Hsbc Bank Usa, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, National Association 1800 Tysons Blvd., Suite 50 Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 12,841 |
| Total Mortgage Loan Application Amount | $6,429,360,000 |
| Average Mortgage Loan Application Amount | $433,500 |
| Highest Mortgage Loan Application Amount | $80,005,000 |
| Average Applicant Income | $216,833 |
| Highest Applicant Income | $9,581,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Hsbc Bank Usa, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Hsbc Bank Usa, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,569 | $ 873,425,000 | $ 556,000 | $ 210,000 |
| Suffolk County New York | 718 | $ 243,460,000 | $ 339,000 | $ 173,000 |
| Queens County New York | 687 | $ 242,555,000 | $ 353,000 | $ 118,000 |
| Westchester County New York | 622 | $ 237,530,000 | $ 381,000 | $ 206,000 |
| Kings County New York | 589 | $ 295,735,000 | $ 502,000 | $ 211,000 |
| Miami-Dade County Florida | 584 | $ 229,000,000 | $ 392,000 | $ 251,000 |
| New York County New York | 563 | $ 651,130,000 | $ 1,158,000 | $ 579,000 |
| King County Washington | 477 | $ 208,045,000 | $ 436,000 | $ 174,000 |
| Santa Clara County California | 471 | $ 538,975,000 | $ 1,144,000 | $ 271,000 |
| Orange County California | 465 | $ 314,035,000 | $ 675,000 | $ 237,000 |
| Nassau County New York | 431 | $ 204,285,000 | $ 473,000 | $ 233,000 |
| Richmond County New York | 412 | $ 128,930,000 | $ 312,000 | $ 109,000 |
| Alameda County California | 369 | $ 182,675,000 | $ 495,000 | $ 167,000 |
| Orange County New York | 320 | $ 74,320,000 | $ 232,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 319 | $ 58,345,000 | $ 182,000 | $ 77,000 |
| Broward County Florida | 316 | $ 82,060,000 | $ 259,000 | $ 149,000 |
| Montgomery County Maryland | 270 | $ 95,860,000 | $ 355,000 | $ 141,000 |
| Bronx County New York | 244 | $ 78,200,000 | $ 320,000 | $ 103,000 |
| Rockland County New York | 230 | $ 73,990,000 | $ 321,000 | $ 133,000 |
| San Mateo County California | 215 | $ 151,565,000 | $ 704,000 | $ 231,000 |
| District of Columbia County District Of Columbia | 207 | $ 71,315,000 | $ 344,000 | $ 178,000 |
| Fairfield County Connecticut | 198 | $ 101,380,000 | $ 512,000 | $ 265,000 |
| San Francisco County California | 192 | $ 123,240,000 | $ 641,000 | $ 230,000 |
| Fairfax County Virginia | 183 | $ 60,885,000 | $ 332,000 | $ 135,000 |
| Morris County New Jersey | 153 | $ 61,375,000 | $ 401,000 | $ 194,000 |
| Bergen County New Jersey | 135 | $ 56,830,000 | $ 424,000 | $ 219,000 |
| New Castle County Delaware | 120 | $ 19,960,000 | $ 166,000 | $ 67,000 |
| Middlesex County New Jersey | 120 | $ 28,280,000 | $ 235,000 | $ 125,000 |
| Palm Beach County Florida | 118 | $ 28,890,000 | $ 244,000 | $ 141,000 |
| Hudson County New Jersey | 99 | $ 37,975,000 | $ 383,000 | $ 194,000 |
| Union County New Jersey | 95 | $ 25,235,000 | $ 265,000 | $ 130,000 |
| San Diego County California | 76 | $ 59,600,000 | $ 784,000 | $ 368,000 |
| Erie County New York | 70 | $ 11,330,000 | $ 161,000 | $ 109,000 |
| Contra Costa County California | 61 | $ 50,255,000 | $ 823,000 | $ 247,000 |
| San Bernardino County California | 58 | $ 24,910,000 | $ 429,000 | $ 208,000 |
| Cook County Illinois | 42 | $ 22,650,000 | $ 539,000 | $ 276,000 |
| Riverside County California | 40 | $ 14,260,000 | $ 356,000 | $ 234,000 |
| Essex County New Jersey | 40 | $ 23,960,000 | $ 599,000 | $ 336,000 |
| Monmouth County New Jersey | 35 | $ 38,265,000 | $ 1,093,000 | $ 1,042,000 |
| Osceola County Florida | 30 | $ 7,300,000 | $ 243,000 | $ 230,000 |
| Alexandria County Virginia | 29 | $ 84,085,000 | $ 2,899,000 | $ 130,000 |
| Orange County Florida | 28 | $ 10,330,000 | $ 368,000 | $ 198,000 |
| Arlington County Virginia | 23 | $ 8,715,000 | $ 378,000 | $ 165,000 |
| Somerset County New Jersey | 22 | $ 13,680,000 | $ 621,000 | $ 354,000 |
| Harris County Texas | 20 | $ 11,310,000 | $ 565,000 | $ 272,000 |
| Maricopa County Arizona | 19 | $ 8,415,000 | $ 442,000 | $ 332,000 |
| Wake County North Carolina | 19 | $ 38,935,000 | $ 2,049,000 | $ 155,000 |
| Middlesex County Massachusetts | 18 | $ 14,010,000 | $ 778,000 | $ 248,000 |
| Mercer County New Jersey | 18 | $ 10,970,000 | $ 609,000 | $ 464,000 |
| Fulton County Georgia | 17 | $ 9,115,000 | $ 536,000 | $ 411,000 |
| Loudoun County Virginia | 16 | $ 5,760,000 | $ 360,000 | $ 184,000 |
| Ventura County California | 15 | $ 9,395,000 | $ 626,000 | $ 321,000 |
| Lake County Illinois | 13 | $ 8,055,000 | $ 619,000 | $ 215,000 |
| Marin County California | 12 | $ 10,260,000 | $ 855,000 | $ 280,000 |
| Clark County Nevada | 11 | $ 2,845,000 | $ 258,000 | $ 368,000 |
| Niagara County New York | 11 | $ 1,325,000 | $ 120,000 | $ 302,000 |
| Putnam County New York | 10 | $ 5,760,000 | $ 576,000 | $ 158,000 |
| Mecklenburg County North Carolina | 10 | $ 4,660,000 | $ 466,000 | $ 196,000 |
| Travis County Texas | 10 | $ 7,570,000 | $ 757,000 | $ 466,000 |
| Snohomish County Washington | 10 | $ 4,620,000 | $ 462,000 | $ 248,000 |
| DuPage County Illinois | 9 | $ 3,935,000 | $ 437,000 | $ 172,000 |
| Norfolk County Massachusetts | 9 | $ 9,755,000 | $ 1,083,000 | $ 383,000 |
| Sarasota County Florida | 8 | $ 3,410,000 | $ 426,000 | $ 225,000 |
| Ocean County New Jersey | 8 | $ 3,680,000 | $ 460,000 | $ 261,000 |
| Dutchess County New York | 8 | $ 1,530,000 | $ 191,000 | $ 191,000 |
| Monroe County New York | 8 | $ 1,160,000 | $ 145,000 | $ 140,000 |
| Manatee County Florida | 7 | $ 2,735,000 | $ 390,000 | $ 174,000 |
| Suffolk County Massachusetts | 7 | $ 2,845,000 | $ 406,000 | $ 239,000 |
| Monroe County Pennsylvania | 7 | $ 915,000 | $ 130,000 | $ 123,000 |
| Fort Bend County Texas | 7 | $ 2,885,000 | $ 412,000 | $ 451,000 |
| Collier County Florida | 6 | $ 2,570,000 | $ 428,000 | $ 219,000 |
| Seminole County Florida | 6 | $ 2,510,000 | $ 418,000 | $ 321,000 |
| Passaic County New Jersey | 6 | $ 1,910,000 | $ 318,000 | $ 127,000 |
| Delaware County Pennsylvania | 6 | $ 3,410,000 | $ 568,000 | $ 148,000 |
| Shelby County Tennessee | 6 | $ 820,000 | $ 136,000 | $ 181,000 |
| Tarrant County Texas | 6 | $ 1,430,000 | $ 238,000 | $ 192,000 |
| Williamson County Texas | 6 | $ 1,680,000 | $ 280,000 | $ 137,000 |
| Sacramento County California | 5 | $ 2,105,000 | $ 421,000 | $ 199,000 |
| Sonoma County California | 5 | $ 3,225,000 | $ 645,000 | $ 351,000 |
| Arapahoe County Colorado | 5 | $ 1,915,000 | $ 383,000 | $ 143,000 |
| Douglas County Colorado | 5 | $ 1,805,000 | $ 361,000 | $ 178,000 |
| Litchfield County Connecticut | 5 | $ 4,645,000 | $ 929,000 | $ 701,000 |
| New Haven County Connecticut | 5 | $ 915,000 | $ 183,000 | $ 152,000 |
| Duval County Florida | 5 | $ 99,765,000 | $ 19,953,000 | $ 206,000 |
| Hillsborough County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 196,000 |
| Monroe County Florida | 5 | $ 2,775,000 | $ 555,000 | $ 341,000 |
| Pasco County Florida | 5 | $ 925,000 | $ 185,000 | $ 134,000 |
| Will County Illinois | 5 | $ 1,075,000 | $ 215,000 | $ 254,000 |
| Hennepin County Minnesota | 5 | $ 3,110,000 | $ 777,000 | $ 319,000 |
| Ulster County New York | 5 | $ 1,615,000 | $ 323,000 | $ 218,000 |
| Bucks County Pennsylvania | 5 | $ 2,975,000 | $ 595,000 | $ 378,000 |
| Montgomery County Pennsylvania | 5 | $ 2,545,000 | $ 509,000 | $ 174,000 |
| Dallas County Texas | 5 | $ 3,065,000 | $ 613,000 | $ 318,000 |
| Monterey County California | 4 | $ 2,760,000 | $ 690,000 | $ 597,000 |
| Napa County California | 4 | $ 10,470,000 | $ 2,617,000 | $ 1,060,000 |
| Hartford County Connecticut | 4 | $ 770,000 | $ 192,000 | $ 134,000 |
| Volusia County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 88,000 |
| Cobb County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 263,000 |
| Cape May County New Jersey | 4 | $ 1,150,000 | $ 287,000 | $ 241,000 |
| Chester County Pennsylvania | 4 | $ 1,380,000 | $ 345,000 | $ 179,000 |
| Davidson County Tennessee | 4 | $ 1,230,000 | $ 307,000 | $ 578,000 |
| Whatcom County Washington | 4 | $ 3,040,000 | $ 760,000 | $ 168,000 |
| Fresno County California | 3 | $ 1,125,000 | $ 375,000 | $ 234,000 |
| Kern County California | 3 | $ 635,000 | $ 211,000 | $ 158,000 |
| Placer County California | 3 | $ 925,000 | $ 308,000 | $ 212,000 |
| El Paso County Colorado | 3 | $ 1,995,000 | $ 665,000 | $ 197,000 |
| Jefferson County Colorado | 3 | $ 1,595,000 | $ 531,000 | $ 177,000 |
| Lake County Florida | 3 | $ 565,000 | $ 188,000 | $ 108,000 |
| Martin County Florida | 3 | $ 3,045,000 | $ 1,015,000 | $ 269,000 |
| Pinellas County Florida | 3 | $ 805,000 | $ 268,000 | $ 218,000 |
| DeKalb County Georgia | 3 | $ 835,000 | $ 278,000 | $ 202,000 |
| Gwinnett County Georgia | 3 | $ 805,000 | $ 268,000 | $ 135,000 |
| Honolulu County Hawaii | 3 | $ 1,965,000 | $ 655,000 | $ 130,000 |
| Maui County Hawaii | 3 | $ 3,855,000 | $ 1,285,000 | $ 369,000 |
| Hamilton County Indiana | 3 | $ 605,000 | $ 201,000 | $ 172,000 |
| Marion County Indiana | 3 | $ 905,000 | $ 301,000 | $ 195,000 |
| Frederick County Maryland | 3 | $ 645,000 | $ 215,000 | $ 126,000 |
| Berkshire County Massachusetts | 3 | $ 2,075,000 | $ 691,000 | $ 696,000 |
| Plymouth County Massachusetts | 3 | $ 1,215,000 | $ 405,000 | $ 176,000 |
| Wayne County Michigan | 3 | $ 375,000 | $ 125,000 | $ 95,000 |
| Jackson County Missouri | 3 | $ 935,000 | $ 311,000 | $ 238,000 |
| St. Louis County Missouri | 3 | $ 965,000 | $ 321,000 | $ 105,000 |
| St. Louis City County Missouri | 3 | $ 505,000 | $ 168,000 | $ 131,000 |
| Washoe County Nevada | 3 | $ 1,755,000 | $ 585,000 | $ 474,000 |
| Gloucester County New Jersey | 3 | $ 505,000 | $ 168,000 | $ 44,000 |
| Hunterdon County New Jersey | 3 | $ 1,395,000 | $ 465,000 | $ 77,000 |
| Albany County New York | 3 | $ 715,000 | $ 238,000 | $ 181,000 |
| Broome County New York | 3 | $ 135,000 | $ 45,000 | $ 38,000 |
| Saratoga County New York | 3 | $ 385,000 | $ 128,000 | $ 81,000 |
| Chatham County North Carolina | 3 | $ 1,765,000 | $ 588,000 | $ 1,249,000 |
| Clackamas County Oregon | 3 | $ 1,775,000 | $ 591,000 | $ 196,000 |
| Multnomah County Oregon | 3 | $ 1,215,000 | $ 405,000 | $ 138,000 |
| Washington County Oregon | 3 | $ 1,175,000 | $ 391,000 | $ 190,000 |
| Allegheny County Pennsylvania | 3 | $ 1,275,000 | $ 425,000 | $ 251,000 |
| Pike County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 235,000 |
| Charleston County South Carolina | 3 | $ 1,595,000 | $ 531,000 | $ 185,000 |
| Collin County Texas | 3 | $ 695,000 | $ 231,000 | $ 275,000 |
| Prince William County Virginia | 3 | $ 735,000 | $ 245,000 | $ 132,000 |
| Pierce County Washington | 3 | $ 865,000 | $ 288,000 | $ 207,000 |
| Teton County Wyoming | 3 | $ 4,435,000 | $ 1,478,000 | $ 231,000 |
| Madison County Alabama | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Yavapai County Arizona | 2 | $ 1,180,000 | $ 590,000 | $ 301,000 |
| San Joaquin County California | 2 | $ 860,000 | $ 430,000 | $ 202,000 |
| Santa Barbara County California | 2 | $ 2,630,000 | $ 1,315,000 | $ 615,000 |
| Santa Cruz County California | 2 | $ 510,000 | $ 255,000 | $ 299,000 |
| Denver County Colorado | 2 | $ 1,490,000 | $ 745,000 | $ 393,000 |
| San Miguel County Colorado | 2 | $ 270,000 | $ 135,000 | $ 221,000 |
| Lee County Florida | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| Polk County Florida | 2 | $ 660,000 | $ 330,000 | $ 146,000 |
| Fayette County Georgia | 2 | $ 470,000 | $ 235,000 | $ 151,000 |
| Greene County Georgia | 2 | $ 370,000 | $ 185,000 | $ 600,000 |
| Tippecanoe County Indiana | 2 | $ 320,000 | $ 160,000 | $ 181,000 |
| Johnson County Kansas | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| York County Maine | 2 | $ 1,260,000 | $ 630,000 | $ 1,027,000 |
| Anne Arundel County Maryland | 2 | $ 620,000 | $ 310,000 | $ 83,000 |
| Baltimore County Maryland | 2 | $ 920,000 | $ 460,000 | $ 173,000 |
| Baltimore City County Maryland | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Garrett County Maryland | 2 | $ 560,000 | $ 280,000 | $ 276,000 |
| Prince George's County Maryland | 2 | $ 980,000 | $ 490,000 | $ 157,000 |
| Barnstable County Massachusetts | 2 | $ 1,020,000 | $ 510,000 | $ 670,000 |
| Essex County Massachusetts | 2 | $ 1,540,000 | $ 770,000 | $ 258,000 |
| Oakland County Michigan | 2 | $ 440,000 | $ 220,000 | $ 329,000 |
| Gallatin County Montana | 2 | $ 760,000 | $ 380,000 | $ 370,000 |
| Grafton County New Hampshire | 2 | $ 1,210,000 | $ 605,000 | $ 160,000 |
| Hillsborough County New Hampshire | 2 | $ 4,010,000 | $ 2,005,000 | $ 1,335,000 |
| Sussex County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 173,000 |
| Warren County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 710,000 |
| Chemung County New York | 2 | $ 610,000 | $ 305,000 | $ 102,000 |
| Delaware County New York | 2 | $ 130,000 | $ 65,000 | $ 260,000 |
| Essex County New York | 2 | $ 250,000 | $ 125,000 | $ 312,000 |
| Greene County New York | 2 | $ 210,000 | $ 105,000 | $ 136,000 |
| Sullivan County New York | 2 | $ 160,000 | $ 80,000 | $ 119,000 |
| Durham County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 493,000 |
| Rowan County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 794,000 |
| Union County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 192,000 |
| Cuyahoga County Ohio | 2 | $ 480,000 | $ 240,000 | $ 143,000 |
| Oklahoma County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 146,000 |
| Lane County Oregon | 2 | $ 770,000 | $ 385,000 | $ 138,000 |
| Northampton County Pennsylvania | 2 | $ 1,110,000 | $ 555,000 | $ 217,000 |
| Wayne County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Williamson County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 156,000 |
| Galveston County Texas | 2 | $ 140,000 | $ 70,000 | $ 105,000 |
| Hays County Texas | 2 | $ 370,000 | $ 185,000 | $ 88,000 |
| Summit County Utah | 2 | $ 3,330,000 | $ 1,665,000 | $ 1,097,000 |
| Rutland County Vermont | 2 | $ 470,000 | $ 235,000 | $ 292,000 |
| Clark County Washington | 2 | $ 1,170,000 | $ 585,000 | $ 208,000 |
| Grays Harbor County Washington | 2 | $ 670,000 | $ 335,000 | $ 180,000 |
| Kitsap County Washington | 2 | $ 2,500,000 | $ 1,250,000 | $ 119,000 |
| San Juan County Washington | 2 | $ 2,500,000 | $ 1,250,000 | $ 769,000 |
| Limestone County Alabama | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Pima County Arizona | 1 | $ 225,000 | $ 225,000 | $ 228,000 |
| Pulaski County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 199,000 |
| Mono County California | 1 | $ 675,000 | $ 675,000 | $ 105,000 |
| Nevada County California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Solano County California | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Tehama County California | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Yolo County California | 1 | $ 415,000 | $ 415,000 | $ 505,000 |
| Adams County Colorado | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Broomfield County Colorado | 1 | $ 255,000 | $ 255,000 | $ 236,000 |
| Eagle County Colorado | 1 | $ 635,000 | $ 635,000 | $ 368,000 |
| Middlesex County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 281,000 |
| Brevard County Florida | 1 | $ 905,000 | $ 905,000 | $ 960,000 |
| Charlotte County Florida | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Citrus County Florida | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Flagler County Florida | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Franklin County Florida | 1 | $ 295,000 | $ 295,000 | $ 453,000 |
| Jackson County Florida | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| St. Lucie County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Columbia County Georgia | 1 | $ 575,000 | $ 575,000 | $ 395,000 |
| Forsyth County Georgia | 1 | $ 505,000 | $ 505,000 | $ 1,399,000 |
| Glynn County Georgia | 1 | $ 825,000 | $ 825,000 | $ 923,000 |
| Hall County Georgia | 1 | $ 505,000 | $ 505,000 | $ 700,000 |
| Henry County Georgia | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Houston County Georgia | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Lowndes County Georgia | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Pulaski County Georgia | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Kauai County Hawaii | 1 | $ 675,000 | $ 675,000 | $ 236,000 |
| Kane County Illinois | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Hendricks County Indiana | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Monroe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Douglas County Kansas | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Marion County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Ascension County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Orleans County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 184,000 |
| Terrebonne County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Hancock County Maine | 1 | $ 1,085,000 | $ 1,085,000 | $ 1,019,000 |
| Sagadahoc County Maine | 1 | $ 255,000 | $ 255,000 | $ 203,000 |
| Howard County Maryland | 1 | $ 575,000 | $ 575,000 | $ 263,000 |
| Washington County Maryland | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Dukes County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 525,000 |
| Worcester County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Macomb County Michigan | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Washtenaw County Michigan | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Dakota County Minnesota | 1 | $ 565,000 | $ 565,000 | $ 625,000 |
| Ramsey County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Lewis and Clark County Montana | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Ravalli County Montana | 1 | $ 125,000 | $ 125,000 | $ 258,000 |
| Cheyenne County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Carroll County New Hampshire | 1 | $ 905,000 | $ 905,000 | $ 1,411,000 |
| Camden County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 173,000 |
| Los Alamos County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 386,000 |
| Cayuga County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Columbia County New York | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Genesee County New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jefferson County New York | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Oneida County New York | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Onondaga County New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ontario County New York | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Schuyler County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tompkins County New York | 1 | $ 265,000 | $ 265,000 | $ 256,000 |
| Brunswick County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Guilford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Henderson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| New Hanover County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Orange County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Pitt County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Franklin County Ohio | 1 | $ 785,000 | $ 785,000 | $ 200,000 |
| Geauga County Ohio | 1 | $ 505,000 | $ 505,000 | $ 247,000 |
| Hamilton County Ohio | 1 | $ 465,000 | $ 465,000 | $ 343,000 |
| Jefferson County Ohio | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Stark County Ohio | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Summit County Ohio | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Deschutes County Oregon | 1 | $ 335,000 | $ 335,000 | $ 360,000 |
| Tillamook County Oregon | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Beaver County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Berks County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Carbon County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 186,000 |
| Dauphin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 205,000 |
| Lancaster County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Luzerne County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Warren County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 114,000 |
| York County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Bristol County Rhode Island | 1 | $ 445,000 | $ 445,000 | $ 216,000 |
| Kent County Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Newport County Rhode Island | 1 | $ 225,000 | $ 225,000 | $ 196,000 |
| Washington County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 305,000 |
| Anderson County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 165,000 |
| Beaufort County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 365,000 |
| Berkeley County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 157,000 |
| Greenville County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 163,000 |
| Sumter County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| York County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Cannon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Hamilton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Wilson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Brazos County Texas | 1 | $ 135,000 | $ 135,000 | $ 237,000 |
| Comal County Texas | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Denton County Texas | 1 | $ 495,000 | $ 495,000 | $ 202,000 |
| Rockwall County Texas | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Utah County Utah | 1 | $ 315,000 | $ 315,000 | $ 245,000 |
| Bennington County Vermont | 1 | $ 1,985,000 | $ 1,985,000 | $ 239,000 |
| Lamoille County Vermont | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Windham County Vermont | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Accomack County Virginia | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Albemarle County Virginia | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Chesterfield County Virginia | 1 | $ 295,000 | $ 295,000 | $ 334,000 |
| Fairfax City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Falls Church County Virginia | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
| Henrico County Virginia | 1 | $ 285,000 | $ 285,000 | $ 226,000 |
| Petersburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Portsmouth County Virginia | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Rockbridge County Virginia | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Spotsylvania County Virginia | 1 | $ 335,000 | $ 335,000 | $ 325,000 |
| Jefferson County Washington | 1 | $ 1,945,000 | $ 1,945,000 | $ 661,000 |
| Thurston County Washington | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,199 | $3,503,770,000 | $565,000 | $74,505,000 | $211,000 | $9,581,000 |
| Cash-out Refinancing | 1,876 | $849,720,000 | $452,000 | $35,005,000 | $187,000 | $7,878,000 |
| Not Applicable | 1,693 | $384,755,000 | $227,000 | $695,000 | $92,000 | $1,227,000 |
| Refinancing | 1,638 | $1,234,150,000 | $753,000 | $80,005,000 | $307,000 | $8,754,000 |
| Other Purpose | 945 | $333,275,000 | $352,000 | $10,825,000 | $275,000 | $7,068,000 |
| Home Improvement | 490 | $123,690,000 | $252,000 | $4,205,000 | $229,000 | $4,990,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,192 | $2,142,065,000 | $346,000 | $80,005,000 | $100,000 | $1,227,000 |
| Not Provided | 2,049 | $1,520,835,000 | $742,000 | $15,715,000 | $398,000 | $9,000,000 |
| Asian | 1,924 | $1,365,410,000 | $709,000 | $4,655,000 | $269,000 | $4,000,000 |
| White | 1,915 | $1,091,555,000 | $570,000 | $5,005,000 | $302,000 | $7,120,000 |
| Hispanic | 444 | $178,890,000 | $402,000 | $3,505,000 | $273,000 | $9,581,000 |
| Black or African American | 178 | $43,340,000 | $243,000 | $1,635,000 | $110,000 | $629,000 |
| American Indian or Alaskan Native | 25 | $18,625,000 | $745,000 | $2,505,000 | $344,000 | $1,249,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,235,000 | $247,000 | $605,000 | $113,000 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,155 | $5,902,440,000 | $529,000 | $80,005,000 | $228,000 | $9,581,000 |
| FHA-insured (Federal Housing Administration) | 1,448 | $443,240,000 | $306,000 | $855,000 | $85,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 234 | $82,440,000 | $352,000 | $1,025,000 | $102,000 | $582,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,240,000 | $310,000 | $605,000 | $87,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 6,141 | $1,700,655,000 | $276,000 | $1,025,000 | $100,000 | $1,227,000 |
| Loan Originated | 3,589 | $2,805,200,000 | $782,000 | $80,005,000 | $333,000 | $9,581,000 |
| Application Withdrawn By Applicant | 1,319 | $922,545,000 | $699,000 | $35,005,000 | $322,000 | $8,134,000 |
| File Closed For Incompleteness | 950 | $621,160,000 | $653,000 | $8,405,000 | $321,000 | $8,332,000 |
| Application Denied By Financial Institution | 745 | $326,225,000 | $437,000 | $6,105,000 | $202,000 | $6,156,000 |
| Application Approved But Not Accepted | 97 | $53,575,000 | $552,000 | $4,005,000 | $290,000 | $3,607,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,096 | $6,103,135,000 | $504,000 | $80,005,000 | $210,000 | $9,581,000 |
| Debt-To-Income Ratio | 421 | $168,935,000 | $401,000 | $3,005,000 | $129,000 | $1,058,000 |
| Collateral | 94 | $47,930,000 | $509,000 | $6,105,000 | $307,000 | $5,000,000 |
| Other | 78 | $48,000,000 | $615,000 | $3,785,000 | $400,000 | $6,156,000 |
| Credit History | 77 | $24,545,000 | $318,000 | $2,985,000 | $266,000 | $1,777,000 |
| Credit Application Incomplete | 26 | $12,400,000 | $476,000 | $1,925,000 | $227,000 | $929,000 |
| Unverifiable Information | 25 | $12,165,000 | $486,000 | $1,285,000 | $204,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $11,530,000 | $524,000 | $1,865,000 | $219,000 | $1,463,000 |
| Employment History | 2 | $720,000 | $360,000 | $505,000 | $37,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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