Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Honda Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Honda Federal Credit Union 1919 Torrance Blvd Torrance, CA 90509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,117 |
| Total Mortgage Loan Application Amount | $361,125,000 |
| Average Mortgage Loan Application Amount | $155,200 |
| Highest Mortgage Loan Application Amount | $1,535,000 |
| Average Applicant Income | $93,200 |
| Highest Applicant Income | $2,806,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Logan County Ohio | 203 | $ 23,405,000 | $ 115,000 | $ 79,000 |
| Union County Ohio | 193 | $ 29,085,000 | $ 150,000 | $ 99,000 |
| Franklin County Ohio | 98 | $ 14,500,000 | $ 147,000 | $ 100,000 |
| Los Angeles County California | 82 | $ 21,770,000 | $ 265,000 | $ 134,000 |
| Shelby County Ohio | 75 | $ 9,655,000 | $ 128,000 | $ 85,000 |
| Champaign County Ohio | 69 | $ 8,495,000 | $ 123,000 | $ 82,000 |
| Delaware County Ohio | 50 | $ 8,470,000 | $ 169,000 | $ 124,000 |
| Auglaize County Ohio | 43 | $ 4,945,000 | $ 115,000 | $ 81,000 |
| Calhoun County Alabama | 34 | $ 3,510,000 | $ 103,000 | $ 81,000 |
| Decatur County Indiana | 32 | $ 4,140,000 | $ 129,000 | $ 75,000 |
| Orange County California | 30 | $ 13,450,000 | $ 448,000 | $ 235,000 |
| Clark County Ohio | 30 | $ 3,400,000 | $ 113,000 | $ 85,000 |
| Marion County Ohio | 27 | $ 2,435,000 | $ 90,000 | $ 70,000 |
| Hardin County Ohio | 24 | $ 2,870,000 | $ 119,000 | $ 83,000 |
| Jefferson County Alabama | 23 | $ 2,535,000 | $ 110,000 | $ 87,000 |
| St. Clair County Alabama | 23 | $ 3,905,000 | $ 169,000 | $ 111,000 |
| Florence County South Carolina | 22 | $ 3,290,000 | $ 149,000 | $ 94,000 |
| Talladega County Alabama | 21 | $ 3,045,000 | $ 145,000 | $ 86,000 |
| Allen County Ohio | 21 | $ 2,435,000 | $ 115,000 | $ 64,000 |
| Etowah County Alabama | 20 | $ 2,450,000 | $ 122,000 | $ 76,000 |
| Guilford County North Carolina | 16 | $ 3,260,000 | $ 203,000 | $ 107,000 |
| Mercer County Ohio | 14 | $ 1,280,000 | $ 91,000 | $ 87,000 |
| Forsyth County Georgia | 12 | $ 3,510,000 | $ 292,000 | $ 150,000 |
| Marion County Indiana | 12 | $ 1,150,000 | $ 95,000 | $ 52,000 |
| Miami County Ohio | 12 | $ 1,450,000 | $ 120,000 | $ 83,000 |
| Ripley County Indiana | 11 | $ 1,215,000 | $ 110,000 | $ 83,000 |
| Shelby County Indiana | 11 | $ 865,000 | $ 78,000 | $ 71,000 |
| Franklin County Indiana | 10 | $ 1,260,000 | $ 126,000 | $ 103,000 |
| Madison County Ohio | 10 | $ 1,310,000 | $ 131,000 | $ 90,000 |
| Shelby County Alabama | 9 | $ 1,485,000 | $ 165,000 | $ 105,000 |
| Gwinnett County Georgia | 7 | $ 1,015,000 | $ 145,000 | $ 69,000 |
| Bartholomew County Indiana | 7 | $ 785,000 | $ 112,000 | $ 92,000 |
| Alamance County North Carolina | 7 | $ 785,000 | $ 112,000 | $ 78,000 |
| Riverside County California | 6 | $ 1,800,000 | $ 300,000 | $ 110,000 |
| Johnson County Indiana | 6 | $ 820,000 | $ 136,000 | $ 76,000 |
| Hancock County Indiana | 5 | $ 805,000 | $ 161,000 | $ 96,000 |
| Henry County Indiana | 5 | $ 575,000 | $ 115,000 | $ 78,000 |
| Hancock County Ohio | 5 | $ 615,000 | $ 123,000 | $ 148,000 |
| Montgomery County Ohio | 5 | $ 335,000 | $ 67,000 | $ 105,000 |
| Morrow County Ohio | 5 | $ 725,000 | $ 145,000 | $ 110,000 |
| Tarrant County Texas | 5 | $ 1,685,000 | $ 337,000 | $ 124,000 |
| Carroll County Georgia | 4 | $ 270,000 | $ 67,000 | $ 60,000 |
| Haralson County Georgia | 4 | $ 260,000 | $ 65,000 | $ 63,000 |
| Will County Illinois | 4 | $ 870,000 | $ 217,000 | $ 152,000 |
| Fayette County Indiana | 4 | $ 380,000 | $ 95,000 | $ 57,000 |
| Rush County Indiana | 4 | $ 380,000 | $ 95,000 | $ 55,000 |
| Davidson County North Carolina | 4 | $ 560,000 | $ 140,000 | $ 61,000 |
| Darke County Ohio | 4 | $ 500,000 | $ 125,000 | $ 93,000 |
| Darlington County South Carolina | 4 | $ 230,000 | $ 57,000 | $ 90,000 |
| Marshall County Alabama | 3 | $ 775,000 | $ 258,000 | $ 150,000 |
| Fulton County Georgia | 3 | $ 765,000 | $ 255,000 | $ 111,000 |
| Dearborn County Indiana | 3 | $ 275,000 | $ 91,000 | $ 60,000 |
| Hamilton County Indiana | 3 | $ 795,000 | $ 265,000 | $ 222,000 |
| Fairfield County Ohio | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| Hamilton County Ohio | 3 | $ 775,000 | $ 258,000 | $ 147,000 |
| Licking County Ohio | 3 | $ 415,000 | $ 138,000 | $ 75,000 |
| Stark County Ohio | 3 | $ 215,000 | $ 71,000 | $ 126,000 |
| Clay County Alabama | 2 | $ 250,000 | $ 125,000 | $ 87,000 |
| Coosa County Alabama | 2 | $ 310,000 | $ 155,000 | $ 9,000 |
| Maricopa County Arizona | 2 | $ 260,000 | $ 130,000 | $ 191,000 |
| Kern County California | 2 | $ 130,000 | $ 65,000 | $ 105,000 |
| San Bernardino County California | 2 | $ 640,000 | $ 320,000 | $ 111,000 |
| Lee County Florida | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| Bartow County Georgia | 2 | $ 200,000 | $ 100,000 | $ 91,000 |
| Chatham County Georgia | 2 | $ 710,000 | $ 355,000 | $ 92,000 |
| Cherokee County Georgia | 2 | $ 580,000 | $ 290,000 | $ 147,000 |
| Douglas County Georgia | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Hendricks County Indiana | 2 | $ 310,000 | $ 155,000 | $ 81,000 |
| Wayne County Indiana | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Macomb County Michigan | 2 | $ 140,000 | $ 70,000 | $ 63,000 |
| Camden County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 150,000 |
| Orange County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 153,000 |
| Randolph County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 97,000 |
| Union County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Cuyahoga County Ohio | 2 | $ 200,000 | $ 100,000 | $ 149,000 |
| Knox County Ohio | 2 | $ 230,000 | $ 115,000 | $ 136,000 |
| Lucas County Ohio | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Beaufort County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 328,000 |
| Greenville County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Lexington County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 154,000 |
| Sabine County Texas | 2 | $ 580,000 | $ 290,000 | $ 109,000 |
| Clark County Washington | 2 | $ 900,000 | $ 450,000 | $ 107,000 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Cleburne County Alabama | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Elmore County Alabama | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Madison County Alabama | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Randolph County Alabama | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Contra Costa County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| San Diego County California | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| San Joaquin County California | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| San Luis Obispo County California | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Stanislaus County California | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Denver County Colorado | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Douglas County Colorado | 1 | $ 525,000 | $ 525,000 | $ 151,000 |
| El Paso County Colorado | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| New Castle County Delaware | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Brevard County Florida | 1 | $ 405,000 | $ 405,000 | $ 162,000 |
| Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Collier County Florida | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Highlands County Florida | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Lake County Florida | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Madison County Florida | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Okeechobee County Florida | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Orange County Florida | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 281,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Polk County Florida | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Sarasota County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Johns County Florida | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Sumter County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cobb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Dade County Georgia | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Fannin County Georgia | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Paulding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Polk County Georgia | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Rockdale County Georgia | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Ada County Idaho | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Allen County Indiana | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| St. Joseph County Indiana | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Switzerland County Indiana | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Anderson County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
| Boone County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Orleans County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Hillsdale County Michigan | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Kent County Michigan | 1 | $ 315,000 | $ 315,000 | $ 230,000 |
| Oakland County Michigan | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Roscommon County Michigan | 1 | $ 425,000 | $ 425,000 | $ 798,000 |
| Hennepin County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Clark County Nevada | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Washoe County Nevada | 1 | $ 415,000 | $ 415,000 | $ 183,000 |
| Hillsborough County New Hampshire | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Atlantic County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 111,000 |
| Morris County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 69,000 |
| Warren County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Brunswick County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Chatham County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Forsyth County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Polk County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Rockingham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Athens County Ohio | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Gallia County Ohio | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Greene County Ohio | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Hocking County Ohio | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Huron County Ohio | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Medina County Ohio | 1 | $ 685,000 | $ 685,000 | $ 552,000 |
| Ottawa County Ohio | 1 | $ 205,000 | $ 205,000 | $ 473,000 |
| Richland County Ohio | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Summit County Ohio | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Van Wert County Ohio | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 196,000 |
| Carbon County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Anderson County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Dillon County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Oconee County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Sumter County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| McNairy County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Sevier County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Sumner County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Wilson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Bexar County Texas | 1 | $ 155,000 | $ 155,000 | $ 291,000 |
| Collin County Texas | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Ellis County Texas | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
| Guadalupe County Texas | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Montgomery County Texas | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| Colonial Heights County Virginia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Hanover County Virginia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| New Kent County Virginia | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| King County Washington | 1 | $ 425,000 | $ 425,000 | $ 251,000 |
| Pierce County Washington | 1 | $ 455,000 | $ 455,000 | $ 65,000 |
| Snohomish County Washington | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 882 | $192,520,000 | $218,000 | $1,535,000 | $89,000 | $2,806,000 |
| Cash-out Refinancing | 629 | $82,335,000 | $130,000 | $925,000 | $98,000 | $552,000 |
| Refinancing | 480 | $71,990,000 | $149,000 | $765,000 | $95,000 | $720,000 |
| Other Purpose | 94 | $8,100,000 | $86,000 | $455,000 | $97,000 | $269,000 |
| Home Improvement | 32 | $6,180,000 | $193,000 | $605,000 | $87,000 | $174,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,487 | $237,645,000 | $159,000 | $1,305,000 | $93,000 | $2,806,000 |
| Not Provided | 315 | $51,675,000 | $164,000 | $1,465,000 | $89,000 | $552,000 |
| Black or African American | 151 | $26,085,000 | $172,000 | $1,535,000 | $80,000 | $646,000 |
| Hispanic | 75 | $20,065,000 | $267,000 | $805,000 | $112,000 | $265,000 |
| Asian | 55 | $17,455,000 | $317,000 | $1,005,000 | $124,000 | $291,000 |
| American Indian or Alaskan Native | 9 | $1,345,000 | $149,000 | $335,000 | $76,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $69,000 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,117 | $361,125,000 | $170,000 | $1,535,000 | $93,000 | $2,806,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,174 | $183,090,000 | $155,000 | $1,465,000 | $100,000 | $798,000 |
| Preapproval Approved but not Accepted | 369 | $89,455,000 | $242,000 | $1,305,000 | $92,000 | $2,806,000 |
| Application Withdrawn By Applicant | 243 | $40,295,000 | $165,000 | $1,535,000 | $98,000 | $720,000 |
| Preapproval Denied by Financial Institution | 180 | $29,020,000 | $161,000 | $1,005,000 | $59,000 | $349,000 |
| Application Denied By Financial Institution | 147 | $18,805,000 | $127,000 | $765,000 | $70,000 | $291,000 |
| File Closed For Incompleteness | 3 | $295,000 | $98,000 | $115,000 | $72,000 | $101,000 |
| Application Approved But Not Accepted | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,790 | $313,300,000 | $175,000 | $1,535,000 | $98,000 | $2,806,000 |
| Credit History | 125 | $14,365,000 | $114,000 | $355,000 | $58,000 | $150,000 |
| Debt-To-Income Ratio | 106 | $18,230,000 | $171,000 | $1,005,000 | $57,000 | $349,000 |
| Credit Application Incomplete | 29 | $5,795,000 | $199,000 | $445,000 | $90,000 | $239,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $4,180,000 | $149,000 | $365,000 | $52,000 | $110,000 |
| Other | 14 | $1,640,000 | $117,000 | $365,000 | $121,000 | $291,000 |
| Collateral | 13 | $1,265,000 | $97,000 | $225,000 | $98,000 | $152,000 |
| Employment History | 7 | $1,085,000 | $155,000 | $285,000 | $60,000 | $96,000 |
| Unverifiable Information | 4 | $1,170,000 | $292,000 | $765,000 | $39,000 | $43,000 |
| Mortgage Insurance Denied | 1 | $95,000 | $95,000 | $95,000 | $46,000 | $46,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Honda Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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