HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2006

In 2006, HSBC Bank USA, NA of Buffalo, NY reported 93,320 mortgage applications totaling $18.6 billion, up 91% from 2005. The average application was for $199,517, and applicants reported an average income of $2,272. 2% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (4,507), Los Angeles-Long Beach-Glendale, CA (3,572) and Chicago-Naperville-Joliet, IL (3,534) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA
1 HSBC Center - 24th Floor
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 93,320
Total Mortgage Loan Application Amount $18,618,971,000
Average Mortgage Loan Application Amount $199,517
Highest Mortgage Loan Application Amount $65,150,000
Average Applicant Income $2,272
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,572 $ 1,297,183,000 $ 363,153 $ 1,000
Cook, Illinois 2,529 $ 488,518,000 $ 193,166 $ 0
Miami-Dade, Florida 1,736 $ 534,556,000 $ 307,923 $ 6,000
Maricopa, Arizona 1,701 $ 387,835,000 $ 228,004 $ 0
San Bernardino, California 1,577 $ 446,528,000 $ 283,150 $ 0
Riverside, California 1,540 $ 463,264,000 $ 300,820 $ 0
Erie, New York 1,271 $ 61,867,000 $ 48,675 $ 20,000
Harris, Texas 1,226 $ 153,824,000 $ 125,468 $ 0
Queens, New York 1,176 $ 294,206,000 $ 250,175 $ 6,000
Clark, Nevada 1,155 $ 305,218,000 $ 264,258 $ 0
Broward, Florida 975 $ 207,267,000 $ 212,581 $ 2,000
Suffolk, New York 962 $ 231,769,000 $ 240,924 $ 10,000
Kings, New York 949 $ 273,814,000 $ 288,528 $ 11,000
Santa Clara, California 818 $ 328,770,000 $ 401,919 $ 0
Monroe, New York 803 $ 40,974,000 $ 51,026 $ 18,000
Wayne, Michigan 763 $ 86,794,000 $ 113,753 $ 0
San Diego, California 755 $ 291,746,000 $ 386,418 $ 1,000
Orange, California 753 $ 336,064,000 $ 446,300 $ 1,000
Nassau, New York 735 $ 208,177,000 $ 283,234 $ 6,000
Prince George's, Maryland 700 $ 174,506,000 $ 249,294 $ 0
Dallas, Texas 677 $ 80,739,000 $ 119,259 $ 0
Sacramento, California 674 $ 179,867,000 $ 266,864 $ 1,000
Alameda, California 667 $ 243,325,000 $ 364,805 $ 0
Orange, Florida 641 $ 123,970,000 $ 193,400 $ 0
Palm Beach, Florida 607 $ 133,097,000 $ 219,270 $ 4,000
Tarrant, Texas 578 $ 60,338,000 $ 104,391 $ 0
Hillsborough, Florida 572 $ 99,537,000 $ 174,015 $ 0
Westchester, New York 563 $ 142,520,000 $ 253,143 $ 30,000
Kern, California 530 $ 98,844,000 $ 186,498 $ 0
King, Washington 524 $ 170,077,000 $ 324,574 $ 0
Contra Costa, California 518 $ 183,426,000 $ 354,104 $ 1,000
Shelby, Tennessee 498 $ 54,642,000 $ 109,722 $ 0
Bronx, New York 474 $ 107,887,000 $ 227,609 $ 12,000
Salt Lake, Utah 448 $ 77,673,000 $ 173,377 $ 0
Philadelphia, Pennsylvania 447 $ 52,454,000 $ 117,346 $ 2,000
Fresno, California 414 $ 88,824,000 $ 214,550 $ 0
Middlesex, Massachusetts 411 $ 113,711,000 $ 276,669 $ 0
Lee, Florida 396 $ 82,643,000 $ 208,694 $ 0
Onondaga, New York 389 $ 17,329,000 $ 44,547 $ 21,000
Mecklenburg, North Carolina 382 $ 54,514,000 $ 142,706 $ 0
San Joaquin, California 380 $ 109,946,000 $ 289,331 $ 1,000
Duval, Florida 378 $ 56,880,000 $ 150,476 $ 0
Milwaukee, Wisconsin 378 $ 42,862,000 $ 113,391 $ 0
Pierce, Washington 373 $ 72,898,000 $ 195,436 $ 0
Will, Illinois 364 $ 68,764,000 $ 188,912 $ 0
Worcester, Massachusetts 350 $ 68,905,000 $ 196,871 $ 0
Pinellas, Florida 346 $ 61,911,000 $ 178,933 $ 0
Providence, Rhode Island 343 $ 69,951,000 $ 203,938 $ 0
St. Louis, Missouri 342 $ 38,507,000 $ 112,593 $ 0
Bexar, Texas 342 $ 37,833,000 $ 110,622 $ 0
Fulton, Georgia 329 $ 67,810,000 $ 206,109 $ 0
Polk, Florida 328 $ 47,450,000 $ 144,664 $ 0
Essex, Massachusetts 322 $ 78,302,000 $ 243,173 $ 0
Snohomish, Washington 320 $ 85,023,000 $ 265,696 $ 0
Oakland, Michigan 315 $ 62,201,000 $ 197,463 $ 0
Niagara, New York 314 $ 11,003,000 $ 35,041 $ 21,000
Hamilton, Ohio 313 $ 37,621,000 $ 120,194 $ 0
Franklin, Ohio 303 $ 34,674,000 $ 114,435 $ 0
Essex, New Jersey 299 $ 82,066,000 $ 274,468 $ 2,000
Volusia, Florida 293 $ 47,180,000 $ 161,023 $ 0
Montgomery, Maryland 293 $ 90,398,000 $ 308,525 $ 0
Baltimore, Maryland 292 $ 55,277,000 $ 189,304 $ 0
Hennepin, Minnesota 288 $ 63,176,000 $ 219,361 $ 0
Baltimore City, Maryland 287 $ 32,853,000 $ 114,470 $ 0
Marion, Indiana 278 $ 27,263,000 $ 98,068 $ 0
DuPage, Illinois 274 $ 66,402,000 $ 242,343 $ 0
Suffolk, Massachusetts 266 $ 77,366,000 $ 290,849 $ 0
New Haven, Connecticut 264 $ 45,591,000 $ 172,693 $ 0
Gwinnett, Georgia 262 $ 45,389,000 $ 173,240 $ 0
Wake, North Carolina 262 $ 42,662,000 $ 162,832 $ 0
Stanislaus, California 261 $ 67,777,000 $ 259,681 $ 0
Fairfield, Connecticut 256 $ 88,757,000 $ 346,707 $ 1,000
Plymouth, Massachusetts 253 $ 62,476,000 $ 246,940 $ 0
Solano, California 250 $ 80,338,000 $ 321,352 $ 0
Fairfax, Virginia 247 $ 84,077,000 $ 340,392 $ 0
Brevard, Florida 246 $ 42,532,000 $ 172,894 $ 0
Macomb, Michigan 241 $ 36,736,000 $ 152,431 $ 0
New York, New York 241 $ 222,079,000 $ 921,489 $ 36,000
Ventura, California 238 $ 140,644,000 $ 590,941 $ 2,000
Richmond, New York 238 $ 56,598,000 $ 237,806 $ 9,000
Pima, Arizona 237 $ 58,555,000 $ 247,067 $ 0
Orange, New York 235 $ 38,580,000 $ 164,170 $ 8,000
Osceola, Florida 234 $ 45,655,000 $ 195,106 $ 0
Multnomah, Oregon 233 $ 44,788,000 $ 192,223 $ 0
Albany, New York 227 $ 22,107,000 $ 97,387 $ 7,000
DeKalb, Georgia 226 $ 32,856,000 $ 145,380 $ 0
Bristol, Massachusetts 226 $ 50,617,000 $ 223,969 $ 0
Lake, Indiana 224 $ 23,661,000 $ 105,629 $ 0
Cuyahoga, Ohio 220 $ 28,190,000 $ 128,136 $ 0
Rockland, New York 217 $ 45,319,000 $ 208,843 $ 11,000
Bergen, New Jersey 215 $ 95,202,000 $ 442,800 $ 8,000
Fort Bend, Texas 215 $ 25,904,000 $ 120,483 $ 0
Hampden, Massachusetts 212 $ 29,877,000 $ 140,929 $ 0
Allegheny, Pennsylvania 212 $ 19,264,000 $ 90,867 $ 0
Pasco, Florida 211 $ 33,776,000 $ 160,075 $ 0
Collin, Texas 211 $ 31,075,000 $ 147,274 $ 0
Hartford, Connecticut 210 $ 37,381,000 $ 178,004 $ 0
Sarasota, Florida 208 $ 43,558,000 $ 209,413 $ 0
Travis, Texas 208 $ 29,930,000 $ 143,894 $ 0
Prince William, Virginia 208 $ 59,166,000 $ 284,451 $ 0
Seminole, Florida 207 $ 41,961,000 $ 202,710 $ 2,000
Ocean, New Jersey 207 $ 49,358,000 $ 238,444 $ 4,000
Denton, Texas 204 $ 28,461,000 $ 139,514 $ 0
Lake, Illinois 202 $ 45,878,000 $ 227,118 $ 0
Norfolk, Massachusetts 200 $ 73,489,000 $ 367,445 $ 0
Hudson, New Jersey 200 $ 65,007,000 $ 325,035 $ 7,000
Jefferson, Alabama 198 $ 23,270,000 $ 117,525 $ 0
Oneida, New York 197 $ 6,423,000 $ 32,604 $ 27,000
Camden, New Jersey 196 $ 29,450,000 $ 150,255 $ 2,000
El Paso, Texas 196 $ 19,789,000 $ 100,964 $ 0
Cobb, Georgia 194 $ 33,943,000 $ 174,963 $ 0
Clark, Washington 194 $ 41,004,000 $ 211,360 $ 0
District of Columbia, District Of Columbia 193 $ 51,582,000 $ 267,264 $ 1,000
Union, New Jersey 191 $ 49,407,000 $ 258,675 $ 6,000
Middlesex, New Jersey 186 $ 50,678,000 $ 272,462 $ 5,000
Dutchess, New York 186 $ 29,325,000 $ 157,661 $ 11,000
Jefferson, Kentucky 182 $ 21,012,000 $ 115,450 $ 0
Genesee, Michigan 181 $ 19,446,000 $ 107,436 $ 0
Summit, Ohio 179 $ 19,338,000 $ 108,033 $ 0
Anne Arundel, Maryland 178 $ 43,525,000 $ 244,522 $ 0
Passaic, New Jersey 178 $ 49,734,000 $ 279,404 $ 2,000
Jackson, Missouri 177 $ 18,846,000 $ 106,474 $ 0
Washington, Oregon 177 $ 48,730,000 $ 275,310 $ 0
Tulare, California 176 $ 33,203,000 $ 188,653 $ 0
San Mateo, California 175 $ 81,869,000 $ 467,822 $ 5,000
St. Lucie, Florida 175 $ 30,051,000 $ 171,720 $ 1,000
Broome, New York 174 $ 7,468,000 $ 42,919 $ 20,000
Pinal, Arizona 170 $ 29,446,000 $ 173,211 $ 0
Kane, Illinois 170 $ 30,045,000 $ 176,735 $ 0
Montgomery, Ohio 166 $ 15,624,000 $ 94,120 $ 0
Davidson, Tennessee 165 $ 20,120,000 $ 121,939 $ 0
El Paso, Colorado 161 $ 25,407,000 $ 157,807 $ 0
Utah, Utah 160 $ 27,940,000 $ 174,625 $ 0
Monmouth, New Jersey 158 $ 49,436,000 $ 312,886 $ 3,000
Burlington, New Jersey 157 $ 30,763,000 $ 195,942 $ 2,000
Denver, Colorado 151 $ 31,916,000 $ 211,364 $ 0
Arapahoe, Colorado 147 $ 28,400,000 $ 193,197 $ 0
Chautauqua, New York 146 $ 4,545,000 $ 31,130 $ 26,000
San Francisco, California 138 $ 66,099,000 $ 478,978 $ 1,000
Adams, Colorado 138 $ 22,008,000 $ 159,478 $ 0
Atlantic, New Jersey 137 $ 26,266,000 $ 191,722 $ 0
Spokane, Washington 137 $ 17,875,000 $ 130,474 $ 0
Honolulu, Hawaii 134 $ 50,516,000 $ 376,985 $ 0
Winnebago, Illinois 134 $ 12,842,000 $ 95,835 $ 0
Charles, Maryland 134 $ 37,852,000 $ 282,477 $ 0
Montgomery, Pennsylvania 134 $ 24,713,000 $ 184,425 $ 2,000
Saratoga, New York 133 $ 16,231,000 $ 122,037 $ 10,000
Lake, Florida 132 $ 26,183,000 $ 198,356 $ 0
Wayne, New York 132 $ 4,677,000 $ 35,431 $ 26,000
Davis, Utah 132 $ 18,683,000 $ 141,537 $ 0
Merced, California 130 $ 35,553,000 $ 273,484 $ 0
Marion, Florida 130 $ 18,251,000 $ 140,392 $ 0
East Baton Rouge, Louisiana 129 $ 14,624,000 $ 113,364 $ 0
St. Louis City, Missouri 129 $ 12,227,000 $ 94,782 $ 0
Marion, Oregon 129 $ 19,288,000 $ 149,519 $ 0
Stark, Ohio 128 $ 12,355,000 $ 96,523 $ 0
Delaware, Pennsylvania 128 $ 17,079,000 $ 133,429 $ 4,000
Guilford, North Carolina 127 $ 15,425,000 $ 121,456 $ 0
Butler, Ohio 125 $ 16,093,000 $ 128,744 $ 0
Schenectady, New York 123 $ 12,992,000 $ 105,626 $ 8,000
Montgomery, Texas 123 $ 16,651,000 $ 135,373 $ 0
Barnstable, Massachusetts 122 $ 36,362,000 $ 298,049 $ 0
Clackamas, Oregon 122 $ 54,459,000 $ 446,385 $ 0
Imperial, California 121 $ 24,790,000 $ 204,876 $ 0
Collier, Florida 121 $ 38,212,000 $ 315,801 $ 0
Bernalillo, New Mexico 120 $ 31,879,000 $ 265,658 $ 0
Hillsborough, New Hampshire 119 $ 23,036,000 $ 193,579 $ 0
Knox, Tennessee 119 $ 12,933,000 $ 108,680 $ 0
Orleans, New York 118 $ 3,136,000 $ 26,576 $ 32,000
Rensselaer, New York 118 $ 10,540,000 $ 89,322 $ 5,000
Gloucester, New Jersey 115 $ 19,677,000 $ 171,104 $ 4,000
Bucks, Pennsylvania 115 $ 25,080,000 $ 218,086 $ 5,000
Monterey, California 114 $ 52,135,000 $ 457,324 $ 0
Sonoma, California 114 $ 42,390,000 $ 371,842 $ 4,000
Clayton, Georgia 114 $ 12,702,000 $ 111,421 $ 0
Lane, Oregon 114 $ 19,899,000 $ 174,552 $ 0
Chesterfield, Virginia 111 $ 18,505,000 $ 166,711 $ 0
Virginia Beach, Virginia 110 $ 20,787,000 $ 188,972 $ 0
Manatee, Florida 109 $ 23,599,000 $ 216,504 $ 0
McHenry, Illinois 109 $ 20,153,000 $ 184,889 $ 0
Anoka, Minnesota 109 $ 21,857,000 $ 200,522 $ 0
Rutherford, Tennessee 109 $ 12,437,000 $ 114,100 $ 0
Dakota, Minnesota 108 $ 23,716,000 $ 219,592 $ 0
New Castle, Delaware 107 $ 24,059,000 $ 224,850 $ 1,000
Allen, Indiana 107 $ 9,371,000 $ 87,579 $ 0
St. Charles, Missouri 107 $ 16,902,000 $ 157,962 $ 0
Oklahoma, Oklahoma 107 $ 11,376,000 $ 106,317 $ 0
Rockingham, New Hampshire 106 $ 22,982,000 $ 216,811 $ 0
Tulsa, Oklahoma 106 $ 10,624,000 $ 100,226 $ 0
Williamson, Texas 105 $ 13,290,000 $ 126,571 $ 0
Placer, California 104 $ 35,993,000 $ 346,086 $ 1,000
Jefferson, Colorado 104 $ 20,936,000 $ 201,307 $ 0
Hidalgo, Texas 103 $ 10,845,000 $ 105,291 $ 0
Weber, Utah 102 $ 12,514,000 $ 122,686 $ 0
Horry, South Carolina 100 $ 18,946,000 $ 189,460 $ 0
Hamilton, Tennessee 100 $ 10,486,000 $ 104,860 $ 0
Mobile, Alabama 99 $ 12,016,000 $ 121,373 $ 0
Henrico, Virginia 99 $ 17,077,000 $ 172,494 $ 0
Ramsey, Minnesota 98 $ 16,680,000 $ 170,204 $ 0
Charleston, South Carolina 98 $ 26,431,000 $ 269,704 $ 0
Richland, South Carolina 98 $ 11,821,000 $ 120,622 $ 0
Ada, Idaho 97 $ 17,744,000 $ 182,927 $ 0
Polk, Iowa 97 $ 10,859,000 $ 111,948 $ 0
Kent, Michigan 97 $ 10,235,000 $ 105,515 $ 0
Monroe, Pennsylvania 97 $ 14,370,000 $ 148,144 $ 3,000
Deschutes, Oregon 95 $ 21,645,000 $ 227,842 $ 0
Cumberland, Maine 94 $ 18,048,000 $ 192,000 $ 0
DeSoto, Mississippi 94 $ 12,619,000 $ 134,244 $ 0
Kent, Rhode Island 94 $ 17,263,000 $ 183,648 $ 0
Loudoun, Virginia 94 $ 32,354,000 $ 344,191 $ 0
Jefferson, New York 93 $ 2,912,000 $ 31,311 $ 34,000
Lehigh, Pennsylvania 93 $ 10,994,000 $ 118,215 $ 2,000
Brazoria, Texas 93 $ 11,271,000 $ 121,193 $ 0
Charlotte, Florida 92 $ 16,146,000 $ 175,500 $ 0
Jefferson, Missouri 92 $ 11,896,000 $ 129,304 $ 0
Oswego, New York 89 $ 3,699,000 $ 41,561 $ 18,000
Clay, Florida 88 $ 15,398,000 $ 174,977 $ 1,000
Hernando, Florida 88 $ 13,501,000 $ 153,420 $ 0
Lorain, Ohio 87 $ 9,648,000 $ 110,896 $ 0
Lucas, Ohio 86 $ 8,883,000 $ 103,290 $ 0
Berks, Pennsylvania 85 $ 9,314,000 $ 109,576 $ 1,000
Mercer, New Jersey 84 $ 14,489,000 $ 172,488 $ 0
Union, North Carolina 84 $ 17,725,000 $ 211,011 $ 0
York, Pennsylvania 83 $ 10,316,000 $ 124,289 $ 3,000
Galveston, Texas 83 $ 9,582,000 $ 115,445 $ 0
Spotsylvania, Virginia 83 $ 20,681,000 $ 249,168 $ 0
Cherokee, Georgia 82 $ 15,449,000 $ 188,402 $ 0
Frederick, Maryland 82 $ 21,385,000 $ 260,792 $ 0
Forsyth, North Carolina 82 $ 10,627,000 $ 129,597 $ 0
Henry, Georgia 81 $ 12,891,000 $ 159,148 $ 0
Harford, Maryland 81 $ 16,109,000 $ 198,876 $ 0
Douglas, Colorado 80 $ 22,622,000 $ 282,775 $ 0
York, Maine 80 $ 15,030,000 $ 187,875 $ 0
Washoe, Nevada 80 $ 20,699,000 $ 258,737 $ 0
New London, Connecticut 79 $ 14,517,000 $ 183,759 $ 0
St. Joseph, Indiana 79 $ 6,911,000 $ 87,481 $ 0
Clinton, New York 79 $ 2,742,000 $ 34,708 $ 34,000
Livingston, New York 79 $ 3,604,000 $ 45,620 $ 19,000
Ontario, New York 79 $ 4,085,000 $ 51,708 $ 26,000
Greenville, South Carolina 79 $ 11,300,000 $ 143,037 $ 0
Escambia, Florida 78 $ 11,766,000 $ 150,846 $ 0
Hinds, Mississippi 78 $ 5,875,000 $ 75,320 $ 0
Morris, New Jersey 77 $ 24,934,000 $ 323,818 $ 5,000
Spartanburg, South Carolina 77 $ 8,240,000 $ 107,012 $ 0
Chesapeake, Virginia 77 $ 15,481,000 $ 201,051 $ 0
Cumberland, North Carolina 76 $ 7,847,000 $ 103,250 $ 0
Cameron, Texas 76 $ 7,767,000 $ 102,197 $ 0
Pulaski, Arkansas 75 $ 17,744,000 $ 236,586 $ 0
St. Clair, Illinois 75 $ 7,031,000 $ 93,746 $ 0
Kenton, Kentucky 74 $ 7,711,000 $ 104,202 $ 0
Yolo, California 73 $ 19,083,000 $ 261,410 $ 3,000
Madera, California 72 $ 18,833,000 $ 261,569 $ 1,000
Chemung, New York 72 $ 2,754,000 $ 38,250 $ 18,000
Durham, North Carolina 72 $ 8,889,000 $ 123,458 $ 0
Howard, Maryland 70 $ 18,573,000 $ 265,328 $ 0
Franklin, New York 70 $ 2,380,000 $ 34,000 $ 28,000
Paulding, Georgia 69 $ 8,937,000 $ 129,521 $ 0
Somerset, New Jersey 69 $ 21,442,000 $ 310,753 $ 6,000
Richmond City, Virginia 69 $ 9,751,000 $ 141,318 $ 0
Canyon, Idaho 68 $ 8,082,000 $ 118,852 $ 0
Ingham, Michigan 68 $ 7,079,000 $ 104,102 $ 0
Thurston, Washington 67 $ 13,932,000 $ 207,940 $ 0
Butte, California 66 $ 13,422,000 $ 203,363 $ 0
Douglas, Georgia 66 $ 10,306,000 $ 156,151 $ 0
Cabarrus, North Carolina 66 $ 8,398,000 $ 127,242 $ 0
Newport News, Virginia 66 $ 8,275,000 $ 125,378 $ 0
Newton, Georgia 65 $ 7,829,000 $ 120,446 $ 0
Jackson, Michigan 65 $ 6,820,000 $ 104,923 $ 0
Caddo, Louisiana 64 $ 5,733,000 $ 89,578 $ 0
Muskegon, Michigan 64 $ 5,126,000 $ 80,093 $ 0
Mohave, Arizona 63 $ 11,160,000 $ 177,142 $ 0
Weld, Colorado 63 $ 9,698,000 $ 153,936 $ 0
Nueces, Texas 63 $ 5,672,000 $ 90,031 $ 0
Norfolk, Virginia 63 $ 8,736,000 $ 138,666 $ 0
Yakima, Washington 63 $ 6,599,000 $ 104,746 $ 0
Hamilton, Indiana 62 $ 10,657,000 $ 171,887 $ 0
Johnson, Kansas 62 $ 11,739,000 $ 189,338 $ 0
Johnston, North Carolina 62 $ 7,142,000 $ 115,193 $ 0
Jefferson, Louisiana 61 $ 7,940,000 $ 130,163 $ 0
Gaston, North Carolina 61 $ 6,844,000 $ 112,196 $ 0
Kenosha, Wisconsin 61 $ 8,339,000 $ 136,704 $ 0
Litchfield, Connecticut 60 $ 10,679,000 $ 177,983 $ 0
Sedgwick, Kansas 60 $ 6,537,000 $ 108,950 $ 0
Washington, Minnesota 60 $ 14,072,000 $ 234,533 $ 0
Ulster, New York 60 $ 9,212,000 $ 153,533 $ 11,000
Warren, Ohio 60 $ 8,916,000 $ 148,600 $ 0
Lake, Ohio 59 $ 7,692,000 $ 130,372 $ 0
Mahoning, Ohio 59 $ 5,341,000 $ 90,525 $ 0
Chester, Pennsylvania 59 $ 10,952,000 $ 185,627 $ 1,000
El Dorado, California 58 $ 21,271,000 $ 366,741 $ 0
Santa Barbara, California 58 $ 24,401,000 $ 420,706 $ 0
Bibb, Georgia 58 $ 6,563,000 $ 113,155 $ 0
Clermont, Ohio 58 $ 7,304,000 $ 125,931 $ 0
Sumner, Tennessee 58 $ 7,470,000 $ 128,793 $ 0
Stafford, Virginia 58 $ 15,766,000 $ 271,827 $ 0
Kitsap, Washington 58 $ 12,480,000 $ 215,172 $ 0
Warren, New York 57 $ 5,884,000 $ 103,228 $ 1,000
Kalamazoo, Michigan 56 $ 5,393,000 $ 96,303 $ 0
Putnam, New York 56 $ 13,548,000 $ 241,928 $ 9,000
Luzerne, Pennsylvania 56 $ 5,055,000 $ 90,267 $ 1,000
Northampton, Pennsylvania 56 $ 8,046,000 $ 143,678 $ 2,000
Waukesha, Wisconsin 56 $ 11,361,000 $ 202,875 $ 0
Windham, Connecticut 55 $ 8,878,000 $ 161,418 $ 0
Cape May, New Jersey 55 $ 15,913,000 $ 289,327 $ 0
Lancaster, Pennsylvania 55 $ 6,670,000 $ 121,272 $ 2,000
Lexington, South Carolina 55 $ 8,700,000 $ 158,181 $ 0
Hampton, Virginia 55 $ 6,953,000 $ 126,418 $ 0
Shasta, California 54 $ 11,906,000 $ 220,481 $ 0
Wyandotte, Kansas 54 $ 4,848,000 $ 89,777 $ 0
York, South Carolina 54 $ 6,665,000 $ 123,425 $ 0
Lubbock, Texas 54 $ 4,504,000 $ 83,407 $ 0
Dane, Wisconsin 54 $ 8,741,000 $ 161,870 $ 0
Porter, Indiana 53 $ 6,863,000 $ 129,490 $ 0
Livingston, Michigan 53 $ 10,761,000 $ 203,037 $ 0
Sullivan, New York 53 $ 6,249,000 $ 117,905 $ 10,000
New Hanover, North Carolina 53 $ 9,854,000 $ 185,924 $ 0
Santa Cruz, California 52 $ 25,574,000 $ 491,807 $ 0
Washtenaw, Michigan 52 $ 9,502,000 $ 182,730 $ 0
Clark, Ohio 52 $ 4,776,000 $ 91,846 $ 0
Pike, Pennsylvania 52 $ 7,242,000 $ 139,269 $ 4,000
Carroll, Georgia 51 $ 5,484,000 $ 107,529 $ 0
Chatham, Georgia 51 $ 5,991,000 $ 117,470 $ 0
Muscogee, Georgia 51 $ 6,029,000 $ 118,215 $ 0
Westmoreland, Pennsylvania 51 $ 4,833,000 $ 94,764 $ 7,000
Madison, Tennessee 51 $ 4,398,000 $ 86,235 $ 0
Rock, Wisconsin 51 $ 5,147,000 $ 100,921 $ 0
Madison, Alabama 50 $ 5,973,000 $ 119,460 $ 0
San Luis Obispo, California 50 $ 19,540,000 $ 390,800 $ 0
Madison, New York 50 $ 3,171,000 $ 63,420 $ 17,000
Washington, New York 50 $ 4,158,000 $ 83,160 $ 5,000
Catawba, North Carolina 50 $ 5,671,000 $ 113,420 $ 0
Yamhill, Oregon 50 $ 9,111,000 $ 182,220 $ 0
Washington, Utah 50 $ 10,223,000 $ 204,460 $ 0
Kootenai, Idaho 49 $ 8,070,000 $ 164,693 $ 0
Vanderburgh, Indiana 49 $ 4,668,000 $ 95,265 $ 0
Bell, Texas 49 $ 4,119,000 $ 84,061 $ 0
Shelby, Alabama 48 $ 7,379,000 $ 153,729 $ 0
St. Johns, Florida 48 $ 12,966,000 $ 270,125 $ 1,000
Strafford, New Hampshire 48 $ 8,322,000 $ 173,375 $ 0
Iredell, North Carolina 48 $ 7,558,000 $ 157,458 $ 0
Trumbull, Ohio 48 $ 4,225,000 $ 88,020 $ 0
Beaufort, South Carolina 48 $ 15,456,000 $ 322,000 $ 0
Cattaraugus, New York 47 $ 1,902,000 $ 40,468 $ 15,000
Berkeley, South Carolina 47 $ 5,638,000 $ 119,957 $ 0
Dorchester, South Carolina 47 $ 6,993,000 $ 148,787 $ 0
Mesa, Colorado 46 $ 6,720,000 $ 146,086 $ 0
Johnson, Indiana 46 $ 4,447,000 $ 96,673 $ 0
Wright, Minnesota 46 $ 10,230,000 $ 222,391 $ 0
Sussex, New Jersey 46 $ 10,749,000 $ 233,673 $ 0
Dauphin, Pennsylvania 46 $ 5,263,000 $ 114,413 $ 6,000
Yavapai, Arizona 45 $ 7,586,000 $ 168,577 $ 0
Okaloosa, Florida 45 $ 11,616,000 $ 258,133 $ 1,000
Hawaii, Hawaii 45 $ 12,926,000 $ 287,244 $ 1,000
Androscoggin, Maine 45 $ 5,819,000 $ 129,311 $ 0
Ottawa, Michigan 45 $ 6,057,000 $ 134,600 $ 0
Douglas, Nebraska 45 $ 4,613,000 $ 102,511 $ 0
Licking, Ohio 45 $ 5,250,000 $ 116,666 $ 0
Jefferson, Texas 45 $ 3,976,000 $ 88,355 $ 0
Johnson, Texas 45 $ 4,504,000 $ 100,088 $ 0
Forsyth, Georgia 44 $ 10,419,000 $ 236,795 $ 0
Madison, Indiana 44 $ 3,273,000 $ 74,386 $ 0
Berrien, Michigan 44 $ 4,541,000 $ 103,204 $ 0
Genesee, New York 44 $ 1,291,000 $ 29,340 $ 32,000
Linn, Oregon 44 $ 6,005,000 $ 136,477 $ 0
Brown, Wisconsin 44 $ 5,703,000 $ 129,613 $ 0
Fayette, Kentucky 43 $ 5,379,000 $ 125,093 $ 0
Washington, Maryland 43 $ 8,147,000 $ 189,465 $ 0
Saginaw, Michigan 43 $ 4,076,000 $ 94,790 $ 0
St. Lawrence, New York 43 $ 1,357,000 $ 31,558 $ 28,000
Walworth, Wisconsin 43 $ 6,213,000 $ 144,488 $ 0
Marin, California 42 $ 26,166,000 $ 623,000 $ 1,000
Indian River, Florida 42 $ 7,297,000 $ 173,738 $ 4,000
Sangamon, Illinois 42 $ 3,118,000 $ 74,238 $ 0
Tazewell, Illinois 42 $ 3,217,000 $ 76,595 $ 0
Clay, Missouri 42 $ 5,069,000 $ 120,690 $ 0
Wyoming, New York 42 $ 1,551,000 $ 36,928 $ 18,000
Cleveland, Oklahoma 42 $ 4,976,000 $ 118,476 $ 0
Washington, Rhode Island 42 $ 9,806,000 $ 233,476 $ 0
Rockwall, Texas 42 $ 6,089,000 $ 144,976 $ 0
Citrus, Florida 41 $ 5,600,000 $ 136,585 $ 1,000
Flagler, Florida 41 $ 8,809,000 $ 214,853 $ 0
Peoria, Illinois 41 $ 3,334,000 $ 81,317 $ 0
Howard, Indiana 41 $ 3,550,000 $ 86,585 $ 0
Kennebec, Maine 41 $ 4,450,000 $ 108,536 $ 0
Cumberland, New Jersey 41 $ 6,014,000 $ 146,682 $ 0
Cayuga, New York 41 $ 2,009,000 $ 49,000 $ 26,000
Fulton, New York 41 $ 2,563,000 $ 62,512 $ 5,000
Portage, Ohio 41 $ 5,222,000 $ 127,365 $ 0
Racine, Wisconsin 41 $ 4,925,000 $ 120,121 $ 0
Yuma, Arizona 40 $ 6,718,000 $ 167,950 $ 0
Larimer, Colorado 40 $ 7,728,000 $ 193,200 $ 0
Pueblo, Colorado 40 $ 4,059,000 $ 101,475 $ 0
Santa Rosa, Florida 40 $ 7,062,000 $ 176,550 $ 0
Boone, Kentucky 40 $ 5,771,000 $ 144,275 $ 0
Hampshire, Massachusetts 40 $ 6,643,000 $ 166,075 $ 0
Tompkins, New York 40 $ 2,542,000 $ 63,550 $ 19,000
Alamance, North Carolina 40 $ 4,901,000 $ 122,525 $ 0
Lackawanna, Pennsylvania 40 $ 3,750,000 $ 93,750 $ 2,000
Montgomery, Tennessee 40 $ 3,539,000 $ 88,475 $ 0
Cowlitz, Washington 40 $ 5,854,000 $ 146,350 $ 0
Kings, California 39 $ 6,561,000 $ 168,230 $ 0
Tolland, Connecticut 39 $ 6,858,000 $ 175,846 $ 0
Barrow, Georgia 39 $ 5,029,000 $ 128,948 $ 0
Kankakee, Illinois 39 $ 4,713,000 $ 120,846 $ 0
Penobscot, Maine 39 $ 3,959,000 $ 101,512 $ 0
St. Mary's, Maryland 39 $ 7,549,000 $ 193,564 $ 0
Buncombe, North Carolina 39 $ 6,092,000 $ 156,205 $ 0
Jackson, Oregon 39 $ 8,724,000 $ 223,692 $ 0
Beaver, Pennsylvania 39 $ 3,805,000 $ 97,564 $ 0
Whatcom, Washington 39 $ 7,841,000 $ 201,051 $ 0
Kent, Delaware 38 $ 7,137,000 $ 187,815 $ 6,000
Sussex, Delaware 38 $ 8,931,000 $ 235,026 $ 18,000
Hall, Georgia 38 $ 6,007,000 $ 158,078 $ 0
Kendall, Illinois 38 $ 6,708,000 $ 176,526 $ 0
Elkhart, Indiana 38 $ 4,119,000 $ 108,394 $ 0
Scott, Minnesota 38 $ 9,179,000 $ 241,552 $ 0
Erie, Pennsylvania 38 $ 2,787,000 $ 73,342 $ 0
Kaufman, Texas 38 $ 4,745,000 $ 124,868 $ 0
Maui, Hawaii 37 $ 14,068,000 $ 380,216 $ 0
St. Tammany, Louisiana 37 $ 5,338,000 $ 144,270 $ 0
Delaware, Ohio 37 $ 7,644,000 $ 206,594 $ 0
Fairfield, Ohio 37 $ 5,298,000 $ 143,189 $ 0
Sutter, California 36 $ 7,881,000 $ 218,916 $ 0
DeKalb, Illinois 36 $ 6,676,000 $ 185,444 $ 0
Lenawee, Michigan 36 $ 3,928,000 $ 109,111 $ 0
Merrimack, New Hampshire 36 $ 5,947,000 $ 165,194 $ 0
Steuben, New York 36 $ 2,695,000 $ 74,861 $ 12,000
Franklin, Pennsylvania 36 $ 4,889,000 $ 135,805 $ 1,000
Washington, Pennsylvania 36 $ 3,767,000 $ 104,638 $ 0
Nevada, California 35 $ 12,104,000 $ 345,828 $ 3,000
Yuba, California 35 $ 7,372,000 $ 210,628 $ 2,000
Hendricks, Indiana 35 $ 4,307,000 $ 123,057 $ 0
Campbell, Kentucky 35 $ 3,677,000 $ 105,057 $ 0
Calhoun, Michigan 35 $ 4,130,000 $ 118,000 $ 0
Montgomery, New York 35 $ 2,525,000 $ 72,142 $ 2,000
Williamson, Tennessee 35 $ 8,039,000 $ 229,685 $ 0
Ellis, Texas 35 $ 3,752,000 $ 107,200 $ 0
Boulder, Colorado 34 $ 7,497,000 $ 220,500 $ 0
Richmond, Georgia 34 $ 3,086,000 $ 90,764 $ 0
Boone, Illinois 34 $ 5,362,000 $ 157,705 $ 0
Macon, Illinois 34 $ 2,620,000 $ 77,058 $ 0
Sherburne, Minnesota 34 $ 7,225,000 $ 212,500 $ 0
Schuyler, New York 34 $ 923,000 $ 27,147 $ 21,000
Medina, Ohio 34 $ 5,180,000 $ 152,352 $ 0
Frederick, Virginia 34 $ 6,712,000 $ 197,411 $ 2,000
Montgomery, Alabama 33 $ 3,550,000 $ 107,575 $ 0
Alachua, Florida 33 $ 4,798,000 $ 145,393 $ 0
Bartow, Georgia 33 $ 4,132,000 $ 125,212 $ 0
Morgan, Indiana 33 $ 3,406,000 $ 103,212 $ 0
Vigo, Indiana 33 $ 2,305,000 $ 69,848 $ 0
Monroe, Michigan 33 $ 5,058,000 $ 153,272 $ 0
Grafton, New Hampshire 33 $ 3,911,000 $ 118,515 $ 0
Huron, Ohio 33 $ 3,292,000 $ 99,757 $ 0
Bradley, Tennessee 33 $ 3,301,000 $ 100,030 $ 0
Leon, Florida 32 $ 4,401,000 $ 137,531 $ 0
Rockdale, Georgia 32 $ 5,544,000 $ 173,250 $ 0
Madison, Illinois 32 $ 2,544,000 $ 79,500 $ 0
Linn, Iowa 32 $ 3,460,000 $ 108,125 $ 0
Calvert, Maryland 32 $ 8,631,000 $ 269,718 $ 0
Tioga, New York 32 $ 1,035,000 $ 32,343 $ 17,000
Davidson, North Carolina 32 $ 3,690,000 $ 115,312 $ 0
Humboldt, California 31 $ 6,409,000 $ 206,741 $ 3,000
San Benito, California 31 $ 13,023,000 $ 420,096 $ 4,000
Coweta, Georgia 31 $ 4,809,000 $ 155,129 $ 0
Warren, New Jersey 31 $ 7,175,000 $ 231,451 $ 4,000
Sandoval, New Mexico 31 $ 10,944,000 $ 353,032 $ 0
Wilson, Tennessee 31 $ 4,873,000 $ 157,193 $ 0
Suffolk, Virginia 31 $ 6,273,000 $ 202,354 $ 0
Franklin, Washington 31 $ 3,286,000 $ 106,000 $ 0
Baldwin, Alabama 30 $ 6,289,000 $ 209,633 $ 0
Napa, California 30 $ 17,237,000 $ 574,566 $ 0
Bay, Florida 30 $ 5,534,000 $ 184,466 $ 0
Fayette, Georgia 30 $ 5,797,000 $ 193,233 $ 0
Bossier, Louisiana 30 $ 2,841,000 $ 94,700 $ 0
Berkshire, Massachusetts 30 $ 5,048,000 $ 168,266 $ 0
Eaton, Michigan 30 $ 3,826,000 $ 127,533 $ 0
Greene, Missouri 30 $ 3,132,000 $ 104,400 $ 0
Muskingum, Ohio 30 $ 2,340,000 $ 78,000 $ 0
Cumberland, Pennsylvania 30 $ 3,611,000 $ 120,366 $ 7,000
Sevier, Tennessee 30 $ 4,083,000 $ 136,100 $ 0
Roanoke City, Virginia 30 $ 2,437,000 $ 81,233 $ 0
Isanti, Minnesota 29 $ 4,977,000 $ 171,620 $ 0
Brunswick, North Carolina 29 $ 5,272,000 $ 181,793 $ 0
McLennan, Texas 29 $ 2,475,000 $ 85,344 $ 0
Highlands, Florida 28 $ 3,602,000 $ 128,642 $ 0
Walker, Georgia 28 $ 2,606,000 $ 93,071 $ 0
Clark, Indiana 28 $ 3,138,000 $ 112,071 $ 0
Delaware, Indiana 28 $ 2,395,000 $ 85,535 $ 0
LaPorte, Indiana 28 $ 3,487,000 $ 124,535 $ 0
Madison, Kentucky 28 $ 2,593,000 $ 92,607 $ 0
Ascension, Louisiana 28 $ 4,237,000 $ 151,321 $ 0
Lapeer, Michigan 28 $ 4,834,000 $ 172,642 $ 0
St. Clair, Michigan 28 $ 3,962,000 $ 141,500 $ 0
Sandusky, Ohio 28 $ 2,663,000 $ 95,107 $ 0
Butler, Pennsylvania 28 $ 2,712,000 $ 96,857 $ 0
Comal, Texas 28 $ 4,420,000 $ 157,857 $ 0
Ector, Texas 28 $ 2,140,000 $ 76,428 $ 0
Bullitt, Kentucky 27 $ 3,373,000 $ 124,925 $ 0
Rockingham, North Carolina 27 $ 2,743,000 $ 101,592 $ 0
Chittenden, Vermont 27 $ 5,260,000 $ 194,814 $ 0
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Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 49,557 $9,453,608,000 $190,000 $65,150,000 $0 $9,999,000
Refinancing 39,153 $8,817,644,000 $225,000 $38,000,000 $0 $2,300,000
Home Improvement 4,610 $347,719,000 $75,000 $50,000,000 $46,000 $846,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 89,754 $18,495,165,000 $206,000 $65,150,000 $0 $1,200,000
White 1,974 $85,607,000 $43,000 $15,500,000 $72,000 $9,999,000
Not Provided 902 $18,010,000 $19,000 $4,000,000 $79,000 $2,300,000
Black or African American 322 $4,096,000 $12,000 $510,000 $47,000 $202,000
Hispanic 222 $4,311,000 $19,000 $480,000 $55,000 $846,000
Asian 116 $11,082,000 $95,000 $2,860,000 $56,000 $303,000
American Indian or Alaskan Native 21 $230,000 $10,000 $25,000 $62,000 $250,000
Native Hawaiian or Other Pacific Islander 9 $470,000 $52,000 $350,000 $76,000 $122,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 93,316 $18,618,544,000 $199,000 $65,150,000 $2,000 $9,999,000
FHA-insured (Federal Housing Administration) 2 $257,000 $128,000 $161,000 $0 $0
VA-guaranteed (Veterans Administration) 2 $170,000 $85,000 $120,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 89,627 $17,837,179,000 $199,000 $50,000,000 $0 $0
Loan Originated 2,017 $626,432,000 $310,000 $65,150,000 $74,000 $9,999,000
Application Denied By Financial Institution 1,159 $53,337,000 $46,000 $5,000,000 $54,000 $2,300,000
Application Approved But Not Accepted 421 $10,067,000 $23,000 $1,500,000 $76,000 $700,000
File Closed For Incompleteness 59 $14,435,000 $244,000 $6,160,000 $72,000 $400,000
Application Withdrawn By Applicant 37 $77,521,000 $2,095,000 $44,000,000 $56,000 $303,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,001 $17,072,000 $17,000 $1,999,000 $54,000 $733,000
Other 77 $16,701,000 $216,000 $4,000,000 $61,000 $2,300,000
Debt-To-Income Ratio 63 $12,402,000 $196,000 $5,000,000 $45,000 $300,000
Employment History 5 $105,000 $21,000 $25,000 $24,000 $65,000
Collateral 5 $442,000 $88,000 $350,000 $63,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 4 $6,125,000 $1,531,000 $2,200,000 $0 $0
Unverifiable Information 3 $390,000 $130,000 $350,000 $70,000 $120,000
Credit Application Incomplete 1 $100,000 $100,000 $100,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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