Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Intercap Lending Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,025 |
| Total Mortgage Loan Application Amount | $776,905,000 |
| Average Mortgage Loan Application Amount | $254,000 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $97,250 |
| Highest Applicant Income | $2,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 1,244 | $ 338,160,000 | $ 271,000 | $ 101,000 |
| Utah County Utah | 453 | $ 110,245,000 | $ 243,000 | $ 95,000 |
| Tooele County Utah | 204 | $ 42,230,000 | $ 207,000 | $ 72,000 |
| Davis County Utah | 149 | $ 38,985,000 | $ 261,000 | $ 97,000 |
| Weber County Utah | 100 | $ 18,000,000 | $ 180,000 | $ 67,000 |
| Summit County Utah | 42 | $ 25,100,000 | $ 597,000 | $ 300,000 |
| Washington County Utah | 31 | $ 7,375,000 | $ 237,000 | $ 108,000 |
| Clark County Nevada | 26 | $ 9,070,000 | $ 348,000 | $ 171,000 |
| Maricopa County Arizona | 23 | $ 5,885,000 | $ 255,000 | $ 78,000 |
| Uintah County Utah | 21 | $ 3,715,000 | $ 176,000 | $ 69,000 |
| Wasatch County Utah | 17 | $ 6,215,000 | $ 365,000 | $ 164,000 |
| Cache County Utah | 15 | $ 2,755,000 | $ 183,000 | $ 72,000 |
| Harris County Texas | 12 | $ 2,060,000 | $ 171,000 | $ 75,000 |
| Riverside County California | 11 | $ 4,455,000 | $ 405,000 | $ 114,000 |
| El Paso County Colorado | 11 | $ 3,745,000 | $ 340,000 | $ 130,000 |
| Pierce County Washington | 11 | $ 3,255,000 | $ 295,000 | $ 117,000 |
| Los Angeles County California | 10 | $ 7,430,000 | $ 743,000 | $ 208,000 |
| Box Elder County Utah | 9 | $ 1,985,000 | $ 220,000 | $ 62,000 |
| Duchesne County Utah | 8 | $ 770,000 | $ 96,000 | $ 46,000 |
| San Bernardino County California | 7 | $ 2,065,000 | $ 295,000 | $ 35,000 |
| Broward County Florida | 7 | $ 1,845,000 | $ 263,000 | $ 63,000 |
| Henry County Georgia | 7 | $ 1,655,000 | $ 236,000 | $ 63,000 |
| Tarrant County Texas | 7 | $ 1,765,000 | $ 252,000 | $ 57,000 |
| Juab County Utah | 7 | $ 1,435,000 | $ 205,000 | $ 88,000 |
| Sanpete County Utah | 7 | $ 1,005,000 | $ 143,000 | $ 55,000 |
| Pinal County Arizona | 6 | $ 1,310,000 | $ 218,000 | $ 65,000 |
| Sacramento County California | 6 | $ 2,020,000 | $ 336,000 | $ 126,000 |
| San Diego County California | 6 | $ 2,520,000 | $ 420,000 | $ 118,000 |
| Volusia County Florida | 6 | $ 1,240,000 | $ 206,000 | $ 50,000 |
| Clermont County Ohio | 6 | $ 1,200,000 | $ 200,000 | $ 55,000 |
| Bexar County Texas | 6 | $ 1,510,000 | $ 251,000 | $ 78,000 |
| El Paso County Texas | 6 | $ 1,140,000 | $ 190,000 | $ 61,000 |
| Iron County Utah | 6 | $ 1,100,000 | $ 183,000 | $ 56,000 |
| San Joaquin County California | 5 | $ 1,785,000 | $ 357,000 | $ 132,000 |
| Snohomish County Washington | 5 | $ 1,885,000 | $ 377,000 | $ 63,000 |
| Mohave County Arizona | 4 | $ 710,000 | $ 177,000 | $ 60,000 |
| Kern County California | 4 | $ 570,000 | $ 142,000 | $ 47,000 |
| Stanislaus County California | 4 | $ 960,000 | $ 240,000 | $ 71,000 |
| Duval County Florida | 4 | $ 740,000 | $ 185,000 | $ 75,000 |
| Orange County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 92,000 |
| Pasco County Florida | 4 | $ 720,000 | $ 180,000 | $ 83,000 |
| Chatham County Georgia | 4 | $ 970,000 | $ 242,000 | $ 0 |
| DeKalb County Georgia | 4 | $ 700,000 | $ 175,000 | $ 67,000 |
| Ada County Idaho | 4 | $ 1,150,000 | $ 287,000 | $ 92,000 |
| Marion County Indiana | 4 | $ 440,000 | $ 110,000 | $ 85,000 |
| Prince George's County Maryland | 4 | $ 1,230,000 | $ 307,000 | $ 0 |
| Oakland County Michigan | 4 | $ 1,250,000 | $ 312,000 | $ 79,000 |
| Bernalillo County New Mexico | 4 | $ 740,000 | $ 185,000 | $ 97,000 |
| Mecklenburg County North Carolina | 4 | $ 840,000 | $ 210,000 | $ 78,000 |
| Onslow County North Carolina | 4 | $ 620,000 | $ 155,000 | $ 63,000 |
| Berkeley County South Carolina | 4 | $ 820,000 | $ 205,000 | $ 102,000 |
| Richland County South Carolina | 4 | $ 770,000 | $ 192,000 | $ 68,000 |
| Shelby County Tennessee | 4 | $ 590,000 | $ 147,000 | $ 69,000 |
| Bell County Texas | 4 | $ 930,000 | $ 232,000 | $ 73,000 |
| Carbon County Utah | 4 | $ 940,000 | $ 235,000 | $ 72,000 |
| King County Washington | 4 | $ 1,290,000 | $ 322,000 | $ 51,000 |
| Cochise County Arizona | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| Pima County Arizona | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Benton County Arkansas | 3 | $ 385,000 | $ 128,000 | $ 28,000 |
| Pulaski County Arkansas | 3 | $ 685,000 | $ 228,000 | $ 84,000 |
| Solano County California | 3 | $ 1,245,000 | $ 415,000 | $ 70,000 |
| Douglas County Colorado | 3 | $ 1,145,000 | $ 381,000 | $ 150,000 |
| Las Animas County Colorado | 3 | $ 265,000 | $ 88,000 | $ 48,000 |
| Brevard County Florida | 3 | $ 425,000 | $ 141,000 | $ 182,000 |
| Hillsborough County Florida | 3 | $ 665,000 | $ 221,000 | $ 38,000 |
| Lee County Florida | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| Miami-Dade County Florida | 3 | $ 785,000 | $ 261,000 | $ 86,000 |
| Polk County Florida | 3 | $ 715,000 | $ 238,000 | $ 103,000 |
| Sumter County Florida | 3 | $ 515,000 | $ 171,000 | $ 50,000 |
| Cobb County Georgia | 3 | $ 1,345,000 | $ 448,000 | $ 133,000 |
| Bonneville County Idaho | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| Hennepin County Minnesota | 3 | $ 735,000 | $ 245,000 | $ 76,000 |
| Dona Ana County New Mexico | 3 | $ 435,000 | $ 145,000 | $ 67,000 |
| Oklahoma County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Lane County Oregon | 3 | $ 755,000 | $ 251,000 | $ 96,000 |
| Linn County Oregon | 3 | $ 535,000 | $ 178,000 | $ 56,000 |
| Luzerne County Pennsylvania | 3 | $ 385,000 | $ 128,000 | $ 52,000 |
| Beaufort County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 132,000 |
| Montgomery County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 0 |
| Coryell County Texas | 3 | $ 615,000 | $ 205,000 | $ 104,000 |
| Virginia Beach County Virginia | 3 | $ 485,000 | $ 161,000 | $ 62,000 |
| Kitsap County Washington | 3 | $ 885,000 | $ 295,000 | $ 54,000 |
| Thurston County Washington | 3 | $ 765,000 | $ 255,000 | $ 46,000 |
| Jefferson County Alabama | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Tuscaloosa County Alabama | 2 | $ 720,000 | $ 360,000 | $ 77,000 |
| Matanuska-Susitna County Alaska | 2 | $ 940,000 | $ 470,000 | $ 122,000 |
| Navajo County Arizona | 2 | $ 660,000 | $ 330,000 | $ 103,000 |
| Yavapai County Arizona | 2 | $ 580,000 | $ 290,000 | $ 137,000 |
| Washington County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Contra Costa County California | 2 | $ 740,000 | $ 370,000 | $ 33,000 |
| Monterey County California | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Orange County California | 2 | $ 1,110,000 | $ 555,000 | $ 174,000 |
| Tulare County California | 2 | $ 390,000 | $ 195,000 | $ 186,000 |
| Ventura County California | 2 | $ 1,010,000 | $ 505,000 | $ 48,000 |
| Boulder County Colorado | 2 | $ 650,000 | $ 325,000 | $ 89,000 |
| La Plata County Colorado | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Weld County Colorado | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,150,000 | $ 575,000 | $ 178,000 |
| Charlotte County Florida | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Clay County Florida | 2 | $ 230,000 | $ 115,000 | $ 22,000 |
| Highlands County Florida | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Osceola County Florida | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Palm Beach County Florida | 2 | $ 590,000 | $ 295,000 | $ 42,000 |
| Pinellas County Florida | 2 | $ 700,000 | $ 350,000 | $ 104,000 |
| Barrow County Georgia | 2 | $ 390,000 | $ 195,000 | $ 31,000 |
| Clayton County Georgia | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Coweta County Georgia | 2 | $ 280,000 | $ 140,000 | $ 101,000 |
| Effingham County Georgia | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Fayette County Georgia | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Fulton County Georgia | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 640,000 | $ 320,000 | $ 132,000 |
| Paulding County Georgia | 2 | $ 480,000 | $ 240,000 | $ 89,000 |
| Richmond County Georgia | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Canyon County Idaho | 2 | $ 390,000 | $ 195,000 | $ 28,000 |
| Cassia County Idaho | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Kootenai County Idaho | 2 | $ 560,000 | $ 280,000 | $ 132,000 |
| Madison County Idaho | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Cook County Illinois | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Will County Illinois | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Porter County Indiana | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| St. Joseph County Indiana | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Shawnee County Kansas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Jackson County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Jefferson County Louisiana | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Kent County Michigan | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Lancaster County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Carson City County Nevada | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| Washoe County Nevada | 2 | $ 720,000 | $ 360,000 | $ 82,000 |
| Strafford County New Hampshire | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Buncombe County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Hoke County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Butler County Ohio | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Clark County Ohio | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Geauga County Ohio | 2 | $ 270,000 | $ 135,000 | $ 188,000 |
| Hancock County Ohio | 2 | $ 350,000 | $ 175,000 | $ 31,000 |
| Montgomery County Ohio | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Comanche County Oklahoma | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 58,000 |
| Yamhill County Oregon | 2 | $ 240,000 | $ 120,000 | $ 25,000 |
| Adams County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Horry County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Spartanburg County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Wilson County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 48,000 |
| Collin County Texas | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Dallas County Texas | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Jefferson County Texas | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Lamb County Texas | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| Milam County Texas | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Nueces County Texas | 2 | $ 400,000 | $ 200,000 | $ 178,000 |
| Kane County Utah | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Morgan County Utah | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Sevier County Utah | 2 | $ 250,000 | $ 125,000 | $ 117,000 |
| Chesterfield County Virginia | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| Franklin County Virginia | 2 | $ 480,000 | $ 240,000 | $ 41,000 |
| Norfolk County Virginia | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Clark County Washington | 2 | $ 590,000 | $ 295,000 | $ 98,000 |
| Milwaukee County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Walker County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Saline County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Alameda County California | 1 | $ 435,000 | $ 435,000 | $ 97,000 |
| Butte County California | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Calaveras County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Colusa County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Inyo County California | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Mendocino County California | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Plumas County California | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| San Luis Obispo County California | 1 | $ 615,000 | $ 615,000 | $ 133,000 |
| Santa Clara County California | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Santa Cruz County California | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Siskiyou County California | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Trinity County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tuolumne County California | 1 | $ 535,000 | $ 535,000 | $ 101,000 |
| Adams County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 395,000 | $ 395,000 | $ 194,000 |
| Denver County Colorado | 1 | $ 725,000 | $ 725,000 | $ 152,000 |
| Elbert County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Fremont County Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Mesa County Colorado | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Montezuma County Colorado | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Montrose County Colorado | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Morgan County Colorado | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Pueblo County Colorado | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| New Haven County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Escambia County Florida | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lake County Florida | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Putnam County Florida | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Santa Rosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Seminole County Florida | 1 | $ 235,000 | $ 235,000 | $ 37,000 |
| St. Johns County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Union County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Camden County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Carroll County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dade County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Douglas County Georgia | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Hall County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| White County Georgia | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Adams County Idaho | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Caribou County Idaho | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Fremont County Idaho | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Gooding County Idaho | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Owyhee County Idaho | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Power County Idaho | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Kane County Illinois | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Kendall County Illinois | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Lee County Illinois | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Ogle County Illinois | 1 | $ 255,000 | $ 255,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Daviess County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Decatur County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Lake County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monroe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Shelby County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Whitley County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Wabaunsee County Kansas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Scott County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| St. Charles County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 69,000 |
| Kennebec County Maine | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Oxford County Maine | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Calvert County Maryland | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Charles County Maryland | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Washington County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Allegan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Saginaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Faribault County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Mower County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Scott County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Sherburne County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Steele County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Churchill County Nevada | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Elko County Nevada | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Lyon County Nevada | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Belknap County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Santa Fe County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Alamance County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Forsyth County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Granville County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jones County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Lincoln County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| New Hanover County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Adams County Ohio | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Ashland County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Cuyahoga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Franklin County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lake County Ohio | 1 | $ 135,000 | $ 135,000 | $ 188,000 |
| Lawrence County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Licking County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lucas County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Medina County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stark County Ohio | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Summit County Ohio | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Trumbull County Ohio | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Jackson County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Okmulgee County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Clackamas County Oregon | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Coos County Oregon | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Douglas County Oregon | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Grant County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jackson County Oregon | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Jefferson County Oregon | 1 | $ 375,000 | $ 375,000 | $ 68,000 |
| Marion County Oregon | 1 | $ 455,000 | $ 455,000 | $ 202,000 |
| Polk County Oregon | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Allegheny County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Butler County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Carbon County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Chester County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Franklin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Lancaster County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Lehigh County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 184,000 |
| Montgomery County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| York County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Florence County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| York County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Henderson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 94,000 |
| Rutherford County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Sevier County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Tipton County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Brazoria County Texas | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| Brazos County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brewster County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cameron County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Ector County Texas | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Fort Bend County Texas | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Guadalupe County Texas | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Henderson County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Jim Wells County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Johnson County Texas | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Liberty County Texas | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Medina County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Parker County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Potter County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Randall County Texas | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Smith County Texas | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Travis County Texas | 1 | $ 455,000 | $ 455,000 | $ 239,000 |
| Upshur County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Williamson County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wise County Texas | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Grand County Utah | 1 | $ 455,000 | $ 455,000 | $ 104,000 |
| Wayne County Utah | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Chesapeake County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 675,000 | $ 675,000 | $ 153,000 |
| Fauquier County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Frederick County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hampton County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Prince William County Virginia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Chelan County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Island County Washington | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Jefferson County Washington | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Klickitat County Washington | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Lewis County Washington | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Spokane County Washington | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Kenosha County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Carbon County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fremont County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Lincoln County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Park County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,156 | $553,600,000 | $256,000 | $2,705,000 | $97,000 | $2,999,000 |
| Refinancing | 480 | $121,000,000 | $252,000 | $965,000 | $117,000 | $711,000 |
| Cash-out Refinancing | 366 | $96,680,000 | $264,000 | $2,375,000 | $90,000 | $1,349,000 |
| Home Improvement | 23 | $5,625,000 | $244,000 | $405,000 | $85,000 | $194,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,436 | $632,220,000 | $259,000 | $2,705,000 | $101,000 | $2,999,000 |
| Hispanic | 275 | $65,835,000 | $239,000 | $925,000 | $75,000 | $266,000 |
| Black or African American | 171 | $41,385,000 | $242,000 | $705,000 | $84,000 | $350,000 |
| Asian | 62 | $17,440,000 | $281,000 | $635,000 | $75,000 | $202,000 |
| Not Provided | 37 | $9,205,000 | $248,000 | $1,265,000 | $97,000 | $742,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,170,000 | $280,000 | $505,000 | $111,000 | $524,000 |
| American Indian or Alaskan Native | 14 | $2,870,000 | $205,000 | $445,000 | $64,000 | $115,000 |
| Not applicable | 3 | $165,000 | $55,000 | $145,000 | $45,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,820 | $470,320,000 | $258,000 | $2,705,000 | $108,000 | $2,999,000 |
| VA-guaranteed (Veterans Administration) | 660 | $170,820,000 | $258,000 | $1,155,000 | $79,000 | $236,000 |
| FHA-insured (Federal Housing Administration) | 505 | $127,065,000 | $251,000 | $615,000 | $71,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $8,700,000 | $217,000 | $325,000 | $59,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,161 | $551,445,000 | $255,000 | $1,265,000 | $97,000 | $2,999,000 |
| Application Withdrawn By Applicant | 747 | $194,415,000 | $260,000 | $2,375,000 | $100,000 | $1,430,000 |
| Application Denied By Financial Institution | 112 | $29,730,000 | $265,000 | $2,705,000 | $87,000 | $480,000 |
| Preapproval Approved but not Accepted | 5 | $1,315,000 | $263,000 | $395,000 | $124,000 | $277,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,913 | $747,175,000 | $256,000 | $2,375,000 | $97,000 | $2,999,000 |
| Other | 36 | $9,130,000 | $253,000 | $495,000 | $32,000 | $38,000 |
| Debt-To-Income Ratio | 29 | $9,495,000 | $327,000 | $2,705,000 | $89,000 | $480,000 |
| Credit History | 28 | $7,450,000 | $266,000 | $575,000 | $116,000 | $300,000 |
| Unverifiable Information | 10 | $2,240,000 | $224,000 | $565,000 | $70,000 | $191,000 |
| Collateral | 8 | $1,160,000 | $145,000 | $285,000 | $86,000 | $151,000 |
| Credit Application Incomplete | 1 | $255,000 | $255,000 | $255,000 | $48,000 | $48,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.