ 50,000 | $ 74,000 |
| Washington County Rhode Island | 22 | $ 4,939,000 | $ 224,000 | $ 125,000 |
| Norfolk County Massachusetts | 18 | $ 2,276,000 | $ 126,000 | $ 99,000 |
| Newport County Rhode Island | 18 | $ 4,500,000 | $ 250,000 | $ 83,000 |
| Broward County Florida | 17 | $ 269,000 | $ 15,000 | $ 85,000 |
| Bristol County Massachusetts | 14 | $ 1,181,000 | $ 84,000 | $ 94,000 |
| Middlesex County Massachusetts | 14 | $ 1,880,000 | $ 134,000 | $ 79,000 |
| New Haven County Connecticut | 13 | $ 550,000 | $ 42,000 | $ 67,000 |
| Anoka County Minnesota | 13 | $ 66,000 | $ 5,000 | $ 59,000 |
| Greene County New York | 13 | $ 136,000 | $ 10,000 | $ 32,000 |
| Monroe County New York | 13 | $ 290,000 | $ 22,000 | $ 52,000 |
| Maricopa County Arizona | 12 | $ 223,000 | $ 18,000 | $ 68,000 |
| Cook County Illinois | 12 | $ 166,000 | $ 13,000 | $ 83,000 |
| Suffolk County Massachusetts | 12 | $ 1,083,000 | $ 90,000 | $ 92,000 |
| Erie County New York | 12 | $ 376,000 | $ 31,000 | $ 76,000 |
| Hampden County Massachusetts | 11 | $ 334,000 | $ 30,000 | $ 41,000 |
| Bergen County New Jersey | 11 | $ 1,520,000 | $ 138,000 | $ 97,000 |
| Essex County New Jersey | 11 | $ 169,000 | $ 15,000 | $ 74,000 |
| Queens County New York | 10 | $ 2,415,000 | $ 241,000 | $ 88,000 |
| Suffolk County New York | 10 | $ 2,048,000 | $ 204,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 10 | $ 558,000 | $ 55,000 | $ 41,000 |
| Fairfield County Connecticut | 9 | $ 1,188,000 | $ 132,000 | $ 66,000 |
| Essex County Massachusetts | 9 | $ 1,505,000 | $ 167,000 | $ 82,000 |
| Hennepin County Minnesota | 9 | $ 42,000 | $ 4,000 | $ 45,000 |
| Kings County New York | 9 | $ 1,895,000 | $ 210,000 | $ 87,000 |
| Nassau County New York | 9 | $ 1,982,000 | $ 220,000 | $ 136,000 |
| Jefferson County Colorado | 8 | $ 103,000 | $ 12,000 | $ 61,000 |
| Bronx County New York | 8 | $ 463,000 | $ 57,000 | $ 104,000 |
| Durham County North Carolina | 8 | $ 91,000 | $ 11,000 | $ 59,000 |
| Bristol County Rhode Island | 8 | $ 1,129,000 | $ 141,000 | $ 75,000 |
| Palm Beach County Florida | 7 | $ 1,053,000 | $ 150,000 | $ 111,000 |
| Plymouth County Massachusetts | 7 | $ 1,241,000 | $ 177,000 | $ 85,000 |
| Worcester County Massachusetts | 7 | $ 997,000 | $ 142,000 | $ 94,000 |
| Ramsey County Minnesota | 7 | $ 42,000 | $ 6,000 | $ 44,000 |
| Jackson County Missouri | 7 | $ 171,000 | $ 24,000 | $ 49,000 |
| Dutchess County New York | 7 | $ 302,000 | $ 43,000 | $ 77,000 |
| Franklin County Ohio | 7 | $ 146,000 | $ 20,000 | $ 70,000 |
| Caddo County Louisiana | 6 | $ 72,000 | $ 12,000 | $ 48,000 |
| Ocean County New Jersey | 6 | $ 272,000 | $ 45,000 | $ 139,000 |
| Albany County New York | 6 | $ 418,000 | $ 69,000 | $ 43,000 |
| Schenectady County New York | 6 | $ 83,000 | $ 13,000 | $ 53,000 |
| Westchester County New York | 6 | $ 2,015,000 | $ 335,000 | $ 283,000 |
| Litchfield County Connecticut | 5 | $ 427,000 | $ 85,000 | $ 78,000 |
| Windham County Connecticut | 5 | $ 385,000 | $ 77,000 | $ 63,000 |
| Marshall County Kansas | 5 | $ 54,000 | $ 10,000 | $ 46,000 |
| Union County New Jersey | 5 | $ 356,000 | $ 71,000 | $ 96,000 |
| Onondaga County New York | 5 | $ 143,000 | $ 28,000 | $ 69,000 |
| Oswego County New York | 5 | $ 91,000 | $ 18,000 | $ 64,000 |
| Wake County North Carolina | 5 | $ 31,000 | $ 6,000 | $ 48,000 |
| Cuyahoga County Ohio | 5 | $ 256,000 | $ 51,000 | $ 53,000 |
| Allegheny County Pennsylvania | 5 | $ 374,000 | $ 74,000 | $ 86,000 |
| Jefferson County Arkansas | 4 | $ 57,000 | $ 14,000 | $ 43,000 |
| Pulaski County Arkansas | 4 | $ 42,000 | $ 10,000 | $ 67,000 |
| Miami-Dade County Florida | 4 | $ 109,000 | $ 27,000 | $ 82,000 |
| Sedgwick County Kansas | 4 | $ 65,000 | $ 16,000 | $ 59,000 |
| Baltimore City County Maryland | 4 | $ 47,000 | $ 11,000 | $ 49,000 |
| Barnstable County Massachusetts | 4 | $ 737,000 | $ 184,000 | $ 125,000 |
| Oakland County Michigan | 4 | $ 58,000 | $ 14,000 | $ 105,000 |
| Dakota County Minnesota | 4 | $ 34,000 | $ 8,000 | $ 62,000 |
| Cape May County New Jersey | 4 | $ 267,000 | $ 66,000 | $ 140,000 |
| Cumberland County New Jersey | 4 | $ 120,000 | $ 30,000 | $ 83,000 |
| Middlesex County New Jersey | 4 | $ 66,000 | $ 16,000 | $ 121,000 |
| Monmouth County New Jersey | 4 | $ 48,000 | $ 12,000 | $ 80,000 |
| Somerset County New Jersey | 4 | $ 86,000 | $ 21,000 | $ 42,000 |
| Broome County New York | 4 | $ 58,000 | $ 14,000 | $ 56,000 |
| Livingston County New York | 4 | $ 180,000 | $ 45,000 | $ 57,000 |
| Oneida County New York | 4 | $ 88,000 | $ 22,000 | $ 33,000 |
| Richmond County New York | 4 | $ 641,000 | $ 160,000 | $ 75,000 |
| Steuben County New York | 4 | $ 100,000 | $ 25,000 | $ 20,000 |
| Guilford County North Carolina | 4 | $ 23,000 | $ 5,000 | $ 85,000 |
| Johnston County North Carolina | 4 | $ 17,000 | $ 4,000 | $ 44,000 |
| Scotland County North Carolina | 4 | $ 44,000 | $ 11,000 | $ 33,000 |
| Delaware County Ohio | 4 | $ 77,000 | $ 19,000 | $ 146,000 |
| Washington County Arkansas | 3 | $ 64,000 | $ 21,000 | $ 79,000 |
| Middlesex County Connecticut | 3 | $ 404,000 | $ 134,000 | $ 106,000 |
| New London County Connecticut | 3 | $ 129,000 | $ 43,000 | $ 77,000 |
| Tolland County Connecticut | 3 | $ 64,000 | $ 21,000 | $ 106,000 |
| Sussex County Delaware | 3 | $ 298,000 | $ 99,000 | $ 58,000 |
| Berkshire County Massachusetts | 3 | $ 40,000 | $ 13,000 | $ 62,000 |
| Kalamazoo County Michigan | 3 | $ 34,000 | $ 11,000 | $ 70,000 |
| Wayne County Michigan | 3 | $ 73,000 | $ 24,000 | $ 25,000 |
| Stearns County Minnesota | 3 | $ 11,000 | $ 3,000 | $ 40,000 |
| Camden County New Jersey | 3 | $ 45,000 | $ 15,000 | $ 74,000 |
| Gloucester County New Jersey | 3 | $ 182,000 | $ 60,000 | $ 90,000 |
| Cayuga County New York | 3 | $ 141,000 | $ 47,000 | $ 24,000 |
| Chenango County New York | 3 | $ 25,000 | $ 8,000 | $ 43,000 |
| Fulton County New York | 3 | $ 62,000 | $ 20,000 | $ 39,000 |
| Genesee County New York | 3 | $ 58,000 | $ 19,000 | $ 54,000 |
| Madison County New York | 3 | $ 39,000 | $ 13,000 | $ 27,000 |
| Orange County New York | 3 | $ 46,000 | $ 15,000 | $ 82,000 |
| Rensselaer County New York | 3 | $ 30,000 | $ 10,000 | $ 34,000 |
| Washington County New York | 3 | $ 208,000 | $ 69,000 | $ 47,000 |
| Wayne County New York | 3 | $ 20,000 | $ 6,000 | $ 36,000 |
| Halifax County North Carolina | 3 | $ 19,000 | $ 6,000 | $ 47,000 |
| Nash County North Carolina | 3 | $ 35,000 | $ 11,000 | $ 51,000 |
| Hamilton County Ohio | 3 | $ 31,000 | $ 10,000 | $ 59,000 |
| Okmulgee County Oklahoma | 3 | $ 118,000 | $ 39,000 | $ 78,000 |
| Monroe County Pennsylvania | 3 | $ 63,000 | $ 21,000 | $ 93,000 |
| Northumberland County Pennsylvania | 3 | $ 31,000 | $ 10,000 | $ 56,000 |
| Henrico County Virginia | 3 | $ 491,000 | $ 163,000 | $ 57,000 |
| King County Washington | 3 | $ 33,000 | $ 11,000 | $ 130,000 |
| Calhoun County Arkansas | 2 | $ 16,000 | $ 8,000 | $ 35,000 |
| Drew County Arkansas | 2 | $ 38,000 | $ 19,000 | $ 48,000 |
| Orange County California | 2 | $ 18,000 | $ 9,000 | $ 152,000 |
| Adams County Colorado | 2 | $ 43,000 | $ 21,000 | $ 71,000 |
| Arapahoe County Colorado | 2 | $ 373,000 | $ 186,000 | $ 66,000 |
| Denver County Colorado | 2 | $ 25,000 | $ 12,000 | $ 40,000 |
| New Castle County Delaware | 2 | $ 429,000 | $ 214,000 | $ 118,000 |
| Duval County Florida | 2 | $ 40,000 | $ 20,000 | $ 72,000 |
| Hillsborough County Florida | 2 | $ 16,000 | $ 8,000 | $ 47,000 |
| Manatee County Florida | 2 | $ 16,000 | $ 8,000 | $ 36,000 |
| Pinellas County Florida | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| DuPage County Illinois | 2 | $ 116,000 | $ 58,000 | $ 72,000 |
| Hancock County Illinois | 2 | $ 46,000 | $ 23,000 | $ 53,000 |
| Jefferson County Illinois | 2 | $ 16,000 | $ 8,000 | $ 0 |
| Peoria County Illinois | 2 | $ 55,000 | $ 27,000 | $ 28,000 |
| Winnebago County Illinois | 2 | $ 65,000 | $ 32,000 | $ 43,000 |
| Boone County Indiana | 2 | $ 11,000 | $ 5,000 | $ 28,000 |
| White County Indiana | 2 | $ 17,000 | $ 8,000 | $ 59,000 |
| Polk County Iowa | 2 | $ 38,000 | $ 19,000 | $ 29,000 |
| Butler County Kansas | 2 | $ 33,000 | $ 16,000 | $ 37,000 |
| Phillips County Kansas | 2 | $ 25,000 | $ 12,000 | $ 38,000 |
| Republic County Kansas | 2 | $ 16,000 | $ 8,000 | $ 29,000 |
| Rooks County Kansas | 2 | $ 45,000 | $ 22,000 | $ 47,000 |
| Wyandotte County Kansas | 2 | $ 33,000 | $ 16,000 | $ 59,000 |
| Bossier County Louisiana | 2 | $ 22,000 | $ 11,000 | $ 38,000 |
| Natchitoches County Louisiana | 2 | $ 19,000 | $ 9,000 | $ 30,000 |
| Penobscot County Maine | 2 | $ 138,000 | $ 69,000 | $ 17,000 |
| Baltimore County Maryland | 2 | $ 158,000 | $ 79,000 | $ 60,000 |
| Hampshire County Massachusetts | 2 | $ 19,000 | $ 9,000 | $ 58,000 |
| Calhoun County Michigan | 2 | $ 39,000 | $ 19,000 | $ 89,000 |
| Genesee County Michigan | 2 | $ 45,000 | $ 22,000 | $ 63,000 |
| Muskegon County Michigan | 2 | $ 164,000 | $ 82,000 | $ 76,000 |
| Sherburne County Minnesota | 2 | $ 13,000 | $ 6,000 | $ 37,000 |
| Washington County Minnesota | 2 | $ 11,000 | $ 5,000 | $ 53,000 |
| Boone County Missouri | 2 | $ 32,000 | $ 16,000 | $ 72,000 |
| Rockingham County New Hampshire | 2 | $ 179,000 | $ 89,000 | $ 103,000 |
| Warren County New Jersey | 2 | $ 39,000 | $ 19,000 | $ 126,000 |
| Chemung County New York | 2 | $ 18,000 | $ 9,000 | $ 35,000 |
| Columbia County New York | 2 | $ 14,000 | $ 7,000 | $ 42,000 |
| Delaware County New York | 2 | $ 13,000 | $ 6,000 | $ 53,000 |
| Herkimer County New York | 2 | $ 25,000 | $ 12,000 | $ 51,000 |
| Niagara County New York | 2 | $ 20,000 | $ 10,000 | $ 58,000 |
| Ontario County New York | 2 | $ 11,000 | $ 5,000 | $ 64,000 |
| Saratoga County New York | 2 | $ 212,000 | $ 106,000 | $ 58,000 |
| Schoharie County New York | 2 | $ 268,000 | $ 134,000 | $ 30,000 |
| St. Lawrence County New York | 2 | $ 72,000 | $ 36,000 | $ 37,000 |
| Wyoming County New York | 2 | $ 26,000 | $ 13,000 | $ 69,000 |
| Columbus County North Carolina | 2 | $ 34,000 | $ 17,000 | $ 47,000 |
| Rowan County North Carolina | 2 | $ 22,000 | $ 11,000 | $ 77,000 |
| Warren County North Carolina | 2 | $ 9,000 | $ 4,000 | $ 18,000 |
| Lucas County Ohio | 2 | $ 16,000 | $ 8,000 | $ 22,000 |
| Berks County Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 74,000 |
| Dauphin County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 87,000 |
| Delaware County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 95,000 |
| Lehigh County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Northampton County Pennsylvania | 2 | $ 107,000 | $ 53,000 | $ 45,000 |
| Sullivan County Pennsylvania | 2 | $ 9,000 | $ 4,000 | $ 63,000 |
| Washington County Pennsylvania | 2 | $ 99,000 | $ 49,000 | $ 56,000 |
| Westmoreland County Pennsylvania | 2 | $ 315,000 | $ 157,000 | $ 64,000 |
| Lexington County South Carolina | 2 | $ 15,000 | $ 7,000 | $ 45,000 |
| Chesterfield County Virginia | 2 | $ 33,000 | $ 16,000 | $ 293,000 |
| Fairfax County Virginia | 2 | $ 683,000 | $ 341,000 | $ 129,000 |
| Clark County Washington | 2 | $ 16,000 | $ 8,000 | $ 29,000 |
| Spokane County Washington | 2 | $ 42,000 | $ 21,000 | $ 67,000 |
| Milwaukee County Wisconsin | 2 | $ 42,000 | $ 21,000 | $ 35,000 |
| Jefferson County Alabama | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
| Macon County Alabama | 1 | $ 8,000 | $ 8,000 | $ 9,000 |
| Benton County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Desha County Arkansas | 1 | $ 16,000 | $ 16,000 | $ 101,000 |
| Faulkner County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Franklin County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Union County Arkansas | 1 | $ 11,000 | $ 11,000 | $ 89,000 |
| White County Arkansas | 1 | $ 4,000 | $ 4,000 | $ 71,000 |
| Fresno County California | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Los Angeles County California | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Riverside County California | 1 | $ 22,000 | $ 22,000 | $ 71,000 |
| San Bernardino County California | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Santa Clara County California | 1 | $ 25,000 | $ 25,000 | $ 198,000 |
| Solano County California | 1 | $ 25,000 | $ 25,000 | $ 159,000 |
| Sutter County California | 1 | $ 23,000 | $ 23,000 | $ 54,000 |
| Conejos County Colorado | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Elbert County Colorado | 1 | $ 25,000 | $ 25,000 | $ 169,000 |
| Columbia County Florida | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| Lee County Florida | 1 | $ 132,000 | $ 132,000 | $ 25,000 |
| Putnam County Florida | 1 | $ 380,000 | $ 380,000 | $ 145,000 |
| Sarasota County Florida | 1 | $ 12,000 | $ 12,000 | $ 106,000 |
| Seminole County Florida | 1 | $ 8,000 | $ 8,000 | $ 112,000 |
| St. Lucie County Florida | 1 | $ 47,000 | $ 47,000 | $ 14,000 |
| Clinch County Georgia | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Cobb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Douglas County Georgia | 1 | $ 5,000 | $ 5,000 | $ 55,000 |
| Floyd County Georgia | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Fulton County Georgia | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Gwinnett County Georgia | 1 | $ 11,000 | $ 11,000 | $ 58,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Walker County Georgia | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Kootenai County Idaho | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Christian County Illinois | 1 | $ 29,000 | $ 29,000 | $ 16,000 |
| Franklin County Illinois | 1 | $ 22,000 | $ 22,000 | $ 78,000 |
| Grundy County Illinois | 1 | $ 8,000 | $ 8,000 | $ 93,000 |
| Henry County Illinois | 1 | $ 180,000 | $ 180,000 | $ 360,000 |
| Lake County Illinois | 1 | $ 17,000 | $ 17,000 | $ 111,000 |
| Madison County Illinois | 1 | $ 47,000 | $ 47,000 | $ 39,000 |
| McLean County Illinois | 1 | $ 6,000 | $ 6,000 | $ 27,000 |
| Saline County Illinois | 1 | $ 26,000 | $ 26,000 | $ 12,000 |
| Tazewell County Illinois | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Whiteside County Illinois | 1 | $ 23,000 | $ 23,000 | $ 62,000 |
| Will County Illinois | 1 | $ 11,000 | $ 11,000 | $ 70,000 |
| Allen County Indiana | 1 | $ 13,000 | $ 13,000 | $ 27,000 |
| Greene County Indiana | 1 | $ 27,000 | $ 27,000 | $ 38,000 |
| Kosciusko County Indiana | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| LaPorte County Indiana | 1 | $ 10,000 | $ 10,000 | $ 150,000 |
| Lawrence County Indiana | 1 | $ 6,000 | $ 6,000 | $ 35,000 |
| Perry County Indiana | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
| St. Joseph County Indiana | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
| Tippecanoe County Indiana | 1 | $ 56,000 | $ 56,000 | $ 155,000 |
| Clinton County Iowa | 1 | $ 23,000 | $ 23,000 | $ 88,000 |
| Des Moines County Iowa | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Scott County Iowa | 1 | $ 11,000 | $ 11,000 | $ 56,000 |
| Brown County Kansas | 1 | $ 23,000 | $ 23,000 | $ 80,000 |
| Douglas County Kansas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Finney County Kansas | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Greeley County Kansas | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Jackson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Johnson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Kingman County Kansas | 1 | $ 14,000 | $ 14,000 | $ 55,000 |
| Logan County Kansas | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| McPherson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Meade County Kansas | 1 | $ 15,000 | $ 15,000 | $ 93,000 |
| Ness County Kansas | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Ottawa County Kansas | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Reno County Kansas | 1 | $ 7,000 | $ 7,000 | $ 9,000 |
| Russell County Kansas | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Scott County Kansas | 1 | $ 18,000 | $ 18,000 | $ 66,000 |
| Shawnee County Kansas | 1 | $ 64,000 | $ 64,000 | $ 88,000 |
| Sherman County Kansas | 1 | $ 24,000 | $ 24,000 | $ 91,000 |
| Sumner County Kansas | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Wallace County Kansas | 1 | $ 16,000 | $ 16,000 | $ 89,000 |
| Daviess County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Morgan County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Pike County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Taylor County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 8,000 |
| Iberia County Louisiana | 1 | $ 8,000 | $ 8,000 | $ 33,000 |
| Red River County Louisiana | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| St. Tammany County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Androscoggin County Maine | 1 | $ 70,000 | $ 70,000 | $ 11,000 |
| Cumberland County Maine | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Oxford County Maine | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| York County Maine | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Queen Anne's County Maryland | 1 | $ 127,000 | $ 127,000 | $ 61,000 |
| Allegan County Michigan | 1 | $ 7,000 | $ 7,000 | $ 48,000 |
| Hillsdale County Michigan | 1 | $ 13,000 | $ 13,000 | $ 48,000 |
| Mecosta County Michigan | 1 | $ 126,000 | $ 126,000 | $ 30,000 |
| Newaygo County Michigan | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Saginaw County Michigan | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| St. Joseph County Michigan | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Wexford County Michigan | 1 | $ 145,000 | $ 145,000 | $ 13,000 |
| Chisago County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 126,000 |
| Wright County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 200,000 |
| Lafayette County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 37,000 |
| Madison County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 33,000 |
| Marion County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Simpson County Mississippi | 1 | $ 13,000 | $ 13,000 | $ 53,000 |
| Tippah County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 12,000 |
| Cass County Missouri | 1 | $ 19,000 | $ 19,000 | $ 80,000 |
| Clay County Missouri | 1 | $ 19,000 | $ 19,000 | $ 72,000 |
| Cole County Missouri | 1 | $ 9,000 | $ 9,000 | $ 24,000 |
| Cooper County Missouri | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Dunklin County Missouri | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Oregon County Missouri | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Platte County Missouri | 1 | $ 23,000 | $ 23,000 | $ 79,000 |
| St. Louis City County Missouri | 1 | $ 200,000 | $ 200,000 | $ 18,000 |
| Lincoln County Montana | 1 | $ 25,000 | $ 25,000 | $ 280,000 |
| Clay County Nebraska | 1 | $ 21,000 | $ 21,000 | $ 40,000 |
| Douglas County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 85,000 |
| Gage County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Hall County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 18,000 |
| Jefferson County Nebraska | 1 | $ 13,000 | $ 13,000 | $ 28,000 |
| Saline County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Hillsborough County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Atlantic County New Jersey | 1 | $ 241,000 | $ 241,000 | $ 105,000 |
| Burlington County New Jersey | 1 | $ 17,000 | $ 17,000 | $ 75,000 |
| Hudson County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Mercer County New Jersey | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Morris County New Jersey | 1 | $ 16,000 | $ 16,000 | $ 79,000 |
| Passaic County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Chautauqua County New York | 1 | $ 8,000 | $ 8,000 | $ 17,000 |
| Cortland County New York | 1 | $ 3,000 | $ 3,000 | $ 15,000 |
| Essex County New York | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Hamilton County New York | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Lewis County New York | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Sullivan County New York | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Tompkins County New York | 1 | $ 24,000 | $ 24,000 | $ 42,000 |
| Brunswick County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Caldwell County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 16,000 |
| Camden County North Carolina | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
| Chowan County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 41,000 |
| Edgecombe County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Franklin County North Carolina | 1 | $ 9,000 | $ 9,000 | $ 92,000 |
| Gates County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 77,000 |
| Granville County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Hoke County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Lee County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| Lincoln County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Mecklenburg County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 60,000 |
| Moore County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Pender County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 46,000 |
| Randolph County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Robeson County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 90,000 |
| Rockingham County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Rutherford County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 87,000 |
| Sampson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Vance County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Adams County Ohio | 1 | $ 59,000 | $ 59,000 | $ 12,000 |
| Ashtabula County Ohio | 1 | $ 9,000 | $ 9,000 | $ 66,000 |
| Butler County Ohio | 1 | $ 8,000 | $ 8,000 | $ 68,000 |
| Clark County Ohio | 1 | $ 59,000 | $ 59,000 | $ 12,000 |
| Coshocton County Ohio | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Fairfield County Ohio | 1 | $ 18,000 | $ 18,000 | $ 173,000 |
| Fulton County Ohio | 1 | $ 13,000 | $ 13,000 | $ 25,000 |
| Highland County Ohio | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Lawrence County Ohio | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Licking County Ohio | 1 | $ 13,000 | $ 13,000 | $ 73,000 |
| Miami County Ohio | 1 | $ 22,000 | $ 22,000 | $ 37,000 |
| Monroe County Ohio | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Montgomery County Ohio | 1 | $ 8,000 | $ 8,000 | $ 103,000 |
| Muskingum County Ohio | 1 | $ 12,000 | $ 12,000 | $ 27,000 |
| Paulding County Ohio | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Putnam County Ohio | 1 | $ 14,000 | $ 14,000 | $ 79,000 |
| Summit County Ohio | 1 | $ 10,000 | $ 10,000 | $ 154,000 |
| Carter County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 28,000 |
| Le Flore County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 85,000 |
| Marion County Oregon | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Bucks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Chester County Pennsylvania | 1 | $ 379,000 | $ 379,000 | $ 123,000 |
| Clearfield County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Clinton County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Erie County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Franklin County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 109,000 |
| Huntingdon County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Juniata County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Lancaster County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 85,000 |
| Luzerne County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 79,000 |
| Lycoming County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Potter County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 31,000 |
| Schuylkill County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 28,000 |
| Tioga County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Wyoming County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 86,000 |
| York County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 18,000 |
| Allendale County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 36,000 |
| Colleton County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 46,000 |
| Florence County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 132,000 |
| Georgetown County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 22,000 |
| Horry County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Marion County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 22,000 |
| Richland County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Hutchinson County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Bedford County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 29,000 |
| Carroll County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 16,000 |
| Lake County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Lewis County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 15,000 |
| Loudon County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Montgomery County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Comal County Texas | 1 | $ 4,000 | $ 4,000 | $ 27,000 |
| Tarrant County Texas | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Chittenden County Vermont | 1 | $ 211,000 | $ 211,000 | $ 75,000 |
| Buchanan County Virginia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Chesapeake County Virginia | 1 | $ 204,000 | $ 204,000 | $ 58,000 |
| Henry County Virginia | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| James City County Virginia | 1 | $ 321,000 | $ 321,000 | $ 113,000 |
| Lunenburg County Virginia | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Newport News County Virginia | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Norfolk County Virginia | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Richmond City County Virginia | 1 | $ 129,000 | $ 129,000 | $ 53,000 |
| Roanoke City County Virginia | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Scott County Virginia | 1 | $ 185,000 | $ 185,000 | $ 28,000 |
| Spotsylvania County Virginia | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Stafford County Virginia | 1 | $ 396,000 | $ 396,000 | $ 591,000 |
| Wythe County Virginia | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Adams County Washington | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Kittitas County Washington | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| Okanogan County Washington | 1 | $ 106,000 | $ 106,000 | $ 24,000 |
| Pend Oreille County Washington | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Pierce County Washington | 1 | $ 12,000 | $ 12,000 | $ 42,000 |
| Thurston County Washington | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Monongalia County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Upshur County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 84,000 |
| Manitowoc County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 31,000 |
| Polk County Wisconsin | 1 | $ 11,000 | $ 11,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank, F.S.B. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 800 | $10,457,000 | $13,000 | $27,000 | $66,000 | $300,000 |
| Refinancing | 328 | $61,378,000 | $187,000 | $955,000 | $81,000 | $1,080,000 |
| Home Purchase | 128 | $21,982,000 | $171,000 | $551,000 | $72,000 | $482,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 987 | $66,641,000 | $67,000 | $955,000 | $69,000 | $1,080,000 |
| Black or African American | 100 | $6,461,000 | $64,000 | $429,000 | $63,000 | $250,000 |
| Not Provided | 77 | $11,446,000 | $148,000 | $665,000 | $91,000 | $591,000 |
| Hispanic | 66 | $5,287,000 | $80,000 | $551,000 | $67,000 | $173,000 |
| Asian | 21 | $3,703,000 | $176,000 | $488,000 | $89,000 | $228,000 |
| American Indian or Alaskan Native | 3 | $263,000 | $87,000 | $180,000 | $162,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $16,000 | $8,000 | $8,000 | $74,000 | $75,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 918 | $31,822,000 | $34,000 | $551,000 | $65,000 | $300,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 327 | $59,723,000 | $182,000 | $955,000 | $86,000 | $1,080,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,272,000 | $206,000 | $417,000 | $57,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 585 | $37,247,000 | $63,000 | $955,000 | $57,000 | $286,000 |
| Loan Originated | 299 | $25,295,000 | $84,000 | $665,000 | $85,000 | $591,000 |
| Application Withdrawn By Applicant | 250 | $8,558,000 | $34,000 | $835,000 | $75,000 | $1,080,000 |
| Application Approved But Not Accepted | 118 | $21,646,000 | $183,000 | $529,000 | $91,000 | $423,000 |
| File Closed For Incompleteness | 4 | $1,071,000 | $267,000 | $429,000 | $141,000 | $176,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 472 | $24,718,000 | $52,000 | $955,000 | $55,000 | $257,000 |
| Debt-To-Income Ratio | 86 | $7,479,000 | $86,000 | $483,000 | $61,000 | $286,000 |
| Collateral | 14 | $3,219,000 | $229,000 | $374,000 | $91,000 | $172,000 |
| Other | 6 | $302,000 | $50,000 | $229,000 | $82,000 | $126,000 |
| Employment History | 3 | $659,000 | $219,000 | $252,000 | $34,000 | $68,000 |
| Unverifiable Information | 2 | $455,000 | $227,000 | $285,000 | $48,000 | $51,000 |
| Credit Application Incomplete | 2 | $415,000 | $207,000 | $350,000 | $92,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank, F.S.B.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.