Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Inova 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,947 |
| Total Mortgage Loan Application Amount | $280,944,000 |
| Average Mortgage Loan Application Amount | $108,666 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $990,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 718 | $ 73,604,000 | $ 102,000 | $ 57,000 |
| St. Joseph County Indiana | 465 | $ 51,626,000 | $ 111,000 | $ 65,000 |
| LaPorte County Indiana | 114 | $ 10,846,000 | $ 95,000 | $ 63,000 |
| Cass County Michigan | 83 | $ 10,037,000 | $ 120,000 | $ 66,000 |
| New Haven County Connecticut | 74 | $ 16,077,000 | $ 217,000 | $ 114,000 |
| Johnston County North Carolina | 54 | $ 8,180,000 | $ 151,000 | $ 81,000 |
| Contra Costa County California | 36 | $ 9,667,000 | $ 268,000 | $ 122,000 |
| Wake County North Carolina | 33 | $ 5,580,000 | $ 169,000 | $ 94,000 |
| Alameda County California | 31 | $ 10,043,000 | $ 323,000 | $ 127,000 |
| Morris County New Jersey | 30 | $ 11,224,000 | $ 374,000 | $ 137,000 |
| Fairfield County Connecticut | 19 | $ 5,663,000 | $ 298,000 | $ 149,000 |
| Westchester County New York | 19 | $ 5,586,000 | $ 294,000 | $ 146,000 |
| Berrien County Michigan | 13 | $ 1,910,000 | $ 146,000 | $ 90,000 |
| Solano County California | 12 | $ 3,327,000 | $ 277,000 | $ 167,000 |
| Kosciusko County Indiana | 12 | $ 1,030,000 | $ 85,000 | $ 55,000 |
| St. Joseph County Michigan | 12 | $ 1,267,000 | $ 105,000 | $ 45,000 |
| Marion County Indiana | 10 | $ 1,284,000 | $ 128,000 | $ 54,000 |
| Marshall County Indiana | 9 | $ 816,000 | $ 90,000 | $ 56,000 |
| Porter County Indiana | 7 | $ 922,000 | $ 131,000 | $ 80,000 |
| Sussex County New Jersey | 7 | $ 2,321,000 | $ 331,000 | $ 124,000 |
| Dutchess County New York | 7 | $ 1,722,000 | $ 246,000 | $ 101,000 |
| Rockland County New York | 6 | $ 2,042,000 | $ 340,000 | $ 135,000 |
| Bergen County New Jersey | 5 | $ 1,637,000 | $ 327,000 | $ 163,000 |
| Passaic County New Jersey | 5 | $ 1,408,000 | $ 281,000 | $ 132,000 |
| Union County New Jersey | 5 | $ 2,106,000 | $ 421,000 | $ 129,000 |
| Marin County California | 4 | $ 2,061,000 | $ 515,000 | $ 175,000 |
| San Francisco County California | 4 | $ 2,023,000 | $ 505,000 | $ 153,000 |
| Middlesex County Massachusetts | 4 | $ 1,302,000 | $ 325,000 | $ 162,000 |
| Somerset County New Jersey | 4 | $ 1,068,000 | $ 267,000 | $ 109,000 |
| Putnam County New York | 4 | $ 1,371,000 | $ 342,000 | $ 149,000 |
| Los Angeles County California | 3 | $ 514,000 | $ 171,000 | $ 78,000 |
| San Mateo County California | 3 | $ 1,866,000 | $ 622,000 | $ 206,000 |
| Santa Clara County California | 3 | $ 1,406,000 | $ 468,000 | $ 150,000 |
| Hartford County Connecticut | 3 | $ 760,000 | $ 253,000 | $ 156,000 |
| LaGrange County Indiana | 3 | $ 518,000 | $ 172,000 | $ 143,000 |
| Lake County Indiana | 3 | $ 366,000 | $ 122,000 | $ 89,000 |
| Hudson County New Jersey | 3 | $ 1,493,000 | $ 497,000 | $ 178,000 |
| Middlesex County New Jersey | 3 | $ 1,051,000 | $ 350,000 | $ 153,000 |
| Monmouth County New Jersey | 3 | $ 986,000 | $ 328,000 | $ 199,000 |
| New York County New York | 3 | $ 1,506,000 | $ 502,000 | $ 175,000 |
| Orange County New York | 3 | $ 790,000 | $ 263,000 | $ 114,000 |
| Suffolk County New York | 3 | $ 1,048,000 | $ 349,000 | $ 188,000 |
| Yavapai County Arizona | 2 | $ 625,000 | $ 312,000 | $ 56,000 |
| Litchfield County Connecticut | 2 | $ 788,000 | $ 394,000 | $ 137,000 |
| Middlesex County Connecticut | 2 | $ 448,000 | $ 224,000 | $ 86,000 |
| New London County Connecticut | 2 | $ 337,000 | $ 168,000 | $ 142,000 |
| Collier County Florida | 2 | $ 617,000 | $ 308,000 | $ 161,000 |
| Sarasota County Florida | 2 | $ 210,000 | $ 105,000 | $ 132,000 |
| Cook County Illinois | 2 | $ 594,000 | $ 297,000 | $ 106,000 |
| Allen County Indiana | 2 | $ 333,000 | $ 166,000 | $ 48,000 |
| Hamilton County Indiana | 2 | $ 295,000 | $ 147,000 | $ 302,000 |
| Hendricks County Indiana | 2 | $ 221,000 | $ 110,000 | $ 102,000 |
| Montgomery County Maryland | 2 | $ 364,000 | $ 182,000 | $ 146,000 |
| Bristol County Massachusetts | 2 | $ 506,000 | $ 253,000 | $ 101,000 |
| Norfolk County Massachusetts | 2 | $ 374,000 | $ 187,000 | $ 70,000 |
| Plymouth County Massachusetts | 2 | $ 616,000 | $ 308,000 | $ 127,000 |
| Essex County New Jersey | 2 | $ 227,000 | $ 113,000 | $ 70,000 |
| Hunterdon County New Jersey | 2 | $ 419,000 | $ 209,000 | $ 145,000 |
| Orange County North Carolina | 2 | $ 651,000 | $ 325,000 | $ 165,000 |
| Wayne County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 88,000 |
| Schuylkill County Pennsylvania | 2 | $ 164,000 | $ 82,000 | $ 74,000 |
| Madison County Alabama | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Pima County Arizona | 1 | $ 196,000 | $ 196,000 | $ 73,000 |
| Lake County California | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Napa County California | 1 | $ 410,000 | $ 410,000 | $ 198,000 |
| Placer County California | 1 | $ 392,000 | $ 392,000 | $ 145,000 |
| Riverside County California | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| San Bernardino County California | 1 | $ 503,000 | $ 503,000 | $ 167,000 |
| San Diego County California | 1 | $ 530,000 | $ 530,000 | $ 130,000 |
| Lee County Florida | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Marion County Florida | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Pasco County Florida | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Polk County Florida | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| St. Lucie County Florida | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| DuPage County Illinois | 1 | $ 253,000 | $ 253,000 | $ 222,000 |
| Lake County Illinois | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Jasper County Indiana | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Noble County Indiana | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Steuben County Indiana | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Tippecanoe County Indiana | 1 | $ 109,000 | $ 109,000 | $ 33,000 |
| Vigo County Indiana | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Shelby County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 43,000 |
| Anne Arundel County Maryland | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Dukes County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 158,000 |
| Worcester County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 159,000 |
| Kalamazoo County Michigan | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Lake County Michigan | 1 | $ 36,000 | $ 36,000 | $ 66,000 |
| Lenawee County Michigan | 1 | $ 450,000 | $ 450,000 | $ 175,000 |
| Mecosta County Michigan | 1 | $ 246,000 | $ 246,000 | $ 100,000 |
| Saginaw County Michigan | 1 | $ 72,000 | $ 72,000 | $ 10,000 |
| Van Buren County Michigan | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Clark County Nevada | 1 | $ 313,000 | $ 313,000 | $ 105,000 |
| Cape May County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 216,000 |
| Gloucester County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| Mercer County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 118,000 |
| Ocean County New Jersey | 1 | $ 390,000 | $ 390,000 | $ 172,000 |
| Warren County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 228,000 |
| Bronx County New York | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| Erie County New York | 1 | $ 275,000 | $ 275,000 | $ 221,000 |
| Nassau County New York | 1 | $ 100,000 | $ 100,000 | $ 178,000 |
| Niagara County New York | 1 | $ 175,000 | $ 175,000 | $ 199,000 |
| Ulster County New York | 1 | $ 266,000 | $ 266,000 | $ 73,000 |
| Wayne County New York | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Yates County New York | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Franklin County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 103,000 |
| Guilford County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 66,000 |
| Madison County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 120,000 |
| Moore County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| New Hanover County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Watauga County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 153,000 |
| Wilson County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Fairfield County Ohio | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Monroe County Ohio | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Wood County Ohio | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Allegheny County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 85,000 |
| Carbon County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Dorchester County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 137,000 |
| Denton County Texas | 1 | $ 129,000 | $ 129,000 | $ 184,000 |
| Tarrant County Texas | 1 | $ 196,000 | $ 196,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Inova in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,528 | $225,628,000 | $147,000 | $750,000 | $79,000 | $990,000 |
| Home Purchase | 390 | $54,117,000 | $138,000 | $1,425,000 | $63,000 | $576,000 |
| Home Improvement | 29 | $1,199,000 | $41,000 | $177,000 | $84,000 | $231,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,656 | $226,268,000 | $136,000 | $1,425,000 | $74,000 | $990,000 |
| Asian | 90 | $23,195,000 | $257,000 | $882,000 | $121,000 | $549,000 |
| Hispanic | 73 | $11,824,000 | $161,000 | $600,000 | $69,000 | $211,000 |
| Black or African American | 68 | $8,382,000 | $123,000 | $490,000 | $65,000 | $258,000 |
| Not Provided | 54 | $10,021,000 | $185,000 | $750,000 | $102,000 | $545,000 |
| American Indian or Alaskan Native | 4 | $857,000 | $214,000 | $615,000 | $95,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $397,000 | $198,000 | $227,000 | $63,000 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,762 | $260,620,000 | $147,000 | $1,425,000 | $79,000 | $990,000 |
| FHA-insured (Federal Housing Administration) | 185 | $20,324,000 | $109,000 | $410,000 | $46,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 860 | $124,525,000 | $144,000 | $728,000 | $78,000 | $373,000 |
| Application Withdrawn By Applicant | 629 | $91,628,000 | $145,000 | $1,425,000 | $83,000 | $990,000 |
| Application Denied By Financial Institution | 305 | $38,723,000 | $126,000 | $1,010,000 | $54,000 | $303,000 |
| Application Approved But Not Accepted | 82 | $12,580,000 | $153,000 | $630,000 | $79,000 | $535,000 |
| File Closed For Incompleteness | 68 | $11,675,000 | $171,000 | $882,000 | $77,000 | $277,000 |
| Preapproval Approved but not Accepted | 3 | $1,813,000 | $604,000 | $1,270,000 | $153,000 | $286,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 148 | $15,368,000 | $103,000 | $417,000 | $51,000 | $191,000 |
| Debt-To-Income Ratio | 93 | $13,685,000 | $147,000 | $530,000 | $47,000 | $158,000 |
| Collateral | 41 | $7,663,000 | $186,000 | $1,010,000 | $85,000 | $303,000 |
| Employment History | 11 | $842,000 | $76,000 | $275,000 | $50,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $647,000 | $80,000 | $142,000 | $34,000 | $65,000 |
| Other | 3 | $364,000 | $121,000 | $200,000 | $80,000 | $85,000 |
| Mortgage Insurance Denied | 1 | $154,000 | $154,000 | $154,000 | $60,000 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.