Shoreham Bank Mortgage Lending & HMDA Data, 2020
In 2020, Shoreham Bank of Warwick, RI reported 4,543 mortgage applications totaling $554.8 million, down 3% from 2019. The average application was for $122,131, and applicants reported an average income of $108,230. 44% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Providence-Warwick, RI-MA (1,090), Cambridge-Newton-Framingham, MA (283) and Milwaukee-Waukesha-West Allis, WI (92) (applications in parentheses).
| Mortgage Company & Address | Shoreham Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,543 |
| Total Mortgage Loan Application Amount | $554,845,000 |
| Average Mortgage Loan Application Amount | $122,131 |
| Highest Mortgage Loan Application Amount | $1,395,000 |
| Average Applicant Income | $108,230 |
| Highest Applicant Income | $1,416,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shoreham Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence, Rhode Island | 463 | $ 97,485,000 | $ 210,550 | $ 102,000 |
| Kent, Rhode Island | 210 | $ 46,000,000 | $ 219,047 | $ 106,000 |
| Newport, Rhode Island | 189 | $ 66,485,000 | $ 351,772 | $ 153,000 |
| Essex, Massachusetts | 175 | $ 56,685,000 | $ 323,914 | $ 129,000 |
| Middlesex, Massachusetts | 108 | $ 36,360,000 | $ 336,666 | $ 132,000 |
| Washington, Rhode Island | 106 | $ 32,210,000 | $ 303,867 | $ 136,000 |
| Rockingham, New Hampshire | 85 | $ 24,485,000 | $ 288,058 | $ 121,000 |
| Bristol, Massachusetts | 84 | $ 24,440,000 | $ 290,952 | $ 126,000 |
| Milwaukee, Wisconsin | 65 | $ 1,425,000 | $ 21,923 | $ 79,000 |
| Worcester, Massachusetts | 56 | $ 12,700,000 | $ 226,785 | $ 107,000 |
| Hillsborough, New Hampshire | 50 | $ 12,000,000 | $ 240,000 | $ 99,000 |
| Cook, Illinois | 48 | $ 1,210,000 | $ 25,208 | $ 110,000 |
| Norfolk, Massachusetts | 45 | $ 12,955,000 | $ 287,888 | $ 129,000 |
| Los Angeles, California | 43 | $ 1,035,000 | $ 24,069 | $ 144,000 |
| Kent, Delaware | 40 | $ 940,000 | $ 23,500 | $ 115,000 |
| Bristol, Rhode Island | 38 | $ 9,850,000 | $ 259,210 | $ 124,000 |
| Hampden, Massachusetts | 30 | $ 1,590,000 | $ 53,000 | $ 95,000 |
| Lake, Indiana | 29 | $ 605,000 | $ 20,862 | $ 79,000 |
| Plymouth, Massachusetts | 29 | $ 5,335,000 | $ 183,965 | $ 139,000 |
| Maricopa, Arizona | 28 | $ 1,160,000 | $ 41,428 | $ 123,000 |
| Palm Beach, Florida | 21 | $ 935,000 | $ 44,523 | $ 91,000 |
| Sussex, Delaware | 20 | $ 480,000 | $ 24,000 | $ 106,000 |
| New Castle, Delaware | 19 | $ 455,000 | $ 23,947 | $ 130,000 |
| Racine, Wisconsin | 17 | $ 395,000 | $ 23,235 | $ 104,000 |
| Waukesha, Wisconsin | 16 | $ 350,000 | $ 21,875 | $ 104,000 |
| Duval, Florida | 15 | $ 605,000 | $ 40,333 | $ 68,000 |
| Rogers, Oklahoma | 15 | $ 345,000 | $ 23,000 | $ 105,000 |
| Wayne, Michigan | 14 | $ 300,000 | $ 21,428 | $ 74,000 |
| Tulsa, Oklahoma | 14 | $ 270,000 | $ 19,285 | $ 75,000 |
| Kenosha, Wisconsin | 14 | $ 340,000 | $ 24,285 | $ 74,000 |
| Windham, Connecticut | 13 | $ 2,075,000 | $ 159,615 | $ 82,000 |
| Broward, Florida | 13 | $ 1,175,000 | $ 90,384 | $ 136,000 |
| Suffolk, Massachusetts | 13 | $ 5,085,000 | $ 391,153 | $ 168,000 |
| Merrimack, New Hampshire | 13 | $ 2,565,000 | $ 197,307 | $ 100,000 |
| Richmond, New York | 13 | $ 4,715,000 | $ 362,692 | $ 152,000 |
| Allen, Ohio | 13 | $ 265,000 | $ 20,384 | $ 60,000 |
| San Bernardino, California | 12 | $ 260,000 | $ 21,666 | $ 145,000 |
| El Paso, Colorado | 12 | $ 300,000 | $ 25,000 | $ 106,000 |
| Barnstable, Massachusetts | 12 | $ 2,980,000 | $ 248,333 | $ 156,000 |
| Spartanburg, South Carolina | 12 | $ 230,000 | $ 19,166 | $ 87,000 |
| Brown, Wisconsin | 12 | $ 260,000 | $ 21,666 | $ 58,000 |
| Adams, Colorado | 11 | $ 265,000 | $ 24,090 | $ 153,000 |
| Elbert, Colorado | 11 | $ 335,000 | $ 30,454 | $ 139,000 |
| Sedgwick, Kansas | 11 | $ 255,000 | $ 23,181 | $ 100,000 |
| Robeson, North Carolina | 11 | $ 135,000 | $ 12,272 | $ 93,000 |
| Cuyahoga, Ohio | 11 | $ 185,000 | $ 16,818 | $ 81,000 |
| Creek, Oklahoma | 11 | $ 225,000 | $ 20,454 | $ 103,000 |
| Riverside, California | 10 | $ 540,000 | $ 54,000 | $ 119,000 |
| Polk, Florida | 10 | $ 200,000 | $ 20,000 | $ 82,000 |
| LaPorte, Indiana | 10 | $ 240,000 | $ 24,000 | $ 210,000 |
| St. Joseph, Indiana | 10 | $ 160,000 | $ 16,000 | $ 65,000 |
| Caroline, Maryland | 10 | $ 250,000 | $ 25,000 | $ 118,000 |
| Belknap, New Hampshire | 10 | $ 1,690,000 | $ 169,000 | $ 137,000 |
| Sussex, New Jersey | 10 | $ 220,000 | $ 22,000 | $ 133,000 |
| Kings, New York | 10 | $ 4,170,000 | $ 417,000 | $ 150,000 |
| Johnston, North Carolina | 10 | $ 190,000 | $ 19,000 | $ 66,000 |
| Wake, North Carolina | 10 | $ 230,000 | $ 23,000 | $ 79,000 |
| Pasco, Florida | 9 | $ 495,000 | $ 55,000 | $ 83,000 |
| Allen, Indiana | 9 | $ 185,000 | $ 20,555 | $ 48,000 |
| Marion, Indiana | 9 | $ 245,000 | $ 27,222 | $ 90,000 |
| Porter, Indiana | 9 | $ 205,000 | $ 22,777 | $ 135,000 |
| Hampshire, Massachusetts | 9 | $ 495,000 | $ 55,000 | $ 88,000 |
| Clark, Nevada | 9 | $ 165,000 | $ 18,333 | $ 95,000 |
| Burlington, New Jersey | 9 | $ 215,000 | $ 23,888 | $ 105,000 |
| Monmouth, New Jersey | 9 | $ 2,045,000 | $ 227,222 | $ 146,000 |
| Richland, Ohio | 9 | $ 155,000 | $ 17,222 | $ 70,000 |
| Deschutes, Oregon | 9 | $ 225,000 | $ 25,000 | $ 201,000 |
| Montgomery, Tennessee | 9 | $ 145,000 | $ 16,111 | $ 76,000 |
| Manitowoc, Wisconsin | 9 | $ 175,000 | $ 19,444 | $ 59,000 |
| Humboldt, California | 8 | $ 190,000 | $ 23,750 | $ 98,000 |
| Hillsborough, Florida | 8 | $ 900,000 | $ 112,500 | $ 83,000 |
| Pinellas, Florida | 8 | $ 280,000 | $ 35,000 | $ 84,000 |
| DuPage, Illinois | 8 | $ 180,000 | $ 22,500 | $ 121,000 |
| Lafayette, Louisiana | 8 | $ 180,000 | $ 22,500 | $ 80,000 |
| Atlantic, New Jersey | 8 | $ 180,000 | $ 22,500 | $ 95,000 |
| Nassau, New York | 8 | $ 2,250,000 | $ 281,250 | $ 146,000 |
| Suffolk, New York | 8 | $ 570,000 | $ 71,250 | $ 115,000 |
| Chester, Pennsylvania | 8 | $ 200,000 | $ 25,000 | $ 124,000 |
| Delaware, Pennsylvania | 8 | $ 190,000 | $ 23,750 | $ 108,000 |
| Rutherford, Tennessee | 8 | $ 190,000 | $ 23,750 | $ 142,000 |
| Bexar, Texas | 8 | $ 680,000 | $ 85,000 | $ 148,000 |
| Winnebago, Wisconsin | 8 | $ 180,000 | $ 22,500 | $ 61,000 |
| Pima, Arizona | 7 | $ 155,000 | $ 22,142 | $ 274,000 |
| Pulaski, Arkansas | 7 | $ 125,000 | $ 17,857 | $ 76,000 |
| Weld, Colorado | 7 | $ 165,000 | $ 23,571 | $ 99,000 |
| New Haven, Connecticut | 7 | $ 595,000 | $ 85,000 | $ 85,000 |
| New London, Connecticut | 7 | $ 1,335,000 | $ 190,714 | $ 130,000 |
| Brevard, Florida | 7 | $ 165,000 | $ 23,571 | $ 95,000 |
| Will, Illinois | 7 | $ 155,000 | $ 22,142 | $ 91,000 |
| Elkhart, Indiana | 7 | $ 105,000 | $ 15,000 | $ 73,000 |
| St. Clair, Michigan | 7 | $ 115,000 | $ 16,428 | $ 79,000 |
| Cass, Missouri | 7 | $ 165,000 | $ 23,571 | $ 110,000 |
| Sarpy, Nebraska | 7 | $ 135,000 | $ 19,285 | $ 72,000 |
| Bergen, New Jersey | 7 | $ 155,000 | $ 22,142 | $ 213,000 |
| Ocean, New Jersey | 7 | $ 145,000 | $ 20,714 | $ 145,000 |
| Davidson, North Carolina | 7 | $ 125,000 | $ 17,857 | $ 87,000 |
| Oklahoma, Oklahoma | 7 | $ 165,000 | $ 23,571 | $ 121,000 |
| Okmulgee, Oklahoma | 7 | $ 165,000 | $ 23,571 | $ 105,000 |
| Harrison, Texas | 7 | $ 165,000 | $ 23,571 | $ 106,000 |
| Outagamie, Wisconsin | 7 | $ 165,000 | $ 23,571 | $ 98,000 |
| Washington, Wisconsin | 7 | $ 165,000 | $ 23,571 | $ 100,000 |
| Ouachita, Arkansas | 6 | $ 130,000 | $ 21,666 | $ 59,000 |
| Kern, California | 6 | $ 140,000 | $ 23,333 | $ 126,000 |
| Collier, Florida | 6 | $ 1,240,000 | $ 206,666 | $ 90,000 |
| Lake, Florida | 6 | $ 110,000 | $ 18,333 | $ 91,000 |
| Lee, Florida | 6 | $ 830,000 | $ 138,333 | $ 154,000 |
| Cobb, Georgia | 6 | $ 860,000 | $ 143,333 | $ 125,000 |
| Graves, Kentucky | 6 | $ 140,000 | $ 23,333 | $ 77,000 |
| Livingston, Louisiana | 6 | $ 150,000 | $ 25,000 | $ 94,000 |
| Anoka, Minnesota | 6 | $ 150,000 | $ 25,000 | $ 104,000 |
| Strafford, New Hampshire | 6 | $ 1,010,000 | $ 168,333 | $ 96,000 |
| Cumberland, North Carolina | 6 | $ 150,000 | $ 25,000 | $ 151,000 |
| Harnett, North Carolina | 6 | $ 140,000 | $ 23,333 | $ 107,000 |
| Randolph, North Carolina | 6 | $ 80,000 | $ 13,333 | $ 99,000 |
| Wayne, North Carolina | 6 | $ 120,000 | $ 20,000 | $ 78,000 |
| Wood, Ohio | 6 | $ 130,000 | $ 21,666 | $ 87,000 |
| Westmoreland, Pennsylvania | 6 | $ 140,000 | $ 23,333 | $ 88,000 |
| Anderson, South Carolina | 6 | $ 130,000 | $ 21,666 | $ 57,000 |
| Horry, South Carolina | 6 | $ 340,000 | $ 56,666 | $ 88,000 |
| Loudoun, Virginia | 6 | $ 130,000 | $ 21,666 | $ 193,000 |
| Prince William, Virginia | 6 | $ 100,000 | $ 16,666 | $ 124,000 |
| Stafford, Virginia | 6 | $ 160,000 | $ 26,666 | $ 150,000 |
| Spokane, Washington | 6 | $ 150,000 | $ 25,000 | $ 158,000 |
| Jefferson, Wisconsin | 6 | $ 130,000 | $ 21,666 | $ 76,000 |
| Sheboygan, Wisconsin | 6 | $ 150,000 | $ 25,000 | $ 73,000 |
| Pinal, Arizona | 5 | $ 155,000 | $ 31,000 | $ 103,000 |
| Sacramento, California | 5 | $ 125,000 | $ 25,000 | $ 141,000 |
| San Joaquin, California | 5 | $ 115,000 | $ 23,000 | $ 106,000 |
| Santa Barbara, California | 5 | $ 105,000 | $ 21,000 | $ 92,000 |
| Shasta, California | 5 | $ 115,000 | $ 23,000 | $ 91,000 |
| Ventura, California | 5 | $ 125,000 | $ 25,000 | $ 161,000 |
| Pueblo, Colorado | 5 | $ 125,000 | $ 25,000 | $ 120,000 |
| Fairfield, Connecticut | 5 | $ 915,000 | $ 183,000 | $ 166,000 |
| District of Columbia, District Of Columbia | 5 | $ 525,000 | $ 105,000 | $ 206,000 |
| Charlotte, Florida | 5 | $ 415,000 | $ 83,000 | $ 103,000 |
| Orange, Florida | 5 | $ 115,000 | $ 23,000 | $ 114,000 |
| Santa Rosa, Florida | 5 | $ 95,000 | $ 19,000 | $ 96,000 |
| Volusia, Florida | 5 | $ 345,000 | $ 69,000 | $ 111,000 |
| DeKalb, Georgia | 5 | $ 115,000 | $ 23,000 | $ 86,000 |
| Peoria, Illinois | 5 | $ 115,000 | $ 23,000 | $ 95,000 |
| Polk, Iowa | 5 | $ 125,000 | $ 25,000 | $ 203,000 |
| Leavenworth, Kansas | 5 | $ 115,000 | $ 23,000 | $ 128,000 |
| Bossier, Louisiana | 5 | $ 135,000 | $ 27,000 | $ 99,000 |
| Ouachita, Louisiana | 5 | $ 115,000 | $ 23,000 | $ 105,000 |
| Vermilion, Louisiana | 5 | $ 115,000 | $ 23,000 | $ 92,000 |
| York, Maine | 5 | $ 765,000 | $ 153,000 | $ 118,000 |
| Carroll, Maryland | 5 | $ 465,000 | $ 93,000 | $ 232,000 |
| Cecil, Maryland | 5 | $ 115,000 | $ 23,000 | $ 103,000 |
| Queen Anne's, Maryland | 5 | $ 115,000 | $ 23,000 | $ 96,000 |
| Wicomico, Maryland | 5 | $ 115,000 | $ 23,000 | $ 105,000 |
| Worcester, Maryland | 5 | $ 135,000 | $ 27,000 | $ 99,000 |
| Berkshire, Massachusetts | 5 | $ 265,000 | $ 53,000 | $ 68,000 |
| Cass, Michigan | 5 | $ 95,000 | $ 19,000 | $ 71,000 |
| Cumberland, New Jersey | 5 | $ 105,000 | $ 21,000 | $ 97,000 |
| Gloucester, New Jersey | 5 | $ 105,000 | $ 21,000 | $ 177,000 |
| Salem, New Jersey | 5 | $ 125,000 | $ 25,000 | $ 109,000 |
| Queens, New York | 5 | $ 995,000 | $ 199,000 | $ 138,000 |
| Durham, North Carolina | 5 | $ 65,000 | $ 13,000 | $ 93,000 |
| Nash, North Carolina | 5 | $ 125,000 | $ 25,000 | $ 63,000 |
| Rockingham, North Carolina | 5 | $ 115,000 | $ 23,000 | $ 123,000 |
| Hancock, Ohio | 5 | $ 95,000 | $ 19,000 | $ 73,000 |
| Lucas, Ohio | 5 | $ 95,000 | $ 19,000 | $ 76,000 |
| Summit, Ohio | 5 | $ 95,000 | $ 19,000 | $ 61,000 |
| Trumbull, Ohio | 5 | $ 95,000 | $ 19,000 | $ 51,000 |
| Union, Ohio | 5 | $ 115,000 | $ 23,000 | $ 94,000 |
| Wagoner, Oklahoma | 5 | $ 125,000 | $ 25,000 | $ 88,000 |
| Washington, Oklahoma | 5 | $ 125,000 | $ 25,000 | $ 119,000 |
| Allegheny, Pennsylvania | 5 | $ 195,000 | $ 39,000 | $ 74,000 |
| Philadelphia, Pennsylvania | 5 | $ 325,000 | $ 65,000 | $ 57,000 |
| Kershaw, South Carolina | 5 | $ 75,000 | $ 15,000 | $ 83,000 |
| Davidson, Tennessee | 5 | $ 95,000 | $ 19,000 | $ 56,000 |
| Robertson, Tennessee | 5 | $ 105,000 | $ 21,000 | $ 60,000 |
| Brazoria, Texas | 5 | $ 125,000 | $ 25,000 | $ 148,000 |
| Salt Lake, Utah | 5 | $ 465,000 | $ 93,000 | $ 115,000 |
| Pierce, Washington | 5 | $ 105,000 | $ 21,000 | $ 104,000 |
| Berkeley, West Virginia | 5 | $ 115,000 | $ 23,000 | $ 118,000 |
| Dane, Wisconsin | 5 | $ 125,000 | $ 25,000 | $ 165,000 |
| Laramie, Wyoming | 5 | $ 155,000 | $ 31,000 | $ 131,000 |
| Faulkner, Arkansas | 4 | $ 80,000 | $ 20,000 | $ 54,000 |
| Saline, Arkansas | 4 | $ 70,000 | $ 17,500 | $ 99,000 |
| White, Arkansas | 4 | $ 100,000 | $ 25,000 | $ 41,000 |
| Orange, California | 4 | $ 100,000 | $ 25,000 | $ 123,000 |
| San Diego, California | 4 | $ 1,150,000 | $ 287,500 | $ 113,000 |
| Arapahoe, Colorado | 4 | $ 90,000 | $ 22,500 | $ 145,000 |
| Hartford, Connecticut | 4 | $ 200,000 | $ 50,000 | $ 82,000 |
| Hernando, Florida | 4 | $ 60,000 | $ 15,000 | $ 90,000 |
| Okaloosa, Florida | 4 | $ 200,000 | $ 50,000 | $ 131,000 |
| Sarasota, Florida | 4 | $ 470,000 | $ 117,500 | $ 113,000 |
| Fulton, Georgia | 4 | $ 80,000 | $ 20,000 | $ 115,000 |
| Gwinnett, Georgia | 4 | $ 80,000 | $ 20,000 | $ 117,000 |
| Rockdale, Georgia | 4 | $ 90,000 | $ 22,500 | $ 87,000 |
| Sangamon, Illinois | 4 | $ 80,000 | $ 20,000 | $ 95,000 |
| Fountain, Indiana | 4 | $ 100,000 | $ 25,000 | $ 115,000 |
| Johnson, Kansas | 4 | $ 70,000 | $ 17,500 | $ 115,000 |
| De Soto, Louisiana | 4 | $ 100,000 | $ 25,000 | $ 81,000 |
| Jefferson Davis, Louisiana | 4 | $ 100,000 | $ 25,000 | $ 105,000 |
| Baltimore, Maryland | 4 | $ 100,000 | $ 25,000 | $ 141,000 |
| Prince George's, Maryland | 4 | $ 90,000 | $ 22,500 | $ 104,000 |
| Berrien, Michigan | 4 | $ 60,000 | $ 15,000 | $ 61,000 |
| Muskegon, Michigan | 4 | $ 50,000 | $ 12,500 | $ 54,000 |
| Hennepin, Minnesota | 4 | $ 410,000 | $ 102,500 | $ 80,000 |
| Jackson, Missouri | 4 | $ 90,000 | $ 22,500 | $ 105,000 |
| Lincoln, Missouri | 4 | $ 100,000 | $ 25,000 | $ 73,000 |
| St. Louis, Missouri | 4 | $ 70,000 | $ 17,500 | $ 81,000 |
| Middlesex, New Jersey | 4 | $ 560,000 | $ 140,000 | $ 133,000 |
| Sandoval, New Mexico | 4 | $ 260,000 | $ 65,000 | $ 111,000 |
| Franklin, North Carolina | 4 | $ 90,000 | $ 22,500 | $ 90,000 |
| Moore, North Carolina | 4 | $ 70,000 | $ 17,500 | $ 71,000 |
| Onslow, North Carolina | 4 | $ 50,000 | $ 12,500 | $ 85,000 |
| Person, North Carolina | 4 | $ 80,000 | $ 20,000 | $ 74,000 |
| Pitt, North Carolina | 4 | $ 60,000 | $ 15,000 | $ 94,000 |
| Rowan, North Carolina | 4 | $ 60,000 | $ 15,000 | $ 82,000 |
| Columbiana, Ohio | 4 | $ 60,000 | $ 15,000 | $ 74,000 |
| Crawford, Ohio | 4 | $ 60,000 | $ 15,000 | $ 77,000 |
| Lorain, Ohio | 4 | $ 70,000 | $ 17,500 | $ 94,000 |
| Medina, Ohio | 4 | $ 290,000 | $ 72,500 | $ 84,000 |
| Montgomery, Ohio | 4 | $ 70,000 | $ 17,500 | $ 116,000 |
| Ottawa, Ohio | 4 | $ 90,000 | $ 22,500 | $ 108,000 |
| Montgomery, Pennsylvania | 4 | $ 100,000 | $ 25,000 | $ 127,000 |
| York, South Carolina | 4 | $ 80,000 | $ 20,000 | $ 81,000 |
| Sumner, Tennessee | 4 | $ 80,000 | $ 20,000 | $ 87,000 |
| Wilson, Tennessee | 4 | $ 90,000 | $ 22,500 | $ 92,000 |
| Collin, Texas | 4 | $ 100,000 | $ 25,000 | $ 126,000 |
| Weber, Utah | 4 | $ 110,000 | $ 27,500 | $ 115,000 |
| Kittitas, Washington | 4 | $ 100,000 | $ 25,000 | $ 113,000 |
| Snohomish, Washington | 4 | $ 470,000 | $ 117,500 | $ 134,000 |
| Fond du Lac, Wisconsin | 4 | $ 90,000 | $ 22,500 | $ 70,000 |
| Oconto, Wisconsin | 4 | $ 100,000 | $ 25,000 | $ 75,000 |
| Ozaukee, Wisconsin | 4 | $ 100,000 | $ 25,000 | $ 90,000 |
| DeKalb, Alabama | 3 | $ 35,000 | $ 11,666 | $ 91,000 |
| Marshall, Alabama | 3 | $ 75,000 | $ 25,000 | $ 74,000 |
| Yavapai, Arizona | 3 | $ 75,000 | $ 25,000 | $ 84,000 |
| Alameda, California | 3 | $ 65,000 | $ 21,666 | $ 171,000 |
| Contra Costa, California | 3 | $ 65,000 | $ 21,666 | $ 177,000 |
| Fresno, California | 3 | $ 75,000 | $ 25,000 | $ 150,000 |
| San Luis Obispo, California | 3 | $ 55,000 | $ 18,333 | $ 145,000 |
| Tulare, California | 3 | $ 65,000 | $ 21,666 | $ 157,000 |
| Citrus, Florida | 3 | $ 95,000 | $ 31,666 | $ 48,000 |
| Flagler, Florida | 3 | $ 275,000 | $ 91,666 | $ 85,000 |
| Miami-Dade, Florida | 3 | $ 345,000 | $ 115,000 | $ 80,000 |
| Seminole, Florida | 3 | $ 525,000 | $ 175,000 | $ 102,000 |
| Clayton, Georgia | 3 | $ 55,000 | $ 18,333 | $ 49,000 |
| Coweta, Georgia | 3 | $ 75,000 | $ 25,000 | $ 143,000 |
| Canyon, Idaho | 3 | $ 65,000 | $ 21,666 | $ 86,000 |
| Kootenai, Idaho | 3 | $ 65,000 | $ 21,666 | $ 81,000 |
| Champaign, Illinois | 3 | $ 75,000 | $ 25,000 | $ 103,000 |
| DeKalb, Illinois | 3 | $ 45,000 | $ 15,000 | $ 69,000 |
| LaSalle, Illinois | 3 | $ 55,000 | $ 18,333 | $ 66,000 |
| Logan, Illinois | 3 | $ 75,000 | $ 25,000 | $ 72,000 |
| Madison, Illinois | 3 | $ 75,000 | $ 25,000 | $ 89,000 |
| Marion, Illinois | 3 | $ 75,000 | $ 25,000 | $ 80,000 |
| Rock Island, Illinois | 3 | $ 75,000 | $ 25,000 | $ 96,000 |
| St. Clair, Illinois | 3 | $ 55,000 | $ 18,333 | $ 74,000 |
| Greene, Indiana | 3 | $ 75,000 | $ 25,000 | $ 95,000 |
| Hendricks, Indiana | 3 | $ 65,000 | $ 21,666 | $ 112,000 |
| Morgan, Indiana | 3 | $ 55,000 | $ 18,333 | $ 111,000 |
| Dickinson, Iowa | 3 | $ 45,000 | $ 15,000 | $ 65,000 |
| Dickinson, Kansas | 3 | $ 45,000 | $ 15,000 | $ 67,000 |
| Ellis, Kansas | 3 | $ 55,000 | $ 18,333 | $ 48,000 |
| Finney, Kansas | 3 | $ 45,000 | $ 15,000 | $ 97,000 |
| Harvey, Kansas | 3 | $ 35,000 | $ 11,666 | $ 68,000 |
| Labette, Kansas | 3 | $ 65,000 | $ 21,666 | $ 63,000 |
| Estill, Kentucky | 3 | $ 75,000 | $ 25,000 | $ 92,000 |
| Allen, Louisiana | 3 | $ 65,000 | $ 21,666 | $ 103,000 |
| Ascension, Louisiana | 3 | $ 75,000 | $ 25,000 | $ 108,000 |
| Beauregard, Louisiana | 3 | $ 75,000 | $ 25,000 | $ 164,000 |
| Calcasieu, Louisiana | 3 | $ 65,000 | $ 21,666 | $ 84,000 |
| East Baton Rouge, Louisiana | 3 | $ 65,000 | $ 21,666 | $ 80,000 |
| Evangeline, Louisiana | 3 | $ 75,000 | $ 25,000 | $ 122,000 |
| Lafourche, Louisiana | 3 | $ 75,000 | $ 25,000 | $ 148,000 |
| St. Martin, Louisiana | 3 | $ 75,000 | $ 25,000 | $ 86,000 |
| St. Tammany, Louisiana | 3 | $ 65,000 | $ 21,666 | $ 124,000 |
| Terrebonne, Louisiana | 3 | $ 65,000 | $ 21,666 | $ 111,000 |
| Webster, Louisiana | 3 | $ 65,000 | $ 21,666 | $ 66,000 |
| Cumberland, Maine | 3 | $ 575,000 | $ 191,666 | $ 155,000 |
| Anne Arundel, Maryland | 3 | $ 55,000 | $ 18,333 | $ 91,000 |
| Harford, Maryland | 3 | $ 75,000 | $ 25,000 | $ 163,000 |
| Talbot, Maryland | 3 | $ 75,000 | $ 25,000 | $ 179,000 |
| Calhoun, Michigan | 3 | $ 55,000 | $ 18,333 | $ 68,000 |
| Genesee, Michigan | 3 | $ 55,000 | $ 18,333 | $ 74,000 |
| Lapeer, Michigan | 3 | $ 75,000 | $ 25,000 | $ 70,000 |
| Lenawee, Michigan | 3 | $ 65,000 | $ 21,666 | $ 39,000 |
| Macomb, Michigan | 3 | $ 55,000 | $ 18,333 | $ 81,000 |
| Ramsey, Minnesota | 3 | $ 75,000 | $ 25,000 | $ 93,000 |
| Sherburne, Minnesota | 3 | $ 75,000 | $ 25,000 | $ 129,000 |
| Clay, Missouri | 3 | $ 75,000 | $ 25,000 | $ 141,000 |
| St. Louis City, Missouri | 3 | $ 55,000 | $ 18,333 | $ 109,000 |
| Douglas, Nebraska | 3 | $ 55,000 | $ 18,333 | $ 111,000 |
| Lincoln, Nebraska | 3 | $ 35,000 | $ 11,666 | $ 65,000 |
| Carroll, New Hampshire | 3 | $ 745,000 | $ 248,333 | $ 277,000 |
| Coos, New Hampshire | 3 | $ 275,000 | $ 91,666 | $ 152,000 |
| Cape May, New Jersey | 3 | $ 165,000 | $ 55,000 | $ 164,000 |
| Essex, New Jersey | 3 | $ 425,000 | $ 141,666 | $ 116,000 |
| Morris, New Jersey | 3 | $ 535,000 | $ 178,333 | $ 321,000 |
| Warren, New Jersey | 3 | $ 135,000 | $ 45,000 | $ 56,000 |
| Monroe, New York | 3 | $ 55,000 | $ 18,333 | $ 67,000 |
| Beaufort, North Carolina | 3 | $ 55,000 | $ 18,333 | $ 54,000 |
| Bladen, North Carolina | 3 | $ 45,000 | $ 15,000 | $ 66,000 |
| Carteret, North Carolina | 3 | $ 75,000 | $ 25,000 | $ 55,000 |
| Columbus, North Carolina | 3 | $ 75,000 | $ 25,000 | $ 92,000 |
| Edgecombe, North Carolina | 3 | $ 45,000 | $ 15,000 | $ 71,000 |
| Gaston, North Carolina | 3 | $ 65,000 | $ 21,666 | $ 113,000 |
| Greene, North Carolina | 3 | $ 45,000 | $ 15,000 | $ 86,000 |
| Guilford, North Carolina | 3 | $ 315,000 | $ 105,000 | $ 113,000 |
| Lenoir, North Carolina | 3 | $ 55,000 | $ 18,333 | $ 92,000 |
| Martin, North Carolina | 3 | $ 45,000 | $ 15,000 | $ 62,000 |
| Pasquotank, North Carolina | 3 | $ 65,000 | $ 21,666 | $ 76,000 |
| Sampson, North Carolina | 3 | $ 75,000 | $ 25,000 | $ 100,000 |
| Stanly, North Carolina | 3 | $ 65,000 | $ 21,666 | $ 127,000 |
| Auglaize, Ohio | 3 | $ 55,000 | $ 18,333 | $ 56,000 |
| Delaware, Ohio | 3 | $ 55,000 | $ 18,333 | $ 120,000 |
| Logan, Ohio | 3 | $ 45,000 | $ 15,000 | $ 70,000 |
| Sandusky, Ohio | 3 | $ 65,000 | $ 21,666 | $ 127,000 |
| Seneca, Ohio | 3 | $ 75,000 | $ 25,000 | $ 104,000 |
| Shelby, Ohio | 3 | $ 65,000 | $ 21,666 | $ 60,000 |
| Canadian, Oklahoma | 3 | $ 75,000 | $ 25,000 | $ 111,000 |
| Garfield, Oklahoma | 3 | $ 65,000 | $ 21,666 | $ 94,000 |
| Muskogee, Oklahoma | 3 | $ 55,000 | $ 18,333 | $ 115,000 |
| Osage, Oklahoma | 3 | $ 75,000 | $ 25,000 | $ 53,000 |
| Adams, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 82,000 |
| Beaver, Pennsylvania | 3 | $ 25,000 | $ 8,333 | $ 83,000 |
| Bedford, Pennsylvania | 3 | $ 35,000 | $ 11,666 | $ 50,000 |
| Bucks, Pennsylvania | 3 | $ 385,000 | $ 128,333 | $ 132,000 |
| Butler, Pennsylvania | 3 | $ 45,000 | $ 15,000 | $ 76,000 |
| Lehigh, Pennsylvania | 3 | $ 55,000 | $ 18,333 | $ 49,000 |
| Monroe, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 151,000 |
| York, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 97,000 |
| Lancaster, South Carolina | 3 | $ 55,000 | $ 18,333 | $ 82,000 |
| Laurens, South Carolina | 3 | $ 55,000 | $ 18,333 | $ 75,000 |
| Lexington, South Carolina | 3 | $ 75,000 | $ 25,000 | $ 100,000 |
| Dickson, Tennessee | 3 | $ 45,000 | $ 15,000 | $ 100,000 |
| Gibson, Tennessee | 3 | $ 75,000 | $ 25,000 | $ 96,000 |
| Humphreys, Tennessee | 3 | $ 75,000 | $ 25,000 | $ 54,000 |
| Marshall, Tennessee | 3 | $ 75,000 | $ 25,000 | $ 83,000 |
| Bowie, Texas | 3 | $ 65,000 | $ 21,666 | $ 86,000 |
| Comal, Texas | 3 | $ 75,000 | $ 25,000 | $ 142,000 |
| Dallas, Texas | 3 | $ 75,000 | $ 25,000 | $ 95,000 |
| Gregg, Texas | 3 | $ 65,000 | $ 21,666 | $ 90,000 |
| Hays, Texas | 3 | $ 485,000 | $ 161,666 | $ 128,000 |
| Montgomery, Texas | 3 | $ 75,000 | $ 25,000 | $ 153,000 |
| Davis, Utah | 3 | $ 75,000 | $ 25,000 | $ 107,000 |
| Windham, Vermont | 3 | $ 555,000 | $ 185,000 | $ 206,000 |
| Campbell, Virginia | 3 | $ 35,000 | $ 11,666 | $ 62,000 |
| Chesterfield, Virginia | 3 | $ 75,000 | $ 25,000 | $ 105,000 |
| Henrico, Virginia | 3 | $ 55,000 | $ 18,333 | $ 60,000 |
| Harrison, West Virginia | 3 | $ 75,000 | $ 25,000 | $ 117,000 |
| Kanawha, West Virginia | 3 | $ 65,000 | $ 21,666 | $ 118,000 |
| Lewis, West Virginia | 3 | $ 65,000 | $ 21,666 | $ 122,000 |
| Preston, West Virginia | 3 | $ 65,000 | $ 21,666 | $ 111,000 |
| Marathon, Wisconsin | 3 | $ 65,000 | $ 21,666 | $ 26,000 |
| Walworth, Wisconsin | 3 | $ 65,000 | $ 21,666 | $ 51,000 |
| Elmore, Alabama | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Jackson, Alabama | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Madison, Alabama | 2 | $ 50,000 | $ 25,000 | $ 146,000 |
| Mobile, Alabama | 2 | $ 40,000 | $ 20,000 | $ 99,000 |
| St. Clair, Alabama | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| Coconino, Arizona | 2 | $ 50,000 | $ 25,000 | $ 124,000 |
| La Paz, Arizona | 2 | $ 30,000 | $ 15,000 | $ 49,000 |
| Mohave, Arizona | 2 | $ 40,000 | $ 20,000 | $ 68,000 |
| Santa Cruz, Arizona | 2 | $ 30,000 | $ 15,000 | $ 61,000 |
| Chicot, Arkansas | 2 | $ 50,000 | $ 25,000 | $ 51,000 |
| Washington, Arkansas | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
| Amador, California | 2 | $ 50,000 | $ 25,000 | $ 196,000 |
| Imperial, California | 2 | $ 50,000 | $ 25,000 | $ 100,000 |
| Madera, California | 2 | $ 30,000 | $ 15,000 | $ 104,000 |
| Siskiyou, California | 2 | $ 50,000 | $ 25,000 | $ 436,000 |
| Stanislaus, California | 2 | $ 50,000 | $ 25,000 | $ 111,000 |
| Yuba, California | 2 | $ 50,000 | $ 25,000 | $ 96,000 |
| Jefferson, Colorado | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| Larimer, Colorado | 2 | $ 50,000 | $ 25,000 | $ 226,000 |
| Litchfield, Connecticut | 2 | $ 310,000 | $ 155,000 | $ 131,000 |
| Middlesex, Connecticut | 2 | $ 50,000 | $ 25,000 | $ 102,000 |
| Tolland, Connecticut | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Clay, Florida | 2 | $ 30,000 | $ 15,000 | $ 55,000 |
| Escambia, Florida | 2 | $ 50,000 | $ 25,000 | $ 98,000 |
| Indian River, Florida | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Marion, Florida | 2 | $ 50,000 | $ 25,000 | $ 105,000 |
| Osceola, Florida | 2 | $ 50,000 | $ 25,000 | $ 103,000 |
| St. Lucie, Florida | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Douglas, Georgia | 2 | $ 40,000 | $ 20,000 | $ 85,000 |
| Effingham, Georgia | 2 | $ 30,000 | $ 15,000 | $ 83,000 |
| Clinton, Illinois | 2 | $ 40,000 | $ 20,000 | $ 58,000 |
| Mason, Illinois | 2 | $ 50,000 | $ 25,000 | $ 147,000 |
| McLean, Illinois | 2 | $ 40,000 | $ 20,000 | $ 76,000 |
| Saline, Illinois | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Winnebago, Illinois | 2 | $ 40,000 | $ 20,000 | $ 102,000 |
| Brown, Indiana | 2 | $ 40,000 | $ 20,000 | $ 140,000 |
| Hamilton, Indiana | 2 | $ 40,000 | $ 20,000 | $ 55,000 |
| Kosciusko, Indiana | 2 | $ 40,000 | $ 20,000 | $ 100,000 |
| Posey, Indiana | 2 | $ 40,000 | $ 20,000 | $ 65,000 |
| Putnam, Indiana | 2 | $ 40,000 | $ 20,000 | $ 52,000 |
| Rush, Indiana | 2 | $ 50,000 | $ 25,000 | $ 67,000 |
| Vigo, Indiana | 2 | $ 40,000 | $ 20,000 | $ 62,000 |
| Marion, Iowa | 2 | $ 50,000 | $ 25,000 | $ 113,000 |
| Mills, Iowa | 2 | $ 50,000 | $ 25,000 | $ 131,000 |
| Scott, Iowa | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
| Barton, Kansas | 2 | $ 40,000 | $ 20,000 | $ 58,000 |
| Cherokee, Kansas | 2 | $ 40,000 | $ 20,000 | $ 163,000 |
| Ford, Kansas | 2 | $ 40,000 | $ 20,000 | $ 93,000 |
| Meade, Kansas | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
| Madison, Kentucky | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| McCracken, Kentucky | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| Meade, Kentucky | 2 | $ 40,000 | $ 20,000 | $ 109,000 |
| Acadia, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 134,000 |
| Assumption, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 107,000 |
| Claiborne, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 71,000 |
| Jackson, Louisiana | 2 | $ 40,000 | $ 20,000 | $ 118,000 |
| Rapides, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 104,000 |
| St. James, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 104,000 |
| St. Landry, Louisiana | 2 | $ 40,000 | $ 20,000 | $ 52,000 |
| Baltimore City, Maryland | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Charles, Maryland | 2 | $ 40,000 | $ 20,000 | $ 38,000 |
| Dorchester, Maryland | 2 | $ 40,000 | $ 20,000 | $ 65,000 |
| Garrett, Maryland | 2 | $ 50,000 | $ 25,000 | $ 113,000 |
| Kalamazoo, Michigan | 2 | $ 40,000 | $ 20,000 | $ 51,000 |
| Monroe, Michigan | 2 | $ 40,000 | $ 20,000 | $ 36,000 |
| Oakland, Michigan | 2 | $ 50,000 | $ 25,000 | $ 154,000 |
| Ottawa, Michigan | 2 | $ 20,000 | $ 10,000 | $ 56,000 |
| Van Buren, Michigan | 2 | $ 40,000 | $ 20,000 | $ 75,000 |
| Becker, Minnesota | 2 | $ 30,000 | $ 15,000 | $ 106,000 |
| Olmsted, Minnesota | 2 | $ 50,000 | $ 25,000 | $ 117,000 |
| Howell, Missouri | 2 | $ 20,000 | $ 10,000 | $ 79,000 |
| Johnson, Missouri | 2 | $ 40,000 | $ 20,000 | $ 110,000 |
| Ravalli, Montana | 2 | $ 50,000 | $ 25,000 | $ 166,000 |
| Yellowstone, Montana | 2 | $ 50,000 | $ 25,000 | $ 305,000 |
| Madison, Nebraska | 2 | $ 30,000 | $ 15,000 | $ 59,000 |
| Morrill, Nebraska | 2 | $ 30,000 | $ 15,000 | $ 67,000 |
| Washoe, Nevada | 2 | $ 50,000 | $ 25,000 | $ 132,000 |
| Cheshire, New Hampshire | 2 | $ 30,000 | $ 15,000 | $ 74,000 |
| Union, New Jersey | 2 | $ 30,000 | $ 15,000 | $ 80,000 |
| Lea, New Mexico | 2 | $ 50,000 | $ 25,000 | $ 100,000 |
| Erie, New York | 2 | $ 420,000 | $ 210,000 | $ 238,000 |
| Oneida, New York | 2 | $ 40,000 | $ 20,000 | $ 124,000 |
| Onondaga, New York | 2 | $ 240,000 | $ 120,000 | $ 138,000 |
| Oswego, New York | 2 | $ 50,000 | $ 25,000 | $ 94,000 |
| Alamance, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Buncombe, North Carolina | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Chatham, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Forsyth, North Carolina | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| Gates, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 117,000 |
| Granville, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 99,000 |
| Halifax, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| Henderson, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 71,000 |
| Lincoln, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 144,000 |
| Orange, North Carolina | 2 | $ 30,000 | $ 15,000 | $ 76,000 |
| Richmond, North Carolina | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| Rutherford, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 123,000 |
| Stokes, North Carolina | 2 | $ 20,000 | $ 10,000 | $ 79,000 |
| Union, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 93,000 |
| Wilson, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 95,000 |
| Athens, Ohio | 2 | $ 30,000 | $ 15,000 | $ 76,000 |
| Butler, Ohio | 2 | $ 50,000 | $ 25,000 | $ 129,000 |
| Carroll, Ohio | 2 | $ 40,000 | $ 20,000 | $ 71,000 |
| Champaign, Ohio | 2 | $ 50,000 | $ 25,000 | $ 96,000 |
| Clark, Ohio | 2 | $ 50,000 | $ 25,000 | $ 95,000 |
| Erie, Ohio | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| Franklin, Ohio | 2 | $ 50,000 | $ 25,000 | $ 124,000 |
| Fulton, Ohio | 2 | $ 50,000 | $ 25,000 | $ 134,000 |
| Hamilton, Ohio | 2 | $ 30,000 | $ 15,000 | $ 106,000 |
| Hardin, Ohio | 2 | $ 20,000 | $ 10,000 | $ 62,000 |
| Huron, Ohio | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
| Mahoning, Ohio | 2 | $ 40,000 | $ 20,000 | $ 102,000 |
| Marion, Ohio | 2 | $ 30,000 | $ 15,000 | $ 112,000 |
| Muskingum, Ohio | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Paulding, Ohio | 2 | $ 20,000 | $ 10,000 | $ 52,000 |
| Stark, Ohio | 2 | $ 40,000 | $ 20,000 | $ 120,000 |
| Van Wert, Ohio | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
| Washington, Ohio | 2 | $ 30,000 | $ 15,000 | $ 87,000 |
| Carter, Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 97,000 |
| Grady, Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 118,000 |
| Mayes, Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 89,000 |
| Nowata, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 51,000 |
| Pawnee, Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 147,000 |
| Texas, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 103,000 |
| Woods, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 106,000 |
| Umatilla, Oregon | 2 | $ 50,000 | $ 25,000 | $ 105,000 |
| Armstrong, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 129,000 |
| Berks, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 152,000 |
| Carbon, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 112,000 |
| Crawford, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Fayette, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 21,000 |
| Greene, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 168,000 |
| Indiana, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 124,000 |
| Lackawanna, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 57,000 |
| Lancaster, Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 57,000 |
| Luzerne, Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 84,000 |
| Schuylkill, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 117,000 |
| Susquehanna, Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 102,000 |
| Washington, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 135,000 |
| Wyoming, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 103,000 |
| Berkeley, South Carolina | 2 | $ 50,000 | $ 25,000 | $ 49,000 |
| Dillon, South Carolina | 2 | $ 40,000 | $ 20,000 | $ 74,000 |
| Greenville, South Carolina | 2 | $ 40,000 | $ 20,000 | $ 138,000 |
| Pickens, South Carolina | 2 | $ 40,000 | $ 20,000 | $ 66,000 |
| Sumter, South Carolina | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| Benton, Tennessee | 2 | $ 30,000 | $ 15,000 | $ 138,000 |
| Hickman, Tennessee | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Putnam, Tennessee | 2 | $ 30,000 | $ 15,000 | $ 56,000 |
| Bell, Texas | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| Cameron, Texas | 2 | $ 50,000 | $ 25,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Shoreham Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,905 | $62,915,000 | $21,000 | $105,000 | $99,000 | $1,416,000 |
| Refinancing | 834 | $250,010,000 | $299,000 | $1,395,000 | $132,000 | $672,000 |
| Home Purchase | 521 | $158,805,000 | $304,000 | $1,245,000 | $112,000 | $1,194,000 |
| Cash-out Refinancing | 283 | $83,115,000 | $293,000 | $1,095,000 | $126,000 | $627,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,743 | $477,835,000 | $127,000 | $1,395,000 | $111,000 | $1,416,000 |
| Black or African American | 316 | $21,070,000 | $66,000 | $705,000 | $88,000 | $576,000 |
| Hispanic | 301 | $33,625,000 | $111,000 | $625,000 | $96,000 | $550,000 |
| Asian | 97 | $16,745,000 | $172,000 | $515,000 | $109,000 | $340,000 |
| Not Provided | 45 | $4,165,000 | $92,000 | $455,000 | $113,000 | $466,000 |
| American Indian or Alaskan Native | 39 | $995,000 | $25,000 | $155,000 | $109,000 | $838,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $410,000 | $205,000 | $395,000 | $147,000 | $163,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,076 | $115,570,000 | $37,000 | $705,000 | $98,000 | $1,416,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,424 | $420,680,000 | $295,000 | $1,395,000 | $130,000 | $1,194,000 |
| VA-guaranteed (Veterans Administration) | 43 | $18,595,000 | $432,000 | $1,015,000 | $108,000 | $233,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,018 | $397,920,000 | $197,000 | $1,245,000 | $120,000 | $786,000 |
| Application Withdrawn By Applicant | 1,302 | $99,990,000 | $76,000 | $1,395,000 | $113,000 | $1,416,000 |
| Application Denied By Financial Institution | 1,164 | $39,170,000 | $33,000 | $705,000 | $82,000 | $838,000 |
| File Closed For Incompleteness | 39 | $11,115,000 | $285,000 | $905,000 | $109,000 | $286,000 |
| Application Approved But Not Accepted | 20 | $6,650,000 | $332,000 | $525,000 | $127,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,379 | $515,675,000 | $152,000 | $1,395,000 | $117,000 | $1,416,000 |
| Credit History | 589 | $13,535,000 | $22,000 | $555,000 | $86,000 | $838,000 |
| Debt-To-Income Ratio | 495 | $13,955,000 | $28,000 | $705,000 | $73,000 | $576,000 |
| Collateral | 53 | $5,895,000 | $111,000 | $515,000 | $129,000 | $540,000 |
| Other | 10 | $850,000 | $85,000 | $285,000 | $106,000 | $226,000 |
| Employment History | 7 | $1,895,000 | $270,000 | $485,000 | $72,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,585,000 | $317,000 | $455,000 | $84,000 | $133,000 |
| Unverifiable Information | 5 | $1,455,000 | $291,000 | $595,000 | $87,000 | $147,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shoreham Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shoreham Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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