HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2016

In 2016, HSBC Bank USA, NA of Chicago, IL reported 15,714 mortgage applications totaling $7.5 billion, down 10% from 2015. The average application was for $477,212, and applicants reported an average income of $193,995. 27% of its applications resulted in an originated loan and 16% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (4,857), Los Angeles-Long Beach-Glendale, CA (1,946) and Nassau County-Suffolk County, NY (1,186) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA

Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 15,714
Total Mortgage Loan Application Amount $7,498,910,000
Average Mortgage Loan Application Amount $477,212
Highest Mortgage Loan Application Amount $53,540,000
Average Applicant Income $193,995
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,946 $ 1,199,591,000 $ 616,439 $ 239,000
Queens, New York 880 $ 303,178,000 $ 344,520 $ 104,000
Kings, New York 743 $ 369,015,000 $ 496,655 $ 182,000
New York, New York 675 $ 804,910,000 $ 1,192,459 $ 517,000
Westchester, New York 658 $ 254,509,000 $ 386,791 $ 174,000
Orange, California 648 $ 436,700,000 $ 673,919 $ 252,000
Suffolk, New York 639 $ 216,885,000 $ 339,413 $ 166,000
Santa Clara, California 580 $ 495,624,000 $ 854,524 $ 241,000
Miami-Dade, Florida 579 $ 249,763,000 $ 431,369 $ 223,000
Nassau, New York 547 $ 211,659,000 $ 386,945 $ 179,000
Philadelphia, Pennsylvania 452 $ 82,271,000 $ 182,015 $ 82,000
Richmond, New York 368 $ 120,709,000 $ 328,013 $ 108,000
King, Washington 324 $ 191,647,000 $ 591,503 $ 257,000
Bronx, New York 282 $ 87,419,000 $ 309,996 $ 104,000
Alameda, California 266 $ 164,374,000 $ 617,947 $ 199,000
Rockland, New York 253 $ 77,848,000 $ 307,699 $ 145,000
Broward, Florida 242 $ 62,310,000 $ 257,479 $ 142,000
Orange, New York 227 $ 52,891,000 $ 233,000 $ 104,000
New Castle, Delaware 226 $ 46,353,000 $ 205,101 $ 84,000
Fairfield, Connecticut 221 $ 167,973,000 $ 760,058 $ 310,000
Bergen, New Jersey 219 $ 89,743,000 $ 409,785 $ 168,000
District of Columbia, District Of Columbia 218 $ 119,856,000 $ 549,798 $ 132,000
Morris, New Jersey 214 $ 70,135,000 $ 327,733 $ 138,000
Middlesex, New Jersey 194 $ 41,420,000 $ 213,505 $ 97,000
Erie, New York 194 $ 21,837,000 $ 112,561 $ 53,000
San Francisco, California 184 $ 199,533,000 $ 1,084,418 $ 300,000
Fairfax, Virginia 184 $ 57,114,000 $ 310,402 $ 127,000
San Mateo, California 170 $ 132,182,000 $ 777,541 $ 238,000
Union, New Jersey 161 $ 49,308,000 $ 306,260 $ 133,000
Essex, New Jersey 147 $ 62,399,000 $ 424,482 $ 191,000
Hudson, New Jersey 121 $ 46,210,000 $ 381,900 $ 178,000
Palm Beach, Florida 119 $ 43,785,000 $ 367,941 $ 177,000
Ocean, New Jersey 107 $ 20,425,000 $ 190,887 $ 223,000
Contra Costa, California 102 $ 57,993,000 $ 568,558 $ 167,000
San Diego, California 90 $ 68,529,000 $ 761,433 $ 381,000
Montgomery, Maryland 87 $ 47,026,000 $ 540,528 $ 239,000
Somerset, New Jersey 82 $ 32,676,000 $ 398,487 $ 142,000
Monroe, New York 80 $ 7,842,000 $ 98,025 $ 55,000
Monmouth, New Jersey 79 $ 33,897,000 $ 429,075 $ 327,000
Cook, Illinois 70 $ 25,296,000 $ 361,371 $ 191,000
Delaware, Pennsylvania 65 $ 13,015,000 $ 200,230 $ 86,000
San Bernardino, California 63 $ 27,133,000 $ 430,682 $ 165,000
Passaic, New Jersey 51 $ 11,698,000 $ 229,372 $ 81,000
Snohomish, Washington 51 $ 13,773,000 $ 270,058 $ 90,000
Harris, Texas 40 $ 16,646,000 $ 416,150 $ 207,000
Riverside, California 35 $ 12,014,000 $ 343,257 $ 209,000
Maricopa, Arizona 34 $ 16,034,000 $ 471,588 $ 210,000
Dutchess, New York 33 $ 6,429,000 $ 194,818 $ 129,000
Sussex, New Jersey 31 $ 5,411,000 $ 174,548 $ 89,000
Niagara, New York 31 $ 3,565,000 $ 115,000 $ 44,000
Orange, Florida 30 $ 8,327,000 $ 277,566 $ 147,000
Middlesex, Massachusetts 30 $ 15,330,000 $ 511,000 $ 185,000
Hunterdon, New Jersey 24 $ 6,473,000 $ 269,708 $ 111,000
Osceola, Florida 23 $ 7,085,000 $ 308,043 $ 421,000
Clark, Nevada 23 $ 5,620,000 $ 244,347 $ 193,000
Marin, California 21 $ 19,802,000 $ 942,952 $ 322,000
Arlington, Virginia 21 $ 6,387,000 $ 304,142 $ 151,000
Mercer, New Jersey 20 $ 7,247,000 $ 362,350 $ 198,000
Mecklenburg, North Carolina 20 $ 5,221,000 $ 261,050 $ 128,000
Prince William, Virginia 20 $ 4,437,000 $ 221,850 $ 81,000
Montgomery, Pennsylvania 19 $ 8,145,000 $ 428,684 $ 208,000
Alexandria, Virginia 19 $ 5,054,000 $ 266,000 $ 132,000
Loudoun, Virginia 19 $ 6,392,000 $ 336,421 $ 144,000
Suffolk, Massachusetts 18 $ 14,256,000 $ 792,000 $ 387,000
Putnam, New York 18 $ 3,756,000 $ 208,666 $ 153,000
Fulton, Georgia 17 $ 5,948,000 $ 349,882 $ 138,000
Hillsborough, Florida 16 $ 5,188,000 $ 324,250 $ 140,000
Norfolk, Massachusetts 16 $ 12,704,000 $ 794,000 $ 313,000
Broome, New York 16 $ 1,427,000 $ 89,187 $ 66,000
Prince George's, Maryland 15 $ 3,401,000 $ 226,733 $ 93,000
Chautauqua, New York 15 $ 1,515,000 $ 101,000 $ 29,000
Onondaga, New York 15 $ 1,192,000 $ 79,466 $ 26,000
Wake, North Carolina 15 $ 4,064,000 $ 270,933 $ 114,000
Ventura, California 14 $ 15,218,000 $ 1,087,000 $ 329,000
Lee, Florida 14 $ 3,061,000 $ 218,642 $ 118,000
Saratoga, New York 14 $ 2,486,000 $ 177,571 $ 101,000
Sullivan, New York 13 $ 2,769,000 $ 213,000 $ 212,000
Sacramento, California 12 $ 2,717,000 $ 226,416 $ 115,000
New Haven, Connecticut 12 $ 2,719,000 $ 226,583 $ 134,000
Frederick, Maryland 12 $ 1,856,000 $ 154,666 $ 62,000
Albany, New York 12 $ 1,586,000 $ 132,166 $ 75,000
Oneida, New York 12 $ 1,226,000 $ 102,166 $ 82,000
Ulster, New York 12 $ 3,296,000 $ 274,666 $ 210,000
Monroe, Pennsylvania 12 $ 2,401,000 $ 200,083 $ 109,000
Cobb, Georgia 11 $ 2,753,000 $ 250,272 $ 133,000
Placer, California 10 $ 4,703,000 $ 470,300 $ 269,000
Pinellas, Florida 10 $ 3,741,000 $ 374,100 $ 332,000
Sarasota, Florida 10 $ 8,517,000 $ 851,700 $ 632,000
Marion, Indiana 10 $ 705,000 $ 70,500 $ 113,000
Oakland, Michigan 10 $ 2,071,000 $ 207,100 $ 110,000
Columbia, New York 10 $ 1,389,000 $ 138,900 $ 90,000
Tarrant, Texas 10 $ 3,261,000 $ 326,100 $ 140,000
Travis, Texas 10 $ 4,319,000 $ 431,900 $ 187,000
Pima, Arizona 9 $ 1,667,000 $ 185,222 $ 167,000
Santa Cruz, California 9 $ 11,313,000 $ 1,257,000 $ 200,000
Gwinnett, Georgia 9 $ 2,445,000 $ 271,666 $ 151,000
Lake, Illinois 9 $ 5,063,000 $ 562,555 $ 185,000
Collin, Texas 9 $ 2,817,000 $ 313,000 $ 192,000
Dallas, Texas 9 $ 2,222,000 $ 246,888 $ 196,000
Fort Bend, Texas 9 $ 2,834,000 $ 314,888 $ 138,000
Culpeper, Virginia 9 $ 1,978,000 $ 219,777 $ 73,000
San Joaquin, California 8 $ 2,464,000 $ 308,000 $ 96,000
Santa Barbara, California 8 $ 8,693,000 $ 1,086,625 $ 482,000
Hartford, Connecticut 8 $ 2,326,000 $ 290,750 $ 220,000
Brevard, Florida 8 $ 1,612,000 $ 201,500 $ 111,000
Polk, Florida 8 $ 1,616,000 $ 202,000 $ 100,000
Rensselaer, New York 8 $ 1,017,000 $ 127,125 $ 94,000
Wayne, New York 8 $ 868,000 $ 108,500 $ 51,000
Pike, Pennsylvania 8 $ 1,676,000 $ 209,500 $ 225,000
Charleston, South Carolina 8 $ 3,763,000 $ 470,375 $ 182,000
Seminole, Florida 7 $ 1,382,000 $ 197,428 $ 159,000
Barnstable, Massachusetts 7 $ 2,658,000 $ 379,714 $ 132,000
Essex, Massachusetts 7 $ 3,511,000 $ 501,571 $ 301,000
Nantucket, Massachusetts 7 $ 27,119,000 $ 3,874,142 $ 1,599,000
Wayne, Michigan 7 $ 1,121,000 $ 160,142 $ 121,000
Schenectady, New York 7 $ 713,000 $ 101,857 $ 37,000
Union, North Carolina 7 $ 2,319,000 $ 331,285 $ 98,000
San Benito, California 6 $ 2,516,000 $ 419,333 $ 58,000
Sonoma, California 6 $ 6,425,000 $ 1,070,833 $ 380,000
Honolulu, Hawaii 6 $ 3,695,000 $ 615,833 $ 660,000
Macomb, Michigan 6 $ 1,257,000 $ 209,500 $ 94,000
St. Lawrence, New York 6 $ 572,000 $ 95,333 $ 61,000
Washington, New York 6 $ 810,000 $ 135,000 $ 125,000
Multnomah, Oregon 6 $ 2,421,000 $ 403,500 $ 149,000
Beaufort, South Carolina 6 $ 3,090,000 $ 515,000 $ 230,000
Montgomery, Texas 6 $ 2,423,000 $ 403,833 $ 302,000
Salt Lake, Utah 6 $ 2,494,000 $ 415,666 $ 130,000
Windham, Vermont 6 $ 1,591,000 $ 265,166 $ 431,000
Spotsylvania, Virginia 6 $ 1,529,000 $ 254,833 $ 70,000
Pitkin, Colorado 5 $ 24,544,000 $ 4,908,800 $ 2,476,000
Charlotte, Florida 5 $ 542,000 $ 108,400 $ 47,000
Manatee, Florida 5 $ 1,179,000 $ 235,800 $ 600,000
Fayette, Georgia 5 $ 2,140,000 $ 428,000 $ 200,000
Baltimore, Maryland 5 $ 1,962,000 $ 392,400 $ 152,000
Livingston, Michigan 5 $ 1,045,000 $ 209,000 $ 93,000
Hillsborough, New Hampshire 5 $ 1,244,000 $ 248,800 $ 199,000
Rockingham, New Hampshire 5 $ 1,653,000 $ 330,600 $ 180,000
Cape May, New Jersey 5 $ 2,464,000 $ 492,800 $ 517,000
Cattaraugus, New York 5 $ 338,000 $ 67,600 $ 46,000
Clinton, New York 5 $ 349,000 $ 69,800 $ 31,000
Greene, New York 5 $ 1,036,000 $ 207,200 $ 270,000
Wyoming, New York 5 $ 495,000 $ 99,000 $ 19,000
Guilford, North Carolina 5 $ 1,366,000 $ 273,200 $ 161,000
Cuyahoga, Ohio 5 $ 1,040,000 $ 208,000 $ 149,000
Allegheny, Pennsylvania 5 $ 1,117,000 $ 223,400 $ 129,000
Bucks, Pennsylvania 5 $ 1,136,000 $ 227,200 $ 101,000
Providence, Rhode Island 5 $ 710,000 $ 142,000 $ 96,000
Greenville, South Carolina 5 $ 1,550,000 $ 310,000 $ 194,000
Richland, South Carolina 5 $ 678,000 $ 135,600 $ 75,000
Davidson, Tennessee 5 $ 1,350,000 $ 270,000 $ 196,000
Bexar, Texas 5 $ 1,758,000 $ 351,600 $ 277,000
Denton, Texas 5 $ 2,214,000 $ 442,800 $ 285,000
Summit, Utah 5 $ 5,143,000 $ 1,028,600 $ 785,000
Fauquier, Virginia 5 $ 936,000 $ 187,200 $ 73,000
Virginia Beach, Virginia 5 $ 663,000 $ 132,600 $ 98,000
Thurston, Washington 5 $ 1,187,000 $ 237,400 $ 83,000
Kern, California 4 $ 867,000 $ 216,750 $ 255,000
Monterey, California 4 $ 1,448,000 $ 362,000 $ 234,000
Napa, California 4 $ 4,034,000 $ 1,008,500 $ 324,000
Arapahoe, Colorado 4 $ 958,000 $ 239,500 $ 98,000
Middlesex, Connecticut 4 $ 1,055,000 $ 263,750 $ 236,000
New London, Connecticut 4 $ 612,000 $ 153,000 $ 338,000
Duval, Florida 4 $ 465,000 $ 116,250 $ 79,000
Monroe, Florida 4 $ 1,583,000 $ 395,750 $ 141,000
Volusia, Florida 4 $ 740,000 $ 185,000 $ 453,000
Forsyth, Georgia 4 $ 1,290,000 $ 322,500 $ 120,000
Henry, Georgia 4 $ 461,000 $ 115,250 $ 75,000
DuPage, Illinois 4 $ 1,038,000 $ 259,500 $ 142,000
McHenry, Illinois 4 $ 910,000 $ 227,500 $ 94,000
Monroe, Indiana 4 $ 295,000 $ 73,750 $ 31,000
Baltimore City, Maryland 4 $ 584,000 $ 146,000 $ 67,000
Cecil, Maryland 4 $ 702,000 $ 175,500 $ 53,000
Charles, Maryland 4 $ 929,000 $ 232,250 $ 134,000
Howard, Maryland 4 $ 1,075,000 $ 268,750 $ 255,000
Bristol, Massachusetts 4 $ 643,000 $ 160,750 $ 82,000
Kent, Michigan 4 $ 342,000 $ 85,500 $ 75,000
Chenango, New York 4 $ 324,000 $ 81,000 $ 9,000
Genesee, New York 4 $ 340,000 $ 85,000 $ 61,000
Jefferson, New York 4 $ 406,000 $ 101,500 $ 62,000
Madison, New York 4 $ 492,000 $ 123,000 $ 70,000
Ontario, New York 4 $ 725,000 $ 181,250 $ 94,000
Warren, New York 4 $ 794,000 $ 198,500 $ 65,000
Orange, North Carolina 4 $ 1,301,000 $ 325,250 $ 134,000
Hamilton, Ohio 4 $ 550,000 $ 137,500 $ 52,000
Clackamas, Oregon 4 $ 1,779,000 $ 444,750 $ 128,000
Chester, Pennsylvania 4 $ 1,174,000 $ 293,500 $ 212,000
Windsor, Vermont 4 $ 425,000 $ 106,250 $ 144,000
Henrico, Virginia 4 $ 638,000 $ 159,500 $ 99,000
Louisa, Virginia 4 $ 1,163,000 $ 290,750 $ 161,000
Fresno, California 3 $ 396,000 $ 132,000 $ 66,000
Solano, California 3 $ 579,000 $ 193,000 $ 31,000
Boulder, Colorado 3 $ 1,825,000 $ 608,333 $ 134,000
Jefferson, Colorado 3 $ 567,000 $ 189,000 $ 68,000
Litchfield, Connecticut 3 $ 1,506,000 $ 502,000 $ 331,000
Kent, Delaware 3 $ 523,000 $ 174,333 $ 49,000
Collier, Florida 3 $ 758,000 $ 252,666 $ 316,000
Gadsden, Florida 3 $ 214,000 $ 71,333 $ 55,000
Indian River, Florida 3 $ 1,084,000 $ 361,333 $ 196,000
Lake, Florida 3 $ 529,000 $ 176,333 $ 88,000
Martin, Florida 3 $ 1,415,000 $ 471,666 $ 326,000
Pasco, Florida 3 $ 748,000 $ 249,333 $ 404,000
St. Johns, Florida 3 $ 744,000 $ 248,000 $ 150,000
St. Lucie, Florida 3 $ 377,000 $ 125,666 $ 150,000
DeKalb, Georgia 3 $ 908,000 $ 302,666 $ 120,000
Will, Illinois 3 $ 290,000 $ 96,666 $ 70,000
Lake, Indiana 3 $ 210,000 $ 70,000 $ 56,000
Vanderburgh, Indiana 3 $ 261,000 $ 87,000 $ 66,000
Franklin, Maine 3 $ 268,000 $ 89,333 $ 39,000
Harrison, Mississippi 3 $ 498,000 $ 166,000 $ 138,000
St. Louis, Missouri 3 $ 479,000 $ 159,666 $ 116,000
Atlantic, New Jersey 3 $ 438,000 $ 146,000 $ 86,000
Burlington, New Jersey 3 $ 842,000 $ 280,666 $ 121,000
Camden, New Jersey 3 $ 822,000 $ 274,000 $ 151,000
Cayuga, New York 3 $ 253,000 $ 84,333 $ 35,000
Chemung, New York 3 $ 444,000 $ 148,000 $ 37,000
Essex, New York 3 $ 260,000 $ 86,666 $ 80,000
Livingston, New York 3 $ 410,000 $ 136,666 $ 98,000
Orleans, New York 3 $ 336,000 $ 112,000 $ 43,000
Carteret, North Carolina 3 $ 813,000 $ 271,000 $ 36,000
Summit, Ohio 3 $ 178,000 $ 59,333 $ 19,000
Tulsa, Oklahoma 3 $ 493,000 $ 164,333 $ 80,000
Washington, Oregon 3 $ 705,000 $ 235,000 $ 79,000
Lackawanna, Pennsylvania 3 $ 284,000 $ 94,666 $ 77,000
Northampton, Pennsylvania 3 $ 287,000 $ 95,666 $ 125,000
Horry, South Carolina 3 $ 310,000 $ 103,333 $ 76,000
Shelby, Tennessee 3 $ 888,000 $ 296,000 $ 140,000
Chesterfield, Virginia 3 $ 556,000 $ 185,333 $ 53,000
Norfolk, Virginia 3 $ 600,000 $ 200,000 $ 89,000
Stafford, Virginia 3 $ 450,000 $ 150,000 $ 44,000
Kitsap, Washington 3 $ 2,144,000 $ 714,666 $ 259,000
Pierce, Washington 3 $ 691,000 $ 230,333 $ 155,000
Dane, Wisconsin 3 $ 1,887,000 $ 629,000 $ 247,000
Jefferson, Alabama 2 $ 292,000 $ 146,000 $ 91,000
Lee, Alabama 2 $ 132,000 $ 66,000 $ 97,000
Crawford, Arkansas 2 $ 181,000 $ 90,500 $ 103,000
Butte, California 2 $ 543,000 $ 271,500 $ 101,000
Stanislaus, California 2 $ 767,000 $ 383,500 $ 237,000
Adams, Colorado 2 $ 280,000 $ 140,000 $ 95,000
Denver, Colorado 2 $ 1,313,000 $ 656,500 $ 341,000
Eagle, Colorado 2 $ 3,316,000 $ 1,658,000 $ 1,500,000
San Miguel, Colorado 2 $ 1,315,000 $ 657,500 $ 666,000
Summit, Colorado 2 $ 1,712,000 $ 856,000 $ 371,000
Windham, Connecticut 2 $ 613,000 $ 306,500 $ 159,000
Sussex, Delaware 2 $ 697,000 $ 348,500 $ 191,000
Flagler, Florida 2 $ 461,000 $ 230,500 $ 141,000
Marion, Florida 2 $ 185,000 $ 92,500 $ 260,000
Nassau, Florida 2 $ 550,000 $ 275,000 $ 90,000
Chatham, Georgia 2 $ 1,196,000 $ 598,000 $ 477,000
Greene, Georgia 2 $ 868,000 $ 434,000 $ 363,000
Mitchell, Georgia 2 $ 216,000 $ 108,000 $ 65,000
Hawaii, Hawaii 2 $ 910,000 $ 455,000 $ 131,000
Maui, Hawaii 2 $ 2,658,000 $ 1,329,000 $ 227,000
Ada, Idaho 2 $ 429,000 $ 214,500 $ 92,000
Allen, Indiana 2 $ 206,000 $ 103,000 $ 46,000
Hamilton, Indiana 2 $ 316,000 $ 158,000 $ 123,000
Hancock, Indiana 2 $ 244,000 $ 122,000 $ 52,000
Hendricks, Indiana 2 $ 275,000 $ 137,500 $ 29,000
Morgan, Indiana 2 $ 749,000 $ 374,500 $ 204,000
Des Moines, Iowa 2 $ 82,000 $ 41,000 $ 50,000
Orleans, Louisiana 2 $ 845,000 $ 422,500 $ 100,000
Anne Arundel, Maryland 2 $ 378,000 $ 189,000 $ 158,000
Queen Anne's, Maryland 2 $ 536,000 $ 268,000 $ 146,000
Dukes, Massachusetts 2 $ 1,851,000 $ 925,500 $ 242,000
Plymouth, Massachusetts 2 $ 505,000 $ 252,500 $ 121,000
Hennepin, Minnesota 2 $ 333,000 $ 166,500 $ 79,000
Jackson, Missouri 2 $ 859,000 $ 429,500 $ 463,000
St. Louis City, Missouri 2 $ 271,000 $ 135,500 $ 87,000
Washoe, Nevada 2 $ 1,078,000 $ 539,000 $ 814,000
Merrimack, New Hampshire 2 $ 431,000 $ 215,500 $ 77,000
Warren, New Jersey 2 $ 315,000 $ 157,500 $ 97,000
Bernalillo, New Mexico 2 $ 386,000 $ 193,000 $ 65,000
Allegany, New York 2 $ 129,000 $ 64,500 $ 16,000
Delaware, New York 2 $ 144,000 $ 72,000 $ 28,000
Fulton, New York 2 $ 174,000 $ 87,000 $ 0
Herkimer, New York 2 $ 121,000 $ 60,500 $ 26,000
Oswego, New York 2 $ 209,000 $ 104,500 $ 51,000
Buncombe, North Carolina 2 $ 814,000 $ 407,000 $ 141,000
Durham, North Carolina 2 $ 806,000 $ 403,000 $ 130,000
Iredell, North Carolina 2 $ 192,000 $ 96,000 $ 100,000
Rowan, North Carolina 2 $ 400,000 $ 200,000 $ 111,000
Wayne, North Carolina 2 $ 116,000 $ 58,000 $ 35,000
Clark, Ohio 2 $ 192,000 $ 96,000 $ 99,000
Muskogee, Oklahoma 2 $ 181,000 $ 90,500 $ 69,000
Oklahoma, Oklahoma 2 $ 174,000 $ 87,000 $ 10,000
Lane, Oregon 2 $ 569,000 $ 284,500 $ 197,000
Berks, Pennsylvania 2 $ 175,000 $ 87,500 $ 28,000
Cumberland, Pennsylvania 2 $ 384,000 $ 192,000 $ 122,000
Dauphin, Pennsylvania 2 $ 293,000 $ 146,500 $ 36,000
Jefferson, Pennsylvania 2 $ 75,000 $ 37,500 $ 22,000
Lehigh, Pennsylvania 2 $ 360,000 $ 180,000 $ 91,000
Luzerne, Pennsylvania 2 $ 211,000 $ 105,500 $ 133,000
Susquehanna, Pennsylvania 2 $ 160,000 $ 80,000 $ 67,000
Wayne, Pennsylvania 2 $ 203,000 $ 101,500 $ 82,000
Newport, Rhode Island 2 $ 1,180,000 $ 590,000 $ 180,000
Washington, Rhode Island 2 $ 810,000 $ 405,000 $ 343,000
Bradley, Tennessee 2 $ 134,000 $ 67,000 $ 75,000
Knox, Tennessee 2 $ 448,000 $ 224,000 $ 114,000
Galveston, Texas 2 $ 371,000 $ 185,500 $ 126,000
Kleberg, Texas 2 $ 138,000 $ 69,000 $ 54,000
Williamson, Texas 2 $ 296,000 $ 148,000 $ 94,000
Chittenden, Vermont 2 $ 191,000 $ 95,500 $ 87,000
Clarke, Virginia 2 $ 330,000 $ 165,000 $ 71,000
Frederick, Virginia 2 $ 312,000 $ 156,000 $ 148,000
King George, Virginia 2 $ 281,000 $ 140,500 $ 65,000
Manassas, Virginia 2 $ 214,000 $ 107,000 $ 76,000
Richmond City, Virginia 2 $ 1,175,000 $ 587,500 $ 194,000
Warren, Virginia 2 $ 329,000 $ 164,500 $ 70,000
San Juan, Washington 2 $ 696,000 $ 348,000 $ 97,000
Skagit, Washington 2 $ 1,105,000 $ 552,500 $ 194,000
Milwaukee, Wisconsin 2 $ 226,000 $ 113,000 $ 96,000
Jackson, Alabama 1 $ 53,000 $ 53,000 $ 0
Limestone, Alabama 1 $ 225,000 $ 225,000 $ 93,000
Madison, Alabama 1 $ 425,000 $ 425,000 $ 0
Mobile, Alabama 1 $ 146,000 $ 146,000 $ 134,000
Shelby, Alabama 1 $ 244,000 $ 244,000 $ 0
Tuscaloosa, Alabama 1 $ 119,000 $ 119,000 $ 260,000
Coconino, Arizona 1 $ 581,000 $ 581,000 $ 121,000
Santa Cruz, Arizona 1 $ 85,000 $ 85,000 $ 202,000
Yavapai, Arizona 1 $ 54,000 $ 54,000 $ 131,000
Benton, Arkansas 1 $ 340,000 $ 340,000 $ 83,000
Calaveras, California 1 $ 95,000 $ 95,000 $ 92,000
El Dorado, California 1 $ 395,000 $ 395,000 $ 174,000
San Luis Obispo, California 1 $ 719,000 $ 719,000 $ 190,000
Tulare, California 1 $ 134,000 $ 134,000 $ 54,000
Yolo, California 1 $ 554,000 $ 554,000 $ 860,000
Broomfield, Colorado 1 $ 312,000 $ 312,000 $ 300,000
Douglas, Colorado 1 $ 423,000 $ 423,000 $ 63,000
Garfield, Colorado 1 $ 1,050,000 $ 1,050,000 $ 389,000
Larimer, Colorado 1 $ 270,000 $ 270,000 $ 209,000
Bay, Florida 1 $ 115,000 $ 115,000 $ 55,000
Citrus, Florida 1 $ 241,000 $ 241,000 $ 102,000
Escambia, Florida 1 $ 89,000 $ 89,000 $ 68,000
Cherokee, Georgia 1 $ 131,000 $ 131,000 $ 27,000
Clarke, Georgia 1 $ 166,000 $ 166,000 $ 185,000
Clayton, Georgia 1 $ 93,000 $ 93,000 $ 31,000
Glynn, Georgia 1 $ 120,000 $ 120,000 $ 54,000
Lamar, Georgia 1 $ 65,000 $ 65,000 $ 41,000
Paulding, Georgia 1 $ 116,000 $ 116,000 $ 0
Richmond, Georgia 1 $ 49,000 $ 49,000 $ 35,000
Rockdale, Georgia 1 $ 220,000 $ 220,000 $ 41,000
Bingham, Idaho 1 $ 135,000 $ 135,000 $ 30,000
Bonner, Idaho 1 $ 199,000 $ 199,000 $ 151,000
Fremont, Idaho 1 $ 112,000 $ 112,000 $ 102,000
Champaign, Illinois 1 $ 111,000 $ 111,000 $ 38,000
DeKalb, Illinois 1 $ 176,000 $ 176,000 $ 58,000
Kane, Illinois 1 $ 102,000 $ 102,000 $ 0
Kendall, Illinois 1 $ 281,000 $ 281,000 $ 155,000
Macon, Illinois 1 $ 56,000 $ 56,000 $ 38,000
McLean, Illinois 1 $ 319,000 $ 319,000 $ 215,000
Peoria, Illinois 1 $ 144,000 $ 144,000 $ 0
Rock Island, Illinois 1 $ 27,000 $ 27,000 $ 0
Sangamon, Illinois 1 $ 127,000 $ 127,000 $ 63,000
Boone, Indiana 1 $ 165,000 $ 165,000 $ 282,000
Delaware, Indiana 1 $ 109,000 $ 109,000 $ 54,000
Henry, Indiana 1 $ 53,000 $ 53,000 $ 111,000
Montgomery, Indiana 1 $ 144,000 $ 144,000 $ 65,000
Story, Iowa 1 $ 265,000 $ 265,000 $ 91,000
Johnson, Kansas 1 $ 521,000 $ 521,000 $ 185,000
Sedgwick, Kansas 1 $ 79,000 $ 79,000 $ 32,000
Boone, Kentucky 1 $ 180,000 $ 180,000 $ 100,000
Bracken, Kentucky 1 $ 154,000 $ 154,000 $ 58,000
Fayette, Kentucky 1 $ 236,000 $ 236,000 $ 120,000
Hardin, Kentucky 1 $ 60,000 $ 60,000 $ 0
Jefferson, Kentucky 1 $ 285,000 $ 285,000 $ 138,000
Ascension, Louisiana 1 $ 249,000 $ 249,000 $ 140,000
Bossier, Louisiana 1 $ 72,000 $ 72,000 $ 79,000
Caddo, Louisiana 1 $ 101,000 $ 101,000 $ 59,000
East Baton Rouge, Louisiana 1 $ 500,000 $ 500,000 $ 177,000
Tangipahoa, Louisiana 1 $ 113,000 $ 113,000 $ 29,000
Hancock, Maine 1 $ 239,000 $ 239,000 $ 260,000
Knox, Maine 1 $ 108,000 $ 108,000 $ 153,000
Lincoln, Maine 1 $ 107,000 $ 107,000 $ 26,000
Penobscot, Maine 1 $ 91,000 $ 91,000 $ 36,000
Calvert, Maryland 1 $ 222,000 $ 222,000 $ 56,000
St. Mary's, Maryland 1 $ 21,000 $ 21,000 $ 38,000
Washington, Maryland 1 $ 152,000 $ 152,000 $ 89,000
Wicomico, Maryland 1 $ 103,000 $ 103,000 $ 19,000
Worcester, Maryland 1 $ 147,000 $ 147,000 $ 119,000
Worcester, Massachusetts 1 $ 134,000 $ 134,000 $ 15,000
Cheboygan, Michigan 1 $ 410,000 $ 410,000 $ 671,000
Genesee, Michigan 1 $ 102,000 $ 102,000 $ 64,000
Ingham, Michigan 1 $ 222,000 $ 222,000 $ 1,000
Iron, Michigan 1 $ 60,000 $ 60,000 $ 25,000
Kalamazoo, Michigan 1 $ 134,000 $ 134,000 $ 210,000
Montcalm, Michigan 1 $ 47,000 $ 47,000 $ 15,000
Otsego, Michigan 1 $ 188,000 $ 188,000 $ 106,000
Ottawa, Michigan 1 $ 311,000 $ 311,000 $ 150,000
St. Clair, Michigan 1 $ 99,000 $ 99,000 $ 84,000
Van Buren, Michigan 1 $ 133,000 $ 133,000 $ 28,000
Washtenaw, Michigan 1 $ 168,000 $ 168,000 $ 124,000
Wexford, Michigan 1 $ 63,000 $ 63,000 $ 38,000
Goodhue, Minnesota 1 $ 202,000 $ 202,000 $ 111,000
Washington, Minnesota 1 $ 120,000 $ 120,000 $ 58,000
Camden, Missouri 1 $ 119,000 $ 119,000 $ 33,000
Gasconade, Missouri 1 $ 63,000 $ 63,000 $ 29,000
Jefferson, Missouri 1 $ 108,000 $ 108,000 $ 49,000
Johnson, Missouri 1 $ 142,000 $ 142,000 $ 132,000
St. Charles, Missouri 1 $ 51,000 $ 51,000 $ 56,000
Park, Montana 1 $ 188,000 $ 188,000 $ 120,000
Sweet Grass, Montana 1 $ 333,000 $ 333,000 $ 128,000
Douglas, Nevada 1 $ 295,000 $ 295,000 $ 290,000
Grafton, New Hampshire 1 $ 1,475,000 $ 1,475,000 $ 296,000
Cumberland, New Jersey 1 $ 155,000 $ 155,000 $ 0
Gloucester, New Jersey 1 $ 104,000 $ 104,000 $ 37,000
Salem, New Jersey 1 $ 155,000 $ 155,000 $ 85,000
Socorro, New Mexico 1 $ 156,000 $ 156,000 $ 80,000
Taos, New Mexico 1 $ 180,000 $ 180,000 $ 512,000
Lewis, New York 1 $ 62,000 $ 62,000 $ 0
Otsego, New York 1 $ 102,000 $ 102,000 $ 60,000
Schoharie, New York 1 $ 137,000 $ 137,000 $ 0
Schuyler, New York 1 $ 25,000 $ 25,000 $ 30,000
Seneca, New York 1 $ 68,000 $ 68,000 $ 0
Tompkins, New York 1 $ 147,000 $ 147,000 $ 109,000
Brunswick, North Carolina 1 $ 228,000 $ 228,000 $ 180,000
Catawba, North Carolina 1 $ 77,000 $ 77,000 $ 240,000
Chatham, North Carolina 1 $ 280,000 $ 280,000 $ 145,000
Craven, North Carolina 1 $ 115,000 $ 115,000 $ 125,000
Cumberland, North Carolina 1 $ 20,000 $ 20,000 $ 0
Currituck, North Carolina 1 $ 350,000 $ 350,000 $ 211,000
Davie, North Carolina 1 $ 83,000 $ 83,000 $ 0
Duplin, North Carolina 1 $ 80,000 $ 80,000 $ 17,000
Edgecombe, North Carolina 1 $ 17,000 $ 17,000 $ 47,000
Harnett, North Carolina 1 $ 60,000 $ 60,000 $ 22,000
Haywood, North Carolina 1 $ 179,000 $ 179,000 $ 71,000
Henderson, North Carolina 1 $ 193,000 $ 193,000 $ 60,000
Johnston, North Carolina 1 $ 6,000 $ 6,000 $ 0
Nash, North Carolina 1 $ 93,000 $ 93,000 $ 31,000
New Hanover, North Carolina 1 $ 130,000 $ 130,000 $ 99,000
Pender, North Carolina 1 $ 120,000 $ 120,000 $ 47,000
Pitt, North Carolina 1 $ 2,000 $ 2,000 $ 0
Rockingham, North Carolina 1 $ 57,000 $ 57,000 $ 31,000
Scotland, North Carolina 1 $ 61,000 $ 61,000 $ 63,000
Cass, North Dakota 1 $ 169,000 $ 169,000 $ 86,000
Athens, Ohio 1 $ 80,000 $ 80,000 $ 79,000
Butler, Ohio 1 $ 113,000 $ 113,000 $ 38,000
Clermont, Ohio 1 $ 211,000 $ 211,000 $ 52,000
Franklin, Ohio 1 $ 83,000 $ 83,000 $ 108,000
Hardin, Ohio 1 $ 44,000 $ 44,000 $ 25,000
Highland, Ohio 1 $ 72,000 $ 72,000 $ 51,000
Lake, Ohio 1 $ 135,000 $ 135,000 $ 126,000
Montgomery, Ohio 1 $ 64,000 $ 64,000 $ 145,000
Pickaway, Ohio 1 $ 217,000 $ 217,000 $ 198,000
Richland, Ohio 1 $ 71,000 $ 71,000 $ 71,000
Sandusky, Ohio 1 $ 73,000 $ 73,000 $ 40,000
Warren, Ohio 1 $ 142,000 $ 142,000 $ 0
Wayne, Ohio 1 $ 75,000 $ 75,000 $ 68,000
Canadian, Oklahoma 1 $ 130,000 $ 130,000 $ 133,000
Osage, Oklahoma 1 $ 96,000 $ 96,000 $ 0
Pittsburg, Oklahoma 1 $ 49,000 $ 49,000 $ 168,000
Sequoyah, Oklahoma 1 $ 118,000 $ 118,000 $ 60,000
Wagoner, Oklahoma 1 $ 119,000 $ 119,000 $ 120,000
Deschutes, Oregon 1 $ 1,190,000 $ 1,190,000 $ 1,761,000
Douglas, Oregon 1 $ 71,000 $ 71,000 $ 19,000
Jackson, Oregon 1 $ 272,000 $ 272,000 $ 70,000
Lincoln, Oregon 1 $ 398,000 $ 398,000 $ 138,000
Yamhill, Oregon 1 $ 188,000 $ 188,000 $ 68,000
Blair, Pennsylvania 1 $ 76,000 $ 76,000 $ 120,000
Cambria, Pennsylvania 1 $ 38,000 $ 38,000 $ 65,000
Carbon, Pennsylvania 1 $ 189,000 $ 189,000 $ 0
Lancaster, Pennsylvania 1 $ 64,000 $ 64,000 $ 43,000
Lawrence, Pennsylvania 1 $ 57,000 $ 57,000 $ 0
Lebanon, Pennsylvania 1 $ 223,000 $ 223,000 $ 79,000
Montour, Pennsylvania 1 $ 176,000 $ 176,000 $ 75,000
Schuylkill, Pennsylvania 1 $ 31,000 $ 31,000 $ 49,000
Washington, Pennsylvania 1 $ 250,000 $ 250,000 $ 115,000
Westmoreland, Pennsylvania 1 $ 163,000 $ 163,000 $ 95,000
York, Pennsylvania 1 $ 204,000 $ 204,000 $ 54,000
Kent, Rhode Island 1 $ 217,000 $ 217,000 $ 0
Kershaw, South Carolina 1 $ 66,000 $ 66,000 $ 98,000
York, South Carolina 1 $ 65,000 $ 65,000 $ 23,000
Carter, Tennessee 1 $ 105,000 $ 105,000 $ 28,000
Cheatham, Tennessee 1 $ 147,000 $ 147,000 $ 89,000
Dyer, Tennessee 1 $ 129,000 $ 129,000 $ 94,000
Hamilton, Tennessee 1 $ 130,000 $ 130,000 $ 50,000
Williamson, Tennessee 1 $ 360,000 $ 360,000 $ 136,000
Bell, Texas 1 $ 109,000 $ 109,000 $ 92,000
Brazoria, Texas 1 $ 253,000 $ 253,000 $ 175,000
Hood, Texas 1 $ 187,000 $ 187,000 $ 146,000
Johnson, Texas 1 $ 111,000 $ 111,000 $ 74,000
Kaufman, Texas 1 $ 99,000 $ 99,000 $ 40,000
Liberty, Texas 1 $ 46,000 $ 46,000 $ 73,000
Nueces, Texas 1 $ 88,000 $ 88,000 $ 125,000
Polk, Texas 1 $ 145,000 $ 145,000 $ 77,000
Randall, Texas 1 $ 112,000 $ 112,000 $ 79,000
Rockwall, Texas 1 $ 119,000 $ 119,000 $ 102,000
Davis, Utah 1 $ 417,000 $ 417,000 $ 298,000
Utah, Utah 1 $ 133,000 $ 133,000 $ 62,000
Wasatch, Utah 1 $ 647,000 $ 647,000 $ 171,000
Weber, Utah 1 $ 84,000 $ 84,000 $ 82,000
Bennington, Vermont 1 $ 518,000 $ 518,000 $ 0
Washington, Vermont 1 $ 374,000 $ 374,000 $ 530,000
Albemarle, Virginia 1 $ 155,000 $ 155,000 $ 0
Caroline, Virginia 1 $ 97,000 $ 97,000 $ 30,000
Charlottesville, Virginia 1 $ 182,000 $ 182,000 $ 67,000
Chesapeake, Virginia 1 $ 320,000 $ 320,000 $ 161,000
Fairfax City, Virginia 1 $ 197,000 $ 197,000 $ 53,000
Falls Church, Virginia 1 $ 75,000 $ 75,000 $ 101,000
Fredericksburg, Virginia 1 $ 180,000 $ 180,000 $ 70,000
Hanover, Virginia 1 $ 172,000 $ 172,000 $ 152,000
James City, Virginia 1 $ 366,000 $ 366,000 $ 366,000
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Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,682 $3,739,653,000 $486,000 $53,540,000 $193,000 $9,999,000
Refinancing 7,604 $3,544,776,000 $466,000 $20,000,000 $195,000 $9,999,000
Home Improvement 428 $214,481,000 $501,000 $3,000,000 $194,000 $4,246,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,651 $2,135,723,000 $377,000 $3,769,000 $165,000 $9,999,000
Not Provided 3,844 $2,481,863,000 $645,000 $17,000,000 $304,000 $9,999,000
Asian 3,131 $1,863,002,000 $595,000 $4,000,000 $212,000 $8,400,000
Hispanic 1,765 $469,866,000 $266,000 $3,000,000 $108,000 $8,227,000
Black or African American 995 $243,327,000 $244,000 $1,672,000 $85,000 $1,350,000
Not applicable 256 $285,939,000 $1,116,000 $53,540,000 $28,000 $3,000,000
Native Hawaiin or Other Pacific Islander 48 $12,978,000 $270,000 $864,000 $87,000 $255,000
American Indian or Alaskan Native 24 $6,212,000 $258,000 $1,000,000 $90,000 $556,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,447 $6,950,961,000 $516,000 $53,540,000 $216,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,957 $469,410,000 $239,000 $812,000 $65,000 $400,000
VA-guaranteed (Veterans Administration) 296 $75,819,000 $256,000 $732,000 $65,000 $305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $2,720,000 $194,000 $257,000 $47,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,619 $1,572,443,000 $237,000 $964,000 $88,000 $3,337,000
Loan Originated 4,196 $3,057,738,000 $728,000 $53,540,000 $291,000 $9,999,000
Application Denied By Financial Institution 2,475 $1,284,746,000 $519,000 $17,000,000 $204,000 $9,999,000
File Closed For Incompleteness 1,524 $975,764,000 $640,000 $7,875,000 $303,000 $9,999,000
Application Withdrawn By Applicant 771 $537,232,000 $696,000 $20,000,000 $337,000 $9,999,000
Application Approved But Not Accepted 129 $70,987,000 $550,000 $13,000,000 $206,000 $2,076,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 717 $365,047,000 $509,000 $4,000,000 $201,000 $2,000,000
Debt-To-Income Ratio 695 $381,612,000 $549,000 $17,000,000 $134,000 $9,999,000
Collateral 384 $201,020,000 $523,000 $9,000,000 $292,000 $9,999,000
Other 279 $154,374,000 $553,000 $3,494,000 $275,000 $9,999,000
Credit History 159 $57,578,000 $362,000 $2,185,000 $184,000 $3,000,000
Unverifiable Information 119 $71,092,000 $597,000 $3,000,000 $255,000 $2,400,000
Insufficient Cash (Downpayment, Closing Cost) 107 $48,057,000 $449,000 $2,983,000 $167,000 $1,300,000
Employment History 15 $5,966,000 $397,000 $1,049,000 $113,000 $410,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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