Hometrust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Hometrust Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hometrust Bank Po Box 10 Asheville, NC 28802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,296 |
| Total Mortgage Loan Application Amount | $681,750,000 |
| Average Mortgage Loan Application Amount | $183,000 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $124,200 |
| Highest Applicant Income | $5,694,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Hometrust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hometrust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Hometrust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hometrust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hometrust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hometrust Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 811 | $ 184,285,000 | $ 227,000 | $ 133,000 |
| Haywood County North Carolina | 254 | $ 39,290,000 | $ 154,000 | $ 91,000 |
| Henderson County North Carolina | 212 | $ 38,030,000 | $ 179,000 | $ 89,000 |
| Polk County North Carolina | 145 | $ 21,135,000 | $ 145,000 | $ 100,000 |
| Greenville County South Carolina | 144 | $ 35,910,000 | $ 249,000 | $ 139,000 |
| Cleveland County North Carolina | 121 | $ 11,255,000 | $ 93,000 | $ 69,000 |
| Washington County Tennessee | 100 | $ 18,300,000 | $ 183,000 | $ 88,000 |
| Rockingham County North Carolina | 99 | $ 7,965,000 | $ 80,000 | $ 73,000 |
| Mecklenburg County North Carolina | 86 | $ 33,300,000 | $ 387,000 | $ 285,000 |
| Rutherford County North Carolina | 84 | $ 12,370,000 | $ 147,000 | $ 78,000 |
| Hamblen County Tennessee | 80 | $ 7,750,000 | $ 96,000 | $ 80,000 |
| Sullivan County Tennessee | 74 | $ 9,730,000 | $ 131,000 | $ 84,000 |
| Spartanburg County South Carolina | 63 | $ 10,285,000 | $ 163,000 | $ 89,000 |
| Wake County North Carolina | 61 | $ 25,505,000 | $ 418,000 | $ 444,000 |
| Roanoke County Virginia | 52 | $ 6,400,000 | $ 123,000 | $ 98,000 |
| Knox County Tennessee | 46 | $ 7,030,000 | $ 152,000 | $ 437,000 |
| Davidson County North Carolina | 41 | $ 6,245,000 | $ 152,000 | $ 74,000 |
| Roanoke City County Virginia | 38 | $ 5,760,000 | $ 151,000 | $ 43,000 |
| Gaston County North Carolina | 36 | $ 3,410,000 | $ 94,000 | $ 81,000 |
| Madison County North Carolina | 33 | $ 8,085,000 | $ 245,000 | $ 94,000 |
| Los Angeles County California | 30 | $ 4,870,000 | $ 162,000 | $ 239,000 |
| Pittsylvania County Virginia | 23 | $ 2,035,000 | $ 88,000 | $ 60,000 |
| Hawkins County Tennessee | 20 | $ 2,310,000 | $ 115,000 | $ 78,000 |
| Jefferson County Tennessee | 20 | $ 1,750,000 | $ 87,000 | $ 68,000 |
| Williamson County Tennessee | 20 | $ 2,470,000 | $ 123,000 | $ 205,000 |
| McDowell County North Carolina | 19 | $ 4,725,000 | $ 248,000 | $ 106,000 |
| Danville County Virginia | 19 | $ 1,205,000 | $ 63,000 | $ 49,000 |
| Anderson County South Carolina | 18 | $ 15,590,000 | $ 866,000 | $ 138,000 |
| Lincoln County North Carolina | 15 | $ 3,735,000 | $ 249,000 | $ 100,000 |
| Multnomah County Oregon | 15 | $ 2,065,000 | $ 137,000 | $ 205,000 |
| Carter County Tennessee | 15 | $ 3,645,000 | $ 243,000 | $ 191,000 |
| Botetourt County Virginia | 15 | $ 1,485,000 | $ 99,000 | $ 88,000 |
| Alameda County California | 13 | $ 2,575,000 | $ 198,000 | $ 262,000 |
| Santa Clara County California | 13 | $ 2,105,000 | $ 161,000 | $ 233,000 |
| Transylvania County North Carolina | 12 | $ 2,840,000 | $ 236,000 | $ 108,000 |
| Union County North Carolina | 12 | $ 5,160,000 | $ 430,000 | $ 200,000 |
| Clackamas County Oregon | 12 | $ 2,490,000 | $ 207,000 | $ 221,000 |
| Grainger County Tennessee | 12 | $ 1,310,000 | $ 109,000 | $ 49,000 |
| San Diego County California | 10 | $ 1,500,000 | $ 150,000 | $ 268,000 |
| Miami-Dade County Florida | 10 | $ 550,000 | $ 55,000 | $ 102,000 |
| Iredell County North Carolina | 10 | $ 1,830,000 | $ 183,000 | $ 100,000 |
| Yancey County North Carolina | 10 | $ 2,010,000 | $ 201,000 | $ 86,000 |
| Washington County Oregon | 10 | $ 960,000 | $ 96,000 | $ 173,000 |
| Davidson County Tennessee | 10 | $ 1,550,000 | $ 155,000 | $ 157,000 |
| Henry County Virginia | 10 | $ 310,000 | $ 31,000 | $ 53,000 |
| Sevier County Tennessee | 9 | $ 1,015,000 | $ 112,000 | $ 75,000 |
| Orange County California | 8 | $ 1,060,000 | $ 132,000 | $ 317,000 |
| Jackson County North Carolina | 8 | $ 950,000 | $ 118,000 | $ 70,000 |
| York County South Carolina | 8 | $ 2,470,000 | $ 308,000 | $ 142,000 |
| Macon County North Carolina | 7 | $ 2,005,000 | $ 286,000 | $ 193,000 |
| New Hanover County North Carolina | 7 | $ 4,815,000 | $ 687,000 | $ 527,000 |
| Pickens County South Carolina | 7 | $ 1,955,000 | $ 279,000 | $ 103,000 |
| Cumberland County Tennessee | 7 | $ 865,000 | $ 123,000 | $ 84,000 |
| Bedford County Virginia | 7 | $ 805,000 | $ 115,000 | $ 101,000 |
| Contra Costa County California | 6 | $ 1,020,000 | $ 170,000 | $ 210,000 |
| Guilford County North Carolina | 6 | $ 530,000 | $ 88,000 | $ 84,000 |
| Laurens County South Carolina | 6 | $ 940,000 | $ 156,000 | $ 85,000 |
| Avery County North Carolina | 5 | $ 1,145,000 | $ 229,000 | $ 111,000 |
| Cabarrus County North Carolina | 5 | $ 1,945,000 | $ 389,000 | $ 123,000 |
| Deschutes County Oregon | 5 | $ 475,000 | $ 95,000 | $ 248,000 |
| Hamilton County Tennessee | 5 | $ 3,345,000 | $ 669,000 | $ 386,000 |
| Franklin County Virginia | 5 | $ 275,000 | $ 55,000 | $ 75,000 |
| Martinsville County Virginia | 5 | $ 135,000 | $ 27,000 | $ 49,000 |
| Sacramento County California | 4 | $ 530,000 | $ 132,000 | $ 186,000 |
| San Joaquin County California | 4 | $ 410,000 | $ 102,000 | $ 144,000 |
| Solano County California | 4 | $ 230,000 | $ 57,000 | $ 141,000 |
| Caldwell County North Carolina | 4 | $ 1,600,000 | $ 400,000 | $ 236,000 |
| Charleston County South Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 388,000 |
| Lancaster County South Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 180,000 |
| Oconee County South Carolina | 4 | $ 1,080,000 | $ 270,000 | $ 136,000 |
| Richland County South Carolina | 4 | $ 570,000 | $ 142,000 | $ 107,000 |
| Anderson County Tennessee | 4 | $ 1,390,000 | $ 347,000 | $ 161,000 |
| Roane County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 129,000 |
| Sumner County Tennessee | 4 | $ 150,000 | $ 37,000 | $ 106,000 |
| Fairfax County Virginia | 4 | $ 950,000 | $ 237,000 | $ 123,000 |
| Placer County California | 3 | $ 225,000 | $ 75,000 | $ 210,000 |
| Riverside County California | 3 | $ 245,000 | $ 81,000 | $ 253,000 |
| Broward County Florida | 3 | $ 315,000 | $ 105,000 | $ 125,000 |
| Brunswick County North Carolina | 3 | $ 1,135,000 | $ 378,000 | $ 298,000 |
| Burke County North Carolina | 3 | $ 1,115,000 | $ 371,000 | $ 151,000 |
| Carteret County North Carolina | 3 | $ 1,805,000 | $ 601,000 | $ 837,000 |
| Caswell County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 27,000 |
| Catawba County North Carolina | 3 | $ 2,045,000 | $ 681,000 | $ 274,000 |
| Chatham County North Carolina | 3 | $ 2,155,000 | $ 718,000 | $ 339,000 |
| Forsyth County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 68,000 |
| Orange County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 182,000 |
| Swain County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 160,000 |
| Watauga County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 251,000 |
| Georgetown County South Carolina | 3 | $ 3,395,000 | $ 1,131,000 | $ 489,000 |
| Loudon County Tennessee | 3 | $ 1,635,000 | $ 545,000 | $ 160,000 |
| Bristol County Virginia | 3 | $ 485,000 | $ 161,000 | $ 90,000 |
| Lynchburg County Virginia | 3 | $ 155,000 | $ 51,000 | $ 26,000 |
| San Mateo County California | 2 | $ 630,000 | $ 315,000 | $ 515,000 |
| Ventura County California | 2 | $ 270,000 | $ 135,000 | $ 191,000 |
| Palm Beach County Florida | 2 | $ 550,000 | $ 275,000 | $ 348,000 |
| Morgan County Illinois | 2 | $ 10,000 | $ 5,000 | $ 43,000 |
| Johnson County Kansas | 2 | $ 150,000 | $ 75,000 | $ 155,000 |
| Montgomery County Maryland | 2 | $ 530,000 | $ 265,000 | $ 263,000 |
| Craven County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 115,000 |
| Graham County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 248,000 |
| Yadkin County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Lincoln County Oregon | 2 | $ 90,000 | $ 45,000 | $ 119,000 |
| Aiken County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 125,000 |
| Beaufort County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 555,000 |
| Horry County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 411,000 |
| Newberry County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| Bradley County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Giles County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Greene County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Putnam County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Shelby County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 141,000 |
| Unicoi County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Chesterfield County Virginia | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Prince William County Virginia | 2 | $ 1,670,000 | $ 835,000 | $ 622,000 |
| Pulaski County Virginia | 2 | $ 290,000 | $ 145,000 | $ 3,000 |
| Salem County Virginia | 2 | $ 900,000 | $ 450,000 | $ 79,000 |
| Shelby County Alabama | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 205,000 | $ 205,000 | $ 176,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| El Dorado County California | 1 | $ 175,000 | $ 175,000 | $ 195,000 |
| Fresno County California | 1 | $ 315,000 | $ 315,000 | $ 336,000 |
| Marin County California | 1 | $ 125,000 | $ 125,000 | $ 202,000 |
| Napa County California | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Nevada County California | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| San Bernardino County California | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Santa Barbara County California | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Santa Cruz County California | 1 | $ 215,000 | $ 215,000 | $ 481,000 |
| Sonoma County California | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 240,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Chatham County Georgia | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Elbert County Georgia | 1 | $ 95,000 | $ 95,000 | $ 112,000 |
| Elkhart County Indiana | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Louisa County Iowa | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Boone County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Pulaski County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Prince George's County Maryland | 1 | $ 95,000 | $ 95,000 | $ 198,000 |
| Middlesex County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Martin County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Chowan County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Clay County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Davie County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Durham County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 241,000 |
| Edgecombe County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 132,000 |
| Franklin County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Johnston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 183,000 |
| Lee County North Carolina | 1 | $ 5,125,000 | $ 5,125,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Moore County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Pender County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 613,000 |
| Randolph County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Stokes County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Wilkes County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Tulsa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 343,000 |
| Columbia County Oregon | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Jackson County Oregon | 1 | $ 55,000 | $ 55,000 | $ 231,000 |
| Marion County Oregon | 1 | $ 265,000 | $ 265,000 | $ 209,000 |
| Yamhill County Oregon | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Pike County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Abbeville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 248,000 |
| Cherokee County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 231,000 |
| Florence County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Kershaw County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 168,000 |
| Union County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Blount County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 900,000 |
| Cocke County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Coffee County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| Fentress County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Madison County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Robertson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Rutherford County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Wilson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Brown County Texas | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Orange County Texas | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Smith County Texas | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Tarrant County Texas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Alleghany County Virginia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Craig County Virginia | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Hanover County Virginia | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| Henrico County Virginia | 1 | $ 395,000 | $ 395,000 | $ 299,000 |
| Louisa County Virginia | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Richmond City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Scott County Virginia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Tazewell County Virginia | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Washington County Virginia | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Wise County Virginia | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Wythe County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hometrust Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,152 | $367,430,000 | $318,000 | $35,005,000 | $142,000 | $4,100,000 |
| Refinancing | 700 | $148,420,000 | $212,000 | $10,505,000 | $146,000 | $3,296,000 |
| Other Purpose | 630 | $60,170,000 | $95,000 | $2,005,000 | $134,000 | $4,964,000 |
| Home Improvement | 491 | $34,925,000 | $71,000 | $505,000 | $100,000 | $5,694,000 |
| Cash-out Refinancing | 323 | $70,805,000 | $219,000 | $1,505,000 | $99,000 | $1,106,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,822 | $524,790,000 | $185,000 | $2,785,000 | $129,000 | $5,694,000 |
| Not Provided | 175 | $40,925,000 | $233,000 | $1,505,000 | $165,000 | $1,436,000 |
| Hispanic | 86 | $11,360,000 | $132,000 | $645,000 | $109,000 | $429,000 |
| Black or African American | 78 | $8,680,000 | $111,000 | $455,000 | $78,000 | $250,000 |
| Asian | 73 | $16,385,000 | $224,000 | $1,225,000 | $195,000 | $1,133,000 |
| Not applicable | 53 | $78,635,000 | $1,483,000 | $35,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $635,000 | $90,000 | $185,000 | $62,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $118,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,190 | $663,820,000 | $208,000 | $35,005,000 | $133,000 | $5,694,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $15,060,000 | $167,000 | $305,000 | $52,000 | $93,000 |
| FHA-insured (Federal Housing Administration) | 12 | $2,230,000 | $185,000 | $315,000 | $68,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 4 | $640,000 | $160,000 | $205,000 | $60,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,135 | $457,515,000 | $214,000 | $10,505,000 | $144,000 | $4,964,000 |
| Application Denied By Financial Institution | 787 | $95,005,000 | $120,000 | $1,505,000 | $84,000 | $1,069,000 |
| Application Withdrawn By Applicant | 290 | $105,740,000 | $364,000 | $35,005,000 | $134,000 | $1,439,000 |
| File Closed For Incompleteness | 61 | $18,555,000 | $304,000 | $1,505,000 | $284,000 | $5,694,000 |
| Application Approved But Not Accepted | 17 | $3,365,000 | $197,000 | $485,000 | $116,000 | $263,000 |
| Preapproval Approved but not Accepted | 4 | $1,370,000 | $342,000 | $485,000 | $90,000 | $116,000 |
| Preapproval Denied by Financial Institution | 2 | $200,000 | $100,000 | $115,000 | $52,000 | $69,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,507 | $586,545,000 | $233,000 | $35,005,000 | $146,000 | $5,694,000 |
| Credit History | 317 | $27,845,000 | $87,000 | $1,505,000 | $79,000 | $901,000 |
| Debt-To-Income Ratio | 273 | $40,145,000 | $147,000 | $1,225,000 | $64,000 | $333,000 |
| Collateral | 96 | $10,840,000 | $112,000 | $605,000 | $132,000 | $815,000 |
| Other | 89 | $13,725,000 | $154,000 | $755,000 | $104,000 | $1,069,000 |
| Employment History | 8 | $1,290,000 | $161,000 | $615,000 | $50,000 | $120,000 |
| Unverifiable Information | 4 | $860,000 | $215,000 | $415,000 | $182,000 | $307,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $500,000 | $250,000 | $445,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometrust Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hometrust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.