Lower, LLC Mortgage Lending & HMDA Data, 2023
In 2023, Lower, LLC of Columbia, MD reported 13,169 mortgage applications totaling $3.7 billion, down 58% from 2022. The average application was for $283,204, and applicants reported an average income of $121,354. 66% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (726), Dallas-Plano-Irving, TX (675) and Columbus, OH (559) (applications in parentheses).
| Mortgage Company & Address | Lower, LLC 5950 Symphony Woods Drive Columbia, MD 21044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 13,169 |
| Total Mortgage Loan Application Amount | $3,729,515,000 |
| Average Mortgage Loan Application Amount | $283,204 |
| Highest Mortgage Loan Application Amount | $3,015,000 |
| Average Applicant Income | $121,354 |
| Highest Applicant Income | $8,432,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lower, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin, Ohio | 382 | $ 115,310,000 | $ 301,858 | $ 142,000 |
| Broward, Florida | 297 | $ 93,245,000 | $ 313,956 | $ 125,000 |
| Cook, Illinois | 287 | $ 73,465,000 | $ 255,975 | $ 137,000 |
| Lee, Florida | 235 | $ 60,435,000 | $ 257,170 | $ 109,000 |
| Prince George's, Maryland | 230 | $ 79,200,000 | $ 344,347 | $ 103,000 |
| Miami-Dade, Florida | 216 | $ 77,110,000 | $ 356,990 | $ 135,000 |
| Denton, Texas | 176 | $ 79,450,000 | $ 451,420 | $ 157,000 |
| Dallas, Texas | 175 | $ 70,855,000 | $ 404,885 | $ 138,000 |
| Greenville, South Carolina | 164 | $ 50,840,000 | $ 310,000 | $ 128,000 |
| Pinellas, Florida | 154 | $ 44,980,000 | $ 292,077 | $ 127,000 |
| Hillsborough, Florida | 153 | $ 46,505,000 | $ 303,954 | $ 119,000 |
| Pasco, Florida | 150 | $ 33,920,000 | $ 226,133 | $ 106,000 |
| Scott, Iowa | 148 | $ 39,200,000 | $ 264,864 | $ 115,000 |
| Polk, Iowa | 133 | $ 31,855,000 | $ 239,511 | $ 96,000 |
| Maricopa, Arizona | 130 | $ 42,400,000 | $ 326,153 | $ 133,000 |
| Palm Beach, Florida | 128 | $ 44,770,000 | $ 349,765 | $ 154,000 |
| Collin, Texas | 123 | $ 59,865,000 | $ 486,707 | $ 172,000 |
| Fairfax, Virginia | 123 | $ 59,485,000 | $ 483,617 | $ 156,000 |
| Hidalgo, Texas | 121 | $ 28,355,000 | $ 234,338 | $ 220,000 |
| Guilford, North Carolina | 99 | $ 25,015,000 | $ 252,676 | $ 107,000 |
| Jefferson, Kentucky | 94 | $ 21,080,000 | $ 224,255 | $ 106,000 |
| Ellis, Texas | 93 | $ 37,805,000 | $ 406,505 | $ 141,000 |
| Montgomery, Maryland | 91 | $ 35,545,000 | $ 390,604 | $ 145,000 |
| Rock Island, Illinois | 89 | $ 13,615,000 | $ 152,977 | $ 73,000 |
| Harris, Texas | 83 | $ 19,705,000 | $ 237,409 | $ 113,000 |
| Tarrant, Texas | 82 | $ 29,710,000 | $ 362,317 | $ 167,000 |
| Prince William, Virginia | 81 | $ 37,055,000 | $ 457,469 | $ 138,000 |
| District of Columbia, District Of Columbia | 76 | $ 25,610,000 | $ 336,973 | $ 114,000 |
| Montgomery, Tennessee | 76 | $ 20,230,000 | $ 266,184 | $ 90,000 |
| Kane, Illinois | 74 | $ 24,410,000 | $ 329,864 | $ 129,000 |
| Gwinnett, Georgia | 72 | $ 26,280,000 | $ 365,000 | $ 137,000 |
| Polk, Florida | 71 | $ 18,855,000 | $ 265,563 | $ 110,000 |
| Kaufman, Texas | 71 | $ 29,595,000 | $ 416,830 | $ 139,000 |
| Spartanburg, South Carolina | 70 | $ 17,680,000 | $ 252,571 | $ 101,000 |
| Sedgwick, Kansas | 66 | $ 13,460,000 | $ 203,939 | $ 98,000 |
| Charlotte, Florida | 63 | $ 14,105,000 | $ 223,888 | $ 110,000 |
| Volusia, Florida | 63 | $ 16,695,000 | $ 265,000 | $ 104,000 |
| Pulaski, Kentucky | 63 | $ 12,255,000 | $ 194,523 | $ 76,000 |
| Johnson, Texas | 63 | $ 28,035,000 | $ 445,000 | $ 149,000 |
| DuPage, Illinois | 62 | $ 17,750,000 | $ 286,290 | $ 152,000 |
| Will, Illinois | 62 | $ 19,260,000 | $ 310,645 | $ 130,000 |
| Forsyth, North Carolina | 62 | $ 14,370,000 | $ 231,774 | $ 97,000 |
| Cuyahoga, Ohio | 61 | $ 12,325,000 | $ 202,049 | $ 137,000 |
| Bell, Texas | 61 | $ 15,235,000 | $ 249,754 | $ 90,000 |
| Fulton, Georgia | 60 | $ 19,120,000 | $ 318,666 | $ 135,000 |
| Fayette, Kentucky | 60 | $ 15,760,000 | $ 262,666 | $ 118,000 |
| Yakima, Washington | 56 | $ 16,720,000 | $ 298,571 | $ 157,000 |
| Baltimore City, Maryland | 54 | $ 12,130,000 | $ 224,629 | $ 110,000 |
| Utah, Utah | 52 | $ 20,890,000 | $ 401,730 | $ 142,000 |
| Rapides, Louisiana | 49 | $ 10,685,000 | $ 218,061 | $ 86,000 |
| Anne Arundel, Maryland | 49 | $ 17,505,000 | $ 357,244 | $ 117,000 |
| Sussex, Delaware | 48 | $ 15,890,000 | $ 331,041 | $ 116,000 |
| Anderson, South Carolina | 48 | $ 10,240,000 | $ 213,333 | $ 89,000 |
| Duval, Florida | 47 | $ 10,635,000 | $ 226,276 | $ 150,000 |
| Brunswick, North Carolina | 47 | $ 15,405,000 | $ 327,765 | $ 140,000 |
| Licking, Ohio | 47 | $ 11,715,000 | $ 249,255 | $ 128,000 |
| Delaware, Ohio | 46 | $ 16,900,000 | $ 367,391 | $ 228,000 |
| Milwaukee, Wisconsin | 45 | $ 7,485,000 | $ 166,333 | $ 93,000 |
| St. Lucie, Florida | 44 | $ 12,600,000 | $ 286,363 | $ 104,000 |
| DeKalb, Georgia | 44 | $ 11,810,000 | $ 268,409 | $ 95,000 |
| Charles, Maryland | 44 | $ 16,790,000 | $ 381,590 | $ 114,000 |
| Tuscaloosa, Alabama | 43 | $ 7,705,000 | $ 179,186 | $ 84,000 |
| Los Angeles, California | 43 | $ 23,485,000 | $ 546,162 | $ 176,000 |
| Hendry, Florida | 43 | $ 10,635,000 | $ 247,325 | $ 82,000 |
| Lake, Illinois | 43 | $ 11,705,000 | $ 272,209 | $ 139,000 |
| Madison, Kentucky | 43 | $ 10,285,000 | $ 239,186 | $ 91,000 |
| Orange, Florida | 42 | $ 14,350,000 | $ 341,666 | $ 116,000 |
| Baltimore, Maryland | 42 | $ 11,400,000 | $ 271,428 | $ 121,000 |
| Wake, North Carolina | 42 | $ 14,140,000 | $ 336,666 | $ 133,000 |
| Marion, Indiana | 41 | $ 8,895,000 | $ 216,951 | $ 100,000 |
| Lincoln, Kentucky | 41 | $ 7,255,000 | $ 176,951 | $ 66,000 |
| Mecklenburg, North Carolina | 40 | $ 12,400,000 | $ 310,000 | $ 172,000 |
| McHenry, Illinois | 39 | $ 8,955,000 | $ 229,615 | $ 121,000 |
| Chesterfield, Virginia | 39 | $ 11,615,000 | $ 297,820 | $ 156,000 |
| Daviess, Kentucky | 38 | $ 5,720,000 | $ 150,526 | $ 75,000 |
| Clinton, Iowa | 37 | $ 5,085,000 | $ 137,432 | $ 68,000 |
| Loudoun, Virginia | 37 | $ 18,935,000 | $ 511,756 | $ 171,000 |
| Hernando, Florida | 36 | $ 7,900,000 | $ 219,444 | $ 88,000 |
| Oakland, Michigan | 35 | $ 7,125,000 | $ 203,571 | $ 153,000 |
| New Hanover, North Carolina | 35 | $ 11,895,000 | $ 339,857 | $ 144,000 |
| Brevard, Florida | 34 | $ 11,140,000 | $ 327,647 | $ 111,000 |
| Cobb, Georgia | 34 | $ 9,970,000 | $ 293,235 | $ 109,000 |
| Ingham, Michigan | 34 | $ 5,770,000 | $ 169,705 | $ 75,000 |
| Spokane, Washington | 33 | $ 10,705,000 | $ 324,393 | $ 113,000 |
| San Bernardino, California | 32 | $ 9,750,000 | $ 304,687 | $ 149,000 |
| Williamson, Texas | 32 | $ 12,840,000 | $ 401,250 | $ 135,000 |
| Stafford, Virginia | 32 | $ 13,380,000 | $ 418,125 | $ 118,000 |
| Denver, Colorado | 31 | $ 13,665,000 | $ 440,806 | $ 144,000 |
| Riverside, California | 30 | $ 11,640,000 | $ 388,000 | $ 158,000 |
| Arapahoe, Colorado | 30 | $ 9,810,000 | $ 327,000 | $ 119,000 |
| Dallas, Iowa | 30 | $ 9,230,000 | $ 307,666 | $ 128,000 |
| Wayne, Michigan | 30 | $ 4,740,000 | $ 158,000 | $ 101,000 |
| Rockwall, Texas | 30 | $ 12,290,000 | $ 409,666 | $ 136,000 |
| Kent, Delaware | 29 | $ 7,965,000 | $ 274,655 | $ 101,000 |
| Benton, Washington | 29 | $ 7,735,000 | $ 266,724 | $ 111,000 |
| New Castle, Delaware | 28 | $ 6,800,000 | $ 242,857 | $ 88,000 |
| Alamance, North Carolina | 28 | $ 8,570,000 | $ 306,071 | $ 120,000 |
| Fairfield, Ohio | 28 | $ 8,500,000 | $ 303,571 | $ 140,000 |
| Mercer, Kentucky | 27 | $ 5,345,000 | $ 197,962 | $ 70,000 |
| Avoyelles, Louisiana | 27 | $ 4,695,000 | $ 173,888 | $ 66,000 |
| Worcester, Maryland | 27 | $ 9,525,000 | $ 352,777 | $ 247,000 |
| Henry, Georgia | 26 | $ 7,570,000 | $ 291,153 | $ 112,000 |
| Warren, Kentucky | 26 | $ 7,190,000 | $ 276,538 | $ 123,000 |
| Gaston, North Carolina | 26 | $ 5,940,000 | $ 228,461 | $ 92,000 |
| Johnston, North Carolina | 26 | $ 7,040,000 | $ 270,769 | $ 101,000 |
| Allegheny, Pennsylvania | 26 | $ 5,720,000 | $ 220,000 | $ 94,000 |
| Lewis, Tennessee | 26 | $ 5,090,000 | $ 195,769 | $ 74,000 |
| Shelby, Tennessee | 26 | $ 6,020,000 | $ 231,538 | $ 195,000 |
| Bexar, Texas | 26 | $ 6,530,000 | $ 251,153 | $ 128,000 |
| Lucas, Ohio | 25 | $ 3,745,000 | $ 149,800 | $ 116,000 |
| Summit, Ohio | 25 | $ 3,995,000 | $ 159,800 | $ 138,000 |
| Osceola, Florida | 24 | $ 7,770,000 | $ 323,750 | $ 166,000 |
| Sarasota, Florida | 24 | $ 7,420,000 | $ 309,166 | $ 124,000 |
| Clark, Nevada | 24 | $ 8,250,000 | $ 343,750 | $ 123,000 |
| Camden, New Jersey | 24 | $ 4,880,000 | $ 203,333 | $ 140,000 |
| Davidson, Tennessee | 24 | $ 7,660,000 | $ 319,166 | $ 134,000 |
| Rutherford, Tennessee | 24 | $ 7,560,000 | $ 315,000 | $ 121,000 |
| Fort Bend, Texas | 24 | $ 6,810,000 | $ 283,750 | $ 182,000 |
| Adams, Colorado | 23 | $ 8,585,000 | $ 373,260 | $ 109,000 |
| Burlington, New Jersey | 23 | $ 5,515,000 | $ 239,782 | $ 117,000 |
| Davidson, North Carolina | 23 | $ 5,985,000 | $ 260,217 | $ 98,000 |
| Knox, Tennessee | 23 | $ 6,275,000 | $ 272,826 | $ 97,000 |
| Union, Ohio | 22 | $ 6,560,000 | $ 298,181 | $ 119,000 |
| Philadelphia, Pennsylvania | 22 | $ 5,190,000 | $ 235,909 | $ 124,000 |
| Jefferson, Alabama | 21 | $ 4,225,000 | $ 201,190 | $ 119,000 |
| El Paso, Colorado | 21 | $ 6,875,000 | $ 327,380 | $ 120,000 |
| Lake, Florida | 21 | $ 5,925,000 | $ 282,142 | $ 133,000 |
| Frederick, Maryland | 21 | $ 7,785,000 | $ 370,714 | $ 113,000 |
| Ocean, New Jersey | 21 | $ 5,765,000 | $ 274,523 | $ 127,000 |
| Centre, Pennsylvania | 21 | $ 4,925,000 | $ 234,523 | $ 112,000 |
| Maury, Tennessee | 21 | $ 5,345,000 | $ 254,523 | $ 117,000 |
| Pinal, Arizona | 20 | $ 5,910,000 | $ 295,500 | $ 84,000 |
| Weld, Colorado | 20 | $ 7,050,000 | $ 352,500 | $ 106,000 |
| Clayton, Georgia | 20 | $ 4,680,000 | $ 234,000 | $ 83,000 |
| Clark, Indiana | 20 | $ 4,330,000 | $ 216,500 | $ 111,000 |
| Boyle, Kentucky | 20 | $ 3,620,000 | $ 181,000 | $ 82,000 |
| Macomb, Michigan | 20 | $ 3,440,000 | $ 172,000 | $ 116,000 |
| Lorain, Ohio | 20 | $ 3,550,000 | $ 177,500 | $ 100,000 |
| Virginia Beach, Virginia | 20 | $ 6,970,000 | $ 348,500 | $ 133,000 |
| Collier, Florida | 19 | $ 7,975,000 | $ 419,736 | $ 376,000 |
| Manatee, Florida | 19 | $ 5,955,000 | $ 313,421 | $ 149,000 |
| Lake, Indiana | 19 | $ 3,765,000 | $ 198,157 | $ 117,000 |
| Bergen, New Jersey | 19 | $ 7,675,000 | $ 403,947 | $ 131,000 |
| Hamilton, Ohio | 19 | $ 4,585,000 | $ 241,315 | $ 302,000 |
| Montgomery, Ohio | 19 | $ 3,235,000 | $ 170,263 | $ 83,000 |
| Salt Lake, Utah | 19 | $ 6,385,000 | $ 336,052 | $ 175,000 |
| Washington, Utah | 19 | $ 6,725,000 | $ 353,947 | $ 129,000 |
| Seminole, Florida | 18 | $ 4,510,000 | $ 250,555 | $ 113,000 |
| Warren, Ohio | 18 | $ 5,680,000 | $ 315,555 | $ 161,000 |
| Horry, South Carolina | 18 | $ 4,330,000 | $ 240,555 | $ 97,000 |
| Brazoria, Texas | 18 | $ 5,770,000 | $ 320,555 | $ 149,000 |
| Travis, Texas | 18 | $ 6,970,000 | $ 387,222 | $ 160,000 |
| Arlington, Virginia | 18 | $ 7,340,000 | $ 407,777 | $ 146,000 |
| Lee, Alabama | 17 | $ 3,005,000 | $ 176,764 | $ 100,000 |
| Okaloosa, Florida | 17 | $ 6,535,000 | $ 384,411 | $ 192,000 |
| Walton, Georgia | 17 | $ 5,485,000 | $ 322,647 | $ 107,000 |
| Winnebago, Illinois | 17 | $ 2,245,000 | $ 132,058 | $ 79,000 |
| Evangeline, Louisiana | 17 | $ 2,385,000 | $ 140,294 | $ 77,000 |
| Middlesex, Massachusetts | 17 | $ 7,455,000 | $ 438,529 | $ 180,000 |
| Essex, New Jersey | 17 | $ 7,325,000 | $ 430,882 | $ 134,000 |
| Clermont, Ohio | 17 | $ 5,045,000 | $ 296,764 | $ 153,000 |
| Oklahoma, Oklahoma | 17 | $ 3,435,000 | $ 202,058 | $ 147,000 |
| Pickens, South Carolina | 17 | $ 4,515,000 | $ 265,588 | $ 112,000 |
| Brown, Wisconsin | 17 | $ 3,855,000 | $ 226,764 | $ 95,000 |
| Outagamie, Wisconsin | 17 | $ 3,685,000 | $ 216,764 | $ 83,000 |
| Ohio, Kentucky | 16 | $ 2,620,000 | $ 163,750 | $ 68,000 |
| Greene, Missouri | 16 | $ 2,640,000 | $ 165,000 | $ 89,000 |
| Onslow, North Carolina | 16 | $ 4,100,000 | $ 256,250 | $ 94,000 |
| Randolph, North Carolina | 16 | $ 3,420,000 | $ 213,750 | $ 87,000 |
| Stokes, North Carolina | 16 | $ 3,570,000 | $ 223,125 | $ 89,000 |
| Pickaway, Ohio | 16 | $ 3,270,000 | $ 204,375 | $ 113,000 |
| Monroe, Pennsylvania | 16 | $ 3,540,000 | $ 221,250 | $ 156,000 |
| Richland, South Carolina | 16 | $ 3,850,000 | $ 240,625 | $ 98,000 |
| Cameron, Texas | 16 | $ 3,750,000 | $ 234,375 | $ 107,000 |
| Henrico, Virginia | 16 | $ 3,680,000 | $ 230,000 | $ 89,000 |
| Spotsylvania, Virginia | 16 | $ 5,680,000 | $ 355,000 | $ 120,000 |
| Jefferson, Colorado | 15 | $ 5,315,000 | $ 354,333 | $ 180,000 |
| Jackson, Georgia | 15 | $ 4,475,000 | $ 298,333 | $ 137,000 |
| Paulding, Georgia | 15 | $ 4,615,000 | $ 307,666 | $ 113,000 |
| DeKalb, Illinois | 15 | $ 3,385,000 | $ 225,666 | $ 119,000 |
| Boone, Iowa | 15 | $ 2,935,000 | $ 195,666 | $ 83,000 |
| Christian, Kentucky | 15 | $ 2,495,000 | $ 166,333 | $ 64,000 |
| Rockcastle, Kentucky | 15 | $ 2,305,000 | $ 153,666 | $ 54,000 |
| Lafayette, Louisiana | 15 | $ 3,125,000 | $ 208,333 | $ 78,000 |
| Worcester, Massachusetts | 15 | $ 3,685,000 | $ 245,666 | $ 109,000 |
| Gloucester, New Jersey | 15 | $ 3,325,000 | $ 221,666 | $ 107,000 |
| Iredell, North Carolina | 15 | $ 4,375,000 | $ 291,666 | $ 101,000 |
| Sumner, Tennessee | 15 | $ 3,195,000 | $ 213,000 | $ 97,000 |
| Alexandria, Virginia | 15 | $ 6,535,000 | $ 435,666 | $ 159,000 |
| Kern, California | 14 | $ 3,310,000 | $ 236,428 | $ 110,000 |
| Douglas, Colorado | 14 | $ 6,720,000 | $ 480,000 | $ 170,000 |
| Marion, Florida | 14 | $ 2,630,000 | $ 187,857 | $ 86,000 |
| Walton, Florida | 14 | $ 4,810,000 | $ 343,571 | $ 204,000 |
| Cherokee, Georgia | 14 | $ 4,590,000 | $ 327,857 | $ 133,000 |
| Hall, Georgia | 14 | $ 4,390,000 | $ 313,571 | $ 101,000 |
| Henry, Illinois | 14 | $ 2,990,000 | $ 213,571 | $ 113,000 |
| Whiteside, Illinois | 14 | $ 1,620,000 | $ 115,714 | $ 70,000 |
| McCreary, Kentucky | 14 | $ 1,740,000 | $ 124,285 | $ 53,000 |
| Charleston, South Carolina | 14 | $ 5,750,000 | $ 410,714 | $ 304,000 |
| Wilson, Tennessee | 14 | $ 5,670,000 | $ 405,000 | $ 151,000 |
| Fauquier, Virginia | 14 | $ 5,660,000 | $ 404,285 | $ 154,000 |
| Winnebago, Wisconsin | 14 | $ 2,310,000 | $ 165,000 | $ 72,000 |
| Orange, California | 13 | $ 8,845,000 | $ 680,384 | $ 240,000 |
| San Diego, California | 13 | $ 7,415,000 | $ 570,384 | $ 157,000 |
| Pueblo, Colorado | 13 | $ 3,085,000 | $ 237,307 | $ 62,000 |
| St. Johns, Florida | 13 | $ 5,885,000 | $ 452,692 | $ 209,000 |
| Jessamine, Kentucky | 13 | $ 3,375,000 | $ 259,615 | $ 130,000 |
| Laurel, Kentucky | 13 | $ 1,885,000 | $ 145,000 | $ 65,000 |
| Scott, Kentucky | 13 | $ 4,075,000 | $ 313,461 | $ 100,000 |
| Middlesex, New Jersey | 13 | $ 4,295,000 | $ 330,384 | $ 176,000 |
| Harnett, North Carolina | 13 | $ 5,085,000 | $ 391,153 | $ 101,000 |
| Delaware, Pennsylvania | 13 | $ 2,585,000 | $ 198,846 | $ 161,000 |
| Sullivan, Tennessee | 13 | $ 3,635,000 | $ 279,615 | $ 88,000 |
| Benton, Arkansas | 12 | $ 3,440,000 | $ 286,666 | $ 133,000 |
| Pulaski, Arkansas | 12 | $ 2,130,000 | $ 177,500 | $ 152,000 |
| Fairfield, Connecticut | 12 | $ 2,910,000 | $ 242,500 | $ 137,000 |
| Escambia, Florida | 12 | $ 1,670,000 | $ 139,166 | $ 62,000 |
| Indian River, Florida | 12 | $ 3,230,000 | $ 269,166 | $ 152,000 |
| Douglas, Georgia | 12 | $ 3,170,000 | $ 264,166 | $ 98,000 |
| Muscatine, Iowa | 12 | $ 3,170,000 | $ 264,166 | $ 91,000 |
| Kenton, Kentucky | 12 | $ 3,240,000 | $ 270,000 | $ 112,000 |
| Nelson, Kentucky | 12 | $ 2,180,000 | $ 181,666 | $ 89,000 |
| Howard, Maryland | 12 | $ 5,320,000 | $ 443,333 | $ 139,000 |
| Jackson, Missouri | 12 | $ 2,190,000 | $ 182,500 | $ 84,000 |
| Catawba, North Carolina | 12 | $ 3,290,000 | $ 274,166 | $ 189,000 |
| Durham, North Carolina | 12 | $ 3,440,000 | $ 286,666 | $ 115,000 |
| Butler, Ohio | 12 | $ 2,870,000 | $ 239,166 | $ 111,000 |
| Stark, Ohio | 12 | $ 1,640,000 | $ 136,666 | $ 110,000 |
| Montgomery, Pennsylvania | 12 | $ 5,100,000 | $ 425,000 | $ 168,000 |
| Manassas, Virginia | 12 | $ 4,010,000 | $ 334,166 | $ 142,000 |
| King, Washington | 12 | $ 7,670,000 | $ 639,166 | $ 196,000 |
| Sacramento, California | 11 | $ 4,845,000 | $ 440,454 | $ 189,000 |
| San Joaquin, California | 11 | $ 3,615,000 | $ 328,636 | $ 130,000 |
| Hartford, Connecticut | 11 | $ 2,535,000 | $ 230,454 | $ 140,000 |
| Barrow, Georgia | 11 | $ 2,675,000 | $ 243,181 | $ 91,000 |
| Forsyth, Georgia | 11 | $ 4,085,000 | $ 371,363 | $ 184,000 |
| Warren, Iowa | 11 | $ 2,305,000 | $ 209,545 | $ 72,000 |
| Anderson, Kentucky | 11 | $ 2,885,000 | $ 262,272 | $ 89,000 |
| Garrard, Kentucky | 11 | $ 2,035,000 | $ 185,000 | $ 82,000 |
| Hopkins, Kentucky | 11 | $ 1,575,000 | $ 143,181 | $ 69,000 |
| East Baton Rouge, Louisiana | 11 | $ 1,885,000 | $ 171,363 | $ 74,000 |
| Hennepin, Minnesota | 11 | $ 2,655,000 | $ 241,363 | $ 129,000 |
| Douglas, Nebraska | 11 | $ 2,675,000 | $ 243,181 | $ 115,000 |
| Caldwell, North Carolina | 11 | $ 3,115,000 | $ 283,181 | $ 118,000 |
| Union, North Carolina | 11 | $ 3,195,000 | $ 290,454 | $ 120,000 |
| Lake, Ohio | 11 | $ 1,955,000 | $ 177,727 | $ 89,000 |
| Cumberland, Pennsylvania | 11 | $ 2,195,000 | $ 199,545 | $ 83,000 |
| Berkeley, South Carolina | 11 | $ 3,625,000 | $ 329,545 | $ 161,000 |
| Dickson, Tennessee | 11 | $ 2,075,000 | $ 188,636 | $ 75,000 |
| Hamilton, Tennessee | 11 | $ 3,245,000 | $ 295,000 | $ 131,000 |
| Hampton, Virginia | 11 | $ 2,005,000 | $ 182,272 | $ 79,000 |
| Snohomish, Washington | 11 | $ 6,355,000 | $ 577,727 | $ 182,000 |
| Walworth, Wisconsin | 11 | $ 2,995,000 | $ 272,272 | $ 212,000 |
| New London, Connecticut | 10 | $ 1,690,000 | $ 169,000 | $ 97,000 |
| Santa Rosa, Florida | 10 | $ 3,340,000 | $ 334,000 | $ 120,000 |
| Coweta, Georgia | 10 | $ 2,340,000 | $ 234,000 | $ 115,000 |
| Kendall, Illinois | 10 | $ 2,320,000 | $ 232,000 | $ 93,000 |
| Bullitt, Kentucky | 10 | $ 2,510,000 | $ 251,000 | $ 80,000 |
| Grant, Louisiana | 10 | $ 1,900,000 | $ 190,000 | $ 93,000 |
| Washington, Maryland | 10 | $ 2,460,000 | $ 246,000 | $ 75,000 |
| Bristol, Massachusetts | 10 | $ 2,720,000 | $ 272,000 | $ 123,000 |
| Plymouth, Massachusetts | 10 | $ 2,700,000 | $ 270,000 | $ 117,000 |
| Atlantic, New Jersey | 10 | $ 2,290,000 | $ 229,000 | $ 133,000 |
| Union, New Jersey | 10 | $ 3,590,000 | $ 359,000 | $ 184,000 |
| Miami, Ohio | 10 | $ 2,470,000 | $ 247,000 | $ 121,000 |
| Lancaster, Pennsylvania | 10 | $ 2,310,000 | $ 231,000 | $ 98,000 |
| Lexington, South Carolina | 10 | $ 2,450,000 | $ 245,000 | $ 87,000 |
| York, South Carolina | 10 | $ 3,400,000 | $ 340,000 | $ 130,000 |
| Blount, Tennessee | 10 | $ 3,250,000 | $ 325,000 | $ 118,000 |
| Coffee, Tennessee | 10 | $ 2,880,000 | $ 288,000 | $ 104,000 |
| Hardin, Tennessee | 10 | $ 1,430,000 | $ 143,000 | $ 66,000 |
| Lawrence, Tennessee | 10 | $ 2,980,000 | $ 298,000 | $ 86,000 |
| Robertson, Tennessee | 10 | $ 2,500,000 | $ 250,000 | $ 79,000 |
| Williamson, Tennessee | 10 | $ 6,120,000 | $ 612,000 | $ 185,000 |
| Suffolk, Virginia | 10 | $ 2,950,000 | $ 295,000 | $ 105,000 |
| Mohave, Arizona | 9 | $ 2,405,000 | $ 267,222 | $ 132,000 |
| Pima, Arizona | 9 | $ 2,075,000 | $ 230,555 | $ 108,000 |
| Alameda, California | 9 | $ 3,625,000 | $ 402,777 | $ 124,000 |
| Contra Costa, California | 9 | $ 4,705,000 | $ 522,777 | $ 174,000 |
| New Haven, Connecticut | 9 | $ 1,745,000 | $ 193,888 | $ 146,000 |
| Citrus, Florida | 9 | $ 1,605,000 | $ 178,333 | $ 108,000 |
| Spalding, Georgia | 9 | $ 1,845,000 | $ 205,000 | $ 77,000 |
| Champaign, Illinois | 9 | $ 1,745,000 | $ 193,888 | $ 77,000 |
| Floyd, Indiana | 9 | $ 1,465,000 | $ 162,777 | $ 78,000 |
| Boone, Kentucky | 9 | $ 2,985,000 | $ 331,666 | $ 100,000 |
| Livingston, Louisiana | 9 | $ 1,715,000 | $ 190,555 | $ 85,000 |
| Ouachita, Louisiana | 9 | $ 2,005,000 | $ 222,777 | $ 121,000 |
| St. Charles, Missouri | 9 | $ 2,715,000 | $ 301,666 | $ 102,000 |
| St. Louis, Missouri | 9 | $ 2,645,000 | $ 293,888 | $ 171,000 |
| Passaic, New Jersey | 9 | $ 3,345,000 | $ 371,666 | $ 147,000 |
| Dona Ana, New Mexico | 9 | $ 1,265,000 | $ 140,555 | $ 85,000 |
| Cumberland, North Carolina | 9 | $ 2,405,000 | $ 267,222 | $ 112,000 |
| Lee, North Carolina | 9 | $ 2,445,000 | $ 271,666 | $ 123,000 |
| Lincoln, North Carolina | 9 | $ 2,725,000 | $ 302,777 | $ 113,000 |
| Richland, Ohio | 9 | $ 1,945,000 | $ 216,111 | $ 116,000 |
| Multnomah, Oregon | 9 | $ 3,775,000 | $ 419,444 | $ 144,000 |
| Dauphin, Pennsylvania | 9 | $ 1,615,000 | $ 179,444 | $ 63,000 |
| Beaufort, South Carolina | 9 | $ 2,855,000 | $ 317,222 | $ 241,000 |
| Laurens, South Carolina | 9 | $ 1,745,000 | $ 193,888 | $ 104,000 |
| Nueces, Texas | 9 | $ 2,585,000 | $ 287,222 | $ 107,000 |
| Norfolk, Virginia | 9 | $ 2,025,000 | $ 225,000 | $ 89,000 |
| Madison, Alabama | 8 | $ 2,920,000 | $ 365,000 | $ 168,000 |
| Bay, Florida | 8 | $ 1,810,000 | $ 226,250 | $ 198,000 |
| Flagler, Florida | 8 | $ 2,080,000 | $ 260,000 | $ 96,000 |
| Glades, Florida | 8 | $ 2,160,000 | $ 270,000 | $ 87,000 |
| Carroll, Georgia | 8 | $ 1,720,000 | $ 215,000 | $ 89,000 |
| Richmond, Georgia | 8 | $ 1,090,000 | $ 136,250 | $ 89,000 |
| Madison, Illinois | 8 | $ 1,500,000 | $ 187,500 | $ 114,000 |
| Mercer, Illinois | 8 | $ 880,000 | $ 110,000 | $ 58,000 |
| Hendricks, Indiana | 8 | $ 1,860,000 | $ 232,500 | $ 106,000 |
| Johnson, Iowa | 8 | $ 2,500,000 | $ 312,500 | $ 170,000 |
| Campbell, Kentucky | 8 | $ 1,740,000 | $ 217,500 | $ 123,000 |
| Franklin, Kentucky | 8 | $ 1,430,000 | $ 178,750 | $ 98,000 |
| Johnson, Kentucky | 8 | $ 920,000 | $ 115,000 | $ 59,000 |
| Oldham, Kentucky | 8 | $ 2,360,000 | $ 295,000 | $ 134,000 |
| Russell, Kentucky | 8 | $ 1,120,000 | $ 140,000 | $ 68,000 |
| Orleans, Louisiana | 8 | $ 1,890,000 | $ 236,250 | $ 92,000 |
| Carroll, Maryland | 8 | $ 3,140,000 | $ 392,500 | $ 183,000 |
| St. Mary's, Maryland | 8 | $ 2,240,000 | $ 280,000 | $ 154,000 |
| Essex, Massachusetts | 8 | $ 2,890,000 | $ 361,250 | $ 97,000 |
| Shiawassee, Michigan | 8 | $ 880,000 | $ 110,000 | $ 103,000 |
| Dakota, Minnesota | 8 | $ 1,660,000 | $ 207,500 | $ 133,000 |
| Rankin, Mississippi | 8 | $ 1,380,000 | $ 172,500 | $ 65,000 |
| Monmouth, New Jersey | 8 | $ 2,630,000 | $ 328,750 | $ 131,000 |
| Carteret, North Carolina | 8 | $ 1,460,000 | $ 182,500 | $ 87,000 |
| Franklin, North Carolina | 8 | $ 2,240,000 | $ 280,000 | $ 121,000 |
| Nash, North Carolina | 8 | $ 1,820,000 | $ 227,500 | $ 83,000 |
| Champaign, Ohio | 8 | $ 1,760,000 | $ 220,000 | $ 156,000 |
| Schuylkill, Pennsylvania | 8 | $ 1,220,000 | $ 152,500 | $ 68,000 |
| York, Pennsylvania | 8 | $ 1,550,000 | $ 193,750 | $ 83,000 |
| Aiken, South Carolina | 8 | $ 1,440,000 | $ 180,000 | $ 79,000 |
| DeKalb, Tennessee | 8 | $ 1,500,000 | $ 187,500 | $ 104,000 |
| Roane, Tennessee | 8 | $ 2,680,000 | $ 335,000 | $ 119,000 |
| Wayne, Tennessee | 8 | $ 1,500,000 | $ 187,500 | $ 73,000 |
| Galveston, Texas | 8 | $ 1,990,000 | $ 248,750 | $ 98,000 |
| Chesapeake, Virginia | 8 | $ 2,490,000 | $ 311,250 | $ 105,000 |
| Portsmouth, Virginia | 8 | $ 1,790,000 | $ 223,750 | $ 81,000 |
| Franklin, Washington | 8 | $ 2,720,000 | $ 340,000 | $ 102,000 |
| Pierce, Washington | 8 | $ 4,040,000 | $ 505,000 | $ 195,000 |
| Mobile, Alabama | 7 | $ 1,095,000 | $ 156,428 | $ 77,000 |
| Highlands, Florida | 7 | $ 1,695,000 | $ 242,142 | $ 91,000 |
| Rockdale, Georgia | 7 | $ 2,335,000 | $ 333,571 | $ 87,000 |
| Knox, Illinois | 7 | $ 595,000 | $ 85,000 | $ 67,000 |
| Boone, Indiana | 7 | $ 1,305,000 | $ 186,428 | $ 78,000 |
| Hancock, Indiana | 7 | $ 1,735,000 | $ 247,857 | $ 138,000 |
| Johnson, Indiana | 7 | $ 1,925,000 | $ 275,000 | $ 105,000 |
| Madison, Indiana | 7 | $ 1,265,000 | $ 180,714 | $ 86,000 |
| Story, Iowa | 7 | $ 1,355,000 | $ 193,571 | $ 77,000 |
| Hancock, Kentucky | 7 | $ 545,000 | $ 77,857 | $ 44,000 |
| Hardin, Kentucky | 7 | $ 1,885,000 | $ 269,285 | $ 102,000 |
| Jefferson, Louisiana | 7 | $ 1,955,000 | $ 279,285 | $ 125,000 |
| Vernon, Louisiana | 7 | $ 945,000 | $ 135,000 | $ 66,000 |
| Calvert, Maryland | 7 | $ 2,105,000 | $ 300,714 | $ 137,000 |
| Clinton, Michigan | 7 | $ 1,775,000 | $ 253,571 | $ 105,000 |
| Kent, Michigan | 7 | $ 1,605,000 | $ 229,285 | $ 149,000 |
| Harrison, Mississippi | 7 | $ 1,665,000 | $ 237,857 | $ 115,000 |
| Hudson, New Jersey | 7 | $ 3,105,000 | $ 443,571 | $ 265,000 |
| Mercer, New Jersey | 7 | $ 1,415,000 | $ 202,142 | $ 108,000 |
| Cabarrus, North Carolina | 7 | $ 2,575,000 | $ 367,857 | $ 104,000 |
| Cleveland, North Carolina | 7 | $ 1,825,000 | $ 260,714 | $ 85,000 |
| Rockingham, North Carolina | 7 | $ 945,000 | $ 135,000 | $ 67,000 |
| Rowan, North Carolina | 7 | $ 2,225,000 | $ 317,857 | $ 180,000 |
| Clark, Ohio | 7 | $ 1,385,000 | $ 197,857 | $ 89,000 |
| Greene, Ohio | 7 | $ 2,145,000 | $ 306,428 | $ 131,000 |
| Madison, Ohio | 7 | $ 2,085,000 | $ 297,857 | $ 150,000 |
| Morrow, Ohio | 7 | $ 2,195,000 | $ 313,571 | $ 86,000 |
| Wayne, Ohio | 7 | $ 1,235,000 | $ 176,428 | $ 143,000 |
| Chester, Pennsylvania | 7 | $ 2,935,000 | $ 419,285 | $ 176,000 |
| Washington, Pennsylvania | 7 | $ 1,035,000 | $ 147,857 | $ 75,000 |
| Dorchester, South Carolina | 7 | $ 2,035,000 | $ 290,714 | $ 101,000 |
| Kershaw, South Carolina | 7 | $ 1,925,000 | $ 275,000 | $ 90,000 |
| Campbell, Tennessee | 7 | $ 1,155,000 | $ 165,000 | $ 81,000 |
| Marshall, Tennessee | 7 | $ 1,615,000 | $ 230,714 | $ 109,000 |
| Stewart, Tennessee | 7 | $ 1,175,000 | $ 167,857 | $ 71,000 |
| Hunt, Texas | 7 | $ 2,355,000 | $ 336,428 | $ 121,000 |
| Lubbock, Texas | 7 | $ 1,335,000 | $ 190,714 | $ 127,000 |
| Montgomery, Texas | 7 | $ 1,745,000 | $ 249,285 | $ 98,000 |
| Frederick, Virginia | 7 | $ 2,085,000 | $ 297,857 | $ 84,000 |
| Newport News, Virginia | 7 | $ 2,025,000 | $ 289,285 | $ 77,000 |
| Racine, Wisconsin | 7 | $ 1,345,000 | $ 192,142 | $ 84,000 |
| Saline, Arkansas | 6 | $ 1,280,000 | $ 213,333 | $ 100,000 |
| Boulder, Colorado | 6 | $ 1,650,000 | $ 275,000 | $ 141,000 |
| Martin, Florida | 6 | $ 1,450,000 | $ 241,666 | $ 120,000 |
| Monroe, Florida | 6 | $ 4,670,000 | $ 778,333 | $ 184,000 |
| Chatham, Georgia | 6 | $ 1,650,000 | $ 275,000 | $ 95,000 |
| Effingham, Georgia | 6 | $ 1,130,000 | $ 188,333 | $ 107,000 |
| Lowndes, Georgia | 6 | $ 1,060,000 | $ 176,666 | $ 79,000 |
| Newton, Georgia | 6 | $ 1,880,000 | $ 313,333 | $ 93,000 |
| Peoria, Illinois | 6 | $ 510,000 | $ 85,000 | $ 96,000 |
| Elkhart, Indiana | 6 | $ 620,000 | $ 103,333 | $ 111,000 |
| Porter, Indiana | 6 | $ 2,000,000 | $ 333,333 | $ 156,000 |
| Butler, Kansas | 6 | $ 1,200,000 | $ 200,000 | $ 109,000 |
| Allen, Kentucky | 6 | $ 1,260,000 | $ 210,000 | $ 59,000 |
| Harrison, Kentucky | 6 | $ 910,000 | $ 151,666 | $ 57,000 |
| Wayne, Kentucky | 6 | $ 1,340,000 | $ 223,333 | $ 89,000 |
| La Salle, Louisiana | 6 | $ 1,410,000 | $ 235,000 | $ 117,000 |
| Pointe Coupee, Louisiana | 6 | $ 940,000 | $ 156,666 | $ 89,000 |
| St. Tammany, Louisiana | 6 | $ 2,190,000 | $ 365,000 | $ 139,000 |
| Harford, Maryland | 6 | $ 2,360,000 | $ 393,333 | $ 99,000 |
| Anoka, Minnesota | 6 | $ 1,750,000 | $ 291,666 | $ 90,000 |
| Ramsey, Minnesota | 6 | $ 1,240,000 | $ 206,666 | $ 85,000 |
| Madison, Mississippi | 6 | $ 1,720,000 | $ 286,666 | $ 104,000 |
| Yellowstone, Montana | 6 | $ 1,710,000 | $ 285,000 | $ 128,000 |
| Rockingham, New Hampshire | 6 | $ 1,940,000 | $ 323,333 | $ 138,000 |
| Cape May, New Jersey | 6 | $ 1,430,000 | $ 238,333 | $ 63,000 |
| Bernalillo, New Mexico | 6 | $ 1,580,000 | $ 263,333 | $ 107,000 |
| Buncombe, North Carolina | 6 | $ 1,630,000 | $ 271,666 | $ 130,000 |
| Moore, North Carolina | 6 | $ 2,810,000 | $ 468,333 | $ 147,000 |
| Rutherford, North Carolina | 6 | $ 1,850,000 | $ 308,333 | $ 99,000 |
| Surry, North Carolina | 6 | $ 1,150,000 | $ 191,666 | $ 76,000 |
| Wayne, North Carolina | 6 | $ 1,240,000 | $ 206,666 | $ 58,000 |
| Geauga, Ohio | 6 | $ 1,600,000 | $ 266,666 | $ 98,000 |
| Huron, Ohio | 6 | $ 1,030,000 | $ 171,666 | $ 69,000 |
| Logan, Ohio | 6 | $ 1,180,000 | $ 196,666 | $ 93,000 |
| Ross, Ohio | 6 | $ 1,330,000 | $ 221,666 | $ 98,000 |
| Seneca, Ohio | 6 | $ 660,000 | $ 110,000 | $ 141,000 |
| Trumbull, Ohio | 6 | $ 750,000 | $ 125,000 | $ 44,000 |
| Berks, Pennsylvania | 6 | $ 1,300,000 | $ 216,666 | $ 80,000 |
| Erie, Pennsylvania | 6 | $ 1,050,000 | $ 175,000 | $ 77,000 |
| Westmoreland, Pennsylvania | 6 | $ 880,000 | $ 146,666 | $ 122,000 |
| Benton, Tennessee | 6 | $ 700,000 | $ 116,666 | $ 61,000 |
| Hawkins, Tennessee | 6 | $ 1,240,000 | $ 206,666 | $ 66,000 |
| El Paso, Texas | 6 | $ 1,260,000 | $ 210,000 | $ 113,000 |
| Louisa, Virginia | 6 | $ 1,840,000 | $ 306,666 | $ 109,000 |
| Orange, Virginia | 6 | $ 2,140,000 | $ 356,666 | $ 99,000 |
| Richmond City, Virginia | 6 | $ 1,640,000 | $ 273,333 | $ 98,000 |
| Limestone, Alabama | 5 | $ 1,675,000 | $ 335,000 | $ 278,000 |
| Shelby, Alabama | 5 | $ 835,000 | $ 167,000 | $ 122,000 |
| Faulkner, Arkansas | 5 | $ 935,000 | $ 187,000 | $ 97,000 |
| Ventura, California | 5 | $ 2,045,000 | $ 409,000 | $ 167,000 |
| Alachua, Florida | 5 | $ 1,005,000 | $ 201,000 | $ 118,000 |
| Clay, Florida | 5 | $ 1,745,000 | $ 349,000 | $ 101,000 |
| Bartow, Georgia | 5 | $ 1,185,000 | $ 237,000 | $ 125,000 |
| Franklin, Georgia | 5 | $ 1,435,000 | $ 287,000 | $ 122,000 |
| McLean, Illinois | 5 | $ 905,000 | $ 181,000 | $ 159,000 |
| White, Illinois | 5 | $ 305,000 | $ 61,000 | $ 36,000 |
| Hamilton, Indiana | 5 | $ 1,755,000 | $ 351,000 | $ 162,000 |
| Johnson, Kansas | 5 | $ 995,000 | $ 199,000 | $ 114,000 |
| Barren, Kentucky | 5 | $ 1,195,000 | $ 239,000 | $ 82,000 |
| Casey, Kentucky | 5 | $ 875,000 | $ 175,000 | $ 85,000 |
| Clark, Kentucky | 5 | $ 945,000 | $ 189,000 | $ 95,000 |
| Knox, Kentucky | 5 | $ 545,000 | $ 109,000 | $ 43,000 |
| Menifee, Kentucky | 5 | $ 785,000 | $ 157,000 | $ 80,000 |
| Montgomery, Kentucky | 5 | $ 545,000 | $ 109,000 | $ 84,000 |
| Spencer, Kentucky | 5 | $ 1,365,000 | $ 273,000 | $ 148,000 |
| Todd, Kentucky | 5 | $ 965,000 | $ 193,000 | $ 67,000 |
| Whitley, Kentucky | 5 | $ 915,000 | $ 183,000 | $ 60,000 |
| Woodford, Kentucky | 5 | $ 1,015,000 | $ 203,000 | $ 65,000 |
| Hampden, Massachusetts | 5 | $ 1,065,000 | $ 213,000 | $ 78,000 |
| Eaton, Michigan | 5 | $ 1,125,000 | $ 225,000 | $ 84,000 |
| Kalamazoo, Michigan | 5 | $ 1,435,000 | $ 287,000 | $ 182,000 |
| Lenawee, Michigan | 5 | $ 915,000 | $ 183,000 | $ 88,000 |
| Livingston, Michigan | 5 | $ 1,395,000 | $ 279,000 | $ 106,000 |
| Saginaw, Michigan | 5 | $ 595,000 | $ 119,000 | $ 69,000 |
| Christian, Missouri | 5 | $ 1,365,000 | $ 273,000 | $ 126,000 |
| Jasper, Missouri | 5 | $ 985,000 | $ 197,000 | $ 106,000 |
| Platte, Nebraska | 5 | $ 915,000 | $ 183,000 | $ 78,000 |
| Warren, New Jersey | 5 | $ 1,245,000 | $ 249,000 | $ 123,000 |
| Camden, North Carolina | 5 | $ 1,505,000 | $ 301,000 | $ 84,000 |
| Columbus, North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 79,000 |
| Craven, North Carolina | 5 | $ 965,000 | $ 193,000 | $ 78,000 |
| Hoke, North Carolina | 5 | $ 2,915,000 | $ 583,000 | $ 171,000 |
| Pender, North Carolina | 5 | $ 1,665,000 | $ 333,000 | $ 125,000 |
| Sampson, North Carolina | 5 | $ 1,755,000 | $ 351,000 | $ 150,000 |
| Allen, Ohio | 5 | $ 915,000 | $ 183,000 | $ 76,000 |
| Brown, Ohio | 5 | $ 885,000 | $ 177,000 | $ 73,000 |
| Knox, Ohio | 5 | $ 1,415,000 | $ 283,000 | $ 94,000 |
| Mahoning, Ohio | 5 | $ 705,000 | $ 141,000 | $ 68,000 |
| Mercer, Ohio | 5 | $ 925,000 | $ 185,000 | $ 126,000 |
| Washington, Ohio | 5 | $ 1,365,000 | $ 273,000 | $ 114,000 |
| Wood, Ohio | 5 | $ 855,000 | $ 171,000 | $ 85,000 |
| Cleveland, Oklahoma | 5 | $ 1,015,000 | $ 203,000 | $ 160,000 |
| Washington, Oregon | 5 | $ 1,825,000 | $ 365,000 | $ 190,000 |
| Bucks, Pennsylvania | 5 | $ 1,615,000 | $ 323,000 | $ 181,000 |
| Anderson, Tennessee | 5 | $ 1,405,000 | $ 281,000 | $ 125,000 |
| Bedford, Tennessee | 5 | $ 1,145,000 | $ 229,000 | $ 89,000 |
| Cumberland, Tennessee | 5 | $ 2,205,000 | $ 441,000 | $ 182,000 |
| Giles, Tennessee | 5 | $ 835,000 | $ 167,000 | $ 111,000 |
| Hickman, Tennessee | 5 | $ 925,000 | $ 185,000 | $ 86,000 |
| Marion, Tennessee | 5 | $ 995,000 | $ 199,000 | $ 66,000 |
| Sevier, Tennessee | 5 | $ 2,685,000 | $ 537,000 | $ 289,000 |
| Coryell, Texas | 5 | $ 1,355,000 | $ 271,000 | $ 74,000 |
| Hays, Texas | 5 | $ 2,115,000 | $ 423,000 | $ 174,000 |
| Berkeley, West Virginia | 5 | $ 1,255,000 | $ 251,000 | $ 96,000 |
| Jefferson, West Virginia | 5 | $ 1,345,000 | $ 269,000 | $ 85,000 |
| Waukesha, Wisconsin | 5 | $ 1,495,000 | $ 299,000 | $ 117,000 |
| Autauga, Alabama | 4 | $ 810,000 | $ 202,500 | $ 89,000 |
| Lauderdale, Alabama | 4 | $ 860,000 | $ 215,000 | $ 84,000 |
| Yavapai, Arizona | 4 | $ 890,000 | $ 222,500 | $ 111,000 |
| Lonoke, Arkansas | 4 | $ 740,000 | $ 185,000 | $ 247,000 |
| Placer, California | 4 | $ 1,020,000 | $ 255,000 | $ 440,000 |
| Stanislaus, California | 4 | $ 1,620,000 | $ 405,000 | $ 110,000 |
| Tulare, California | 4 | $ 500,000 | $ 125,000 | $ 125,000 |
| Teller, Colorado | 4 | $ 1,370,000 | $ 342,500 | $ 129,000 |
| Okeechobee, Florida | 4 | $ 730,000 | $ 182,500 | $ 91,000 |
| Putnam, Florida | 4 | $ 960,000 | $ 240,000 | $ 111,000 |
| Sumter, Florida | 4 | $ 1,100,000 | $ 275,000 | $ 165,000 |
| Butts, Georgia | 4 | $ 960,000 | $ 240,000 | $ 149,000 |
| Columbia, Georgia | 4 | $ 1,270,000 | $ 317,500 | $ 92,000 |
| Lamar, Georgia | 4 | $ 780,000 | $ 195,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Lower, LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,468 | $3,058,580,000 | $292,000 | $3,015,000 | $120,000 | $8,432,000 |
| Cash-out Refinancing | 1,972 | $482,490,000 | $244,000 | $1,365,000 | $121,000 | $1,516,000 |
| Refinancing | 715 | $184,955,000 | $258,000 | $1,555,000 | $142,000 | $1,013,000 |
| Other Purpose | 12 | $3,030,000 | $252,000 | $605,000 | $121,000 | $276,000 |
| Home Improvement | 2 | $460,000 | $230,000 | $305,000 | $183,000 | $275,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,374 | $1,716,680,000 | $269,000 | $3,015,000 | $120,000 | $3,186,000 |
| Not Provided | 2,833 | $791,115,000 | $279,000 | $1,755,000 | $131,000 | $3,350,000 |
| Hispanic | 1,855 | $539,615,000 | $290,000 | $1,435,000 | $113,000 | $8,432,000 |
| Black or African American | 1,472 | $463,640,000 | $314,000 | $1,185,000 | $110,000 | $800,000 |
| Asian | 564 | $199,680,000 | $354,000 | $1,365,000 | $147,000 | $645,000 |
| American Indian or Alaskan Native | 52 | $14,500,000 | $278,000 | $1,115,000 | $97,000 | $302,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,850,000 | $240,000 | $635,000 | $120,000 | $255,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,177 | $2,200,755,000 | $269,000 | $3,015,000 | $136,000 | $8,432,000 |
| FHA-insured (Federal Housing Administration) | 3,734 | $1,090,540,000 | $292,000 | $965,000 | $94,000 | $763,000 |
| VA-guaranteed (Veterans Administration) | 1,098 | $408,980,000 | $372,000 | $1,425,000 | $112,000 | $653,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 160 | $29,240,000 | $182,000 | $375,000 | $66,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,747 | $2,528,005,000 | $289,000 | $1,955,000 | $121,000 | $6,963,000 |
| Application Withdrawn By Applicant | 2,240 | $601,590,000 | $268,000 | $3,015,000 | $133,000 | $8,432,000 |
| Application Denied By Financial Institution | 1,722 | $474,080,000 | $275,000 | $2,125,000 | $110,000 | $2,057,000 |
| File Closed For Incompleteness | 338 | $93,650,000 | $277,000 | $1,975,000 | $121,000 | $800,000 |
| Application Approved But Not Accepted | 122 | $32,190,000 | $263,000 | $725,000 | $130,000 | $411,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,447 | $3,255,435,000 | $284,000 | $3,015,000 | $123,000 | $8,432,000 |
| Credit Application Incomplete | 773 | $216,415,000 | $279,000 | $1,555,000 | $123,000 | $2,057,000 |
| Debt-To-Income Ratio | 350 | $105,430,000 | $301,000 | $2,125,000 | $82,000 | $1,399,000 |
| Other | 169 | $41,275,000 | $244,000 | $1,035,000 | $119,000 | $547,000 |
| Collateral | 157 | $39,685,000 | $252,000 | $865,000 | $117,000 | $490,000 |
| Credit History | 135 | $32,035,000 | $237,000 | $775,000 | $95,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $14,120,000 | $243,000 | $555,000 | $90,000 | $487,000 |
| Employment History | 43 | $13,115,000 | $305,000 | $1,205,000 | $87,000 | $270,000 |
| Unverifiable Information | 37 | $12,005,000 | $324,000 | $825,000 | $137,000 | $487,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lower, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lower, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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