Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Homestreet Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,962 |
| Total Mortgage Loan Application Amount | $7,300,925,000 |
| Average Mortgage Loan Application Amount | $343,000 |
| Highest Mortgage Loan Application Amount | $25,400,000 |
| Average Applicant Income | $113,666 |
| Highest Applicant Income | $6,060,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 5,449 | $ 2,021,485,000 | $ 370,000 | $ 135,000 |
| Snohomish County Washington | 1,959 | $ 555,894,000 | $ 283,000 | $ 103,000 |
| Clark County Washington | 1,658 | $ 420,417,000 | $ 253,000 | $ 106,000 |
| Spokane County Washington | 1,332 | $ 256,516,000 | $ 192,000 | $ 78,000 |
| Multnomah County Oregon | 1,154 | $ 331,572,000 | $ 287,000 | $ 94,000 |
| Pierce County Washington | 1,093 | $ 290,150,000 | $ 265,000 | $ 95,000 |
| Los Angeles County California | 660 | $ 303,985,000 | $ 460,000 | $ 157,000 |
| San Diego County California | 533 | $ 238,363,000 | $ 447,000 | $ 156,000 |
| Clackamas County Oregon | 514 | $ 136,583,000 | $ 265,000 | $ 117,000 |
| Honolulu County Hawaii | 508 | $ 195,063,000 | $ 383,000 | $ 101,000 |
| Thurston County Washington | 502 | $ 114,099,000 | $ 227,000 | $ 83,000 |
| Ada County Idaho | 405 | $ 95,315,000 | $ 235,000 | $ 92,000 |
| Marion County Oregon | 398 | $ 70,779,000 | $ 177,000 | $ 79,000 |
| Washington County Oregon | 397 | $ 176,373,000 | $ 444,000 | $ 90,000 |
| Benton County Washington | 386 | $ 77,150,000 | $ 199,000 | $ 88,000 |
| Kitsap County Washington | 369 | $ 93,093,000 | $ 252,000 | $ 105,000 |
| Solano County California | 295 | $ 84,308,000 | $ 285,000 | $ 115,000 |
| Kootenai County Idaho | 261 | $ 53,116,000 | $ 203,000 | $ 83,000 |
| Napa County California | 254 | $ 99,217,000 | $ 390,000 | $ 139,000 |
| Orange County California | 216 | $ 97,251,000 | $ 450,000 | $ 153,000 |
| Hawaii County Hawaii | 208 | $ 48,540,000 | $ 233,000 | $ 82,000 |
| Lane County Oregon | 196 | $ 49,741,000 | $ 253,000 | $ 119,000 |
| Contra Costa County California | 182 | $ 77,353,000 | $ 425,000 | $ 143,000 |
| San Francisco County California | 180 | $ 121,076,000 | $ 672,000 | $ 228,000 |
| Deschutes County Oregon | 174 | $ 41,702,000 | $ 239,000 | $ 100,000 |
| Franklin County Washington | 172 | $ 31,505,000 | $ 183,000 | $ 73,000 |
| Sonoma County California | 166 | $ 73,742,000 | $ 444,000 | $ 167,000 |
| Marin County California | 153 | $ 90,410,000 | $ 590,000 | $ 196,000 |
| Skagit County Washington | 153 | $ 31,739,000 | $ 207,000 | $ 88,000 |
| Alameda County California | 148 | $ 70,279,000 | $ 474,000 | $ 159,000 |
| Riverside County California | 148 | $ 44,540,000 | $ 300,000 | $ 121,000 |
| Maui County Hawaii | 143 | $ 45,515,000 | $ 318,000 | $ 75,000 |
| Yakima County Washington | 132 | $ 23,729,000 | $ 179,000 | $ 84,000 |
| Canyon County Idaho | 125 | $ 20,593,000 | $ 164,000 | $ 65,000 |
| Polk County Oregon | 106 | $ 18,171,000 | $ 171,000 | $ 75,000 |
| Umatilla County Oregon | 106 | $ 18,735,000 | $ 176,000 | $ 82,000 |
| San Bernardino County California | 105 | $ 25,883,000 | $ 246,000 | $ 91,000 |
| Maricopa County Arizona | 103 | $ 23,491,000 | $ 228,000 | $ 121,000 |
| Cowlitz County Washington | 103 | $ 22,755,000 | $ 220,000 | $ 152,000 |
| Sacramento County California | 98 | $ 28,187,000 | $ 287,000 | $ 121,000 |
| Island County Washington | 93 | $ 23,100,000 | $ 248,000 | $ 105,000 |
| Kittitas County Washington | 89 | $ 24,169,000 | $ 271,000 | $ 141,000 |
| Whatcom County Washington | 86 | $ 21,865,000 | $ 254,000 | $ 103,000 |
| Grays Harbor County Washington | 80 | $ 17,495,000 | $ 218,000 | $ 123,000 |
| Santa Clara County California | 66 | $ 49,597,000 | $ 751,000 | $ 182,000 |
| Mason County Washington | 66 | $ 11,536,000 | $ 174,000 | $ 89,000 |
| Lewis County Washington | 61 | $ 9,263,000 | $ 151,000 | $ 78,000 |
| Yamhill County Oregon | 59 | $ 11,677,000 | $ 197,000 | $ 73,000 |
| Payette County Idaho | 56 | $ 7,523,000 | $ 134,000 | $ 56,000 |
| Chelan County Washington | 55 | $ 14,704,000 | $ 267,000 | $ 181,000 |
| Grant County Washington | 54 | $ 11,216,000 | $ 207,000 | $ 109,000 |
| Whitman County Washington | 52 | $ 12,465,000 | $ 239,000 | $ 84,000 |
| Stevens County Washington | 50 | $ 11,770,000 | $ 235,000 | $ 119,000 |
| San Mateo County California | 43 | $ 28,575,000 | $ 664,000 | $ 210,000 |
| Columbia County Oregon | 42 | $ 7,664,000 | $ 182,000 | $ 70,000 |
| Walla Walla County Washington | 39 | $ 7,313,000 | $ 187,000 | $ 72,000 |
| Clark County Nevada | 38 | $ 9,283,000 | $ 244,000 | $ 131,000 |
| Linn County Oregon | 35 | $ 5,529,000 | $ 157,000 | $ 66,000 |
| Nez Perce County Idaho | 33 | $ 5,239,000 | $ 158,000 | $ 61,000 |
| Lincoln County Oregon | 31 | $ 10,314,000 | $ 332,000 | $ 153,000 |
| Placer County California | 28 | $ 12,825,000 | $ 458,000 | $ 221,000 |
| Tillamook County Oregon | 27 | $ 7,251,000 | $ 268,000 | $ 129,000 |
| Washington County Idaho | 25 | $ 3,274,000 | $ 130,000 | $ 65,000 |
| Jackson County Oregon | 23 | $ 3,870,000 | $ 168,000 | $ 58,000 |
| Klickitat County Washington | 23 | $ 3,609,000 | $ 156,000 | $ 71,000 |
| Bonner County Idaho | 22 | $ 4,413,000 | $ 200,000 | $ 122,000 |
| Latah County Idaho | 22 | $ 3,717,000 | $ 168,000 | $ 66,000 |
| Asotin County Washington | 22 | $ 3,500,000 | $ 159,000 | $ 72,000 |
| El Dorado County California | 20 | $ 7,220,000 | $ 361,000 | $ 131,000 |
| Kern County California | 20 | $ 2,937,000 | $ 146,000 | $ 63,000 |
| Stanislaus County California | 20 | $ 7,004,000 | $ 350,000 | $ 95,000 |
| Skamania County Washington | 20 | $ 4,851,000 | $ 242,000 | $ 102,000 |
| Morrow County Oregon | 19 | $ 2,448,000 | $ 128,000 | $ 55,000 |
| Kauai County Hawaii | 18 | $ 4,495,000 | $ 249,000 | $ 79,000 |
| Malheur County Oregon | 18 | $ 1,899,000 | $ 105,000 | $ 81,000 |
| San Joaquin County California | 16 | $ 4,745,000 | $ 296,000 | $ 121,000 |
| Ventura County California | 16 | $ 5,459,000 | $ 341,000 | $ 161,000 |
| Jefferson County Washington | 16 | $ 3,918,000 | $ 244,000 | $ 95,000 |
| Pend Oreille County Washington | 16 | $ 2,892,000 | $ 180,000 | $ 66,000 |
| Sitka County Alaska | 15 | $ 4,908,000 | $ 327,000 | $ 116,000 |
| Douglas County Washington | 15 | $ 4,585,000 | $ 305,000 | $ 157,000 |
| Yolo County California | 14 | $ 5,293,000 | $ 378,000 | $ 139,000 |
| Washoe County Nevada | 14 | $ 3,874,000 | $ 276,000 | $ 140,000 |
| Jefferson County Oregon | 14 | $ 1,757,000 | $ 125,000 | $ 80,000 |
| Clallam County Washington | 14 | $ 2,462,000 | $ 175,000 | $ 78,000 |
| Santa Barbara County California | 12 | $ 5,569,000 | $ 464,000 | $ 130,000 |
| Valley County Idaho | 12 | $ 1,854,000 | $ 154,000 | $ 163,000 |
| Clatsop County Oregon | 12 | $ 3,281,000 | $ 273,000 | $ 164,000 |
| Pacific County Washington | 12 | $ 1,529,000 | $ 127,000 | $ 109,000 |
| San Juan County Washington | 12 | $ 3,261,000 | $ 271,000 | $ 96,000 |
| Grant County Oregon | 11 | $ 1,197,000 | $ 108,000 | $ 45,000 |
| Hood River County Oregon | 11 | $ 3,027,000 | $ 275,000 | $ 96,000 |
| Pima County Arizona | 10 | $ 1,952,000 | $ 195,000 | $ 369,000 |
| Gem County Idaho | 10 | $ 1,607,000 | $ 160,000 | $ 58,000 |
| Benton County Oregon | 10 | $ 1,751,000 | $ 175,000 | $ 91,000 |
| Crook County Oregon | 10 | $ 2,139,000 | $ 213,000 | $ 100,000 |
| Douglas County Oregon | 10 | $ 1,229,000 | $ 122,000 | $ 44,000 |
| Salt Lake County Utah | 10 | $ 5,848,000 | $ 584,000 | $ 126,000 |
| Adams County Washington | 10 | $ 1,406,000 | $ 140,000 | $ 59,000 |
| Okanogan County Washington | 10 | $ 1,629,000 | $ 162,000 | $ 95,000 |
| Nevada County California | 9 | $ 3,509,000 | $ 389,000 | $ 201,000 |
| Adams County Idaho | 9 | $ 1,144,000 | $ 127,000 | $ 69,000 |
| Fresno County California | 8 | $ 1,930,000 | $ 241,000 | $ 238,000 |
| Blaine County Idaho | 8 | $ 2,171,000 | $ 271,000 | $ 232,000 |
| Baker County Oregon | 8 | $ 1,031,000 | $ 128,000 | $ 69,000 |
| Anchorage County Alaska | 7 | $ 5,436,000 | $ 776,000 | $ 94,000 |
| Pinal County Arizona | 7 | $ 1,034,000 | $ 147,000 | $ 87,000 |
| Mendocino County California | 7 | $ 2,186,000 | $ 312,000 | $ 113,000 |
| San Luis Obispo County California | 7 | $ 3,033,000 | $ 433,000 | $ 260,000 |
| Curry County Oregon | 7 | $ 1,819,000 | $ 259,000 | $ 76,000 |
| Lincoln County Washington | 7 | $ 1,185,000 | $ 169,000 | $ 69,000 |
| Coconino County Arizona | 6 | $ 1,318,000 | $ 219,000 | $ 81,000 |
| Calaveras County California | 6 | $ 1,102,000 | $ 183,000 | $ 97,000 |
| Klamath County Oregon | 6 | $ 774,000 | $ 129,000 | $ 91,000 |
| Wasco County Oregon | 6 | $ 1,000,000 | $ 166,000 | $ 57,000 |
| Imperial County California | 5 | $ 559,000 | $ 111,000 | $ 46,000 |
| Plumas County California | 5 | $ 1,459,000 | $ 291,000 | $ 442,000 |
| Sutter County California | 5 | $ 997,000 | $ 199,000 | $ 100,000 |
| Denver County Colorado | 5 | $ 1,311,000 | $ 262,000 | $ 224,000 |
| Park County Colorado | 5 | $ 1,369,000 | $ 273,000 | $ 90,000 |
| Shoshone County Idaho | 5 | $ 532,000 | $ 106,000 | $ 49,000 |
| Ferry County Washington | 5 | $ 463,000 | $ 92,000 | $ 38,000 |
| Juneau County Alaska | 4 | $ 1,181,000 | $ 295,000 | $ 59,000 |
| Navajo County Arizona | 4 | $ 420,000 | $ 105,000 | $ 37,000 |
| Merced County California | 4 | $ 700,000 | $ 175,000 | $ 57,000 |
| Santa Cruz County California | 4 | $ 2,652,000 | $ 663,000 | $ 387,000 |
| Tulare County California | 4 | $ 598,000 | $ 149,000 | $ 82,000 |
| Idaho County Idaho | 4 | $ 738,000 | $ 184,000 | $ 128,000 |
| Owyhee County Idaho | 4 | $ 578,000 | $ 144,000 | $ 105,000 |
| Coos County Oregon | 4 | $ 528,000 | $ 132,000 | $ 46,000 |
| Josephine County Oregon | 4 | $ 786,000 | $ 196,000 | $ 61,000 |
| Yavapai County Arizona | 3 | $ 546,000 | $ 182,000 | $ 102,000 |
| Lake County California | 3 | $ 787,000 | $ 262,000 | $ 72,000 |
| Monterey County California | 3 | $ 705,000 | $ 235,000 | $ 129,000 |
| Shasta County California | 3 | $ 848,000 | $ 282,000 | $ 107,000 |
| Arapahoe County Colorado | 3 | $ 2,450,000 | $ 816,000 | $ 518,000 |
| El Paso County Colorado | 3 | $ 574,000 | $ 191,000 | $ 61,000 |
| Jefferson County Colorado | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Boise County Idaho | 3 | $ 279,000 | $ 93,000 | $ 90,000 |
| Clearwater County Idaho | 3 | $ 357,000 | $ 119,000 | $ 93,000 |
| Twin Falls County Idaho | 3 | $ 455,000 | $ 151,000 | $ 68,000 |
| Union County Oregon | 3 | $ 146,000 | $ 48,000 | $ 18,000 |
| Wahkiakum County Washington | 3 | $ 475,000 | $ 158,000 | $ 105,000 |
| Cochise County Arizona | 2 | $ 239,000 | $ 119,000 | $ 37,000 |
| Mohave County Arizona | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Yuma County Arizona | 2 | $ 345,000 | $ 172,000 | $ 110,000 |
| Butte County California | 2 | $ 552,000 | $ 276,000 | $ 126,000 |
| Lassen County California | 2 | $ 274,000 | $ 137,000 | $ 85,000 |
| Madera County California | 2 | $ 368,000 | $ 184,000 | $ 97,000 |
| Mono County California | 2 | $ 871,000 | $ 435,000 | $ 133,000 |
| San Benito County California | 2 | $ 595,000 | $ 297,000 | $ 159,000 |
| Yuba County California | 2 | $ 309,000 | $ 154,000 | $ 40,000 |
| Adams County Colorado | 2 | $ 388,000 | $ 194,000 | $ 78,000 |
| Douglas County Colorado | 2 | $ 567,000 | $ 283,000 | $ 103,000 |
| Weld County Colorado | 2 | $ 494,000 | $ 247,000 | $ 72,000 |
| Bannock County Idaho | 2 | $ 352,000 | $ 176,000 | $ 69,000 |
| Benewah County Idaho | 2 | $ 178,000 | $ 89,000 | $ 44,000 |
| Boundary County Idaho | 2 | $ 358,000 | $ 179,000 | $ 54,000 |
| Elmore County Idaho | 2 | $ 307,000 | $ 153,000 | $ 51,000 |
| Lewis County Idaho | 2 | $ 392,000 | $ 196,000 | $ 60,000 |
| Douglas County Nevada | 2 | $ 1,030,000 | $ 515,000 | $ 308,000 |
| Gregg County Texas | 2 | $ 6,652,000 | $ 3,326,000 | $ 0 |
| Davis County Utah | 2 | $ 396,000 | $ 198,000 | $ 91,000 |
| Kane County Utah | 2 | $ 976,000 | $ 488,000 | $ 283,000 |
| Utah County Utah | 2 | $ 642,000 | $ 321,000 | $ 406,000 |
| Columbia County Washington | 2 | $ 332,000 | $ 166,000 | $ 47,000 |
| Fairbanks North Star County Alaska | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Kodiak Island County Alaska | 1 | $ 384,000 | $ 384,000 | $ 111,000 |
| Southeast Fairbanks County Alaska | 1 | $ 160,000 | $ 160,000 | $ 124,000 |
| Gila County Arizona | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Amador County California | 1 | $ 500,000 | $ 500,000 | $ 252,000 |
| Del Norte County California | 1 | $ 902,000 | $ 902,000 | $ 540,000 |
| Glenn County California | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Inyo County California | 1 | $ 257,000 | $ 257,000 | $ 85,000 |
| Kings County California | 1 | $ 100,000 | $ 100,000 | $ 208,000 |
| Sierra County California | 1 | $ 384,000 | $ 384,000 | $ 95,000 |
| Tehama County California | 1 | $ 207,000 | $ 207,000 | $ 56,000 |
| Tuolumne County California | 1 | $ 202,000 | $ 202,000 | $ 99,000 |
| Boulder County Colorado | 1 | $ 1,016,000 | $ 1,016,000 | $ 342,000 |
| Huerfano County Colorado | 1 | $ 332,000 | $ 332,000 | $ 99,000 |
| La Plata County Colorado | 1 | $ 254,000 | $ 254,000 | $ 127,000 |
| Mesa County Colorado | 1 | $ 416,000 | $ 416,000 | $ 87,000 |
| Custer County Idaho | 1 | $ 182,000 | $ 182,000 | $ 75,000 |
| Franklin County Idaho | 1 | $ 240,000 | $ 240,000 | $ 77,000 |
| Fremont County Idaho | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Gooding County Idaho | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
| Lemhi County Idaho | 1 | $ 218,000 | $ 218,000 | $ 131,000 |
| Madison County Idaho | 1 | $ 2,150,000 | $ 2,150,000 | $ 0 |
| Teton County Idaho | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Sanders County Montana | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Lyon County Nevada | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 2,200,000 | $ 2,200,000 | $ 0 |
| Gilliam County Oregon | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Harney County Oregon | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Lake County Oregon | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Wallowa County Oregon | 1 | $ 259,000 | $ 259,000 | $ 147,000 |
| Lubbock County Texas | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Travis County Texas | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Box Elder County Utah | 1 | $ 188,000 | $ 188,000 | $ 188,000 |
| Summit County Utah | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Garfield County Washington | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,287 | $5,235,524,000 | $302,000 | $25,400,000 | $111,000 | $6,060,000 |
| Refinancing | 6,378 | $1,939,715,000 | $304,000 | $15,240,000 | $115,000 | $4,246,000 |
| Home Improvement | 297 | $125,686,000 | $423,000 | $19,510,000 | $115,000 | $822,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,387 | $4,322,625,000 | $280,000 | $3,800,000 | $113,000 | $6,060,000 |
| Not Provided | 3,286 | $1,029,388,000 | $313,000 | $2,500,000 | $124,000 | $3,000,000 |
| Asian | 2,249 | $773,072,000 | $343,000 | $1,840,000 | $121,000 | $4,246,000 |
| Hispanic | 1,934 | $526,726,000 | $272,000 | $2,000,000 | $94,000 | $1,140,000 |
| Native Hawaiian or Other Pacific Islander | 517 | $134,889,000 | $260,000 | $803,000 | $82,000 | $588,000 |
| Black or African American | 400 | $109,713,000 | $274,000 | $1,252,000 | $95,000 | $671,000 |
| American Indian or Alaskan Native | 129 | $32,011,000 | $248,000 | $721,000 | $86,000 | $400,000 |
| Not applicable | 60 | $372,501,000 | $6,208,000 | $25,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,640 | $5,788,470,000 | $328,000 | $25,400,000 | $125,000 | $6,060,000 |
| FHA-insured (Federal Housing Administration) | 3,762 | $847,632,000 | $225,000 | $814,000 | $72,000 | $558,000 |
| VA-guaranteed (Veterans Administration) | 1,956 | $540,020,000 | $276,000 | $1,255,000 | $86,000 | $381,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 604 | $124,803,000 | $206,000 | $694,000 | $56,000 | $159,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,485 | $4,523,252,000 | $312,000 | $25,400,000 | $114,000 | $3,327,000 |
| Application Withdrawn By Applicant | 2,716 | $882,088,000 | $324,000 | $15,240,000 | $123,000 | $1,637,000 |
| Application Denied By Financial Institution | 2,145 | $629,777,000 | $293,000 | $4,523,000 | $99,000 | $4,378,000 |
| Loan Purchased By The Institution | 1,967 | $515,530,000 | $262,000 | $1,500,000 | $102,000 | $961,000 |
| Application Approved But Not Accepted | 1,215 | $352,763,000 | $290,000 | $3,562,000 | $114,000 | $895,000 |
| File Closed For Incompleteness | 780 | $253,887,000 | $325,000 | $2,000,000 | $134,000 | $6,060,000 |
| Preapproval Denied by Financial Institution | 653 | $143,479,000 | $219,000 | $1,499,000 | $63,000 | $360,000 |
| Preapproval Approved but not Accepted | 1 | $149,000 | $149,000 | $149,000 | $81,000 | $81,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,248 | $319,191,000 | $255,000 | $3,800,000 | $85,000 | $4,246,000 |
| Debt-To-Income Ratio | 636 | $178,037,000 | $279,000 | $2,000,000 | $69,000 | $666,000 |
| Collateral | 311 | $94,938,000 | $305,000 | $4,523,000 | $119,000 | $1,804,000 |
| Other | 284 | $76,380,000 | $268,000 | $1,300,000 | $119,000 | $4,378,000 |
| Credit Application Incomplete | 229 | $78,953,000 | $344,000 | $3,800,000 | $116,000 | $698,000 |
| Unverifiable Information | 40 | $11,241,000 | $281,000 | $960,000 | $69,000 | $301,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $7,084,000 | $262,000 | $1,220,000 | $93,000 | $311,000 |
| Employment History | 21 | $7,038,000 | $335,000 | $2,030,000 | $94,000 | $437,000 |
| Mortgage Insurance Denied | 2 | $394,000 | $197,000 | $207,000 | $97,000 | $113,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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