Lower, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lower, Llc 5950 Symphony Woods Drive Lutherville, MD 21044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 13,169 |
| Total Mortgage Loan Application Amount | $3,729,515,000 |
| Average Mortgage Loan Application Amount | $255,200 |
| Highest Mortgage Loan Application Amount | $3,015,000 |
| Average Applicant Income | $137,400 |
| Highest Applicant Income | $8,432,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Lower, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lower, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Lower, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lower, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lower, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lower, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 382 | $ 115,310,000 | $ 301,000 | $ 142,000 |
| Broward County Florida | 297 | $ 93,245,000 | $ 313,000 | $ 125,000 |
| Cook County Illinois | 287 | $ 73,465,000 | $ 255,000 | $ 137,000 |
| Lee County Florida | 235 | $ 60,435,000 | $ 257,000 | $ 109,000 |
| Prince George's County Maryland | 230 | $ 79,200,000 | $ 344,000 | $ 103,000 |
| Miami-Dade County Florida | 216 | $ 77,110,000 | $ 356,000 | $ 135,000 |
| Denton County Texas | 176 | $ 79,450,000 | $ 451,000 | $ 157,000 |
| Dallas County Texas | 175 | $ 70,855,000 | $ 404,000 | $ 138,000 |
| Greenville County South Carolina | 164 | $ 50,840,000 | $ 310,000 | $ 128,000 |
| Pinellas County Florida | 154 | $ 44,980,000 | $ 292,000 | $ 127,000 |
| Hillsborough County Florida | 153 | $ 46,505,000 | $ 303,000 | $ 119,000 |
| Pasco County Florida | 150 | $ 33,920,000 | $ 226,000 | $ 106,000 |
| Scott County Iowa | 148 | $ 39,200,000 | $ 264,000 | $ 115,000 |
| Polk County Iowa | 133 | $ 31,855,000 | $ 239,000 | $ 96,000 |
| Maricopa County Arizona | 130 | $ 42,400,000 | $ 326,000 | $ 133,000 |
| Palm Beach County Florida | 128 | $ 44,770,000 | $ 349,000 | $ 154,000 |
| Collin County Texas | 123 | $ 59,865,000 | $ 486,000 | $ 172,000 |
| Fairfax County Virginia | 123 | $ 59,485,000 | $ 483,000 | $ 156,000 |
| Hidalgo County Texas | 121 | $ 28,355,000 | $ 234,000 | $ 220,000 |
| Guilford County North Carolina | 99 | $ 25,015,000 | $ 252,000 | $ 107,000 |
| Jefferson County Kentucky | 94 | $ 21,080,000 | $ 224,000 | $ 106,000 |
| Ellis County Texas | 93 | $ 37,805,000 | $ 406,000 | $ 141,000 |
| Montgomery County Maryland | 91 | $ 35,545,000 | $ 390,000 | $ 145,000 |
| Rock Island County Illinois | 89 | $ 13,615,000 | $ 152,000 | $ 73,000 |
| Harris County Texas | 83 | $ 19,705,000 | $ 237,000 | $ 113,000 |
| Tarrant County Texas | 82 | $ 29,710,000 | $ 362,000 | $ 167,000 |
| Prince William County Virginia | 81 | $ 37,055,000 | $ 457,000 | $ 138,000 |
| District of Columbia County District Of Columbia | 76 | $ 25,610,000 | $ 336,000 | $ 114,000 |
| Montgomery County Tennessee | 76 | $ 20,230,000 | $ 266,000 | $ 90,000 |
| Kane County Illinois | 74 | $ 24,410,000 | $ 329,000 | $ 129,000 |
| Gwinnett County Georgia | 72 | $ 26,280,000 | $ 365,000 | $ 137,000 |
| Polk County Florida | 71 | $ 18,855,000 | $ 265,000 | $ 110,000 |
| Kaufman County Texas | 71 | $ 29,595,000 | $ 416,000 | $ 139,000 |
| Spartanburg County South Carolina | 70 | $ 17,680,000 | $ 252,000 | $ 101,000 |
| Sedgwick County Kansas | 66 | $ 13,460,000 | $ 203,000 | $ 98,000 |
| Charlotte County Florida | 63 | $ 14,105,000 | $ 223,000 | $ 110,000 |
| Volusia County Florida | 63 | $ 16,695,000 | $ 265,000 | $ 104,000 |
| Pulaski County Kentucky | 63 | $ 12,255,000 | $ 194,000 | $ 76,000 |
| Johnson County Texas | 63 | $ 28,035,000 | $ 445,000 | $ 149,000 |
| DuPage County Illinois | 62 | $ 17,750,000 | $ 286,000 | $ 152,000 |
| Will County Illinois | 62 | $ 19,260,000 | $ 310,000 | $ 130,000 |
| Forsyth County North Carolina | 62 | $ 14,370,000 | $ 231,000 | $ 97,000 |
| Cuyahoga County Ohio | 61 | $ 12,325,000 | $ 202,000 | $ 137,000 |
| Bell County Texas | 61 | $ 15,235,000 | $ 249,000 | $ 90,000 |
| Fulton County Georgia | 60 | $ 19,120,000 | $ 318,000 | $ 135,000 |
| Fayette County Kentucky | 60 | $ 15,760,000 | $ 262,000 | $ 118,000 |
| Yakima County Washington | 56 | $ 16,720,000 | $ 298,000 | $ 157,000 |
| Baltimore City County Maryland | 54 | $ 12,130,000 | $ 224,000 | $ 110,000 |
| Utah County Utah | 52 | $ 20,890,000 | $ 401,000 | $ 142,000 |
| Rapides County Louisiana | 49 | $ 10,685,000 | $ 218,000 | $ 86,000 |
| Anne Arundel County Maryland | 49 | $ 17,505,000 | $ 357,000 | $ 117,000 |
| Sussex County Delaware | 48 | $ 15,890,000 | $ 331,000 | $ 116,000 |
| Anderson County South Carolina | 48 | $ 10,240,000 | $ 213,000 | $ 89,000 |
| Duval County Florida | 47 | $ 10,635,000 | $ 226,000 | $ 150,000 |
| Brunswick County North Carolina | 47 | $ 15,405,000 | $ 327,000 | $ 140,000 |
| Licking County Ohio | 47 | $ 11,715,000 | $ 249,000 | $ 128,000 |
| Delaware County Ohio | 46 | $ 16,900,000 | $ 367,000 | $ 228,000 |
| Milwaukee County Wisconsin | 45 | $ 7,485,000 | $ 166,000 | $ 93,000 |
| St. Lucie County Florida | 44 | $ 12,600,000 | $ 286,000 | $ 104,000 |
| DeKalb County Georgia | 44 | $ 11,810,000 | $ 268,000 | $ 95,000 |
| Charles County Maryland | 44 | $ 16,790,000 | $ 381,000 | $ 114,000 |
| Tuscaloosa County Alabama | 43 | $ 7,705,000 | $ 179,000 | $ 84,000 |
| Los Angeles County California | 43 | $ 23,485,000 | $ 546,000 | $ 176,000 |
| Hendry County Florida | 43 | $ 10,635,000 | $ 247,000 | $ 82,000 |
| Lake County Illinois | 43 | $ 11,705,000 | $ 272,000 | $ 139,000 |
| Madison County Kentucky | 43 | $ 10,285,000 | $ 239,000 | $ 91,000 |
| Orange County Florida | 42 | $ 14,350,000 | $ 341,000 | $ 116,000 |
| Baltimore County Maryland | 42 | $ 11,400,000 | $ 271,000 | $ 121,000 |
| Wake County North Carolina | 42 | $ 14,140,000 | $ 336,000 | $ 133,000 |
| Marion County Indiana | 41 | $ 8,895,000 | $ 216,000 | $ 100,000 |
| Lincoln County Kentucky | 41 | $ 7,255,000 | $ 176,000 | $ 66,000 |
| Mecklenburg County North Carolina | 40 | $ 12,400,000 | $ 310,000 | $ 172,000 |
| McHenry County Illinois | 39 | $ 8,955,000 | $ 229,000 | $ 121,000 |
| Chesterfield County Virginia | 39 | $ 11,615,000 | $ 297,000 | $ 156,000 |
| Daviess County Kentucky | 38 | $ 5,720,000 | $ 150,000 | $ 75,000 |
| Clinton County Iowa | 37 | $ 5,085,000 | $ 137,000 | $ 68,000 |
| Loudoun County Virginia | 37 | $ 18,935,000 | $ 511,000 | $ 171,000 |
| Hernando County Florida | 36 | $ 7,900,000 | $ 219,000 | $ 88,000 |
| Oakland County Michigan | 35 | $ 7,125,000 | $ 203,000 | $ 153,000 |
| New Hanover County North Carolina | 35 | $ 11,895,000 | $ 339,000 | $ 144,000 |
| Brevard County Florida | 34 | $ 11,140,000 | $ 327,000 | $ 111,000 |
| Cobb County Georgia | 34 | $ 9,970,000 | $ 293,000 | $ 109,000 |
| Ingham County Michigan | 34 | $ 5,770,000 | $ 169,000 | $ 75,000 |
| Spokane County Washington | 33 | $ 10,705,000 | $ 324,000 | $ 113,000 |
| San Bernardino County California | 32 | $ 9,750,000 | $ 304,000 | $ 149,000 |
| Williamson County Texas | 32 | $ 12,840,000 | $ 401,000 | $ 135,000 |
| Stafford County Virginia | 32 | $ 13,380,000 | $ 418,000 | $ 118,000 |
| Denver County Colorado | 31 | $ 13,665,000 | $ 440,000 | $ 144,000 |
| Riverside County California | 30 | $ 11,640,000 | $ 388,000 | $ 158,000 |
| Arapahoe County Colorado | 30 | $ 9,810,000 | $ 327,000 | $ 119,000 |
| Dallas County Iowa | 30 | $ 9,230,000 | $ 307,000 | $ 128,000 |
| Wayne County Michigan | 30 | $ 4,740,000 | $ 158,000 | $ 101,000 |
| Rockwall County Texas | 30 | $ 12,290,000 | $ 409,000 | $ 136,000 |
| Kent County Delaware | 29 | $ 7,965,000 | $ 274,000 | $ 101,000 |
| Benton County Washington | 29 | $ 7,735,000 | $ 266,000 | $ 111,000 |
| New Castle County Delaware | 28 | $ 6,800,000 | $ 242,000 | $ 88,000 |
| Alamance County North Carolina | 28 | $ 8,570,000 | $ 306,000 | $ 120,000 |
| Fairfield County Ohio | 28 | $ 8,500,000 | $ 303,000 | $ 140,000 |
| Mercer County Kentucky | 27 | $ 5,345,000 | $ 197,000 | $ 70,000 |
| Avoyelles County Louisiana | 27 | $ 4,695,000 | $ 173,000 | $ 66,000 |
| Worcester County Maryland | 27 | $ 9,525,000 | $ 352,000 | $ 247,000 |
| Henry County Georgia | 26 | $ 7,570,000 | $ 291,000 | $ 112,000 |
| Warren County Kentucky | 26 | $ 7,190,000 | $ 276,000 | $ 123,000 |
| Gaston County North Carolina | 26 | $ 5,940,000 | $ 228,000 | $ 92,000 |
| Johnston County North Carolina | 26 | $ 7,040,000 | $ 270,000 | $ 101,000 |
| Allegheny County Pennsylvania | 26 | $ 5,720,000 | $ 220,000 | $ 94,000 |
| Lewis County Tennessee | 26 | $ 5,090,000 | $ 195,000 | $ 74,000 |
| Shelby County Tennessee | 26 | $ 6,020,000 | $ 231,000 | $ 195,000 |
| Bexar County Texas | 26 | $ 6,530,000 | $ 251,000 | $ 128,000 |
| Lucas County Ohio | 25 | $ 3,745,000 | $ 149,000 | $ 116,000 |
| Summit County Ohio | 25 | $ 3,995,000 | $ 159,000 | $ 138,000 |
| Osceola County Florida | 24 | $ 7,770,000 | $ 323,000 | $ 166,000 |
| Sarasota County Florida | 24 | $ 7,420,000 | $ 309,000 | $ 124,000 |
| Clark County Nevada | 24 | $ 8,250,000 | $ 343,000 | $ 123,000 |
| Camden County New Jersey | 24 | $ 4,880,000 | $ 203,000 | $ 140,000 |
| Davidson County Tennessee | 24 | $ 7,660,000 | $ 319,000 | $ 134,000 |
| Rutherford County Tennessee | 24 | $ 7,560,000 | $ 315,000 | $ 121,000 |
| Fort Bend County Texas | 24 | $ 6,810,000 | $ 283,000 | $ 182,000 |
| Adams County Colorado | 23 | $ 8,585,000 | $ 373,000 | $ 109,000 |
| Burlington County New Jersey | 23 | $ 5,515,000 | $ 239,000 | $ 117,000 |
| Davidson County North Carolina | 23 | $ 5,985,000 | $ 260,000 | $ 98,000 |
| Knox County Tennessee | 23 | $ 6,275,000 | $ 272,000 | $ 97,000 |
| Union County Ohio | 22 | $ 6,560,000 | $ 298,000 | $ 119,000 |
| Philadelphia County Pennsylvania | 22 | $ 5,190,000 | $ 235,000 | $ 124,000 |
| Jefferson County Alabama | 21 | $ 4,225,000 | $ 201,000 | $ 119,000 |
| El Paso County Colorado | 21 | $ 6,875,000 | $ 327,000 | $ 120,000 |
| Lake County Florida | 21 | $ 5,925,000 | $ 282,000 | $ 133,000 |
| Frederick County Maryland | 21 | $ 7,785,000 | $ 370,000 | $ 113,000 |
| Ocean County New Jersey | 21 | $ 5,765,000 | $ 274,000 | $ 127,000 |
| Centre County Pennsylvania | 21 | $ 4,925,000 | $ 234,000 | $ 112,000 |
| Maury County Tennessee | 21 | $ 5,345,000 | $ 254,000 | $ 117,000 |
| Pinal County Arizona | 20 | $ 5,910,000 | $ 295,000 | $ 84,000 |
| Weld County Colorado | 20 | $ 7,050,000 | $ 352,000 | $ 106,000 |
| Clayton County Georgia | 20 | $ 4,680,000 | $ 234,000 | $ 83,000 |
| Clark County Indiana | 20 | $ 4,330,000 | $ 216,000 | $ 111,000 |
| Boyle County Kentucky | 20 | $ 3,620,000 | $ 181,000 | $ 82,000 |
| Macomb County Michigan | 20 | $ 3,440,000 | $ 172,000 | $ 116,000 |
| Lorain County Ohio | 20 | $ 3,550,000 | $ 177,000 | $ 100,000 |
| Virginia Beach County Virginia | 20 | $ 6,970,000 | $ 348,000 | $ 133,000 |
| Collier County Florida | 19 | $ 7,975,000 | $ 419,000 | $ 376,000 |
| Manatee County Florida | 19 | $ 5,955,000 | $ 313,000 | $ 149,000 |
| Lake County Indiana | 19 | $ 3,765,000 | $ 198,000 | $ 117,000 |
| Bergen County New Jersey | 19 | $ 7,675,000 | $ 403,000 | $ 131,000 |
| Hamilton County Ohio | 19 | $ 4,585,000 | $ 241,000 | $ 302,000 |
| Montgomery County Ohio | 19 | $ 3,235,000 | $ 170,000 | $ 83,000 |
| Salt Lake County Utah | 19 | $ 6,385,000 | $ 336,000 | $ 175,000 |
| Washington County Utah | 19 | $ 6,725,000 | $ 353,000 | $ 129,000 |
| Seminole County Florida | 18 | $ 4,510,000 | $ 250,000 | $ 113,000 |
| Warren County Ohio | 18 | $ 5,680,000 | $ 315,000 | $ 161,000 |
| Horry County South Carolina | 18 | $ 4,330,000 | $ 240,000 | $ 97,000 |
| Brazoria County Texas | 18 | $ 5,770,000 | $ 320,000 | $ 149,000 |
| Travis County Texas | 18 | $ 6,970,000 | $ 387,000 | $ 160,000 |
| Arlington County Virginia | 18 | $ 7,340,000 | $ 407,000 | $ 146,000 |
| Lee County Alabama | 17 | $ 3,005,000 | $ 176,000 | $ 100,000 |
| Okaloosa County Florida | 17 | $ 6,535,000 | $ 384,000 | $ 192,000 |
| Walton County Georgia | 17 | $ 5,485,000 | $ 322,000 | $ 107,000 |
| Winnebago County Illinois | 17 | $ 2,245,000 | $ 132,000 | $ 79,000 |
| Evangeline County Louisiana | 17 | $ 2,385,000 | $ 140,000 | $ 77,000 |
| Middlesex County Massachusetts | 17 | $ 7,455,000 | $ 438,000 | $ 180,000 |
| Essex County New Jersey | 17 | $ 7,325,000 | $ 430,000 | $ 134,000 |
| Clermont County Ohio | 17 | $ 5,045,000 | $ 296,000 | $ 153,000 |
| Oklahoma County Oklahoma | 17 | $ 3,435,000 | $ 202,000 | $ 147,000 |
| Pickens County South Carolina | 17 | $ 4,515,000 | $ 265,000 | $ 112,000 |
| Brown County Wisconsin | 17 | $ 3,855,000 | $ 226,000 | $ 95,000 |
| Outagamie County Wisconsin | 17 | $ 3,685,000 | $ 216,000 | $ 83,000 |
| Ohio County Kentucky | 16 | $ 2,620,000 | $ 163,000 | $ 68,000 |
| Greene County Missouri | 16 | $ 2,640,000 | $ 165,000 | $ 89,000 |
| Onslow County North Carolina | 16 | $ 4,100,000 | $ 256,000 | $ 94,000 |
| Randolph County North Carolina | 16 | $ 3,420,000 | $ 213,000 | $ 87,000 |
| Stokes County North Carolina | 16 | $ 3,570,000 | $ 223,000 | $ 89,000 |
| Pickaway County Ohio | 16 | $ 3,270,000 | $ 204,000 | $ 113,000 |
| Monroe County Pennsylvania | 16 | $ 3,540,000 | $ 221,000 | $ 156,000 |
| Richland County South Carolina | 16 | $ 3,850,000 | $ 240,000 | $ 98,000 |
| Cameron County Texas | 16 | $ 3,750,000 | $ 234,000 | $ 107,000 |
| Henrico County Virginia | 16 | $ 3,680,000 | $ 230,000 | $ 89,000 |
| Spotsylvania County Virginia | 16 | $ 5,680,000 | $ 355,000 | $ 120,000 |
| Jefferson County Colorado | 15 | $ 5,315,000 | $ 354,000 | $ 180,000 |
| Jackson County Georgia | 15 | $ 4,475,000 | $ 298,000 | $ 137,000 |
| Paulding County Georgia | 15 | $ 4,615,000 | $ 307,000 | $ 113,000 |
| DeKalb County Illinois | 15 | $ 3,385,000 | $ 225,000 | $ 119,000 |
| Boone County Iowa | 15 | $ 2,935,000 | $ 195,000 | $ 83,000 |
| Christian County Kentucky | 15 | $ 2,495,000 | $ 166,000 | $ 64,000 |
| Rockcastle County Kentucky | 15 | $ 2,305,000 | $ 153,000 | $ 54,000 |
| Lafayette County Louisiana | 15 | $ 3,125,000 | $ 208,000 | $ 78,000 |
| Worcester County Massachusetts | 15 | $ 3,685,000 | $ 245,000 | $ 109,000 |
| Gloucester County New Jersey | 15 | $ 3,325,000 | $ 221,000 | $ 107,000 |
| Iredell County North Carolina | 15 | $ 4,375,000 | $ 291,000 | $ 101,000 |
| Sumner County Tennessee | 15 | $ 3,195,000 | $ 213,000 | $ 97,000 |
| Alexandria County Virginia | 15 | $ 6,535,000 | $ 435,000 | $ 159,000 |
| Kern County California | 14 | $ 3,310,000 | $ 236,000 | $ 110,000 |
| Douglas County Colorado | 14 | $ 6,720,000 | $ 480,000 | $ 170,000 |
| Marion County Florida | 14 | $ 2,630,000 | $ 187,000 | $ 86,000 |
| Walton County Florida | 14 | $ 4,810,000 | $ 343,000 | $ 204,000 |
| Cherokee County Georgia | 14 | $ 4,590,000 | $ 327,000 | $ 133,000 |
| Hall County Georgia | 14 | $ 4,390,000 | $ 313,000 | $ 101,000 |
| Henry County Illinois | 14 | $ 2,990,000 | $ 213,000 | $ 113,000 |
| Whiteside County Illinois | 14 | $ 1,620,000 | $ 115,000 | $ 70,000 |
| McCreary County Kentucky | 14 | $ 1,740,000 | $ 124,000 | $ 53,000 |
| Charleston County South Carolina | 14 | $ 5,750,000 | $ 410,000 | $ 304,000 |
| Wilson County Tennessee | 14 | $ 5,670,000 | $ 405,000 | $ 151,000 |
| Fauquier County Virginia | 14 | $ 5,660,000 | $ 404,000 | $ 154,000 |
| Winnebago County Wisconsin | 14 | $ 2,310,000 | $ 165,000 | $ 72,000 |
| Orange County California | 13 | $ 8,845,000 | $ 680,000 | $ 240,000 |
| San Diego County California | 13 | $ 7,415,000 | $ 570,000 | $ 157,000 |
| Pueblo County Colorado | 13 | $ 3,085,000 | $ 237,000 | $ 62,000 |
| St. Johns County Florida | 13 | $ 5,885,000 | $ 452,000 | $ 209,000 |
| Jessamine County Kentucky | 13 | $ 3,375,000 | $ 259,000 | $ 130,000 |
| Laurel County Kentucky | 13 | $ 1,885,000 | $ 145,000 | $ 65,000 |
| Scott County Kentucky | 13 | $ 4,075,000 | $ 313,000 | $ 100,000 |
| Middlesex County New Jersey | 13 | $ 4,295,000 | $ 330,000 | $ 176,000 |
| Harnett County North Carolina | 13 | $ 5,085,000 | $ 391,000 | $ 101,000 |
| Delaware County Pennsylvania | 13 | $ 2,585,000 | $ 198,000 | $ 161,000 |
| Sullivan County Tennessee | 13 | $ 3,635,000 | $ 279,000 | $ 88,000 |
| Benton County Arkansas | 12 | $ 3,440,000 | $ 286,000 | $ 133,000 |
| Pulaski County Arkansas | 12 | $ 2,130,000 | $ 177,000 | $ 152,000 |
| Fairfield County Connecticut | 12 | $ 2,910,000 | $ 242,000 | $ 137,000 |
| Escambia County Florida | 12 | $ 1,670,000 | $ 139,000 | $ 62,000 |
| Indian River County Florida | 12 | $ 3,230,000 | $ 269,000 | $ 152,000 |
| Douglas County Georgia | 12 | $ 3,170,000 | $ 264,000 | $ 98,000 |
| Muscatine County Iowa | 12 | $ 3,170,000 | $ 264,000 | $ 91,000 |
| Kenton County Kentucky | 12 | $ 3,240,000 | $ 270,000 | $ 112,000 |
| Nelson County Kentucky | 12 | $ 2,180,000 | $ 181,000 | $ 89,000 |
| Howard County Maryland | 12 | $ 5,320,000 | $ 443,000 | $ 139,000 |
| Jackson County Missouri | 12 | $ 2,190,000 | $ 182,000 | $ 84,000 |
| Catawba County North Carolina | 12 | $ 3,290,000 | $ 274,000 | $ 189,000 |
| Durham County North Carolina | 12 | $ 3,440,000 | $ 286,000 | $ 115,000 |
| Butler County Ohio | 12 | $ 2,870,000 | $ 239,000 | $ 111,000 |
| Stark County Ohio | 12 | $ 1,640,000 | $ 136,000 | $ 110,000 |
| Montgomery County Pennsylvania | 12 | $ 5,100,000 | $ 425,000 | $ 168,000 |
| Manassas County Virginia | 12 | $ 4,010,000 | $ 334,000 | $ 142,000 |
| King County Washington | 12 | $ 7,670,000 | $ 639,000 | $ 196,000 |
| Sacramento County California | 11 | $ 4,845,000 | $ 440,000 | $ 189,000 |
| San Joaquin County California | 11 | $ 3,615,000 | $ 328,000 | $ 130,000 |
| Hartford County Connecticut | 11 | $ 2,535,000 | $ 230,000 | $ 140,000 |
| Barrow County Georgia | 11 | $ 2,675,000 | $ 243,000 | $ 91,000 |
| Forsyth County Georgia | 11 | $ 4,085,000 | $ 371,000 | $ 184,000 |
| Warren County Iowa | 11 | $ 2,305,000 | $ 209,000 | $ 72,000 |
| Anderson County Kentucky | 11 | $ 2,885,000 | $ 262,000 | $ 89,000 |
| Garrard County Kentucky | 11 | $ 2,035,000 | $ 185,000 | $ 82,000 |
| Hopkins County Kentucky | 11 | $ 1,575,000 | $ 143,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 11 | $ 1,885,000 | $ 171,000 | $ 74,000 |
| Hennepin County Minnesota | 11 | $ 2,655,000 | $ 241,000 | $ 129,000 |
| Douglas County Nebraska | 11 | $ 2,675,000 | $ 243,000 | $ 115,000 |
| Caldwell County North Carolina | 11 | $ 3,115,000 | $ 283,000 | $ 118,000 |
| Union County North Carolina | 11 | $ 3,195,000 | $ 290,000 | $ 120,000 |
| Lake County Ohio | 11 | $ 1,955,000 | $ 177,000 | $ 89,000 |
| Cumberland County Pennsylvania | 11 | $ 2,195,000 | $ 199,000 | $ 83,000 |
| Berkeley County South Carolina | 11 | $ 3,625,000 | $ 329,000 | $ 161,000 |
| Dickson County Tennessee | 11 | $ 2,075,000 | $ 188,000 | $ 75,000 |
| Hamilton County Tennessee | 11 | $ 3,245,000 | $ 295,000 | $ 131,000 |
| Hampton County Virginia | 11 | $ 2,005,000 | $ 182,000 | $ 79,000 |
| Snohomish County Washington | 11 | $ 6,355,000 | $ 577,000 | $ 182,000 |
| Walworth County Wisconsin | 11 | $ 2,995,000 | $ 272,000 | $ 212,000 |
| New London County Connecticut | 10 | $ 1,690,000 | $ 169,000 | $ 97,000 |
| Santa Rosa County Florida | 10 | $ 3,340,000 | $ 334,000 | $ 120,000 |
| Coweta County Georgia | 10 | $ 2,340,000 | $ 234,000 | $ 115,000 |
| Kendall County Illinois | 10 | $ 2,320,000 | $ 232,000 | $ 93,000 |
| Bullitt County Kentucky | 10 | $ 2,510,000 | $ 251,000 | $ 80,000 |
| Grant County Louisiana | 10 | $ 1,900,000 | $ 190,000 | $ 93,000 |
| Washington County Maryland | 10 | $ 2,460,000 | $ 246,000 | $ 75,000 |
| Bristol County Massachusetts | 10 | $ 2,720,000 | $ 272,000 | $ 123,000 |
| Plymouth County Massachusetts | 10 | $ 2,700,000 | $ 270,000 | $ 117,000 |
| Atlantic County New Jersey | 10 | $ 2,290,000 | $ 229,000 | $ 133,000 |
| Union County New Jersey | 10 | $ 3,590,000 | $ 359,000 | $ 184,000 |
| Miami County Ohio | 10 | $ 2,470,000 | $ 247,000 | $ 121,000 |
| Lancaster County Pennsylvania | 10 | $ 2,310,000 | $ 231,000 | $ 98,000 |
| Lexington County South Carolina | 10 | $ 2,450,000 | $ 245,000 | $ 87,000 |
| York County South Carolina | 10 | $ 3,400,000 | $ 340,000 | $ 130,000 |
| Blount County Tennessee | 10 | $ 3,250,000 | $ 325,000 | $ 118,000 |
| Coffee County Tennessee | 10 | $ 2,880,000 | $ 288,000 | $ 104,000 |
| Hardin County Tennessee | 10 | $ 1,430,000 | $ 143,000 | $ 66,000 |
| Lawrence County Tennessee | 10 | $ 2,980,000 | $ 298,000 | $ 86,000 |
| Robertson County Tennessee | 10 | $ 2,500,000 | $ 250,000 | $ 79,000 |
| Williamson County Tennessee | 10 | $ 6,120,000 | $ 612,000 | $ 185,000 |
| Suffolk County Virginia | 10 | $ 2,950,000 | $ 295,000 | $ 105,000 |
| Mohave County Arizona | 9 | $ 2,405,000 | $ 267,000 | $ 132,000 |
| Pima County Arizona | 9 | $ 2,075,000 | $ 230,000 | $ 108,000 |
| Alameda County California | 9 | $ 3,625,000 | $ 402,000 | $ 124,000 |
| Contra Costa County California | 9 | $ 4,705,000 | $ 522,000 | $ 174,000 |
| New Haven County Connecticut | 9 | $ 1,745,000 | $ 193,000 | $ 146,000 |
| Citrus County Florida | 9 | $ 1,605,000 | $ 178,000 | $ 108,000 |
| Spalding County Georgia | 9 | $ 1,845,000 | $ 205,000 | $ 77,000 |
| Champaign County Illinois | 9 | $ 1,745,000 | $ 193,000 | $ 77,000 |
| Floyd County Indiana | 9 | $ 1,465,000 | $ 162,000 | $ 78,000 |
| Boone County Kentucky | 9 | $ 2,985,000 | $ 331,000 | $ 100,000 |
| Livingston County Louisiana | 9 | $ 1,715,000 | $ 190,000 | $ 85,000 |
| Ouachita County Louisiana | 9 | $ 2,005,000 | $ 222,000 | $ 121,000 |
| St. Charles County Missouri | 9 | $ 2,715,000 | $ 301,000 | $ 102,000 |
| St. Louis County Missouri | 9 | $ 2,645,000 | $ 293,000 | $ 171,000 |
| Passaic County New Jersey | 9 | $ 3,345,000 | $ 371,000 | $ 147,000 |
| Dona Ana County New Mexico | 9 | $ 1,265,000 | $ 140,000 | $ 85,000 |
| Cumberland County North Carolina | 9 | $ 2,405,000 | $ 267,000 | $ 112,000 |
| Lee County North Carolina | 9 | $ 2,445,000 | $ 271,000 | $ 123,000 |
| Lincoln County North Carolina | 9 | $ 2,725,000 | $ 302,000 | $ 113,000 |
| Richland County Ohio | 9 | $ 1,945,000 | $ 216,000 | $ 116,000 |
| Multnomah County Oregon | 9 | $ 3,775,000 | $ 419,000 | $ 144,000 |
| Dauphin County Pennsylvania | 9 | $ 1,615,000 | $ 179,000 | $ 63,000 |
| Beaufort County South Carolina | 9 | $ 2,855,000 | $ 317,000 | $ 241,000 |
| Laurens County South Carolina | 9 | $ 1,745,000 | $ 193,000 | $ 104,000 |
| Nueces County Texas | 9 | $ 2,585,000 | $ 287,000 | $ 107,000 |
| Norfolk County Virginia | 9 | $ 2,025,000 | $ 225,000 | $ 89,000 |
| Madison County Alabama | 8 | $ 2,920,000 | $ 365,000 | $ 168,000 |
| Bay County Florida | 8 | $ 1,810,000 | $ 226,000 | $ 198,000 |
| Flagler County Florida | 8 | $ 2,080,000 | $ 260,000 | $ 96,000 |
| Glades County Florida | 8 | $ 2,160,000 | $ 270,000 | $ 87,000 |
| Carroll County Georgia | 8 | $ 1,720,000 | $ 215,000 | $ 89,000 |
| Richmond County Georgia | 8 | $ 1,090,000 | $ 136,000 | $ 89,000 |
| Madison County Illinois | 8 | $ 1,500,000 | $ 187,000 | $ 114,000 |
| Mercer County Illinois | 8 | $ 880,000 | $ 110,000 | $ 58,000 |
| Hendricks County Indiana | 8 | $ 1,860,000 | $ 232,000 | $ 106,000 |
| Johnson County Iowa | 8 | $ 2,500,000 | $ 312,000 | $ 170,000 |
| Campbell County Kentucky | 8 | $ 1,740,000 | $ 217,000 | $ 123,000 |
| Franklin County Kentucky | 8 | $ 1,430,000 | $ 178,000 | $ 98,000 |
| Johnson County Kentucky | 8 | $ 920,000 | $ 115,000 | $ 59,000 |
| Oldham County Kentucky | 8 | $ 2,360,000 | $ 295,000 | $ 134,000 |
| Russell County Kentucky | 8 | $ 1,120,000 | $ 140,000 | $ 68,000 |
| Orleans County Louisiana | 8 | $ 1,890,000 | $ 236,000 | $ 92,000 |
| Carroll County Maryland | 8 | $ 3,140,000 | $ 392,000 | $ 183,000 |
| St. Mary's County Maryland | 8 | $ 2,240,000 | $ 280,000 | $ 154,000 |
| Essex County Massachusetts | 8 | $ 2,890,000 | $ 361,000 | $ 97,000 |
| Shiawassee County Michigan | 8 | $ 880,000 | $ 110,000 | $ 103,000 |
| Dakota County Minnesota | 8 | $ 1,660,000 | $ 207,000 | $ 133,000 |
| Rankin County Mississippi | 8 | $ 1,380,000 | $ 172,000 | $ 65,000 |
| Monmouth County New Jersey | 8 | $ 2,630,000 | $ 328,000 | $ 131,000 |
| Carteret County North Carolina | 8 | $ 1,460,000 | $ 182,000 | $ 87,000 |
| Franklin County North Carolina | 8 | $ 2,240,000 | $ 280,000 | $ 121,000 |
| Nash County North Carolina | 8 | $ 1,820,000 | $ 227,000 | $ 83,000 |
| Champaign County Ohio | 8 | $ 1,760,000 | $ 220,000 | $ 156,000 |
| Schuylkill County Pennsylvania | 8 | $ 1,220,000 | $ 152,000 | $ 68,000 |
| York County Pennsylvania | 8 | $ 1,550,000 | $ 193,000 | $ 83,000 |
| Aiken County South Carolina | 8 | $ 1,440,000 | $ 180,000 | $ 79,000 |
| DeKalb County Tennessee | 8 | $ 1,500,000 | $ 187,000 | $ 104,000 |
| Roane County Tennessee | 8 | $ 2,680,000 | $ 335,000 | $ 119,000 |
| Wayne County Tennessee | 8 | $ 1,500,000 | $ 187,000 | $ 73,000 |
| Galveston County Texas | 8 | $ 1,990,000 | $ 248,000 | $ 98,000 |
| Chesapeake County Virginia | 8 | $ 2,490,000 | $ 311,000 | $ 105,000 |
| Portsmouth County Virginia | 8 | $ 1,790,000 | $ 223,000 | $ 81,000 |
| Franklin County Washington | 8 | $ 2,720,000 | $ 340,000 | $ 102,000 |
| Pierce County Washington | 8 | $ 4,040,000 | $ 505,000 | $ 195,000 |
| Mobile County Alabama | 7 | $ 1,095,000 | $ 156,000 | $ 77,000 |
| Highlands County Florida | 7 | $ 1,695,000 | $ 242,000 | $ 91,000 |
| Rockdale County Georgia | 7 | $ 2,335,000 | $ 333,000 | $ 87,000 |
| Knox County Illinois | 7 | $ 595,000 | $ 85,000 | $ 67,000 |
| Boone County Indiana | 7 | $ 1,305,000 | $ 186,000 | $ 78,000 |
| Hancock County Indiana | 7 | $ 1,735,000 | $ 247,000 | $ 138,000 |
| Johnson County Indiana | 7 | $ 1,925,000 | $ 275,000 | $ 105,000 |
| Madison County Indiana | 7 | $ 1,265,000 | $ 180,000 | $ 86,000 |
| Story County Iowa | 7 | $ 1,355,000 | $ 193,000 | $ 77,000 |
| Hancock County Kentucky | 7 | $ 545,000 | $ 77,000 | $ 44,000 |
| Hardin County Kentucky | 7 | $ 1,885,000 | $ 269,000 | $ 102,000 |
| Jefferson County Louisiana | 7 | $ 1,955,000 | $ 279,000 | $ 125,000 |
| Vernon County Louisiana | 7 | $ 945,000 | $ 135,000 | $ 66,000 |
| Calvert County Maryland | 7 | $ 2,105,000 | $ 300,000 | $ 137,000 |
| Clinton County Michigan | 7 | $ 1,775,000 | $ 253,000 | $ 105,000 |
| Kent County Michigan | 7 | $ 1,605,000 | $ 229,000 | $ 149,000 |
| Harrison County Mississippi | 7 | $ 1,665,000 | $ 237,000 | $ 115,000 |
| Hudson County New Jersey | 7 | $ 3,105,000 | $ 443,000 | $ 265,000 |
| Mercer County New Jersey | 7 | $ 1,415,000 | $ 202,000 | $ 108,000 |
| Cabarrus County North Carolina | 7 | $ 2,575,000 | $ 367,000 | $ 104,000 |
| Cleveland County North Carolina | 7 | $ 1,825,000 | $ 260,000 | $ 85,000 |
| Rockingham County North Carolina | 7 | $ 945,000 | $ 135,000 | $ 67,000 |
| Rowan County North Carolina | 7 | $ 2,225,000 | $ 317,000 | $ 180,000 |
| Clark County Ohio | 7 | $ 1,385,000 | $ 197,000 | $ 89,000 |
| Greene County Ohio | 7 | $ 2,145,000 | $ 306,000 | $ 131,000 |
| Madison County Ohio | 7 | $ 2,085,000 | $ 297,000 | $ 150,000 |
| Morrow County Ohio | 7 | $ 2,195,000 | $ 313,000 | $ 86,000 |
| Wayne County Ohio | 7 | $ 1,235,000 | $ 176,000 | $ 143,000 |
| Chester County Pennsylvania | 7 | $ 2,935,000 | $ 419,000 | $ 176,000 |
| Washington County Pennsylvania | 7 | $ 1,035,000 | $ 147,000 | $ 75,000 |
| Dorchester County South Carolina | 7 | $ 2,035,000 | $ 290,000 | $ 101,000 |
| Kershaw County South Carolina | 7 | $ 1,925,000 | $ 275,000 | $ 90,000 |
| Campbell County Tennessee | 7 | $ 1,155,000 | $ 165,000 | $ 81,000 |
| Marshall County Tennessee | 7 | $ 1,615,000 | $ 230,000 | $ 109,000 |
| Stewart County Tennessee | 7 | $ 1,175,000 | $ 167,000 | $ 71,000 |
| Hunt County Texas | 7 | $ 2,355,000 | $ 336,000 | $ 121,000 |
| Lubbock County Texas | 7 | $ 1,335,000 | $ 190,000 | $ 127,000 |
| Montgomery County Texas | 7 | $ 1,745,000 | $ 249,000 | $ 98,000 |
| Frederick County Virginia | 7 | $ 2,085,000 | $ 297,000 | $ 84,000 |
| Newport News County Virginia | 7 | $ 2,025,000 | $ 289,000 | $ 77,000 |
| Racine County Wisconsin | 7 | $ 1,345,000 | $ 192,000 | $ 84,000 |
| Saline County Arkansas | 6 | $ 1,280,000 | $ 213,000 | $ 100,000 |
| Boulder County Colorado | 6 | $ 1,650,000 | $ 275,000 | $ 141,000 |
| Martin County Florida | 6 | $ 1,450,000 | $ 241,000 | $ 120,000 |
| Monroe County Florida | 6 | $ 4,670,000 | $ 778,000 | $ 184,000 |
| Chatham County Georgia | 6 | $ 1,650,000 | $ 275,000 | $ 95,000 |
| Effingham County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 107,000 |
| Lowndes County Georgia | 6 | $ 1,060,000 | $ 176,000 | $ 79,000 |
| Newton County Georgia | 6 | $ 1,880,000 | $ 313,000 | $ 93,000 |
| Peoria County Illinois | 6 | $ 510,000 | $ 85,000 | $ 96,000 |
| Elkhart County Indiana | 6 | $ 620,000 | $ 103,000 | $ 111,000 |
| Porter County Indiana | 6 | $ 2,000,000 | $ 333,000 | $ 156,000 |
| Butler County Kansas | 6 | $ 1,200,000 | $ 200,000 | $ 109,000 |
| Allen County Kentucky | 6 | $ 1,260,000 | $ 210,000 | $ 59,000 |
| Harrison County Kentucky | 6 | $ 910,000 | $ 151,000 | $ 57,000 |
| Wayne County Kentucky | 6 | $ 1,340,000 | $ 223,000 | $ 89,000 |
| La Salle County Louisiana | 6 | $ 1,410,000 | $ 235,000 | $ 117,000 |
| Pointe Coupee County Louisiana | 6 | $ 940,000 | $ 156,000 | $ 89,000 |
| St. Tammany County Louisiana | 6 | $ 2,190,000 | $ 365,000 | $ 139,000 |
| Harford County Maryland | 6 | $ 2,360,000 | $ 393,000 | $ 99,000 |
| Anoka County Minnesota | 6 | $ 1,750,000 | $ 291,000 | $ 90,000 |
| Ramsey County Minnesota | 6 | $ 1,240,000 | $ 206,000 | $ 85,000 |
| Madison County Mississippi | 6 | $ 1,720,000 | $ 286,000 | $ 104,000 |
| Yellowstone County Montana | 6 | $ 1,710,000 | $ 285,000 | $ 128,000 |
| Rockingham County New Hampshire | 6 | $ 1,940,000 | $ 323,000 | $ 138,000 |
| Cape May County New Jersey | 6 | $ 1,430,000 | $ 238,000 | $ 63,000 |
| Bernalillo County New Mexico | 6 | $ 1,580,000 | $ 263,000 | $ 107,000 |
| Buncombe County North Carolina | 6 | $ 1,630,000 | $ 271,000 | $ 130,000 |
| Moore County North Carolina | 6 | $ 2,810,000 | $ 468,000 | $ 147,000 |
| Rutherford County North Carolina | 6 | $ 1,850,000 | $ 308,000 | $ 99,000 |
| Surry County North Carolina | 6 | $ 1,150,000 | $ 191,000 | $ 76,000 |
| Wayne County North Carolina | 6 | $ 1,240,000 | $ 206,000 | $ 58,000 |
| Geauga County Ohio | 6 | $ 1,600,000 | $ 266,000 | $ 98,000 |
| Huron County Ohio | 6 | $ 1,030,000 | $ 171,000 | $ 69,000 |
| Logan County Ohio | 6 | $ 1,180,000 | $ 196,000 | $ 93,000 |
| Ross County Ohio | 6 | $ 1,330,000 | $ 221,000 | $ 98,000 |
| Seneca County Ohio | 6 | $ 660,000 | $ 110,000 | $ 141,000 |
| Trumbull County Ohio | 6 | $ 750,000 | $ 125,000 | $ 44,000 |
| Berks County Pennsylvania | 6 | $ 1,300,000 | $ 216,000 | $ 80,000 |
| Erie County Pennsylvania | 6 | $ 1,050,000 | $ 175,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 6 | $ 880,000 | $ 146,000 | $ 122,000 |
| Benton County Tennessee | 6 | $ 700,000 | $ 116,000 | $ 61,000 |
| Hawkins County Tennessee | 6 | $ 1,240,000 | $ 206,000 | $ 66,000 |
| El Paso County Texas | 6 | $ 1,260,000 | $ 210,000 | $ 113,000 |
| Louisa County Virginia | 6 | $ 1,840,000 | $ 306,000 | $ 109,000 |
| Orange County Virginia | 6 | $ 2,140,000 | $ 356,000 | $ 99,000 |
| Richmond City County Virginia | 6 | $ 1,640,000 | $ 273,000 | $ 98,000 |
| Limestone County Alabama | 5 | $ 1,675,000 | $ 335,000 | $ 278,000 |
| Shelby County Alabama | 5 | $ 835,000 | $ 167,000 | $ 122,000 |
| Faulkner County Arkansas | 5 | $ 935,000 | $ 187,000 | $ 97,000 |
| Ventura County California | 5 | $ 2,045,000 | $ 409,000 | $ 167,000 |
| Alachua County Florida | 5 | $ 1,005,000 | $ 201,000 | $ 118,000 |
| Clay County Florida | 5 | $ 1,745,000 | $ 349,000 | $ 101,000 |
| Bartow County Georgia | 5 | $ 1,185,000 | $ 237,000 | $ 125,000 |
| Franklin County Georgia | 5 | $ 1,435,000 | $ 287,000 | $ 122,000 |
| McLean County Illinois | 5 | $ 905,000 | $ 181,000 | $ 159,000 |
| White County Illinois | 5 | $ 305,000 | $ 61,000 | $ 36,000 |
| Hamilton County Indiana | 5 | $ 1,755,000 | $ 351,000 | $ 162,000 |
| Johnson County Kansas | 5 | $ 995,000 | $ 199,000 | $ 114,000 |
| Barren County Kentucky | 5 | $ 1,195,000 | $ 239,000 | $ 82,000 |
| Casey County Kentucky | 5 | $ 875,000 | $ 175,000 | $ 85,000 |
| Clark County Kentucky | 5 | $ 945,000 | $ 189,000 | $ 95,000 |
| Knox County Kentucky | 5 | $ 545,000 | $ 109,000 | $ 43,000 |
| Menifee County Kentucky | 5 | $ 785,000 | $ 157,000 | $ 80,000 |
| Montgomery County Kentucky | 5 | $ 545,000 | $ 109,000 | $ 84,000 |
| Spencer County Kentucky | 5 | $ 1,365,000 | $ 273,000 | $ 148,000 |
| Todd County Kentucky | 5 | $ 965,000 | $ 193,000 | $ 67,000 |
| Whitley County Kentucky | 5 | $ 915,000 | $ 183,000 | $ 60,000 |
| Woodford County Kentucky | 5 | $ 1,015,000 | $ 203,000 | $ 65,000 |
| Hampden County Massachusetts | 5 | $ 1,065,000 | $ 213,000 | $ 78,000 |
| Eaton County Michigan | 5 | $ 1,125,000 | $ 225,000 | $ 84,000 |
| Kalamazoo County Michigan | 5 | $ 1,435,000 | $ 287,000 | $ 182,000 |
| Lenawee County Michigan | 5 | $ 915,000 | $ 183,000 | $ 88,000 |
| Livingston County Michigan | 5 | $ 1,395,000 | $ 279,000 | $ 106,000 |
| Saginaw County Michigan | 5 | $ 595,000 | $ 119,000 | $ 69,000 |
| Christian County Missouri | 5 | $ 1,365,000 | $ 273,000 | $ 126,000 |
| Jasper County Missouri | 5 | $ 985,000 | $ 197,000 | $ 106,000 |
| Platte County Nebraska | 5 | $ 915,000 | $ 183,000 | $ 78,000 |
| Warren County New Jersey | 5 | $ 1,245,000 | $ 249,000 | $ 123,000 |
| Camden County North Carolina | 5 | $ 1,505,000 | $ 301,000 | $ 84,000 |
| Columbus County North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 79,000 |
| Craven County North Carolina | 5 | $ 965,000 | $ 193,000 | $ 78,000 |
| Hoke County North Carolina | 5 | $ 2,915,000 | $ 583,000 | $ 171,000 |
| Pender County North Carolina | 5 | $ 1,665,000 | $ 333,000 | $ 125,000 |
| Sampson County North Carolina | 5 | $ 1,755,000 | $ 351,000 | $ 150,000 |
| Allen County Ohio | 5 | $ 915,000 | $ 183,000 | $ 76,000 |
| Brown County Ohio | 5 | $ 885,000 | $ 177,000 | $ 73,000 |
| Knox County Ohio | 5 | $ 1,415,000 | $ 283,000 | $ 94,000 |
| Mahoning County Ohio | 5 | $ 705,000 | $ 141,000 | $ 68,000 |
| Mercer County Ohio | 5 | $ 925,000 | $ 185,000 | $ 126,000 |
| Washington County Ohio | 5 | $ 1,365,000 | $ 273,000 | $ 114,000 |
| Wood County Ohio | 5 | $ 855,000 | $ 171,000 | $ 85,000 |
| Cleveland County Oklahoma | 5 | $ 1,015,000 | $ 203,000 | $ 160,000 |
| Washington County Oregon | 5 | $ 1,825,000 | $ 365,000 | $ 190,000 |
| Bucks County Pennsylvania | 5 | $ 1,615,000 | $ 323,000 | $ 181,000 |
| Anderson County Tennessee | 5 | $ 1,405,000 | $ 281,000 | $ 125,000 |
| Bedford County Tennessee | 5 | $ 1,145,000 | $ 229,000 | $ 89,000 |
| Cumberland County Tennessee | 5 | $ 2,205,000 | $ 441,000 | $ 182,000 |
| Giles County Tennessee | 5 | $ 835,000 | $ 167,000 | $ 111,000 |
| Hickman County Tennessee | 5 | $ 925,000 | $ 185,000 | $ 86,000 |
| Marion County Tennessee | 5 | $ 995,000 | $ 199,000 | $ 66,000 |
| Sevier County Tennessee | 5 | $ 2,685,000 | $ 537,000 | $ 289,000 |
| Coryell County Texas | 5 | $ 1,355,000 | $ 271,000 | $ 74,000 |
| Hays County Texas | 5 | $ 2,115,000 | $ 423,000 | $ 174,000 |
| Berkeley County West Virginia | 5 | $ 1,255,000 | $ 251,000 | $ 96,000 |
| Jefferson County West Virginia | 5 | $ 1,345,000 | $ 269,000 | $ 85,000 |
| Waukesha County Wisconsin | 5 | $ 1,495,000 | $ 299,000 | $ 117,000 |
| Autauga County Alabama | 4 | $ 810,000 | $ 202,000 | $ 89,000 |
| Lauderdale County Alabama | 4 | $ 860,000 | $ 215,000 | $ 84,000 |
| Yavapai County Arizona | 4 | $ 890,000 | $ 222,000 | $ 111,000 |
| Lonoke County Arkansas | 4 | $ 740,000 | $ 185,000 | $ 247,000 |
| Placer County California | 4 | $ 1,020,000 | $ 255,000 | $ 440,000 |
| Stanislaus County California | 4 | $ 1,620,000 | $ 405,000 | $ 110,000 |
| Tulare County California | 4 | $ 500,000 | $ 125,000 | $ 125,000 |
| Teller County Colorado | 4 | $ 1,370,000 | $ 342,000 | $ 129,000 |
| Okeechobee County Florida | 4 | $ 730,000 | $ 182,000 | $ 91,000 |
| Putnam County Florida | 4 | $ 960,000 | $ 240,000 | $ 111,000 |
| Sumter County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 165,000 |
| Butts County Georgia | 4 | $ 960,000 | $ 240,000 | $ 149,000 |
| Columbia County Georgia | 4 | $ 1,270,000 | $ 317,000 | $ 92,000 |
| Lamar County Georgia | 4 | $ 780,000 | $ 195,000 | $ 166,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,468 | $3,058,580,000 | $292,000 | $3,015,000 | $120,000 | $8,432,000 |
| Cash-out Refinancing | 1,972 | $482,490,000 | $244,000 | $1,365,000 | $121,000 | $1,516,000 |
| Refinancing | 715 | $184,955,000 | $258,000 | $1,555,000 | $142,000 | $1,013,000 |
| Other Purpose | 12 | $3,030,000 | $252,000 | $605,000 | $121,000 | $276,000 |
| Home Improvement | 2 | $460,000 | $230,000 | $305,000 | $183,000 | $275,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,374 | $1,716,680,000 | $269,000 | $3,015,000 | $120,000 | $3,186,000 |
| Not Provided | 2,833 | $791,115,000 | $279,000 | $1,755,000 | $131,000 | $3,350,000 |
| Hispanic | 1,855 | $539,615,000 | $290,000 | $1,435,000 | $113,000 | $8,432,000 |
| Black or African American | 1,472 | $463,640,000 | $314,000 | $1,185,000 | $110,000 | $800,000 |
| Asian | 564 | $199,680,000 | $354,000 | $1,365,000 | $147,000 | $645,000 |
| American Indian or Alaskan Native | 52 | $14,500,000 | $278,000 | $1,115,000 | $97,000 | $302,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,850,000 | $240,000 | $635,000 | $120,000 | $255,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,177 | $2,200,755,000 | $269,000 | $3,015,000 | $136,000 | $8,432,000 |
| FHA-insured (Federal Housing Administration) | 3,734 | $1,090,540,000 | $292,000 | $965,000 | $94,000 | $763,000 |
| VA-guaranteed (Veterans Administration) | 1,098 | $408,980,000 | $372,000 | $1,425,000 | $112,000 | $653,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 160 | $29,240,000 | $182,000 | $375,000 | $66,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,747 | $2,528,005,000 | $289,000 | $1,955,000 | $121,000 | $6,963,000 |
| Application Withdrawn By Applicant | 2,240 | $601,590,000 | $268,000 | $3,015,000 | $133,000 | $8,432,000 |
| Application Denied By Financial Institution | 1,722 | $474,080,000 | $275,000 | $2,125,000 | $110,000 | $2,057,000 |
| File Closed For Incompleteness | 338 | $93,650,000 | $277,000 | $1,975,000 | $121,000 | $800,000 |
| Application Approved But Not Accepted | 122 | $32,190,000 | $263,000 | $725,000 | $130,000 | $411,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,447 | $3,255,435,000 | $284,000 | $3,015,000 | $123,000 | $8,432,000 |
| Credit Application Incomplete | 773 | $216,415,000 | $279,000 | $1,555,000 | $123,000 | $2,057,000 |
| Debt-To-Income Ratio | 350 | $105,430,000 | $301,000 | $2,125,000 | $82,000 | $1,399,000 |
| Other | 169 | $41,275,000 | $244,000 | $1,035,000 | $119,000 | $547,000 |
| Collateral | 157 | $39,685,000 | $252,000 | $865,000 | $117,000 | $490,000 |
| Credit History | 135 | $32,035,000 | $237,000 | $775,000 | $95,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $14,120,000 | $243,000 | $555,000 | $90,000 | $487,000 |
| Employment History | 43 | $13,115,000 | $305,000 | $1,205,000 | $87,000 | $270,000 |
| Unverifiable Information | 37 | $12,005,000 | $324,000 | $825,000 | $137,000 | $487,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lower, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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and assess Lower, Llc's mortgage approval patterns.
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with aggregated HMDA statistics today.