Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Homestreet Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 40,568 |
| Total Mortgage Loan Application Amount | $13,950,019,000 |
| Average Mortgage Loan Application Amount | $346,000 |
| Highest Mortgage Loan Application Amount | $66,139,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $3,384,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 7,808 | $ 3,207,996,000 | $ 410,000 | $ 136,000 |
| Snohomish County Washington | 3,158 | $ 1,026,832,000 | $ 325,000 | $ 108,000 |
| Clark County Washington | 2,447 | $ 714,623,000 | $ 292,000 | $ 103,000 |
| Pierce County Washington | 1,880 | $ 513,348,000 | $ 273,000 | $ 95,000 |
| Maricopa County Arizona | 1,600 | $ 412,460,000 | $ 257,000 | $ 100,000 |
| Los Angeles County California | 1,594 | $ 827,082,000 | $ 518,000 | $ 141,000 |
| Spokane County Washington | 1,515 | $ 332,773,000 | $ 219,000 | $ 86,000 |
| San Diego County California | 1,465 | $ 704,403,000 | $ 480,000 | $ 157,000 |
| Multnomah County Oregon | 1,334 | $ 413,475,000 | $ 309,000 | $ 95,000 |
| Kern County California | 929 | $ 196,014,000 | $ 210,000 | $ 97,000 |
| Honolulu County Hawaii | 906 | $ 402,461,000 | $ 444,000 | $ 102,000 |
| Benton County Washington | 765 | $ 161,679,000 | $ 211,000 | $ 87,000 |
| Clackamas County Oregon | 688 | $ 198,705,000 | $ 288,000 | $ 106,000 |
| Napa County California | 678 | $ 307,327,000 | $ 453,000 | $ 160,000 |
| Fresno County California | 653 | $ 190,430,000 | $ 291,000 | $ 113,000 |
| Thurston County Washington | 640 | $ 191,750,000 | $ 299,000 | $ 91,000 |
| Kitsap County Washington | 637 | $ 199,460,000 | $ 313,000 | $ 112,000 |
| Marion County Oregon | 545 | $ 134,710,000 | $ 247,000 | $ 80,000 |
| Orange County California | 531 | $ 263,415,000 | $ 496,000 | $ 150,000 |
| Washington County Oregon | 530 | $ 162,015,000 | $ 305,000 | $ 99,000 |
| San Bernardino County California | 495 | $ 135,036,000 | $ 272,000 | $ 97,000 |
| Riverside County California | 486 | $ 143,324,000 | $ 294,000 | $ 116,000 |
| Solano County California | 454 | $ 149,373,000 | $ 329,000 | $ 112,000 |
| Sacramento County California | 415 | $ 124,872,000 | $ 300,000 | $ 120,000 |
| Ada County Idaho | 391 | $ 121,831,000 | $ 311,000 | $ 97,000 |
| Franklin County Washington | 378 | $ 76,536,000 | $ 202,000 | $ 75,000 |
| Skagit County Washington | 315 | $ 76,434,000 | $ 242,000 | $ 87,000 |
| Lane County Oregon | 305 | $ 117,289,000 | $ 384,000 | $ 109,000 |
| Deschutes County Oregon | 285 | $ 75,988,000 | $ 266,000 | $ 107,000 |
| Yakima County Washington | 253 | $ 48,610,000 | $ 192,000 | $ 76,000 |
| Alameda County California | 249 | $ 130,993,000 | $ 526,000 | $ 165,000 |
| Kootenai County Idaho | 247 | $ 69,673,000 | $ 282,000 | $ 93,000 |
| Hawaii County Hawaii | 239 | $ 60,457,000 | $ 252,000 | $ 83,000 |
| Contra Costa County California | 230 | $ 124,039,000 | $ 539,000 | $ 166,000 |
| San Francisco County California | 226 | $ 183,547,000 | $ 812,000 | $ 235,000 |
| Sonoma County California | 224 | $ 99,540,000 | $ 444,000 | $ 138,000 |
| Placer County California | 203 | $ 84,866,000 | $ 418,000 | $ 150,000 |
| Marin County California | 184 | $ 116,385,000 | $ 632,000 | $ 208,000 |
| Island County Washington | 177 | $ 52,554,000 | $ 296,000 | $ 117,000 |
| Maui County Hawaii | 164 | $ 55,322,000 | $ 337,000 | $ 92,000 |
| Butte County California | 157 | $ 37,655,000 | $ 239,000 | $ 99,000 |
| Santa Clara County California | 154 | $ 117,201,000 | $ 761,000 | $ 208,000 |
| Polk County Oregon | 154 | $ 32,808,000 | $ 213,000 | $ 81,000 |
| Nez Perce County Idaho | 147 | $ 24,721,000 | $ 168,000 | $ 62,000 |
| Kittitas County Washington | 144 | $ 42,977,000 | $ 298,000 | $ 140,000 |
| Cowlitz County Washington | 141 | $ 34,367,000 | $ 243,000 | $ 102,000 |
| Whatcom County Washington | 141 | $ 44,256,000 | $ 313,000 | $ 116,000 |
| Whitman County Washington | 139 | $ 26,752,000 | $ 192,000 | $ 93,000 |
| Pinal County Arizona | 131 | $ 21,044,000 | $ 160,000 | $ 59,000 |
| Madera County California | 119 | $ 28,431,000 | $ 238,000 | $ 81,000 |
| Grays Harbor County Washington | 112 | $ 36,139,000 | $ 322,000 | $ 196,000 |
| San Mateo County California | 111 | $ 86,850,000 | $ 782,000 | $ 215,000 |
| Canyon County Idaho | 109 | $ 21,119,000 | $ 193,000 | $ 67,000 |
| Latah County Idaho | 101 | $ 19,935,000 | $ 197,000 | $ 79,000 |
| Mason County Washington | 94 | $ 17,791,000 | $ 189,000 | $ 99,000 |
| San Luis Obispo County California | 91 | $ 39,701,000 | $ 436,000 | $ 172,000 |
| Clark County Nevada | 86 | $ 26,928,000 | $ 313,000 | $ 120,000 |
| Yamhill County Oregon | 85 | $ 19,695,000 | $ 231,000 | $ 74,000 |
| San Joaquin County California | 81 | $ 21,248,000 | $ 262,000 | $ 89,000 |
| Ventura County California | 78 | $ 38,105,000 | $ 488,000 | $ 183,000 |
| Umatilla County Oregon | 77 | $ 15,316,000 | $ 198,000 | $ 74,000 |
| Linn County Oregon | 74 | $ 14,489,000 | $ 195,000 | $ 58,000 |
| Lewis County Washington | 59 | $ 10,193,000 | $ 172,000 | $ 74,000 |
| Grant County Washington | 58 | $ 11,820,000 | $ 203,000 | $ 85,000 |
| Payette County Idaho | 56 | $ 6,737,000 | $ 120,000 | $ 62,000 |
| El Dorado County California | 55 | $ 22,341,000 | $ 406,000 | $ 164,000 |
| Walla Walla County Washington | 55 | $ 14,962,000 | $ 272,000 | $ 96,000 |
| Asotin County Washington | 54 | $ 9,376,000 | $ 173,000 | $ 70,000 |
| Stevens County Washington | 50 | $ 10,374,000 | $ 207,000 | $ 86,000 |
| Chelan County Washington | 49 | $ 15,807,000 | $ 322,000 | $ 164,000 |
| Columbia County Oregon | 47 | $ 10,919,000 | $ 232,000 | $ 72,000 |
| Yolo County California | 41 | $ 15,658,000 | $ 381,000 | $ 123,000 |
| Adams County Washington | 41 | $ 6,167,000 | $ 150,000 | $ 64,000 |
| Gila County Arizona | 40 | $ 7,854,000 | $ 196,000 | $ 174,000 |
| Washington County Idaho | 40 | $ 3,951,000 | $ 98,000 | $ 47,000 |
| Skamania County Washington | 39 | $ 9,767,000 | $ 250,000 | $ 91,000 |
| Jefferson County Washington | 35 | $ 9,800,000 | $ 280,000 | $ 141,000 |
| Klickitat County Washington | 33 | $ 6,172,000 | $ 187,000 | $ 69,000 |
| Stanislaus County California | 32 | $ 7,638,000 | $ 238,000 | $ 93,000 |
| Malheur County Oregon | 32 | $ 3,358,000 | $ 104,000 | $ 42,000 |
| Santa Barbara County California | 27 | $ 14,316,000 | $ 530,000 | $ 228,000 |
| Bonner County Idaho | 26 | $ 7,147,000 | $ 274,000 | $ 195,000 |
| Lincoln County Oregon | 26 | $ 6,032,000 | $ 232,000 | $ 137,000 |
| Nevada County California | 24 | $ 8,930,000 | $ 372,000 | $ 177,000 |
| Jackson County Oregon | 24 | $ 10,152,000 | $ 423,000 | $ 83,000 |
| Jefferson County Oregon | 24 | $ 4,502,000 | $ 187,000 | $ 60,000 |
| Pacific County Washington | 23 | $ 3,247,000 | $ 141,000 | $ 77,000 |
| Pend Oreille County Washington | 23 | $ 4,251,000 | $ 184,000 | $ 91,000 |
| Benton County Oregon | 22 | $ 6,022,000 | $ 273,000 | $ 110,000 |
| Morrow County Oregon | 22 | $ 3,004,000 | $ 136,000 | $ 67,000 |
| Clatsop County Oregon | 21 | $ 5,866,000 | $ 279,000 | $ 209,000 |
| Pima County Arizona | 20 | $ 4,322,000 | $ 216,000 | $ 221,000 |
| Tulare County California | 20 | $ 3,909,000 | $ 195,000 | $ 109,000 |
| Yuba County California | 20 | $ 4,652,000 | $ 232,000 | $ 82,000 |
| Mohave County Arizona | 19 | $ 4,452,000 | $ 234,000 | $ 144,000 |
| Glenn County California | 19 | $ 3,760,000 | $ 197,000 | $ 77,000 |
| Kauai County Hawaii | 19 | $ 5,155,000 | $ 271,000 | $ 100,000 |
| Lincoln County Washington | 19 | $ 3,218,000 | $ 169,000 | $ 94,000 |
| Klamath County Oregon | 18 | $ 2,390,000 | $ 132,000 | $ 60,000 |
| Hood River County Oregon | 17 | $ 4,352,000 | $ 256,000 | $ 107,000 |
| Clearwater County Idaho | 16 | $ 2,525,000 | $ 157,000 | $ 52,000 |
| Crook County Oregon | 16 | $ 3,579,000 | $ 223,000 | $ 83,000 |
| Idaho County Idaho | 15 | $ 2,077,000 | $ 138,000 | $ 53,000 |
| Curry County Oregon | 15 | $ 3,581,000 | $ 238,000 | $ 88,000 |
| Tillamook County Oregon | 15 | $ 3,806,000 | $ 253,000 | $ 137,000 |
| Sitka County Alaska | 14 | $ 4,287,000 | $ 306,000 | $ 113,000 |
| Salt Lake County Utah | 14 | $ 6,064,000 | $ 433,000 | $ 161,000 |
| Clallam County Washington | 14 | $ 5,507,000 | $ 393,000 | $ 82,000 |
| Douglas County Washington | 14 | $ 4,201,000 | $ 300,000 | $ 147,000 |
| Navajo County Arizona | 13 | $ 4,249,000 | $ 326,000 | $ 280,000 |
| Lake County California | 13 | $ 2,672,000 | $ 205,000 | $ 82,000 |
| Santa Cruz County California | 13 | $ 6,969,000 | $ 536,000 | $ 162,000 |
| San Juan County Washington | 13 | $ 4,572,000 | $ 351,000 | $ 162,000 |
| Jefferson County Colorado | 12 | $ 5,221,000 | $ 435,000 | $ 118,000 |
| Boise County Idaho | 12 | $ 2,285,000 | $ 190,000 | $ 84,000 |
| Anchorage County Alaska | 11 | $ 3,978,000 | $ 361,000 | $ 180,000 |
| Yavapai County Arizona | 11 | $ 3,780,000 | $ 343,000 | $ 130,000 |
| Shasta County California | 11 | $ 2,325,000 | $ 211,000 | $ 79,000 |
| Valley County Idaho | 11 | $ 1,556,000 | $ 141,000 | $ 111,000 |
| Blaine County Idaho | 10 | $ 2,860,000 | $ 286,000 | $ 133,000 |
| Gem County Idaho | 10 | $ 1,622,000 | $ 162,000 | $ 71,000 |
| Wasco County Oregon | 10 | $ 2,205,000 | $ 220,000 | $ 89,000 |
| Okanogan County Washington | 10 | $ 2,083,000 | $ 208,000 | $ 121,000 |
| Sutter County California | 9 | $ 3,014,000 | $ 334,000 | $ 73,000 |
| Denver County Colorado | 9 | $ 5,585,000 | $ 620,000 | $ 74,000 |
| Washoe County Nevada | 8 | $ 2,741,000 | $ 342,000 | $ 244,000 |
| Coos County Oregon | 8 | $ 1,495,000 | $ 186,000 | $ 70,000 |
| Utah County Utah | 8 | $ 4,502,000 | $ 562,000 | $ 192,000 |
| Coconino County Arizona | 7 | $ 2,175,000 | $ 310,000 | $ 235,000 |
| Monterey County California | 7 | $ 8,243,000 | $ 1,177,000 | $ 269,000 |
| Tehama County California | 7 | $ 1,711,000 | $ 244,000 | $ 105,000 |
| Douglas County Nevada | 7 | $ 2,827,000 | $ 403,000 | $ 181,000 |
| Calaveras County California | 6 | $ 1,783,000 | $ 297,000 | $ 202,000 |
| Merced County California | 6 | $ 1,800,000 | $ 300,000 | $ 83,000 |
| San Benito County California | 6 | $ 3,180,000 | $ 530,000 | $ 129,000 |
| Siskiyou County California | 6 | $ 1,032,000 | $ 172,000 | $ 185,000 |
| Douglas County Oregon | 6 | $ 1,130,000 | $ 188,000 | $ 64,000 |
| Union County Oregon | 6 | $ 608,000 | $ 101,000 | $ 89,000 |
| Columbia County Washington | 6 | $ 945,000 | $ 157,000 | $ 77,000 |
| Mariposa County California | 5 | $ 1,007,000 | $ 201,000 | $ 53,000 |
| Mendocino County California | 5 | $ 2,752,000 | $ 550,000 | $ 105,000 |
| Plumas County California | 5 | $ 1,972,000 | $ 394,000 | $ 151,000 |
| Adams County Colorado | 5 | $ 1,251,000 | $ 250,000 | $ 86,000 |
| Boulder County Colorado | 5 | $ 3,636,000 | $ 727,000 | $ 136,000 |
| El Paso County Colorado | 5 | $ 849,000 | $ 169,000 | $ 77,000 |
| Weld County Colorado | 5 | $ 6,791,000 | $ 1,358,000 | $ 57,000 |
| Benewah County Idaho | 5 | $ 723,000 | $ 144,000 | $ 59,000 |
| Wahkiakum County Washington | 5 | $ 1,096,000 | $ 219,000 | $ 77,000 |
| Lassen County California | 4 | $ 621,000 | $ 155,000 | $ 98,000 |
| Larimer County Colorado | 4 | $ 26,446,000 | $ 6,611,000 | $ 56,000 |
| Lewis County Idaho | 4 | $ 354,000 | $ 88,000 | $ 41,000 |
| Shoshone County Idaho | 4 | $ 505,000 | $ 126,000 | $ 49,000 |
| Grant County Oregon | 4 | $ 368,000 | $ 92,000 | $ 43,000 |
| Garfield County Washington | 4 | $ 439,000 | $ 109,000 | $ 88,000 |
| Colusa County California | 3 | $ 705,000 | $ 235,000 | $ 91,000 |
| Summit County Colorado | 3 | $ 1,097,000 | $ 365,000 | $ 365,000 |
| Teller County Colorado | 3 | $ 922,000 | $ 307,000 | $ 146,000 |
| Bingham County Idaho | 3 | $ 636,000 | $ 212,000 | $ 203,000 |
| Elmore County Idaho | 3 | $ 862,000 | $ 287,000 | $ 643,000 |
| Josephine County Oregon | 3 | $ 482,000 | $ 160,000 | $ 42,000 |
| Lake County Oregon | 3 | $ 229,000 | $ 76,000 | $ 33,000 |
| Dallas County Texas | 3 | $ 3,228,000 | $ 1,076,000 | $ 0 |
| Travis County Texas | 3 | $ 5,691,000 | $ 1,897,000 | $ 0 |
| Juneau County Alaska | 2 | $ 552,000 | $ 276,000 | $ 92,000 |
| Ketchikan Gateway County Alaska | 2 | $ 584,000 | $ 292,000 | $ 105,000 |
| Matanuska-Susitna County Alaska | 2 | $ 8,463,000 | $ 4,231,000 | $ 83,000 |
| Cochise County Arizona | 2 | $ 159,000 | $ 79,000 | $ 35,000 |
| Santa Cruz County Arizona | 2 | $ 1,520,000 | $ 760,000 | $ 586,000 |
| Amador County California | 2 | $ 299,000 | $ 149,000 | $ 74,000 |
| Imperial County California | 2 | $ 562,000 | $ 281,000 | $ 105,000 |
| Inyo County California | 2 | $ 440,000 | $ 220,000 | $ 114,000 |
| Arapahoe County Colorado | 2 | $ 26,450,000 | $ 13,225,000 | $ 98,000 |
| Gooding County Idaho | 2 | $ 416,000 | $ 208,000 | $ 67,000 |
| Owyhee County Idaho | 2 | $ 281,000 | $ 140,000 | $ 100,000 |
| Carson City County Nevada | 2 | $ 1,817,000 | $ 908,000 | $ 77,000 |
| Elko County Nevada | 2 | $ 634,000 | $ 317,000 | $ 87,000 |
| Baker County Oregon | 2 | $ 266,000 | $ 133,000 | $ 46,000 |
| Wallowa County Oregon | 2 | $ 127,000 | $ 63,000 | $ 78,000 |
| Harris County Texas | 2 | $ 8,074,000 | $ 4,037,000 | $ 0 |
| Davis County Utah | 2 | $ 381,000 | $ 190,000 | $ 108,000 |
| Kane County Utah | 2 | $ 307,000 | $ 153,000 | $ 190,000 |
| Summit County Utah | 2 | $ 1,008,000 | $ 504,000 | $ 232,000 |
| Weber County Utah | 2 | $ 7,423,000 | $ 3,711,000 | $ 13,000 |
| Fairbanks North Star County Alaska | 1 | $ 67,000 | $ 67,000 | $ 107,000 |
| Apache County Arizona | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| Yuma County Arizona | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Alpine County California | 1 | $ 213,000 | $ 213,000 | $ 217,000 |
| Kings County California | 1 | $ 110,000 | $ 110,000 | $ 2,000 |
| Mono County California | 1 | $ 368,000 | $ 368,000 | $ 308,000 |
| Sierra County California | 1 | $ 350,000 | $ 350,000 | $ 14,000 |
| Tuolumne County California | 1 | $ 182,000 | $ 182,000 | $ 100,000 |
| Archuleta County Colorado | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Broomfield County Colorado | 1 | $ 497,000 | $ 497,000 | $ 255,000 |
| Douglas County Colorado | 1 | $ 420,000 | $ 420,000 | $ 250,000 |
| Logan County Colorado | 1 | $ 159,000 | $ 159,000 | $ 46,000 |
| Park County Colorado | 1 | $ 288,000 | $ 288,000 | $ 84,000 |
| Pueblo County Colorado | 1 | $ 126,000 | $ 126,000 | $ 28,000 |
| Forsyth County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Boundary County Idaho | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Lemhi County Idaho | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Gallatin County Montana | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Churchill County Nevada | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Camden County New Jersey | 1 | $ 14,750,000 | $ 14,750,000 | $ 0 |
| Gilliam County Oregon | 1 | $ 123,000 | $ 123,000 | $ 98,000 |
| Richland County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Montgomery County Tennessee | 1 | $ 258,000 | $ 258,000 | $ 87,000 |
| Brazoria County Texas | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Denton County Texas | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
| Lubbock County Texas | 1 | $ 10,725,000 | $ 10,725,000 | $ 0 |
| Cache County Utah | 1 | $ 251,000 | $ 251,000 | $ 235,000 |
| Ferry County Washington | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,703 | $8,052,596,000 | $339,000 | $66,139,000 | $112,000 | $2,258,000 |
| Refinancing | 14,685 | $5,133,270,000 | $349,000 | $18,949,000 | $121,000 | $3,384,000 |
| Home Improvement | 2,180 | $764,153,000 | $350,000 | $10,725,000 | $115,000 | $2,215,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,325 | $8,013,774,000 | $316,000 | $7,500,000 | $117,000 | $3,384,000 |
| Not Provided | 5,572 | $2,049,824,000 | $367,000 | $3,431,000 | $131,000 | $2,238,000 |
| Asian | 4,087 | $1,564,772,000 | $382,000 | $3,400,000 | $123,000 | $1,148,000 |
| Hispanic | 3,409 | $922,696,000 | $270,000 | $2,605,000 | $86,000 | $1,253,000 |
| Black or African American | 841 | $254,284,000 | $302,000 | $1,500,000 | $99,000 | $996,000 |
| Native Hawaiin or Other Pacific Islander | 584 | $165,277,000 | $283,000 | $1,275,000 | $95,000 | $1,079,000 |
| Not applicable | 562 | $926,583,000 | $1,648,000 | $66,139,000 | $47,000 | $422,000 |
| American Indian or Alaskan Native | 188 | $52,809,000 | $280,000 | $2,000,000 | $96,000 | $446,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,831 | $11,274,918,000 | $365,000 | $66,139,000 | $127,000 | $3,384,000 |
| FHA-insured (Federal Housing Administration) | 6,476 | $1,674,482,000 | $258,000 | $783,000 | $75,000 | $665,000 |
| VA-guaranteed (Veterans Administration) | 2,933 | $932,497,000 | $317,000 | $1,766,000 | $88,000 | $806,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 328 | $68,122,000 | $207,000 | $544,000 | $56,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,683 | $9,175,299,000 | $343,000 | $66,139,000 | $113,000 | $2,439,000 |
| Application Withdrawn By Applicant | 7,224 | $2,536,152,000 | $351,000 | $5,640,000 | $124,000 | $2,850,000 |
| Loan Purchased By The Institution | 2,029 | $579,759,000 | $285,000 | $2,000,000 | $106,000 | $1,057,000 |
| Application Denied By Financial Institution | 1,978 | $673,379,000 | $340,000 | $8,200,000 | $108,000 | $3,300,000 |
| File Closed For Incompleteness | 1,686 | $630,543,000 | $373,000 | $2,590,000 | $135,000 | $3,384,000 |
| Application Approved But Not Accepted | 968 | $354,887,000 | $366,000 | $14,550,000 | $119,000 | $2,814,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 797 | $250,356,000 | $314,000 | $3,000,000 | $104,000 | $3,300,000 |
| Debt-To-Income Ratio | 525 | $186,087,000 | $354,000 | $3,000,000 | $84,000 | $1,995,000 |
| Other | 331 | $119,526,000 | $361,000 | $3,431,000 | $137,000 | $1,638,000 |
| Collateral | 236 | $85,581,000 | $362,000 | $8,200,000 | $139,000 | $1,937,000 |
| Employment History | 33 | $12,278,000 | $372,000 | $1,341,000 | $70,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $7,588,000 | $281,000 | $2,168,000 | $81,000 | $496,000 |
| Unverifiable Information | 23 | $9,103,000 | $395,000 | $1,485,000 | $108,000 | $398,000 |
| Credit Application Incomplete | 6 | $2,860,000 | $476,000 | $1,190,000 | $215,000 | $523,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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