Intercap Lending Inc Mortgage Lending & HMDA Data, 2017
In 2017, Intercap Lending Inc of Salt Lake City, UT reported 5,376 mortgage applications totaling $1.3 billion, up 64% from 2016. The average application was for $240,876, and applicants reported an average income of $37,098. 43% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Salt Lake City, UT (682), Phoenix-Mesa-Scottsdale, AZ (153) and Provo-Orem, UT (151) (applications in parentheses).
| Mortgage Company & Address | Intercap Lending Inc 910 East 6600 South Salt Lake City, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,376 |
| Total Mortgage Loan Application Amount | $1,294,952,000 |
| Average Mortgage Loan Application Amount | $240,876 |
| Highest Mortgage Loan Application Amount | $2,177,000 |
| Average Applicant Income | $37,098 |
| Highest Applicant Income | $2,180,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Intercap Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake City, UT | 682 | $ 175,356,000 | $ 257,120 | $ 99,000 |
| Phoenix-Mesa-Scottsdale, AZ | 153 | $ 33,313,000 | $ 217,732 | $ 22,000 |
| Provo-Orem, UT | 151 | $ 36,995,000 | $ 245,000 | $ 85,000 |
| Atlanta-Sandy Springs-Roswell, GA | 145 | $ 27,564,000 | $ 190,096 | $ 37,000 |
| Riverside-San Bernardino-Ontario, CA | 144 | $ 44,188,000 | $ 306,861 | $ 32,000 |
| Ogden-Clearfield, UT | 112 | $ 24,302,000 | $ 216,982 | $ 69,000 |
| Tampa-St. Petersburg-Clearwater, FL | 92 | $ 21,421,000 | $ 232,836 | $ 22,000 |
| San Antonio-New Braunfels, TX | 82 | $ 16,665,000 | $ 203,231 | $ 11,000 |
| Charlotte-Concord-Gastonia, NC-SC | 76 | $ 17,149,000 | $ 225,644 | $ 24,052 |
| Denver-Aurora-Lakewood, CO | 75 | $ 23,199,000 | $ 309,320 | $ 25,000 |
| Tacoma-Lakewood, WA | 75 | $ 22,088,000 | $ 294,506 | $ 23,000 |
| Dallas-Plano-Irving, TX | 73 | $ 15,755,000 | $ 215,821 | $ 8,000 |
| Houston-The Woodlands-Sugar Land, TX | 70 | $ 14,189,000 | $ 202,700 | $ 6,000 |
| Seattle-Bellevue-Everett, WA | 70 | $ 24,445,000 | $ 349,214 | $ 31,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 70 | $ 25,009,000 | $ 357,271 | $ 22,342 |
| Chicago-Naperville-Arlington Heights, IL | 64 | $ 13,938,000 | $ 217,781 | $ 89,000 |
| Colorado Springs, CO | 63 | $ 16,695,000 | $ 265,000 | $ 18,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 63 | $ 19,370,000 | $ 307,460 | $ 23,000 |
| Los Angeles-Long Beach-Glendale, CA | 62 | $ 27,922,000 | $ 450,354 | $ 38,000 |
| San Diego-Carlsbad, CA | 58 | $ 25,784,000 | $ 444,551 | $ 38,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 56 | $ 14,271,000 | $ 254,839 | $ 16,000 |
| Baltimore-Columbia-Towson, MD | 52 | $ 13,428,000 | $ 258,230 | $ 27,000 |
| Columbia, SC | 52 | $ 9,199,000 | $ 176,903 | $ 30,000 |
| Orlando-Kissimmee-Sanford, FL | 52 | $ 12,961,000 | $ 249,250 | $ 20,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 45 | $ 9,355,000 | $ 207,888 | $ 24,000 |
| Indianapolis-Carmel-Anderson, IN | 42 | $ 8,677,000 | $ 206,595 | $ 18,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 42 | $ 12,228,000 | $ 291,142 | $ 26,476 |
| Albuquerque, NM | 38 | $ 7,131,000 | $ 187,657 | $ 27,000 |
| Killeen-Temple, TX | 37 | $ 7,207,000 | $ 194,783 | $ 8,000 |
| Austin-Round Rock, TX | 36 | $ 9,368,000 | $ 260,222 | $ 1,000 |
| Jacksonville, FL | 35 | $ 6,589,000 | $ 188,257 | $ 18,000 |
| Augusta-Richmond County, GA-SC | 34 | $ 6,713,000 | $ 197,441 | $ 29,264 |
| Oklahoma City, OK | 34 | $ 6,111,000 | $ 179,735 | $ 14,000 |
| Clarksville, TN-KY | 33 | $ 6,001,000 | $ 181,848 | $ 13,636 |
| Cleveland-Elyria, OH | 33 | $ 3,687,000 | $ 111,727 | $ 98,000 |
| Fort Worth-Arlington, TX | 33 | $ 7,860,000 | $ 238,181 | $ 18,000 |
| Spokane-Spokane Valley, WA | 32 | $ 7,411,000 | $ 231,593 | $ 26,000 |
| Charleston-North Charleston, SC | 31 | $ 7,096,000 | $ 228,903 | $ 10,000 |
| Oakland-Hayward-Berkeley, CA | 31 | $ 13,843,000 | $ 446,548 | $ 32,000 |
| Fayetteville, NC | 30 | $ 5,720,000 | $ 190,666 | $ 3,000 |
| Tucson, AZ | 30 | $ 6,506,000 | $ 216,866 | $ 29,000 |
| Raleigh, NC | 27 | $ 4,534,000 | $ 167,925 | $ 19,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 26 | $ 7,374,000 | $ 283,615 | $ 14,000 |
| Greenville-Anderson-Mauldin, SC | 25 | $ 4,483,000 | $ 179,320 | $ 22,000 |
| Olympia-Tumwater, WA | 25 | $ 6,733,000 | $ 269,320 | $ 18,000 |
| Bakersfield, CA | 23 | $ 5,147,000 | $ 223,782 | $ 11,000 |
| Jacksonville, NC | 23 | $ 4,578,000 | $ 199,043 | $ 1,000 |
| Richmond, VA | 23 | $ 5,982,000 | $ 260,086 | $ 19,000 |
| Cincinnati, OH-KY-IN | 22 | $ 3,763,000 | $ 171,045 | $ 11,045 |
| Las Vegas-Henderson-Paradise, NV | 22 | $ 6,233,000 | $ 283,318 | $ 12,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 22 | $ 6,117,000 | $ 278,045 | $ 21,000 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 8,544,000 | $ 406,857 | $ 92,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 21 | $ 4,118,000 | $ 196,095 | $ 19,000 |
| El Paso, TX | 21 | $ 3,602,000 | $ 171,523 | $ 6,000 |
| Fresno, CA | 21 | $ 4,819,000 | $ 229,476 | $ 30,000 |
| Birmingham-Hoover, AL | 20 | $ 4,590,000 | $ 229,500 | $ 21,000 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 4,598,000 | $ 229,900 | $ 13,000 |
| Pittsburgh, PA | 19 | $ 2,978,000 | $ 156,736 | $ 35,000 |
| Winston-Salem, NC | 19 | $ 2,969,000 | $ 156,263 | $ 24,000 |
| Savannah, GA | 18 | $ 3,515,000 | $ 195,277 | $ 14,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 4,150,000 | $ 230,555 | $ 17,000 |
| Knoxville, TN | 17 | $ 3,474,000 | $ 204,352 | $ 32,000 |
| Little Rock-North Little Rock-Conway, AR | 17 | $ 3,989,000 | $ 234,647 | $ 24,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 3,601,000 | $ 211,823 | $ 9,882 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 3,377,000 | $ 198,647 | $ 23,058 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 4,397,000 | $ 258,647 | $ 7,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 3,182,000 | $ 187,176 | $ 25,000 |
| Stockton-Lodi, CA | 17 | $ 5,112,000 | $ 300,705 | $ 38,000 |
| Tulsa, OK | 17 | $ 2,572,000 | $ 151,294 | $ 24,000 |
| Lake Havasu City-Kingman, AZ | 16 | $ 2,909,000 | $ 181,812 | $ 24,000 |
| Prescott, AZ | 16 | $ 3,436,000 | $ 214,750 | $ 14,000 |
| Bremerton-Silverdale, WA | 15 | $ 4,360,000 | $ 290,666 | $ 38,000 |
| New York-Jersey City-White Plains, NY-NJ | 15 | $ 5,256,000 | $ 350,400 | $ 30,000 |
| Columbus, OH | 14 | $ 2,601,000 | $ 185,785 | $ 35,000 |
| Dayton, OH | 14 | $ 2,671,000 | $ 190,785 | $ 42,000 |
| Gary, IN | 14 | $ 3,151,000 | $ 225,071 | $ 37,000 |
| Lakeland-Winter Haven, FL | 14 | $ 2,550,000 | $ 182,142 | $ 13,000 |
| Memphis, TN-MS-AR | 14 | $ 2,540,000 | $ 181,428 | $ 29,142 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 2,974,000 | $ 212,428 | $ 8,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 3,208,000 | $ 246,769 | $ 27,000 |
| Chattanooga, TN-GA | 13 | $ 2,229,000 | $ 171,461 | $ 18,615 |
| Greensboro-High Point, NC | 13 | $ 2,360,000 | $ 181,538 | $ 4,000 |
| Harrisburg-Carlisle, PA | 13 | $ 2,389,000 | $ 183,769 | $ 12,000 |
| Huntsville, AL | 13 | $ 2,643,000 | $ 203,307 | $ 11,000 |
| Modesto, CA | 13 | $ 3,215,000 | $ 247,307 | $ 32,000 |
| Columbus, GA-AL | 12 | $ 2,446,000 | $ 203,833 | $ 50,833 |
| Hinesville, GA | 12 | $ 2,319,000 | $ 193,250 | $ 7,000 |
| Philadelphia, PA | 12 | $ 1,860,000 | $ 155,000 | $ 27,000 |
| Sierra Vista-Douglas, AZ | 12 | $ 1,973,000 | $ 164,416 | $ 13,000 |
| Urban Honolulu, HI | 12 | $ 6,526,000 | $ 543,833 | $ 4,000 |
| Camden, NJ | 11 | $ 2,422,000 | $ 220,181 | $ 7,000 |
| Kennewick-Richland, WA | 11 | $ 2,370,000 | $ 215,454 | $ 33,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 3,124,000 | $ 284,000 | $ 56,000 |
| Mobile, AL | 11 | $ 1,838,000 | $ 167,090 | $ 18,000 |
| St. George, UT | 11 | $ 3,632,000 | $ 330,181 | $ 150,000 |
| Vallejo-Fairfield, CA | 11 | $ 4,474,000 | $ 406,727 | $ 21,000 |
| Wichita, KS | 11 | $ 1,806,000 | $ 164,181 | $ 25,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 2,768,000 | $ 276,800 | $ 16,000 |
| Salem, OR | 10 | $ 2,203,000 | $ 220,300 | $ 32,000 |
| Silver Spring-Frederick-Rockville, MD | 10 | $ 3,625,000 | $ 362,500 | $ 0 |
| Sumter, SC | 10 | $ 1,564,000 | $ 156,400 | $ 10,000 |
| Durham-Chapel Hill, NC | 9 | $ 2,071,000 | $ 230,111 | $ 41,000 |
| Elgin, IL | 9 | $ 2,011,000 | $ 223,444 | $ 52,000 |
| Greeley, CO | 9 | $ 2,481,000 | $ 275,666 | $ 30,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,153,000 | $ 239,222 | $ 52,111 |
| Las Cruces, NM | 9 | $ 1,685,000 | $ 187,222 | $ 0 |
| Lawton, OK | 9 | $ 2,097,000 | $ 233,000 | $ 9,000 |
| New Orleans-Metairie, LA | 9 | $ 1,985,000 | $ 220,555 | $ 10,000 |
| Newark, NJ-PA | 9 | $ 2,267,000 | $ 251,888 | $ 40,000 |
| Port St. Lucie, FL | 9 | $ 1,521,000 | $ 169,000 | $ 33,000 |
| Salinas, CA | 9 | $ 3,964,000 | $ 440,444 | $ 57,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 5,679,000 | $ 631,000 | $ 58,000 |
| St. Louis, MO-IL | 9 | $ 1,699,000 | $ 188,777 | $ 26,000 |
| Kansas City, MO-KS | 8 | $ 2,013,000 | $ 251,625 | $ 9,000 |
| Medford, OR | 8 | $ 2,004,000 | $ 250,500 | $ 21,000 |
| Montgomery County-Bucks County-Chester County, PA | 8 | $ 2,541,000 | $ 317,625 | $ 14,000 |
| Montgomery, AL | 8 | $ 1,471,000 | $ 183,875 | $ 18,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 3,647,000 | $ 455,875 | $ 50,000 |
| Portland-South Portland, ME | 8 | $ 1,734,000 | $ 216,750 | $ 0 |
| The Villages, FL | 8 | $ 1,758,000 | $ 219,750 | $ 12,000 |
| Warner Robins, GA | 8 | $ 1,151,000 | $ 143,875 | $ 24,000 |
| Wenatchee, WA | 8 | $ 2,249,000 | $ 281,125 | $ 41,000 |
| York-Hanover, PA | 8 | $ 1,621,000 | $ 202,625 | $ 28,000 |
| Yuma, AZ | 8 | $ 1,704,000 | $ 213,000 | $ 11,000 |
| Burlington, NC | 7 | $ 1,594,000 | $ 227,714 | $ 16,000 |
| Eugene, OR | 7 | $ 1,411,000 | $ 201,571 | $ 12,000 |
| Fort Collins, CO | 7 | $ 2,393,000 | $ 341,857 | $ 45,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,007,000 | $ 143,857 | $ 39,000 |
| Green Bay, WI | 7 | $ 959,000 | $ 137,000 | $ 6,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 1,165,000 | $ 166,428 | $ 15,000 |
| Roanoke, VA | 7 | $ 1,457,000 | $ 208,142 | $ 6,000 |
| Valdosta, GA | 7 | $ 1,058,000 | $ 151,142 | $ 0 |
| Yakima, WA | 7 | $ 1,504,000 | $ 214,857 | $ 68,000 |
| Yuba City, CA | 7 | $ 1,599,000 | $ 228,428 | $ 15,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,280,000 | $ 213,333 | $ 7,500 |
| Dothan, AL | 6 | $ 1,291,000 | $ 215,166 | $ 6,000 |
| Evansville, IN-KY | 6 | $ 998,000 | $ 166,333 | $ 29,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 845,000 | $ 140,833 | $ 13,000 |
| Homosassa Springs, FL | 6 | $ 921,000 | $ 153,500 | $ 27,000 |
| Johnson City, TN | 6 | $ 1,097,000 | $ 182,833 | $ 13,000 |
| Madera, CA | 6 | $ 1,597,000 | $ 266,166 | $ 55,000 |
| Merced, CA | 6 | $ 1,317,000 | $ 219,500 | $ 17,000 |
| Ocala, FL | 6 | $ 1,200,000 | $ 200,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,266,000 | $ 211,000 | $ 6,000 |
| Panama City, FL | 6 | $ 1,316,000 | $ 219,333 | $ 40,000 |
| Pueblo, CO | 6 | $ 1,496,000 | $ 249,333 | $ 6,000 |
| Tallahassee, FL | 6 | $ 1,378,000 | $ 229,666 | $ 20,000 |
| Baton Rouge, LA | 5 | $ 833,000 | $ 166,600 | $ 0 |
| Daphne-Fairhope-Foley, AL | 5 | $ 988,000 | $ 197,600 | $ 5,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 996,000 | $ 199,200 | $ 10,000 |
| Fort Wayne, IN | 5 | $ 921,000 | $ 184,200 | $ 38,000 |
| Grants Pass, OR | 5 | $ 1,166,000 | $ 233,200 | $ 27,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| Madison, WI | 5 | $ 974,000 | $ 194,800 | $ 0 |
| Manchester-Nashua, NH | 5 | $ 1,646,000 | $ 329,200 | $ 11,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,424,000 | $ 284,800 | $ 26,000 |
| New Bern, NC | 5 | $ 669,000 | $ 133,800 | $ 0 |
| Peoria, IL | 5 | $ 610,000 | $ 122,000 | $ 43,000 |
| Punta Gorda, FL | 5 | $ 956,000 | $ 191,200 | $ 17,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 2,283,000 | $ 456,600 | $ 20,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 2,855,000 | $ 571,000 | $ 34,000 |
| Santa Rosa, CA | 5 | $ 2,435,000 | $ 487,000 | $ 0 |
| Shreveport-Bossier City, LA | 5 | $ 1,303,000 | $ 260,600 | $ 39,000 |
| Spartanburg, SC | 5 | $ 940,000 | $ 188,000 | $ 25,000 |
| Toledo, OH | 5 | $ 836,000 | $ 167,200 | $ 0 |
| Visalia-Porterville, CA | 5 | $ 1,041,000 | $ 208,200 | $ 49,000 |
| Abilene, TX | 4 | $ 711,000 | $ 177,750 | $ 0 |
| Alexandria, LA | 4 | $ 657,000 | $ 164,250 | $ 40,000 |
| Amarillo, TX | 4 | $ 1,022,000 | $ 255,500 | $ 0 |
| Asheville, NC | 4 | $ 839,000 | $ 209,750 | $ 8,000 |
| Auburn-Opelika, AL | 4 | $ 775,000 | $ 193,750 | $ 0 |
| Bend-Redmond, OR | 4 | $ 867,000 | $ 216,750 | $ 34,000 |
| Champaign-Urbana, IL | 4 | $ 659,000 | $ 164,750 | $ 57,000 |
| College Station-Bryan, TX | 4 | $ 942,000 | $ 235,500 | $ 18,000 |
| Corpus Christi, TX | 4 | $ 630,000 | $ 157,500 | $ 0 |
| Elkhart-Goshen, IN | 4 | $ 967,000 | $ 241,750 | $ 13,000 |
| Florence, SC | 4 | $ 976,000 | $ 244,000 | $ 0 |
| Kankakee, IL | 4 | $ 727,000 | $ 181,750 | $ 46,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 632,000 | $ 158,000 | $ 0 |
| Lafayette, LA | 4 | $ 513,000 | $ 128,250 | $ 18,000 |
| Logan, UT-ID | 4 | $ 628,000 | $ 157,000 | $ 51,000 |
| Longview, WA | 4 | $ 1,105,000 | $ 276,250 | $ 18,000 |
| Lynchburg, VA | 4 | $ 728,000 | $ 182,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 765,000 | $ 191,250 | $ 14,250 |
| Morristown, TN | 4 | $ 663,000 | $ 165,750 | $ 27,000 |
| Santa Fe, NM | 4 | $ 891,000 | $ 222,750 | $ 26,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 813,000 | $ 203,250 | $ 1,000 |
| Sebastian-Vero Beach, FL | 4 | $ 669,000 | $ 167,250 | $ 0 |
| Tuscaloosa, AL | 4 | $ 924,000 | $ 231,000 | $ 0 |
| Wilmington, DE-MD-NJ | 4 | $ 1,186,000 | $ 296,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Akron, OH | 3 | $ 700,000 | $ 233,333 | $ 0 |
| Ann Arbor, MI | 3 | $ 576,000 | $ 192,000 | $ 0 |
| Bangor, ME | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Beaumont-Port Arthur, TX | 3 | $ 311,000 | $ 103,666 | $ 0 |
| Bloomington, IN | 3 | $ 593,000 | $ 197,666 | $ 25,000 |
| Boise City, ID | 3 | $ 784,000 | $ 261,333 | $ 0 |
| Canton-Massillon, OH | 3 | $ 441,000 | $ 147,000 | $ 42,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 721,000 | $ 240,333 | $ 0 |
| Cheyenne, WY | 3 | $ 1,118,000 | $ 372,666 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 573,000 | $ 191,000 | $ 36,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 504,000 | $ 168,000 | $ 32,000 |
| Gainesville, GA | 3 | $ 534,000 | $ 178,000 | $ 15,000 |
| Grand Junction, CO | 3 | $ 653,000 | $ 217,666 | $ 23,000 |
| Greenville, NC | 3 | $ 621,000 | $ 207,000 | $ 0 |
| Hanford-Corcoran, CA | 3 | $ 792,000 | $ 264,000 | $ 38,000 |
| Kokomo, IN | 3 | $ 357,000 | $ 119,000 | $ 20,000 |
| Lubbock, TX | 3 | $ 669,000 | $ 223,000 | $ 0 |
| Manhattan, KS | 3 | $ 604,000 | $ 201,333 | $ 0 |
| McAllen-Edinburg-Mission, TX | 3 | $ 420,000 | $ 140,000 | $ 40,000 |
| Monroe, LA | 3 | $ 787,000 | $ 262,333 | $ 0 |
| Muncie, IN | 3 | $ 937,000 | $ 312,333 | $ 44,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 947,000 | $ 315,666 | $ 21,000 |
| Odessa, TX | 3 | $ 750,000 | $ 250,000 | $ 0 |
| Providence-Warwick, RI-MA | 3 | $ 699,000 | $ 233,000 | $ 0 |
| Reading, PA | 3 | $ 707,000 | $ 235,666 | $ 0 |
| Redding, CA | 3 | $ 547,000 | $ 182,333 | $ 11,000 |
| Rockingham County-Strafford County, NH | 3 | $ 714,000 | $ 238,000 | $ 48,000 |
| Sherman-Denison, TX | 3 | $ 347,000 | $ 115,666 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 365,000 | $ 121,666 | $ 21,000 |
| Springfield, OH | 3 | $ 436,000 | $ 145,333 | $ 33,000 |
| Tyler, TX | 3 | $ 639,000 | $ 213,000 | $ 0 |
| Waco, TX | 3 | $ 569,000 | $ 189,666 | $ 0 |
| Wilmington, NC | 3 | $ 543,000 | $ 181,000 | $ 0 |
| Albany, OR | 2 | $ 323,000 | $ 161,500 | $ 0 |
| Altoona, PA | 2 | $ 353,000 | $ 176,500 | $ 0 |
| Atlantic City-Hammonton, NJ | 2 | $ 403,000 | $ 201,500 | $ 0 |
| Brunswick, GA | 2 | $ 318,000 | $ 159,000 | $ 48,000 |
| Charlottesville, VA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Columbus, IN | 2 | $ 398,000 | $ 199,000 | $ 42,000 |
| El Centro, CA | 2 | $ 401,000 | $ 200,500 | $ 0 |
| Erie, PA | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Flint, MI | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Gainesville, FL | 2 | $ 475,000 | $ 237,500 | $ 44,000 |
| Goldsboro, NC | 2 | $ 405,000 | $ 202,500 | $ 40,000 |
| Houma-Thibodaux, LA | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Jackson, TN | 2 | $ 379,000 | $ 189,500 | $ 0 |
| Lancaster, PA | 2 | $ 419,000 | $ 209,500 | $ 31,000 |
| Lewiston, ID-WA | 2 | $ 403,000 | $ 201,500 | $ 23,000 |
| Longview, TX | 2 | $ 283,000 | $ 141,500 | $ 0 |
| Monroe, MI | 2 | $ 217,000 | $ 108,500 | $ 0 |
| Napa, CA | 2 | $ 1,131,000 | $ 565,500 | $ 0 |
| Norwich-New London, CT | 2 | $ 474,000 | $ 237,000 | $ 0 |
| Parkersburg-Vienna, WV | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Rockford, IL | 2 | $ 326,000 | $ 163,000 | $ 30,000 |
| Rocky Mount, NC | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Rome, GA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 632,000 | $ 316,000 | $ 22,000 |
| Sebring, FL | 2 | $ 326,000 | $ 163,000 | $ 19,000 |
| Texarkana, TX-AR | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Albany, GA | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Anchorage, AK | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Appleton, WI | 1 | $ 148,000 | $ 148,000 | $ 43,000 |
| Athens-Clarke County, GA | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Bowling Green, KY | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Carson City, NV | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Chico, CA | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Cleveland, TN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dalton, GA | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Danville, IL | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Decatur, AL | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Eau Claire, WI | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Fairbanks, AK | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Grand Island, NE | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Johnstown, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jonesboro, AR | 1 | $ 187,000 | $ 187,000 | $ 95,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 550,000 | $ 550,000 | $ 61,000 |
| Kalamazoo-Portage, MI | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Lafayette-West Lafayette, IN | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Lake Charles, LA | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Laredo, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lawrence, KS | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Lebanon, PA | 1 | $ 227,000 | $ 227,000 | $ 55,000 |
| Lincoln, NE | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Mansfield, OH | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Midland, MI | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Muskegon, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ocean City, NJ | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
| Oshkosh-Neenah, WI | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Pocatello, ID | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Racine, WI | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Rapid City, SD | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Reno, NV | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Saginaw, MI | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 351,000 | $ 351,000 | $ 0 |
| San Rafael, CA | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 424,000 | $ 424,000 | $ 66,000 |
| Springfield, IL | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Terre Haute, IN | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Topeka, KS | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Trenton, NJ | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Victoria, TX | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Walla Walla, WA | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Wausau, WI | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Williamsport, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 176,000 | $ 176,000 | $ 0 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,545 | $1,091,526,000 | $240,000 | $2,177,000 | $24,000 | $1,848,000 |
| Home Purchase | 826 | $202,538,000 | $245,000 | $1,200,000 | $109,000 | $2,180,000 |
| Home Improvement | 5 | $888,000 | $177,000 | $302,000 | $65,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,503 | $843,962,000 | $240,000 | $2,177,000 | $42,000 | $2,180,000 |
| Black or African American | 891 | $213,292,000 | $239,000 | $816,000 | $21,000 | $948,000 |
| Hispanic | 583 | $140,695,000 | $241,000 | $1,200,000 | $30,000 | $1,151,000 |
| Not Provided | 174 | $39,827,000 | $228,000 | $612,000 | $35,000 | $241,000 |
| Asian | 109 | $27,778,000 | $254,000 | $586,000 | $73,000 | $621,000 |
| American Indian or Alaskan Native | 64 | $13,123,000 | $205,000 | $459,000 | $23,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $16,275,000 | $312,000 | $1,279,000 | $30,000 | $314,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 4,218 | $1,019,374,000 | $241,000 | $2,000,000 | $19,000 | $948,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 890 | $211,091,000 | $237,000 | $2,177,000 | $114,000 | $2,180,000 |
| FHA-insured (Federal Housing Administration) | 262 | $62,969,000 | $240,000 | $565,000 | $65,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,518,000 | $253,000 | $318,000 | $77,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,297 | $560,160,000 | $243,000 | $1,330,000 | $45,000 | $2,180,000 |
| Application Withdrawn By Applicant | 2,097 | $511,963,000 | $244,000 | $2,177,000 | $36,000 | $1,848,000 |
| Application Denied By Financial Institution | 972 | $220,230,000 | $226,000 | $2,000,000 | $21,000 | $634,000 |
| Application Approved But Not Accepted | 9 | $2,404,000 | $267,000 | $417,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $195,000 | $195,000 | $195,000 | $45,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 56 | $11,507,000 | $205,000 | $442,000 | $15,000 | $121,000 |
| Other | 4 | $474,000 | $118,000 | $165,000 | $49,000 | $140,000 |
| Collateral | 3 | $943,000 | $314,000 | $576,000 | $42,000 | $71,000 |
| Debt-To-Income Ratio | 3 | $476,000 | $158,000 | $210,000 | $26,000 | $40,000 |
| Unverifiable Information | 1 | $130,000 | $130,000 | $130,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About