Independent Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Independent Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Independent Bank 5050 Poplar Avenue Ste 2100 Memphis, TN 38157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,010 |
| Total Mortgage Loan Application Amount | $249,810,000 |
| Average Mortgage Loan Application Amount | $237,600 |
| Highest Mortgage Loan Application Amount | $1,345,000 |
| Average Applicant Income | $117,200 |
| Highest Applicant Income | $2,334,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Independent Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Independent Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Independent Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Independent Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Independent Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Independent Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 438 | $ 108,310,000 | $ 247,000 | $ 138,000 |
| Hamilton County Tennessee | 135 | $ 32,655,000 | $ 241,000 | $ 119,000 |
| DeSoto County Mississippi | 51 | $ 10,375,000 | $ 203,000 | $ 82,000 |
| Fayette County Tennessee | 19 | $ 5,695,000 | $ 299,000 | $ 114,000 |
| Catoosa County Georgia | 18 | $ 3,500,000 | $ 194,000 | $ 98,000 |
| Jefferson County Alabama | 14 | $ 5,410,000 | $ 386,000 | $ 146,000 |
| Walker County Georgia | 14 | $ 2,910,000 | $ 207,000 | $ 89,000 |
| Jefferson County Kentucky | 12 | $ 2,520,000 | $ 210,000 | $ 120,000 |
| Tipton County Tennessee | 9 | $ 1,915,000 | $ 212,000 | $ 84,000 |
| Shelby County Alabama | 7 | $ 1,805,000 | $ 257,000 | $ 94,000 |
| Bradley County Tennessee | 7 | $ 1,865,000 | $ 266,000 | $ 87,000 |
| Madison County Tennessee | 7 | $ 1,865,000 | $ 266,000 | $ 104,000 |
| Baldwin County Alabama | 6 | $ 1,240,000 | $ 206,000 | $ 119,000 |
| Madison County Alabama | 6 | $ 1,710,000 | $ 285,000 | $ 134,000 |
| St. Tammany County Louisiana | 6 | $ 1,340,000 | $ 223,000 | $ 136,000 |
| Marion County Tennessee | 6 | $ 2,050,000 | $ 341,000 | $ 196,000 |
| Fulton County Georgia | 5 | $ 1,555,000 | $ 311,000 | $ 118,000 |
| Orleans County Louisiana | 5 | $ 1,175,000 | $ 235,000 | $ 114,000 |
| Lafayette County Mississippi | 5 | $ 1,125,000 | $ 225,000 | $ 113,000 |
| Madison County Mississippi | 5 | $ 1,295,000 | $ 259,000 | $ 117,000 |
| Clark County Nevada | 5 | $ 1,255,000 | $ 251,000 | $ 206,000 |
| Davidson County Tennessee | 5 | $ 2,755,000 | $ 551,000 | $ 137,000 |
| Crittenden County Arkansas | 4 | $ 520,000 | $ 130,000 | $ 77,000 |
| Boone County Kentucky | 4 | $ 940,000 | $ 235,000 | $ 101,000 |
| Cleburne County Arkansas | 3 | $ 635,000 | $ 211,000 | $ 102,000 |
| Sacramento County California | 3 | $ 565,000 | $ 188,000 | $ 484,000 |
| Walton County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 177,000 |
| Dade County Georgia | 3 | $ 655,000 | $ 218,000 | $ 178,000 |
| Campbell County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 188,000 |
| Kenton County Kentucky | 3 | $ 885,000 | $ 295,000 | $ 143,000 |
| St. Charles County Louisiana | 3 | $ 675,000 | $ 225,000 | $ 219,000 |
| Cumberland County Maine | 3 | $ 835,000 | $ 278,000 | $ 84,000 |
| Tate County Mississippi | 3 | $ 665,000 | $ 221,000 | $ 94,000 |
| Tishomingo County Mississippi | 3 | $ 325,000 | $ 108,000 | $ 58,000 |
| St. Louis County Missouri | 3 | $ 925,000 | $ 308,000 | $ 399,000 |
| Washoe County Nevada | 3 | $ 715,000 | $ 238,000 | $ 95,000 |
| Wake County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 102,000 |
| Hardeman County Tennessee | 3 | $ 335,000 | $ 111,000 | $ 52,000 |
| Knox County Tennessee | 3 | $ 875,000 | $ 291,000 | $ 125,000 |
| Montgomery County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 74,000 |
| Chambers County Alabama | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Houston County Alabama | 2 | $ 460,000 | $ 230,000 | $ 115,000 |
| Morgan County Alabama | 2 | $ 380,000 | $ 190,000 | $ 127,000 |
| Tuscaloosa County Alabama | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Pulaski County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Van Buren County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 139,000 |
| Manatee County Florida | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| Miami-Dade County Florida | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Palm Beach County Florida | 2 | $ 730,000 | $ 365,000 | $ 131,000 |
| Pinellas County Florida | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Polk County Florida | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Chatham County Georgia | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Cobb County Georgia | 2 | $ 1,530,000 | $ 765,000 | $ 125,000 |
| Whitfield County Georgia | 2 | $ 550,000 | $ 275,000 | $ 222,000 |
| Tangipahoa County Louisiana | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Middlesex County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 89,000 |
| Oktibbeha County Mississippi | 2 | $ 430,000 | $ 215,000 | $ 107,000 |
| Durham County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 244,000 |
| Gaston County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 84,000 |
| Guilford County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 296,000 |
| New Hanover County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 154,000 |
| Gibson County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| Polk County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 78,000 |
| Montgomery County Virginia | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Blount County Alabama | 1 | $ 225,000 | $ 225,000 | $ 29,000 |
| Calhoun County Alabama | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Cleburne County Alabama | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Coffee County Alabama | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Cullman County Alabama | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Elmore County Alabama | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Lee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Limestone County Alabama | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Mobile County Alabama | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Russell County Alabama | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Talladega County Alabama | 1 | $ 275,000 | $ 275,000 | $ 459,000 |
| Winston County Alabama | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Garland County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| St. Francis County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Alameda County California | 1 | $ 825,000 | $ 825,000 | $ 374,000 |
| Los Angeles County California | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Marin County California | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Placer County California | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| Santa Barbara County California | 1 | $ 335,000 | $ 335,000 | $ 252,000 |
| Sonoma County California | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| Tulare County California | 1 | $ 625,000 | $ 625,000 | $ 101,000 |
| Ventura County California | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Douglas County Colorado | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
| Larimer County Colorado | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Park County Colorado | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| District of Columbia County District Of Columbia | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Bay County Florida | 1 | $ 495,000 | $ 495,000 | $ 302,000 |
| Collier County Florida | 1 | $ 185,000 | $ 185,000 | $ 850,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Escambia County Florida | 1 | $ 305,000 | $ 305,000 | $ 215,000 |
| Lake County Florida | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Martin County Florida | 1 | $ 515,000 | $ 515,000 | $ 156,000 |
| Okaloosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Orange County Florida | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Volusia County Florida | 1 | $ 275,000 | $ 275,000 | $ 708,000 |
| Chattooga County Georgia | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Clarke County Georgia | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| DeKalb County Georgia | 1 | $ 495,000 | $ 495,000 | $ 159,000 |
| Forsyth County Georgia | 1 | $ 435,000 | $ 435,000 | $ 65,000 |
| Hawaii County Hawaii | 1 | $ 215,000 | $ 215,000 | $ 14,000 |
| Ballard County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| Calloway County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Fayette County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Franklin County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Hardin County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Jessamine County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Oldham County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Warren County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Acadia County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Ascension County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Caddo County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Calcasieu County Louisiana | 1 | $ 525,000 | $ 525,000 | $ 214,000 |
| Catahoula County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| East Baton Rouge County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Evangeline County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Jefferson County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Lafayette County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Lafourche County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Livingston County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Vermilion County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| St. Mary's County Maryland | 1 | $ 325,000 | $ 325,000 | $ 348,000 |
| Norfolk County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Suffolk County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 321,000 |
| Worcester County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Ingham County Michigan | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Ottawa County Michigan | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Alcorn County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Bolivar County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Hancock County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Harrison County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Hinds County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Jackson County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Lee County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| Leflore County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Marshall County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Panola County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Pike County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 205,000 |
| Pontotoc County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Rankin County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Tippah County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Clay County Missouri | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Sandoval County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 142,000 |
| Buncombe County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Burke County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Catawba County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Chatham County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 118,000 |
| Haywood County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Henderson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 25,000 |
| Iredell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Mecklenburg County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 287,000 |
| Onslow County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Orange County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Pender County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Yadkin County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Warren County Ohio | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Washington County Oregon | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Chester County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Minnehaha County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Franklin County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 324,000 |
| Hamblen County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Hardin County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| McMinn County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Perry County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Rhea County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Robertson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Sumner County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Dallas County Texas | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Travis County Texas | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Davis County Utah | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Summit County Utah | 1 | $ 785,000 | $ 785,000 | $ 1,030,000 |
| Washington County Utah | 1 | $ 395,000 | $ 395,000 | $ 151,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 172,000 |
| Goochland County Virginia | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Manassas County Virginia | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Clark County Washington | 1 | $ 205,000 | $ 205,000 | $ 215,000 |
| King County Washington | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Pierce County Washington | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Snohomish County Washington | 1 | $ 475,000 | $ 475,000 | $ 152,000 |
Mortgage Loan Application Detail Totals for Independent Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 430 | $109,550,000 | $254,000 | $1,345,000 | $113,000 | $1,071,000 |
| Refinancing | 384 | $89,290,000 | $232,000 | $1,265,000 | $136,000 | $1,364,000 |
| Cash-out Refinancing | 168 | $43,550,000 | $259,000 | $1,245,000 | $155,000 | $2,334,000 |
| Home Improvement | 27 | $7,245,000 | $268,000 | $485,000 | $140,000 | $356,000 |
| Other Purpose | 1 | $175,000 | $175,000 | $175,000 | $42,000 | $42,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 763 | $194,335,000 | $254,000 | $1,345,000 | $138,000 | $2,334,000 |
| Black or African American | 149 | $29,385,000 | $197,000 | $825,000 | $76,000 | $374,000 |
| Asian | 46 | $13,420,000 | $291,000 | $545,000 | $144,000 | $508,000 |
| Hispanic | 31 | $7,345,000 | $236,000 | $895,000 | $147,000 | $901,000 |
| Not Provided | 13 | $3,345,000 | $257,000 | $545,000 | $152,000 | $301,000 |
| American Indian or Alaskan Native | 4 | $1,000,000 | $250,000 | $395,000 | $207,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $470,000 | $235,000 | $275,000 | $105,000 | $152,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 873 | $218,305,000 | $250,000 | $1,345,000 | $139,000 | $2,334,000 |
| FHA-insured (Federal Housing Administration) | 112 | $23,660,000 | $211,000 | $625,000 | $62,000 | $167,000 |
| VA-guaranteed (Veterans Administration) | 22 | $7,180,000 | $326,000 | $745,000 | $118,000 | $355,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $665,000 | $221,000 | $285,000 | $57,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 728 | $181,360,000 | $249,000 | $1,345,000 | $131,000 | $2,334,000 |
| Application Withdrawn By Applicant | 190 | $48,450,000 | $255,000 | $1,265,000 | $147,000 | $1,364,000 |
| Application Denied By Financial Institution | 62 | $12,940,000 | $208,000 | $545,000 | $66,000 | $418,000 |
| File Closed For Incompleteness | 29 | $6,755,000 | $232,000 | $455,000 | $113,000 | $291,000 |
| Application Approved But Not Accepted | 1 | $305,000 | $305,000 | $305,000 | $60,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 948 | $236,870,000 | $249,000 | $1,345,000 | $134,000 | $2,334,000 |
| Debt-To-Income Ratio | 35 | $7,875,000 | $225,000 | $545,000 | $48,000 | $150,000 |
| Credit History | 16 | $2,570,000 | $160,000 | $455,000 | $61,000 | $177,000 |
| Collateral | 7 | $1,655,000 | $236,000 | $545,000 | $132,000 | $418,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $840,000 | $210,000 | $285,000 | $119,000 | $188,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Independent Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Independent Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.