HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2012

In 2012, HSBC Bank USA, NA of Chicago, IL reported 24,461 mortgage applications totaling $11.1 billion, up 54% from 2011. The average application was for $454,871, and applicants reported an average income of $210,144. 45% of its applications resulted in an originated loan and 9% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (6,498), Los Angeles-Long Beach-Glendale, CA (2,280) and Nassau-Suffolk, NY (1,425) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA

Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 24,461
Total Mortgage Loan Application Amount $11,126,606,000
Average Mortgage Loan Application Amount $454,871
Highest Mortgage Loan Application Amount $76,000,000
Average Applicant Income $210,144
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,280 $ 1,823,191,000 $ 799,645 $ 336,000
New York, New York 1,735 $ 1,442,824,000 $ 831,598 $ 454,000
Queens, New York 1,515 $ 443,726,000 $ 292,888 $ 100,000
Kings, New York 1,135 $ 533,968,000 $ 470,456 $ 160,000
Erie, New York 878 $ 93,660,000 $ 106,674 $ 62,000
Miami-Dade, Florida 845 $ 439,005,000 $ 519,532 $ 395,000
Nassau, New York 753 $ 321,470,000 $ 426,918 $ 188,000
Westchester, New York 749 $ 270,318,000 $ 360,905 $ 200,000
Suffolk, New York 672 $ 313,823,000 $ 466,998 $ 235,000
Monroe, New York 611 $ 61,405,000 $ 100,499 $ 54,000
Santa Clara, California 559 $ 477,539,000 $ 854,273 $ 249,000
King, Washington 496 $ 214,859,000 $ 433,183 $ 147,000
Orange, California 433 $ 319,300,000 $ 737,413 $ 342,000
Fairfield, Connecticut 389 $ 340,244,000 $ 874,663 $ 338,000
Bergen, New Jersey 363 $ 184,288,000 $ 507,680 $ 237,000
Montgomery, Maryland 348 $ 193,448,000 $ 555,885 $ 183,000
Broward, Florida 311 $ 93,130,000 $ 299,453 $ 213,000
Bronx, New York 289 $ 77,905,000 $ 269,567 $ 86,000
San Mateo, California 280 $ 244,069,000 $ 871,675 $ 310,000
Alameda, California 274 $ 163,017,000 $ 594,952 $ 207,000
Philadelphia, Pennsylvania 261 $ 47,645,000 $ 182,547 $ 26,000
Palm Beach, Florida 260 $ 122,052,000 $ 469,430 $ 240,000
Richmond, New York 218 $ 63,491,000 $ 291,243 $ 114,000
San Diego, California 217 $ 131,643,000 $ 606,649 $ 235,000
Rockland, New York 212 $ 58,766,000 $ 277,198 $ 111,000
Fairfax, Virginia 208 $ 109,657,000 $ 527,197 $ 278,000
Hudson, New Jersey 202 $ 70,212,000 $ 347,584 $ 222,000
San Francisco, California 198 $ 142,717,000 $ 720,792 $ 280,000
District of Columbia, District Of Columbia 198 $ 104,657,000 $ 528,570 $ 189,000
Niagara, New York 196 $ 18,766,000 $ 95,744 $ 46,000
Morris, New Jersey 151 $ 61,111,000 $ 404,708 $ 185,000
Cook, Illinois 150 $ 47,397,000 $ 315,980 $ 149,000
Essex, New Jersey 149 $ 64,106,000 $ 430,241 $ 325,000
Onondaga, New York 148 $ 15,273,000 $ 103,195 $ 55,000
Monmouth, New Jersey 135 $ 85,140,000 $ 630,666 $ 506,000
Maricopa, Arizona 129 $ 31,588,000 $ 244,868 $ 129,000
Contra Costa, California 126 $ 61,674,000 $ 489,476 $ 169,000
Middlesex, New Jersey 121 $ 33,058,000 $ 273,206 $ 108,000
Broome, New York 101 $ 9,294,000 $ 92,019 $ 49,000
Union, New Jersey 99 $ 45,247,000 $ 457,040 $ 200,000
Orange, New York 95 $ 20,021,000 $ 210,747 $ 109,000
Dutchess, New York 93 $ 20,857,000 $ 224,268 $ 115,000
Riverside, California 88 $ 33,957,000 $ 385,875 $ 224,000
San Bernardino, California 86 $ 29,904,000 $ 347,720 $ 140,000
Ocean, New Jersey 82 $ 28,399,000 $ 346,329 $ 244,000
Oneida, New York 80 $ 7,746,000 $ 96,825 $ 61,000
Orange, Florida 76 $ 17,764,000 $ 233,736 $ 172,000
Chautauqua, New York 76 $ 5,713,000 $ 75,171 $ 61,000
Albany, New York 75 $ 12,753,000 $ 170,040 $ 65,000
Somerset, New Jersey 64 $ 42,488,000 $ 663,875 $ 401,000
Wayne, New York 61 $ 5,481,000 $ 89,852 $ 51,000
Mecklenburg, North Carolina 61 $ 14,488,000 $ 237,508 $ 82,000
Prince George's, Maryland 60 $ 13,511,000 $ 225,183 $ 94,000
Jefferson, New York 60 $ 6,223,000 $ 103,716 $ 52,000
St. Lawrence, New York 60 $ 6,643,000 $ 110,716 $ 95,000
Multnomah, Oregon 58 $ 53,057,000 $ 914,775 $ 12,000
New Castle, Delaware 54 $ 10,677,000 $ 197,722 $ 29,000
Harris, Texas 53 $ 14,429,000 $ 272,245 $ 188,000
Clark, Nevada 52 $ 18,829,000 $ 362,096 $ 162,000
Monroe, Pennsylvania 52 $ 10,754,000 $ 206,807 $ 67,000
Saratoga, New York 51 $ 10,650,000 $ 208,823 $ 131,000
Middlesex, Massachusetts 50 $ 20,870,000 $ 417,400 $ 333,000
Ontario, New York 48 $ 6,504,000 $ 135,500 $ 75,000
Passaic, New Jersey 47 $ 13,088,000 $ 278,468 $ 131,000
Arlington, Virginia 47 $ 21,907,000 $ 466,106 $ 228,000
Schenectady, New York 46 $ 5,680,000 $ 123,478 $ 64,000
Livingston, New York 45 $ 4,533,000 $ 100,733 $ 68,000
Loudoun, Virginia 43 $ 14,771,000 $ 343,511 $ 202,000
Franklin, New York 41 $ 3,537,000 $ 86,268 $ 61,000
Lee, Florida 40 $ 10,399,000 $ 259,975 $ 199,000
Ventura, California 38 $ 25,576,000 $ 673,052 $ 192,000
New Haven, Connecticut 38 $ 8,761,000 $ 230,552 $ 118,000
Hillsborough, Florida 38 $ 6,913,000 $ 181,921 $ 256,000
Clinton, New York 38 $ 4,824,000 $ 126,947 $ 75,000
Montgomery, Pennsylvania 38 $ 11,333,000 $ 298,236 $ 145,000
Sacramento, California 36 $ 7,831,000 $ 217,527 $ 62,000
Collier, Florida 36 $ 14,561,000 $ 404,472 $ 305,000
Fulton, Georgia 36 $ 12,109,000 $ 336,361 $ 313,000
Chemung, New York 36 $ 2,512,000 $ 69,777 $ 47,000
Barnstable, Massachusetts 35 $ 14,530,000 $ 415,142 $ 281,000
Ulster, New York 34 $ 8,518,000 $ 250,529 $ 254,000
Mercer, New Jersey 33 $ 15,998,000 $ 484,787 $ 236,000
Putnam, New York 33 $ 8,192,000 $ 248,242 $ 85,000
Sullivan, New York 33 $ 4,952,000 $ 150,060 $ 92,000
Osceola, Florida 32 $ 8,694,000 $ 271,687 $ 294,000
Lake, Illinois 32 $ 10,047,000 $ 313,968 $ 115,000
Oswego, New York 32 $ 2,954,000 $ 92,312 $ 53,000
Delaware, Pennsylvania 32 $ 5,671,000 $ 177,218 $ 63,000
Volusia, Florida 30 $ 4,920,000 $ 164,000 $ 57,000
DuPage, Illinois 30 $ 7,647,000 $ 254,900 $ 48,000
Columbia, New York 30 $ 9,397,000 $ 313,233 $ 228,000
Baltimore, Maryland 29 $ 7,188,000 $ 247,862 $ 82,000
Pike, Pennsylvania 29 $ 5,337,000 $ 184,034 $ 98,000
Snohomish, Washington 29 $ 7,754,000 $ 267,379 $ 95,000
Pinellas, Florida 28 $ 5,958,000 $ 212,785 $ 195,000
Suffolk, Massachusetts 28 $ 15,021,000 $ 536,464 $ 265,000
Oakland, Michigan 28 $ 5,501,000 $ 196,464 $ 138,000
St. Louis, Missouri 28 $ 4,174,000 $ 149,071 $ 21,000
Rensselaer, New York 28 $ 3,933,000 $ 140,464 $ 62,000
Prince William, Virginia 28 $ 8,436,000 $ 301,285 $ 133,000
Marin, California 27 $ 26,820,000 $ 993,333 $ 941,000
Tompkins, New York 27 $ 4,367,000 $ 161,740 $ 72,000
Genesee, New York 26 $ 2,547,000 $ 97,961 $ 45,000
Gwinnett, Georgia 25 $ 3,822,000 $ 152,880 $ 75,000
Bucks, Pennsylvania 25 $ 6,180,000 $ 247,200 $ 117,000
Monterey, California 24 $ 21,278,000 $ 886,583 $ 583,000
Wyoming, New York 24 $ 1,947,000 $ 81,125 $ 46,000
San Joaquin, California 23 $ 4,985,000 $ 216,739 $ 75,000
Baltimore City, Maryland 23 $ 3,539,000 $ 153,869 $ 83,000
Orleans, New York 23 $ 1,827,000 $ 79,434 $ 47,000
Alexandria, Virginia 23 $ 9,759,000 $ 424,304 $ 179,000
Brevard, Florida 22 $ 3,912,000 $ 177,818 $ 117,000
Polk, Florida 22 $ 3,038,000 $ 138,090 $ 89,000
Norfolk, Massachusetts 22 $ 8,033,000 $ 365,136 $ 132,000
Cattaraugus, New York 22 $ 1,777,000 $ 80,772 $ 49,000
Litchfield, Connecticut 21 $ 7,251,000 $ 345,285 $ 279,000
Tioga, New York 21 $ 1,921,000 $ 91,476 $ 53,000
St. Lucie, Florida 20 $ 3,331,000 $ 166,550 $ 101,000
Marion, Indiana 20 $ 3,407,000 $ 170,350 $ 43,000
Wayne, Michigan 20 $ 2,079,000 $ 103,950 $ 28,000
Franklin, Ohio 20 $ 3,456,000 $ 172,800 $ 92,000
Stanislaus, California 19 $ 3,698,000 $ 194,631 $ 41,000
Frederick, Maryland 19 $ 5,627,000 $ 296,157 $ 158,000
Will, Illinois 18 $ 3,906,000 $ 217,000 $ 46,000
Hunterdon, New Jersey 18 $ 5,458,000 $ 303,222 $ 146,000
Schuyler, New York 18 $ 1,748,000 $ 97,111 $ 53,000
Chester, Pennsylvania 18 $ 3,688,000 $ 204,888 $ 137,000
Kern, California 17 $ 3,329,000 $ 195,823 $ 53,000
Cobb, Georgia 17 $ 3,169,000 $ 186,411 $ 101,000
Anne Arundel, Maryland 17 $ 4,098,000 $ 241,058 $ 96,000
Essex, Massachusetts 17 $ 3,139,000 $ 184,647 $ 75,000
Greene, New York 17 $ 3,055,000 $ 179,705 $ 50,000
Charleston, South Carolina 17 $ 5,528,000 $ 325,176 $ 205,000
Solano, California 16 $ 6,103,000 $ 381,437 $ 50,000
Sarasota, Florida 16 $ 2,988,000 $ 186,750 $ 109,000
Seminole, Florida 16 $ 2,882,000 $ 180,125 $ 59,000
Bristol, Massachusetts 16 $ 3,430,000 $ 214,375 $ 57,000
Cortland, New York 16 $ 1,627,000 $ 101,687 $ 62,000
Steuben, New York 16 $ 1,436,000 $ 89,750 $ 48,000
Warren, New York 16 $ 3,272,000 $ 204,500 $ 123,000
Wake, North Carolina 16 $ 5,469,000 $ 341,812 $ 122,000
Northampton, Pennsylvania 16 $ 3,807,000 $ 237,937 $ 126,000
Placer, California 15 $ 6,280,000 $ 418,666 $ 126,000
Santa Barbara, California 15 $ 18,985,000 $ 1,265,666 $ 757,000
Duval, Florida 15 $ 2,441,000 $ 162,733 $ 57,000
Indian River, Florida 15 $ 3,448,000 $ 229,866 $ 149,000
Pasco, Florida 15 $ 2,116,000 $ 141,066 $ 32,000
DeKalb, Georgia 15 $ 2,534,000 $ 168,933 $ 46,000
Hennepin, Minnesota 15 $ 6,011,000 $ 400,733 $ 172,000
Hillsborough, New Hampshire 15 $ 2,896,000 $ 193,066 $ 86,000
Herkimer, New York 15 $ 1,181,000 $ 78,733 $ 21,000
Washington, New York 15 $ 1,547,000 $ 103,133 $ 56,000
Travis, Texas 15 $ 6,160,000 $ 410,666 $ 241,000
Pitkin, Colorado 14 $ 18,916,000 $ 1,351,142 $ 2,031,000
Hartford, Connecticut 14 $ 2,786,000 $ 199,000 $ 149,000
Burlington, New Jersey 14 $ 3,776,000 $ 269,714 $ 217,000
Providence, Rhode Island 14 $ 2,240,000 $ 160,000 $ 72,000
New London, Connecticut 13 $ 3,258,000 $ 250,615 $ 227,000
Manatee, Florida 13 $ 2,213,000 $ 170,230 $ 85,000
Martin, Florida 13 $ 6,652,000 $ 511,692 $ 259,000
Honolulu, Hawaii 13 $ 13,879,000 $ 1,067,615 $ 381,000
Kane, Illinois 13 $ 3,916,000 $ 301,230 $ 33,000
Charles, Maryland 13 $ 3,853,000 $ 296,384 $ 92,000
Worcester, Massachusetts 13 $ 2,784,000 $ 214,153 $ 81,000
Cayuga, New York 13 $ 1,905,000 $ 146,538 $ 52,000
Madison, New York 13 $ 1,458,000 $ 112,153 $ 45,000
Union, North Carolina 13 $ 2,455,000 $ 188,846 $ 10,000
York, Pennsylvania 13 $ 3,014,000 $ 231,846 $ 99,000
Dallas, Texas 13 $ 3,490,000 $ 268,461 $ 208,000
Pima, Arizona 12 $ 2,864,000 $ 238,666 $ 74,000
Fresno, California 12 $ 3,117,000 $ 259,750 $ 73,000
Howard, Maryland 12 $ 4,425,000 $ 368,750 $ 230,000
Plymouth, Massachusetts 12 $ 3,117,000 $ 259,750 $ 31,000
York, South Carolina 12 $ 1,947,000 $ 162,250 $ 41,000
Chesterfield, Virginia 12 $ 2,288,000 $ 190,666 $ 66,000
Henrico, Virginia 12 $ 2,081,000 $ 173,416 $ 99,000
Virginia Beach, Virginia 12 $ 3,094,000 $ 257,833 $ 367,000
Sussex, Delaware 11 $ 3,659,000 $ 332,636 $ 164,000
Berkshire, Massachusetts 11 $ 4,173,000 $ 379,363 $ 282,000
Macomb, Michigan 11 $ 1,649,000 $ 149,909 $ 54,000
Camden, New Jersey 11 $ 1,481,000 $ 134,636 $ 46,000
Sussex, New Jersey 11 $ 2,370,000 $ 215,454 $ 87,000
Washington, Rhode Island 11 $ 3,031,000 $ 275,545 $ 163,000
Fort Bend, Texas 11 $ 2,178,000 $ 198,000 $ 118,000
Sonoma, California 10 $ 6,140,000 $ 614,000 $ 279,000
Monroe, Florida 10 $ 5,676,000 $ 567,600 $ 271,000
Carroll, Maryland 10 $ 2,325,000 $ 232,500 $ 131,000
Essex, New York 10 $ 5,296,000 $ 529,600 $ 160,000
Fulton, New York 10 $ 842,000 $ 84,200 $ 24,000
Lewis, New York 10 $ 853,000 $ 85,300 $ 49,000
Kent, Rhode Island 10 $ 1,575,000 $ 157,500 $ 92,000
Collin, Texas 10 $ 2,209,000 $ 220,900 $ 86,000
Pierce, Washington 10 $ 2,039,000 $ 203,900 $ 85,000
Charlotte, Florida 9 $ 1,548,000 $ 172,000 $ 86,000
Cumberland, Maine 9 $ 3,061,000 $ 340,111 $ 270,000
Atlantic, New Jersey 9 $ 1,849,000 $ 205,444 $ 128,000
New Hanover, North Carolina 9 $ 1,808,000 $ 200,888 $ 59,000
Washington, Oregon 9 $ 2,157,000 $ 239,666 $ 97,000
Allegheny, Pennsylvania 9 $ 853,000 $ 94,777 $ 33,000
Berks, Pennsylvania 9 $ 1,600,000 $ 177,777 $ 45,000
Carbon, Pennsylvania 9 $ 1,225,000 $ 136,111 $ 93,000
Dauphin, Pennsylvania 9 $ 2,034,000 $ 226,000 $ 93,000
Lehigh, Pennsylvania 9 $ 1,778,000 $ 197,555 $ 51,000
Richland, South Carolina 9 $ 2,090,000 $ 232,222 $ 131,000
Middlesex, Connecticut 8 $ 3,505,000 $ 438,125 $ 201,000
Nantucket, Massachusetts 8 $ 7,759,000 $ 969,875 $ 431,000
Cape May, New Jersey 8 $ 2,771,000 $ 346,375 $ 166,000
Warren, New Jersey 8 $ 1,800,000 $ 225,000 $ 75,000
Chenango, New York 8 $ 483,000 $ 60,375 $ 84,000
Montgomery, New York 8 $ 662,000 $ 82,750 $ 63,000
Brunswick, North Carolina 8 $ 1,552,000 $ 194,000 $ 217,000
Guilford, North Carolina 8 $ 1,248,000 $ 156,000 $ 61,000
Montgomery, Ohio 8 $ 851,000 $ 106,375 $ 11,000
Lancaster, Pennsylvania 8 $ 1,281,000 $ 160,125 $ 79,000
Lexington, South Carolina 8 $ 948,000 $ 118,500 $ 44,000
Salt Lake, Utah 8 $ 2,544,000 $ 318,000 $ 172,000
Spotsylvania, Virginia 8 $ 1,937,000 $ 242,125 $ 56,000
Douglas, Colorado 7 $ 1,607,000 $ 229,571 $ 78,000
Eagle, Colorado 7 $ 12,987,000 $ 1,855,285 $ 2,231,000
Flagler, Florida 7 $ 1,152,000 $ 164,571 $ 76,000
Washington, Maryland 7 $ 859,000 $ 122,714 $ 38,000
St. Charles, Missouri 7 $ 1,154,000 $ 164,857 $ 79,000
Rockingham, New Hampshire 7 $ 1,738,000 $ 248,285 $ 107,000
Delaware, New York 7 $ 1,011,000 $ 144,428 $ 69,000
Seneca, New York 7 $ 861,000 $ 123,000 $ 69,000
Buncombe, North Carolina 7 $ 1,954,000 $ 279,142 $ 55,000
Cuyahoga, Ohio 7 $ 1,183,000 $ 169,000 $ 135,000
Wayne, Pennsylvania 7 $ 1,616,000 $ 230,857 $ 160,000
Newport, Rhode Island 7 $ 3,012,000 $ 430,285 $ 130,000
Hamilton, Tennessee 7 $ 545,000 $ 77,857 $ 19,000
Tarrant, Texas 7 $ 2,838,000 $ 405,428 $ 203,000
El Dorado, California 6 $ 3,164,000 $ 527,333 $ 305,000
Boulder, Colorado 6 $ 5,563,000 $ 927,166 $ 407,000
Marion, Florida 6 $ 803,000 $ 133,833 $ 46,000
Forsyth, Georgia 6 $ 1,214,000 $ 202,333 $ 62,000
Harford, Maryland 6 $ 1,427,000 $ 237,833 $ 106,000
Miller, Missouri 6 $ 889,000 $ 148,166 $ 0
Allegany, New York 6 $ 462,000 $ 77,000 $ 13,000
Cabarrus, North Carolina 6 $ 1,115,000 $ 185,833 $ 59,000
Clackamas, Oregon 6 $ 2,631,000 $ 438,500 $ 292,000
Westmoreland, Pennsylvania 6 $ 580,000 $ 96,666 $ 48,000
Beaufort, South Carolina 6 $ 4,233,000 $ 705,500 $ 555,000
Horry, South Carolina 6 $ 695,000 $ 115,833 $ 144,000
Knox, Tennessee 6 $ 911,000 $ 151,833 $ 56,000
Denton, Texas 6 $ 1,215,000 $ 202,500 $ 102,000
Summit, Utah 6 $ 8,430,000 $ 1,405,000 $ 626,000
Bennington, Vermont 6 $ 1,716,000 $ 286,000 $ 206,000
Chittenden, Vermont 6 $ 2,115,000 $ 352,500 $ 144,000
Windham, Vermont 6 $ 1,901,000 $ 316,833 $ 261,000
Fairfax City, Virginia 6 $ 2,148,000 $ 358,000 $ 177,000
Stafford, Virginia 6 $ 1,751,000 $ 291,833 $ 131,000
Thurston, Washington 6 $ 1,454,000 $ 242,333 $ 61,000
Pinal, Arizona 5 $ 581,000 $ 116,200 $ 118,000
Calaveras, California 5 $ 1,043,000 $ 208,600 $ 210,000
Nevada, California 5 $ 1,561,000 $ 312,200 $ 61,000
Lake, Florida 5 $ 738,000 $ 147,600 $ 64,000
St. Johns, Florida 5 $ 587,000 $ 117,400 $ 53,000
Cherokee, Georgia 5 $ 1,245,000 $ 249,000 $ 70,000
Maui, Hawaii 5 $ 12,263,000 $ 2,452,600 $ 1,171,000
Ada, Idaho 5 $ 1,840,000 $ 368,000 $ 65,000
McHenry, Illinois 5 $ 1,091,000 $ 218,200 $ 74,000
Hamilton, Indiana 5 $ 2,379,000 $ 475,800 $ 241,000
Kennebec, Maine 5 $ 699,000 $ 139,800 $ 97,000
Queen Anne's, Maryland 5 $ 1,428,000 $ 285,600 $ 72,000
St. Louis City, Missouri 5 $ 825,000 $ 165,000 $ 19,000
Carroll, New Hampshire 5 $ 823,000 $ 164,600 $ 128,000
Strafford, New Hampshire 5 $ 657,000 $ 131,400 $ 127,000
Santa Fe, New Mexico 5 $ 2,164,000 $ 432,800 $ 130,000
Yates, New York 5 $ 665,000 $ 133,000 $ 63,000
Durham, North Carolina 5 $ 1,226,000 $ 245,200 $ 215,000
Iredell, North Carolina 5 $ 1,477,000 $ 295,400 $ 93,000
Delaware, Ohio 5 $ 898,000 $ 179,600 $ 80,000
Beaver, Pennsylvania 5 $ 445,000 $ 89,000 $ 24,000
Cumberland, Pennsylvania 5 $ 679,000 $ 135,800 $ 123,000
Luzerne, Pennsylvania 5 $ 413,000 $ 82,600 $ 22,000
Shelby, Tennessee 5 $ 529,000 $ 105,800 $ 161,000
Williamson, Tennessee 5 $ 1,701,000 $ 340,200 $ 131,000
Bexar, Texas 5 $ 2,062,000 $ 412,400 $ 1,379,000
Montgomery, Texas 5 $ 1,373,000 $ 274,600 $ 230,000
Windsor, Vermont 5 $ 1,225,000 $ 245,000 $ 108,000
Frederick, Virginia 5 $ 1,265,000 $ 253,000 $ 37,000
Manassas, Virginia 5 $ 1,096,000 $ 219,200 $ 16,000
Richmond City, Virginia 5 $ 1,929,000 $ 385,800 $ 126,000
Mono, California 4 $ 2,637,000 $ 659,250 $ 669,000
Napa, California 4 $ 5,023,000 $ 1,255,750 $ 388,000
Santa Cruz, California 4 $ 2,121,000 $ 530,250 $ 131,000
Tuolumne, California 4 $ 922,000 $ 230,500 $ 26,000
Arapahoe, Colorado 4 $ 981,000 $ 245,250 $ 77,000
Denver, Colorado 4 $ 1,714,000 $ 428,500 $ 287,000
Jefferson, Colorado 4 $ 737,000 $ 184,250 $ 66,000
Larimer, Colorado 4 $ 947,000 $ 236,750 $ 151,000
Summit, Colorado 4 $ 1,355,000 $ 338,750 $ 305,000
Weld, Colorado 4 $ 877,000 $ 219,250 $ 61,000
Kent, Delaware 4 $ 972,000 $ 243,000 $ 23,000
Citrus, Florida 4 $ 575,000 $ 143,750 $ 119,000
Hernando, Florida 4 $ 627,000 $ 156,750 $ 74,000
Highlands, Florida 4 $ 570,000 $ 142,500 $ 0
Leon, Florida 4 $ 614,000 $ 153,500 $ 62,000
Sumter, Florida 4 $ 501,000 $ 125,250 $ 62,000
Clayton, Georgia 4 $ 510,000 $ 127,500 $ 28,000
Coweta, Georgia 4 $ 1,031,000 $ 257,750 $ 122,000
Douglas, Georgia 4 $ 818,000 $ 204,500 $ 44,000
Fayette, Georgia 4 $ 634,000 $ 158,500 $ 122,000
Paulding, Georgia 4 $ 682,000 $ 170,500 $ 43,000
St. Clair, Illinois 4 $ 543,000 $ 135,750 $ 38,000
Lake, Indiana 4 $ 375,000 $ 93,750 $ 12,000
Jefferson, Louisiana 4 $ 518,000 $ 129,500 $ 104,000
Dukes, Massachusetts 4 $ 6,515,000 $ 1,628,750 $ 410,000
Hampden, Massachusetts 4 $ 819,000 $ 204,750 $ 20,000
Washtenaw, Michigan 4 $ 968,000 $ 242,000 $ 68,000
Hamilton, New York 4 $ 628,000 $ 157,000 $ 162,000
Lincoln, North Carolina 4 $ 969,000 $ 242,250 $ 36,000
Stanly, North Carolina 4 $ 371,000 $ 92,750 $ 27,000
Hamilton, Ohio 4 $ 476,000 $ 119,000 $ 46,000
Lackawanna, Pennsylvania 4 $ 541,000 $ 135,250 $ 74,000
Davis, Utah 4 $ 1,581,000 $ 395,250 $ 298,000
Falls Church, Virginia 4 $ 967,000 $ 241,750 $ 114,000
Fauquier, Virginia 4 $ 686,000 $ 171,500 $ 54,000
Suffolk, Virginia 4 $ 783,000 $ 195,750 $ 52,000
Kitsap, Washington 4 $ 1,049,000 $ 262,250 $ 165,000
Dane, Wisconsin 4 $ 1,031,000 $ 257,750 $ 251,000
Milwaukee, Wisconsin 4 $ 649,000 $ 162,250 $ 54,000
Lee, Alabama 3 $ 210,000 $ 70,000 $ 60,000
Yavapai, Arizona 3 $ 616,000 $ 205,333 $ 161,000
Pulaski, Arkansas 3 $ 475,000 $ 158,333 $ 92,000
San Benito, California 3 $ 900,000 $ 300,000 $ 184,000
Tulare, California 3 $ 527,000 $ 175,666 $ 15,000
El Paso, Colorado 3 $ 392,000 $ 130,666 $ 65,000
Windham, Connecticut 3 $ 633,000 $ 211,000 $ 102,000
Glynn, Georgia 3 $ 2,198,000 $ 732,666 $ 174,000
Walker, Georgia 3 $ 358,000 $ 119,333 $ 81,000
Porter, Indiana 3 $ 2,130,000 $ 710,000 $ 227,000
Sedgwick, Kansas 3 $ 268,000 $ 89,333 $ 45,000
Orleans, Louisiana 3 $ 2,284,000 $ 761,333 $ 288,000
Franklin, Maine 3 $ 684,000 $ 228,000 $ 75,000
Knox, Maine 3 $ 1,105,000 $ 368,333 $ 209,000
Oxford, Maine 3 $ 273,000 $ 91,000 $ 46,000
Cecil, Maryland 3 $ 647,000 $ 215,666 $ 89,000
Genesee, Michigan 3 $ 914,000 $ 304,666 $ 153,000
Livingston, Michigan 3 $ 10,189,000 $ 3,396,333 $ 437,000
Anoka, Minnesota 3 $ 720,000 $ 240,000 $ 87,000
Ramsey, Minnesota 3 $ 495,000 $ 165,000 $ 168,000
Camden, Missouri 3 $ 519,000 $ 173,000 $ 20,000
Jefferson, Missouri 3 $ 403,000 $ 134,333 $ 206,000
Lincoln, Missouri 3 $ 414,000 $ 138,000 $ 65,000
Phelps, Missouri 3 $ 322,000 $ 107,333 $ 0
Flathead, Montana 3 $ 1,250,000 $ 416,666 $ 164,000
Gloucester, New Jersey 3 $ 584,000 $ 194,666 $ 79,000
Otsego, New York 3 $ 249,000 $ 83,000 $ 33,000
Schoharie, New York 3 $ 343,000 $ 114,333 $ 64,000
Cumberland, North Carolina 3 $ 427,000 $ 142,333 $ 19,000
Greene, Ohio 3 $ 503,000 $ 167,666 $ 49,000
Jefferson, Ohio 3 $ 269,000 $ 89,666 $ 6,000
Summit, Ohio 3 $ 315,000 $ 105,000 $ 34,000
Trumbull, Ohio 3 $ 841,000 $ 280,333 $ 116,000
Adams, Pennsylvania 3 $ 836,000 $ 278,666 $ 187,000
Butler, Pennsylvania 3 $ 282,000 $ 94,000 $ 105,000
Erie, Pennsylvania 3 $ 546,000 $ 182,000 $ 112,000
Susquehanna, Pennsylvania 3 $ 313,000 $ 104,333 $ 108,000
Kershaw, South Carolina 3 $ 317,000 $ 105,666 $ 42,000
El Paso, Texas 3 $ 423,000 $ 141,000 $ 118,000
Galveston, Texas 3 $ 488,000 $ 162,666 $ 106,000
Accomack, Virginia 3 $ 547,000 $ 182,333 $ 61,000
Albemarle, Virginia 3 $ 361,000 $ 120,333 $ 118,000
Charlottesville, Virginia 3 $ 504,000 $ 168,000 $ 82,000
Chesapeake, Virginia 3 $ 384,000 $ 128,000 $ 17,000
Culpeper, Virginia 3 $ 512,000 $ 170,666 $ 95,000
Goochland, Virginia 3 $ 1,199,000 $ 399,666 $ 224,000
Mecklenburg, Virginia 3 $ 880,000 $ 293,333 $ 171,000
Newport News, Virginia 3 $ 354,000 $ 118,000 $ 0
Shenandoah, Virginia 3 $ 322,000 $ 107,333 $ 166,000
Island, Washington 3 $ 793,000 $ 264,333 $ 326,000
Skagit, Washington 3 $ 977,000 $ 325,666 $ 166,000
Whatcom, Washington 3 $ 1,075,000 $ 358,333 $ 282,000
Yakima, Washington 3 $ 424,000 $ 141,333 $ 22,000
Elmore, Alabama 2 $ 286,000 $ 143,000 $ 0
Jefferson, Alabama 2 $ 213,000 $ 106,500 $ 60,000
Montgomery, Alabama 2 $ 194,000 $ 97,000 $ 25,000
Shelby, Alabama 2 $ 467,000 $ 233,500 $ 0
Mohave, Arizona 2 $ 401,000 $ 200,500 $ 35,000
Yuma, Arizona 2 $ 280,000 $ 140,000 $ 65,000
Shasta, California 2 $ 511,000 $ 255,500 $ 0
Yolo, California 2 $ 568,000 $ 284,000 $ 168,000
Adams, Colorado 2 $ 285,000 $ 142,500 $ 15,000
Tolland, Connecticut 2 $ 179,000 $ 89,500 $ 104,000
Escambia, Florida 2 $ 214,000 $ 107,000 $ 6,000
Okeechobee, Florida 2 $ 251,000 $ 125,500 $ 34,000
Putnam, Florida 2 $ 656,000 $ 328,000 $ 221,000
Bibb, Georgia 2 $ 195,000 $ 97,500 $ 11,000
Catoosa, Georgia 2 $ 217,000 $ 108,500 $ 20,000
Chatham, Georgia 2 $ 231,000 $ 115,500 $ 52,000
Mitchell, Georgia 2 $ 225,000 $ 112,500 $ 62,000
Muscogee, Georgia 2 $ 188,000 $ 94,000 $ 63,000
Troup, Georgia 2 $ 242,000 $ 121,000 $ 22,000
Blaine, Idaho 2 $ 1,415,000 $ 707,500 $ 680,000
Christian, Illinois 2 $ 160,000 $ 80,000 $ 18,000
Madison, Illinois 2 $ 163,000 $ 81,500 $ 0
Bartholomew, Indiana 2 $ 607,000 $ 303,500 $ 0
Cass, Indiana 2 $ 175,000 $ 87,500 $ 0
LaPorte, Indiana 2 $ 1,057,000 $ 528,500 $ 479,000
Monroe, Indiana 2 $ 427,000 $ 213,500 $ 109,000
Scott, Iowa 2 $ 166,000 $ 83,000 $ 17,000
Douglas, Kansas 2 $ 131,000 $ 65,500 $ 126,000
Bossier, Louisiana 2 $ 200,000 $ 100,000 $ 115,000
Richland, Louisiana 2 $ 166,000 $ 83,000 $ 33,000
St. Tammany, Louisiana 2 $ 374,000 $ 187,000 $ 123,000
Hancock, Maine 2 $ 368,000 $ 184,000 $ 61,000
Dorchester, Maryland 2 $ 173,000 $ 86,500 $ 61,000
Somerset, Maryland 2 $ 156,000 $ 78,000 $ 12,000
Wicomico, Maryland 2 $ 243,000 $ 121,500 $ 26,000
Worcester, Maryland 2 $ 494,000 $ 247,000 $ 0
Franklin, Massachusetts 2 $ 305,000 $ 152,500 $ 197,000
Hampshire, Massachusetts 2 $ 518,000 $ 259,000 $ 0
Ingham, Michigan 2 $ 432,000 $ 216,000 $ 95,000
Kent, Michigan 2 $ 312,000 $ 156,000 $ 33,000
Ottawa, Michigan 2 $ 234,000 $ 117,000 $ 56,000
Van Buren, Michigan 2 $ 205,000 $ 102,500 $ 46,000
Dakota, Minnesota 2 $ 533,000 $ 266,500 $ 125,000
Sherburne, Minnesota 2 $ 317,000 $ 158,500 $ 56,000
Cape Girardeau, Missouri 2 $ 228,000 $ 114,000 $ 98,000
Jackson, Missouri 2 $ 127,000 $ 63,500 $ 106,000
Platte, Missouri 2 $ 563,000 $ 281,500 $ 746,000
Douglas, Nebraska 2 $ 150,000 $ 75,000 $ 31,000
Belknap, New Hampshire 2 $ 527,000 $ 263,500 $ 79,000
Merrimack, New Hampshire 2 $ 339,000 $ 169,500 $ 93,000
Bernalillo, New Mexico 2 $ 227,000 $ 113,500 $ 154,000
Alamance, North Carolina 2 $ 266,000 $ 133,000 $ 145,000
Catawba, North Carolina 2 $ 300,000 $ 150,000 $ 48,000
Chatham, North Carolina 2 $ 2,424,000 $ 1,212,000 $ 555,000
Gaston, North Carolina 2 $ 312,000 $ 156,000 $ 19,000
Granville, North Carolina 2 $ 315,000 $ 157,500 $ 101,000
Lee, North Carolina 2 $ 69,000 $ 34,500 $ 36,000
Moore, North Carolina 2 $ 447,000 $ 223,500 $ 146,000
Pasquotank, North Carolina 2 $ 365,000 $ 182,500 $ 35,000
Rowan, North Carolina 2 $ 423,000 $ 211,500 $ 65,000
Wilson, North Carolina 2 $ 124,000 $ 62,000 $ 19,000
Lake, Ohio 2 $ 203,000 $ 101,500 $ 113,000
Lucas, Ohio 2 $ 346,000 $ 173,000 $ 323,000
Miami, Ohio 2 $ 273,000 $ 136,500 $ 77,000
Portage, Ohio 2 $ 428,000 $ 214,000 $ 176,000
Warren, Ohio 2 $ 687,000 $ 343,500 $ 41,000
Jackson, Oregon 2 $ 459,000 $ 229,500 $ 22,000
Bradford, Pennsylvania 2 $ 411,000 $ 205,500 $ 194,000
Centre, Pennsylvania 2 $ 305,000 $ 152,500 $ 89,000
Franklin, Pennsylvania 2 $ 314,000 $ 157,000 $ 34,000
Snyder, Pennsylvania 2 $ 252,000 $ 126,000 $ 49,000
Tioga, Pennsylvania 2 $ 150,000 $ 75,000 $ 33,000
Aiken, South Carolina 2 $ 243,000 $ 121,500 $ 66,000
Greenville, South Carolina 2 $ 172,000 $ 86,000 $ 35,000
Pickens, South Carolina 2 $ 141,000 $ 70,500 $ 45,000
Williamsburg, South Carolina 2 $ 290,000 $ 145,000 $ 129,000
Rutherford, Tennessee 2 $ 211,000 $ 105,500 $ 10,000
Brazoria, Texas 2 $ 187,000 $ 93,500 $ 83,000
Hidalgo, Texas 2 $ 329,000 $ 164,500 $ 187,000
Nueces, Texas 2 $ 201,000 $ 100,500 $ 28,000
Lamoille, Vermont 2 $ 605,000 $ 302,500 $ 244,000
Hampton, Virginia 2 $ 425,000 $ 212,500 $ 67,000
James City, Virginia 2 $ 243,000 $ 121,500 $ 0
Orange, Virginia 2 $ 455,000 $ 227,500 $ 140,000
Petersburg, Virginia 2 $ 457,000 $ 228,500 $ 79,000
Waynesboro, Virginia 2 $ 266,000 $ 133,000 $ 47,000
Kanawha, West Virginia 2 $ 296,000 $ 148,000 $ 0
Walworth, Wisconsin 2 $ 327,000 $ 163,500 $ 99,000
Autauga, Alabama 1 $ 141,000 $ 141,000 $ 0
Madison, Alabama 1 $ 174,000 $ 174,000 $ 54,000
Mobile, Alabama 1 $ 180,000 $ 180,000 $ 109,000
Morgan, Alabama 1 $ 41,000 $ 41,000 $ 0
Tallapoosa, Alabama 1 $ 84,000 $ 84,000 $ 0
Tuscaloosa, Alabama 1 $ 600,000 $ 600,000 $ 152,000
Coconino, Arizona 1 $ 87,000 $ 87,000 $ 55,000
Navajo, Arizona 1 $ 261,000 $ 261,000 $ 0
Santa Cruz, Arizona 1 $ 245,000 $ 245,000 $ 112,000
Benton, Arkansas 1 $ 873,000 $ 873,000 $ 542,000
Butte, California 1 $ 352,000 $ 352,000 $ 94,000
Colusa, California 1 $ 65,000 $ 65,000 $ 300,000
Humboldt, California 1 $ 256,000 $ 256,000 $ 251,000
Imperial, California 1 $ 123,000 $ 123,000 $ 62,000
Inyo, California 1 $ 135,000 $ 135,000 $ 105,000
Kings, California 1 $ 103,000 $ 103,000 $ 0
Lake, California 1 $ 360,000 $ 360,000 $ 86,000
Madera, California 1 $ 163,000 $ 163,000 $ 191,000
Merced, California 1 $ 254,000 $ 254,000 $ 391,000
San Luis Obispo, California 1 $ 278,000 $ 278,000 $ 218,000
Archuleta, Colorado 1 $ 328,000 $ 328,000 $ 98,000
Broomfield, Colorado 1 $ 368,000 $ 368,000 $ 143,000
Clear Creek, Colorado 1 $ 49,000 $ 49,000 $ 176,000
Costilla, Colorado 1 $ 57,000 $ 57,000 $ 27,000
Garfield, Colorado 1 $ 203,000 $ 203,000 $ 73,000
Gunnison, Colorado 1 $ 490,000 $ 490,000 $ 1,280,000
Routt, Colorado 1 $ 385,000 $ 385,000 $ 972,000
Alachua, Florida 1 $ 95,000 $ 95,000 $ 0
Bay, Florida 1 $ 208,000 $ 208,000 $ 100,000
Clay, Florida 1 $ 140,000 $ 140,000 $ 0
Columbia, Florida 1 $ 144,000 $ 144,000 $ 0
Gulf, Florida 1 $ 345,000 $ 345,000 $ 0
Nassau, Florida 1 $ 105,000 $ 105,000 $ 66,000
Santa Rosa, Florida 1 $ 88,000 $ 88,000 $ 0
Taylor, Florida 1 $ 167,000 $ 167,000 $ 0
Walton, Florida 1 $ 300,000 $ 300,000 $ 100,000
Bartow, Georgia 1 $ 115,000 $ 115,000 $ 40,000
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Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,611 $6,947,723,000 $445,000 $76,000,000 $211,000 $9,999,000
Home Purchase 8,697 $4,125,101,000 $474,000 $42,000,000 $210,000 $9,999,000
Home Improvement 153 $53,782,000 $351,000 $4,000,000 $131,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,311 $4,525,985,000 $438,000 $10,000,000 $215,000 $9,999,000
Asian 4,480 $2,484,422,000 $554,000 $4,000,000 $213,000 $8,280,000
Not Provided 4,118 $2,532,583,000 $615,000 $40,000,000 $374,000 $9,999,000
Not applicable 2,921 $796,176,000 $272,000 $76,000,000 $0 $0
Hispanic 1,485 $479,283,000 $322,000 $2,303,000 $195,000 $5,451,000
Black or African American 953 $226,118,000 $237,000 $6,900,000 $110,000 $9,999,000
Native Hawaiian or Other Pacific Islander 118 $54,324,000 $460,000 $2,500,000 $246,000 $2,231,000
American Indian or Alaskan Native 75 $27,715,000 $369,000 $1,432,000 $168,000 $936,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,938 $10,732,425,000 $489,000 $76,000,000 $230,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,199 $340,255,000 $154,000 $743,000 $38,000 $600,000
VA-guaranteed (Veterans Administration) 324 $53,926,000 $166,000 $598,000 $38,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,906 $5,649,671,000 $518,000 $76,000,000 $243,000 $9,999,000
File Closed For Incompleteness 4,538 $1,848,454,000 $407,000 $5,257,000 $232,000 $9,999,000
Loan Purchased By The Institution 2,909 $574,276,000 $197,000 $727,000 $0 $0
Application Withdrawn By Applicant 2,589 $1,182,121,000 $456,000 $40,000,000 $239,000 $9,999,000
Application Denied By Financial Institution 2,248 $1,187,304,000 $528,000 $10,000,000 $229,000 $9,999,000
Application Approved But Not Accepted 851 $432,333,000 $508,000 $8,482,000 $273,000 $8,145,000
Preapproval Denied by Financial Institution 420 $252,447,000 $601,000 $3,975,000 $177,000 $4,800,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 879 $401,460,000 $456,000 $5,000,000 $249,000 $9,999,000
Debt-To-Income Ratio 783 $441,845,000 $564,000 $6,300,000 $109,000 $1,045,000
Other 500 $305,094,000 $610,000 $10,000,000 $337,000 $9,999,000
Unverifiable Information 243 $165,715,000 $681,000 $4,600,000 $217,000 $1,342,000
Credit History 118 $48,883,000 $414,000 $3,000,000 $262,000 $7,351,000
Employment History 72 $26,656,000 $370,000 $2,250,000 $102,000 $788,000
Insufficient Cash (Downpayment, Closing Cost) 36 $19,487,000 $541,000 $4,680,000 $457,000 $9,999,000
Credit Application Incomplete 28 $28,460,000 $1,016,000 $3,500,000 $331,000 $1,769,000
Mortgage Insurance Denied 9 $2,151,000 $239,000 $560,000 $100,000 $335,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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