Integrity First Financial Group, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 3,530 |
| Total Mortgage Loan Application Amount | $964,442,000 |
| Average Mortgage Loan Application Amount | $287,000 |
| Highest Mortgage Loan Application Amount | $2,713,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $2,293,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno County California | 200 | $ 40,048,000 | $ 200,000 | $ 80,000 |
| Cook County Illinois | 195 | $ 43,834,000 | $ 224,000 | $ 93,000 |
| Los Angeles County California | 159 | $ 69,197,000 | $ 435,000 | $ 152,000 |
| San Diego County California | 157 | $ 58,670,000 | $ 373,000 | $ 121,000 |
| Maricopa County Arizona | 136 | $ 23,132,000 | $ 170,000 | $ 54,000 |
| Sacramento County California | 129 | $ 32,698,000 | $ 253,000 | $ 96,000 |
| Riverside County California | 96 | $ 32,050,000 | $ 333,000 | $ 116,000 |
| Contra Costa County California | 84 | $ 39,409,000 | $ 469,000 | $ 141,000 |
| Stanislaus County California | 84 | $ 16,857,000 | $ 200,000 | $ 88,000 |
| Cabarrus County North Carolina | 80 | $ 13,764,000 | $ 172,000 | $ 80,000 |
| San Bernardino County California | 52 | $ 12,688,000 | $ 244,000 | $ 76,000 |
| San Joaquin County California | 50 | $ 11,513,000 | $ 230,000 | $ 104,000 |
| Pinellas County Florida | 50 | $ 9,900,000 | $ 198,000 | $ 97,000 |
| Orange County California | 49 | $ 24,628,000 | $ 502,000 | $ 149,000 |
| Lee County Florida | 48 | $ 9,538,000 | $ 198,000 | $ 81,000 |
| Ventura County California | 46 | $ 17,291,000 | $ 375,000 | $ 128,000 |
| Mecklenburg County North Carolina | 44 | $ 8,175,000 | $ 185,000 | $ 95,000 |
| Alameda County California | 43 | $ 20,551,000 | $ 477,000 | $ 154,000 |
| Chatham County Georgia | 40 | $ 7,047,000 | $ 176,000 | $ 67,000 |
| Davidson County Tennessee | 37 | $ 7,640,000 | $ 206,000 | $ 85,000 |
| Santa Clara County California | 33 | $ 20,884,000 | $ 632,000 | $ 203,000 |
| Delaware County Pennsylvania | 32 | $ 7,097,000 | $ 221,000 | $ 92,000 |
| DuPage County Illinois | 30 | $ 8,024,000 | $ 267,000 | $ 125,000 |
| Solano County California | 27 | $ 7,942,000 | $ 294,000 | $ 82,000 |
| Broward County Florida | 26 | $ 7,943,000 | $ 305,000 | $ 206,000 |
| King County Washington | 25 | $ 11,477,000 | $ 459,000 | $ 137,000 |
| Rutherford County Tennessee | 24 | $ 4,265,000 | $ 177,000 | $ 57,000 |
| Pasco County Florida | 23 | $ 2,925,000 | $ 127,000 | $ 53,000 |
| Will County Illinois | 23 | $ 4,582,000 | $ 199,000 | $ 81,000 |
| Hillsborough County Florida | 22 | $ 5,490,000 | $ 249,000 | $ 111,000 |
| Bryan County Georgia | 21 | $ 3,624,000 | $ 172,000 | $ 63,000 |
| Harris County Texas | 21 | $ 4,580,000 | $ 218,000 | $ 104,000 |
| Fairfax County Virginia | 20 | $ 10,074,000 | $ 503,000 | $ 195,000 |
| Montgomery County Maryland | 19 | $ 7,375,000 | $ 388,000 | $ 206,000 |
| El Dorado County California | 18 | $ 5,694,000 | $ 316,000 | $ 112,000 |
| Monterey County California | 18 | $ 5,850,000 | $ 325,000 | $ 123,000 |
| Palm Beach County Florida | 18 | $ 8,836,000 | $ 490,000 | $ 333,000 |
| Essex County Massachusetts | 18 | $ 5,311,000 | $ 295,000 | $ 66,000 |
| Sonoma County California | 17 | $ 6,975,000 | $ 410,000 | $ 135,000 |
| Travis County Texas | 16 | $ 2,390,000 | $ 149,000 | $ 53,000 |
| Miami-Dade County Florida | 15 | $ 3,954,000 | $ 263,000 | $ 152,000 |
| Dallas County Texas | 15 | $ 2,837,000 | $ 189,000 | $ 86,000 |
| Williamson County Texas | 15 | $ 2,382,000 | $ 158,000 | $ 136,000 |
| San Mateo County California | 14 | $ 11,363,000 | $ 811,000 | $ 215,000 |
| Gwinnett County Georgia | 14 | $ 2,272,000 | $ 162,000 | $ 94,000 |
| Lake County Indiana | 14 | $ 3,493,000 | $ 249,000 | $ 68,000 |
| Union County North Carolina | 14 | $ 2,880,000 | $ 205,000 | $ 97,000 |
| Bexar County Texas | 14 | $ 2,995,000 | $ 213,000 | $ 74,000 |
| Pinal County Arizona | 13 | $ 1,843,000 | $ 141,000 | $ 49,000 |
| Placer County California | 13 | $ 4,597,000 | $ 353,000 | $ 114,000 |
| Effingham County Georgia | 13 | $ 1,670,000 | $ 128,000 | $ 62,000 |
| Kane County Illinois | 13 | $ 3,281,000 | $ 252,000 | $ 69,000 |
| Chester County Pennsylvania | 13 | $ 3,540,000 | $ 272,000 | $ 117,000 |
| Montgomery County Pennsylvania | 13 | $ 2,934,000 | $ 225,000 | $ 88,000 |
| Madera County California | 12 | $ 1,698,000 | $ 141,000 | $ 62,000 |
| Merced County California | 12 | $ 2,709,000 | $ 225,000 | $ 77,000 |
| Fulton County Georgia | 12 | $ 4,544,000 | $ 378,000 | $ 249,000 |
| Stanly County North Carolina | 12 | $ 1,530,000 | $ 127,000 | $ 56,000 |
| Bucks County Pennsylvania | 12 | $ 3,244,000 | $ 270,000 | $ 147,000 |
| Williamson County Tennessee | 12 | $ 3,326,000 | $ 277,000 | $ 83,000 |
| Kern County California | 11 | $ 2,594,000 | $ 235,000 | $ 80,000 |
| San Francisco County California | 11 | $ 9,435,000 | $ 857,000 | $ 413,000 |
| Lake County Illinois | 11 | $ 3,215,000 | $ 292,000 | $ 131,000 |
| Prince George's County Maryland | 11 | $ 3,377,000 | $ 307,000 | $ 100,000 |
| St. Louis County Missouri | 11 | $ 2,262,000 | $ 205,000 | $ 74,000 |
| Bergen County New Jersey | 11 | $ 4,700,000 | $ 427,000 | $ 199,000 |
| Sussex County Delaware | 10 | $ 2,261,000 | $ 226,000 | $ 52,000 |
| District of Columbia County District Of Columbia | 10 | $ 4,485,000 | $ 448,000 | $ 117,000 |
| Denton County Texas | 10 | $ 2,268,000 | $ 226,000 | $ 85,000 |
| Hays County Texas | 10 | $ 2,466,000 | $ 246,000 | $ 125,000 |
| Shasta County California | 9 | $ 2,054,000 | $ 228,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 9 | $ 1,329,000 | $ 147,000 | $ 246,000 |
| Sumner County Tennessee | 9 | $ 2,109,000 | $ 234,000 | $ 66,000 |
| Santa Cruz County California | 8 | $ 4,120,000 | $ 515,000 | $ 170,000 |
| Cobb County Georgia | 8 | $ 1,725,000 | $ 215,000 | $ 302,000 |
| Greenville County South Carolina | 8 | $ 1,875,000 | $ 234,000 | $ 125,000 |
| Bedford County Tennessee | 8 | $ 1,689,000 | $ 211,000 | $ 65,000 |
| Tarrant County Texas | 8 | $ 1,884,000 | $ 235,000 | $ 119,000 |
| Prince William County Virginia | 8 | $ 3,734,000 | $ 466,000 | $ 127,000 |
| Pierce County Washington | 8 | $ 1,752,000 | $ 219,000 | $ 97,000 |
| Santa Barbara County California | 7 | $ 3,620,000 | $ 517,000 | $ 132,000 |
| Tulare County California | 7 | $ 1,725,000 | $ 246,000 | $ 100,000 |
| Yolo County California | 7 | $ 2,295,000 | $ 327,000 | $ 88,000 |
| Sarasota County Florida | 7 | $ 1,266,000 | $ 180,000 | $ 158,000 |
| Rowan County North Carolina | 7 | $ 1,329,000 | $ 189,000 | $ 80,000 |
| Hamilton County Tennessee | 7 | $ 1,207,000 | $ 172,000 | $ 69,000 |
| Wilson County Tennessee | 7 | $ 1,284,000 | $ 183,000 | $ 47,000 |
| Chesterfield County Virginia | 7 | $ 1,308,000 | $ 186,000 | $ 55,000 |
| Virginia Beach County Virginia | 7 | $ 1,745,000 | $ 249,000 | $ 99,000 |
| Kitsap County Washington | 7 | $ 2,042,000 | $ 291,000 | $ 92,000 |
| Spokane County Washington | 7 | $ 1,360,000 | $ 194,000 | $ 79,000 |
| Amador County California | 6 | $ 1,542,000 | $ 257,000 | $ 551,000 |
| Marin County California | 6 | $ 3,236,000 | $ 539,000 | $ 134,000 |
| Osceola County Florida | 6 | $ 1,749,000 | $ 291,000 | $ 28,000 |
| Polk County Florida | 6 | $ 1,029,000 | $ 171,000 | $ 38,000 |
| Bulloch County Georgia | 6 | $ 790,000 | $ 131,000 | $ 37,000 |
| Paulding County Georgia | 6 | $ 1,219,000 | $ 203,000 | $ 68,000 |
| Kendall County Illinois | 6 | $ 1,511,000 | $ 251,000 | $ 99,000 |
| Lee County North Carolina | 6 | $ 905,000 | $ 150,000 | $ 56,000 |
| Florence County South Carolina | 6 | $ 539,000 | $ 89,000 | $ 53,000 |
| Lexington County South Carolina | 6 | $ 621,000 | $ 103,000 | $ 34,000 |
| Fort Bend County Texas | 6 | $ 1,053,000 | $ 175,000 | $ 44,000 |
| Yavapai County Arizona | 5 | $ 891,000 | $ 178,000 | $ 32,000 |
| Sutter County California | 5 | $ 1,190,000 | $ 238,000 | $ 84,000 |
| Clarke County Georgia | 5 | $ 395,000 | $ 79,000 | $ 31,000 |
| Forsyth County Georgia | 5 | $ 2,549,000 | $ 509,000 | $ 246,000 |
| White County Georgia | 5 | $ 1,190,000 | $ 238,000 | $ 64,000 |
| Porter County Indiana | 5 | $ 516,000 | $ 103,000 | $ 65,000 |
| Baltimore County Maryland | 5 | $ 1,469,000 | $ 293,000 | $ 172,000 |
| Frederick County Maryland | 5 | $ 2,051,000 | $ 410,000 | $ 114,000 |
| St. Charles County Missouri | 5 | $ 1,113,000 | $ 222,000 | $ 99,000 |
| Wake County North Carolina | 5 | $ 932,000 | $ 186,000 | $ 84,000 |
| Wayne County North Carolina | 5 | $ 655,000 | $ 131,000 | $ 44,000 |
| Maury County Tennessee | 5 | $ 894,000 | $ 178,000 | $ 40,000 |
| Washington County Tennessee | 5 | $ 798,000 | $ 159,000 | $ 60,000 |
| Collin County Texas | 5 | $ 1,363,000 | $ 272,000 | $ 114,000 |
| Stafford County Virginia | 5 | $ 1,430,000 | $ 286,000 | $ 68,000 |
| Clark County Washington | 5 | $ 1,287,000 | $ 257,000 | $ 87,000 |
| Snohomish County Washington | 5 | $ 1,503,000 | $ 300,000 | $ 96,000 |
| San Luis Obispo County California | 4 | $ 1,736,000 | $ 434,000 | $ 200,000 |
| Brevard County Florida | 4 | $ 2,676,000 | $ 669,000 | $ 297,000 |
| Duval County Florida | 4 | $ 1,136,000 | $ 284,000 | $ 153,000 |
| St. Johns County Florida | 4 | $ 1,262,000 | $ 315,000 | $ 171,000 |
| DeKalb County Georgia | 4 | $ 1,311,000 | $ 327,000 | $ 166,000 |
| Henry County Georgia | 4 | $ 912,000 | $ 228,000 | $ 105,000 |
| McHenry County Illinois | 4 | $ 1,132,000 | $ 283,000 | $ 118,000 |
| Winnebago County Illinois | 4 | $ 461,000 | $ 115,000 | $ 84,000 |
| Norfolk County Massachusetts | 4 | $ 1,615,000 | $ 403,000 | $ 151,000 |
| Suffolk County Massachusetts | 4 | $ 1,282,000 | $ 320,000 | $ 114,000 |
| Washington County Minnesota | 4 | $ 759,000 | $ 189,000 | $ 83,000 |
| Jefferson County Missouri | 4 | $ 782,000 | $ 195,000 | $ 94,000 |
| St. Louis City County Missouri | 4 | $ 749,000 | $ 187,000 | $ 63,000 |
| Brunswick County North Carolina | 4 | $ 555,000 | $ 138,000 | $ 48,000 |
| Catawba County North Carolina | 4 | $ 941,000 | $ 235,000 | $ 70,000 |
| Duplin County North Carolina | 4 | $ 591,000 | $ 147,000 | $ 64,000 |
| Guilford County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 30,000 |
| Iredell County North Carolina | 4 | $ 993,000 | $ 248,000 | $ 60,000 |
| Marion County Oregon | 4 | $ 815,000 | $ 203,000 | $ 76,000 |
| Butler County Pennsylvania | 4 | $ 1,532,000 | $ 383,000 | $ 189,000 |
| Cheatham County Tennessee | 4 | $ 518,000 | $ 129,000 | $ 58,000 |
| Montgomery County Tennessee | 4 | $ 523,000 | $ 130,000 | $ 45,000 |
| Robertson County Tennessee | 4 | $ 442,000 | $ 110,000 | $ 36,000 |
| Shelby County Tennessee | 4 | $ 1,080,000 | $ 270,000 | $ 121,000 |
| Sullivan County Tennessee | 4 | $ 665,000 | $ 166,000 | $ 59,000 |
| Bell County Texas | 4 | $ 807,000 | $ 201,000 | $ 65,000 |
| Guadalupe County Texas | 4 | $ 838,000 | $ 209,000 | $ 48,000 |
| Henrico County Virginia | 4 | $ 1,249,000 | $ 312,000 | $ 79,000 |
| Pima County Arizona | 3 | $ 524,000 | $ 174,000 | $ 72,000 |
| Lake County California | 3 | $ 689,000 | $ 229,000 | $ 67,000 |
| Jefferson County Colorado | 3 | $ 978,000 | $ 326,000 | $ 94,000 |
| Kent County Delaware | 3 | $ 444,000 | $ 148,000 | $ 87,000 |
| Bay County Florida | 3 | $ 1,028,000 | $ 342,000 | $ 125,000 |
| Collier County Florida | 3 | $ 794,000 | $ 264,000 | $ 458,000 |
| Marion County Florida | 3 | $ 377,000 | $ 125,000 | $ 105,000 |
| Monroe County Florida | 3 | $ 2,475,000 | $ 825,000 | $ 305,000 |
| Orange County Florida | 3 | $ 685,000 | $ 228,000 | $ 54,000 |
| Cherokee County Georgia | 3 | $ 394,000 | $ 131,000 | $ 52,000 |
| Clayton County Georgia | 3 | $ 284,000 | $ 94,000 | $ 19,000 |
| Gordon County Georgia | 3 | $ 467,000 | $ 155,000 | $ 37,000 |
| Whitfield County Georgia | 3 | $ 322,000 | $ 107,000 | $ 48,000 |
| Ada County Idaho | 3 | $ 1,035,000 | $ 345,000 | $ 83,000 |
| Grundy County Illinois | 3 | $ 649,000 | $ 216,000 | $ 86,000 |
| Allen County Indiana | 3 | $ 502,000 | $ 167,000 | $ 57,000 |
| Floyd County Indiana | 3 | $ 536,000 | $ 178,000 | $ 68,000 |
| Marion County Indiana | 3 | $ 569,000 | $ 189,000 | $ 77,000 |
| Barnstable County Massachusetts | 3 | $ 801,000 | $ 267,000 | $ 114,000 |
| Plymouth County Massachusetts | 3 | $ 914,000 | $ 304,000 | $ 125,000 |
| Clay County Missouri | 3 | $ 654,000 | $ 218,000 | $ 96,000 |
| Jackson County Missouri | 3 | $ 675,000 | $ 225,000 | $ 97,000 |
| Platte County Missouri | 3 | $ 654,000 | $ 218,000 | $ 79,000 |
| Hudson County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 230,000 |
| Lenoir County North Carolina | 3 | $ 371,000 | $ 123,000 | $ 50,000 |
| New Hanover County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 111,000 |
| Onslow County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 38,000 |
| Pitt County North Carolina | 3 | $ 284,000 | $ 94,000 | $ 35,000 |
| Beaufort County South Carolina | 3 | $ 1,298,000 | $ 432,000 | $ 175,000 |
| Sumter County South Carolina | 3 | $ 661,000 | $ 220,000 | $ 65,000 |
| Chester County Tennessee | 3 | $ 599,000 | $ 199,000 | $ 48,000 |
| Hickman County Tennessee | 3 | $ 316,000 | $ 105,000 | $ 39,000 |
| Humphreys County Tennessee | 3 | $ 366,000 | $ 122,000 | $ 96,000 |
| Knox County Tennessee | 3 | $ 569,000 | $ 189,000 | $ 56,000 |
| Hidalgo County Texas | 3 | $ 442,000 | $ 147,000 | $ 37,000 |
| Lubbock County Texas | 3 | $ 685,000 | $ 228,000 | $ 68,000 |
| Arlington County Virginia | 3 | $ 1,247,000 | $ 415,000 | $ 132,000 |
| Hanover County Virginia | 3 | $ 1,014,000 | $ 338,000 | $ 119,000 |
| Loudoun County Virginia | 3 | $ 847,000 | $ 282,000 | $ 68,000 |
| Orange County Virginia | 3 | $ 607,000 | $ 202,000 | $ 127,000 |
| Scott County Virginia | 3 | $ 235,000 | $ 78,000 | $ 50,000 |
| Island County Washington | 3 | $ 890,000 | $ 296,000 | $ 67,000 |
| Stevens County Washington | 3 | $ 727,000 | $ 242,000 | $ 40,000 |
| Thurston County Washington | 3 | $ 808,000 | $ 269,000 | $ 92,000 |
| Whatcom County Washington | 3 | $ 585,000 | $ 195,000 | $ 23,000 |
| Butte County California | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Calaveras County California | 2 | $ 735,000 | $ 367,000 | $ 58,000 |
| Kings County California | 2 | $ 542,000 | $ 271,000 | $ 39,000 |
| Napa County California | 2 | $ 1,057,000 | $ 528,000 | $ 167,000 |
| Adams County Colorado | 2 | $ 495,000 | $ 247,000 | $ 68,000 |
| Custer County Colorado | 2 | $ 481,000 | $ 240,000 | $ 87,000 |
| Hernando County Florida | 2 | $ 329,000 | $ 164,000 | $ 58,000 |
| Manatee County Florida | 2 | $ 760,000 | $ 380,000 | $ 135,000 |
| Nassau County Florida | 2 | $ 407,000 | $ 203,000 | $ 76,000 |
| Walton County Florida | 2 | $ 670,000 | $ 335,000 | $ 14,000 |
| Carroll County Georgia | 2 | $ 258,000 | $ 129,000 | $ 90,000 |
| Fayette County Georgia | 2 | $ 421,000 | $ 210,000 | $ 104,000 |
| Liberty County Georgia | 2 | $ 188,000 | $ 94,000 | $ 55,000 |
| Long County Georgia | 2 | $ 371,000 | $ 185,000 | $ 53,000 |
| Twin Falls County Idaho | 2 | $ 440,000 | $ 220,000 | $ 137,000 |
| Boone County Illinois | 2 | $ 317,000 | $ 158,000 | $ 65,000 |
| Kankakee County Illinois | 2 | $ 586,000 | $ 293,000 | $ 137,000 |
| Madison County Illinois | 2 | $ 274,000 | $ 137,000 | $ 63,000 |
| Menard County Illinois | 2 | $ 320,000 | $ 160,000 | $ 161,000 |
| Tazewell County Illinois | 2 | $ 443,000 | $ 221,000 | $ 111,000 |
| Boone County Indiana | 2 | $ 126,000 | $ 63,000 | $ 124,000 |
| Howard County Indiana | 2 | $ 333,000 | $ 166,000 | $ 72,000 |
| St. Joseph County Indiana | 2 | $ 315,000 | $ 157,000 | $ 93,000 |
| Anne Arundel County Maryland | 2 | $ 618,000 | $ 309,000 | $ 72,000 |
| Charles County Maryland | 2 | $ 580,000 | $ 290,000 | $ 88,000 |
| Middlesex County Massachusetts | 2 | $ 1,290,000 | $ 645,000 | $ 151,000 |
| Hennepin County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Kandiyohi County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Scott County Minnesota | 2 | $ 392,000 | $ 196,000 | $ 26,000 |
| Carter County Missouri | 2 | $ 408,000 | $ 204,000 | $ 51,000 |
| Greene County Missouri | 2 | $ 349,000 | $ 174,000 | $ 84,000 |
| Laclede County Missouri | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Burlington County New Jersey | 2 | $ 485,000 | $ 242,000 | $ 162,000 |
| Cape May County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Ocean County New Jersey | 2 | $ 804,000 | $ 402,000 | $ 623,000 |
| Somerset County New Jersey | 2 | $ 2,718,000 | $ 1,359,000 | $ 574,000 |
| Chatham County North Carolina | 2 | $ 349,000 | $ 174,000 | $ 59,000 |
| Davidson County North Carolina | 2 | $ 339,000 | $ 169,000 | $ 66,000 |
| Harnett County North Carolina | 2 | $ 231,000 | $ 115,000 | $ 55,000 |
| Johnston County North Carolina | 2 | $ 421,000 | $ 210,000 | $ 90,000 |
| Lincoln County North Carolina | 2 | $ 428,000 | $ 214,000 | $ 76,000 |
| Moore County North Carolina | 2 | $ 1,216,000 | $ 608,000 | $ 165,000 |
| Wilson County North Carolina | 2 | $ 272,000 | $ 136,000 | $ 21,000 |
| Jackson County Oregon | 2 | $ 387,000 | $ 193,000 | $ 104,000 |
| Allegheny County Pennsylvania | 2 | $ 488,000 | $ 244,000 | $ 109,000 |
| Bedford County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 41,000 |
| Monroe County Pennsylvania | 2 | $ 315,000 | $ 157,000 | $ 88,000 |
| York County Pennsylvania | 2 | $ 292,000 | $ 146,000 | $ 89,000 |
| Darlington County South Carolina | 2 | $ 151,000 | $ 75,000 | $ 32,000 |
| Dickson County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Marshall County Tennessee | 2 | $ 288,000 | $ 144,000 | $ 44,000 |
| Putnam County Tennessee | 2 | $ 235,000 | $ 117,000 | $ 31,000 |
| Burnet County Texas | 2 | $ 386,000 | $ 193,000 | $ 86,000 |
| Caldwell County Texas | 2 | $ 386,000 | $ 193,000 | $ 57,000 |
| Ellis County Texas | 2 | $ 456,000 | $ 228,000 | $ 121,000 |
| Grayson County Texas | 2 | $ 296,000 | $ 148,000 | $ 54,000 |
| Mason County Texas | 2 | $ 654,000 | $ 327,000 | $ 62,000 |
| Montgomery County Texas | 2 | $ 464,000 | $ 232,000 | $ 14,000 |
| Nueces County Texas | 2 | $ 211,000 | $ 105,000 | $ 41,000 |
| Parker County Texas | 2 | $ 417,000 | $ 208,000 | $ 40,000 |
| Rockwall County Texas | 2 | $ 337,000 | $ 168,000 | $ 68,000 |
| Smith County Texas | 2 | $ 622,000 | $ 311,000 | $ 167,000 |
| Victoria County Texas | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| Wood County Texas | 2 | $ 215,000 | $ 107,000 | $ 59,000 |
| Alexandria County Virginia | 2 | $ 867,000 | $ 433,000 | $ 113,000 |
| Bedford County Virginia | 2 | $ 535,000 | $ 267,000 | $ 96,000 |
| Chesapeake County Virginia | 2 | $ 467,000 | $ 233,000 | $ 96,000 |
| Culpeper County Virginia | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 518,000 | $ 259,000 | $ 162,000 |
| Fluvanna County Virginia | 2 | $ 426,000 | $ 213,000 | $ 69,000 |
| Gloucester County Virginia | 2 | $ 661,000 | $ 330,000 | $ 120,000 |
| Suffolk County Virginia | 2 | $ 548,000 | $ 274,000 | $ 130,000 |
| Surry County Virginia | 2 | $ 375,000 | $ 187,000 | $ 63,000 |
| Chelan County Washington | 2 | $ 428,000 | $ 214,000 | $ 77,000 |
| Jefferson County Washington | 2 | $ 580,000 | $ 290,000 | $ 61,000 |
| Lewis County Washington | 2 | $ 437,000 | $ 218,000 | $ 114,000 |
| Lincoln County Washington | 2 | $ 327,000 | $ 163,000 | $ 162,000 |
| Skagit County Washington | 2 | $ 334,000 | $ 167,000 | $ 17,000 |
| Navajo County Arizona | 1 | $ 352,000 | $ 352,000 | $ 240,000 |
| Humboldt County California | 1 | $ 300,000 | $ 300,000 | $ 47,000 |
| Mariposa County California | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Mendocino County California | 1 | $ 417,000 | $ 417,000 | $ 206,000 |
| San Benito County California | 1 | $ 492,000 | $ 492,000 | $ 180,000 |
| Siskiyou County California | 1 | $ 180,000 | $ 180,000 | $ 166,000 |
| Tehama County California | 1 | $ 213,000 | $ 213,000 | $ 121,000 |
| Tuolumne County California | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Yuba County California | 1 | $ 137,000 | $ 137,000 | $ 18,000 |
| Arapahoe County Colorado | 1 | $ 472,000 | $ 472,000 | $ 159,000 |
| El Paso County Colorado | 1 | $ 138,000 | $ 138,000 | $ 0 |
| New Castle County Delaware | 1 | $ 455,000 | $ 455,000 | $ 689,000 |
| Alachua County Florida | 1 | $ 169,000 | $ 169,000 | $ 91,000 |
| Baker County Florida | 1 | $ 187,000 | $ 187,000 | $ 58,000 |
| Escambia County Florida | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Martin County Florida | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| St. Lucie County Florida | 1 | $ 95,000 | $ 95,000 | $ 5,000 |
| Sumter County Florida | 1 | $ 238,000 | $ 238,000 | $ 131,000 |
| Camden County Georgia | 1 | $ 264,000 | $ 264,000 | $ 91,000 |
| Candler County Georgia | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Douglas County Georgia | 1 | $ 117,000 | $ 117,000 | $ 24,000 |
| Hall County Georgia | 1 | $ 270,000 | $ 270,000 | $ 290,000 |
| Laurens County Georgia | 1 | $ 207,000 | $ 207,000 | $ 71,000 |
| Richmond County Georgia | 1 | $ 112,000 | $ 112,000 | $ 101,000 |
| Tattnall County Georgia | 1 | $ 169,000 | $ 169,000 | $ 93,000 |
| Upson County Georgia | 1 | $ 210,000 | $ 210,000 | $ 86,000 |
| Walton County Georgia | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Ware County Georgia | 1 | $ 228,000 | $ 228,000 | $ 100,000 |
| Bureau County Illinois | 1 | $ 161,000 | $ 161,000 | $ 66,000 |
| Cass County Illinois | 1 | $ 146,000 | $ 146,000 | $ 30,000 |
| Clark County Illinois | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Clay County Illinois | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Crawford County Illinois | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| DeKalb County Illinois | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| Fulton County Illinois | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Jefferson County Illinois | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
| Jo Daviess County Illinois | 1 | $ 360,000 | $ 360,000 | $ 266,000 |
| Livingston County Illinois | 1 | $ 216,000 | $ 216,000 | $ 37,000 |
| Macon County Illinois | 1 | $ 142,000 | $ 142,000 | $ 30,000 |
| Peoria County Illinois | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Sangamon County Illinois | 1 | $ 198,000 | $ 198,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 254,000 | $ 254,000 | $ 117,000 |
| Vermilion County Illinois | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Whiteside County Illinois | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Clark County Indiana | 1 | $ 276,000 | $ 276,000 | $ 92,000 |
| Grant County Indiana | 1 | $ 127,000 | $ 127,000 | $ 80,000 |
| Hamilton County Indiana | 1 | $ 247,000 | $ 247,000 | $ 185,000 |
| Jackson County Indiana | 1 | $ 192,000 | $ 192,000 | $ 78,000 |
| Jefferson County Indiana | 1 | $ 261,000 | $ 261,000 | $ 57,000 |
| Johnson County Indiana | 1 | $ 169,000 | $ 169,000 | $ 67,000 |
| Knox County Indiana | 1 | $ 191,000 | $ 191,000 | $ 117,000 |
| LaGrange County Indiana | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| LaPorte County Indiana | 1 | $ 310,000 | $ 310,000 | $ 124,000 |
| Lawrence County Indiana | 1 | $ 276,000 | $ 276,000 | $ 66,000 |
| Miami County Indiana | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Morgan County Indiana | 1 | $ 251,000 | $ 251,000 | $ 92,000 |
| Ripley County Indiana | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Shelby County Indiana | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Steuben County Indiana | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Wells County Indiana | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| White County Indiana | 1 | $ 257,000 | $ 257,000 | $ 71,000 |
| Whitley County Indiana | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Lafayette County Louisiana | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 302,000 | $ 302,000 | $ 109,000 |
| Calvert County Maryland | 1 | $ 375,000 | $ 375,000 | $ 288,000 |
| Carroll County Maryland | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Harford County Maryland | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Howard County Maryland | 1 | $ 192,000 | $ 192,000 | $ 121,000 |
| Talbot County Maryland | 1 | $ 372,000 | $ 372,000 | $ 139,000 |
| Worcester County Maryland | 1 | $ 387,000 | $ 387,000 | $ 165,000 |
| Bristol County Massachusetts | 1 | $ 216,000 | $ 216,000 | $ 119,000 |
| Worcester County Massachusetts | 1 | $ 124,000 | $ 124,000 | $ 98,000 |
| Aitkin County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 60,000 |
| Dakota County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Isanti County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Nobles County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Wright County Minnesota | 1 | $ 302,000 | $ 302,000 | $ 60,000 |
| Buchanan County Missouri | 1 | $ 184,000 | $ 184,000 | $ 80,000 |
| Christian County Missouri | 1 | $ 264,000 | $ 264,000 | $ 214,000 |
| Clinton County Missouri | 1 | $ 366,000 | $ 366,000 | $ 104,000 |
| Dent County Missouri | 1 | $ 187,000 | $ 187,000 | $ 52,000 |
| Douglas County Missouri | 1 | $ 166,000 | $ 166,000 | $ 45,000 |
| Jasper County Missouri | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Lincoln County Missouri | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Moniteau County Missouri | 1 | $ 230,000 | $ 230,000 | $ 38,000 |
| Pettis County Missouri | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| St. Clair County Missouri | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| St. Francois County Missouri | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Cheshire County New Hampshire | 1 | $ 224,000 | $ 224,000 | $ 97,000 |
| Merrimack County New Hampshire | 1 | $ 293,000 | $ 293,000 | $ 155,000 |
| Atlantic County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 215,000 |
| Gloucester County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 64,000 |
| Hunterdon County New Jersey | 1 | $ 356,000 | $ 356,000 | $ 105,000 |
| Monmouth County New Jersey | 1 | $ 644,000 | $ 644,000 | $ 464,000 |
| Morris County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 84,000 |
| Passaic County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Sussex County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 456,000 |
| Alamance County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 66,000 |
| Avery County North Carolina | 1 | $ 383,000 | $ 383,000 | $ 132,000 |
| Buncombe County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Caldwell County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Columbus County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
| Craven County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Cumberland County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 78,000 |
| Forsyth County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 24,000 |
| Franklin County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Gaston County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| Granville County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 46,000 |
| Greene County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| Person County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 28,000 |
| Robeson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Watauga County North Carolina | 1 | $ 289,000 | $ 289,000 | $ 65,000 |
| Yancey County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 40,000 |
| Lorain County Ohio | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Baker County Oregon | 1 | $ 132,000 | $ 132,000 | $ 171,000 |
| Benton County Oregon | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Clackamas County Oregon | 1 | $ 849,000 | $ 849,000 | $ 135,000 |
| Deschutes County Oregon | 1 | $ 137,000 | $ 137,000 | $ 128,000 |
| Linn County Oregon | 1 | $ 178,000 | $ 178,000 | $ 111,000 |
| Multnomah County Oregon | 1 | $ 283,000 | $ 283,000 | $ 178,000 |
| Umatilla County Oregon | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Washington County Oregon | 1 | $ 161,000 | $ 161,000 | $ 125,000 |
| Berks County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Dauphin County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Huntingdon County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 144,000 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Charleston County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| Dorchester County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 463,000 |
| Georgetown County South Carolina | 1 | $ 303,000 | $ 303,000 | $ 93,000 |
| Horry County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 26,000 |
| Lancaster County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Richland County South Carolina | 1 | $ 284,000 | $ 284,000 | $ 53,000 |
| York County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Benton County Tennessee | 1 | $ 349,000 | $ 349,000 | $ 93,000 |
| Bledsoe County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 99,000 |
| Carroll County Tennessee | 1 | $ 660,000 | $ 660,000 | $ 107,000 |
| Fayette County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
| Giles County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 92,000 |
| Hawkins County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Loudon County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 114,000 |
| Rhea County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
| Sevier County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 36,000 |
| Smith County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Atascosa County Texas | 1 | $ 242,000 | $ 242,000 | $ 155,000 |
| Brazos County Texas | 1 | $ 96,000 | $ 96,000 | $ 230,000 |
| Burleson County Texas | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Colorado County Texas | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Comal County Texas | 1 | $ 259,000 | $ 259,000 | $ 112,000 |
| El Paso County Texas | 1 | $ 117,000 | $ 117,000 | $ 96,000 |
| Fannin County Texas | 1 | $ 188,000 | $ 188,000 | $ 111,000 |
| Gregg County Texas | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Grimes County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hunt County Texas | 1 | $ 238,000 | $ 238,000 | $ 127,000 |
| Jackson County Texas | 1 | $ 129,000 | $ 129,000 | $ 75,000 |
| Johnson County Texas | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Kaufman County Texas | 1 | $ 169,000 | $ 169,000 | $ 85,000 |
| Kerr County Texas | 1 | $ 408,000 | $ 408,000 | $ 123,000 |
| Liberty County Texas | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Medina County Texas | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Midland County Texas | 1 | $ 260,000 | $ 260,000 | $ 71,000 |
| Red River County Texas | 1 | $ 279,000 | $ 279,000 | $ 79,000 |
| Rusk County Texas | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Sterling County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Taylor County Texas | 1 | $ 794,000 | $ 794,000 | $ 315,000 |
| Washington County Texas | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Webb County Texas | 1 | $ 100,000 | $ 100,000 | $ 19,000 |
| Wilson County Texas | 1 | $ 351,000 | $ 351,000 | $ 87,000 |
| Albemarle County Virginia | 1 | $ 410,000 | $ 410,000 | $ 241,000 |
| Amelia County Virginia | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Augusta County Virginia | 1 | $ 168,000 | $ 168,000 | $ 126,000 |
| Caroline County Virginia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Charlotte County Virginia | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 129,000 | $ 129,000 | $ 54,000 |
| Emporia County Virginia | 1 | $ 198,000 | $ 198,000 | $ 30,000 |
| Frederick County Virginia | 1 | $ 222,000 | $ 222,000 | $ 71,000 |
| Fredericksburg County Virginia | 1 | $ 388,000 | $ 388,000 | $ 202,000 |
| Grayson County Virginia | 1 | $ 209,000 | $ 209,000 | $ 35,000 |
| Greene County Virginia | 1 | $ 277,000 | $ 277,000 | $ 132,000 |
| Hampton County Virginia | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| King George County Virginia | 1 | $ 363,000 | $ 363,000 | $ 256,000 |
| King William County Virginia | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| Lancaster County Virginia | 1 | $ 495,000 | $ 495,000 | $ 187,000 |
| Lunenburg County Virginia | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Manassas County Virginia | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Manassas Park County Virginia | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Newport News County Virginia | 1 | $ 310,000 | $ 310,000 | $ 71,000 |
| Pittsylvania County Virginia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 380,000 | $ 380,000 | $ 104,000 |
| Powhatan County Virginia | 1 | $ 491,000 | $ 491,000 | $ 82,000 |
| Prince George County Virginia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Rockbridge County Virginia | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Salem County Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 258,000 | $ 258,000 | $ 158,000 |
| Warren County Virginia | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Washington County Virginia | 1 | $ 120,000 | $ 120,000 | $ 4,000 |
| Williamsburg County Virginia | 1 | $ 236,000 | $ 236,000 | $ 135,000 |
| Winchester County Virginia | 1 | $ 240,000 | $ 240,000 | $ 132,000 |
| Adams County Washington | 1 | $ 171,000 | $ 171,000 | $ 85,000 |
| Grant County Washington | 1 | $ 266,000 | $ 266,000 | $ 96,000 |
| Klickitat County Washington | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Skamania County Washington | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Walla Walla County Washington | 1 | $ 110,000 | $ 110,000 | $ 17,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,886 | $561,084,000 | $297,000 | $2,560,000 | $107,000 | $2,293,000 |
| Home Purchase | 1,613 | $393,380,000 | $243,000 | $2,713,000 | $103,000 | $1,862,000 |
| Home Improvement | 31 | $9,978,000 | $321,000 | $950,000 | $124,000 | $391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,876 | $544,859,000 | $290,000 | $2,713,000 | $113,000 | $2,293,000 |
| Hispanic | 614 | $138,051,000 | $224,000 | $1,100,000 | $78,000 | $846,000 |
| Not Provided | 395 | $100,327,000 | $253,000 | $1,359,000 | $93,000 | $523,000 |
| Black or African American | 322 | $75,843,000 | $235,000 | $1,610,000 | $96,000 | $1,226,000 |
| Asian | 276 | $92,705,000 | $335,000 | $1,725,000 | $153,000 | $1,862,000 |
| Native Hawaiin or Other Pacific Islander | 26 | $8,006,000 | $307,000 | $698,000 | $82,000 | $214,000 |
| American Indian or Alaskan Native | 20 | $4,513,000 | $225,000 | $660,000 | $59,000 | $178,000 |
| Not applicable | 1 | $138,000 | $138,000 | $138,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,008 | $605,825,000 | $301,000 | $2,713,000 | $132,000 | $2,293,000 |
| FHA-insured (Federal Housing Administration) | 903 | $191,811,000 | $212,000 | $778,000 | $67,000 | $2,040,000 |
| VA-guaranteed (Veterans Administration) | 568 | $158,313,000 | $278,000 | $947,000 | $77,000 | $427,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $8,493,000 | $166,000 | $327,000 | $55,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,580 | $406,379,000 | $257,000 | $1,719,000 | $101,000 | $1,454,000 |
| Application Withdrawn By Applicant | 904 | $241,813,000 | $267,000 | $2,713,000 | $103,000 | $2,040,000 |
| Application Denied By Financial Institution | 511 | $145,745,000 | $285,000 | $2,560,000 | $98,000 | $798,000 |
| File Closed For Incompleteness | 353 | $118,427,000 | $335,000 | $2,119,000 | $144,000 | $2,293,000 |
| Application Approved But Not Accepted | 182 | $52,078,000 | $286,000 | $2,000,000 | $105,000 | $858,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 151 | $47,249,000 | $312,000 | $2,560,000 | $83,000 | $643,000 |
| Credit History | 81 | $18,448,000 | $227,000 | $947,000 | $80,000 | $436,000 |
| Collateral | 75 | $20,912,000 | $278,000 | $968,000 | $112,000 | $798,000 |
| Unverifiable Information | 48 | $16,304,000 | $339,000 | $1,600,000 | $149,000 | $658,000 |
| Other | 32 | $6,783,000 | $211,000 | $644,000 | $88,000 | $464,000 |
| Credit Application Incomplete | 29 | $13,907,000 | $479,000 | $1,100,000 | $204,000 | $705,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $5,752,000 | $239,000 | $960,000 | $94,000 | $568,000 |
| Employment History | 20 | $3,649,000 | $182,000 | $417,000 | $60,000 | $261,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.