Hometrust Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Hometrust Bank Po Box 10 Asheville, NC 28802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,296 |
| Total Mortgage Loan Application Amount | $681,750,000 |
| Average Mortgage Loan Application Amount | $183,000 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $124,200 |
| Highest Applicant Income | $5,694,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 811 | $ 184,285,000 | $ 227,000 | $ 133,000 |
| Haywood County North Carolina | 254 | $ 39,290,000 | $ 154,000 | $ 91,000 |
| Henderson County North Carolina | 212 | $ 38,030,000 | $ 179,000 | $ 89,000 |
| Polk County North Carolina | 145 | $ 21,135,000 | $ 145,000 | $ 100,000 |
| Greenville County South Carolina | 144 | $ 35,910,000 | $ 249,000 | $ 139,000 |
| Cleveland County North Carolina | 121 | $ 11,255,000 | $ 93,000 | $ 69,000 |
| Washington County Tennessee | 100 | $ 18,300,000 | $ 183,000 | $ 88,000 |
| Rockingham County North Carolina | 99 | $ 7,965,000 | $ 80,000 | $ 73,000 |
| Mecklenburg County North Carolina | 86 | $ 33,300,000 | $ 387,000 | $ 285,000 |
| Rutherford County North Carolina | 84 | $ 12,370,000 | $ 147,000 | $ 78,000 |
| Hamblen County Tennessee | 80 | $ 7,750,000 | $ 96,000 | $ 80,000 |
| Sullivan County Tennessee | 74 | $ 9,730,000 | $ 131,000 | $ 84,000 |
| Spartanburg County South Carolina | 63 | $ 10,285,000 | $ 163,000 | $ 89,000 |
| Wake County North Carolina | 61 | $ 25,505,000 | $ 418,000 | $ 444,000 |
| Roanoke County Virginia | 52 | $ 6,400,000 | $ 123,000 | $ 98,000 |
| Knox County Tennessee | 46 | $ 7,030,000 | $ 152,000 | $ 437,000 |
| Davidson County North Carolina | 41 | $ 6,245,000 | $ 152,000 | $ 74,000 |
| Roanoke City County Virginia | 38 | $ 5,760,000 | $ 151,000 | $ 43,000 |
| Gaston County North Carolina | 36 | $ 3,410,000 | $ 94,000 | $ 81,000 |
| Madison County North Carolina | 33 | $ 8,085,000 | $ 245,000 | $ 94,000 |
| Los Angeles County California | 30 | $ 4,870,000 | $ 162,000 | $ 239,000 |
| Pittsylvania County Virginia | 23 | $ 2,035,000 | $ 88,000 | $ 60,000 |
| Hawkins County Tennessee | 20 | $ 2,310,000 | $ 115,000 | $ 78,000 |
| Jefferson County Tennessee | 20 | $ 1,750,000 | $ 87,000 | $ 68,000 |
| Williamson County Tennessee | 20 | $ 2,470,000 | $ 123,000 | $ 205,000 |
| McDowell County North Carolina | 19 | $ 4,725,000 | $ 248,000 | $ 106,000 |
| Danville County Virginia | 19 | $ 1,205,000 | $ 63,000 | $ 49,000 |
| Anderson County South Carolina | 18 | $ 15,590,000 | $ 866,000 | $ 138,000 |
| Lincoln County North Carolina | 15 | $ 3,735,000 | $ 249,000 | $ 100,000 |
| Multnomah County Oregon | 15 | $ 2,065,000 | $ 137,000 | $ 205,000 |
| Carter County Tennessee | 15 | $ 3,645,000 | $ 243,000 | $ 191,000 |
| Botetourt County Virginia | 15 | $ 1,485,000 | $ 99,000 | $ 88,000 |
| Alameda County California | 13 | $ 2,575,000 | $ 198,000 | $ 262,000 |
| Santa Clara County California | 13 | $ 2,105,000 | $ 161,000 | $ 233,000 |
| Transylvania County North Carolina | 12 | $ 2,840,000 | $ 236,000 | $ 108,000 |
| Union County North Carolina | 12 | $ 5,160,000 | $ 430,000 | $ 200,000 |
| Clackamas County Oregon | 12 | $ 2,490,000 | $ 207,000 | $ 221,000 |
| Grainger County Tennessee | 12 | $ 1,310,000 | $ 109,000 | $ 49,000 |
| San Diego County California | 10 | $ 1,500,000 | $ 150,000 | $ 268,000 |
| Miami-Dade County Florida | 10 | $ 550,000 | $ 55,000 | $ 102,000 |
| Iredell County North Carolina | 10 | $ 1,830,000 | $ 183,000 | $ 100,000 |
| Yancey County North Carolina | 10 | $ 2,010,000 | $ 201,000 | $ 86,000 |
| Washington County Oregon | 10 | $ 960,000 | $ 96,000 | $ 173,000 |
| Davidson County Tennessee | 10 | $ 1,550,000 | $ 155,000 | $ 157,000 |
| Henry County Virginia | 10 | $ 310,000 | $ 31,000 | $ 53,000 |
| Sevier County Tennessee | 9 | $ 1,015,000 | $ 112,000 | $ 75,000 |
| Orange County California | 8 | $ 1,060,000 | $ 132,000 | $ 317,000 |
| Jackson County North Carolina | 8 | $ 950,000 | $ 118,000 | $ 70,000 |
| York County South Carolina | 8 | $ 2,470,000 | $ 308,000 | $ 142,000 |
| Macon County North Carolina | 7 | $ 2,005,000 | $ 286,000 | $ 193,000 |
| New Hanover County North Carolina | 7 | $ 4,815,000 | $ 687,000 | $ 527,000 |
| Pickens County South Carolina | 7 | $ 1,955,000 | $ 279,000 | $ 103,000 |
| Cumberland County Tennessee | 7 | $ 865,000 | $ 123,000 | $ 84,000 |
| Bedford County Virginia | 7 | $ 805,000 | $ 115,000 | $ 101,000 |
| Contra Costa County California | 6 | $ 1,020,000 | $ 170,000 | $ 210,000 |
| Guilford County North Carolina | 6 | $ 530,000 | $ 88,000 | $ 84,000 |
| Laurens County South Carolina | 6 | $ 940,000 | $ 156,000 | $ 85,000 |
| Avery County North Carolina | 5 | $ 1,145,000 | $ 229,000 | $ 111,000 |
| Cabarrus County North Carolina | 5 | $ 1,945,000 | $ 389,000 | $ 123,000 |
| Deschutes County Oregon | 5 | $ 475,000 | $ 95,000 | $ 248,000 |
| Hamilton County Tennessee | 5 | $ 3,345,000 | $ 669,000 | $ 386,000 |
| Franklin County Virginia | 5 | $ 275,000 | $ 55,000 | $ 75,000 |
| Martinsville County Virginia | 5 | $ 135,000 | $ 27,000 | $ 49,000 |
| Sacramento County California | 4 | $ 530,000 | $ 132,000 | $ 186,000 |
| San Joaquin County California | 4 | $ 410,000 | $ 102,000 | $ 144,000 |
| Solano County California | 4 | $ 230,000 | $ 57,000 | $ 141,000 |
| Caldwell County North Carolina | 4 | $ 1,600,000 | $ 400,000 | $ 236,000 |
| Charleston County South Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 388,000 |
| Lancaster County South Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 180,000 |
| Oconee County South Carolina | 4 | $ 1,080,000 | $ 270,000 | $ 136,000 |
| Richland County South Carolina | 4 | $ 570,000 | $ 142,000 | $ 107,000 |
| Anderson County Tennessee | 4 | $ 1,390,000 | $ 347,000 | $ 161,000 |
| Roane County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 129,000 |
| Sumner County Tennessee | 4 | $ 150,000 | $ 37,000 | $ 106,000 |
| Fairfax County Virginia | 4 | $ 950,000 | $ 237,000 | $ 123,000 |
| Placer County California | 3 | $ 225,000 | $ 75,000 | $ 210,000 |
| Riverside County California | 3 | $ 245,000 | $ 81,000 | $ 253,000 |
| Broward County Florida | 3 | $ 315,000 | $ 105,000 | $ 125,000 |
| Brunswick County North Carolina | 3 | $ 1,135,000 | $ 378,000 | $ 298,000 |
| Burke County North Carolina | 3 | $ 1,115,000 | $ 371,000 | $ 151,000 |
| Carteret County North Carolina | 3 | $ 1,805,000 | $ 601,000 | $ 837,000 |
| Caswell County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 27,000 |
| Catawba County North Carolina | 3 | $ 2,045,000 | $ 681,000 | $ 274,000 |
| Chatham County North Carolina | 3 | $ 2,155,000 | $ 718,000 | $ 339,000 |
| Forsyth County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 68,000 |
| Orange County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 182,000 |
| Swain County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 160,000 |
| Watauga County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 251,000 |
| Georgetown County South Carolina | 3 | $ 3,395,000 | $ 1,131,000 | $ 489,000 |
| Loudon County Tennessee | 3 | $ 1,635,000 | $ 545,000 | $ 160,000 |
| Bristol County Virginia | 3 | $ 485,000 | $ 161,000 | $ 90,000 |
| Lynchburg County Virginia | 3 | $ 155,000 | $ 51,000 | $ 26,000 |
| San Mateo County California | 2 | $ 630,000 | $ 315,000 | $ 515,000 |
| Ventura County California | 2 | $ 270,000 | $ 135,000 | $ 191,000 |
| Palm Beach County Florida | 2 | $ 550,000 | $ 275,000 | $ 348,000 |
| Morgan County Illinois | 2 | $ 10,000 | $ 5,000 | $ 43,000 |
| Johnson County Kansas | 2 | $ 150,000 | $ 75,000 | $ 155,000 |
| Montgomery County Maryland | 2 | $ 530,000 | $ 265,000 | $ 263,000 |
| Craven County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 115,000 |
| Graham County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 248,000 |
| Yadkin County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Lincoln County Oregon | 2 | $ 90,000 | $ 45,000 | $ 119,000 |
| Aiken County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 125,000 |
| Beaufort County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 555,000 |
| Horry County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 411,000 |
| Newberry County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| Bradley County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Giles County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Greene County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Putnam County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Shelby County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 141,000 |
| Unicoi County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Chesterfield County Virginia | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Prince William County Virginia | 2 | $ 1,670,000 | $ 835,000 | $ 622,000 |
| Pulaski County Virginia | 2 | $ 290,000 | $ 145,000 | $ 3,000 |
| Salem County Virginia | 2 | $ 900,000 | $ 450,000 | $ 79,000 |
| Shelby County Alabama | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 205,000 | $ 205,000 | $ 176,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| El Dorado County California | 1 | $ 175,000 | $ 175,000 | $ 195,000 |
| Fresno County California | 1 | $ 315,000 | $ 315,000 | $ 336,000 |
| Marin County California | 1 | $ 125,000 | $ 125,000 | $ 202,000 |
| Napa County California | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Nevada County California | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| San Bernardino County California | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Santa Barbara County California | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Santa Cruz County California | 1 | $ 215,000 | $ 215,000 | $ 481,000 |
| Sonoma County California | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 240,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Chatham County Georgia | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Elbert County Georgia | 1 | $ 95,000 | $ 95,000 | $ 112,000 |
| Elkhart County Indiana | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Louisa County Iowa | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Boone County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Pulaski County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Prince George's County Maryland | 1 | $ 95,000 | $ 95,000 | $ 198,000 |
| Middlesex County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Martin County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Chowan County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Clay County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Davie County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Durham County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 241,000 |
| Edgecombe County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 132,000 |
| Franklin County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Johnston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 183,000 |
| Lee County North Carolina | 1 | $ 5,125,000 | $ 5,125,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Moore County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Pender County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 613,000 |
| Randolph County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Stokes County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Wilkes County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Tulsa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 343,000 |
| Columbia County Oregon | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Jackson County Oregon | 1 | $ 55,000 | $ 55,000 | $ 231,000 |
| Marion County Oregon | 1 | $ 265,000 | $ 265,000 | $ 209,000 |
| Yamhill County Oregon | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Pike County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Abbeville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 248,000 |
| Cherokee County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 231,000 |
| Florence County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Kershaw County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 168,000 |
| Union County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Blount County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 900,000 |
| Cocke County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Coffee County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| Fentress County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Madison County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Robertson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Rutherford County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Wilson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Brown County Texas | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Orange County Texas | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Smith County Texas | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Tarrant County Texas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Alleghany County Virginia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Craig County Virginia | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Hanover County Virginia | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| Henrico County Virginia | 1 | $ 395,000 | $ 395,000 | $ 299,000 |
| Louisa County Virginia | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Richmond City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Scott County Virginia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Tazewell County Virginia | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Washington County Virginia | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Wise County Virginia | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Wythe County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometrust Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,152 | $367,430,000 | $318,000 | $35,005,000 | $142,000 | $4,100,000 |
| Refinancing | 700 | $148,420,000 | $212,000 | $10,505,000 | $146,000 | $3,296,000 |
| Other Purpose | 630 | $60,170,000 | $95,000 | $2,005,000 | $134,000 | $4,964,000 |
| Home Improvement | 491 | $34,925,000 | $71,000 | $505,000 | $100,000 | $5,694,000 |
| Cash-out Refinancing | 323 | $70,805,000 | $219,000 | $1,505,000 | $99,000 | $1,106,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,822 | $524,790,000 | $185,000 | $2,785,000 | $129,000 | $5,694,000 |
| Not Provided | 175 | $40,925,000 | $233,000 | $1,505,000 | $165,000 | $1,436,000 |
| Hispanic | 86 | $11,360,000 | $132,000 | $645,000 | $109,000 | $429,000 |
| Black or African American | 78 | $8,680,000 | $111,000 | $455,000 | $78,000 | $250,000 |
| Asian | 73 | $16,385,000 | $224,000 | $1,225,000 | $195,000 | $1,133,000 |
| Not applicable | 53 | $78,635,000 | $1,483,000 | $35,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $635,000 | $90,000 | $185,000 | $62,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $118,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,190 | $663,820,000 | $208,000 | $35,005,000 | $133,000 | $5,694,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $15,060,000 | $167,000 | $305,000 | $52,000 | $93,000 |
| FHA-insured (Federal Housing Administration) | 12 | $2,230,000 | $185,000 | $315,000 | $68,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 4 | $640,000 | $160,000 | $205,000 | $60,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,135 | $457,515,000 | $214,000 | $10,505,000 | $144,000 | $4,964,000 |
| Application Denied By Financial Institution | 787 | $95,005,000 | $120,000 | $1,505,000 | $84,000 | $1,069,000 |
| Application Withdrawn By Applicant | 290 | $105,740,000 | $364,000 | $35,005,000 | $134,000 | $1,439,000 |
| File Closed For Incompleteness | 61 | $18,555,000 | $304,000 | $1,505,000 | $284,000 | $5,694,000 |
| Application Approved But Not Accepted | 17 | $3,365,000 | $197,000 | $485,000 | $116,000 | $263,000 |
| Preapproval Approved but not Accepted | 4 | $1,370,000 | $342,000 | $485,000 | $90,000 | $116,000 |
| Preapproval Denied by Financial Institution | 2 | $200,000 | $100,000 | $115,000 | $52,000 | $69,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,507 | $586,545,000 | $233,000 | $35,005,000 | $146,000 | $5,694,000 |
| Credit History | 317 | $27,845,000 | $87,000 | $1,505,000 | $79,000 | $901,000 |
| Debt-To-Income Ratio | 273 | $40,145,000 | $147,000 | $1,225,000 | $64,000 | $333,000 |
| Collateral | 96 | $10,840,000 | $112,000 | $605,000 | $132,000 | $815,000 |
| Other | 89 | $13,725,000 | $154,000 | $755,000 | $104,000 | $1,069,000 |
| Employment History | 8 | $1,290,000 | $161,000 | $615,000 | $50,000 | $120,000 |
| Unverifiable Information | 4 | $860,000 | $215,000 | $415,000 | $182,000 | $307,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $500,000 | $250,000 | $445,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.