Hudson City Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Hudson City Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 17,994 |
| Total Mortgage Loan Application Amount | $5,725,885,000 |
| Average Mortgage Loan Application Amount | $433,184 |
| Highest Mortgage Loan Application Amount | $2,342,000 |
| Average Applicant Income | $137,215 |
| Highest Applicant Income | $7,526,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Hudson City Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson City Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Hudson City Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson City Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson City Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson City Savings Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 3,597 | $ 983,974,000 | $ 273,000 | $ 125,000 |
| Morris County New Jersey | 1,349 | $ 362,260,000 | $ 268,000 | $ 118,000 |
| Essex County New Jersey | 1,107 | $ 287,139,000 | $ 259,000 | $ 124,000 |
| Ocean County New Jersey | 964 | $ 126,014,000 | $ 130,000 | $ 79,000 |
| Monmouth County New Jersey | 693 | $ 164,491,000 | $ 237,000 | $ 138,000 |
| Passaic County New Jersey | 629 | $ 111,488,000 | $ 177,000 | $ 85,000 |
| Middlesex County New Jersey | 624 | $ 116,521,000 | $ 186,000 | $ 84,000 |
| Union County New Jersey | 619 | $ 165,227,000 | $ 266,000 | $ 100,000 |
| Somerset County New Jersey | 489 | $ 153,243,000 | $ 313,000 | $ 156,000 |
| Fairfax County Virginia | 470 | $ 222,033,000 | $ 472,000 | $ 108,000 |
| Cook County Illinois | 443 | $ 211,743,000 | $ 477,000 | $ 156,000 |
| Montgomery County Maryland | 361 | $ 171,602,000 | $ 475,000 | $ 111,000 |
| Hudson County New Jersey | 318 | $ 61,226,000 | $ 192,000 | $ 84,000 |
| Oakland County Michigan | 288 | $ 137,214,000 | $ 476,000 | $ 141,000 |
| Middlesex County Massachusetts | 258 | $ 122,521,000 | $ 474,000 | $ 132,000 |
| Fairfield County Connecticut | 229 | $ 119,780,000 | $ 523,000 | $ 122,000 |
| Camden County New Jersey | 207 | $ 24,942,000 | $ 120,000 | $ 83,000 |
| Sussex County New Jersey | 205 | $ 42,952,000 | $ 209,000 | $ 105,000 |
| Lake County Illinois | 173 | $ 82,546,000 | $ 477,000 | $ 152,000 |
| Warren County New Jersey | 169 | $ 27,139,000 | $ 160,000 | $ 79,000 |
| Hunterdon County New Jersey | 158 | $ 52,405,000 | $ 331,000 | $ 156,000 |
| Burlington County New Jersey | 155 | $ 19,686,000 | $ 127,000 | $ 81,000 |
| Loudoun County Virginia | 146 | $ 63,085,000 | $ 432,000 | $ 119,000 |
| Mercer County New Jersey | 142 | $ 38,349,000 | $ 270,000 | $ 129,000 |
| Norfolk County Massachusetts | 136 | $ 65,914,000 | $ 484,000 | $ 154,000 |
| DuPage County Illinois | 135 | $ 62,691,000 | $ 464,000 | $ 164,000 |
| District of Columbia County District Of Columbia | 134 | $ 67,610,000 | $ 504,000 | $ 144,000 |
| St. Louis County Missouri | 123 | $ 59,547,000 | $ 484,000 | $ 202,000 |
| Westchester County New York | 123 | $ 64,220,000 | $ 522,000 | $ 149,000 |
| Hennepin County Minnesota | 117 | $ 56,974,000 | $ 486,000 | $ 162,000 |
| Suffolk County New York | 117 | $ 53,478,000 | $ 457,000 | $ 180,000 |
| Nassau County New York | 115 | $ 57,662,000 | $ 501,000 | $ 189,000 |
| Essex County Massachusetts | 113 | $ 51,515,000 | $ 455,000 | $ 113,000 |
| Wayne County Michigan | 89 | $ 40,799,000 | $ 458,000 | $ 156,000 |
| Anne Arundel County Maryland | 84 | $ 38,842,000 | $ 462,000 | $ 102,000 |
| Howard County Maryland | 84 | $ 34,824,000 | $ 414,000 | $ 80,000 |
| Washtenaw County Michigan | 84 | $ 40,200,000 | $ 478,000 | $ 137,000 |
| Arlington County Virginia | 78 | $ 33,550,000 | $ 430,000 | $ 95,000 |
| Gloucester County New Jersey | 77 | $ 6,505,000 | $ 84,000 | $ 70,000 |
| Wake County North Carolina | 76 | $ 34,694,000 | $ 456,000 | $ 117,000 |
| Mecklenburg County North Carolina | 74 | $ 35,494,000 | $ 479,000 | $ 192,000 |
| Prince William County Virginia | 62 | $ 25,540,000 | $ 411,000 | $ 96,000 |
| Plymouth County Massachusetts | 55 | $ 24,095,000 | $ 438,000 | $ 68,000 |
| Chester County Pennsylvania | 55 | $ 25,651,000 | $ 466,000 | $ 150,000 |
| Hamilton County Ohio | 53 | $ 24,928,000 | $ 470,000 | $ 150,000 |
| Worcester County Massachusetts | 51 | $ 22,787,000 | $ 446,000 | $ 82,000 |
| Montgomery County Pennsylvania | 50 | $ 23,775,000 | $ 475,000 | $ 129,000 |
| Kane County Illinois | 49 | $ 21,028,000 | $ 429,000 | $ 201,000 |
| Baltimore County Maryland | 44 | $ 20,546,000 | $ 466,000 | $ 161,000 |
| Macomb County Michigan | 41 | $ 17,809,000 | $ 434,000 | $ 103,000 |
| Atlantic County New Jersey | 41 | $ 8,640,000 | $ 210,000 | $ 103,000 |
| Waukesha County Wisconsin | 40 | $ 18,288,000 | $ 457,000 | $ 102,000 |
| New Haven County Connecticut | 38 | $ 15,590,000 | $ 410,000 | $ 105,000 |
| Hamilton County Indiana | 38 | $ 17,853,000 | $ 469,000 | $ 83,000 |
| Cape May County New Jersey | 38 | $ 13,910,000 | $ 366,000 | $ 209,000 |
| Will County Illinois | 36 | $ 15,808,000 | $ 439,000 | $ 148,000 |
| Alexandria County Virginia | 35 | $ 16,762,000 | $ 478,000 | $ 75,000 |
| Johnson County Kansas | 33 | $ 16,528,000 | $ 500,000 | $ 122,000 |
| Delaware County Pennsylvania | 33 | $ 15,032,000 | $ 455,000 | $ 160,000 |
| Marion County Indiana | 31 | $ 14,709,000 | $ 474,000 | $ 220,000 |
| Suffolk County Massachusetts | 31 | $ 14,000,000 | $ 451,000 | $ 109,000 |
| Dakota County Minnesota | 30 | $ 12,710,000 | $ 423,000 | $ 127,000 |
| Allegheny County Pennsylvania | 30 | $ 13,865,000 | $ 462,000 | $ 117,000 |
| Washington County Minnesota | 29 | $ 13,013,000 | $ 448,000 | $ 90,000 |
| Hartford County Connecticut | 27 | $ 11,119,000 | $ 411,000 | $ 86,000 |
| Livingston County Michigan | 26 | $ 11,196,000 | $ 430,000 | $ 109,000 |
| Franklin County Ohio | 26 | $ 11,115,000 | $ 427,000 | $ 131,000 |
| New York County New York | 25 | $ 12,993,000 | $ 519,000 | $ 252,000 |
| Rockland County New York | 25 | $ 10,901,000 | $ 436,000 | $ 112,000 |
| Bucks County Pennsylvania | 23 | $ 10,728,000 | $ 466,000 | $ 124,000 |
| Queens County New York | 22 | $ 8,765,000 | $ 398,000 | $ 90,000 |
| Virginia Beach County Virginia | 21 | $ 10,009,000 | $ 476,000 | $ 79,000 |
| Barnstable County Massachusetts | 20 | $ 9,968,000 | $ 498,000 | $ 295,000 |
| Cuyahoga County Ohio | 20 | $ 9,089,000 | $ 454,000 | $ 131,000 |
| McHenry County Illinois | 19 | $ 8,394,000 | $ 441,000 | $ 133,000 |
| Prince George's County Maryland | 19 | $ 7,503,000 | $ 394,000 | $ 85,000 |
| Ramsey County Minnesota | 19 | $ 7,760,000 | $ 408,000 | $ 149,000 |
| Orange County North Carolina | 19 | $ 8,214,000 | $ 432,000 | $ 112,000 |
| Henrico County Virginia | 19 | $ 8,131,000 | $ 427,000 | $ 116,000 |
| Bristol County Massachusetts | 17 | $ 7,293,000 | $ 429,000 | $ 37,000 |
| Charleston County South Carolina | 17 | $ 8,453,000 | $ 497,000 | $ 273,000 |
| Warren County Ohio | 16 | $ 7,394,000 | $ 462,000 | $ 82,000 |
| Dane County Wisconsin | 16 | $ 7,403,000 | $ 462,000 | $ 67,000 |
| Kalamazoo County Michigan | 15 | $ 6,499,000 | $ 433,000 | $ 142,000 |
| Rockingham County New Hampshire | 15 | $ 6,353,000 | $ 423,000 | $ 78,000 |
| Kings County New York | 15 | $ 7,984,000 | $ 532,000 | $ 80,000 |
| Sussex County Delaware | 14 | $ 6,718,000 | $ 479,000 | $ 268,000 |
| Kent County Michigan | 14 | $ 5,137,000 | $ 366,000 | $ 143,000 |
| Scott County Minnesota | 14 | $ 6,486,000 | $ 463,000 | $ 89,000 |
| Iredell County North Carolina | 14 | $ 6,186,000 | $ 441,000 | $ 82,000 |
| Frederick County Maryland | 13 | $ 5,067,000 | $ 389,000 | $ 50,000 |
| New Hanover County North Carolina | 13 | $ 5,731,000 | $ 440,000 | $ 111,000 |
| Middlesex County Connecticut | 12 | $ 5,112,000 | $ 426,000 | $ 98,000 |
| Carroll County Maryland | 12 | $ 5,309,000 | $ 442,000 | $ 196,000 |
| Carver County Minnesota | 12 | $ 5,613,000 | $ 467,000 | $ 72,000 |
| Hillsborough County New Hampshire | 12 | $ 4,703,000 | $ 391,000 | $ 75,000 |
| Beaufort County South Carolina | 12 | $ 6,315,000 | $ 526,000 | $ 403,000 |
| Chesterfield County Virginia | 12 | $ 5,266,000 | $ 438,000 | $ 27,000 |
| Boone County Indiana | 11 | $ 5,413,000 | $ 492,000 | $ 90,000 |
| Harford County Maryland | 11 | $ 4,622,000 | $ 420,000 | $ 65,000 |
| Ingham County Michigan | 11 | $ 3,746,000 | $ 340,000 | $ 158,000 |
| Anoka County Minnesota | 11 | $ 4,256,000 | $ 386,000 | $ 83,000 |
| Summit County Ohio | 11 | $ 4,816,000 | $ 437,000 | $ 223,000 |
| Polk County Iowa | 10 | $ 4,600,000 | $ 460,000 | $ 143,000 |
| Albemarle County Virginia | 10 | $ 4,649,000 | $ 464,000 | $ 52,000 |
| Stafford County Virginia | 10 | $ 4,316,000 | $ 431,000 | $ 73,000 |
| Cumberland County Maine | 9 | $ 3,426,000 | $ 380,000 | $ 146,000 |
| Calvert County Maryland | 9 | $ 3,380,000 | $ 375,000 | $ 42,000 |
| Talbot County Maryland | 9 | $ 5,169,000 | $ 574,000 | $ 261,000 |
| Genesee County Michigan | 9 | $ 3,750,000 | $ 416,000 | $ 155,000 |
| Clermont County Ohio | 9 | $ 3,941,000 | $ 437,000 | $ 67,000 |
| Delaware County Ohio | 9 | $ 3,866,000 | $ 429,000 | $ 122,000 |
| Ozaukee County Wisconsin | 9 | $ 4,081,000 | $ 453,000 | $ 34,000 |
| New Castle County Delaware | 8 | $ 3,466,000 | $ 433,000 | $ 209,000 |
| Jackson County Missouri | 8 | $ 3,618,000 | $ 452,000 | $ 79,000 |
| Forsyth County North Carolina | 8 | $ 3,643,000 | $ 455,000 | $ 45,000 |
| Guilford County North Carolina | 8 | $ 3,562,000 | $ 445,000 | $ 64,000 |
| Kent County Rhode Island | 8 | $ 3,330,000 | $ 416,000 | $ 82,000 |
| Falls Church County Virginia | 8 | $ 3,213,000 | $ 401,000 | $ 112,000 |
| Johnson County Iowa | 7 | $ 3,593,000 | $ 513,000 | $ 135,000 |
| Sedgwick County Kansas | 7 | $ 2,871,000 | $ 410,000 | $ 268,000 |
| Nantucket County Massachusetts | 7 | $ 4,029,000 | $ 575,000 | $ 155,000 |
| Crow Wing County Minnesota | 7 | $ 3,738,000 | $ 534,000 | $ 78,000 |
| Douglas County Nebraska | 7 | $ 3,355,000 | $ 479,000 | $ 89,000 |
| Buncombe County North Carolina | 7 | $ 2,523,000 | $ 360,000 | $ 45,000 |
| Fauquier County Virginia | 7 | $ 2,754,000 | $ 393,000 | $ 121,000 |
| Franklin County Virginia | 7 | $ 3,712,000 | $ 530,000 | $ 173,000 |
| Hanover County Virginia | 7 | $ 2,931,000 | $ 418,000 | $ 101,000 |
| Brown County Wisconsin | 7 | $ 3,933,000 | $ 561,000 | $ 237,000 |
| Milwaukee County Wisconsin | 7 | $ 3,058,000 | $ 436,000 | $ 113,000 |
| Litchfield County Connecticut | 6 | $ 2,632,000 | $ 438,000 | $ 90,000 |
| Clinton County Michigan | 6 | $ 2,092,000 | $ 348,000 | $ 83,000 |
| Grand Traverse County Michigan | 6 | $ 2,509,000 | $ 418,000 | $ 207,000 |
| Leelanau County Michigan | 6 | $ 2,730,000 | $ 455,000 | $ 118,000 |
| Monroe County Michigan | 6 | $ 2,825,000 | $ 470,000 | $ 74,000 |
| Ottawa County Michigan | 6 | $ 2,084,000 | $ 347,000 | $ 104,000 |
| St. Clair County Michigan | 6 | $ 2,249,000 | $ 374,000 | $ 122,000 |
| Greene County Missouri | 6 | $ 2,516,000 | $ 419,000 | $ 580,000 |
| St. Charles County Missouri | 6 | $ 1,520,000 | $ 253,000 | $ 69,000 |
| Putnam County New York | 6 | $ 2,488,000 | $ 414,000 | $ 125,000 |
| Richmond County New York | 6 | $ 3,631,000 | $ 605,000 | $ 193,000 |
| Dare County North Carolina | 6 | $ 3,353,000 | $ 558,000 | $ 0 |
| Butler County Ohio | 6 | $ 2,261,000 | $ 376,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 6 | $ 2,744,000 | $ 457,000 | $ 77,000 |
| Greenville County South Carolina | 6 | $ 2,365,000 | $ 394,000 | $ 62,000 |
| Richmond City County Virginia | 6 | $ 2,834,000 | $ 472,000 | $ 118,000 |
| New London County Connecticut | 5 | $ 2,042,000 | $ 408,000 | $ 101,000 |
| York County Maine | 5 | $ 1,902,000 | $ 380,000 | $ 96,000 |
| Hampden County Massachusetts | 5 | $ 2,203,000 | $ 440,000 | $ 178,000 |
| Saginaw County Michigan | 5 | $ 2,146,000 | $ 429,000 | $ 223,000 |
| Merrimack County New Hampshire | 5 | $ 1,783,000 | $ 356,000 | $ 170,000 |
| Brunswick County North Carolina | 5 | $ 2,460,000 | $ 492,000 | $ 172,000 |
| Catawba County North Carolina | 5 | $ 2,248,000 | $ 449,000 | $ 35,000 |
| Geauga County Ohio | 5 | $ 2,027,000 | $ 405,000 | $ 30,000 |
| Richland County South Carolina | 5 | $ 2,406,000 | $ 481,000 | $ 23,000 |
| Chittenden County Vermont | 5 | $ 2,658,000 | $ 531,000 | $ 184,000 |
| Fairfax City County Virginia | 5 | $ 2,344,000 | $ 468,000 | $ 118,000 |
| Sangamon County Illinois | 4 | $ 2,402,000 | $ 600,000 | $ 0 |
| Winnebago County Illinois | 4 | $ 978,000 | $ 244,000 | $ 116,000 |
| Linn County Iowa | 4 | $ 993,000 | $ 248,000 | $ 17,000 |
| Charles County Maryland | 4 | $ 1,577,000 | $ 394,000 | $ 60,000 |
| Worcester County Maryland | 4 | $ 1,989,000 | $ 497,000 | $ 209,000 |
| Charlevoix County Michigan | 4 | $ 1,992,000 | $ 498,000 | $ 331,000 |
| Jackson County Michigan | 4 | $ 2,092,000 | $ 523,000 | $ 198,000 |
| Sherburne County Minnesota | 4 | $ 1,636,000 | $ 409,000 | $ 103,000 |
| Wright County Minnesota | 4 | $ 1,621,000 | $ 405,000 | $ 494,000 |
| Dutchess County New York | 4 | $ 1,533,000 | $ 383,000 | $ 108,000 |
| Orange County New York | 4 | $ 1,422,000 | $ 355,000 | $ 139,000 |
| Chatham County North Carolina | 4 | $ 2,382,000 | $ 595,000 | $ 275,000 |
| Watauga County North Carolina | 4 | $ 2,649,000 | $ 662,000 | $ 167,000 |
| Lorain County Ohio | 4 | $ 1,498,000 | $ 374,000 | $ 29,000 |
| Lucas County Ohio | 4 | $ 1,632,000 | $ 408,000 | $ 0 |
| Medina County Ohio | 4 | $ 1,894,000 | $ 473,000 | $ 65,000 |
| Montgomery County Ohio | 4 | $ 1,820,000 | $ 455,000 | $ 120,000 |
| Wood County Ohio | 4 | $ 2,113,000 | $ 528,000 | $ 298,000 |
| York County Pennsylvania | 4 | $ 1,366,000 | $ 341,000 | $ 243,000 |
| Providence County Rhode Island | 4 | $ 1,397,000 | $ 349,000 | $ 12,000 |
| Spartanburg County South Carolina | 4 | $ 1,398,000 | $ 349,000 | $ 54,000 |
| James City County Virginia | 4 | $ 1,605,000 | $ 401,000 | $ 175,000 |
| Anchorage County Alaska | 3 | $ 898,000 | $ 299,000 | $ 25,000 |
| Champaign County Illinois | 3 | $ 1,439,000 | $ 479,000 | $ 217,000 |
| Kendall County Illinois | 3 | $ 1,021,000 | $ 340,000 | $ 107,000 |
| Lake County Indiana | 3 | $ 626,000 | $ 208,000 | $ 50,000 |
| Porter County Indiana | 3 | $ 1,191,000 | $ 397,000 | $ 0 |
| Dallas County Iowa | 3 | $ 1,167,000 | $ 389,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 1,234,000 | $ 411,000 | $ 283,000 |
| Baltimore City County Maryland | 3 | $ 1,194,000 | $ 398,000 | $ 44,000 |
| Garrett County Maryland | 3 | $ 1,494,000 | $ 498,000 | $ 290,000 |
| Queen Anne's County Maryland | 3 | $ 1,312,000 | $ 437,000 | $ 57,000 |
| Allegan County Michigan | 3 | $ 1,181,000 | $ 393,000 | $ 280,000 |
| Antrim County Michigan | 3 | $ 1,374,000 | $ 458,000 | $ 119,000 |
| Lapeer County Michigan | 3 | $ 1,119,000 | $ 373,000 | $ 0 |
| Muskegon County Michigan | 3 | $ 1,055,000 | $ 351,000 | $ 69,000 |
| Olmsted County Minnesota | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 1,199,000 | $ 399,000 | $ 141,000 |
| Salem County New Jersey | 3 | $ 323,000 | $ 107,000 | $ 130,000 |
| Albany County New York | 3 | $ 1,179,000 | $ 393,000 | $ 164,000 |
| Bronx County New York | 3 | $ 976,000 | $ 325,000 | $ 92,000 |
| Monroe County New York | 3 | $ 826,000 | $ 275,000 | $ 165,000 |
| Durham County North Carolina | 3 | $ 1,293,000 | $ 431,000 | $ 74,000 |
| Lincoln County North Carolina | 3 | $ 970,000 | $ 323,000 | $ 18,000 |
| Moore County North Carolina | 3 | $ 1,591,000 | $ 530,000 | $ 48,000 |
| Greene County Ohio | 3 | $ 1,578,000 | $ 526,000 | $ 65,000 |
| Stark County Ohio | 3 | $ 1,119,000 | $ 373,000 | $ 23,000 |
| Lancaster County Pennsylvania | 3 | $ 1,159,000 | $ 386,000 | $ 39,000 |
| Westmoreland County Pennsylvania | 3 | $ 1,201,000 | $ 400,000 | $ 0 |
| Newport County Rhode Island | 3 | $ 1,404,000 | $ 468,000 | $ 276,000 |
| Washington County Rhode Island | 3 | $ 1,572,000 | $ 524,000 | $ 121,000 |
| Berkeley County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 57,000 |
| Greenwood County South Carolina | 3 | $ 887,000 | $ 295,000 | $ 96,000 |
| York County South Carolina | 3 | $ 795,000 | $ 265,000 | $ 69,000 |
| Knox County Tennessee | 3 | $ 1,461,000 | $ 487,000 | $ 0 |
| Bedford County Virginia | 3 | $ 1,394,000 | $ 464,000 | $ 134,000 |
| Goochland County Virginia | 3 | $ 1,322,000 | $ 440,000 | $ 0 |
| Hampton County Virginia | 3 | $ 796,000 | $ 265,000 | $ 42,000 |
| Lynchburg County Virginia | 3 | $ 1,348,000 | $ 449,000 | $ 129,000 |
| Norfolk County Virginia | 3 | $ 1,156,000 | $ 385,000 | $ 77,000 |
| Suffolk County Virginia | 3 | $ 928,000 | $ 309,000 | $ 51,000 |
| York County Virginia | 3 | $ 1,104,000 | $ 368,000 | $ 93,000 |
| St. Croix County Wisconsin | 3 | $ 1,221,000 | $ 407,000 | $ 61,000 |
| Washington County Wisconsin | 3 | $ 1,023,000 | $ 341,000 | $ 121,000 |
| Pulaski County Arkansas | 2 | $ 889,000 | $ 444,000 | $ 174,000 |
| McLean County Illinois | 2 | $ 1,080,000 | $ 540,000 | $ 349,000 |
| Elkhart County Indiana | 2 | $ 476,000 | $ 238,000 | $ 19,000 |
| Floyd County Indiana | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| Johnson County Indiana | 2 | $ 958,000 | $ 479,000 | $ 208,000 |
| Kosciusko County Indiana | 2 | $ 815,000 | $ 407,000 | $ 80,000 |
| LaPorte County Indiana | 2 | $ 1,187,000 | $ 593,000 | $ 146,000 |
| Madison County Indiana | 2 | $ 205,000 | $ 102,000 | $ 48,000 |
| Monroe County Indiana | 2 | $ 887,000 | $ 443,000 | $ 0 |
| Story County Iowa | 2 | $ 1,201,000 | $ 600,000 | $ 0 |
| Shawnee County Kansas | 2 | $ 866,000 | $ 433,000 | $ 61,000 |
| Sagadahoc County Maine | 2 | $ 924,000 | $ 462,000 | $ 240,000 |
| Dorchester County Maryland | 2 | $ 1,072,000 | $ 536,000 | $ 235,000 |
| Berkshire County Massachusetts | 2 | $ 1,291,000 | $ 645,000 | $ 112,000 |
| Barry County Michigan | 2 | $ 557,000 | $ 278,000 | $ 91,000 |
| Berrien County Michigan | 2 | $ 938,000 | $ 469,000 | $ 256,000 |
| Cass County Michigan | 2 | $ 740,000 | $ 370,000 | $ 202,000 |
| Eaton County Michigan | 2 | $ 874,000 | $ 437,000 | $ 147,000 |
| Emmet County Michigan | 2 | $ 1,063,000 | $ 531,000 | $ 186,000 |
| Oceana County Michigan | 2 | $ 871,000 | $ 435,000 | $ 0 |
| Platte County Missouri | 2 | $ 1,087,000 | $ 543,000 | $ 0 |
| Lancaster County Nebraska | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Carroll County New Hampshire | 2 | $ 814,000 | $ 407,000 | $ 123,000 |
| Onondaga County New York | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| Ontario County New York | 2 | $ 906,000 | $ 453,000 | $ 477,000 |
| Cabarrus County North Carolina | 2 | $ 584,000 | $ 292,000 | $ 64,000 |
| Currituck County North Carolina | 2 | $ 1,324,000 | $ 662,000 | $ 586,000 |
| Union County North Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 99,000 |
| Clark County Ohio | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Clackamas County Oregon | 2 | $ 1,011,000 | $ 505,000 | $ 367,000 |
| Berks County Pennsylvania | 2 | $ 537,000 | $ 268,000 | $ 54,000 |
| Cumberland County Pennsylvania | 2 | $ 1,124,000 | $ 562,000 | $ 266,000 |
| Dauphin County Pennsylvania | 2 | $ 612,000 | $ 306,000 | $ 35,000 |
| Lehigh County Pennsylvania | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Monroe County Pennsylvania | 2 | $ 711,000 | $ 355,000 | $ 150,000 |
| Northampton County Pennsylvania | 2 | $ 752,000 | $ 376,000 | $ 61,000 |
| Colleton County South Carolina | 2 | $ 1,201,000 | $ 600,000 | $ 576,000 |
| Dorchester County South Carolina | 2 | $ 835,000 | $ 417,000 | $ 0 |
| Horry County South Carolina | 2 | $ 579,000 | $ 289,000 | $ 86,000 |
| Davidson County Tennessee | 2 | $ 959,000 | $ 479,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 859,000 | $ 429,000 | $ 125,000 |
| Botetourt County Virginia | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Charlottesville County Virginia | 2 | $ 766,000 | $ 383,000 | $ 0 |
| Chesapeake County Virginia | 2 | $ 969,000 | $ 484,000 | $ 66,000 |
| Fredericksburg County Virginia | 2 | $ 429,000 | $ 214,000 | $ 91,000 |
| Greene County Virginia | 2 | $ 372,000 | $ 186,000 | $ 55,000 |
| King George County Virginia | 2 | $ 871,000 | $ 435,000 | $ 87,000 |
| Montgomery County Virginia | 2 | $ 474,000 | $ 237,000 | $ 183,000 |
| Orange County Virginia | 2 | $ 973,000 | $ 486,000 | $ 170,000 |
| Roanoke City County Virginia | 2 | $ 870,000 | $ 435,000 | $ 236,000 |
| Kenosha County Wisconsin | 2 | $ 682,000 | $ 341,000 | $ 50,000 |
| Marathon County Wisconsin | 2 | $ 213,000 | $ 106,000 | $ 60,000 |
| Polk County Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Racine County Wisconsin | 2 | $ 934,000 | $ 467,000 | $ 0 |
| Walworth County Wisconsin | 2 | $ 820,000 | $ 410,000 | $ 148,000 |
| Baxter County Arkansas | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Benton County Arkansas | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Washington County Arkansas | 1 | $ 411,000 | $ 411,000 | $ 291,000 |
| Tolland County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Collier County Florida | 1 | $ 496,000 | $ 496,000 | $ 768,000 |
| Blaine County Idaho | 1 | $ 992,000 | $ 992,000 | $ 450,000 |
| Boone County Illinois | 1 | $ 400,000 | $ 400,000 | $ 130,000 |
| Clinton County Illinois | 1 | $ 377,000 | $ 377,000 | $ 111,000 |
| DeKalb County Illinois | 1 | $ 363,000 | $ 363,000 | $ 197,000 |
| Madison County Illinois | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Marion County Illinois | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Mason County Illinois | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Monroe County Illinois | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Ogle County Illinois | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Woodford County Illinois | 1 | $ 408,000 | $ 408,000 | $ 185,000 |
| Allen County Indiana | 1 | $ 997,000 | $ 997,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 136,000 | $ 136,000 | $ 91,000 |
| Hendricks County Indiana | 1 | $ 406,000 | $ 406,000 | $ 312,000 |
| St. Joseph County Indiana | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Dickinson County Iowa | 1 | $ 479,000 | $ 479,000 | $ 145,000 |
| Pottawattamie County Iowa | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Washington County Iowa | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Butler County Kansas | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| Douglas County Kansas | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Reno County Kansas | 1 | $ 600,000 | $ 600,000 | $ 261,000 |
| Fayette County Kentucky | 1 | $ 436,000 | $ 436,000 | $ 126,000 |
| Oldham County Kentucky | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Knox County Maine | 1 | $ 420,000 | $ 420,000 | $ 368,000 |
| Waldo County Maine | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Cecil County Maryland | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Kent County Maryland | 1 | $ 414,000 | $ 414,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Washington County Maryland | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| Wicomico County Maryland | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Alcona County Michigan | 1 | $ 332,000 | $ 332,000 | $ 400,000 |
| Alger County Michigan | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Bay County Michigan | 1 | $ 346,000 | $ 346,000 | $ 130,000 |
| Benzie County Michigan | 1 | $ 504,000 | $ 504,000 | $ 234,000 |
| Mackinac County Michigan | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Montmorency County Michigan | 1 | $ 367,000 | $ 367,000 | $ 274,000 |
| Roscommon County Michigan | 1 | $ 592,000 | $ 592,000 | $ 366,000 |
| Sanilac County Michigan | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 579,000 | $ 579,000 | $ 342,000 |
| Wexford County Michigan | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Aitkin County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Rice County Minnesota | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Sibley County Minnesota | 1 | $ 472,000 | $ 472,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 325,000 |
| Stearns County Minnesota | 1 | $ 424,000 | $ 424,000 | $ 232,000 |
| Wabasha County Minnesota | 1 | $ 407,000 | $ 407,000 | $ 234,000 |
| Boone County Missouri | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Cass County Missouri | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Clinton County Missouri | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Lincoln County Missouri | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Newton County Missouri | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Ralls County Missouri | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Stone County Missouri | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Holt County Nebraska | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Sarpy County Nebraska | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 512,000 | $ 512,000 | $ 600,000 |
| Cumberland County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 362,000 |
| Bernalillo County New Mexico | 1 | $ 391,000 | $ 391,000 | $ 168,000 |
| Madison County New York | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Niagara County New York | 1 | $ 341,000 | $ 341,000 | $ 160,000 |
| Otsego County New York | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Seneca County New York | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Steuben County New York | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Ulster County New York | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Alamance County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Carteret County North Carolina | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 134,000 |
| Craven County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Cumberland County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Davie County North Carolina | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 418,000 | $ 418,000 | $ 176,000 |
| Johnston County North Carolina | 1 | $ 397,000 | $ 397,000 | $ 139,000 |
| Macon County North Carolina | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Nash County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Polk County North Carolina | 1 | $ 781,000 | $ 781,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Surry County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Transylvania County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 84,000 |
| Wayne County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Erie County Ohio | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 381,000 | $ 381,000 | $ 288,000 |
| Gallia County Ohio | 1 | $ 351,000 | $ 351,000 | $ 220,000 |
| Lake County Ohio | 1 | $ 644,000 | $ 644,000 | $ 111,000 |
| Mahoning County Ohio | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Portage County Ohio | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Trumbull County Ohio | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Union County Ohio | 1 | $ 377,000 | $ 377,000 | $ 82,000 |
| Wayne County Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Josephine County Oregon | 1 | $ 360,000 | $ 360,000 | $ 155,000 |
| Washington County Oregon | 1 | $ 380,000 | $ 380,000 | $ 141,000 |
| Butler County Pennsylvania | 1 | $ 649,000 | $ 649,000 | $ 159,000 |
| Centre County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 480,000 |
| Lackawanna County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Susquehanna County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Washington County Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 148,000 |
| Bristol County Rhode Island | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Florence County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Georgetown County South Carolina | 1 | $ 451,000 | $ 451,000 | $ 105,000 |
| Lexington County South Carolina | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 438,000 | $ 438,000 | $ 150,000 |
| Hamilton County Tennessee | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Franklin County Vermont | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Rutland County Vermont | 1 | $ 450,000 | $ 450,000 | $ 104,000 |
| Windsor County Vermont | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Amherst County Virginia | 1 | $ 330,000 | $ 330,000 | $ 123,000 |
| Campbell County Virginia | 1 | $ 342,000 | $ 342,000 | $ 349,000 |
| Culpeper County Virginia | 1 | $ 430,000 | $ 430,000 | $ 163,000 |
| Danville County Virginia | 1 | $ 355,000 | $ 355,000 | $ 468,000 |
| Essex County Virginia | 1 | $ 387,000 | $ 387,000 | $ 133,000 |
| Fluvanna County Virginia | 1 | $ 109,000 | $ 109,000 | $ 20,000 |
| Frederick County Virginia | 1 | $ 508,000 | $ 508,000 | $ 497,000 |
| Isle of Wight County Virginia | 1 | $ 459,000 | $ 459,000 | $ 151,000 |
| Lancaster County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Manassas County Virginia | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Newport News County Virginia | 1 | $ 431,000 | $ 431,000 | $ 185,000 |
| Northumberland County Virginia | 1 | $ 360,000 | $ 360,000 | $ 134,000 |
| Portsmouth County Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Prince George County Virginia | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Roanoke County Virginia | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Salem County Virginia | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| King County Washington | 1 | $ 439,000 | $ 439,000 | $ 265,000 |
| Berkeley County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Harrison County West Virginia | 1 | $ 380,000 | $ 380,000 | $ 300,000 |
| Jefferson County West Virginia | 1 | $ 178,000 | $ 178,000 | $ 102,000 |
| Columbia County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Dunn County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Kewaunee County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| La Crosse County Wisconsin | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Outagamie County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 184,000 |
| Pierce County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Vilas County Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 374,000 | $ 374,000 | $ 254,000 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 12,423 | $4,082,720,000 | $452,545 | $2,000,000 | $128,939 | $7,526,000 |
| Home Purchase (one-to-four family) | 4,482 | $1,607,589,000 | $425,516 | $2,342,000 | $148,000 | $4,745,000 |
| Home Improvement (one-to-four family) | 1,089 | $35,576,000 | $32,000 | $200,000 | $76,000 | $840,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,654 | $3,289,841,000 | $427,600 | $2,000,000 | $190,228 | $4,745,000 |
| Information not provided by applicant in mail or telephone application | 3,676 | $1,696,058,000 | $459,419 | $2,342,000 | $70,193 | $2,241,000 |
| Asian or Pacific Islander | 1,625 | $460,531,000 | $450,384 | $1,550,000 | $166,846 | $1,850,000 |
| Hispanic | 493 | $109,458,000 | $354,076 | $845,000 | $169,230 | $1,224,000 |
| Black | 299 | $70,644,000 | $345,818 | $1,950,000 | $108,909 | $7,526,000 |
| Other | 220 | $94,194,000 | $472,111 | $996,000 | $204,333 | $1,150,000 |
| American Indian or Alaskan Native | 27 | $5,159,000 | $332,500 | $600,000 | $138,500 | $420,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,797 | $5,688,731,000 | $448,805 | $2,342,000 | $152,444 | $7,526,000 |
| FHA-insured (Federal Housing Administration) | 196 | $36,989,000 | $188,000 | $481,000 | $53,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $165,000 | $165,000 | $165,000 | $59,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,344 | $2,248,379,000 | $403,000 | $2,000,000 | $168,500 | $7,526,000 |
| Loan Purchased By The Institution | 7,294 | $3,212,949,000 | $450,111 | $2,342,000 | $151,638 | $4,745,000 |
| Application Denied By Financial Institution | 554 | $82,352,000 | $148,000 | $925,000 | $83,000 | $840,000 |
| Application Approved But Not Accepted | 391 | $92,611,000 | $236,000 | $1,550,000 | $119,000 | $1,100,000 |
| Application Withdrawn By Applicant | 255 | $59,157,000 | $231,000 | $1,440,000 | $133,000 | $2,000,000 |
| File Closed For Incompleteness | 156 | $30,437,000 | $195,000 | $1,000,000 | $124,000 | $1,540,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $30,000 | $30,000 | $30,000 | $69,000 | $69,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.