Homestead Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Homestead Funding Corp. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 16,900 |
| Total Mortgage Loan Application Amount | $4,474,230,000 |
| Average Mortgage Loan Application Amount | $267,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $146,400 |
| Highest Applicant Income | $4,085,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Homestead Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestead Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Homestead Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestead Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestead Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestead Funding Corp.'s mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ALBANY-SCHENECTADY-TROY, NY | 3,958 | $ 935,550,000 | $ 236,000 | $ 104,000 |
| NA (OUTSIDE OF MSA/MD) | 2,379 | $ 533,385,000 | $ 287,000 | $ 152,648 |
| NEW YORK-NEWARK, NY | 1,140 | $ 346,640,000 | $ 319,000 | $ 137,000 |
| GLENS FALLS, NY | 644 | $ 136,850,000 | $ 212,000 | $ 93,000 |
| BINGHAMTON, NY | 624 | $ 94,390,000 | $ 151,000 | $ 81,000 |
| SYRACUSE, NY | 538 | $ 92,820,000 | $ 172,000 | $ 90,000 |
| NORWICH-NEW LONDON, CT | 460 | $ 91,490,000 | $ 198,000 | $ 84,000 |
| KINGSTON, NY | 321 | $ 92,965,000 | $ 289,000 | $ 126,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 273 | $ 113,585,000 | $ 411,500 | $ 182,000 |
| UTICA-ROME, NY | 267 | $ 46,955,000 | $ 175,000 | $ 83,000 |
| WATERTOWN-FORT DRUM, NY | 252 | $ 51,010,000 | $ 202,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 245 | $ 95,285,000 | $ 392,000 | $ 224,750 |
| ROCHESTER, NY | 215 | $ 37,785,000 | $ 175,000 | $ 92,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 213 | $ 75,995,000 | $ 356,000 | $ 121,000 |
| CHICAGO-NAPERVILLE, IL | 207 | $ 67,265,000 | $ 324,000 | $ 166,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 198 | $ 37,680,000 | $ 190,000 | $ 81,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 175 | $ 62,365,000 | $ 356,000 | $ 135,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 159 | $ 53,105,000 | $ 333,000 | $ 177,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 159 | $ 54,565,000 | $ 343,000 | $ 126,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 157 | $ 52,125,000 | $ 292,500 | $ 181,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 153 | $ 36,865,000 | $ 240,000 | $ 111,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 132 | $ 41,770,000 | $ 322,000 | $ 165,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 114 | $ 36,990,000 | $ 334,000 | $ 172,000 |
| RALEIGH, NC | 112 | $ 34,480,000 | $ 307,000 | $ 137,000 |
| LANCASTER, PA | 110 | $ 23,230,000 | $ 211,000 | $ 92,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 107 | $ 46,205,000 | $ 431,000 | $ 162,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 105 | $ 34,975,000 | $ 333,000 | $ 155,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 87 | $ 32,855,000 | $ 377,000 | $ 186,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 79 | $ 26,795,000 | $ 339,000 | $ 151,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 79 | $ 25,115,000 | $ 317,000 | $ 144,000 |
| DALLAS-PLANO-IRVING, TX | 74 | $ 24,160,000 | $ 326,000 | $ 151,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 74 | $ 26,900,000 | $ 363,000 | $ 143,000 |
| AUSTIN-ROUND ROCK, TX | 73 | $ 23,925,000 | $ 327,000 | $ 139,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 73 | $ 26,255,000 | $ 359,000 | $ 157,000 |
| BOSTON, MA | 69 | $ 26,485,000 | $ 383,000 | $ 171,000 |
| NEWARK, NJ-PA | 69 | $ 23,405,000 | $ 295,000 | $ 139,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 61 | $ 25,415,000 | $ 416,000 | $ 166,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 60 | $ 19,810,000 | $ 330,000 | $ 146,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 60 | $ 16,620,000 | $ 277,000 | $ 153,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 60 | $ 20,000,000 | $ 333,000 | $ 155,000 |
| DENVER-AURORA-LAKEWOOD, CO | 58 | $ 24,870,000 | $ 428,000 | $ 154,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 54 | $ 16,350,000 | $ 302,000 | $ 148,000 |
| NEW HAVEN-MILFORD, CT | 53 | $ 14,445,000 | $ 272,000 | $ 103,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 52 | $ 19,890,000 | $ 380,500 | $ 126,000 |
| SAN DIEGO-CARLSBAD, CA | 52 | $ 22,110,000 | $ 425,000 | $ 182,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 50 | $ 19,510,000 | $ 390,000 | $ 158,000 |
| WILMINGTON, NC | 50 | $ 13,690,000 | $ 273,000 | $ 127,000 |
| APPLETON, WI | 49 | $ 12,965,000 | $ 264,000 | $ 127,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 48 | $ 20,110,000 | $ 418,000 | $ 175,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 46 | $ 16,600,000 | $ 360,000 | $ 153,000 |
| PROVIDENCE-WARWICK, RI-MA | 46 | $ 16,770,000 | $ 371,500 | $ 152,500 |
| WORCESTER, MA-CT | 44 | $ 11,950,000 | $ 247,500 | $ 100,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 43 | $ 18,395,000 | $ 427,000 | $ 183,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 42 | $ 14,320,000 | $ 425,500 | $ 229,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 40 | $ 13,570,000 | $ 339,000 | $ 180,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 39 | $ 12,885,000 | $ 330,000 | $ 165,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 37 | $ 12,385,000 | $ 334,000 | $ 108,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 36 | $ 18,310,000 | $ 508,000 | $ 174,000 |
| RICHMOND, VA | 34 | $ 10,750,000 | $ 316,000 | $ 140,000 |
| GRAND RAPIDS-WYOMING, MI | 32 | $ 8,170,000 | $ 255,000 | $ 117,000 |
| JACKSONVILLE, FL | 32 | $ 10,140,000 | $ 316,000 | $ 137,000 |
| DURHAM-CHAPEL HILL, NC | 30 | $ 10,020,000 | $ 334,000 | $ 128,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 29 | $ 8,495,000 | $ 292,000 | $ 139,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 29 | $ 9,425,000 | $ 302,500 | $ 139,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 27 | $ 8,735,000 | $ 323,000 | $ 138,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 27 | $ 9,295,000 | $ 344,000 | $ 176,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 8,100,000 | $ 311,000 | $ 191,000 |
| FORT WORTH-ARLINGTON, TX | 26 | $ 8,100,000 | $ 311,000 | $ 134,000 |
| PHILADELPHIA, PA | 26 | $ 10,000,000 | $ 384,000 | $ 220,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 7,800,000 | $ 300,000 | $ 152,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 7,855,000 | $ 314,000 | $ 122,000 |
| PUNTA GORDA, FL | 25 | $ 4,625,000 | $ 185,000 | $ 96,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 24 | $ 10,180,000 | $ 424,000 | $ 207,000 |
| MADISON, WI | 22 | $ 7,430,000 | $ 337,000 | $ 151,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 22 | $ 8,130,000 | $ 369,000 | $ 184,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 20 | $ 6,550,000 | $ 286,500 | $ 135,000 |
| TACOMA-LAKEWOOD, WA | 20 | $ 7,380,000 | $ 369,000 | $ 159,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 19 | $ 6,895,000 | $ 362,000 | $ 166,000 |
| PITTSBURGH, PA | 19 | $ 5,775,000 | $ 303,000 | $ 185,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 5,510,000 | $ 306,000 | $ 123,000 |
| BOISE CITY, ID | 18 | $ 4,950,000 | $ 275,000 | $ 117,000 |
| CAMDEN, NJ | 18 | $ 5,790,000 | $ 321,000 | $ 190,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 17 | $ 4,275,000 | $ 251,000 | $ 153,000 |
| HUNTSVILLE, AL | 17 | $ 4,785,000 | $ 281,000 | $ 112,000 |
| OSHKOSH-NEENAH, WI | 17 | $ 4,255,000 | $ 250,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 17 | $ 7,195,000 | $ 423,000 | $ 137,000 |
| BARNSTABLE TOWN, MA | 16 | $ 5,890,000 | $ 368,000 | $ 187,000 |
| COLUMBIA, SC | 16 | $ 4,480,000 | $ 280,000 | $ 239,000 |
| ALBUQUERQUE, NM | 15 | $ 4,325,000 | $ 288,000 | $ 161,000 |
| GREEN BAY, WI | 15 | $ 4,385,000 | $ 292,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 15 | $ 5,645,000 | $ 376,000 | $ 133,000 |
| PORT ST. LUCIE, FL | 15 | $ 4,045,000 | $ 269,000 | $ 207,000 |
| YORK-HANOVER, PA | 15 | $ 3,165,000 | $ 211,000 | $ 116,000 |
| ASHEVILLE, NC | 14 | $ 4,660,000 | $ 332,000 | $ 111,000 |
| COLORADO SPRINGS, CO | 14 | $ 4,490,000 | $ 320,000 | $ 117,000 |
| GREENSBORO-HIGH POINT, NC | 14 | $ 3,990,000 | $ 285,000 | $ 124,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 14 | $ 3,870,000 | $ 276,000 | $ 119,000 |
| BEND-REDMOND, OR | 13 | $ 4,235,000 | $ 325,000 | $ 102,000 |
| BOULDER, CO | 13 | $ 4,205,000 | $ 323,000 | $ 159,000 |
| ELGIN, IL | 13 | $ 3,655,000 | $ 281,000 | $ 135,000 |
| ERIE, PA | 13 | $ 2,195,000 | $ 168,000 | $ 73,000 |
| OKLAHOMA CITY, OK | 13 | $ 4,105,000 | $ 315,000 | $ 151,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 13 | $ 4,655,000 | $ 307,500 | $ 186,500 |
| PORTLAND-SOUTH PORTLAND, ME | 13 | $ 4,485,000 | $ 345,000 | $ 122,000 |
| TRENTON, NJ | 13 | $ 4,875,000 | $ 375,000 | $ 150,000 |
| TUCSON, AZ | 13 | $ 3,725,000 | $ 286,000 | $ 247,000 |
| ANN ARBOR, MI | 12 | $ 3,520,000 | $ 293,000 | $ 140,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 12 | $ 4,240,000 | $ 353,000 | $ 222,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 12 | $ 5,860,000 | $ 488,000 | $ 172,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 11 | $ 2,635,000 | $ 261,500 | $ 157,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 2,865,000 | $ 260,000 | $ 137,000 |
| FORT COLLINS, CO | 11 | $ 4,485,000 | $ 407,000 | $ 143,000 |
| PITTSFIELD, MA | 11 | $ 3,015,000 | $ 274,000 | $ 113,000 |
| SALT LAKE CITY, UT | 11 | $ 3,875,000 | $ 352,000 | $ 104,000 |
| SANTA ROSA, CA | 11 | $ 5,005,000 | $ 455,000 | $ 195,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 3,455,000 | $ 324,333 | $ 139,333 |
| BATON ROUGE, LA | 10 | $ 2,590,000 | $ 259,000 | $ 185,000 |
| GREENVILLE, NC | 10 | $ 1,370,000 | $ 137,000 | $ 92,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 3,310,000 | $ 337,500 | $ 134,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 2,320,000 | $ 232,000 | $ 105,000 |
| SPRINGFIELD, MA | 10 | $ 2,930,000 | $ 293,000 | $ 121,000 |
| STOCKTON-LODI, CA | 10 | $ 4,020,000 | $ 402,000 | $ 134,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 9 | $ 2,535,000 | $ 281,000 | $ 123,000 |
| CHARLOTTESVILLE, VA | 9 | $ 2,875,000 | $ 319,000 | $ 139,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 3,015,000 | $ 339,000 | $ 188,000 |
| GETTYSBURG, PA | 9 | $ 2,045,000 | $ 227,000 | $ 97,000 |
| KNOXVILLE, TN | 9 | $ 2,825,000 | $ 313,000 | $ 142,000 |
| NEW ORLEANS-METAIRIE, LA | 9 | $ 3,275,000 | $ 363,000 | $ 188,000 |
| PROVO-OREM, UT | 9 | $ 3,415,000 | $ 379,000 | $ 112,000 |
| REDDING, CA | 9 | $ 3,105,000 | $ 345,000 | $ 124,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 3,015,000 | $ 335,000 | $ 114,000 |
| BAKERSFIELD, CA | 8 | $ 2,530,000 | $ 316,000 | $ 126,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 2,480,000 | $ 310,000 | $ 134,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 2,310,000 | $ 288,000 | $ 121,000 |
| LEBANON, PA | 8 | $ 1,540,000 | $ 192,000 | $ 89,000 |
| LYNCHBURG, VA | 8 | $ 2,040,000 | $ 255,000 | $ 89,000 |
| SALINAS, CA | 8 | $ 2,880,000 | $ 360,000 | $ 157,000 |
| TULSA, OK | 8 | $ 2,240,000 | $ 280,000 | $ 153,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 2,395,000 | $ 342,000 | $ 124,000 |
| EAU CLAIRE, WI | 7 | $ 2,845,000 | $ 406,000 | $ 132,000 |
| FRESNO, CA | 7 | $ 1,955,000 | $ 279,000 | $ 109,000 |
| GARY, IN | 7 | $ 2,145,000 | $ 306,000 | $ 183,000 |
| LANSING-EAST LANSING, MI | 7 | $ 1,745,000 | $ 249,000 | $ 122,000 |
| LEXINGTON-FAYETTE, KY | 7 | $ 2,335,000 | $ 333,000 | $ 205,000 |
| SALISBURY, MD-DE | 7 | $ 2,015,000 | $ 287,000 | $ 164,000 |
| BELLINGHAM, WA | 6 | $ 1,960,000 | $ 326,000 | $ 122,000 |
| BILLINGS, MT | 6 | $ 1,660,000 | $ 276,000 | $ 165,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 1,770,000 | $ 295,000 | $ 130,000 |
| DOTHAN, AL | 6 | $ 2,170,000 | $ 361,000 | $ 141,000 |
| NAPA, CA | 6 | $ 2,510,000 | $ 418,000 | $ 121,000 |
| OCEAN CITY, NJ | 6 | $ 1,820,000 | $ 303,000 | $ 178,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 2,320,000 | $ 386,000 | $ 136,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 2,060,000 | $ 343,000 | $ 136,000 |
| SALEM, OR | 6 | $ 2,180,000 | $ 363,000 | $ 113,000 |
| SAVANNAH, GA | 6 | $ 1,640,000 | $ 273,000 | $ 113,000 |
| WINSTON-SALEM, NC | 6 | $ 1,710,000 | $ 285,000 | $ 110,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 1,395,000 | $ 279,000 | $ 122,000 |
| BURLINGTON, NC | 5 | $ 1,305,000 | $ 261,000 | $ 109,000 |
| CHATTANOOGA, TN-GA | 5 | $ 1,395,000 | $ 270,000 | $ 152,000 |
| COLUMBUS, OH | 5 | $ 1,025,000 | $ 205,000 | $ 110,000 |
| EAST STROUDSBURG, PA | 5 | $ 1,085,000 | $ 217,000 | $ 138,000 |
| ELMIRA, NY | 5 | $ 805,000 | $ 161,000 | $ 109,000 |
| FAYETTEVILLE, NC | 5 | $ 1,185,000 | $ 237,000 | $ 86,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 1,705,000 | $ 349,000 | $ 149,500 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 1,635,000 | $ 327,000 | $ 104,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 1,225,000 | $ 245,000 | $ 107,000 |
| OCALA, FL | 5 | $ 705,000 | $ 141,000 | $ 42,000 |
| PANAMA CITY, FL | 5 | $ 1,235,000 | $ 247,000 | $ 179,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,655,000 | $ 331,000 | $ 131,000 |
| SIOUX FALLS, SD | 5 | $ 1,525,000 | $ 305,000 | $ 89,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 1,040,000 | $ 260,000 | $ 153,000 |
| COLUMBUS, GA-AL | 4 | $ 1,080,000 | $ 270,000 | $ 152,000 |
| FLAGSTAFF, AZ | 4 | $ 1,290,000 | $ 322,000 | $ 112,000 |
| FORT WAYNE, IN | 4 | $ 1,190,000 | $ 297,000 | $ 126,000 |
| GAINESVILLE, GA | 4 | $ 1,170,000 | $ 292,000 | $ 122,000 |
| GOLDSBORO, NC | 4 | $ 1,140,000 | $ 285,000 | $ 117,000 |
| ITHACA, NY | 4 | $ 800,000 | $ 200,000 | $ 117,000 |
| LAS CRUCES, NM | 4 | $ 990,000 | $ 247,000 | $ 80,000 |
| LINCOLN, NE | 4 | $ 1,080,000 | $ 270,000 | $ 123,000 |
| NEW BERN, NC | 4 | $ 770,000 | $ 192,000 | $ 156,000 |
| ROANOKE, VA | 4 | $ 1,230,000 | $ 307,000 | $ 131,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 810,000 | $ 202,000 | $ 167,000 |
| WINCHESTER, VA-WV | 4 | $ 1,720,000 | $ 430,000 | $ 162,000 |
| AMES, IA | 3 | $ 1,065,000 | $ 355,000 | $ 150,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 555,000 | $ 185,000 | $ 191,000 |
| BLOOMINGTON, IN | 3 | $ 795,000 | $ 265,000 | $ 132,000 |
| CHICO, CA | 3 | $ 835,000 | $ 278,000 | $ 176,000 |
| CLARKSVILLE, TN-KY | 3 | $ 1,045,000 | $ 350,000 | $ 272,500 |
| COEUR D'ALENE, ID | 3 | $ 1,005,000 | $ 335,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 3 | $ 855,000 | $ 285,000 | $ 149,000 |
| CORVALLIS, OR | 3 | $ 925,000 | $ 308,000 | $ 173,000 |
| DOVER, DE | 3 | $ 945,000 | $ 315,000 | $ 87,000 |
| EL PASO, TX | 3 | $ 935,000 | $ 311,000 | $ 107,000 |
| GRAND JUNCTION, CO | 3 | $ 955,000 | $ 318,000 | $ 93,000 |
| GRANTS PASS, OR | 3 | $ 985,000 | $ 328,000 | $ 110,000 |
| JACKSONVILLE, NC | 3 | $ 545,000 | $ 181,000 | $ 65,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 935,000 | $ 311,000 | $ 145,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 765,000 | $ 255,000 | $ 106,000 |
| MERCED, CA | 3 | $ 1,095,000 | $ 365,000 | $ 318,000 |
| MISSOULA, MT | 3 | $ 1,265,000 | $ 421,000 | $ 114,000 |
| MONTGOMERY, AL | 3 | $ 775,000 | $ 258,000 | $ 304,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 1,165,000 | $ 388,000 | $ 190,000 |
| POCATELLO, ID | 3 | $ 785,000 | $ 261,000 | $ 101,000 |
| RACINE, WI | 3 | $ 705,000 | $ 235,000 | $ 119,000 |
| ROCKY MOUNT, NC | 3 | $ 535,000 | $ 178,000 | $ 74,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,245,000 | $ 415,000 | $ 168,000 |
| SANTA FE, NM | 3 | $ 875,000 | $ 291,000 | $ 102,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 915,000 | $ 305,000 | $ 89,000 |
| SEBRING, FL | 3 | $ 485,000 | $ 161,000 | $ 37,000 |
| ST. LOUIS, MO-IL | 3 | $ 1,065,000 | $ 355,000 | $ 230,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 775,000 | $ 258,000 | $ 132,000 |
| TALLAHASSEE, FL | 3 | $ 675,000 | $ 225,000 | $ 72,000 |
| THE VILLAGES, FL | 3 | $ 765,000 | $ 255,000 | $ 138,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 835,000 | $ 278,000 | $ 163,000 |
| YUBA CITY, CA | 3 | $ 1,095,000 | $ 365,000 | $ 131,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 730,000 | $ 365,000 | $ 226,000 |
| AUBURN-OPELIKA, AL | 2 | $ 690,000 | $ 345,000 | $ 109,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 240,000 | $ 120,000 | $ 220,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 870,000 | $ 435,000 | $ 139,000 |
| CASPER, WY | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| CEDAR RAPIDS, IA | 2 | $ 780,000 | $ 390,000 | $ 353,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 590,000 | $ 295,000 | $ 97,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 790,000 | $ 395,000 | $ 132,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 670,000 | $ 335,000 | $ 135,000 |
| EVANSVILLE, IN-KY | 2 | $ 570,000 | $ 285,000 | $ 90,000 |
| FARGO, ND-MN | 2 | $ 700,000 | $ 350,000 | $ 148,000 |
| FLINT, MI | 2 | $ 650,000 | $ 325,000 | $ 248,000 |
| GREELEY, CO | 2 | $ 660,000 | $ 330,000 | $ 134,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 820,000 | $ 410,000 | $ 141,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 640,000 | $ 320,000 | $ 134,000 |
| IDAHO FALLS, ID | 2 | $ 960,000 | $ 480,000 | $ 97,000 |
| JACKSON, MS | 2 | $ 680,000 | $ 340,000 | $ 108,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 530,000 | $ 265,000 | $ 125,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 440,000 | $ 220,000 | $ 118,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 480,000 | $ 240,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 2 | $ 420,000 | $ 210,000 | $ 121,000 |
| MANHATTAN, KS | 2 | $ 490,000 | $ 245,000 | $ 208,000 |
| MEDFORD, OR | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 640,000 | $ 320,000 | $ 156,000 |
| MOBILE, AL | 2 | $ 460,000 | $ 230,000 | $ 82,000 |
| MODESTO, CA | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| MONROE, MI | 2 | $ 470,000 | $ 235,000 | $ 176,000 |
| MUSKEGON, MI | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 590,000 | $ 295,000 | $ 91,000 |
| PEORIA, IL | 2 | $ 500,000 | $ 250,000 | $ 193,000 |
| ROCKFORD, IL | 2 | $ 470,000 | $ 235,000 | $ 157,000 |
| SAGINAW, MI | 2 | $ 560,000 | $ 280,000 | $ 473,000 |
| SAN RAFAEL, CA | 2 | $ 790,000 | $ 395,000 | $ 131,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 620,000 | $ 310,000 | $ 91,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 520,000 | $ 260,000 | $ 415,000 |
| SPARTANBURG, SC | 2 | $ 550,000 | $ 275,000 | $ 185,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 680,000 | $ 340,000 | $ 63,000 |
| ST. CLOUD, MN | 2 | $ 450,000 | $ 225,000 | $ 307,000 |
| TUSCALOOSA, AL | 2 | $ 530,000 | $ 265,000 | $ 141,000 |
| VALDOSTA, GA | 2 | $ 680,000 | $ 340,000 | $ 72,000 |
| YAKIMA, WA | 2 | $ 670,000 | $ 335,000 | $ 120,000 |
| AKRON, OH | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| ALBANY, GA | 1 | $ 75,000 | $ 75,000 | $ 182,000 |
| ALBANY, OR | 1 | $ 485,000 | $ 485,000 | $ 117,000 |
| BATTLE CREEK, MI | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| BISMARCK, ND | 1 | $ 305,000 | $ 305,000 | $ 172,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| BLOOMINGTON, IL | 1 | $ 275,000 | $ 275,000 | $ 255,000 |
| BRUNSWICK, GA | 1 | $ 275,000 | $ 275,000 | $ 370,000 |
| CANTON-MASSILLON, OH | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| CHARLESTON, WV | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| CHEYENNE, WY | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| CLEVELAND, TN | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 495,000 | $ 495,000 | $ 257,000 |
| CUMBERLAND, MD-WV | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 345,000 | $ 345,000 | $ 0 |
| DECATUR, AL | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| EUGENE, OR | 1 | $ 345,000 | $ 345,000 | $ 139,000 |
| FARMINGTON, NM | 1 | $ 305,000 | $ 305,000 | $ 195,000 |
| FLORENCE, SC | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| GADSDEN, AL | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| GAINESVILLE, FL | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| HANFORD-CORCORAN, CA | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| HATTIESBURG, MS | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 225,000 | $ 225,000 | $ 181,000 |
| JACKSON, MI | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| JACKSON, TN | 1 | $ 225,000 | $ 225,000 | $ 217,000 |
| KANKAKEE, IL | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| LAFAYETTE, LA | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| LAKE CHARLES, LA | 1 | $ 375,000 | $ 375,000 | $ 171,000 |
| LEWISTON-AUBURN, ME | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| LUBBOCK, TX | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| MORGANTOWN, WV | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| MORRISTOWN, TN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| RAPID CITY, SD | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| READING, PA | 1 | $ 495,000 | $ 495,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| ROME, GA | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| SHEBOYGAN, WI | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| SUMTER, SC | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 275,000 | $ 275,000 | $ 231,000 |
| WACO, TX | 1 | $ 345,000 | $ 345,000 | $ 294,000 |
| WARNER ROBINS, GA | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 545,000 | $ 545,000 | $ 164,000 |
| WICHITA FALLS, TX | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| WICHITA, KS | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| YUMA, AZ | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
Mortgage Loan Application Detail Totals for Homestead Funding Corp. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,593 | $2,605,525,000 | $245,000 | $1,465,000 | $106,000 | $1,610,000 |
| Refinancing | 4,617 | $1,379,685,000 | $298,000 | $1,245,000 | $148,000 | $4,085,000 |
| Cash-out Refinancing | 1,562 | $456,650,000 | $292,000 | $1,055,000 | $126,000 | $1,380,000 |
| Other Purpose | 70 | $18,380,000 | $262,000 | $1,505,000 | $162,000 | $736,000 |
| Home Improvement | 58 | $13,990,000 | $241,000 | $905,000 | $190,000 | $2,165,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,429 | $2,939,705,000 | $257,000 | $1,465,000 | $117,000 | $4,085,000 |
| Not Provided | 2,869 | $813,195,000 | $283,000 | $1,505,000 | $134,000 | $1,511,000 |
| Asian | 958 | $296,510,000 | $309,000 | $1,005,000 | $134,000 | $1,470,000 |
| Hispanic | 870 | $229,860,000 | $264,000 | $1,245,000 | $100,000 | $409,000 |
| Black or African American | 597 | $143,575,000 | $240,000 | $725,000 | $93,000 | $460,000 |
| American Indian or Alaskan Native | 61 | $14,955,000 | $245,000 | $545,000 | $99,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,245,000 | $216,000 | $545,000 | $123,000 | $570,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,490 | $3,734,850,000 | $276,000 | $1,505,000 | $130,000 | $4,085,000 |
| FHA-insured (Federal Housing Administration) | 2,332 | $459,210,000 | $196,000 | $755,000 | $70,000 | $2,675,000 |
| VA-guaranteed (Veterans Administration) | 842 | $240,350,000 | $285,000 | $1,135,000 | $93,000 | $323,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 236 | $39,820,000 | $168,000 | $395,000 | $57,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,976 | $3,688,020,000 | $263,000 | $1,285,000 | $120,000 | $4,085,000 |
| Application Withdrawn By Applicant | 2,206 | $595,810,000 | $270,000 | $1,505,000 | $119,000 | $1,610,000 |
| Application Denied By Financial Institution | 468 | $125,230,000 | $267,000 | $1,465,000 | $102,000 | $2,675,000 |
| File Closed For Incompleteness | 143 | $38,815,000 | $271,000 | $825,000 | $125,000 | $530,000 |
| Application Approved But Not Accepted | 90 | $22,170,000 | $246,000 | $685,000 | $120,000 | $681,000 |
| Loan Purchased By The Institution | 17 | $4,185,000 | $246,000 | $485,000 | $105,000 | $323,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,432 | $4,349,000,000 | $264,000 | $1,505,000 | $120,000 | $4,085,000 |
| Debt-To-Income Ratio | 168 | $44,360,000 | $264,000 | $1,465,000 | $53,000 | $242,000 |
| Credit Application Incomplete | 87 | $24,885,000 | $286,000 | $915,000 | $146,000 | $534,000 |
| Collateral | 75 | $18,095,000 | $241,000 | $975,000 | $108,000 | $313,000 |
| Credit History | 43 | $12,265,000 | $285,000 | $1,205,000 | $99,000 | $344,000 |
| Other | 40 | $12,480,000 | $312,000 | $1,405,000 | $229,000 | $2,675,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $5,985,000 | $260,000 | $545,000 | $107,000 | $295,000 |
| Employment History | 22 | $3,930,000 | $178,000 | $335,000 | $56,000 | $130,000 |
| Unverifiable Information | 10 | $3,230,000 | $323,000 | $1,245,000 | $119,000 | $309,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestead Funding Corp.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestead Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.