Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Intercap Lending Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 7,394 |
| Total Mortgage Loan Application Amount | $2,050,020,000 |
| Average Mortgage Loan Application Amount | $288,000 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $3,726,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 2,751 | $ 822,855,000 | $ 299,000 | $ 111,000 |
| Utah County Utah | 1,351 | $ 383,405,000 | $ 283,000 | $ 100,000 |
| Weber County Utah | 745 | $ 168,135,000 | $ 225,000 | $ 81,000 |
| Davis County Utah | 641 | $ 173,685,000 | $ 270,000 | $ 94,000 |
| Tooele County Utah | 364 | $ 87,110,000 | $ 239,000 | $ 73,000 |
| Washington County Utah | 342 | $ 86,500,000 | $ 252,000 | $ 109,000 |
| Iron County Utah | 101 | $ 21,855,000 | $ 216,000 | $ 79,000 |
| Uintah County Utah | 90 | $ 12,290,000 | $ 136,000 | $ 61,000 |
| Summit County Utah | 82 | $ 39,510,000 | $ 481,000 | $ 187,000 |
| San Diego County California | 74 | $ 34,900,000 | $ 471,000 | $ 207,000 |
| Maricopa County Arizona | 69 | $ 17,435,000 | $ 252,000 | $ 92,000 |
| Duchesne County Utah | 65 | $ 8,145,000 | $ 125,000 | $ 66,000 |
| Wasatch County Utah | 65 | $ 25,615,000 | $ 394,000 | $ 154,000 |
| Box Elder County Utah | 59 | $ 11,815,000 | $ 200,000 | $ 69,000 |
| Cache County Utah | 56 | $ 12,110,000 | $ 216,000 | $ 84,000 |
| Clark County Nevada | 34 | $ 7,510,000 | $ 220,000 | $ 89,000 |
| Sanpete County Utah | 28 | $ 5,380,000 | $ 192,000 | $ 65,000 |
| San Bernardino County California | 25 | $ 6,195,000 | $ 247,000 | $ 87,000 |
| Juab County Utah | 19 | $ 4,405,000 | $ 231,000 | $ 72,000 |
| Sevier County Utah | 19 | $ 3,805,000 | $ 200,000 | $ 95,000 |
| Ada County Idaho | 18 | $ 5,400,000 | $ 300,000 | $ 82,000 |
| Horry County South Carolina | 16 | $ 3,210,000 | $ 200,000 | $ 86,000 |
| Morgan County Utah | 14 | $ 5,820,000 | $ 415,000 | $ 112,000 |
| Los Angeles County California | 13 | $ 5,835,000 | $ 448,000 | $ 161,000 |
| Beaver County Utah | 12 | $ 1,550,000 | $ 129,000 | $ 50,000 |
| Carbon County Utah | 10 | $ 1,030,000 | $ 103,000 | $ 52,000 |
| Canyon County Idaho | 9 | $ 2,175,000 | $ 241,000 | $ 61,000 |
| Pinal County Arizona | 8 | $ 1,390,000 | $ 173,000 | $ 68,000 |
| Riverside County California | 7 | $ 2,305,000 | $ 329,000 | $ 135,000 |
| Kane County Utah | 7 | $ 1,695,000 | $ 242,000 | $ 130,000 |
| Contra Costa County California | 6 | $ 3,940,000 | $ 656,000 | $ 230,000 |
| Orange County California | 6 | $ 3,780,000 | $ 630,000 | $ 344,000 |
| Sacramento County California | 6 | $ 2,150,000 | $ 358,000 | $ 107,000 |
| Bernalillo County New Mexico | 6 | $ 1,320,000 | $ 220,000 | $ 137,000 |
| Mohave County Arizona | 5 | $ 975,000 | $ 195,000 | $ 69,000 |
| Yavapai County Arizona | 5 | $ 995,000 | $ 199,000 | $ 78,000 |
| Ventura County California | 5 | $ 1,915,000 | $ 383,000 | $ 240,000 |
| Orange County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 115,000 |
| Rich County Utah | 5 | $ 1,125,000 | $ 225,000 | $ 158,000 |
| Weld County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 64,000 |
| Fremont County Idaho | 4 | $ 1,040,000 | $ 260,000 | $ 130,000 |
| Garfield County Utah | 4 | $ 590,000 | $ 147,000 | $ 81,000 |
| Grand County Utah | 4 | $ 990,000 | $ 247,000 | $ 135,000 |
| Pierce County Washington | 4 | $ 1,410,000 | $ 352,000 | $ 176,000 |
| Cochise County Arizona | 3 | $ 535,000 | $ 178,000 | $ 49,000 |
| Pima County Arizona | 3 | $ 805,000 | $ 268,000 | $ 130,000 |
| El Dorado County California | 3 | $ 1,735,000 | $ 578,000 | $ 121,000 |
| Douglas County Colorado | 3 | $ 1,725,000 | $ 575,000 | $ 112,000 |
| Hartford County Connecticut | 3 | $ 995,000 | $ 331,000 | $ 120,000 |
| Franklin County Idaho | 3 | $ 435,000 | $ 145,000 | $ 31,000 |
| Twin Falls County Idaho | 3 | $ 1,085,000 | $ 361,000 | $ 109,000 |
| Charles County Maryland | 3 | $ 1,125,000 | $ 375,000 | $ 130,000 |
| Jackson County Oregon | 3 | $ 545,000 | $ 181,000 | $ 114,000 |
| Lexington County South Carolina | 3 | $ 675,000 | $ 225,000 | $ 53,000 |
| Richland County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 0 |
| Bell County Texas | 3 | $ 575,000 | $ 191,000 | $ 70,000 |
| Collin County Texas | 3 | $ 1,275,000 | $ 425,000 | $ 168,000 |
| Denton County Texas | 3 | $ 775,000 | $ 258,000 | $ 74,000 |
| Wayne County Utah | 3 | $ 865,000 | $ 288,000 | $ 68,000 |
| Spokane County Washington | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| Jefferson County Alabama | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Matanuska-Susitna County Alaska | 2 | $ 950,000 | $ 475,000 | $ 143,000 |
| Fresno County California | 2 | $ 850,000 | $ 425,000 | $ 175,000 |
| Placer County California | 2 | $ 870,000 | $ 435,000 | $ 147,000 |
| San Joaquin County California | 2 | $ 760,000 | $ 380,000 | $ 93,000 |
| San Luis Obispo County California | 2 | $ 590,000 | $ 295,000 | $ 80,000 |
| Denver County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 103,000 |
| Broward County Florida | 2 | $ 380,000 | $ 190,000 | $ 37,000 |
| Volusia County Florida | 2 | $ 540,000 | $ 270,000 | $ 78,000 |
| Gwinnett County Georgia | 2 | $ 760,000 | $ 380,000 | $ 204,000 |
| Bear Lake County Idaho | 2 | $ 500,000 | $ 250,000 | $ 172,000 |
| Blaine County Idaho | 2 | $ 380,000 | $ 190,000 | $ 131,000 |
| Bonneville County Idaho | 2 | $ 280,000 | $ 140,000 | $ 33,000 |
| Cassia County Idaho | 2 | $ 450,000 | $ 225,000 | $ 43,000 |
| Jefferson County Idaho | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Hamilton County Indiana | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Marion County Indiana | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| Baltimore County Maryland | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 750,000 | $ 375,000 | $ 200,000 |
| Durham County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Columbia County Oregon | 2 | $ 480,000 | $ 240,000 | $ 40,000 |
| Linn County Oregon | 2 | $ 630,000 | $ 315,000 | $ 98,000 |
| Marion County Oregon | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Beaufort County South Carolina | 2 | $ 850,000 | $ 425,000 | $ 58,000 |
| Fort Bend County Texas | 2 | $ 910,000 | $ 455,000 | $ 138,000 |
| Emery County Utah | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Millard County Utah | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| Chelan County Washington | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Cowlitz County Washington | 2 | $ 520,000 | $ 260,000 | $ 77,000 |
| Snohomish County Washington | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Lincoln County Wyoming | 2 | $ 370,000 | $ 185,000 | $ 264,000 |
| Apache County Arizona | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Navajo County Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Benton County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Alameda County California | 1 | $ 435,000 | $ 435,000 | $ 373,000 |
| Butte County California | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Monterey County California | 1 | $ 435,000 | $ 435,000 | $ 75,000 |
| Nevada County California | 1 | $ 375,000 | $ 375,000 | $ 159,000 |
| Santa Clara County California | 1 | $ 605,000 | $ 605,000 | $ 324,000 |
| Tehama County California | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Adams County Colorado | 1 | $ 255,000 | $ 255,000 | $ 228,000 |
| Chaffee County Colorado | 1 | $ 345,000 | $ 345,000 | $ 69,000 |
| El Paso County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Elbert County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Garfield County Colorado | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Gunnison County Colorado | 1 | $ 285,000 | $ 285,000 | $ 224,000 |
| Mesa County Colorado | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Montrose County Colorado | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Citrus County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Clay County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Duval County Florida | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Hillsborough County Florida | 1 | $ 415,000 | $ 415,000 | $ 74,000 |
| Miami-Dade County Florida | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Palm Beach County Florida | 1 | $ 465,000 | $ 465,000 | $ 145,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 507,000 |
| Santa Rosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bibb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Cobb County Georgia | 1 | $ 815,000 | $ 815,000 | $ 197,000 |
| Columbia County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Henry County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Newton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Paulding County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Richmond County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Adams County Idaho | 1 | $ 185,000 | $ 185,000 | $ 158,000 |
| Bannock County Idaho | 1 | $ 365,000 | $ 365,000 | $ 308,000 |
| Kootenai County Idaho | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Madison County Idaho | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Power County Idaho | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Teton County Idaho | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Cook County Illinois | 1 | $ 255,000 | $ 255,000 | $ 940,000 |
| DuPage County Illinois | 1 | $ 415,000 | $ 415,000 | $ 0 |
| McHenry County Illinois | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Clark County Indiana | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Hancock County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Jefferson County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Knox County Maine | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Oxford County Maine | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Kent County Michigan | 1 | $ 465,000 | $ 465,000 | $ 155,000 |
| Oakland County Michigan | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Anoka County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Ramsey County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Carson City County Nevada | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Lyon County Nevada | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Dona Ana County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Santa Fe County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 130,000 |
| Catawba County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Guilford County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Moore County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wake County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Clark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Clermont County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Coos County Oregon | 1 | $ 375,000 | $ 375,000 | $ 48,000 |
| Douglas County Oregon | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Jefferson County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Klamath County Oregon | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Lane County Oregon | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Polk County Oregon | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Tillamook County Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Elk County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Jefferson County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Lancaster County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Campbell County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Cumberland County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Bexar County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Burnet County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Cherokee County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Johnson County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| McLennan County Texas | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Montgomery County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Travis County Texas | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Victoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Daggett County Utah | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Piute County Utah | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Fairfax County Virginia | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Franklin County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| James City County Virginia | 1 | $ 435,000 | $ 435,000 | $ 77,000 |
| Loudoun County Virginia | 1 | $ 215,000 | $ 215,000 | $ 218,000 |
| Prince William County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Clallam County Washington | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Stevens County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Whitman County Washington | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| St. Croix County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sublette County Wyoming | 1 | $ 525,000 | $ 525,000 | $ 91,000 |
| Teton County Wyoming | 1 | $ 725,000 | $ 725,000 | $ 220,000 |
| Uinta County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,678 | $1,235,450,000 | $264,000 | $1,925,000 | $95,000 | $3,726,000 |
| Refinancing | 1,729 | $527,035,000 | $304,000 | $1,615,000 | $119,000 | $2,680,000 |
| Cash-out Refinancing | 972 | $283,140,000 | $291,000 | $1,755,000 | $108,000 | $940,000 |
| Home Improvement | 15 | $4,395,000 | $293,000 | $485,000 | $114,000 | $257,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,759 | $1,622,785,000 | $281,000 | $1,925,000 | $104,000 | $3,726,000 |
| Hispanic | 690 | $166,960,000 | $241,000 | $945,000 | $78,000 | $846,000 |
| Not Provided | 643 | $179,055,000 | $278,000 | $1,755,000 | $111,000 | $2,680,000 |
| Asian | 122 | $35,860,000 | $293,000 | $725,000 | $95,000 | $370,000 |
| Black or African American | 81 | $21,015,000 | $259,000 | $665,000 | $89,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 53 | $15,195,000 | $286,000 | $1,325,000 | $127,000 | $519,000 |
| American Indian or Alaskan Native | 35 | $6,775,000 | $193,000 | $475,000 | $67,000 | $371,000 |
| Not applicable | 1 | $265,000 | $265,000 | $265,000 | $49,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,433 | $1,503,115,000 | $276,000 | $1,925,000 | $111,000 | $3,726,000 |
| FHA-insured (Federal Housing Administration) | 1,232 | $324,900,000 | $263,000 | $705,000 | $70,000 | $316,000 |
| VA-guaranteed (Veterans Administration) | 604 | $192,610,000 | $318,000 | $1,145,000 | $85,000 | $353,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $29,395,000 | $235,000 | $445,000 | $61,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,433 | $1,777,435,000 | $276,000 | $1,925,000 | $102,000 | $3,726,000 |
| Application Withdrawn By Applicant | 903 | $255,285,000 | $282,000 | $1,755,000 | $104,000 | $1,156,000 |
| Application Denied By Financial Institution | 55 | $16,235,000 | $295,000 | $1,285,000 | $87,000 | $744,000 |
| Application Approved But Not Accepted | 3 | $1,065,000 | $355,000 | $455,000 | $127,000 | $149,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,339 | $2,033,785,000 | $277,000 | $1,925,000 | $102,000 | $3,726,000 |
| Debt-To-Income Ratio | 19 | $5,725,000 | $301,000 | $805,000 | $66,000 | $115,000 |
| Credit History | 18 | $5,060,000 | $281,000 | $455,000 | $89,000 | $161,000 |
| Employment History | 7 | $2,635,000 | $376,000 | $1,285,000 | $159,000 | $744,000 |
| Unverifiable Information | 4 | $640,000 | $160,000 | $285,000 | $74,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $995,000 | $331,000 | $595,000 | $69,000 | $112,000 |
| Collateral | 3 | $785,000 | $261,000 | $325,000 | $71,000 | $117,000 |
| Other | 1 | $395,000 | $395,000 | $395,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.