Hsbc Bank Usa, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Hsbc Bank Usa, Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, Na 1 Hsbc Center - 24Th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 93,320 |
| Total Mortgage Loan Application Amount | $18,618,971,000 |
| Average Mortgage Loan Application Amount | $163,333 |
| Highest Mortgage Loan Application Amount | $65,150,000 |
| Average Applicant Income | $15,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Hsbc Bank Usa, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Hsbc Bank Usa, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, Na's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 4,507 | $ 1,365,914,000 | $ 324,500 | $ 10,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,572 | $ 1,297,183,000 | $ 363,000 | $ 1,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 3,534 | $ 689,573,000 | $ 195,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,117 | $ 909,792,000 | $ 291,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,884 | $ 521,315,000 | $ 258,750 | $ 250 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,871 | $ 417,281,000 | $ 223,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,822 | $ 299,209,000 | $ 164,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,764 | $ 219,691,000 | $ 124,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,736 | $ 534,556,000 | $ 307,000 | $ 6,000 |
| NASSAU-SUFFOLK, NY | 1,697 | $ 439,946,000 | $ 259,000 | $ 8,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,585 | $ 72,870,000 | $ 45,000 | $ 20,000 |
| DALLAS-PLANO-IRVING, TX | 1,219 | $ 155,866,000 | $ 127,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,217 | $ 208,725,000 | $ 171,000 | $ 0 |
| ORLANDO-KISSIMMEE, FL | 1,214 | $ 237,769,000 | $ 195,000 | $ 0 |
| ROCHESTER, NY | 1,211 | $ 56,476,000 | $ 46,000 | $ 21,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,185 | $ 426,751,000 | $ 360,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 1,155 | $ 305,218,000 | $ 264,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 975 | $ 207,267,000 | $ 212,000 | $ 2,000 |
| BALTIMORE-TOWSON, MD | 950 | $ 177,951,000 | $ 187,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 909 | $ 256,214,000 | $ 281,000 | $ 1,000 |
| PHILADELPHIA, PA | 883 | $ 130,278,000 | $ 147,000 | $ 3,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 874 | $ 185,177,000 | $ 210,500 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 849 | $ 341,793,000 | $ 402,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 844 | $ 255,100,000 | $ 302,000 | $ 0 |
| ST. LOUIS, MO-IL | 842 | $ 96,547,000 | $ 105,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 800 | $ 201,478,000 | $ 237,500 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 763 | $ 86,794,000 | $ 113,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 755 | $ 291,746,000 | $ 386,000 | $ 1,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 753 | $ 336,064,000 | $ 446,000 | $ 1,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 751 | $ 92,214,000 | $ 122,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 737 | $ 156,841,000 | $ 215,000 | $ 0 |
| BOSTON-QUINCY, MA | 719 | $ 213,331,000 | $ 296,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 685 | $ 181,608,000 | $ 207,000 | $ 4,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 665 | $ 118,494,000 | $ 178,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 657 | $ 68,796,000 | $ 104,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 647 | $ 94,146,000 | $ 135,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 643 | $ 72,598,000 | $ 109,666 | $ 0 |
| DENVER-AURORA, CO | 634 | $ 129,535,000 | $ 204,000 | $ 0 |
| EDISON, NJ | 620 | $ 170,914,000 | $ 275,000 | $ 4,000 |
| ALBANY-SCHENECTADY-TROY, NY | 616 | $ 63,284,000 | $ 102,000 | $ 8,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 607 | $ 133,097,000 | $ 219,000 | $ 4,000 |
| JACKSONVILLE, FL | 539 | $ 90,624,000 | $ 168,000 | $ 0 |
| BAKERSFIELD, CA | 530 | $ 98,844,000 | $ 186,000 | $ 0 |
| SYRACUSE, NY | 528 | $ 24,199,000 | $ 45,000 | $ 20,000 |
| INDIANAPOLIS-CARMEL, IN | 512 | $ 56,989,000 | $ 111,000 | $ 0 |
| SALT LAKE CITY, UT | 487 | $ 86,147,000 | $ 176,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 478 | $ 79,216,000 | $ 152,500 | $ 0 |
| CAMDEN, NJ | 468 | $ 79,890,000 | $ 170,000 | $ 2,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 465 | $ 60,546,000 | $ 130,000 | $ 0 |
| COLUMBUS, OH | 464 | $ 58,146,000 | $ 125,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 451 | $ 59,283,000 | $ 131,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 421 | $ 67,905,000 | $ 161,000 | $ 9,000 |
| RICHMOND, VA | 419 | $ 68,794,000 | $ 164,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 416 | $ 54,322,000 | $ 130,000 | $ 0 |
| FRESNO, CA | 414 | $ 88,824,000 | $ 214,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 411 | $ 113,711,000 | $ 276,000 | $ 0 |
| SAN ANTONIO, TX | 409 | $ 46,693,000 | $ 114,000 | $ 0 |
| KANSAS CITY, MO-KS | 402 | $ 48,597,000 | $ 124,500 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 396 | $ 82,643,000 | $ 208,000 | $ 0 |
| PITTSBURGH, PA | 395 | $ 36,508,000 | $ 92,000 | $ 1,000 |
| STOCKTON, CA | 380 | $ 109,946,000 | $ 289,000 | $ 1,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 375 | $ 111,783,000 | $ 298,000 | $ 0 |
| TACOMA, WA | 373 | $ 72,898,000 | $ 195,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 355 | $ 174,134,000 | $ 490,000 | $ 3,000 |
| AUSTIN-ROUND ROCK, TX | 351 | $ 47,407,000 | $ 135,000 | $ 0 |
| WORCESTER, MA | 350 | $ 68,905,000 | $ 196,000 | $ 0 |
| RALEIGH-CARY, NC | 339 | $ 52,154,000 | $ 153,000 | $ 0 |
| LAKELAND, FL | 328 | $ 47,450,000 | $ 144,000 | $ 0 |
| ESSEX COUNTY, MA | 322 | $ 78,302,000 | $ 243,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 317 | $ 67,157,000 | $ 211,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 301 | $ 34,154,000 | $ 109,000 | $ 0 |
| GARY, IN | 296 | $ 32,401,000 | $ 109,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 294 | $ 35,983,000 | $ 122,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 293 | $ 47,180,000 | $ 161,000 | $ 0 |
| SPRINGFIELD, MA | 276 | $ 40,225,000 | $ 145,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 274 | $ 48,772,000 | $ 178,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 264 | $ 45,591,000 | $ 172,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 263 | $ 54,217,000 | $ 181,500 | $ 0 |
| MODESTO, CA | 261 | $ 67,777,000 | $ 259,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 256 | $ 88,757,000 | $ 346,000 | $ 1,000 |
| VALLEJO-FAIRFIELD, CA | 250 | $ 80,338,000 | $ 321,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 246 | $ 42,532,000 | $ 172,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 238 | $ 140,644,000 | $ 590,000 | $ 2,000 |
| TUCSON, AZ | 237 | $ 58,555,000 | $ 247,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 235 | $ 31,467,000 | $ 133,000 | $ 0 |
| DAYTON, OH | 223 | $ 22,722,000 | $ 101,000 | $ 0 |
| UTICA-ROME, NY | 222 | $ 7,875,000 | $ 35,000 | $ 25,000 |
| AKRON, OH | 220 | $ 24,560,000 | $ 111,000 | $ 0 |
| BINGHAMTON, NY | 206 | $ 8,503,000 | $ 41,000 | $ 20,000 |
| OKLAHOMA CITY, OK | 203 | $ 21,391,000 | $ 105,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 201 | $ 36,478,000 | $ 181,000 | $ 1,000 |
| BATON ROUGE, LA | 199 | $ 23,288,000 | $ 117,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 198 | $ 27,857,000 | $ 177,000 | $ 5,500 |
| EL PASO, TX | 196 | $ 19,789,000 | $ 100,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 192 | $ 39,062,000 | $ 203,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 182 | $ 34,523,000 | $ 189,000 | $ 0 |
| FLINT, MI | 181 | $ 19,446,000 | $ 107,000 | $ 0 |
| KNOXVILLE, TN | 181 | $ 20,012,000 | $ 110,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 180 | $ 21,100,000 | $ 117,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 176 | $ 33,203,000 | $ 188,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 172 | $ 26,918,000 | $ 156,000 | $ 0 |
| COLUMBIA, SC | 171 | $ 22,576,000 | $ 132,000 | $ 0 |
| ROCKFORD, IL | 168 | $ 18,204,000 | $ 108,000 | $ 0 |
| COLORADO SPRINGS, CO | 167 | $ 26,317,000 | $ 157,000 | $ 0 |
| CHATTANOOGA, TN-GA | 164 | $ 16,507,000 | $ 99,500 | $ 0 |
| ALBUQUERQUE, NM | 163 | $ 44,411,000 | $ 272,000 | $ 0 |
| PROVO-OREM, UT | 163 | $ 28,226,000 | $ 173,000 | $ 0 |
| TULSA, OK | 155 | $ 15,845,000 | $ 102,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 154 | $ 31,304,000 | $ 203,000 | $ 0 |
| SALEM, OR | 148 | $ 22,121,000 | $ 149,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 147 | $ 31,452,000 | $ 193,333 | $ 1,333 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 142 | $ 20,041,000 | $ 141,000 | $ 0 |
| ATLANTIC CITY, NJ | 137 | $ 26,266,000 | $ 191,000 | $ 0 |
| SPOKANE, WA | 137 | $ 17,875,000 | $ 130,000 | $ 0 |
| CANTON-MASSILLON, OH | 134 | $ 13,050,000 | $ 97,000 | $ 0 |
| HONOLULU, HI | 134 | $ 50,516,000 | $ 376,000 | $ 0 |
| MERCED, CA | 130 | $ 35,553,000 | $ 273,000 | $ 0 |
| OCALA, FL | 130 | $ 18,251,000 | $ 140,000 | $ 0 |
| FORT WAYNE, IN | 124 | $ 10,837,000 | $ 87,000 | $ 0 |
| BARNSTABLE TOWN, MA | 122 | $ 36,362,000 | $ 298,000 | $ 0 |
| TOLEDO, OH | 122 | $ 13,622,000 | $ 111,000 | $ 0 |
| EL CENTRO, CA | 121 | $ 24,790,000 | $ 204,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 121 | $ 13,419,000 | $ 110,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 121 | $ 38,212,000 | $ 315,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 120 | $ 22,914,000 | $ 190,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 120 | $ 10,492,000 | $ 80,000 | $ 2,000 |
| LANSING-EAST LANSING, MI | 119 | $ 13,548,000 | $ 113,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 119 | $ 23,036,000 | $ 193,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 118 | $ 13,741,000 | $ 116,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 118 | $ 18,828,000 | $ 159,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 114 | $ 19,899,000 | $ 174,000 | $ 0 |
| SALINAS, CA | 114 | $ 52,135,000 | $ 457,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 114 | $ 42,390,000 | $ 371,000 | $ 4,000 |
| JACKSON, MS | 111 | $ 9,338,000 | $ 84,000 | $ 0 |
| GLENS FALLS, NY | 107 | $ 10,042,000 | $ 93,000 | $ 3,000 |
| MCALLEN-EDINBURG-MISSION, TX | 103 | $ 10,845,000 | $ 105,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 101 | $ 9,119,000 | $ 90,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 100 | $ 18,946,000 | $ 189,000 | $ 0 |
| MOBILE, AL | 99 | $ 12,016,000 | $ 121,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 99 | $ 8,937,000 | $ 90,000 | $ 2,000 |
| WINSTON-SALEM, NC | 96 | $ 12,282,000 | $ 127,000 | $ 0 |
| BEND, OR | 95 | $ 21,645,000 | $ 227,000 | $ 0 |
| GREENVILLE, SC | 95 | $ 13,493,000 | $ 142,000 | $ 0 |
| EVANSVILLE, IN-KY | 94 | $ 8,685,000 | $ 91,500 | $ 0 |
| PEORIA, IL | 94 | $ 7,918,000 | $ 84,000 | $ 0 |
| WILMINGTON, NC | 93 | $ 18,165,000 | $ 195,000 | $ 0 |
| PUNTA GORDA, FL | 92 | $ 16,146,000 | $ 175,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 92 | $ 7,964,000 | $ 84,000 | $ 0 |
| DURHAM, NC | 89 | $ 12,171,000 | $ 136,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 88 | $ 9,035,000 | $ 102,000 | $ 0 |
| READING, PA | 85 | $ 9,314,000 | $ 109,000 | $ 1,000 |
| FAYETTEVILLE, NC | 84 | $ 9,277,000 | $ 110,000 | $ 0 |
| TRENTON-EWING, NJ | 84 | $ 14,489,000 | $ 172,000 | $ 0 |
| YORK-HANOVER, PA | 83 | $ 10,316,000 | $ 124,000 | $ 3,000 |
| RENO-SPARKS, NV | 82 | $ 21,026,000 | $ 256,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 81 | $ 9,338,000 | $ 115,000 | $ 7,000 |
| CORPUS CHRISTI, TX | 80 | $ 7,310,000 | $ 91,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 80 | $ 8,502,000 | $ 114,500 | $ 0 |
| ROANOKE, VA | 80 | $ 9,013,000 | $ 112,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 79 | $ 8,874,000 | $ 112,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 79 | $ 14,517,000 | $ 183,000 | $ 0 |
| SPARTANBURG, SC | 77 | $ 8,240,000 | $ 107,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 76 | $ 7,767,000 | $ 102,000 | $ 0 |
| ELMIRA, NY | 72 | $ 2,754,000 | $ 38,000 | $ 18,000 |
| MADERA, CA | 72 | $ 18,833,000 | $ 261,000 | $ 1,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 71 | $ 8,487,000 | $ 115,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 71 | $ 6,778,000 | $ 95,000 | $ 0 |
| YUBA CITY, CA | 71 | $ 15,253,000 | $ 214,000 | $ 1,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 70 | $ 12,569,000 | $ 176,000 | $ 0 |
| SAVANNAH, GA | 70 | $ 8,657,000 | $ 123,000 | $ 0 |
| ASHEVILLE, NC | 69 | $ 12,045,000 | $ 174,000 | $ 0 |
| WICHITA, KS | 69 | $ 7,570,000 | $ 109,000 | $ 0 |
| MACON, GA | 68 | $ 8,812,000 | $ 129,000 | $ 0 |
| MADISON, WI | 68 | $ 10,684,000 | $ 157,000 | $ 0 |
| OLYMPIA, WA | 67 | $ 13,932,000 | $ 207,000 | $ 0 |
| CHICO, CA | 66 | $ 13,422,000 | $ 203,000 | $ 0 |
| JACKSON, MI | 65 | $ 6,820,000 | $ 104,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 64 | $ 5,126,000 | $ 80,000 | $ 0 |
| COLUMBUS, GA-AL | 63 | $ 7,501,000 | $ 120,500 | $ 0 |
| GREELEY, CO | 63 | $ 9,698,000 | $ 153,000 | $ 0 |
| YAKIMA, WA | 63 | $ 6,599,000 | $ 104,000 | $ 0 |
| HUNTSVILLE, AL | 61 | $ 7,322,000 | $ 120,000 | $ 0 |
| KINGSTON, NY | 60 | $ 9,212,000 | $ 153,000 | $ 11,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 59 | $ 5,349,000 | $ 90,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 58 | $ 12,480,000 | $ 215,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA, CA | 58 | $ 24,401,000 | $ 420,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 57 | $ 4,983,000 | $ 87,000 | $ 0 |
| CLARKSVILLE, TN-KY | 57 | $ 5,106,000 | $ 91,500 | $ 0 |
| KENNEWICK-RICHLAND-PASCO, WA | 57 | $ 6,908,000 | $ 121,000 | $ 0 |
| LANCASTER, PA | 55 | $ 6,670,000 | $ 121,000 | $ 2,000 |
| LUBBOCK, TX | 55 | $ 4,569,000 | $ 83,000 | $ 0 |
| OCEAN CITY, NJ | 55 | $ 15,913,000 | $ 289,000 | $ 0 |
| JACKSON, TN | 54 | $ 4,618,000 | $ 85,000 | $ 0 |
| REDDING, CA | 54 | $ 11,906,000 | $ 220,000 | $ 0 |
| ANN ARBOR, MI | 52 | $ 9,502,000 | $ 182,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 52 | $ 25,574,000 | $ 491,000 | $ 0 |
| SPRINGFIELD, OH | 52 | $ 4,776,000 | $ 91,000 | $ 0 |
| JANESVILLE, WI | 51 | $ 5,147,000 | $ 100,000 | $ 0 |
| SPRINGFIELD, MO | 51 | $ 5,528,000 | $ 108,000 | $ 0 |
| GREEN BAY, WI | 50 | $ 6,393,000 | $ 127,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 50 | $ 4,117,000 | $ 84,500 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 50 | $ 19,540,000 | $ 390,000 | $ 0 |
| ST. GEORGE, UT | 50 | $ 10,223,000 | $ 204,000 | $ 0 |
| COEUR D'ALENE, ID | 49 | $ 8,070,000 | $ 164,000 | $ 0 |
| TALLAHASSEE, FL | 47 | $ 6,180,000 | $ 131,000 | $ 0 |
| GRAND JUNCTION, CO | 46 | $ 6,720,000 | $ 146,000 | $ 0 |
| MONTGOMERY, AL | 46 | $ 4,920,000 | $ 106,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 45 | $ 11,616,000 | $ 258,000 | $ 1,000 |
| HOLLAND-GRAND HAVEN, MI | 45 | $ 6,057,000 | $ 134,000 | $ 0 |
| LEWISTON-AUBURN, ME | 45 | $ 5,819,000 | $ 129,000 | $ 0 |
| PRESCOTT, AZ | 45 | $ 7,586,000 | $ 168,000 | $ 0 |
| SPRINGFIELD, IL | 45 | $ 3,354,000 | $ 74,000 | $ 0 |
| ANDERSON, IN | 44 | $ 3,273,000 | $ 74,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 44 | $ 4,541,000 | $ 103,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 43 | $ 4,076,000 | $ 94,000 | $ 0 |
| KOKOMO, IN | 42 | $ 3,625,000 | $ 86,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 42 | $ 7,297,000 | $ 173,000 | $ 4,000 |
| TERRE HAUTE, IN | 42 | $ 2,951,000 | $ 70,000 | $ 0 |
| AMARILLO, TX | 41 | $ 4,128,000 | $ 100,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 41 | $ 7,369,000 | $ 179,000 | $ 0 |
| CEDAR RAPIDS, IA | 41 | $ 4,363,000 | $ 106,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 41 | $ 3,183,000 | $ 76,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 41 | $ 7,162,000 | $ 174,000 | $ 0 |
| RACINE, WI | 41 | $ 4,925,000 | $ 120,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 41 | $ 6,014,000 | $ 146,000 | $ 0 |
| WINCHESTER, VA-WV | 41 | $ 8,145,000 | $ 190,000 | $ 500 |
| BURLINGTON, NC | 40 | $ 4,901,000 | $ 122,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 40 | $ 7,728,000 | $ 193,000 | $ 0 |
| ITHACA, NY | 40 | $ 2,542,000 | $ 63,000 | $ 19,000 |
| LONGVIEW, WA | 40 | $ 5,854,000 | $ 146,000 | $ 0 |
| PUEBLO, CO | 40 | $ 4,059,000 | $ 101,000 | $ 0 |
| YUMA, AZ | 40 | $ 6,718,000 | $ 167,000 | $ 0 |
| BANGOR, ME | 39 | $ 3,959,000 | $ 101,000 | $ 0 |
| BELLINGHAM, WA | 39 | $ 7,841,000 | $ 201,000 | $ 0 |
| HANFORD-CORCORAN, CA | 39 | $ 6,561,000 | $ 168,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 39 | $ 4,713,000 | $ 120,000 | $ 0 |
| MEDFORD, OR | 39 | $ 8,724,000 | $ 223,000 | $ 0 |
| DOVER, DE | 38 | $ 7,137,000 | $ 187,000 | $ 6,000 |
| ELKHART-GOSHEN, IN | 38 | $ 4,119,000 | $ 108,000 | $ 0 |
| ERIE, PA | 38 | $ 2,787,000 | $ 73,000 | $ 0 |
| GAINESVILLE, GA | 38 | $ 6,007,000 | $ 158,000 | $ 0 |
| CHARLOTTESVILLE, VA | 37 | $ 6,418,000 | $ 173,000 | $ 0 |
| DULUTH, MN-WI | 37 | $ 4,470,000 | $ 110,500 | $ 0 |
| LONGVIEW, TX | 37 | $ 2,575,000 | $ 69,000 | $ 0 |
| CLEVELAND, TN | 36 | $ 3,537,000 | $ 98,000 | $ 0 |
| LYNCHBURG, VA | 36 | $ 3,596,000 | $ 99,000 | $ 0 |
| SALISBURY, MD | 36 | $ 5,168,000 | $ 143,000 | $ 0 |
| BATTLE CREEK, MI | 35 | $ 4,130,000 | $ 118,000 | $ 0 |
| BOULDER, CO | 34 | $ 7,497,000 | $ 220,000 | $ 0 |
| DECATUR, IL | 34 | $ 2,620,000 | $ 77,000 | $ 0 |
| GAINESVILLE, FL | 34 | $ 4,974,000 | $ 146,000 | $ 0 |
| LAFAYETTE, IN | 33 | $ 3,185,000 | $ 96,000 | $ 0 |
| MONROE, MI | 33 | $ 5,058,000 | $ 153,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 32 | $ 3,036,000 | $ 96,000 | $ 0 |
| ST. CLOUD, MN | 31 | $ 4,097,000 | $ 132,000 | $ 0 |
| ELIZABETHTOWN, KY | 30 | $ 2,829,000 | $ 94,000 | $ 0 |
| JOHNSON CITY, TN | 30 | $ 2,870,000 | $ 95,000 | $ 0 |
| NAPA, CA | 30 | $ 17,237,000 | $ 574,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 30 | $ 5,534,000 | $ 184,000 | $ 0 |
| PITTSFIELD, MA | 30 | $ 5,048,000 | $ 168,000 | $ 0 |
| APPLETON, WI | 29 | $ 3,334,000 | $ 114,000 | $ 0 |
| JOPLIN, MO | 29 | $ 2,590,000 | $ 89,000 | $ 0 |
| OWENSBORO, KY | 29 | $ 2,485,000 | $ 85,000 | $ 0 |
| SIOUX FALLS, SD | 29 | $ 3,519,000 | $ 121,000 | $ 0 |
| WACO, TX | 29 | $ 2,475,000 | $ 85,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 28 | $ 4,599,000 | $ 164,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 28 | $ 2,762,000 | $ 98,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 28 | $ 3,487,000 | $ 124,000 | $ 0 |
| MUNCIE, IN | 28 | $ 2,395,000 | $ 85,000 | $ 0 |
| ODESSA, TX | 28 | $ 2,140,000 | $ 76,000 | $ 0 |
| BLOOMINGTON, IN | 27 | $ 3,209,000 | $ 118,000 | $ 0 |
| FARGO, ND-MN | 27 | $ 2,928,000 | $ 109,500 | $ 0 |
| LAFAYETTE, LA | 27 | $ 3,213,000 | $ 119,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 27 | $ 4,272,000 | $ 158,000 | $ 0 |
| ROCHESTER, MN | 27 | $ 4,138,000 | $ 153,000 | $ 0 |
| ALEXANDRIA, LA | 26 | $ 2,047,000 | $ 78,000 | $ 0 |
| LAKE CHARLES, LA | 26 | $ 2,266,000 | $ 87,000 | $ 0 |
| SHEBOYGAN, WI | 26 | $ 2,459,000 | $ 94,000 | $ 0 |
| LEBANON, PA | 25 | $ 1,872,000 | $ 74,000 | $ 1,000 |
| ABILENE, TX | 24 | $ 2,130,000 | $ 88,000 | $ 0 |
| AUBURN-OPELIKA, AL | 24 | $ 2,628,000 | $ 109,000 | $ 0 |
| FORT SMITH, AR-OK | 24 | $ 2,745,000 | $ 103,500 | $ 0 |
| LIMA, OH | 24 | $ 2,144,000 | $ 89,000 | $ 0 |
| MANSFIELD, OH | 24 | $ 2,070,000 | $ 86,000 | $ 0 |
| TUSCALOOSA, AL | 24 | $ 3,241,000 | $ 135,000 | $ 0 |
| TYLER, TX | 24 | $ 2,186,000 | $ 91,000 | $ 0 |
| ST. JOSEPH, MO-KS | 23 | $ 2,184,000 | $ 94,000 | $ 0 |
| ANDERSON, SC | 22 | $ 2,109,000 | $ 95,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 22 | $ 2,098,000 | $ 95,000 | $ 0 |
| LAREDO, TX | 22 | $ 2,274,000 | $ 103,000 | $ 0 |
| MIDLAND, TX | 22 | $ 2,081,000 | $ 94,000 | $ 0 |
| MORRISTOWN, TN | 22 | $ 2,156,000 | $ 98,000 | $ 0 |
| BAY CITY, MI | 21 | $ 2,003,000 | $ 95,000 | $ 0 |
| BRUNSWICK, GA | 21 | $ 4,310,000 | $ 205,000 | $ 0 |
| CASPER, WY | 21 | $ 2,467,000 | $ 117,000 | $ 0 |
| FLORENCE, SC | 21 | $ 1,921,000 | $ 91,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 21 | $ 2,116,000 | $ 100,000 | $ 0 |
| MONROE, LA | 21 | $ 1,650,000 | $ 78,000 | $ 0 |
| SUMTER, SC | 21 | $ 2,252,000 | $ 107,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 21 | $ 1,515,000 | $ 69,500 | $ 0 |
| EAU CLAIRE, WI | 20 | $ 2,149,000 | $ 107,000 | $ 0 |
| LAS CRUCES, NM | 20 | $ 2,609,000 | $ 130,000 | $ 0 |
| LOGAN, UT-ID | 20 | $ 3,338,000 | $ 101,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 20 | $ 2,042,000 | $ 102,000 | $ 0 |
| WARNER ROBINS, GA | 20 | $ 1,819,000 | $ 90,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 19 | $ 1,272,000 | $ 66,000 | $ 0 |
| ANCHORAGE, AK | 18 | $ 3,978,000 | $ 221,000 | $ 0 |
| DECATUR, AL | 18 | $ 1,510,000 | $ 83,000 | $ 0 |
| DOTHAN, AL | 18 | $ 2,433,000 | $ 135,000 | $ 0 |
| GULFPORT-BILOXI, MS | 18 | $ 2,376,000 | $ 132,000 | $ 0 |
| WENATCHEE, WA | 18 | $ 4,438,000 | $ 246,000 | $ 0 |
| ALTOONA, PA | 17 | $ 1,201,000 | $ 70,000 | $ 0 |
| GREENVILLE, NC | 17 | $ 2,020,000 | $ 118,000 | $ 0 |
| ROCKY MOUNT, NC | 17 | $ 1,829,000 | $ 107,000 | $ 0 |
| SANDUSKY, OH | 17 | $ 1,809,000 | $ 106,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 17 | $ 1,405,000 | $ 82,000 | $ 0 |
| WHEELING, WV-OH | 17 | $ 1,326,000 | $ 76,000 | $ 0 |
| COLUMBIA, MO | 16 | $ 1,982,000 | $ 123,000 | $ 0 |
| JACKSONVILLE, NC | 16 | $ 3,508,000 | $ 219,000 | $ 3,000 |
| SIOUX CITY, IA-NE-SD | 16 | $ 1,220,000 | $ 86,333 | $ 0 |
| CHARLESTON, WV | 15 | $ 1,196,000 | $ 79,000 | $ 0 |
| CUMBERLAND, MD-WV | 15 | $ 1,563,000 | $ 104,000 | $ 0 |
| JEFFERSON CITY, MO | 15 | $ 1,094,000 | $ 72,000 | $ 0 |
| WILLIAMSPORT, PA | 15 | $ 1,248,000 | $ 83,000 | $ 0 |
| ALBANY, GA | 14 | $ 1,381,000 | $ 98,000 | $ 0 |
| ANNISTON-OXFORD, AL | 14 | $ 1,398,000 | $ 99,000 | $ 0 |
| BISMARCK, ND | 14 | $ 1,656,000 | $ 118,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 14 | $ 1,176,000 | $ 84,000 | $ 0 |
| COLUMBUS, IN | 14 | $ 1,035,000 | $ 73,000 | $ 0 |
| FLAGSTAFF, AZ | 14 | $ 3,321,000 | $ 237,000 | $ 0 |
| GADSDEN, AL | 14 | $ 956,000 | $ 68,000 | $ 0 |
| GOLDSBORO, NC | 14 | $ 1,691,000 | $ 120,000 | $ 0 |
| HARRISONBURG, VA | 14 | $ 1,481,000 | $ 105,000 | $ 0 |
| IDAHO FALLS, ID | 14 | $ 1,817,000 | $ 129,000 | $ 0 |
| SAN ANGELO, TX | 14 | $ 909,000 | $ 64,000 | $ 0 |
| SANTA FE, NM | 14 | $ 3,715,000 | $ 265,000 | $ 0 |
| TOPEKA, KS | 14 | $ 1,319,000 | $ 94,000 | $ 0 |
| WAUSAU, WI | 14 | $ 1,415,000 | $ 101,000 | $ 0 |
| BILLINGS, MT | 13 | $ 1,537,000 | $ 118,000 | $ 0 |
| BOWLING GREEN, KY | 13 | $ 1,272,000 | $ 97,000 | $ 0 |
| DALTON, GA | 13 | $ 1,861,000 | $ 143,000 | $ 0 |
| HOT SPRINGS, AR | 13 | $ 2,387,000 | $ 183,000 | $ 0 |
| CHEYENNE, WY | 12 | $ 1,318,000 | $ 109,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 12 | $ 904,000 | $ 75,000 | $ 0 |
| LAWTON, OK | 12 | $ 959,000 | $ 79,000 | $ 0 |
| VALDOSTA, GA | 12 | $ 1,550,000 | $ 129,000 | $ 0 |
| DUBUQUE, IA | 11 | $ 1,041,000 | $ 94,000 | $ 0 |
| HATTIESBURG, MS | 11 | $ 953,000 | $ 86,000 | $ 0 |
| MORGANTOWN, WV | 11 | $ 1,217,000 | $ 110,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 11 | $ 1,077,000 | $ 81,000 | $ 0 |
| SHERMAN-DENISON, TX | 11 | $ 1,237,000 | $ 112,000 | $ 0 |
| WICHITA FALLS, TX | 11 | $ 750,000 | $ 68,000 | $ 0 |
| CARSON CITY, NV | 10 | $ 1,718,000 | $ 171,000 | $ 0 |
| FOND DU LAC, WI | 10 | $ 1,075,000 | $ 107,000 | $ 0 |
| GRAND FORKS, ND-MN | 10 | $ 983,000 | $ 92,000 | $ 0 |
| IOWA CITY, IA | 10 | $ 1,410,000 | $ 141,000 | $ 0 |
| JONESBORO, AR | 10 | $ 833,000 | $ 83,000 | $ 0 |
| MISSOULA, MT | 10 | $ 2,325,000 | $ 232,000 | $ 0 |
| CORVALLIS, OR | 9 | $ 1,673,000 | $ 185,000 | $ 0 |
| DANVILLE, VA | 9 | $ 786,000 | $ 87,000 | $ 0 |
| JOHNSTOWN, PA | 9 | $ 612,000 | $ 68,000 | $ 8,000 |
| LAWRENCE, KS | 9 | $ 1,142,000 | $ 126,000 | $ 0 |
| POCATELLO, ID | 9 | $ 1,112,000 | $ 123,000 | $ 0 |
| RAPID CITY, SD | 9 | $ 946,000 | $ 105,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 9 | $ 668,000 | $ 73,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 674,000 | $ 84,000 | $ 0 |
| FARMINGTON, NM | 8 | $ 1,291,000 | $ 161,000 | $ 0 |
| LA CROSSE, WI-MN | 8 | $ 1,224,000 | $ 153,000 | $ 0 |
| LEWISTON, ID-WA | 8 | $ 906,000 | $ 118,000 | $ 0 |
| PINE BLUFF, AR | 8 | $ 468,000 | $ 58,000 | $ 0 |
| VICTORIA, TX | 8 | $ 961,000 | $ 120,000 | $ 0 |
| PASCAGOULA, MS | 7 | $ 609,000 | $ 87,000 | $ 0 |
| ROME, GA | 7 | $ 564,000 | $ 80,000 | $ 0 |
| LINCOLN, NE | 6 | $ 1,073,000 | $ 178,000 | $ 0 |
| STATE COLLEGE, PA | 6 | $ 716,000 | $ 119,000 | $ 0 |
| GREAT FALLS, MT | 5 | $ 526,000 | $ 105,000 | $ 0 |
| AMES, IA | 3 | $ 424,000 | $ 141,000 | $ 0 |
| DANVILLE, IL | 3 | $ 176,000 | $ 58,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 276,000 | $ 138,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 6,000 | $ 6,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 49,557 | $9,453,608,000 | $190,000 | $65,150,000 | $0 | $9,999,000 |
| Refinancing | 39,153 | $8,817,644,000 | $225,000 | $38,000,000 | $0 | $2,300,000 |
| Home Improvement | 4,610 | $347,719,000 | $75,000 | $50,000,000 | $46,000 | $846,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 89,754 | $18,495,165,000 | $206,000 | $65,150,000 | $0 | $1,200,000 |
| White | 1,974 | $85,607,000 | $43,000 | $15,500,000 | $72,000 | $9,999,000 |
| Not Provided | 902 | $18,010,000 | $19,000 | $4,000,000 | $79,000 | $2,300,000 |
| Black or African American | 322 | $4,096,000 | $12,000 | $510,000 | $47,000 | $202,000 |
| Hispanic | 222 | $4,311,000 | $19,000 | $480,000 | $55,000 | $846,000 |
| Asian | 116 | $11,082,000 | $95,000 | $2,860,000 | $56,000 | $303,000 |
| American Indian or Alaskan Native | 21 | $230,000 | $10,000 | $25,000 | $62,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $470,000 | $52,000 | $350,000 | $76,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 93,316 | $18,618,544,000 | $199,000 | $65,150,000 | $2,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2 | $257,000 | $128,000 | $161,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 2 | $170,000 | $85,000 | $120,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 89,627 | $17,837,179,000 | $199,000 | $50,000,000 | $0 | $0 |
| Loan Originated | 2,017 | $626,432,000 | $310,000 | $65,150,000 | $74,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,159 | $53,337,000 | $46,000 | $5,000,000 | $54,000 | $2,300,000 |
| Application Approved But Not Accepted | 421 | $10,067,000 | $23,000 | $1,500,000 | $76,000 | $700,000 |
| File Closed For Incompleteness | 59 | $14,435,000 | $244,000 | $6,160,000 | $72,000 | $400,000 |
| Application Withdrawn By Applicant | 37 | $77,521,000 | $2,095,000 | $44,000,000 | $56,000 | $303,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,001 | $17,072,000 | $17,000 | $1,999,000 | $54,000 | $733,000 |
| Other | 77 | $16,701,000 | $216,000 | $4,000,000 | $61,000 | $2,300,000 |
| Debt-To-Income Ratio | 63 | $12,402,000 | $196,000 | $5,000,000 | $45,000 | $300,000 |
| Employment History | 5 | $105,000 | $21,000 | $25,000 | $24,000 | $65,000 |
| Collateral | 5 | $442,000 | $88,000 | $350,000 | $63,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $6,125,000 | $1,531,000 | $2,200,000 | $0 | $0 |
| Unverifiable Information | 3 | $390,000 | $130,000 | $350,000 | $70,000 | $120,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.