Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Intercap Lending Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 8,069 |
| Total Mortgage Loan Application Amount | $3,140,975,000 |
| Average Mortgage Loan Application Amount | $375,250 |
| Highest Mortgage Loan Application Amount | $2,975,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $5,889,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 2,297 | $ 941,135,000 | $ 409,000 | $ 137,000 |
| Utah County Utah | 1,300 | $ 543,970,000 | $ 418,000 | $ 128,000 |
| Weber County Utah | 688 | $ 235,710,000 | $ 342,000 | $ 108,000 |
| Davis County Utah | 597 | $ 238,115,000 | $ 398,000 | $ 138,000 |
| Tooele County Utah | 376 | $ 131,680,000 | $ 350,000 | $ 97,000 |
| Washington County Utah | 330 | $ 139,000,000 | $ 421,000 | $ 155,000 |
| San Diego County California | 176 | $ 105,840,000 | $ 601,000 | $ 176,000 |
| Box Elder County Utah | 170 | $ 57,710,000 | $ 339,000 | $ 105,000 |
| Maricopa County Arizona | 167 | $ 65,905,000 | $ 394,000 | $ 175,000 |
| Uintah County Utah | 162 | $ 26,970,000 | $ 166,000 | $ 88,000 |
| Cache County Utah | 156 | $ 53,150,000 | $ 340,000 | $ 102,000 |
| Iron County Utah | 121 | $ 34,025,000 | $ 281,000 | $ 101,000 |
| Summit County Utah | 118 | $ 74,490,000 | $ 631,000 | $ 281,000 |
| Sevier County Utah | 111 | $ 24,285,000 | $ 218,000 | $ 80,000 |
| Clark County Nevada | 87 | $ 36,435,000 | $ 418,000 | $ 204,000 |
| Duchesne County Utah | 86 | $ 16,210,000 | $ 188,000 | $ 80,000 |
| Wasatch County Utah | 60 | $ 45,020,000 | $ 750,000 | $ 290,000 |
| Dallas County Texas | 41 | $ 10,935,000 | $ 266,000 | $ 124,000 |
| Sanpete County Utah | 25 | $ 6,605,000 | $ 264,000 | $ 86,000 |
| Riverside County California | 23 | $ 12,605,000 | $ 548,000 | $ 180,000 |
| El Paso County Colorado | 23 | $ 9,935,000 | $ 431,000 | $ 115,000 |
| Collin County Texas | 23 | $ 8,555,000 | $ 371,000 | $ 180,000 |
| Pinal County Arizona | 21 | $ 6,705,000 | $ 319,000 | $ 104,000 |
| Denton County Texas | 21 | $ 7,115,000 | $ 338,000 | $ 133,000 |
| Carbon County Utah | 21 | $ 4,855,000 | $ 231,000 | $ 87,000 |
| Los Angeles County California | 20 | $ 17,010,000 | $ 850,000 | $ 286,000 |
| Harris County Texas | 19 | $ 3,995,000 | $ 210,000 | $ 119,000 |
| Tarrant County Texas | 19 | $ 5,165,000 | $ 271,000 | $ 113,000 |
| Beaver County Utah | 19 | $ 3,945,000 | $ 207,000 | $ 78,000 |
| San Bernardino County California | 18 | $ 5,940,000 | $ 330,000 | $ 140,000 |
| Juab County Utah | 16 | $ 4,880,000 | $ 305,000 | $ 93,000 |
| Morgan County Utah | 15 | $ 9,005,000 | $ 600,000 | $ 241,000 |
| Kaufman County Texas | 14 | $ 2,460,000 | $ 175,000 | $ 88,000 |
| Rich County Utah | 14 | $ 6,700,000 | $ 478,000 | $ 230,000 |
| Alameda County California | 13 | $ 9,925,000 | $ 763,000 | $ 194,000 |
| Contra Costa County California | 11 | $ 5,425,000 | $ 493,000 | $ 162,000 |
| Ada County Idaho | 11 | $ 4,205,000 | $ 382,000 | $ 118,000 |
| Ellis County Texas | 11 | $ 2,505,000 | $ 227,000 | $ 79,000 |
| Bonneville County Idaho | 10 | $ 3,310,000 | $ 331,000 | $ 107,000 |
| Gila County Arizona | 9 | $ 2,485,000 | $ 276,000 | $ 104,000 |
| Pueblo County Colorado | 9 | $ 2,155,000 | $ 239,000 | $ 99,000 |
| Bannock County Idaho | 9 | $ 2,295,000 | $ 255,000 | $ 114,000 |
| Johnson County Texas | 9 | $ 1,635,000 | $ 181,000 | $ 99,000 |
| Grand County Utah | 9 | $ 3,425,000 | $ 380,000 | $ 156,000 |
| Hillsborough County Florida | 8 | $ 2,060,000 | $ 257,000 | $ 84,000 |
| Polk County Florida | 8 | $ 2,220,000 | $ 277,000 | $ 186,000 |
| Oneida County Idaho | 8 | $ 1,900,000 | $ 237,000 | $ 79,000 |
| Bexar County Texas | 8 | $ 2,680,000 | $ 335,000 | $ 143,000 |
| Montgomery County Texas | 8 | $ 1,590,000 | $ 198,000 | $ 99,000 |
| Garfield County Utah | 8 | $ 1,760,000 | $ 220,000 | $ 105,000 |
| Orange County California | 7 | $ 5,625,000 | $ 803,000 | $ 338,000 |
| Sacramento County California | 7 | $ 2,695,000 | $ 385,000 | $ 121,000 |
| Solano County California | 7 | $ 4,455,000 | $ 636,000 | $ 164,000 |
| Jefferson County Colorado | 7 | $ 2,585,000 | $ 369,000 | $ 107,000 |
| Marion County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 213,000 |
| Pinellas County Florida | 7 | $ 2,365,000 | $ 337,000 | $ 150,000 |
| Tulsa County Oklahoma | 7 | $ 2,605,000 | $ 372,000 | $ 135,000 |
| Millard County Utah | 7 | $ 1,265,000 | $ 180,000 | $ 70,000 |
| Mohave County Arizona | 6 | $ 1,550,000 | $ 258,000 | $ 100,000 |
| Yavapai County Arizona | 6 | $ 2,250,000 | $ 375,000 | $ 127,000 |
| San Joaquin County California | 6 | $ 2,270,000 | $ 378,000 | $ 88,000 |
| Nye County Nevada | 6 | $ 1,090,000 | $ 181,000 | $ 68,000 |
| Kane County Utah | 6 | $ 2,920,000 | $ 486,000 | $ 213,000 |
| Norfolk County Virginia | 6 | $ 1,440,000 | $ 240,000 | $ 91,000 |
| Coconino County Arizona | 5 | $ 2,405,000 | $ 481,000 | $ 136,000 |
| Kern County California | 5 | $ 1,015,000 | $ 203,000 | $ 62,000 |
| Adams County Colorado | 5 | $ 1,725,000 | $ 345,000 | $ 80,000 |
| Citrus County Florida | 5 | $ 875,000 | $ 175,000 | $ 171,000 |
| Orange County Florida | 5 | $ 1,175,000 | $ 235,000 | $ 244,000 |
| Newton County Georgia | 5 | $ 905,000 | $ 181,000 | $ 71,000 |
| Washoe County Nevada | 5 | $ 2,915,000 | $ 583,000 | $ 320,000 |
| Shelby County Tennessee | 5 | $ 745,000 | $ 149,000 | $ 83,000 |
| Williamson County Texas | 5 | $ 1,675,000 | $ 335,000 | $ 163,000 |
| Emery County Utah | 5 | $ 995,000 | $ 199,000 | $ 137,000 |
| Virginia Beach County Virginia | 5 | $ 1,335,000 | $ 267,000 | $ 102,000 |
| King County Washington | 5 | $ 2,255,000 | $ 451,000 | $ 105,000 |
| Pima County Arizona | 4 | $ 890,000 | $ 222,000 | $ 65,000 |
| Yuma County Arizona | 4 | $ 1,270,000 | $ 317,000 | $ 90,000 |
| Ventura County California | 4 | $ 1,760,000 | $ 440,000 | $ 157,000 |
| Denver County Colorado | 4 | $ 1,840,000 | $ 460,000 | $ 143,000 |
| Mesa County Colorado | 4 | $ 1,130,000 | $ 282,000 | $ 117,000 |
| Lee County Florida | 4 | $ 1,770,000 | $ 442,000 | $ 228,000 |
| Osceola County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 207,000 |
| Cobb County Georgia | 4 | $ 1,290,000 | $ 322,000 | $ 150,000 |
| Bingham County Idaho | 4 | $ 1,030,000 | $ 257,000 | $ 101,000 |
| Canyon County Idaho | 4 | $ 2,030,000 | $ 507,000 | $ 303,000 |
| Twin Falls County Idaho | 4 | $ 730,000 | $ 182,000 | $ 78,000 |
| Hidalgo County Texas | 4 | $ 650,000 | $ 162,000 | $ 88,000 |
| McLennan County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 161,000 |
| Travis County Texas | 4 | $ 1,770,000 | $ 442,000 | $ 137,000 |
| Kitsap County Washington | 4 | $ 1,810,000 | $ 452,000 | $ 123,000 |
| Jefferson County Alabama | 3 | $ 515,000 | $ 171,000 | $ 99,000 |
| Apache County Arizona | 3 | $ 735,000 | $ 245,000 | $ 139,000 |
| Fresno County California | 3 | $ 1,035,000 | $ 345,000 | $ 98,000 |
| Arapahoe County Colorado | 3 | $ 1,095,000 | $ 365,000 | $ 116,000 |
| Okaloosa County Florida | 3 | $ 1,375,000 | $ 458,000 | $ 224,000 |
| Sarasota County Florida | 3 | $ 895,000 | $ 298,000 | $ 163,000 |
| Cassia County Idaho | 3 | $ 1,115,000 | $ 371,000 | $ 147,000 |
| Franklin County Idaho | 3 | $ 1,035,000 | $ 345,000 | $ 101,000 |
| Fremont County Idaho | 3 | $ 1,395,000 | $ 465,000 | $ 246,000 |
| Idaho County Idaho | 3 | $ 455,000 | $ 151,000 | $ 318,000 |
| Jefferson County Idaho | 3 | $ 1,125,000 | $ 375,000 | $ 110,000 |
| Kootenai County Idaho | 3 | $ 1,525,000 | $ 508,000 | $ 91,000 |
| Madison County Idaho | 3 | $ 1,155,000 | $ 385,000 | $ 76,000 |
| Teton County Idaho | 3 | $ 1,625,000 | $ 541,000 | $ 671,000 |
| Hancock County Illinois | 3 | $ 365,000 | $ 121,000 | $ 77,000 |
| Sedgwick County Kansas | 3 | $ 895,000 | $ 298,000 | $ 101,000 |
| Oakland County Michigan | 3 | $ 1,015,000 | $ 338,000 | $ 111,000 |
| Anoka County Minnesota | 3 | $ 665,000 | $ 221,000 | $ 57,000 |
| Otero County New Mexico | 3 | $ 395,000 | $ 131,000 | $ 42,000 |
| Fairfield County Ohio | 3 | $ 1,145,000 | $ 381,000 | $ 104,000 |
| Jackson County Oregon | 3 | $ 1,205,000 | $ 401,000 | $ 88,000 |
| Washington County Oregon | 3 | $ 1,645,000 | $ 548,000 | $ 250,000 |
| Horry County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 68,000 |
| York County South Carolina | 3 | $ 915,000 | $ 305,000 | $ 126,000 |
| El Paso County Texas | 3 | $ 825,000 | $ 275,000 | $ 142,000 |
| Hunt County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 127,000 |
| Wayne County Utah | 3 | $ 605,000 | $ 201,000 | $ 53,000 |
| Pierce County Washington | 3 | $ 1,285,000 | $ 428,000 | $ 126,000 |
| Sublette County Wyoming | 3 | $ 1,205,000 | $ 401,000 | $ 210,000 |
| Uinta County Wyoming | 3 | $ 575,000 | $ 191,000 | $ 87,000 |
| Baldwin County Alabama | 2 | $ 510,000 | $ 255,000 | $ 56,000 |
| Anchorage County Alaska | 2 | $ 840,000 | $ 420,000 | $ 134,000 |
| Cochise County Arizona | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Benton County Arkansas | 2 | $ 930,000 | $ 465,000 | $ 160,000 |
| Marin County California | 2 | $ 2,380,000 | $ 1,190,000 | $ 294,000 |
| Mendocino County California | 2 | $ 830,000 | $ 415,000 | $ 119,000 |
| Monterey County California | 2 | $ 1,130,000 | $ 565,000 | $ 208,000 |
| Placer County California | 2 | $ 830,000 | $ 415,000 | $ 110,000 |
| Sonoma County California | 2 | $ 640,000 | $ 320,000 | $ 125,000 |
| Larimer County Colorado | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Rio Blanco County Colorado | 2 | $ 740,000 | $ 370,000 | $ 86,000 |
| Weld County Colorado | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Bay County Florida | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Broward County Florida | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Manatee County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 211,000 |
| Miami-Dade County Florida | 2 | $ 860,000 | $ 430,000 | $ 181,000 |
| Seminole County Florida | 2 | $ 880,000 | $ 440,000 | $ 128,000 |
| St. Johns County Florida | 2 | $ 430,000 | $ 215,000 | $ 147,000 |
| Lowndes County Georgia | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Blaine County Idaho | 2 | $ 1,350,000 | $ 675,000 | $ 208,000 |
| Owyhee County Idaho | 2 | $ 260,000 | $ 130,000 | $ 104,000 |
| Power County Idaho | 2 | $ 640,000 | $ 320,000 | $ 88,000 |
| Cook County Illinois | 2 | $ 690,000 | $ 345,000 | $ 240,000 |
| Crawford County Illinois | 2 | $ 600,000 | $ 300,000 | $ 149,000 |
| DuPage County Illinois | 2 | $ 760,000 | $ 380,000 | $ 156,000 |
| McHenry County Illinois | 2 | $ 650,000 | $ 325,000 | $ 121,000 |
| Allen County Indiana | 2 | $ 350,000 | $ 175,000 | $ 395,000 |
| Elko County Nevada | 2 | $ 620,000 | $ 310,000 | $ 113,000 |
| Lincoln County Nevada | 2 | $ 440,000 | $ 220,000 | $ 50,000 |
| Lorain County Ohio | 2 | $ 140,000 | $ 70,000 | $ 203,000 |
| Montgomery County Ohio | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Canadian County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Columbia County Oregon | 2 | $ 680,000 | $ 340,000 | $ 75,000 |
| Multnomah County Oregon | 2 | $ 990,000 | $ 495,000 | $ 267,000 |
| Chester County Pennsylvania | 2 | $ 690,000 | $ 345,000 | $ 124,000 |
| Fort Bend County Texas | 2 | $ 630,000 | $ 315,000 | $ 66,000 |
| Grayson County Texas | 2 | $ 430,000 | $ 215,000 | $ 80,000 |
| Hays County Texas | 2 | $ 1,810,000 | $ 905,000 | $ 166,000 |
| Lamar County Texas | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Randall County Texas | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Van Zandt County Texas | 2 | $ 510,000 | $ 255,000 | $ 58,000 |
| San Juan County Utah | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Franklin County Washington | 2 | $ 800,000 | $ 400,000 | $ 89,000 |
| Grays Harbor County Washington | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Snohomish County Washington | 2 | $ 920,000 | $ 460,000 | $ 158,000 |
| Whatcom County Washington | 2 | $ 1,140,000 | $ 570,000 | $ 127,000 |
| Sweetwater County Wyoming | 2 | $ 500,000 | $ 250,000 | $ 90,000 |
| Coffee County Alabama | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Cullman County Alabama | 1 | $ 905,000 | $ 905,000 | $ 302,000 |
| DeKalb County Alabama | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Morgan County Alabama | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Graham County Arizona | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| La Paz County Arizona | 1 | $ 395,000 | $ 395,000 | $ 371,000 |
| Navajo County Arizona | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Independence County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Pulaski County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Sebastian County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lake County California | 1 | $ 525,000 | $ 525,000 | $ 90,000 |
| San Benito County California | 1 | $ 505,000 | $ 505,000 | $ 117,000 |
| San Francisco County California | 1 | $ 1,065,000 | $ 1,065,000 | $ 547,000 |
| San Luis Obispo County California | 1 | $ 495,000 | $ 495,000 | $ 16,000 |
| San Mateo County California | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Santa Barbara County California | 1 | $ 415,000 | $ 415,000 | $ 203,000 |
| Santa Clara County California | 1 | $ 1,445,000 | $ 1,445,000 | $ 444,000 |
| Stanislaus County California | 1 | $ 615,000 | $ 615,000 | $ 341,000 |
| Yuba County California | 1 | $ 445,000 | $ 445,000 | $ 169,000 |
| Boulder County Colorado | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Crowley County Colorado | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Douglas County Colorado | 1 | $ 455,000 | $ 455,000 | $ 143,000 |
| Eagle County Colorado | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Elbert County Colorado | 1 | $ 585,000 | $ 585,000 | $ 133,000 |
| Gilpin County Colorado | 1 | $ 445,000 | $ 445,000 | $ 82,000 |
| Grand County Colorado | 1 | $ 645,000 | $ 645,000 | $ 249,000 |
| Lake County Colorado | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Montrose County Colorado | 1 | $ 545,000 | $ 545,000 | $ 129,000 |
| Summit County Colorado | 1 | $ 805,000 | $ 805,000 | $ 534,000 |
| Fairfield County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 179,000 |
| New Haven County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 306,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,155,000 | $ 1,155,000 | $ 199,000 |
| Duval County Florida | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Flagler County Florida | 1 | $ 365,000 | $ 365,000 | $ 206,000 |
| Hernando County Florida | 1 | $ 215,000 | $ 215,000 | $ 30,000 |
| Lake County Florida | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Palm Beach County Florida | 1 | $ 245,000 | $ 245,000 | $ 246,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| DeKalb County Georgia | 1 | $ 425,000 | $ 425,000 | $ 214,000 |
| Glynn County Georgia | 1 | $ 145,000 | $ 145,000 | $ 141,000 |
| Long County Georgia | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Paulding County Georgia | 1 | $ 435,000 | $ 435,000 | $ 80,000 |
| Richmond County Georgia | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Bear Lake County Idaho | 1 | $ 495,000 | $ 495,000 | $ 270,000 |
| Bonner County Idaho | 1 | $ 615,000 | $ 615,000 | $ 160,000 |
| Lincoln County Idaho | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Payette County Idaho | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Valley County Idaho | 1 | $ 465,000 | $ 465,000 | $ 375,000 |
| Christian County Illinois | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Lake County Illinois | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Macon County Illinois | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Wayne County Illinois | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Hancock County Indiana | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Hendricks County Indiana | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Marion County Indiana | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| St. Joseph County Indiana | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Shawnee County Kansas | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Anne Arundel County Maryland | 1 | $ 545,000 | $ 545,000 | $ 110,000 |
| Baltimore County Maryland | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| Baltimore City County Maryland | 1 | $ 405,000 | $ 405,000 | $ 184,000 |
| Carroll County Maryland | 1 | $ 565,000 | $ 565,000 | $ 118,000 |
| Harford County Maryland | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Prince George's County Maryland | 1 | $ 435,000 | $ 435,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Oceana County Michigan | 1 | $ 95,000 | $ 95,000 | $ 152,000 |
| Wayne County Michigan | 1 | $ 125,000 | $ 125,000 | $ 198,000 |
| Wexford County Michigan | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Douglas County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Kandiyohi County Minnesota | 1 | $ 825,000 | $ 825,000 | $ 975,000 |
| Sherburne County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Washington County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Douglas County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 177,000 |
| Lyon County Nevada | 1 | $ 455,000 | $ 455,000 | $ 99,000 |
| Atlantic County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Essex County New Jersey | 1 | $ 765,000 | $ 765,000 | $ 281,000 |
| Mercer County New Jersey | 1 | $ 1,235,000 | $ 1,235,000 | $ 379,000 |
| Bernalillo County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 189,000 |
| Dona Ana County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lea County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| San Juan County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Buncombe County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| Cabarrus County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Caldwell County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Craven County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Currituck County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Johnston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Lincoln County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 104,000 |
| Moore County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pender County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Stanly County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Wake County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Ashland County Ohio | 1 | $ 285,000 | $ 285,000 | $ 253,000 |
| Ashtabula County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Franklin County Ohio | 1 | $ 185,000 | $ 185,000 | $ 143,000 |
| Hancock County Ohio | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Lake County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Stark County Ohio | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Warren County Ohio | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Wayne County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 281,000 |
| Love County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Washington County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Clackamas County Oregon | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 505,000 | $ 505,000 | $ 187,000 |
| Jefferson County Oregon | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Lincoln County Oregon | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Linn County Oregon | 1 | $ 395,000 | $ 395,000 | $ 45,000 |
| Marion County Oregon | 1 | $ 645,000 | $ 645,000 | $ 172,000 |
| Union County Oregon | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Wallowa County Oregon | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Yamhill County Oregon | 1 | $ 455,000 | $ 455,000 | $ 300,000 |
| Beaver County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Washington County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Charleston County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 323,000 |
| Jasper County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Kershaw County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Lexington County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Richland County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| Spartanburg County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Lawrence County South Dakota | 1 | $ 645,000 | $ 645,000 | $ 181,000 |
| Davidson County Tennessee | 1 | $ 845,000 | $ 845,000 | $ 319,000 |
| Fayette County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 10,000 |
| Montgomery County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Robertson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Sevier County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Unicoi County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| White County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bowie County Texas | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Brazoria County Texas | 1 | $ 465,000 | $ 465,000 | $ 240,000 |
| Burnet County Texas | 1 | $ 475,000 | $ 475,000 | $ 349,000 |
| Ector County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Howard County Texas | 1 | $ 145,000 | $ 145,000 | $ 126,000 |
| Lubbock County Texas | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Nueces County Texas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Palo Pinto County Texas | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Parker County Texas | 1 | $ 525,000 | $ 525,000 | $ 111,000 |
| Rockwall County Texas | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Waller County Texas | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Wise County Texas | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Daggett County Utah | 1 | $ 355,000 | $ 355,000 | $ 199,000 |
| Piute County Utah | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Chesapeake County Virginia | 1 | $ 305,000 | $ 305,000 | $ 41,000 |
| Chesterfield County Virginia | 1 | $ 565,000 | $ 565,000 | $ 139,000 |
| Henrico County Virginia | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Portsmouth County Virginia | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Prince William County Virginia | 1 | $ 365,000 | $ 365,000 | $ 138,000 |
| Stafford County Virginia | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Suffolk County Virginia | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Clark County Washington | 1 | $ 645,000 | $ 645,000 | $ 568,000 |
| Cowlitz County Washington | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Island County Washington | 1 | $ 645,000 | $ 645,000 | $ 235,000 |
| Lewis County Washington | 1 | $ 385,000 | $ 385,000 | $ 71,000 |
| Pend Oreille County Washington | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Skagit County Washington | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Spokane County Washington | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Thurston County Washington | 1 | $ 395,000 | $ 395,000 | $ 81,000 |
| Walla Walla County Washington | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Whitman County Washington | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Dodge County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Manitowoc County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Oneida County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Outagamie County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Fremont County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,006 | $2,402,340,000 | $399,000 | $2,975,000 | $136,000 | $4,731,000 |
| Cash-out Refinancing | 1,337 | $476,045,000 | $356,000 | $2,825,000 | $120,000 | $1,829,000 |
| Refinancing | 698 | $251,760,000 | $360,000 | $2,285,000 | $134,000 | $5,889,000 |
| Home Improvement | 28 | $10,830,000 | $386,000 | $935,000 | $106,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,721 | $2,275,005,000 | $397,000 | $2,975,000 | $139,000 | $5,889,000 |
| Hispanic | 1,282 | $429,070,000 | $334,000 | $2,365,000 | $100,000 | $864,000 |
| Not Provided | 488 | $201,090,000 | $412,000 | $2,885,000 | $137,000 | $1,342,000 |
| Asian | 286 | $128,290,000 | $448,000 | $1,995,000 | $169,000 | $1,413,000 |
| Black or African American | 170 | $59,720,000 | $351,000 | $1,235,000 | $118,000 | $965,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $17,285,000 | $384,000 | $1,285,000 | $142,000 | $925,000 |
| American Indian or Alaskan Native | 45 | $14,675,000 | $326,000 | $735,000 | $90,000 | $208,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,324 | $2,459,580,000 | $388,000 | $2,975,000 | $144,000 | $5,889,000 |
| FHA-insured (Federal Housing Administration) | 1,201 | $436,445,000 | $363,000 | $995,000 | $87,000 | $380,000 |
| VA-guaranteed (Veterans Administration) | 503 | $233,515,000 | $464,000 | $2,365,000 | $112,000 | $402,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $11,435,000 | $278,000 | $475,000 | $71,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,999 | $2,319,995,000 | $386,000 | $2,855,000 | $133,000 | $5,889,000 |
| Application Withdrawn By Applicant | 1,984 | $795,030,000 | $400,000 | $2,975,000 | $135,000 | $2,050,000 |
| Application Denied By Financial Institution | 85 | $25,735,000 | $302,000 | $655,000 | $107,000 | $1,080,000 |
| Application Approved But Not Accepted | 1 | $215,000 | $215,000 | $215,000 | $62,000 | $62,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,984 | $3,115,240,000 | $390,000 | $2,975,000 | $133,000 | $5,889,000 |
| Debt-To-Income Ratio | 23 | $7,195,000 | $312,000 | $655,000 | $79,000 | $172,000 |
| Credit History | 21 | $6,495,000 | $309,000 | $575,000 | $85,000 | $135,000 |
| Collateral | 19 | $5,645,000 | $297,000 | $645,000 | $156,000 | $1,080,000 |
| Employment History | 13 | $3,805,000 | $292,000 | $625,000 | $96,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,515,000 | $216,000 | $435,000 | $104,000 | $162,000 |
| Unverifiable Information | 2 | $1,080,000 | $540,000 | $545,000 | $309,000 | $465,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.