HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2006
In 2006, HSBC Bank USA, NA of Buffalo, NY reported 93,320 mortgage applications totaling $18.6 billion, up 91% from 2005. The average application was for $199,517, and applicants reported an average income of $2,272. 2% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (4,507), Los Angeles-Long Beach-Glendale, CA (3,572) and Chicago-Naperville-Joliet, IL (3,534) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank USA, NA 1 HSBC Center - 24th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 93,320 |
| Total Mortgage Loan Application Amount | $18,618,971,000 |
| Average Mortgage Loan Application Amount | $199,517 |
| Highest Mortgage Loan Application Amount | $65,150,000 |
| Average Applicant Income | $2,272 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 4,507 | $ 1,365,914,000 | $ 303,065 | $ 12,947 |
| Los Angeles-Long Beach-Glendale, CA | 3,572 | $ 1,297,183,000 | $ 363,153 | $ 1,000 |
| Chicago-Naperville-Joliet, IL | 3,534 | $ 689,573,000 | $ 195,125 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 3,117 | $ 909,792,000 | $ 291,880 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,884 | $ 521,315,000 | $ 276,706 | $ 102 |
| Phoenix-Mesa-Scottsdale, AZ | 1,871 | $ 417,281,000 | $ 223,025 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 1,822 | $ 299,209,000 | $ 164,220 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 1,764 | $ 219,691,000 | $ 124,541 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 1,736 | $ 534,556,000 | $ 307,923 | $ 6,000 |
| Nassau-Suffolk, NY | 1,697 | $ 439,946,000 | $ 259,249 | $ 8,000 |
| Buffalo-Niagara Falls, NY | 1,585 | $ 72,870,000 | $ 45,974 | $ 20,000 |
| Dallas-Plano-Irving, TX | 1,219 | $ 155,866,000 | $ 127,863 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 1,217 | $ 208,725,000 | $ 171,507 | $ 0 |
| Orlando-Kissimmee, FL | 1,214 | $ 237,769,000 | $ 195,855 | $ 0 |
| Rochester, NY | 1,211 | $ 56,476,000 | $ 46,635 | $ 21,000 |
| Oakland-Fremont-Hayward, CA | 1,185 | $ 426,751,000 | $ 360,127 | $ 0 |
| Las Vegas-Paradise, NV | 1,155 | $ 305,218,000 | $ 264,258 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 975 | $ 207,267,000 | $ 212,581 | $ 2,000 |
| Baltimore-Towson, MD | 950 | $ 177,951,000 | $ 187,316 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 909 | $ 256,214,000 | $ 281,863 | $ 1,000 |
| Philadelphia, PA | 883 | $ 130,278,000 | $ 147,540 | $ 3,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 874 | $ 185,177,000 | $ 211,872 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 849 | $ 341,793,000 | $ 402,583 | $ 0 |
| Seattle-Bellevue-Everett, WA | 844 | $ 255,100,000 | $ 302,251 | $ 0 |
| St. Louis, MO-IL | 842 | $ 96,547,000 | $ 114,663 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 800 | $ 201,478,000 | $ 251,847 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 763 | $ 86,794,000 | $ 113,753 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 755 | $ 291,746,000 | $ 386,418 | $ 1,000 |
| Santa Ana-Anaheim-Irvine, CA | 753 | $ 336,064,000 | $ 446,300 | $ 1,000 |
| Cincinnati-Middletown, OH-KY-IN | 751 | $ 92,214,000 | $ 122,788 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 737 | $ 156,841,000 | $ 212,810 | $ 0 |
| Boston-Quincy, MA | 719 | $ 213,331,000 | $ 296,705 | $ 0 |
| Newark-Union, NJ-PA | 685 | $ 181,608,000 | $ 265,121 | $ 4,000 |
| Warren-Troy-Farmington Hills, MI | 665 | $ 118,494,000 | $ 178,186 | $ 0 |
| Fort Worth-Arlington, TX | 657 | $ 68,796,000 | $ 104,712 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 647 | $ 94,146,000 | $ 145,511 | $ 0 |
| Memphis, TN-MS-AR | 643 | $ 72,598,000 | $ 112,905 | $ 0 |
| Denver-Aurora, CO | 634 | $ 129,535,000 | $ 204,313 | $ 0 |
| Edison, NJ | 620 | $ 170,914,000 | $ 275,667 | $ 4,000 |
| Albany-Schenectady-Troy, NY | 616 | $ 63,284,000 | $ 102,733 | $ 8,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 607 | $ 133,097,000 | $ 219,270 | $ 4,000 |
| Jacksonville, FL | 539 | $ 90,624,000 | $ 168,133 | $ 0 |
| Bakersfield, CA | 530 | $ 98,844,000 | $ 186,498 | $ 0 |
| Syracuse, NY | 528 | $ 24,199,000 | $ 45,831 | $ 20,000 |
| Indianapolis-Carmel, IN | 512 | $ 56,989,000 | $ 111,306 | $ 0 |
| Salt Lake City, UT | 487 | $ 86,147,000 | $ 176,893 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 478 | $ 79,216,000 | $ 165,723 | $ 0 |
| Camden, NJ | 468 | $ 79,890,000 | $ 170,705 | $ 2,000 |
| Milwaukee-Waukesha-West Allis, WI | 465 | $ 60,546,000 | $ 130,206 | $ 0 |
| Columbus, OH | 464 | $ 58,146,000 | $ 125,314 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 451 | $ 59,283,000 | $ 131,447 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 421 | $ 67,905,000 | $ 161,294 | $ 9,000 |
| Richmond, VA | 419 | $ 68,794,000 | $ 164,186 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 416 | $ 54,322,000 | $ 130,581 | $ 0 |
| Fresno, CA | 414 | $ 88,824,000 | $ 214,550 | $ 0 |
| Cambridge-Newton-Framingham, MA | 411 | $ 113,711,000 | $ 276,669 | $ 0 |
| San Antonio, TX | 409 | $ 46,693,000 | $ 114,163 | $ 0 |
| Kansas City, MO-KS | 402 | $ 48,597,000 | $ 120,888 | $ 0 |
| Cape Coral-Fort Myers, FL | 396 | $ 82,643,000 | $ 208,694 | $ 0 |
| Pittsburgh, PA | 395 | $ 36,508,000 | $ 92,425 | $ 1,000 |
| Stockton, CA | 380 | $ 109,946,000 | $ 289,331 | $ 1,000 |
| Bethesda-Gaithersburg-Frederick, MD | 375 | $ 111,783,000 | $ 298,088 | $ 0 |
| Tacoma, WA | 373 | $ 72,898,000 | $ 195,436 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 355 | $ 174,134,000 | $ 490,518 | $ 3,000 |
| Austin-Round Rock, TX | 351 | $ 47,407,000 | $ 135,062 | $ 0 |
| Worcester, MA | 350 | $ 68,905,000 | $ 196,871 | $ 0 |
| Raleigh-Cary, NC | 339 | $ 52,154,000 | $ 153,846 | $ 0 |
| Lakeland, FL | 328 | $ 47,450,000 | $ 144,664 | $ 0 |
| Essex County, MA | 322 | $ 78,302,000 | $ 243,173 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 317 | $ 67,157,000 | $ 211,851 | $ 0 |
| Louisville-Jefferson County, KY-IN | 301 | $ 34,154,000 | $ 113,468 | $ 0 |
| Gary, IN | 296 | $ 32,401,000 | $ 109,462 | $ 0 |
| Birmingham-Hoover, AL | 294 | $ 35,983,000 | $ 122,391 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 293 | $ 47,180,000 | $ 161,023 | $ 0 |
| Springfield, MA | 276 | $ 40,225,000 | $ 145,742 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 274 | $ 48,772,000 | $ 178,000 | $ 0 |
| New Haven-Milford, CT | 264 | $ 45,591,000 | $ 172,693 | $ 0 |
| Lake County-Kenosha County, IL-WI | 263 | $ 54,217,000 | $ 206,148 | $ 0 |
| Modesto, CA | 261 | $ 67,777,000 | $ 259,681 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 256 | $ 88,757,000 | $ 346,707 | $ 1,000 |
| Vallejo-Fairfield, CA | 250 | $ 80,338,000 | $ 321,352 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 246 | $ 42,532,000 | $ 172,894 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 238 | $ 140,644,000 | $ 590,941 | $ 2,000 |
| Tucson, AZ | 237 | $ 58,555,000 | $ 247,067 | $ 0 |
| Ogden-Clearfield, UT | 235 | $ 31,467,000 | $ 133,902 | $ 0 |
| Dayton, OH | 223 | $ 22,722,000 | $ 101,892 | $ 0 |
| Utica-Rome, NY | 222 | $ 7,875,000 | $ 35,472 | $ 25,000 |
| Akron, OH | 220 | $ 24,560,000 | $ 111,636 | $ 0 |
| Binghamton, NY | 206 | $ 8,503,000 | $ 41,276 | $ 20,000 |
| Oklahoma City, OK | 203 | $ 21,391,000 | $ 105,374 | $ 0 |
| Port St. Lucie-Fort Pierce, FL | 201 | $ 36,478,000 | $ 181,482 | $ 1,000 |
| Baton Rouge, LA | 199 | $ 23,288,000 | $ 117,025 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 198 | $ 27,857,000 | $ 140,691 | $ 6,530 |
| El Paso, TX | 196 | $ 19,789,000 | $ 100,964 | $ 0 |
| Charleston-North Charleston, SC | 192 | $ 39,062,000 | $ 203,447 | $ 0 |
| Portland-South Portland-Biddeford, ME | 182 | $ 34,523,000 | $ 189,686 | $ 0 |
| Flint, MI | 181 | $ 19,446,000 | $ 107,436 | $ 0 |
| Knoxville, TN | 181 | $ 20,012,000 | $ 110,563 | $ 0 |
| Greensboro-High Point, NC | 180 | $ 21,100,000 | $ 117,222 | $ 0 |
| Visalia-Porterville, CA | 176 | $ 33,203,000 | $ 188,653 | $ 0 |
| Boise City-Nampa, ID | 172 | $ 26,918,000 | $ 156,500 | $ 0 |
| Columbia, SC | 171 | $ 22,576,000 | $ 132,023 | $ 0 |
| Rockford, IL | 168 | $ 18,204,000 | $ 108,357 | $ 0 |
| Colorado Springs, CO | 167 | $ 26,317,000 | $ 157,586 | $ 0 |
| Chattanooga, TN-GA | 164 | $ 16,507,000 | $ 100,652 | $ 0 |
| Albuquerque, NM | 163 | $ 44,411,000 | $ 272,460 | $ 0 |
| Provo-Orem, UT | 163 | $ 28,226,000 | $ 173,165 | $ 0 |
| Tulsa, OK | 155 | $ 15,845,000 | $ 102,225 | $ 0 |
| Rockingham County-Strafford County, NH | 154 | $ 31,304,000 | $ 203,272 | $ 0 |
| Salem, OR | 148 | $ 22,121,000 | $ 149,466 | $ 0 |
| Wilmington, DE-MD-NJ | 147 | $ 31,452,000 | $ 213,959 | $ 1,054 |
| New Orleans-Metairie-Kenner, LA | 142 | $ 20,041,000 | $ 141,133 | $ 0 |
| Atlantic City, NJ | 137 | $ 26,266,000 | $ 191,722 | $ 0 |
| Spokane, WA | 137 | $ 17,875,000 | $ 130,474 | $ 0 |
| Canton-Massillon, OH | 134 | $ 13,050,000 | $ 97,388 | $ 0 |
| Honolulu, HI | 134 | $ 50,516,000 | $ 376,985 | $ 0 |
| Merced, CA | 130 | $ 35,553,000 | $ 273,484 | $ 0 |
| Ocala, FL | 130 | $ 18,251,000 | $ 140,392 | $ 0 |
| Fort Wayne, IN | 124 | $ 10,837,000 | $ 87,395 | $ 0 |
| Barnstable Town, MA | 122 | $ 36,362,000 | $ 298,049 | $ 0 |
| Toledo, OH | 122 | $ 13,622,000 | $ 111,655 | $ 0 |
| El Centro, CA | 121 | $ 24,790,000 | $ 204,876 | $ 0 |
| Grand Rapids-Wyoming, MI | 121 | $ 13,419,000 | $ 110,900 | $ 0 |
| Naples-Marco Island, FL | 121 | $ 38,212,000 | $ 315,801 | $ 0 |
| Little Rock-North Little Rock, AR | 120 | $ 22,914,000 | $ 190,950 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 120 | $ 10,492,000 | $ 87,433 | $ 433 |
| Lansing-East Lansing, MI | 119 | $ 13,548,000 | $ 113,848 | $ 0 |
| Manchester-Nashua, NH | 119 | $ 23,036,000 | $ 193,579 | $ 0 |
| Des Moines-West Des Moines, IA | 118 | $ 13,741,000 | $ 116,449 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 118 | $ 18,828,000 | $ 159,559 | $ 0 |
| Eugene-Springfield, OR | 114 | $ 19,899,000 | $ 174,552 | $ 0 |
| Salinas, CA | 114 | $ 52,135,000 | $ 457,324 | $ 0 |
| Santa Rosa-Petaluma, CA | 114 | $ 42,390,000 | $ 371,842 | $ 4,000 |
| Jackson, MS | 111 | $ 9,338,000 | $ 84,126 | $ 0 |
| Glens Falls, NY | 107 | $ 10,042,000 | $ 93,850 | $ 3,000 |
| McAllen-Edinburg-Mission, TX | 103 | $ 10,845,000 | $ 105,291 | $ 0 |
| Shreveport-Bossier City, LA | 101 | $ 9,119,000 | $ 90,287 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 100 | $ 18,946,000 | $ 189,460 | $ 0 |
| Mobile, AL | 99 | $ 12,016,000 | $ 121,373 | $ 0 |
| Scranton--Wilkes-Barre, PA | 99 | $ 8,937,000 | $ 90,272 | $ 2,000 |
| Winston-Salem, NC | 96 | $ 12,282,000 | $ 127,937 | $ 0 |
| Bend, OR | 95 | $ 21,645,000 | $ 227,842 | $ 0 |
| Greenville, SC | 95 | $ 13,493,000 | $ 142,031 | $ 0 |
| Evansville, IN-KY | 94 | $ 8,685,000 | $ 92,393 | $ 0 |
| Peoria, IL | 94 | $ 7,918,000 | $ 84,234 | $ 0 |
| Wilmington, NC | 93 | $ 18,165,000 | $ 195,322 | $ 0 |
| Punta Gorda, FL | 92 | $ 16,146,000 | $ 175,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 92 | $ 7,964,000 | $ 86,565 | $ 0 |
| Durham, NC | 89 | $ 12,171,000 | $ 136,752 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 88 | $ 9,035,000 | $ 102,670 | $ 0 |
| Reading, PA | 85 | $ 9,314,000 | $ 109,576 | $ 1,000 |
| Fayetteville, NC | 84 | $ 9,277,000 | $ 110,440 | $ 0 |
| Trenton-Ewing, NJ | 84 | $ 14,489,000 | $ 172,488 | $ 0 |
| York-Hanover, PA | 83 | $ 10,316,000 | $ 124,289 | $ 3,000 |
| Reno-Sparks, NV | 82 | $ 21,026,000 | $ 256,414 | $ 0 |
| Harrisburg-Carlisle, PA | 81 | $ 9,338,000 | $ 115,283 | $ 7,000 |
| Corpus Christi, TX | 80 | $ 7,310,000 | $ 91,375 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 80 | $ 8,502,000 | $ 106,275 | $ 0 |
| Roanoke, VA | 80 | $ 9,013,000 | $ 112,662 | $ 0 |
| Lexington-Fayette, KY | 79 | $ 8,874,000 | $ 112,329 | $ 0 |
| Norwich-New London, CT | 79 | $ 14,517,000 | $ 183,759 | $ 0 |
| Spartanburg, SC | 77 | $ 8,240,000 | $ 107,012 | $ 0 |
| Brownsville-Harlingen, TX | 76 | $ 7,767,000 | $ 102,197 | $ 0 |
| Elmira, NY | 72 | $ 2,754,000 | $ 38,250 | $ 18,000 |
| Madera, CA | 72 | $ 18,833,000 | $ 261,569 | $ 1,000 |
| Augusta-Richmond County, GA-SC | 71 | $ 8,487,000 | $ 119,535 | $ 0 |
| Kalamazoo-Portage, MI | 71 | $ 6,778,000 | $ 95,464 | $ 0 |
| Yuba City, CA | 71 | $ 15,253,000 | $ 214,830 | $ 1,000 |
| Hagerstown-Martinsburg, MD-WV | 70 | $ 12,569,000 | $ 179,557 | $ 0 |
| Savannah, GA | 70 | $ 8,657,000 | $ 123,671 | $ 0 |
| Asheville, NC | 69 | $ 12,045,000 | $ 174,565 | $ 0 |
| Wichita, KS | 69 | $ 7,570,000 | $ 109,710 | $ 0 |
| Macon, GA | 68 | $ 8,812,000 | $ 129,588 | $ 0 |
| Madison, WI | 68 | $ 10,684,000 | $ 157,117 | $ 0 |
| Olympia, WA | 67 | $ 13,932,000 | $ 207,940 | $ 0 |
| Chico, CA | 66 | $ 13,422,000 | $ 203,363 | $ 0 |
| Jackson, MI | 65 | $ 6,820,000 | $ 104,923 | $ 0 |
| Muskegon-Norton Shores, MI | 64 | $ 5,126,000 | $ 80,093 | $ 0 |
| Columbus, GA-AL | 63 | $ 7,501,000 | $ 119,063 | $ 0 |
| Greeley, CO | 63 | $ 9,698,000 | $ 153,936 | $ 0 |
| Yakima, WA | 63 | $ 6,599,000 | $ 104,746 | $ 0 |
| Huntsville, AL | 61 | $ 7,322,000 | $ 120,032 | $ 0 |
| Kingston, NY | 60 | $ 9,212,000 | $ 153,533 | $ 11,000 |
| Killeen-Temple-Fort Hood, TX | 59 | $ 5,349,000 | $ 90,661 | $ 0 |
| Bremerton-Silverdale, WA | 58 | $ 12,480,000 | $ 215,172 | $ 0 |
| Santa Barbara-Santa Maria, CA | 58 | $ 24,401,000 | $ 420,706 | $ 0 |
| Beaumont-Port Arthur, TX | 57 | $ 4,983,000 | $ 87,421 | $ 0 |
| Clarksville, TN-KY | 57 | $ 5,106,000 | $ 89,578 | $ 0 |
| Kennewick-Richland-Pasco, WA | 57 | $ 6,908,000 | $ 121,192 | $ 0 |
| Lancaster, PA | 55 | $ 6,670,000 | $ 121,272 | $ 2,000 |
| Lubbock, TX | 55 | $ 4,569,000 | $ 83,072 | $ 0 |
| Ocean City, NJ | 55 | $ 15,913,000 | $ 289,327 | $ 0 |
| Jackson, TN | 54 | $ 4,618,000 | $ 85,518 | $ 0 |
| Redding, CA | 54 | $ 11,906,000 | $ 220,481 | $ 0 |
| Ann Arbor, MI | 52 | $ 9,502,000 | $ 182,730 | $ 0 |
| Santa Cruz-Watsonville, CA | 52 | $ 25,574,000 | $ 491,807 | $ 0 |
| Springfield, OH | 52 | $ 4,776,000 | $ 91,846 | $ 0 |
| Janesville, WI | 51 | $ 5,147,000 | $ 100,921 | $ 0 |
| Springfield, MO | 51 | $ 5,528,000 | $ 108,392 | $ 0 |
| Green Bay, WI | 50 | $ 6,393,000 | $ 127,860 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 50 | $ 4,117,000 | $ 82,340 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 50 | $ 19,540,000 | $ 390,800 | $ 0 |
| St. George, UT | 50 | $ 10,223,000 | $ 204,460 | $ 0 |
| Coeur D'Alene, ID | 49 | $ 8,070,000 | $ 164,693 | $ 0 |
| Tallahassee, FL | 47 | $ 6,180,000 | $ 131,489 | $ 0 |
| Grand Junction, CO | 46 | $ 6,720,000 | $ 146,086 | $ 0 |
| Montgomery, AL | 46 | $ 4,920,000 | $ 106,956 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 45 | $ 11,616,000 | $ 258,133 | $ 1,000 |
| Holland-Grand Haven, MI | 45 | $ 6,057,000 | $ 134,600 | $ 0 |
| Lewiston-Auburn, ME | 45 | $ 5,819,000 | $ 129,311 | $ 0 |
| Prescott, AZ | 45 | $ 7,586,000 | $ 168,577 | $ 0 |
| Springfield, IL | 45 | $ 3,354,000 | $ 74,533 | $ 0 |
| Anderson, IN | 44 | $ 3,273,000 | $ 74,386 | $ 0 |
| Niles-Benton Harbor, MI | 44 | $ 4,541,000 | $ 103,204 | $ 0 |
| Saginaw-Saginaw Township North, MI | 43 | $ 4,076,000 | $ 94,790 | $ 0 |
| Kokomo, IN | 42 | $ 3,625,000 | $ 86,309 | $ 0 |
| Sebastian-Vero Beach, FL | 42 | $ 7,297,000 | $ 173,738 | $ 4,000 |
| Terre Haute, IN | 42 | $ 2,951,000 | $ 70,261 | $ 0 |
| Amarillo, TX | 41 | $ 4,128,000 | $ 100,682 | $ 0 |
| Burlington-South Burlington, VT | 41 | $ 7,369,000 | $ 179,731 | $ 0 |
| Cedar Rapids, IA | 41 | $ 4,363,000 | $ 106,414 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 41 | $ 3,183,000 | $ 77,634 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 41 | $ 7,162,000 | $ 174,682 | $ 0 |
| Racine, WI | 41 | $ 4,925,000 | $ 120,121 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 41 | $ 6,014,000 | $ 146,682 | $ 0 |
| Winchester, VA-WV | 41 | $ 8,145,000 | $ 198,658 | $ 926 |
| Burlington, NC | 40 | $ 4,901,000 | $ 122,525 | $ 0 |
| Fort Collins-Loveland, CO | 40 | $ 7,728,000 | $ 193,200 | $ 0 |
| Ithaca, NY | 40 | $ 2,542,000 | $ 63,550 | $ 19,000 |
| Longview, WA | 40 | $ 5,854,000 | $ 146,350 | $ 0 |
| Pueblo, CO | 40 | $ 4,059,000 | $ 101,475 | $ 0 |
| Yuma, AZ | 40 | $ 6,718,000 | $ 167,950 | $ 0 |
| Bangor, ME | 39 | $ 3,959,000 | $ 101,512 | $ 0 |
| Bellingham, WA | 39 | $ 7,841,000 | $ 201,051 | $ 0 |
| Hanford-Corcoran, CA | 39 | $ 6,561,000 | $ 168,230 | $ 0 |
| Kankakee-Bradley, IL | 39 | $ 4,713,000 | $ 120,846 | $ 0 |
| Medford, OR | 39 | $ 8,724,000 | $ 223,692 | $ 0 |
| Dover, DE | 38 | $ 7,137,000 | $ 187,815 | $ 6,000 |
| Elkhart-Goshen, IN | 38 | $ 4,119,000 | $ 108,394 | $ 0 |
| Erie, PA | 38 | $ 2,787,000 | $ 73,342 | $ 0 |
| Gainesville, GA | 38 | $ 6,007,000 | $ 158,078 | $ 0 |
| Charlottesville, VA | 37 | $ 6,418,000 | $ 173,459 | $ 0 |
| Duluth, MN-WI | 37 | $ 4,470,000 | $ 120,810 | $ 0 |
| Longview, TX | 37 | $ 2,575,000 | $ 69,594 | $ 0 |
| Cleveland, TN | 36 | $ 3,537,000 | $ 98,250 | $ 0 |
| Lynchburg, VA | 36 | $ 3,596,000 | $ 99,888 | $ 0 |
| Salisbury, MD | 36 | $ 5,168,000 | $ 143,555 | $ 0 |
| Battle Creek, MI | 35 | $ 4,130,000 | $ 118,000 | $ 0 |
| Boulder, CO | 34 | $ 7,497,000 | $ 220,500 | $ 0 |
| Decatur, IL | 34 | $ 2,620,000 | $ 77,058 | $ 0 |
| Gainesville, FL | 34 | $ 4,974,000 | $ 146,294 | $ 0 |
| Lafayette, IN | 33 | $ 3,185,000 | $ 96,515 | $ 0 |
| Monroe, MI | 33 | $ 5,058,000 | $ 153,272 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 32 | $ 3,036,000 | $ 94,875 | $ 0 |
| St. Cloud, MN | 31 | $ 4,097,000 | $ 132,161 | $ 0 |
| Elizabethtown, KY | 30 | $ 2,829,000 | $ 94,300 | $ 0 |
| Johnson City, TN | 30 | $ 2,870,000 | $ 95,666 | $ 0 |
| Napa, CA | 30 | $ 17,237,000 | $ 574,566 | $ 0 |
| Panama City-Lynn Haven, FL | 30 | $ 5,534,000 | $ 184,466 | $ 0 |
| Pittsfield, MA | 30 | $ 5,048,000 | $ 168,266 | $ 0 |
| Appleton, WI | 29 | $ 3,334,000 | $ 114,965 | $ 0 |
| Joplin, MO | 29 | $ 2,590,000 | $ 89,310 | $ 0 |
| Owensboro, KY | 29 | $ 2,485,000 | $ 85,689 | $ 0 |
| Sioux Falls, SD | 29 | $ 3,519,000 | $ 121,344 | $ 0 |
| Waco, TX | 29 | $ 2,475,000 | $ 85,344 | $ 0 |
| Athens-Clarke County, GA | 28 | $ 4,599,000 | $ 164,250 | $ 0 |
| Champaign-Urbana, IL | 28 | $ 2,762,000 | $ 98,642 | $ 0 |
| Michigan City-La Porte, IN | 28 | $ 3,487,000 | $ 124,535 | $ 0 |
| Muncie, IN | 28 | $ 2,395,000 | $ 85,535 | $ 0 |
| Odessa, TX | 28 | $ 2,140,000 | $ 76,428 | $ 0 |
| Bloomington, IN | 27 | $ 3,209,000 | $ 118,851 | $ 0 |
| Fargo, ND-MN | 27 | $ 2,928,000 | $ 108,444 | $ 0 |
| Lafayette, LA | 27 | $ 3,213,000 | $ 119,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 27 | $ 4,272,000 | $ 158,222 | $ 0 |
| Rochester, MN | 27 | $ 4,138,000 | $ 153,259 | $ 0 |
| Alexandria, LA | 26 | $ 2,047,000 | $ 78,730 | $ 0 |
| Lake Charles, LA | 26 | $ 2,266,000 | $ 87,153 | $ 0 |
| Sheboygan, WI | 26 | $ 2,459,000 | $ 94,576 | $ 0 |
| Lebanon, PA | 25 | $ 1,872,000 | $ 74,880 | $ 1,000 |
| Abilene, TX | 24 | $ 2,130,000 | $ 88,750 | $ 0 |
| Auburn-Opelika, AL | 24 | $ 2,628,000 | $ 109,500 | $ 0 |
| Fort Smith, AR-OK | 24 | $ 2,745,000 | $ 114,375 | $ 0 |
| Lima, OH | 24 | $ 2,144,000 | $ 89,333 | $ 0 |
| Mansfield, OH | 24 | $ 2,070,000 | $ 86,250 | $ 0 |
| Tuscaloosa, AL | 24 | $ 3,241,000 | $ 135,041 | $ 0 |
| Tyler, TX | 24 | $ 2,186,000 | $ 91,083 | $ 0 |
| St. Joseph, MO-KS | 23 | $ 2,184,000 | $ 94,956 | $ 0 |
| Anderson, SC | 22 | $ 2,109,000 | $ 95,863 | $ 0 |
| Bloomington-Normal, IL | 22 | $ 2,098,000 | $ 95,363 | $ 0 |
| Laredo, TX | 22 | $ 2,274,000 | $ 103,363 | $ 0 |
| Midland, TX | 22 | $ 2,081,000 | $ 94,590 | $ 0 |
| Morristown, TN | 22 | $ 2,156,000 | $ 98,000 | $ 0 |
| Bay City, MI | 21 | $ 2,003,000 | $ 95,380 | $ 0 |
| Brunswick, GA | 21 | $ 4,310,000 | $ 205,238 | $ 0 |
| Casper, WY | 21 | $ 2,467,000 | $ 117,476 | $ 0 |
| Florence, SC | 21 | $ 1,921,000 | $ 91,476 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 21 | $ 2,116,000 | $ 100,761 | $ 0 |
| Monroe, LA | 21 | $ 1,650,000 | $ 78,571 | $ 0 |
| Sumter, SC | 21 | $ 2,252,000 | $ 107,238 | $ 0 |
| Weirton-Steubenville, WV-OH | 21 | $ 1,515,000 | $ 72,142 | $ 0 |
| Eau Claire, WI | 20 | $ 2,149,000 | $ 107,450 | $ 0 |
| Las Cruces, NM | 20 | $ 2,609,000 | $ 130,450 | $ 0 |
| Logan, UT-ID | 20 | $ 3,338,000 | $ 166,900 | $ 0 |
| Oshkosh-Neenah, WI | 20 | $ 2,042,000 | $ 102,100 | $ 0 |
| Warner Robins, GA | 20 | $ 1,819,000 | $ 90,950 | $ 0 |
| Florence-Muscle Shoals, AL | 19 | $ 1,272,000 | $ 66,947 | $ 0 |
| Anchorage, AK | 18 | $ 3,978,000 | $ 221,000 | $ 0 |
| Decatur, AL | 18 | $ 1,510,000 | $ 83,888 | $ 0 |
| Dothan, AL | 18 | $ 2,433,000 | $ 135,166 | $ 0 |
| Gulfport-Biloxi, MS | 18 | $ 2,376,000 | $ 132,000 | $ 0 |
| Wenatchee, WA | 18 | $ 4,438,000 | $ 246,555 | $ 0 |
| Altoona, PA | 17 | $ 1,201,000 | $ 70,647 | $ 0 |
| Greenville, NC | 17 | $ 2,020,000 | $ 118,823 | $ 0 |
| Rocky Mount, NC | 17 | $ 1,829,000 | $ 107,588 | $ 0 |
| Sandusky, OH | 17 | $ 1,809,000 | $ 106,411 | $ 0 |
| Waterloo-Cedar Falls, IA | 17 | $ 1,405,000 | $ 82,647 | $ 0 |
| Wheeling, WV-OH | 17 | $ 1,326,000 | $ 78,000 | $ 0 |
| Columbia, MO | 16 | $ 1,982,000 | $ 123,875 | $ 0 |
| Jacksonville, NC | 16 | $ 3,508,000 | $ 219,250 | $ 3,000 |
| Sioux City, IA-NE-SD | 16 | $ 1,220,000 | $ 76,250 | $ 0 |
| Charleston, WV | 15 | $ 1,196,000 | $ 79,733 | $ 0 |
| Cumberland, MD-WV | 15 | $ 1,563,000 | $ 104,200 | $ 0 |
| Jefferson City, MO | 15 | $ 1,094,000 | $ 72,933 | $ 0 |
| Williamsport, PA | 15 | $ 1,248,000 | $ 83,200 | $ 0 |
| Albany, GA | 14 | $ 1,381,000 | $ 98,642 | $ 0 |
| Anniston-Oxford, AL | 14 | $ 1,398,000 | $ 99,857 | $ 0 |
| Bismarck, ND | 14 | $ 1,656,000 | $ 118,285 | $ 0 |
| College Station-Bryan, TX | 14 | $ 1,176,000 | $ 84,000 | $ 0 |
| Columbus, IN | 14 | $ 1,035,000 | $ 73,928 | $ 0 |
| Flagstaff, AZ | 14 | $ 3,321,000 | $ 237,214 | $ 0 |
| Gadsden, AL | 14 | $ 956,000 | $ 68,285 | $ 0 |
| Goldsboro, NC | 14 | $ 1,691,000 | $ 120,785 | $ 0 |
| Harrisonburg, VA | 14 | $ 1,481,000 | $ 105,785 | $ 0 |
| Idaho Falls, ID | 14 | $ 1,817,000 | $ 129,785 | $ 0 |
| San Angelo, TX | 14 | $ 909,000 | $ 64,928 | $ 0 |
| Santa Fe, NM | 14 | $ 3,715,000 | $ 265,357 | $ 0 |
| Topeka, KS | 14 | $ 1,319,000 | $ 94,214 | $ 0 |
| Wausau, WI | 14 | $ 1,415,000 | $ 101,071 | $ 0 |
| Billings, MT | 13 | $ 1,537,000 | $ 118,230 | $ 0 |
| Bowling Green, KY | 13 | $ 1,272,000 | $ 97,846 | $ 0 |
| Dalton, GA | 13 | $ 1,861,000 | $ 143,153 | $ 0 |
| Hot Springs, AR | 13 | $ 2,387,000 | $ 183,615 | $ 0 |
| Cheyenne, WY | 12 | $ 1,318,000 | $ 109,833 | $ 0 |
| Hinesville-Fort Stewart, GA | 12 | $ 904,000 | $ 75,333 | $ 0 |
| Lawton, OK | 12 | $ 959,000 | $ 79,916 | $ 0 |
| Valdosta, GA | 12 | $ 1,550,000 | $ 129,166 | $ 0 |
| Dubuque, IA | 11 | $ 1,041,000 | $ 94,636 | $ 0 |
| Hattiesburg, MS | 11 | $ 953,000 | $ 86,636 | $ 0 |
| Morgantown, WV | 11 | $ 1,217,000 | $ 110,636 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 11 | $ 1,077,000 | $ 97,909 | $ 0 |
| Sherman-Denison, TX | 11 | $ 1,237,000 | $ 112,454 | $ 0 |
| Wichita Falls, TX | 11 | $ 750,000 | $ 68,181 | $ 0 |
| Carson City, NV | 10 | $ 1,718,000 | $ 171,800 | $ 0 |
| Fond Du Lac, WI | 10 | $ 1,075,000 | $ 107,500 | $ 0 |
| Grand Forks, ND-MN | 10 | $ 983,000 | $ 98,300 | $ 0 |
| Iowa City, IA | 10 | $ 1,410,000 | $ 141,000 | $ 0 |
| Jonesboro, AR | 10 | $ 833,000 | $ 83,300 | $ 0 |
| Missoula, MT | 10 | $ 2,325,000 | $ 232,500 | $ 0 |
| Corvallis, OR | 9 | $ 1,673,000 | $ 185,888 | $ 0 |
| Danville, VA | 9 | $ 786,000 | $ 87,333 | $ 0 |
| Johnstown, PA | 9 | $ 612,000 | $ 68,000 | $ 8,000 |
| Lawrence, KS | 9 | $ 1,142,000 | $ 126,888 | $ 0 |
| Pocatello, ID | 9 | $ 1,112,000 | $ 123,555 | $ 0 |
| Rapid City, SD | 9 | $ 946,000 | $ 105,111 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 9 | $ 668,000 | $ 74,222 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 674,000 | $ 84,250 | $ 0 |
| Farmington, NM | 8 | $ 1,291,000 | $ 161,375 | $ 0 |
| La Crosse, WI-MN | 8 | $ 1,224,000 | $ 153,000 | $ 0 |
| Lewiston, ID-WA | 8 | $ 906,000 | $ 113,250 | $ 0 |
| Pine Bluff, AR | 8 | $ 468,000 | $ 58,500 | $ 0 |
| Victoria, TX | 8 | $ 961,000 | $ 120,125 | $ 0 |
| Pascagoula, MS | 7 | $ 609,000 | $ 87,000 | $ 0 |
| Rome, GA | 7 | $ 564,000 | $ 80,571 | $ 0 |
| Lincoln, NE | 6 | $ 1,073,000 | $ 178,833 | $ 0 |
| State College, PA | 6 | $ 716,000 | $ 119,333 | $ 0 |
| Great Falls, MT | 5 | $ 526,000 | $ 105,200 | $ 0 |
| Ames, IA | 3 | $ 424,000 | $ 141,333 | $ 0 |
| Danville, IL | 3 | $ 176,000 | $ 58,666 | $ 0 |
| Fairbanks, AK | 2 | $ 276,000 | $ 138,000 | $ 0 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 6,000 | $ 6,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 49,557 | $9,453,608,000 | $190,000 | $65,150,000 | $0 | $9,999,000 |
| Refinancing | 39,153 | $8,817,644,000 | $225,000 | $38,000,000 | $0 | $2,300,000 |
| Home Improvement | 4,610 | $347,719,000 | $75,000 | $50,000,000 | $46,000 | $846,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 89,754 | $18,495,165,000 | $206,000 | $65,150,000 | $0 | $1,200,000 |
| White | 1,974 | $85,607,000 | $43,000 | $15,500,000 | $72,000 | $9,999,000 |
| Not Provided | 902 | $18,010,000 | $19,000 | $4,000,000 | $79,000 | $2,300,000 |
| Black or African American | 322 | $4,096,000 | $12,000 | $510,000 | $47,000 | $202,000 |
| Hispanic | 222 | $4,311,000 | $19,000 | $480,000 | $55,000 | $846,000 |
| Asian | 116 | $11,082,000 | $95,000 | $2,860,000 | $56,000 | $303,000 |
| American Indian or Alaskan Native | 21 | $230,000 | $10,000 | $25,000 | $62,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $470,000 | $52,000 | $350,000 | $76,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 93,316 | $18,618,544,000 | $199,000 | $65,150,000 | $2,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2 | $257,000 | $128,000 | $161,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 2 | $170,000 | $85,000 | $120,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 89,627 | $17,837,179,000 | $199,000 | $50,000,000 | $0 | $0 |
| Loan Originated | 2,017 | $626,432,000 | $310,000 | $65,150,000 | $74,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,159 | $53,337,000 | $46,000 | $5,000,000 | $54,000 | $2,300,000 |
| Application Approved But Not Accepted | 421 | $10,067,000 | $23,000 | $1,500,000 | $76,000 | $700,000 |
| File Closed For Incompleteness | 59 | $14,435,000 | $244,000 | $6,160,000 | $72,000 | $400,000 |
| Application Withdrawn By Applicant | 37 | $77,521,000 | $2,095,000 | $44,000,000 | $56,000 | $303,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,001 | $17,072,000 | $17,000 | $1,999,000 | $54,000 | $733,000 |
| Other | 77 | $16,701,000 | $216,000 | $4,000,000 | $61,000 | $2,300,000 |
| Debt-To-Income Ratio | 63 | $12,402,000 | $196,000 | $5,000,000 | $45,000 | $300,000 |
| Employment History | 5 | $105,000 | $21,000 | $25,000 | $24,000 | $65,000 |
| Collateral | 5 | $442,000 | $88,000 | $350,000 | $63,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $6,125,000 | $1,531,000 | $2,200,000 | $0 | $0 |
| Unverifiable Information | 3 | $390,000 | $130,000 | $350,000 | $70,000 | $120,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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