Howard Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Howard Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Howard Bank 6011 University Blvd #370 Ellicott City, MD 21043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,636 |
| Total Mortgage Loan Application Amount | $1,181,980,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $2,720,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,476,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Howard Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Howard Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Howard Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Howard Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Howard Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Howard Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 531 | $ 122,427,000 | $ 230,000 | $ 88,000 |
| Baltimore City County Maryland | 278 | $ 59,107,000 | $ 212,000 | $ 96,000 |
| Anne Arundel County Maryland | 228 | $ 67,199,000 | $ 294,000 | $ 102,000 |
| Harford County Maryland | 183 | $ 48,579,000 | $ 265,000 | $ 96,000 |
| Howard County Maryland | 95 | $ 32,022,000 | $ 337,000 | $ 122,000 |
| Maricopa County Arizona | 88 | $ 16,620,000 | $ 188,000 | $ 79,000 |
| Los Angeles County California | 74 | $ 27,777,000 | $ 375,000 | $ 109,000 |
| Carroll County Maryland | 61 | $ 16,425,000 | $ 269,000 | $ 95,000 |
| Cook County Illinois | 57 | $ 7,977,000 | $ 139,000 | $ 80,000 |
| Prince George's County Maryland | 50 | $ 13,236,000 | $ 264,000 | $ 81,000 |
| Clark County Nevada | 46 | $ 7,359,000 | $ 159,000 | $ 76,000 |
| Broward County Florida | 43 | $ 9,227,000 | $ 214,000 | $ 92,000 |
| York County Pennsylvania | 40 | $ 6,780,000 | $ 169,000 | $ 61,000 |
| San Diego County California | 39 | $ 15,205,000 | $ 389,000 | $ 118,000 |
| Palm Beach County Florida | 38 | $ 7,740,000 | $ 203,000 | $ 96,000 |
| Miami-Dade County Florida | 36 | $ 8,528,000 | $ 236,000 | $ 114,000 |
| Riverside County California | 35 | $ 9,266,000 | $ 264,000 | $ 79,000 |
| Washington County Maryland | 35 | $ 6,832,000 | $ 195,000 | $ 60,000 |
| Cecil County Maryland | 33 | $ 6,051,000 | $ 183,000 | $ 67,000 |
| Kings County New York | 32 | $ 13,094,000 | $ 409,000 | $ 106,000 |
| Montgomery County Maryland | 31 | $ 11,851,000 | $ 382,000 | $ 144,000 |
| Hillsborough County Florida | 30 | $ 4,810,000 | $ 160,000 | $ 69,000 |
| Lee County Florida | 30 | $ 4,295,000 | $ 143,000 | $ 66,000 |
| Suffolk County New York | 30 | $ 6,972,000 | $ 232,000 | $ 93,000 |
| Gwinnett County Georgia | 28 | $ 4,088,000 | $ 146,000 | $ 80,000 |
| San Bernardino County California | 27 | $ 6,472,000 | $ 239,000 | $ 84,000 |
| Queens County New York | 25 | $ 7,548,000 | $ 301,000 | $ 88,000 |
| King County Washington | 25 | $ 9,441,000 | $ 377,000 | $ 97,000 |
| Arapahoe County Colorado | 24 | $ 5,765,000 | $ 240,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 24 | $ 9,057,000 | $ 377,000 | $ 165,000 |
| Fairfax County Virginia | 24 | $ 10,300,000 | $ 429,000 | $ 139,000 |
| Orange County Florida | 23 | $ 4,267,000 | $ 185,000 | $ 70,000 |
| Fulton County Georgia | 22 | $ 6,458,000 | $ 293,000 | $ 145,000 |
| Essex County Massachusetts | 22 | $ 6,974,000 | $ 317,000 | $ 89,000 |
| Mecklenburg County North Carolina | 22 | $ 3,657,000 | $ 166,000 | $ 92,000 |
| Orange County California | 21 | $ 10,415,000 | $ 495,000 | $ 151,000 |
| Frederick County Maryland | 21 | $ 7,095,000 | $ 337,000 | $ 122,000 |
| Davidson County Tennessee | 21 | $ 5,479,000 | $ 260,000 | $ 82,000 |
| Brevard County Florida | 20 | $ 2,520,000 | $ 126,000 | $ 61,000 |
| DeKalb County Georgia | 20 | $ 3,866,000 | $ 193,000 | $ 93,000 |
| Middlesex County Massachusetts | 20 | $ 6,366,000 | $ 318,000 | $ 90,000 |
| New Haven County Connecticut | 19 | $ 3,681,000 | $ 193,000 | $ 88,000 |
| St. Lucie County Florida | 19 | $ 2,205,000 | $ 116,000 | $ 52,000 |
| Hampden County Massachusetts | 19 | $ 1,802,000 | $ 94,000 | $ 58,000 |
| Wake County North Carolina | 19 | $ 4,074,000 | $ 214,000 | $ 71,000 |
| Allegheny County Pennsylvania | 19 | $ 2,798,000 | $ 147,000 | $ 65,000 |
| Jefferson County Colorado | 18 | $ 5,031,000 | $ 279,000 | $ 91,000 |
| Pasco County Florida | 18 | $ 2,378,000 | $ 132,000 | $ 81,000 |
| Sarasota County Florida | 18 | $ 2,868,000 | $ 159,000 | $ 66,000 |
| Cobb County Georgia | 18 | $ 2,972,000 | $ 165,000 | $ 66,000 |
| Oakland County Michigan | 18 | $ 2,497,000 | $ 138,000 | $ 59,000 |
| Erie County New York | 18 | $ 1,921,000 | $ 106,000 | $ 59,000 |
| Contra Costa County California | 17 | $ 7,388,000 | $ 434,000 | $ 123,000 |
| Philadelphia County Pennsylvania | 17 | $ 2,349,000 | $ 138,000 | $ 83,000 |
| Pinellas County Florida | 16 | $ 3,011,000 | $ 188,000 | $ 161,000 |
| Queen Anne's County Maryland | 16 | $ 3,741,000 | $ 233,000 | $ 99,000 |
| Camden County New Jersey | 16 | $ 1,552,000 | $ 97,000 | $ 54,000 |
| Nassau County New York | 16 | $ 4,875,000 | $ 304,000 | $ 206,000 |
| Delaware County Pennsylvania | 16 | $ 2,604,000 | $ 162,000 | $ 72,000 |
| Prince William County Virginia | 16 | $ 5,329,000 | $ 333,000 | $ 106,000 |
| Alameda County California | 15 | $ 5,933,000 | $ 395,000 | $ 125,000 |
| Fairfield County Connecticut | 15 | $ 3,500,000 | $ 233,000 | $ 89,000 |
| Duval County Florida | 15 | $ 1,790,000 | $ 119,000 | $ 50,000 |
| Worcester County Maryland | 15 | $ 3,926,000 | $ 261,000 | $ 228,000 |
| Suffolk County Massachusetts | 15 | $ 4,416,000 | $ 294,000 | $ 98,000 |
| Worcester County Massachusetts | 15 | $ 2,394,000 | $ 159,000 | $ 99,000 |
| Wayne County Michigan | 15 | $ 1,441,000 | $ 96,000 | $ 60,000 |
| Hudson County New Jersey | 15 | $ 4,343,000 | $ 289,000 | $ 113,000 |
| Pima County Arizona | 14 | $ 1,560,000 | $ 111,000 | $ 71,000 |
| Adams County Colorado | 14 | $ 3,151,000 | $ 225,000 | $ 91,000 |
| Douglas County Colorado | 14 | $ 4,584,000 | $ 327,000 | $ 95,000 |
| New Castle County Delaware | 14 | $ 2,439,000 | $ 174,000 | $ 114,000 |
| Essex County New Jersey | 14 | $ 2,793,000 | $ 199,000 | $ 71,000 |
| Ocean County New Jersey | 14 | $ 2,838,000 | $ 202,000 | $ 78,000 |
| Richmond County New York | 14 | $ 3,653,000 | $ 260,000 | $ 93,000 |
| Franklin County Ohio | 14 | $ 1,935,000 | $ 138,000 | $ 57,000 |
| Denver County Colorado | 13 | $ 4,045,000 | $ 311,000 | $ 98,000 |
| El Paso County Colorado | 13 | $ 3,063,000 | $ 235,000 | $ 71,000 |
| Sussex County Delaware | 13 | $ 4,822,000 | $ 370,000 | $ 194,000 |
| Collier County Florida | 13 | $ 3,634,000 | $ 279,000 | $ 80,000 |
| Polk County Florida | 13 | $ 1,979,000 | $ 152,000 | $ 75,000 |
| Jefferson County Kentucky | 13 | $ 1,660,000 | $ 127,000 | $ 52,000 |
| Macomb County Michigan | 13 | $ 1,064,000 | $ 81,000 | $ 48,000 |
| Hennepin County Minnesota | 13 | $ 2,575,000 | $ 198,000 | $ 69,000 |
| Washoe County Nevada | 13 | $ 4,228,000 | $ 325,000 | $ 112,000 |
| Bucks County Pennsylvania | 13 | $ 2,664,000 | $ 204,000 | $ 74,000 |
| San Joaquin County California | 12 | $ 3,055,000 | $ 254,000 | $ 75,000 |
| Manatee County Florida | 12 | $ 2,038,000 | $ 169,000 | $ 84,000 |
| Honolulu County Hawaii | 12 | $ 3,430,000 | $ 285,000 | $ 86,000 |
| Marion County Indiana | 12 | $ 1,025,000 | $ 85,000 | $ 55,000 |
| Monmouth County New Jersey | 12 | $ 2,881,000 | $ 240,000 | $ 104,000 |
| Westchester County New York | 12 | $ 4,289,000 | $ 357,000 | $ 133,000 |
| Loudoun County Virginia | 12 | $ 4,326,000 | $ 360,000 | $ 126,000 |
| Berkeley County West Virginia | 12 | $ 1,353,000 | $ 112,000 | $ 51,000 |
| Jefferson County Alabama | 11 | $ 1,987,000 | $ 180,000 | $ 74,000 |
| Sacramento County California | 11 | $ 2,318,000 | $ 210,000 | $ 76,000 |
| Kane County Illinois | 11 | $ 1,568,000 | $ 142,000 | $ 80,000 |
| Norfolk County Massachusetts | 11 | $ 3,810,000 | $ 346,000 | $ 117,000 |
| Charleston County South Carolina | 11 | $ 3,632,000 | $ 330,000 | $ 163,000 |
| Greenville County South Carolina | 11 | $ 1,749,000 | $ 159,000 | $ 113,000 |
| Horry County South Carolina | 11 | $ 1,660,000 | $ 150,000 | $ 76,000 |
| Kern County California | 10 | $ 1,636,000 | $ 163,000 | $ 105,000 |
| Ventura County California | 10 | $ 4,972,000 | $ 497,000 | $ 105,000 |
| Weld County Colorado | 10 | $ 2,539,000 | $ 253,000 | $ 90,000 |
| Seminole County Florida | 10 | $ 2,649,000 | $ 264,000 | $ 107,000 |
| Clayton County Georgia | 10 | $ 864,000 | $ 86,000 | $ 46,000 |
| Paulding County Georgia | 10 | $ 1,398,000 | $ 139,000 | $ 57,000 |
| Calvert County Maryland | 10 | $ 3,375,000 | $ 337,000 | $ 116,000 |
| Monroe County New York | 10 | $ 848,000 | $ 84,000 | $ 59,000 |
| Snohomish County Washington | 10 | $ 3,132,000 | $ 313,000 | $ 131,000 |
| Placer County California | 9 | $ 2,972,000 | $ 330,000 | $ 118,000 |
| Hartford County Connecticut | 9 | $ 1,344,000 | $ 149,000 | $ 89,000 |
| Osceola County Florida | 9 | $ 966,000 | $ 107,000 | $ 45,000 |
| Forsyth County Georgia | 9 | $ 2,156,000 | $ 239,000 | $ 89,000 |
| Fayette County Kentucky | 9 | $ 788,000 | $ 87,000 | $ 50,000 |
| East Baton Rouge County Louisiana | 9 | $ 1,197,000 | $ 133,000 | $ 96,000 |
| Bristol County Massachusetts | 9 | $ 2,461,000 | $ 273,000 | $ 149,000 |
| St. Louis County Missouri | 9 | $ 1,398,000 | $ 155,000 | $ 83,000 |
| Bronx County New York | 9 | $ 1,621,000 | $ 180,000 | $ 77,000 |
| Orange County New York | 9 | $ 1,225,000 | $ 136,000 | $ 68,000 |
| Oklahoma County Oklahoma | 9 | $ 1,124,000 | $ 124,000 | $ 60,000 |
| Chester County Pennsylvania | 9 | $ 3,007,000 | $ 334,000 | $ 104,000 |
| York County South Carolina | 9 | $ 1,805,000 | $ 200,000 | $ 84,000 |
| Virginia Beach County Virginia | 9 | $ 2,319,000 | $ 257,000 | $ 40,000 |
| Milwaukee County Wisconsin | 9 | $ 982,000 | $ 109,000 | $ 60,000 |
| Mobile County Alabama | 8 | $ 962,000 | $ 120,000 | $ 97,000 |
| Pinal County Arizona | 8 | $ 979,000 | $ 122,000 | $ 82,000 |
| El Dorado County California | 8 | $ 3,100,000 | $ 387,000 | $ 216,000 |
| Hernando County Florida | 8 | $ 1,335,000 | $ 166,000 | $ 102,000 |
| Volusia County Florida | 8 | $ 829,000 | $ 103,000 | $ 84,000 |
| Cherokee County Georgia | 8 | $ 1,514,000 | $ 189,000 | $ 79,000 |
| Walton County Georgia | 8 | $ 1,180,000 | $ 147,000 | $ 66,000 |
| Charles County Maryland | 8 | $ 2,487,000 | $ 310,000 | $ 76,000 |
| Kent County Michigan | 8 | $ 1,226,000 | $ 153,000 | $ 50,000 |
| Jackson County Missouri | 8 | $ 843,000 | $ 105,000 | $ 63,000 |
| Bergen County New Jersey | 8 | $ 3,221,000 | $ 402,000 | $ 144,000 |
| Burlington County New Jersey | 8 | $ 1,432,000 | $ 179,000 | $ 71,000 |
| Cuyahoga County Ohio | 8 | $ 958,000 | $ 119,000 | $ 49,000 |
| Hamilton County Ohio | 8 | $ 1,024,000 | $ 128,000 | $ 74,000 |
| Beaufort County South Carolina | 8 | $ 1,841,000 | $ 230,000 | $ 138,000 |
| Mohave County Arizona | 7 | $ 790,000 | $ 112,000 | $ 64,000 |
| Solano County California | 7 | $ 1,888,000 | $ 269,000 | $ 86,000 |
| Lake County Florida | 7 | $ 1,162,000 | $ 166,000 | $ 62,000 |
| Muscogee County Georgia | 7 | $ 843,000 | $ 120,000 | $ 76,000 |
| Douglas County Nebraska | 7 | $ 1,534,000 | $ 219,000 | $ 182,000 |
| Rockingham County New Hampshire | 7 | $ 2,123,000 | $ 303,000 | $ 119,000 |
| Middlesex County New Jersey | 7 | $ 1,543,000 | $ 220,000 | $ 100,000 |
| Sussex County New Jersey | 7 | $ 1,411,000 | $ 201,000 | $ 77,000 |
| Bernalillo County New Mexico | 7 | $ 546,000 | $ 78,000 | $ 38,000 |
| Broome County New York | 7 | $ 540,000 | $ 77,000 | $ 48,000 |
| Muskingum County Ohio | 7 | $ 585,000 | $ 83,000 | $ 39,000 |
| Washington County Oregon | 7 | $ 2,162,000 | $ 308,000 | $ 94,000 |
| Monroe County Pennsylvania | 7 | $ 1,171,000 | $ 167,000 | $ 221,000 |
| Montgomery County Pennsylvania | 7 | $ 2,177,000 | $ 311,000 | $ 158,000 |
| Providence County Rhode Island | 7 | $ 1,445,000 | $ 206,000 | $ 83,000 |
| Richland County South Carolina | 7 | $ 901,000 | $ 128,000 | $ 65,000 |
| Salt Lake County Utah | 7 | $ 1,522,000 | $ 217,000 | $ 72,000 |
| Baldwin County Alabama | 6 | $ 550,000 | $ 91,000 | $ 49,000 |
| Santa Clara County California | 6 | $ 2,261,000 | $ 376,000 | $ 118,000 |
| Barrow County Georgia | 6 | $ 440,000 | $ 73,000 | $ 45,000 |
| Chatham County Georgia | 6 | $ 710,000 | $ 118,000 | $ 67,000 |
| Ada County Idaho | 6 | $ 1,228,000 | $ 204,000 | $ 83,000 |
| Lake County Illinois | 6 | $ 1,341,000 | $ 223,000 | $ 103,000 |
| Madison County Illinois | 6 | $ 445,000 | $ 74,000 | $ 68,000 |
| McHenry County Illinois | 6 | $ 2,858,000 | $ 476,000 | $ 223,000 |
| Will County Illinois | 6 | $ 912,000 | $ 152,000 | $ 92,000 |
| Johnson County Kansas | 6 | $ 1,190,000 | $ 198,000 | $ 100,000 |
| Lancaster County Nebraska | 6 | $ 798,000 | $ 133,000 | $ 72,000 |
| Grafton County New Hampshire | 6 | $ 1,056,000 | $ 176,000 | $ 60,000 |
| Hillsborough County New Hampshire | 6 | $ 931,000 | $ 155,000 | $ 79,000 |
| Jefferson County New York | 6 | $ 702,000 | $ 117,000 | $ 79,000 |
| Forsyth County North Carolina | 6 | $ 823,000 | $ 137,000 | $ 72,000 |
| Gaston County North Carolina | 6 | $ 668,000 | $ 111,000 | $ 49,000 |
| Guilford County North Carolina | 6 | $ 809,000 | $ 134,000 | $ 83,000 |
| Clermont County Ohio | 6 | $ 588,000 | $ 98,000 | $ 51,000 |
| Summit County Ohio | 6 | $ 970,000 | $ 161,000 | $ 76,000 |
| Deschutes County Oregon | 6 | $ 1,448,000 | $ 241,000 | $ 85,000 |
| Franklin County Pennsylvania | 6 | $ 1,067,000 | $ 177,000 | $ 74,000 |
| Lancaster County Pennsylvania | 6 | $ 1,033,000 | $ 172,000 | $ 77,000 |
| Waukesha County Wisconsin | 6 | $ 1,658,000 | $ 276,000 | $ 97,000 |
| Shelby County Alabama | 5 | $ 775,000 | $ 155,000 | $ 75,000 |
| Coconino County Arizona | 5 | $ 708,000 | $ 141,000 | $ 57,000 |
| Yavapai County Arizona | 5 | $ 509,000 | $ 101,000 | $ 50,000 |
| Washington County Arkansas | 5 | $ 529,000 | $ 105,000 | $ 41,000 |
| Fresno County California | 5 | $ 1,176,000 | $ 235,000 | $ 103,000 |
| Merced County California | 5 | $ 838,000 | $ 167,000 | $ 108,000 |
| San Mateo County California | 5 | $ 1,972,000 | $ 394,000 | $ 142,000 |
| Boulder County Colorado | 5 | $ 1,607,000 | $ 321,000 | $ 126,000 |
| Larimer County Colorado | 5 | $ 1,593,000 | $ 318,000 | $ 125,000 |
| Charlotte County Florida | 5 | $ 543,000 | $ 108,000 | $ 39,000 |
| Citrus County Florida | 5 | $ 282,000 | $ 56,000 | $ 29,000 |
| Martin County Florida | 5 | $ 1,359,000 | $ 271,000 | $ 74,000 |
| St. Johns County Florida | 5 | $ 1,407,000 | $ 281,000 | $ 117,000 |
| Lake County Indiana | 5 | $ 382,000 | $ 76,000 | $ 63,000 |
| Morgan County Indiana | 5 | $ 709,000 | $ 141,000 | $ 61,000 |
| Orleans County Louisiana | 5 | $ 437,000 | $ 87,000 | $ 43,000 |
| Caroline County Maryland | 5 | $ 1,003,000 | $ 200,000 | $ 56,000 |
| Barnstable County Massachusetts | 5 | $ 996,000 | $ 199,000 | $ 84,000 |
| Plymouth County Massachusetts | 5 | $ 1,040,000 | $ 208,000 | $ 71,000 |
| St. Clair County Michigan | 5 | $ 314,000 | $ 62,000 | $ 33,000 |
| Anoka County Minnesota | 5 | $ 994,000 | $ 198,000 | $ 61,000 |
| Dakota County Minnesota | 5 | $ 1,309,000 | $ 261,000 | $ 74,000 |
| Pine County Minnesota | 5 | $ 508,000 | $ 101,000 | $ 59,000 |
| Washington County Minnesota | 5 | $ 1,348,000 | $ 269,000 | $ 82,000 |
| Gloucester County New Jersey | 5 | $ 996,000 | $ 199,000 | $ 106,000 |
| Morris County New Jersey | 5 | $ 1,543,000 | $ 308,000 | $ 113,000 |
| Albany County New York | 5 | $ 507,000 | $ 101,000 | $ 97,000 |
| Fulton County New York | 5 | $ 341,000 | $ 68,000 | $ 59,000 |
| Niagara County New York | 5 | $ 463,000 | $ 92,000 | $ 57,000 |
| Rensselaer County New York | 5 | $ 592,000 | $ 118,000 | $ 68,000 |
| Ulster County New York | 5 | $ 617,000 | $ 123,000 | $ 60,000 |
| Cabarrus County North Carolina | 5 | $ 1,174,000 | $ 234,000 | $ 95,000 |
| Durham County North Carolina | 5 | $ 736,000 | $ 147,000 | $ 88,000 |
| Cleveland County Oklahoma | 5 | $ 713,000 | $ 142,000 | $ 64,000 |
| Clackamas County Oregon | 5 | $ 1,084,000 | $ 216,000 | $ 74,000 |
| Multnomah County Oregon | 5 | $ 1,010,000 | $ 202,000 | $ 72,000 |
| Yamhill County Oregon | 5 | $ 963,000 | $ 192,000 | $ 53,000 |
| McKean County Pennsylvania | 5 | $ 379,000 | $ 75,000 | $ 54,000 |
| Aiken County South Carolina | 5 | $ 560,000 | $ 112,000 | $ 74,000 |
| Lancaster County South Carolina | 5 | $ 745,000 | $ 149,000 | $ 55,000 |
| Shelby County Tennessee | 5 | $ 890,000 | $ 178,000 | $ 171,000 |
| Thurston County Washington | 5 | $ 965,000 | $ 193,000 | $ 46,000 |
| Marion County West Virginia | 5 | $ 501,000 | $ 100,000 | $ 71,000 |
| Kenosha County Wisconsin | 5 | $ 410,000 | $ 82,000 | $ 37,000 |
| Anchorage County Alaska | 4 | $ 1,275,000 | $ 318,000 | $ 58,000 |
| Cochise County Arizona | 4 | $ 661,000 | $ 165,000 | $ 70,000 |
| Pulaski County Arkansas | 4 | $ 1,379,000 | $ 344,000 | $ 144,000 |
| Calaveras County California | 4 | $ 881,000 | $ 220,000 | $ 82,000 |
| Santa Cruz County California | 4 | $ 1,086,000 | $ 271,000 | $ 171,000 |
| Stanislaus County California | 4 | $ 710,000 | $ 177,000 | $ 42,000 |
| Litchfield County Connecticut | 4 | $ 500,000 | $ 125,000 | $ 71,000 |
| Indian River County Florida | 4 | $ 604,000 | $ 151,000 | $ 73,000 |
| Marion County Florida | 4 | $ 802,000 | $ 200,000 | $ 83,000 |
| Henry County Georgia | 4 | $ 903,000 | $ 225,000 | $ 91,000 |
| Rockdale County Georgia | 4 | $ 355,000 | $ 88,000 | $ 46,000 |
| DuPage County Illinois | 4 | $ 414,000 | $ 103,000 | $ 78,000 |
| Porter County Indiana | 4 | $ 712,000 | $ 178,000 | $ 65,000 |
| Ripley County Indiana | 4 | $ 481,000 | $ 120,000 | $ 49,000 |
| Shawnee County Kansas | 4 | $ 482,000 | $ 120,000 | $ 68,000 |
| Lafayette County Louisiana | 4 | $ 718,000 | $ 179,000 | $ 97,000 |
| Rapides County Louisiana | 4 | $ 773,000 | $ 193,000 | $ 74,000 |
| Kennebec County Maine | 4 | $ 359,000 | $ 89,000 | $ 56,000 |
| York County Maine | 4 | $ 456,000 | $ 114,000 | $ 39,000 |
| Monroe County Michigan | 4 | $ 371,000 | $ 92,000 | $ 41,000 |
| Ottawa County Michigan | 4 | $ 462,000 | $ 115,000 | $ 47,000 |
| Harrison County Mississippi | 4 | $ 261,000 | $ 65,000 | $ 33,000 |
| Oktibbeha County Mississippi | 4 | $ 262,000 | $ 65,000 | $ 44,000 |
| Jefferson County Missouri | 4 | $ 784,000 | $ 196,000 | $ 78,000 |
| St. Louis City County Missouri | 4 | $ 593,000 | $ 148,000 | $ 72,000 |
| Passaic County New Jersey | 4 | $ 681,000 | $ 170,000 | $ 87,000 |
| Union County New Jersey | 4 | $ 1,048,000 | $ 262,000 | $ 113,000 |
| Sandoval County New Mexico | 4 | $ 812,000 | $ 203,000 | $ 68,000 |
| Dutchess County New York | 4 | $ 814,000 | $ 203,000 | $ 75,000 |
| Essex County New York | 4 | $ 639,000 | $ 159,000 | $ 86,000 |
| New York County New York | 4 | $ 1,275,000 | $ 318,000 | $ 113,000 |
| Oneida County New York | 4 | $ 603,000 | $ 150,000 | $ 77,000 |
| Onondaga County New York | 4 | $ 509,000 | $ 127,000 | $ 53,000 |
| Alamance County North Carolina | 4 | $ 414,000 | $ 103,000 | $ 42,000 |
| Catawba County North Carolina | 4 | $ 284,000 | $ 71,000 | $ 53,000 |
| Cumberland County North Carolina | 4 | $ 323,000 | $ 80,000 | $ 58,000 |
| Rowan County North Carolina | 4 | $ 423,000 | $ 105,000 | $ 44,000 |
| Butler County Ohio | 4 | $ 438,000 | $ 109,000 | $ 79,000 |
| Columbiana County Ohio | 4 | $ 305,000 | $ 76,000 | $ 37,000 |
| Lucas County Ohio | 4 | $ 631,000 | $ 157,000 | $ 317,000 |
| Mahoning County Ohio | 4 | $ 321,000 | $ 80,000 | $ 29,000 |
| Montgomery County Ohio | 4 | $ 291,000 | $ 72,000 | $ 67,000 |
| Tulsa County Oklahoma | 4 | $ 430,000 | $ 107,000 | $ 111,000 |
| Marion County Oregon | 4 | $ 573,000 | $ 143,000 | $ 62,000 |
| Berks County Pennsylvania | 4 | $ 716,000 | $ 179,000 | $ 158,000 |
| Lehigh County Pennsylvania | 4 | $ 748,000 | $ 187,000 | $ 93,000 |
| Luzerne County Pennsylvania | 4 | $ 550,000 | $ 137,000 | $ 53,000 |
| Northampton County Pennsylvania | 4 | $ 549,000 | $ 137,000 | $ 85,000 |
| Dorchester County South Carolina | 4 | $ 357,000 | $ 89,000 | $ 43,000 |
| Lexington County South Carolina | 4 | $ 449,000 | $ 112,000 | $ 57,000 |
| Spartanburg County South Carolina | 4 | $ 649,000 | $ 162,000 | $ 62,000 |
| Minnehaha County South Dakota | 4 | $ 910,000 | $ 227,000 | $ 71,000 |
| Hamilton County Tennessee | 4 | $ 337,000 | $ 84,000 | $ 58,000 |
| Rutherford County Tennessee | 4 | $ 625,000 | $ 156,000 | $ 73,000 |
| Sevier County Tennessee | 4 | $ 461,000 | $ 115,000 | $ 59,000 |
| Chesterfield County Virginia | 4 | $ 1,404,000 | $ 351,000 | $ 118,000 |
| Hanover County Virginia | 4 | $ 887,000 | $ 221,000 | $ 97,000 |
| Norfolk County Virginia | 4 | $ 805,000 | $ 201,000 | $ 81,000 |
| Roanoke County Virginia | 4 | $ 626,000 | $ 156,000 | $ 74,000 |
| Stafford County Virginia | 4 | $ 1,310,000 | $ 327,000 | $ 123,000 |
| Clark County Washington | 4 | $ 921,000 | $ 230,000 | $ 63,000 |
| Whatcom County Washington | 4 | $ 702,000 | $ 175,000 | $ 119,000 |
| Jefferson County West Virginia | 4 | $ 893,000 | $ 223,000 | $ 83,000 |
| Calhoun County Alabama | 3 | $ 312,000 | $ 104,000 | $ 120,000 |
| Talladega County Alabama | 3 | $ 181,000 | $ 60,000 | $ 33,000 |
| Matanuska-Susitna County Alaska | 3 | $ 583,000 | $ 194,000 | $ 108,000 |
| Benton County Arkansas | 3 | $ 434,000 | $ 144,000 | $ 115,000 |
| Lonoke County Arkansas | 3 | $ 346,000 | $ 115,000 | $ 60,000 |
| Saline County Arkansas | 3 | $ 518,000 | $ 172,000 | $ 61,000 |
| Madera County California | 3 | $ 337,000 | $ 112,000 | $ 136,000 |
| Monterey County California | 3 | $ 2,666,000 | $ 888,000 | $ 386,000 |
| Santa Barbara County California | 3 | $ 1,015,000 | $ 338,000 | $ 88,000 |
| Sonoma County California | 3 | $ 835,000 | $ 278,000 | $ 76,000 |
| Tulare County California | 3 | $ 486,000 | $ 162,000 | $ 64,000 |
| Yuba County California | 3 | $ 801,000 | $ 267,000 | $ 76,000 |
| Broomfield County Colorado | 3 | $ 959,000 | $ 319,000 | $ 103,000 |
| Flagler County Florida | 3 | $ 288,000 | $ 96,000 | $ 35,000 |
| Bartow County Georgia | 3 | $ 318,000 | $ 106,000 | $ 57,000 |
| Butts County Georgia | 3 | $ 191,000 | $ 63,000 | $ 28,000 |
| Coweta County Georgia | 3 | $ 481,000 | $ 160,000 | $ 115,000 |
| Fayette County Georgia | 3 | $ 383,000 | $ 127,000 | $ 63,000 |
| Gilmer County Georgia | 3 | $ 652,000 | $ 217,000 | $ 96,000 |
| Oglethorpe County Georgia | 3 | $ 528,000 | $ 176,000 | $ 86,000 |
| Hawaii County Hawaii | 3 | $ 640,000 | $ 213,000 | $ 71,000 |
| St. Clair County Illinois | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| Floyd County Indiana | 3 | $ 248,000 | $ 82,000 | $ 52,000 |
| Hancock County Indiana | 3 | $ 399,000 | $ 133,000 | $ 61,000 |
| Hendricks County Indiana | 3 | $ 301,000 | $ 100,000 | $ 74,000 |
| Johnson County Indiana | 3 | $ 331,000 | $ 110,000 | $ 49,000 |
| Vigo County Indiana | 3 | $ 249,000 | $ 83,000 | $ 77,000 |
| Polk County Iowa | 3 | $ 338,000 | $ 112,000 | $ 88,000 |
| Boone County Kentucky | 3 | $ 335,000 | $ 111,000 | $ 42,000 |
| Lafourche County Louisiana | 3 | $ 250,000 | $ 83,000 | $ 48,000 |
| Livingston County Louisiana | 3 | $ 311,000 | $ 103,000 | $ 74,000 |
| Cumberland County Maine | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| Dorchester County Maryland | 3 | $ 551,000 | $ 183,000 | $ 66,000 |
| St. Mary's County Maryland | 3 | $ 792,000 | $ 264,000 | $ 117,000 |
| Wicomico County Maryland | 3 | $ 308,000 | $ 102,000 | $ 47,000 |
| Calhoun County Michigan | 3 | $ 219,000 | $ 73,000 | $ 71,000 |
| Jackson County Michigan | 3 | $ 315,000 | $ 105,000 | $ 91,000 |
| Washtenaw County Michigan | 3 | $ 564,000 | $ 188,000 | $ 71,000 |
| Olmsted County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 62,000 |
| Ramsey County Minnesota | 3 | $ 349,000 | $ 116,000 | $ 66,000 |
| Pulaski County Missouri | 3 | $ 297,000 | $ 99,000 | $ 32,000 |
| Flathead County Montana | 3 | $ 888,000 | $ 296,000 | $ 64,000 |
| Strafford County New Hampshire | 3 | $ 807,000 | $ 269,000 | $ 125,000 |
| Atlantic County New Jersey | 3 | $ 267,000 | $ 89,000 | $ 59,000 |
| Dona Ana County New Mexico | 3 | $ 421,000 | $ 140,000 | $ 63,000 |
| Greene County New York | 3 | $ 408,000 | $ 136,000 | $ 50,000 |
| Oswego County New York | 3 | $ 399,000 | $ 133,000 | $ 69,000 |
| Rockland County New York | 3 | $ 1,185,000 | $ 395,000 | $ 193,000 |
| Schenectady County New York | 3 | $ 548,000 | $ 182,000 | $ 82,000 |
| Alexander County North Carolina | 3 | $ 441,000 | $ 147,000 | $ 46,000 |
| Brunswick County North Carolina | 3 | $ 517,000 | $ 172,000 | $ 57,000 |
| Buncombe County North Carolina | 3 | $ 469,000 | $ 156,000 | $ 64,000 |
| Carteret County North Carolina | 3 | $ 251,000 | $ 83,000 | $ 34,000 |
| Cleveland County North Carolina | 3 | $ 279,000 | $ 93,000 | $ 52,000 |
| Harnett County North Carolina | 3 | $ 371,000 | $ 123,000 | $ 71,000 |
| Henderson County North Carolina | 3 | $ 516,000 | $ 172,000 | $ 36,000 |
| Lee County North Carolina | 3 | $ 608,000 | $ 202,000 | $ 43,000 |
| Moore County North Carolina | 3 | $ 433,000 | $ 144,000 | $ 43,000 |
| Nash County North Carolina | 3 | $ 165,000 | $ 55,000 | $ 41,000 |
| Stanly County North Carolina | 3 | $ 666,000 | $ 222,000 | $ 61,000 |
| Union County North Carolina | 3 | $ 396,000 | $ 132,000 | $ 76,000 |
| Medina County Ohio | 3 | $ 399,000 | $ 133,000 | $ 79,000 |
| Portage County Ohio | 3 | $ 301,000 | $ 100,000 | $ 59,000 |
| Stark County Ohio | 3 | $ 244,000 | $ 81,000 | $ 54,000 |
| Trumbull County Ohio | 3 | $ 226,000 | $ 75,000 | $ 47,000 |
| Wood County Ohio | 3 | $ 340,000 | $ 113,000 | $ 49,000 |
| Canadian County Oklahoma | 3 | $ 629,000 | $ 209,000 | $ 116,000 |
| Rogers County Oklahoma | 3 | $ 526,000 | $ 175,000 | $ 65,000 |
| Wagoner County Oklahoma | 3 | $ 712,000 | $ 237,000 | $ 78,000 |
| Jackson County Oregon | 3 | $ 756,000 | $ 252,000 | $ 71,000 |
| Lane County Oregon | 3 | $ 1,141,000 | $ 380,000 | $ 282,000 |
| Adams County Pennsylvania | 3 | $ 1,072,000 | $ 357,000 | $ 131,000 |
| Beaver County Pennsylvania | 3 | $ 433,000 | $ 144,000 | $ 82,000 |
| Erie County Pennsylvania | 3 | $ 204,000 | $ 68,000 | $ 38,000 |
| Lackawanna County Pennsylvania | 3 | $ 414,000 | $ 138,000 | $ 56,000 |
| Lawrence County Pennsylvania | 3 | $ 402,000 | $ 134,000 | $ 62,000 |
| Berkeley County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 122,000 |
| Knox County Tennessee | 3 | $ 539,000 | $ 179,000 | $ 93,000 |
| McMinn County Tennessee | 3 | $ 353,000 | $ 117,000 | $ 59,000 |
| Montgomery County Tennessee | 3 | $ 722,000 | $ 240,000 | $ 112,000 |
| Summit County Utah | 3 | $ 2,467,000 | $ 822,000 | $ 247,000 |
| Weber County Utah | 3 | $ 555,000 | $ 185,000 | $ 58,000 |
| Chittenden County Vermont | 3 | $ 696,000 | $ 232,000 | $ 95,000 |
| Alexandria County Virginia | 3 | $ 1,072,000 | $ 357,000 | $ 159,000 |
| Fauquier County Virginia | 3 | $ 1,099,000 | $ 366,000 | $ 82,000 |
| Hampton County Virginia | 3 | $ 502,000 | $ 167,000 | $ 116,000 |
| Henrico County Virginia | 3 | $ 1,000,000 | $ 333,000 | $ 142,000 |
| Pulaski County Virginia | 3 | $ 501,000 | $ 167,000 | $ 95,000 |
| Franklin County Washington | 3 | $ 332,000 | $ 110,000 | $ 57,000 |
| Kitsap County Washington | 3 | $ 725,000 | $ 241,000 | $ 87,000 |
| Pierce County Washington | 3 | $ 578,000 | $ 192,000 | $ 67,000 |
| Spokane County Washington | 3 | $ 522,000 | $ 174,000 | $ 61,000 |
| Cabell County West Virginia | 3 | $ 250,000 | $ 83,000 | $ 78,000 |
| Kanawha County West Virginia | 3 | $ 186,000 | $ 62,000 | $ 43,000 |
| Marshall County West Virginia | 3 | $ 209,000 | $ 69,000 | $ 19,000 |
| Dane County Wisconsin | 3 | $ 921,000 | $ 307,000 | $ 94,000 |
| Cherokee County Alabama | 2 | $ 116,000 | $ 58,000 | $ 141,000 |
| Escambia County Alabama | 2 | $ 131,000 | $ 65,000 | $ 81,000 |
| Jackson County Alabama | 2 | $ 402,000 | $ 201,000 | $ 42,000 |
| Limestone County Alabama | 2 | $ 344,000 | $ 172,000 | $ 36,000 |
| Marshall County Alabama | 2 | $ 499,000 | $ 249,000 | $ 120,000 |
| Sumter County Alabama | 2 | $ 102,000 | $ 51,000 | $ 64,000 |
| Tuscaloosa County Alabama | 2 | $ 161,000 | $ 80,000 | $ 105,000 |
| Santa Cruz County Arizona | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Crittenden County Arkansas | 2 | $ 134,000 | $ 67,000 | $ 50,000 |
| Faulkner County Arkansas | 2 | $ 287,000 | $ 143,000 | $ 72,000 |
| Garland County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Sebastian County Arkansas | 2 | $ 135,000 | $ 67,000 | $ 64,000 |
| White County Arkansas | 2 | $ 152,000 | $ 76,000 | $ 87,000 |
| Butte County California | 2 | $ 313,000 | $ 156,000 | $ 57,000 |
| Lake County California | 2 | $ 135,000 | $ 67,000 | $ 93,000 |
| Marin County California | 2 | $ 556,000 | $ 278,000 | $ 83,000 |
| Plumas County California | 2 | $ 709,000 | $ 354,000 | $ 68,000 |
| San Francisco County California | 2 | $ 751,000 | $ 375,000 | $ 149,000 |
| Pueblo County Colorado | 2 | $ 243,000 | $ 121,000 | $ 75,000 |
| Middlesex County Connecticut | 2 | $ 528,000 | $ 264,000 | $ 130,000 |
| Kent County Delaware | 2 | $ 247,000 | $ 123,000 | $ 33,000 |
| Alachua County Florida | 2 | $ 243,000 | $ 121,000 | $ 46,000 |
| Leon County Florida | 2 | $ 210,000 | $ 105,000 | $ 87,000 |
| Santa Rosa County Florida | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Walton County Florida | 2 | $ 394,000 | $ 197,000 | $ 126,000 |
| Carroll County Georgia | 2 | $ 102,000 | $ 51,000 | $ 45,000 |
| Columbia County Georgia | 2 | $ 288,000 | $ 144,000 | $ 104,000 |
| Douglas County Georgia | 2 | $ 179,000 | $ 89,000 | $ 36,000 |
| Elbert County Georgia | 2 | $ 221,000 | $ 110,000 | $ 23,000 |
| Liberty County Georgia | 2 | $ 199,000 | $ 99,000 | $ 45,000 |
| Lowndes County Georgia | 2 | $ 242,000 | $ 121,000 | $ 85,000 |
| Newton County Georgia | 2 | $ 408,000 | $ 204,000 | $ 38,000 |
| Pickens County Georgia | 2 | $ 155,000 | $ 77,000 | $ 39,000 |
| Richmond County Georgia | 2 | $ 213,000 | $ 106,000 | $ 50,000 |
| Tift County Georgia | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Walker County Georgia | 2 | $ 216,000 | $ 108,000 | $ 83,000 |
| Maui County Hawaii | 2 | $ 967,000 | $ 483,000 | $ 88,000 |
| Bingham County Idaho | 2 | $ 151,000 | $ 75,000 | $ 33,000 |
| Canyon County Idaho | 2 | $ 221,000 | $ 110,000 | $ 58,000 |
| Valley County Idaho | 2 | $ 351,000 | $ 175,000 | $ 40,000 |
| Kendall County Illinois | 2 | $ 142,000 | $ 71,000 | $ 57,000 |
| LaSalle County Illinois | 2 | $ 102,000 | $ 51,000 | $ 45,000 |
| Rock Island County Illinois | 2 | $ 106,000 | $ 53,000 | $ 30,000 |
| Carroll County Indiana | 2 | $ 134,000 | $ 67,000 | $ 43,000 |
| Elkhart County Indiana | 2 | $ 247,000 | $ 123,000 | $ 72,000 |
| Hamilton County Indiana | 2 | $ 384,000 | $ 192,000 | $ 173,000 |
| Henry County Indiana | 2 | $ 173,000 | $ 86,000 | $ 34,000 |
| Rush County Indiana | 2 | $ 133,000 | $ 66,000 | $ 81,000 |
| St. Joseph County Indiana | 2 | $ 99,000 | $ 49,000 | $ 35,000 |
| Tippecanoe County Indiana | 2 | $ 112,000 | $ 56,000 | $ 56,000 |
| Warrick County Indiana | 2 | $ 264,000 | $ 132,000 | $ 89,000 |
| Dallas County Iowa | 2 | $ 378,000 | $ 189,000 | $ 98,000 |
| Jasper County Iowa | 2 | $ 161,000 | $ 80,000 | $ 34,000 |
| Pottawatomie County Kansas | 2 | $ 427,000 | $ 213,000 | $ 64,000 |
| Sedgwick County Kansas | 2 | $ 121,000 | $ 60,000 | $ 30,000 |
| Boyd County Kentucky | 2 | $ 137,000 | $ 68,000 | $ 29,000 |
| Bullitt County Kentucky | 2 | $ 362,000 | $ 181,000 | $ 53,000 |
| Garrard County Kentucky | 2 | $ 295,000 | $ 147,000 | $ 70,000 |
| Kenton County Kentucky | 2 | $ 151,000 | $ 75,000 | $ 48,000 |
| Lyon County Kentucky | 2 | $ 102,000 | $ 51,000 | $ 38,000 |
| Rowan County Kentucky | 2 | $ 429,000 | $ 214,000 | $ 52,000 |
| Warren County Kentucky | 2 | $ 369,000 | $ 184,000 | $ 67,000 |
| St. Tammany County Louisiana | 2 | $ 178,000 | $ 89,000 | $ 70,000 |
| Tangipahoa County Louisiana | 2 | $ 572,000 | $ 286,000 | $ 153,000 |
| Androscoggin County Maine | 2 | $ 176,000 | $ 88,000 | $ 37,000 |
| Oxford County Maine | 2 | $ 467,000 | $ 233,000 | $ 53,000 |
| Talbot County Maryland | 2 | $ 539,000 | $ 269,000 | $ 20,000 |
| Berkshire County Massachusetts | 2 | $ 158,000 | $ 79,000 | $ 82,000 |
| Dukes County Massachusetts | 2 | $ 690,000 | $ 345,000 | $ 134,000 |
| Hampshire County Massachusetts | 2 | $ 265,000 | $ 132,000 | $ 121,000 |
| Barry County Michigan | 2 | $ 275,000 | $ 137,000 | $ 81,000 |
| Berrien County Michigan | 2 | $ 163,000 | $ 81,000 | $ 53,000 |
| Eaton County Michigan | 2 | $ 151,000 | $ 75,000 | $ 19,000 |
| Genesee County Michigan | 2 | $ 269,000 | $ 134,000 | $ 70,000 |
| Kalamazoo County Michigan | 2 | $ 267,000 | $ 133,000 | $ 116,000 |
| Lapeer County Michigan | 2 | $ 109,000 | $ 54,000 | $ 40,000 |
| Livingston County Michigan | 2 | $ 384,000 | $ 192,000 | $ 53,000 |
| Manistee County Michigan | 2 | $ 100,000 | $ 50,000 | $ 31,000 |
| Ogemaw County Michigan | 2 | $ 102,000 | $ 51,000 | $ 70,000 |
| Van Buren County Michigan | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| Benton County Minnesota | 2 | $ 192,000 | $ 96,000 | $ 65,000 |
| Marshall County Minnesota | 2 | $ 359,000 | $ 179,000 | $ 31,000 |
| Steele County Minnesota | 2 | $ 118,000 | $ 59,000 | $ 35,000 |
| DeSoto County Mississippi | 2 | $ 305,000 | $ 152,000 | $ 66,000 |
| Hinds County Mississippi | 2 | $ 358,000 | $ 179,000 | $ 57,000 |
| Jackson County Mississippi | 2 | $ 245,000 | $ 122,000 | $ 66,000 |
| Lowndes County Mississippi | 2 | $ 227,000 | $ 113,000 | $ 41,000 |
| Pike County Mississippi | 2 | $ 202,000 | $ 101,000 | $ 41,000 |
| Pontotoc County Mississippi | 2 | $ 348,000 | $ 174,000 | $ 63,000 |
| Buchanan County Missouri | 2 | $ 254,000 | $ 127,000 | $ 43,000 |
| Camden County Missouri | 2 | $ 234,000 | $ 117,000 | $ 89,000 |
| Cape Girardeau County Missouri | 2 | $ 278,000 | $ 139,000 | $ 49,000 |
| Cass County Missouri | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Christian County Missouri | 2 | $ 229,000 | $ 114,000 | $ 60,000 |
| Clay County Missouri | 2 | $ 269,000 | $ 134,000 | $ 85,000 |
| Greene County Missouri | 2 | $ 144,000 | $ 72,000 | $ 30,000 |
| Platte County Missouri | 2 | $ 363,000 | $ 181,000 | $ 58,000 |
| Scott County Missouri | 2 | $ 129,000 | $ 64,000 | $ 36,000 |
| St. Charles County Missouri | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Texas County Missouri | 2 | $ 106,000 | $ 53,000 | $ 26,000 |
| Scotts Bluff County Nebraska | 2 | $ 178,000 | $ 89,000 | $ 73,000 |
| Douglas County Nevada | 2 | $ 484,000 | $ 242,000 | $ 70,000 |
| Lyon County Nevada | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Carroll County New Hampshire | 2 | $ 121,000 | $ 60,000 | $ 25,000 |
| Coos County New Hampshire | 2 | $ 179,000 | $ 89,000 | $ 45,000 |
| Sullivan County New Hampshire | 2 | $ 215,000 | $ 107,000 | $ 42,000 |
| Cumberland County New Jersey | 2 | $ 259,000 | $ 129,000 | $ 75,000 |
| Mercer County New Jersey | 2 | $ 555,000 | $ 277,000 | $ 78,000 |
| Salem County New Jersey | 2 | $ 215,000 | $ 107,000 | $ 45,000 |
| Somerset County New Jersey | 2 | $ 702,000 | $ 351,000 | $ 98,000 |
| Warren County New Jersey | 2 | $ 273,000 | $ 136,000 | $ 73,000 |
| Chaves County New Mexico | 2 | $ 114,000 | $ 57,000 | $ 47,000 |
| Eddy County New Mexico | 2 | $ 262,000 | $ 131,000 | $ 86,000 |
| Cattaraugus County New York | 2 | $ 189,000 | $ 94,000 | $ 47,000 |
| Chenango County New York | 2 | $ 121,000 | $ 60,000 | $ 42,000 |
| Clinton County New York | 2 | $ 321,000 | $ 160,000 | $ 105,000 |
| Hamilton County New York | 2 | $ 198,000 | $ 99,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Howard Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,512 | $401,359,000 | $159,000 | $1,824,000 | $76,000 | $1,104,000 |
| Refinancing | 1,914 | $496,078,000 | $259,000 | $2,116,000 | $99,000 | $1,476,000 |
| Home Purchase | 1,210 | $284,543,000 | $235,000 | $2,720,000 | $88,000 | $625,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,789 | $796,304,000 | $210,000 | $2,720,000 | $88,000 | $1,265,000 |
| Not Provided | 653 | $139,511,000 | $213,000 | $1,600,000 | $89,000 | $1,000,000 |
| Black or African American | 641 | $117,891,000 | $183,000 | $1,130,000 | $72,000 | $1,476,000 |
| Hispanic | 298 | $62,637,000 | $210,000 | $599,000 | $76,000 | $265,000 |
| Asian | 181 | $49,932,000 | $275,000 | $1,100,000 | $115,000 | $700,000 |
| American Indian or Alaskan Native | 41 | $5,806,000 | $141,000 | $740,000 | $63,000 | $260,000 |
| Native Hawaiin or Other Pacific Islander | 28 | $8,774,000 | $313,000 | $1,556,000 | $130,000 | $936,000 |
| Not applicable | 5 | $1,125,000 | $225,000 | $585,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,890 | $585,773,000 | $202,000 | $2,720,000 | $99,000 | $1,476,000 |
| FHA-insured (Federal Housing Administration) | 2,163 | $416,295,000 | $192,000 | $712,000 | $70,000 | $1,104,000 |
| VA-guaranteed (Veterans Administration) | 555 | $174,083,000 | $313,000 | $1,534,000 | $86,000 | $599,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $5,829,000 | $208,000 | $339,000 | $64,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,701 | $627,477,000 | $232,000 | $2,720,000 | $90,000 | $1,476,000 |
| File Closed For Incompleteness | 1,805 | $330,488,000 | $183,000 | $2,116,000 | $84,000 | $1,104,000 |
| Application Denied By Financial Institution | 529 | $99,389,000 | $187,000 | $1,556,000 | $73,000 | $936,000 |
| Application Withdrawn By Applicant | 448 | $97,730,000 | $218,000 | $1,190,000 | $90,000 | $756,000 |
| Application Approved But Not Accepted | 153 | $26,896,000 | $175,000 | $1,115,000 | $79,000 | $295,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Howard Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Howard Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.