Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Intercap Lending Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,025 |
| Total Mortgage Loan Application Amount | $776,905,000 |
| Average Mortgage Loan Application Amount | $254,000 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $97,250 |
| Highest Applicant Income | $2,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SALT LAKE CITY, UT | 1,448 | $ 380,390,000 | $ 262,000 | $ 97,000 |
| PROVO-OREM, UT | 460 | $ 111,680,000 | $ 242,000 | $ 94,000 |
| OGDEN-CLEARFIELD, UT | 260 | $ 59,300,000 | $ 228,000 | $ 85,000 |
| NA (OUTSIDE OF MSA/MD) | 199 | $ 58,445,000 | $ 212,208 | $ 80,476 |
| ST. GEORGE, UT | 31 | $ 7,375,000 | $ 237,000 | $ 108,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 30 | $ 6,810,000 | $ 227,000 | $ 81,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 29 | $ 7,195,000 | $ 248,000 | $ 77,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 26 | $ 9,070,000 | $ 348,000 | $ 171,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 18 | $ 6,520,000 | $ 362,000 | $ 96,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 15 | $ 2,875,000 | $ 191,000 | $ 80,000 |
| LOGAN, UT-ID | 15 | $ 2,755,000 | $ 183,000 | $ 72,000 |
| COLORADO SPRINGS, CO | 11 | $ 3,745,000 | $ 340,000 | $ 130,000 |
| TACOMA-LAKEWOOD, WA | 11 | $ 3,255,000 | $ 295,000 | $ 117,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 11 | $ 4,645,000 | $ 461,666 | $ 140,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 2,470,000 | $ 247,000 | $ 57,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 10 | $ 7,430,000 | $ 743,000 | $ 208,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 1,725,000 | $ 162,500 | $ 55,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 3,175,000 | $ 352,000 | $ 58,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 2,085,000 | $ 231,000 | $ 78,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 8 | $ 1,990,000 | $ 248,000 | $ 90,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 8 | $ 1,930,000 | $ 241,000 | $ 78,000 |
| BOISE CITY, ID | 7 | $ 1,675,000 | $ 239,000 | $ 78,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 7 | $ 1,445,000 | $ 251,500 | $ 75,000 |
| DENVER-AURORA-LAKEWOOD, CO | 7 | $ 3,045,000 | $ 435,000 | $ 165,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,845,000 | $ 263,000 | $ 63,000 |
| JACKSONVILLE, FL | 7 | $ 1,325,000 | $ 189,000 | $ 39,000 |
| KILLEEN-TEMPLE, TX | 7 | $ 1,545,000 | $ 220,000 | $ 96,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 7 | $ 1,625,000 | $ 232,000 | $ 64,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 1,175,000 | $ 167,000 | $ 62,000 |
| ALBUQUERQUE, NM | 6 | $ 1,060,000 | $ 176,000 | $ 101,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,240,000 | $ 206,000 | $ 50,000 |
| EL PASO, TX | 6 | $ 1,140,000 | $ 190,000 | $ 61,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 2,020,000 | $ 336,000 | $ 126,000 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 2,520,000 | $ 420,000 | $ 118,000 |
| SAVANNAH, GA | 6 | $ 1,540,000 | $ 256,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 5 | $ 915,000 | $ 183,000 | $ 73,000 |
| CLEVELAND-ELYRIA, OH | 5 | $ 665,000 | $ 133,000 | $ 188,000 |
| COLUMBIA, SC | 5 | $ 1,045,000 | $ 209,000 | $ 81,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 805,000 | $ 161,000 | $ 60,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 685,000 | $ 137,000 | $ 85,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 855,000 | $ 171,000 | $ 69,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,285,000 | $ 257,000 | $ 64,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,145,000 | $ 240,000 | $ 61,500 |
| STOCKTON-LODI, CA | 5 | $ 1,785,000 | $ 357,000 | $ 132,000 |
| BAKERSFIELD, CA | 4 | $ 570,000 | $ 142,000 | $ 47,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 760,000 | $ 190,000 | $ 78,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 820,000 | $ 205,000 | $ 102,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 990,000 | $ 247,000 | $ 64,000 |
| JACKSONVILLE, NC | 4 | $ 620,000 | $ 155,000 | $ 63,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 710,000 | $ 177,000 | $ 60,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 870,000 | $ 217,000 | $ 84,000 |
| MODESTO, CA | 4 | $ 960,000 | $ 240,000 | $ 71,000 |
| TULSA, OK | 4 | $ 960,000 | $ 240,000 | $ 75,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4 | $ 1,250,000 | $ 312,000 | $ 79,000 |
| ALBANY, OR | 3 | $ 535,000 | $ 178,000 | $ 56,000 |
| ASHEVILLE, NC | 3 | $ 515,000 | $ 171,000 | $ 55,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 885,000 | $ 295,000 | $ 54,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 3 | $ 785,000 | $ 261,000 | $ 0 |
| COLUMBUS, OH | 3 | $ 515,000 | $ 171,000 | $ 0 |
| EUGENE, OR | 3 | $ 755,000 | $ 251,000 | $ 96,000 |
| GARY, IN | 3 | $ 475,000 | $ 158,000 | $ 60,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 765,000 | $ 255,000 | $ 132,000 |
| IDAHO FALLS, ID | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 715,000 | $ 238,000 | $ 103,000 |
| LAS CRUCES, NM | 3 | $ 435,000 | $ 145,000 | $ 67,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 635,000 | $ 211,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 785,000 | $ 261,000 | $ 86,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $ 695,000 | $ 231,000 | $ 35,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 625,000 | $ 208,000 | $ 69,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 1,175,000 | $ 391,000 | $ 65,000 |
| OKLAHOMA CITY, OK | 3 | $ 405,000 | $ 135,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 3 | $ 765,000 | $ 255,000 | $ 46,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 425,000 | $ 141,000 | $ 182,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 385,000 | $ 128,000 | $ 52,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 515,000 | $ 171,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| THE VILLAGES, FL | 3 | $ 515,000 | $ 171,000 | $ 50,000 |
| TOPEKA, KS | 3 | $ 425,000 | $ 141,000 | $ 0 |
| TUCSON, AZ | 3 | $ 585,000 | $ 195,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 1,245,000 | $ 415,000 | $ 70,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 400,000 | $ 200,000 | $ 114,000 |
| AMARILLO, TX | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 1,110,000 | $ 555,000 | $ 174,000 |
| ANCHORAGE, AK | 2 | $ 940,000 | $ 470,000 | $ 122,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 620,000 | $ 310,000 | $ 239,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| BOULDER, CO | 2 | $ 650,000 | $ 325,000 | $ 89,000 |
| CARSON CITY, NV | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| COEUR D'ALENE, ID | 2 | $ 560,000 | $ 280,000 | $ 132,000 |
| CORPUS CHRISTI, TX | 2 | $ 400,000 | $ 200,000 | $ 178,000 |
| DAYTON, OH | 2 | $ 360,000 | $ 180,000 | $ 0 |
| FAYETTEVILLE, NC | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| GETTYSBURG, PA | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| GREELEY, CO | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 2 | $ 350,000 | $ 175,000 | $ 45,000 |
| LAWTON, OK | 2 | $ 650,000 | $ 325,000 | $ 0 |
| LINCOLN, NE | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 460,000 | $ 230,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,010,000 | $ 505,000 | $ 48,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 520,000 | $ 260,000 | $ 81,000 |
| PITTSBURGH, PA | 2 | $ 460,000 | $ 230,000 | $ 44,000 |
| PRESCOTT, AZ | 2 | $ 580,000 | $ 290,000 | $ 137,000 |
| PUNTA GORDA, FL | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| RENO, NV | 2 | $ 720,000 | $ 360,000 | $ 82,000 |
| RICHMOND, VA | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| ROANOKE, VA | 2 | $ 480,000 | $ 240,000 | $ 41,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 450,000 | $ 225,000 | $ 0 |
| SALEM, OR | 2 | $ 850,000 | $ 425,000 | $ 158,000 |
| SALINAS, CA | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| SEBRING, FL | 2 | $ 270,000 | $ 135,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 2 | $ 860,000 | $ 430,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 300,000 | $ 150,000 | $ 0 |
| SPARTANBURG, SC | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| SPRINGFIELD, OH | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| TUSCALOOSA, AL | 2 | $ 720,000 | $ 360,000 | $ 77,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 390,000 | $ 195,000 | $ 186,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 590,000 | $ 295,000 | $ 42,000 |
| AKRON, OH | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| APPLETON, WI | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 275,000 | $ 275,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| CHATTANOOGA, TN-GA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| CHICO, CA | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| CLEVELAND, TN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| ELGIN, IL | 1 | $ 335,000 | $ 335,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| FLORENCE, SC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| GRAND JUNCTION, CO | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 265,000 | $ 265,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| LANCASTER, PA | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 245,000 | $ 245,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| MEDFORD, OR | 1 | $ 325,000 | $ 325,000 | $ 0 |
| MONROE, LA | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 285,000 | $ 285,000 | $ 0 |
| NEW BERN, NC | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 185,000 | $ 185,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 685,000 | $ 685,000 | $ 0 |
| OCALA, FL | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| ODESSA, TX | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| PHILADELPHIA, PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| PUEBLO, CO | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| RALEIGH, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SAGINAW, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 705,000 | $ 705,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 615,000 | $ 615,000 | $ 133,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| SANTA FE, NM | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| ST. LOUIS, MO-IL | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| TOLEDO, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| TYLER, TX | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| WENATCHEE, WA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 385,000 | $ 385,000 | $ 0 |
| WINSTON-SALEM, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,156 | $553,600,000 | $256,000 | $2,705,000 | $97,000 | $2,999,000 |
| Refinancing | 480 | $121,000,000 | $252,000 | $965,000 | $117,000 | $711,000 |
| Cash-out Refinancing | 366 | $96,680,000 | $264,000 | $2,375,000 | $90,000 | $1,349,000 |
| Home Improvement | 23 | $5,625,000 | $244,000 | $405,000 | $85,000 | $194,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,436 | $632,220,000 | $259,000 | $2,705,000 | $101,000 | $2,999,000 |
| Hispanic | 275 | $65,835,000 | $239,000 | $925,000 | $75,000 | $266,000 |
| Black or African American | 171 | $41,385,000 | $242,000 | $705,000 | $84,000 | $350,000 |
| Asian | 62 | $17,440,000 | $281,000 | $635,000 | $75,000 | $202,000 |
| Not Provided | 37 | $9,205,000 | $248,000 | $1,265,000 | $97,000 | $742,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,170,000 | $280,000 | $505,000 | $111,000 | $524,000 |
| American Indian or Alaskan Native | 14 | $2,870,000 | $205,000 | $445,000 | $64,000 | $115,000 |
| Not applicable | 3 | $165,000 | $55,000 | $145,000 | $45,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,820 | $470,320,000 | $258,000 | $2,705,000 | $108,000 | $2,999,000 |
| VA-guaranteed (Veterans Administration) | 660 | $170,820,000 | $258,000 | $1,155,000 | $79,000 | $236,000 |
| FHA-insured (Federal Housing Administration) | 505 | $127,065,000 | $251,000 | $615,000 | $71,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $8,700,000 | $217,000 | $325,000 | $59,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,161 | $551,445,000 | $255,000 | $1,265,000 | $97,000 | $2,999,000 |
| Application Withdrawn By Applicant | 747 | $194,415,000 | $260,000 | $2,375,000 | $100,000 | $1,430,000 |
| Application Denied By Financial Institution | 112 | $29,730,000 | $265,000 | $2,705,000 | $87,000 | $480,000 |
| Preapproval Approved but not Accepted | 5 | $1,315,000 | $263,000 | $395,000 | $124,000 | $277,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,913 | $747,175,000 | $256,000 | $2,375,000 | $97,000 | $2,999,000 |
| Other | 36 | $9,130,000 | $253,000 | $495,000 | $32,000 | $38,000 |
| Debt-To-Income Ratio | 29 | $9,495,000 | $327,000 | $2,705,000 | $89,000 | $480,000 |
| Credit History | 28 | $7,450,000 | $266,000 | $575,000 | $116,000 | $300,000 |
| Unverifiable Information | 10 | $2,240,000 | $224,000 | $565,000 | $70,000 | $191,000 |
| Collateral | 8 | $1,160,000 | $145,000 | $285,000 | $86,000 | $151,000 |
| Credit Application Incomplete | 1 | $255,000 | $255,000 | $255,000 | $48,000 | $48,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.