Irwin Union Bank Mortgage Lending & HMDA Data, 2004
In 2004, Irwin Union Bank of Columbus, IN reported 15,325 mortgage applications totaling $1.2 billion, down 12% from 2003. The average application was for $75,549, and applicants reported an average income of $64,946. 34% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (587), Columbus, IN (480) and Denver-Aurora, CO (431) (applications in parentheses).
| Mortgage Company & Address | Irwin Union Bank 500 Washington St Columbus, IN 47201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,325 |
| Total Mortgage Loan Application Amount | $1,157,797,000 |
| Average Mortgage Loan Application Amount | $75,549 |
| Highest Mortgage Loan Application Amount | $4,900,000 |
| Average Applicant Income | $64,946 |
| Highest Applicant Income | $826,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Irwin Union Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 565 | $ 54,029,000 | $ 95,626 | $ 64,000 |
| Bartholomew, Indiana | 480 | $ 53,842,000 | $ 112,170 | $ 75,000 |
| Los Angeles, California | 265 | $ 27,244,000 | $ 102,807 | $ 100,000 |
| El Paso, Colorado | 206 | $ 14,893,000 | $ 72,296 | $ 74,000 |
| Clark, Nevada | 200 | $ 17,633,000 | $ 88,165 | $ 69,000 |
| Riverside, California | 169 | $ 15,691,000 | $ 92,846 | $ 80,000 |
| Pierce, Washington | 156 | $ 11,097,000 | $ 71,134 | $ 62,000 |
| San Bernardino, California | 152 | $ 14,035,000 | $ 92,335 | $ 77,000 |
| Cook, Illinois | 150 | $ 9,178,000 | $ 61,186 | $ 71,000 |
| King, Washington | 149 | $ 14,478,000 | $ 97,167 | $ 78,000 |
| Salt Lake, Utah | 135 | $ 8,387,000 | $ 62,125 | $ 61,000 |
| San Diego, California | 124 | $ 13,384,000 | $ 107,935 | $ 97,000 |
| Snohomish, Washington | 121 | $ 8,704,000 | $ 71,933 | $ 69,000 |
| Wayne, Michigan | 116 | $ 7,400,000 | $ 63,793 | $ 62,000 |
| Cuyahoga, Ohio | 111 | $ 6,726,000 | $ 60,594 | $ 70,000 |
| Sacramento, California | 110 | $ 10,753,000 | $ 97,754 | $ 79,000 |
| Oakland, Michigan | 109 | $ 8,931,000 | $ 81,935 | $ 94,000 |
| Johnson, Indiana | 108 | $ 13,038,000 | $ 120,722 | $ 58,000 |
| Prince George's, Maryland | 107 | $ 9,373,000 | $ 87,598 | $ 81,000 |
| Marion, Indiana | 105 | $ 12,056,000 | $ 114,819 | $ 66,000 |
| Baltimore, Maryland | 102 | $ 5,939,000 | $ 58,225 | $ 69,000 |
| Franklin, Ohio | 101 | $ 6,352,000 | $ 62,891 | $ 67,000 |
| Arapahoe, Colorado | 100 | $ 7,624,000 | $ 76,240 | $ 70,000 |
| Jefferson, Colorado | 100 | $ 8,189,000 | $ 81,890 | $ 73,000 |
| Pima, Arizona | 99 | $ 5,947,000 | $ 60,070 | $ 57,000 |
| Adams, Colorado | 97 | $ 7,573,000 | $ 78,072 | $ 70,000 |
| Broward, Florida | 97 | $ 7,729,000 | $ 79,680 | $ 81,000 |
| Orange, Florida | 97 | $ 5,951,000 | $ 61,350 | $ 65,000 |
| Monroe, Indiana | 97 | $ 18,432,000 | $ 190,020 | $ 59,000 |
| Orange, California | 96 | $ 12,305,000 | $ 128,177 | $ 111,000 |
| Allegheny, Pennsylvania | 92 | $ 5,452,000 | $ 59,260 | $ 65,000 |
| Jackson, Indiana | 89 | $ 8,933,000 | $ 100,370 | $ 56,000 |
| Anne Arundel, Maryland | 88 | $ 6,015,000 | $ 68,352 | $ 76,000 |
| York, Pennsylvania | 87 | $ 5,222,000 | $ 60,022 | $ 68,000 |
| San Joaquin, California | 86 | $ 9,016,000 | $ 104,837 | $ 84,000 |
| Montgomery, Pennsylvania | 86 | $ 5,529,000 | $ 64,290 | $ 79,000 |
| Clark, Washington | 86 | $ 6,264,000 | $ 72,837 | $ 72,000 |
| Shelby, Indiana | 83 | $ 7,143,000 | $ 86,060 | $ 54,000 |
| Macomb, Michigan | 83 | $ 5,614,000 | $ 67,638 | $ 77,000 |
| Kern, California | 81 | $ 5,301,000 | $ 65,444 | $ 76,000 |
| Duval, Florida | 80 | $ 4,943,000 | $ 61,787 | $ 62,000 |
| New Castle, Delaware | 76 | $ 4,596,000 | $ 60,473 | $ 82,000 |
| Fairfax, Virginia | 76 | $ 7,288,000 | $ 95,894 | $ 114,000 |
| New Haven, Connecticut | 73 | $ 4,046,000 | $ 55,424 | $ 69,000 |
| Hartford, Connecticut | 72 | $ 4,910,000 | $ 68,194 | $ 87,000 |
| Hillsborough, Florida | 72 | $ 4,962,000 | $ 68,916 | $ 83,000 |
| Douglas, Colorado | 70 | $ 5,998,000 | $ 85,685 | $ 83,000 |
| Contra Costa, California | 69 | $ 8,439,000 | $ 122,304 | $ 95,000 |
| Palm Beach, Florida | 69 | $ 3,832,000 | $ 55,536 | $ 64,000 |
| Montgomery, Maryland | 69 | $ 5,709,000 | $ 82,739 | $ 89,000 |
| Pinellas, Florida | 67 | $ 3,641,000 | $ 54,343 | $ 67,000 |
| Bucks, Pennsylvania | 66 | $ 4,014,000 | $ 60,818 | $ 78,000 |
| Chesterfield, Virginia | 66 | $ 4,250,000 | $ 64,393 | $ 75,000 |
| Washington, Oregon | 65 | $ 5,105,000 | $ 78,538 | $ 68,000 |
| Delaware, Pennsylvania | 65 | $ 4,657,000 | $ 71,646 | $ 78,000 |
| Hamilton, Ohio | 64 | $ 4,717,000 | $ 73,703 | $ 70,000 |
| Miami-Dade, Florida | 62 | $ 4,234,000 | $ 68,290 | $ 72,000 |
| Brown, Indiana | 62 | $ 7,530,000 | $ 121,451 | $ 77,000 |
| Lancaster, Pennsylvania | 61 | $ 3,332,000 | $ 54,622 | $ 62,000 |
| Chester, Pennsylvania | 60 | $ 4,855,000 | $ 80,916 | $ 95,000 |
| Philadelphia, Pennsylvania | 60 | $ 3,042,000 | $ 50,700 | $ 59,000 |
| Spokane, Washington | 59 | $ 3,337,000 | $ 56,559 | $ 59,000 |
| Chesapeake, Virginia | 58 | $ 4,255,000 | $ 73,362 | $ 70,000 |
| Will, Illinois | 57 | $ 4,064,000 | $ 71,298 | $ 83,000 |
| Berks, Pennsylvania | 57 | $ 3,554,000 | $ 62,350 | $ 58,000 |
| Multnomah, Oregon | 56 | $ 3,458,000 | $ 61,750 | $ 60,000 |
| Harford, Maryland | 55 | $ 3,740,000 | $ 68,000 | $ 66,000 |
| Summit, Ohio | 55 | $ 3,846,000 | $ 69,927 | $ 56,000 |
| Clackamas, Oregon | 55 | $ 3,642,000 | $ 66,218 | $ 75,000 |
| Virginia Beach, Virginia | 55 | $ 3,414,000 | $ 62,072 | $ 64,000 |
| Fresno, California | 54 | $ 3,789,000 | $ 70,166 | $ 68,000 |
| Prince William, Virginia | 54 | $ 4,576,000 | $ 84,740 | $ 78,000 |
| Kent, Michigan | 53 | $ 4,515,000 | $ 85,188 | $ 74,000 |
| DuPage, Illinois | 52 | $ 4,410,000 | $ 84,807 | $ 85,000 |
| Kalamazoo, Michigan | 50 | $ 8,201,000 | $ 164,020 | $ 66,000 |
| Butler, Ohio | 50 | $ 3,397,000 | $ 67,940 | $ 66,000 |
| Northampton, Pennsylvania | 50 | $ 2,966,000 | $ 59,320 | $ 58,000 |
| St. Louis, Missouri | 49 | $ 3,023,000 | $ 61,693 | $ 68,000 |
| Stanislaus, California | 48 | $ 3,263,000 | $ 67,979 | $ 77,000 |
| Lake, Illinois | 48 | $ 3,433,000 | $ 71,520 | $ 93,000 |
| Milwaukee, Wisconsin | 48 | $ 2,374,000 | $ 49,458 | $ 72,000 |
| Fairfield, Connecticut | 46 | $ 5,247,000 | $ 114,065 | $ 94,000 |
| Howard, Maryland | 46 | $ 3,915,000 | $ 85,108 | $ 89,000 |
| Worcester, Massachusetts | 46 | $ 2,585,000 | $ 56,195 | $ 71,000 |
| Thurston, Washington | 46 | $ 2,950,000 | $ 64,130 | $ 67,000 |
| Brevard, Florida | 45 | $ 3,178,000 | $ 70,622 | $ 59,000 |
| Jackson, Missouri | 45 | $ 2,551,000 | $ 56,688 | $ 63,000 |
| Utah, Utah | 45 | $ 2,499,000 | $ 55,533 | $ 55,000 |
| Lee, Florida | 43 | $ 2,841,000 | $ 66,069 | $ 60,000 |
| Lehigh, Pennsylvania | 43 | $ 2,672,000 | $ 62,139 | $ 65,000 |
| Kitsap, Washington | 43 | $ 3,215,000 | $ 74,767 | $ 80,000 |
| Ventura, California | 42 | $ 3,917,000 | $ 93,261 | $ 91,000 |
| Jefferson, Kentucky | 42 | $ 2,405,000 | $ 57,261 | $ 61,000 |
| Denver, Colorado | 41 | $ 2,615,000 | $ 63,780 | $ 57,000 |
| Carroll, Maryland | 41 | $ 4,357,000 | $ 106,268 | $ 86,000 |
| Seminole, Florida | 40 | $ 2,562,000 | $ 64,050 | $ 61,000 |
| Lane, Oregon | 40 | $ 2,365,000 | $ 59,125 | $ 51,000 |
| Santa Clara, California | 39 | $ 4,990,000 | $ 127,948 | $ 115,000 |
| Alameda, California | 38 | $ 4,712,000 | $ 124,000 | $ 97,000 |
| Decatur, Indiana | 38 | $ 3,440,000 | $ 90,526 | $ 49,000 |
| Montgomery, Ohio | 38 | $ 2,036,000 | $ 53,578 | $ 61,000 |
| Stark, Ohio | 38 | $ 2,504,000 | $ 65,894 | $ 62,000 |
| Weld, Colorado | 37 | $ 2,559,000 | $ 69,162 | $ 65,000 |
| Polk, Florida | 37 | $ 2,541,000 | $ 68,675 | $ 63,000 |
| Gwinnett, Georgia | 37 | $ 2,520,000 | $ 68,108 | $ 68,000 |
| Charles, Maryland | 37 | $ 2,100,000 | $ 56,756 | $ 89,000 |
| Plymouth, Massachusetts | 37 | $ 1,869,000 | $ 50,513 | $ 58,000 |
| Dauphin, Pennsylvania | 37 | $ 2,193,000 | $ 59,270 | $ 71,000 |
| Westmoreland, Pennsylvania | 37 | $ 1,501,000 | $ 40,567 | $ 59,000 |
| Newport News, Virginia | 37 | $ 2,471,000 | $ 66,783 | $ 46,000 |
| Genesee, Michigan | 36 | $ 2,503,000 | $ 69,527 | $ 67,000 |
| St. Charles, Missouri | 36 | $ 2,754,000 | $ 76,500 | $ 66,000 |
| Washoe, Nevada | 36 | $ 3,331,000 | $ 92,527 | $ 70,000 |
| Frederick, Maryland | 35 | $ 3,441,000 | $ 98,314 | $ 78,000 |
| Marion, Oregon | 35 | $ 1,818,000 | $ 51,942 | $ 60,000 |
| Boulder, Colorado | 34 | $ 3,005,000 | $ 88,382 | $ 99,000 |
| Middlesex, Massachusetts | 34 | $ 1,941,000 | $ 57,088 | $ 92,000 |
| Hillsborough, New Hampshire | 34 | $ 1,882,000 | $ 55,352 | $ 80,000 |
| Davis, Utah | 34 | $ 1,812,000 | $ 53,294 | $ 69,000 |
| Larimer, Colorado | 33 | $ 2,505,000 | $ 75,909 | $ 69,000 |
| Solano, California | 32 | $ 4,104,000 | $ 128,250 | $ 81,000 |
| Washington, Maryland | 32 | $ 1,889,000 | $ 59,031 | $ 67,000 |
| Essex, Massachusetts | 32 | $ 1,985,000 | $ 62,031 | $ 69,000 |
| Stafford, Virginia | 32 | $ 2,480,000 | $ 77,500 | $ 101,000 |
| Dane, Wisconsin | 32 | $ 1,787,000 | $ 55,843 | $ 71,000 |
| Ingham, Michigan | 31 | $ 2,800,000 | $ 90,322 | $ 52,000 |
| Ottawa, Michigan | 31 | $ 2,510,000 | $ 80,967 | $ 97,000 |
| McHenry, Illinois | 30 | $ 1,672,000 | $ 55,733 | $ 83,000 |
| Winnebago, Illinois | 30 | $ 1,636,000 | $ 54,533 | $ 58,000 |
| Baltimore City, Maryland | 30 | $ 1,688,000 | $ 56,266 | $ 55,000 |
| Henrico, Virginia | 30 | $ 2,537,000 | $ 84,566 | $ 87,000 |
| Placer, California | 29 | $ 2,258,000 | $ 77,862 | $ 92,000 |
| Escambia, Florida | 29 | $ 1,655,000 | $ 57,068 | $ 66,000 |
| Cobb, Georgia | 29 | $ 2,042,000 | $ 70,413 | $ 22,000 |
| New London, Connecticut | 28 | $ 1,729,000 | $ 61,750 | $ 87,000 |
| Hampden, Massachusetts | 28 | $ 1,322,000 | $ 47,214 | $ 61,000 |
| Rockingham, New Hampshire | 28 | $ 1,281,000 | $ 45,750 | $ 71,000 |
| Medina, Ohio | 28 | $ 1,855,000 | $ 66,250 | $ 57,000 |
| Warren, Ohio | 28 | $ 2,027,000 | $ 72,392 | $ 92,000 |
| Spotsylvania, Virginia | 28 | $ 2,212,000 | $ 79,000 | $ 68,000 |
| Tulare, California | 27 | $ 1,909,000 | $ 70,703 | $ 60,000 |
| Pasco, Florida | 27 | $ 1,670,000 | $ 61,851 | $ 62,000 |
| Jennings, Indiana | 27 | $ 2,420,000 | $ 89,629 | $ 55,000 |
| Delaware, Ohio | 27 | $ 1,845,000 | $ 68,333 | $ 65,000 |
| Lucas, Ohio | 27 | $ 1,281,000 | $ 47,444 | $ 48,000 |
| Cumberland, Pennsylvania | 27 | $ 1,831,000 | $ 67,814 | $ 66,000 |
| Cumberland, Maine | 26 | $ 1,466,000 | $ 56,384 | $ 57,000 |
| Lorain, Ohio | 26 | $ 1,532,000 | $ 58,923 | $ 69,000 |
| Kent, Delaware | 25 | $ 1,397,000 | $ 55,880 | $ 55,000 |
| Lake, Florida | 25 | $ 1,880,000 | $ 75,200 | $ 76,000 |
| Volusia, Florida | 25 | $ 1,323,000 | $ 52,920 | $ 46,000 |
| Kane, Illinois | 25 | $ 1,710,000 | $ 68,400 | $ 83,000 |
| Jefferson, Missouri | 25 | $ 1,460,000 | $ 58,400 | $ 52,000 |
| Pueblo, Colorado | 24 | $ 1,803,000 | $ 75,125 | $ 83,000 |
| Marion, Florida | 24 | $ 1,279,000 | $ 53,291 | $ 59,000 |
| Okaloosa, Florida | 24 | $ 1,566,000 | $ 65,250 | $ 65,000 |
| Weber, Utah | 24 | $ 1,205,000 | $ 50,208 | $ 58,000 |
| Hampton, Virginia | 24 | $ 1,586,000 | $ 66,083 | $ 60,000 |
| Benton, Washington | 24 | $ 1,735,000 | $ 72,291 | $ 80,000 |
| Fayette, Kentucky | 23 | $ 943,000 | $ 41,000 | $ 58,000 |
| Cecil, Maryland | 23 | $ 1,363,000 | $ 59,260 | $ 84,000 |
| Bristol, Massachusetts | 23 | $ 1,448,000 | $ 62,956 | $ 75,000 |
| Pinal, Arizona | 22 | $ 1,270,000 | $ 57,727 | $ 62,000 |
| Norfolk, Massachusetts | 22 | $ 1,772,000 | $ 80,545 | $ 97,000 |
| Waukesha, Wisconsin | 22 | $ 1,285,000 | $ 58,409 | $ 62,000 |
| Clay, Florida | 21 | $ 1,039,000 | $ 49,476 | $ 60,000 |
| Jefferson, Louisiana | 21 | $ 1,151,000 | $ 54,809 | $ 49,000 |
| Eaton, Michigan | 21 | $ 1,671,000 | $ 79,571 | $ 64,000 |
| St. Clair, Michigan | 21 | $ 1,486,000 | $ 70,761 | $ 52,000 |
| Trumbull, Ohio | 21 | $ 1,565,000 | $ 74,523 | $ 71,000 |
| Luzerne, Pennsylvania | 21 | $ 972,000 | $ 46,285 | $ 57,000 |
| Skagit, Washington | 21 | $ 1,326,000 | $ 63,142 | $ 67,000 |
| Sarasota, Florida | 20 | $ 1,254,000 | $ 62,700 | $ 64,000 |
| St. Lucie, Florida | 20 | $ 912,000 | $ 45,600 | $ 60,000 |
| Hamilton, Indiana | 20 | $ 3,429,000 | $ 171,450 | $ 73,000 |
| Calhoun, Michigan | 20 | $ 1,427,000 | $ 71,350 | $ 69,000 |
| Monroe, Michigan | 20 | $ 1,318,000 | $ 65,900 | $ 67,000 |
| Washtenaw, Michigan | 20 | $ 1,229,000 | $ 61,450 | $ 58,000 |
| Merced, California | 19 | $ 1,565,000 | $ 82,368 | $ 67,000 |
| Litchfield, Connecticut | 19 | $ 1,340,000 | $ 70,526 | $ 69,000 |
| Sussex, Delaware | 19 | $ 973,000 | $ 51,210 | $ 65,000 |
| Boone, Kentucky | 19 | $ 1,469,000 | $ 77,315 | $ 65,000 |
| Clay, Missouri | 19 | $ 813,000 | $ 42,789 | $ 61,000 |
| Burlington, New Jersey | 19 | $ 1,368,000 | $ 72,000 | $ 71,000 |
| Adams, Pennsylvania | 19 | $ 1,094,000 | $ 57,578 | $ 57,000 |
| Monroe, Pennsylvania | 19 | $ 908,000 | $ 47,789 | $ 63,000 |
| Providence, Rhode Island | 19 | $ 1,111,000 | $ 58,473 | $ 94,000 |
| Loudoun, Virginia | 19 | $ 2,166,000 | $ 114,000 | $ 101,000 |
| Cochise, Arizona | 18 | $ 1,113,000 | $ 61,833 | $ 70,000 |
| San Mateo, California | 18 | $ 2,505,000 | $ 139,166 | $ 105,000 |
| Shasta, California | 18 | $ 1,226,000 | $ 68,111 | $ 68,000 |
| Leon, Florida | 18 | $ 1,216,000 | $ 67,555 | $ 65,000 |
| Osceola, Florida | 18 | $ 945,000 | $ 52,500 | $ 68,000 |
| Kenton, Kentucky | 18 | $ 951,000 | $ 52,833 | $ 47,000 |
| Calvert, Maryland | 18 | $ 1,422,000 | $ 79,000 | $ 74,000 |
| St. Mary's, Maryland | 18 | $ 1,023,000 | $ 56,833 | $ 94,000 |
| Greene, Missouri | 18 | $ 969,000 | $ 53,833 | $ 61,000 |
| Douglas, Nebraska | 18 | $ 1,050,000 | $ 58,333 | $ 20,000 |
| Merrimack, New Hampshire | 18 | $ 1,258,000 | $ 69,888 | $ 68,000 |
| Camden, New Jersey | 18 | $ 1,050,000 | $ 58,333 | $ 69,000 |
| Clark, Ohio | 18 | $ 1,180,000 | $ 65,555 | $ 64,000 |
| Clermont, Ohio | 18 | $ 972,000 | $ 54,000 | $ 64,000 |
| Lexington, South Carolina | 18 | $ 855,000 | $ 47,500 | $ 64,000 |
| York, South Carolina | 18 | $ 775,000 | $ 43,055 | $ 62,000 |
| Mohave, Arizona | 17 | $ 1,225,000 | $ 72,058 | $ 64,000 |
| Mesa, Colorado | 17 | $ 1,023,000 | $ 60,176 | $ 55,000 |
| Windham, Connecticut | 17 | $ 1,553,000 | $ 91,352 | $ 69,000 |
| Bay, Florida | 17 | $ 1,274,000 | $ 74,941 | $ 48,000 |
| St. Tammany, Louisiana | 17 | $ 850,000 | $ 50,000 | $ 82,000 |
| Fairfield, Ohio | 17 | $ 1,042,000 | $ 61,294 | $ 60,000 |
| Brown, Wisconsin | 17 | $ 945,000 | $ 55,588 | $ 70,000 |
| Kenosha, Wisconsin | 17 | $ 890,000 | $ 52,352 | $ 71,000 |
| Racine, Wisconsin | 17 | $ 744,000 | $ 43,764 | $ 52,000 |
| Butte, California | 16 | $ 1,143,000 | $ 71,437 | $ 58,000 |
| Broomfield, Colorado | 16 | $ 1,707,000 | $ 106,687 | $ 77,000 |
| Madison, Illinois | 16 | $ 1,047,000 | $ 65,437 | $ 61,000 |
| Livingston, Louisiana | 16 | $ 899,000 | $ 56,187 | $ 61,000 |
| Lake, Ohio | 16 | $ 1,291,000 | $ 80,687 | $ 66,000 |
| Wood, Ohio | 16 | $ 1,129,000 | $ 70,562 | $ 51,000 |
| Linn, Oregon | 16 | $ 912,000 | $ 57,000 | $ 65,000 |
| Beaver, Pennsylvania | 16 | $ 1,098,000 | $ 68,625 | $ 65,000 |
| Erie, Pennsylvania | 16 | $ 979,000 | $ 61,187 | $ 63,000 |
| Franklin, Pennsylvania | 16 | $ 1,027,000 | $ 64,187 | $ 52,000 |
| Whatcom, Washington | 16 | $ 847,000 | $ 52,937 | $ 58,000 |
| Yavapai, Arizona | 15 | $ 1,053,000 | $ 70,200 | $ 77,000 |
| Santa Barbara, California | 15 | $ 2,096,000 | $ 139,733 | $ 72,000 |
| Yolo, California | 15 | $ 1,802,000 | $ 120,133 | $ 74,000 |
| Tolland, Connecticut | 15 | $ 1,009,000 | $ 67,266 | $ 65,000 |
| Manatee, Florida | 15 | $ 946,000 | $ 63,066 | $ 57,000 |
| East Baton Rouge, Louisiana | 15 | $ 690,000 | $ 46,000 | $ 72,000 |
| Jackson, Michigan | 15 | $ 911,000 | $ 60,733 | $ 52,000 |
| Midland, Michigan | 15 | $ 551,000 | $ 36,733 | $ 48,000 |
| Ocean, New Jersey | 15 | $ 1,031,000 | $ 68,733 | $ 83,000 |
| Lebanon, Pennsylvania | 15 | $ 766,000 | $ 51,066 | $ 55,000 |
| Hanover, Virginia | 15 | $ 1,060,000 | $ 70,666 | $ 65,000 |
| Yakima, Washington | 15 | $ 1,228,000 | $ 81,866 | $ 87,000 |
| Rock, Wisconsin | 15 | $ 739,000 | $ 49,266 | $ 62,000 |
| El Dorado, California | 14 | $ 1,759,000 | $ 125,642 | $ 72,000 |
| Middlesex, Connecticut | 14 | $ 831,000 | $ 59,357 | $ 84,000 |
| Lake, Indiana | 14 | $ 1,037,000 | $ 74,071 | $ 38,000 |
| Polk, Iowa | 14 | $ 994,000 | $ 71,000 | $ 0 |
| Queen Anne's, Maryland | 14 | $ 1,458,000 | $ 104,142 | $ 86,000 |
| Platte, Missouri | 14 | $ 1,072,000 | $ 76,571 | $ 64,000 |
| Middlesex, New Jersey | 14 | $ 1,649,000 | $ 117,785 | $ 78,000 |
| Licking, Ohio | 14 | $ 943,000 | $ 67,357 | $ 72,000 |
| Jackson, Oregon | 14 | $ 835,000 | $ 59,642 | $ 57,000 |
| Richland, South Carolina | 14 | $ 608,000 | $ 43,428 | $ 50,000 |
| Roanoke City, Virginia | 14 | $ 591,000 | $ 42,214 | $ 36,000 |
| Anchorage, Alaska | 13 | $ 892,000 | $ 68,615 | $ 0 |
| San Luis Obispo, California | 13 | $ 2,427,000 | $ 186,692 | $ 92,000 |
| Fulton, Georgia | 13 | $ 1,012,000 | $ 77,846 | $ 0 |
| McLean, Illinois | 13 | $ 694,000 | $ 53,384 | $ 60,000 |
| Sangamon, Illinois | 13 | $ 671,000 | $ 51,615 | $ 69,000 |
| Lafayette, Louisiana | 13 | $ 536,000 | $ 41,230 | $ 63,000 |
| York, Maine | 13 | $ 608,000 | $ 46,769 | $ 37,000 |
| Barnstable, Massachusetts | 13 | $ 698,000 | $ 53,692 | $ 56,000 |
| Allegan, Michigan | 13 | $ 762,000 | $ 58,615 | $ 47,000 |
| Livingston, Michigan | 13 | $ 719,000 | $ 55,307 | $ 75,000 |
| Wake, North Carolina | 13 | $ 680,000 | $ 52,307 | $ 26,000 |
| Mahoning, Ohio | 13 | $ 909,000 | $ 69,923 | $ 65,000 |
| Portage, Ohio | 13 | $ 1,326,000 | $ 102,000 | $ 67,000 |
| Washington, Pennsylvania | 13 | $ 814,000 | $ 62,615 | $ 69,000 |
| Johnson, Kansas | 12 | $ 926,000 | $ 77,166 | $ 0 |
| Berrien, Michigan | 12 | $ 795,000 | $ 66,250 | $ 68,000 |
| Bergen, New Jersey | 12 | $ 1,368,000 | $ 114,000 | $ 85,000 |
| Mercer, New Jersey | 12 | $ 1,062,000 | $ 88,500 | $ 79,000 |
| Mecklenburg, North Carolina | 12 | $ 947,000 | $ 78,916 | $ 0 |
| Greenville, South Carolina | 12 | $ 511,000 | $ 42,583 | $ 57,000 |
| Norfolk, Virginia | 12 | $ 553,000 | $ 46,083 | $ 42,000 |
| Winnebago, Wisconsin | 12 | $ 630,000 | $ 52,500 | $ 50,000 |
| Yuma, Arizona | 11 | $ 555,000 | $ 50,454 | $ 52,000 |
| Sonoma, California | 11 | $ 1,814,000 | $ 164,909 | $ 98,000 |
| Charlotte, Florida | 11 | $ 670,000 | $ 60,909 | $ 41,000 |
| Collier, Florida | 11 | $ 853,000 | $ 77,545 | $ 41,000 |
| Indian River, Florida | 11 | $ 557,000 | $ 50,636 | $ 52,000 |
| Martin, Florida | 11 | $ 860,000 | $ 78,181 | $ 77,000 |
| St. Johns, Florida | 11 | $ 586,000 | $ 53,272 | $ 66,000 |
| Champaign, Illinois | 11 | $ 695,000 | $ 63,181 | $ 68,000 |
| Kennebec, Maine | 11 | $ 784,000 | $ 71,272 | $ 42,000 |
| Muskegon, Michigan | 11 | $ 638,000 | $ 58,000 | $ 53,000 |
| Sarpy, Nebraska | 11 | $ 801,000 | $ 72,818 | $ 0 |
| Strafford, New Hampshire | 11 | $ 446,000 | $ 40,545 | $ 73,000 |
| Monmouth, New Jersey | 11 | $ 987,000 | $ 89,727 | $ 70,000 |
| Polk, Oregon | 11 | $ 769,000 | $ 69,909 | $ 65,000 |
| Schuylkill, Pennsylvania | 11 | $ 453,000 | $ 41,181 | $ 60,000 |
| Kent, Rhode Island | 11 | $ 658,000 | $ 59,818 | $ 58,000 |
| Washington, Rhode Island | 11 | $ 796,000 | $ 72,363 | $ 71,000 |
| Tooele, Utah | 11 | $ 464,000 | $ 42,181 | $ 51,000 |
| Suffolk, Virginia | 11 | $ 584,000 | $ 53,090 | $ 56,000 |
| Santa Rosa, Florida | 10 | $ 812,000 | $ 81,200 | $ 65,000 |
| Ada, Idaho | 10 | $ 624,000 | $ 62,400 | $ 0 |
| Ascension, Louisiana | 10 | $ 461,000 | $ 46,100 | $ 92,000 |
| Suffolk, Massachusetts | 10 | $ 441,000 | $ 44,100 | $ 69,000 |
| Bay, Michigan | 10 | $ 582,000 | $ 58,200 | $ 52,000 |
| Clinton, Michigan | 10 | $ 466,000 | $ 46,600 | $ 49,000 |
| Lenawee, Michigan | 10 | $ 602,000 | $ 60,200 | $ 58,000 |
| Lyon, Nevada | 10 | $ 955,000 | $ 95,500 | $ 62,000 |
| Gloucester, New Jersey | 10 | $ 715,000 | $ 71,500 | $ 51,000 |
| Ashtabula, Ohio | 10 | $ 736,000 | $ 73,600 | $ 63,000 |
| Greene, Ohio | 10 | $ 797,000 | $ 79,700 | $ 50,000 |
| Oklahoma, Oklahoma | 10 | $ 687,000 | $ 68,700 | $ 0 |
| Butler, Pennsylvania | 10 | $ 922,000 | $ 92,200 | $ 66,000 |
| Centre, Pennsylvania | 10 | $ 645,000 | $ 64,500 | $ 42,000 |
| James City, Virginia | 10 | $ 978,000 | $ 97,800 | $ 69,000 |
| King George, Virginia | 10 | $ 722,000 | $ 72,200 | $ 63,000 |
| Portsmouth, Virginia | 10 | $ 548,000 | $ 54,800 | $ 64,000 |
| Roanoke, Virginia | 10 | $ 578,000 | $ 57,800 | $ 43,000 |
| York, Virginia | 10 | $ 848,000 | $ 84,800 | $ 57,000 |
| Cowlitz, Washington | 10 | $ 626,000 | $ 62,600 | $ 65,000 |
| Nevada, California | 9 | $ 1,078,000 | $ 119,777 | $ 102,000 |
| San Francisco, California | 9 | $ 1,472,000 | $ 163,555 | $ 104,000 |
| Sutter, California | 9 | $ 588,000 | $ 65,333 | $ 60,000 |
| Alachua, Florida | 9 | $ 654,000 | $ 72,666 | $ 54,000 |
| Citrus, Florida | 9 | $ 469,000 | $ 52,111 | $ 40,000 |
| Hernando, Florida | 9 | $ 602,000 | $ 66,888 | $ 70,000 |
| Cherokee, Georgia | 9 | $ 752,000 | $ 83,555 | $ 77,000 |
| DeKalb, Georgia | 9 | $ 565,000 | $ 62,777 | $ 16,000 |
| Forsyth, Georgia | 9 | $ 927,000 | $ 103,000 | $ 90,000 |
| Paulding, Georgia | 9 | $ 515,000 | $ 57,222 | $ 60,000 |
| LaSalle, Illinois | 9 | $ 435,000 | $ 48,333 | $ 52,000 |
| St. Clair, Illinois | 9 | $ 544,000 | $ 60,444 | $ 54,000 |
| Tazewell, Illinois | 9 | $ 722,000 | $ 80,222 | $ 67,000 |
| Morgan, Indiana | 9 | $ 1,453,000 | $ 161,444 | $ 79,000 |
| Porter, Indiana | 9 | $ 756,000 | $ 84,000 | $ 50,000 |
| Caddo, Louisiana | 9 | $ 386,000 | $ 42,888 | $ 41,000 |
| Waldo, Maine | 9 | $ 606,000 | $ 67,333 | $ 38,000 |
| Grafton, New Hampshire | 9 | $ 479,000 | $ 53,222 | $ 43,000 |
| Essex, New Jersey | 9 | $ 1,044,000 | $ 116,000 | $ 105,000 |
| Morris, New Jersey | 9 | $ 910,000 | $ 101,111 | $ 100,000 |
| Deschutes, Oregon | 9 | $ 517,000 | $ 57,444 | $ 42,000 |
| Yamhill, Oregon | 9 | $ 637,000 | $ 70,777 | $ 55,000 |
| Blair, Pennsylvania | 9 | $ 377,000 | $ 41,888 | $ 39,000 |
| Carbon, Pennsylvania | 9 | $ 483,000 | $ 53,666 | $ 61,000 |
| Clearfield, Pennsylvania | 9 | $ 542,000 | $ 60,222 | $ 52,000 |
| Albemarle, Virginia | 9 | $ 629,000 | $ 69,888 | $ 47,000 |
| Warren, Virginia | 9 | $ 588,000 | $ 65,333 | $ 91,000 |
| Imperial, California | 8 | $ 603,000 | $ 75,375 | $ 61,000 |
| Kings, California | 8 | $ 568,000 | $ 71,000 | $ 65,000 |
| Hendricks, Indiana | 8 | $ 1,241,000 | $ 155,125 | $ 97,000 |
| Bullitt, Kentucky | 8 | $ 543,000 | $ 67,875 | $ 33,000 |
| Madison, Kentucky | 8 | $ 473,000 | $ 59,125 | $ 46,000 |
| Rapides, Louisiana | 8 | $ 361,000 | $ 45,125 | $ 45,000 |
| Penobscot, Maine | 8 | $ 381,000 | $ 47,625 | $ 53,000 |
| Wicomico, Maryland | 8 | $ 446,000 | $ 55,750 | $ 57,000 |
| Ionia, Michigan | 8 | $ 608,000 | $ 76,000 | $ 62,000 |
| Lapeer, Michigan | 8 | $ 735,000 | $ 91,875 | $ 63,000 |
| Van Buren, Michigan | 8 | $ 1,211,000 | $ 151,375 | $ 89,000 |
| Franklin, Missouri | 8 | $ 448,000 | $ 56,000 | $ 50,000 |
| St. Louis City, Missouri | 8 | $ 314,000 | $ 39,250 | $ 49,000 |
| Union, New Jersey | 8 | $ 850,000 | $ 106,250 | $ 101,000 |
| Fulton, Ohio | 8 | $ 381,000 | $ 47,625 | $ 67,000 |
| Pickaway, Ohio | 8 | $ 442,000 | $ 55,250 | $ 58,000 |
| Wayne, Ohio | 8 | $ 595,000 | $ 74,375 | $ 51,000 |
| Columbia, Oregon | 8 | $ 937,000 | $ 117,125 | $ 47,000 |
| Fayette, Pennsylvania | 8 | $ 298,000 | $ 37,250 | $ 38,000 |
| Lackawanna, Pennsylvania | 8 | $ 502,000 | $ 62,750 | $ 44,000 |
| Aiken, South Carolina | 8 | $ 354,000 | $ 44,250 | $ 61,000 |
| Horry, South Carolina | 8 | $ 469,000 | $ 58,625 | $ 74,000 |
| Shelby, Tennessee | 8 | $ 576,000 | $ 72,000 | $ 0 |
| Arlington, Virginia | 8 | $ 978,000 | $ 122,250 | $ 99,000 |
| Campbell, Virginia | 8 | $ 618,000 | $ 77,250 | $ 50,000 |
| Frederick, Virginia | 8 | $ 510,000 | $ 63,750 | $ 45,000 |
| Mason, Washington | 8 | $ 459,000 | $ 57,375 | $ 72,000 |
| Dodge, Wisconsin | 8 | $ 448,000 | $ 56,000 | $ 43,000 |
| Manitowoc, Wisconsin | 8 | $ 353,000 | $ 44,125 | $ 55,000 |
| Marathon, Wisconsin | 8 | $ 357,000 | $ 44,625 | $ 43,000 |
| Outagamie, Wisconsin | 8 | $ 419,000 | $ 52,375 | $ 36,000 |
| St. Croix, Wisconsin | 8 | $ 570,000 | $ 71,250 | $ 52,000 |
| Washington, Wisconsin | 8 | $ 311,000 | $ 38,875 | $ 44,000 |
| Coconino, Arizona | 7 | $ 930,000 | $ 132,857 | $ 68,000 |
| Madera, California | 7 | $ 760,000 | $ 108,571 | $ 79,000 |
| Monterey, California | 7 | $ 715,000 | $ 102,142 | $ 70,000 |
| Tehama, California | 7 | $ 550,000 | $ 78,571 | $ 50,000 |
| Flagler, Florida | 7 | $ 849,000 | $ 121,285 | $ 54,000 |
| Columbia, Georgia | 7 | $ 350,000 | $ 50,000 | $ 0 |
| Henry, Georgia | 7 | $ 572,000 | $ 81,714 | $ 0 |
| Muscogee, Georgia | 7 | $ 431,000 | $ 61,571 | $ 0 |
| Peoria, Illinois | 7 | $ 340,000 | $ 48,571 | $ 51,000 |
| Rock Island, Illinois | 7 | $ 257,000 | $ 36,714 | $ 53,000 |
| Hancock, Indiana | 7 | $ 1,447,000 | $ 206,714 | $ 48,000 |
| Vanderburgh, Indiana | 7 | $ 335,000 | $ 47,857 | $ 49,000 |
| Sedgwick, Kansas | 7 | $ 349,000 | $ 49,857 | $ 0 |
| Campbell, Kentucky | 7 | $ 248,000 | $ 35,428 | $ 37,000 |
| St. Bernard, Louisiana | 7 | $ 255,000 | $ 36,428 | $ 58,000 |
| Tangipahoa, Louisiana | 7 | $ 274,000 | $ 39,142 | $ 61,000 |
| Androscoggin, Maine | 7 | $ 550,000 | $ 78,571 | $ 48,000 |
| Saginaw, Michigan | 7 | $ 341,000 | $ 48,714 | $ 42,000 |
| Shiawassee, Michigan | 7 | $ 444,000 | $ 63,428 | $ 43,000 |
| Boone, Missouri | 7 | $ 267,000 | $ 38,142 | $ 49,000 |
| Lancaster, Nebraska | 7 | $ 378,000 | $ 54,000 | $ 0 |
| Belknap, New Hampshire | 7 | $ 350,000 | $ 50,000 | $ 65,000 |
| Miami, Ohio | 7 | $ 531,000 | $ 75,857 | $ 61,000 |
| Richland, Ohio | 7 | $ 357,000 | $ 51,000 | $ 65,000 |
| Union, Ohio | 7 | $ 435,000 | $ 62,142 | $ 56,000 |
| Umatilla, Oregon | 7 | $ 321,000 | $ 45,857 | $ 70,000 |
| Cambria, Pennsylvania | 7 | $ 278,000 | $ 39,714 | $ 43,000 |
| Crawford, Pennsylvania | 7 | $ 600,000 | $ 85,714 | $ 71,000 |
| Mercer, Pennsylvania | 7 | $ 405,000 | $ 57,857 | $ 55,000 |
| Berkeley, South Carolina | 7 | $ 316,000 | $ 45,142 | $ 43,000 |
| Charleston, South Carolina | 7 | $ 680,000 | $ 97,142 | $ 64,000 |
| Minnehaha, South Dakota | 7 | $ 443,000 | $ 63,285 | $ 0 |
| Cache, Utah | 7 | $ 543,000 | $ 77,571 | $ 47,000 |
| Washington, Utah | 7 | $ 319,000 | $ 45,571 | $ 55,000 |
| Culpeper, Virginia | 7 | $ 595,000 | $ 85,000 | $ 62,000 |
| Richmond City, Virginia | 7 | $ 523,000 | $ 74,714 | $ 48,000 |
| Grays Harbor, Washington | 7 | $ 447,000 | $ 63,857 | $ 52,000 |
| Island, Washington | 7 | $ 394,000 | $ 56,285 | $ 68,000 |
| Ozaukee, Wisconsin | 7 | $ 488,000 | $ 69,714 | $ 52,000 |
| Fremont, Colorado | 6 | $ 251,000 | $ 41,833 | $ 55,000 |
| Sumter, Florida | 6 | $ 450,000 | $ 75,000 | $ 47,000 |
| Clayton, Georgia | 6 | $ 343,000 | $ 57,166 | $ 0 |
| Boone, Illinois | 6 | $ 194,000 | $ 32,333 | $ 68,000 |
| DeKalb, Illinois | 6 | $ 331,000 | $ 55,166 | $ 80,000 |
| Macon, Illinois | 6 | $ 296,000 | $ 49,333 | $ 73,000 |
| Hardin, Kentucky | 6 | $ 307,000 | $ 51,166 | $ 50,000 |
| Oldham, Kentucky | 6 | $ 421,000 | $ 70,166 | $ 83,000 |
| Terrebonne, Louisiana | 6 | $ 279,000 | $ 46,500 | $ 48,000 |
| Berkshire, Massachusetts | 6 | $ 270,000 | $ 45,000 | $ 46,000 |
| Grand Traverse, Michigan | 6 | $ 843,000 | $ 140,500 | $ 95,000 |
| Montcalm, Michigan | 6 | $ 302,000 | $ 50,333 | $ 61,000 |
| St. Joseph, Michigan | 6 | $ 214,000 | $ 35,666 | $ 57,000 |
| Dakota, Minnesota | 6 | $ 404,000 | $ 67,333 | $ 0 |
| Cass, Missouri | 6 | $ 192,000 | $ 32,000 | $ 48,000 |
| Jasper, Missouri | 6 | $ 553,000 | $ 92,166 | $ 69,000 |
| Hudson, New Jersey | 6 | $ 477,000 | $ 79,500 | $ 64,000 |
| Allen, Ohio | 6 | $ 298,000 | $ 49,666 | $ 53,000 |
| Auglaize, Ohio | 6 | $ 379,000 | $ 63,166 | $ 76,000 |
| Champaign, Ohio | 6 | $ 345,000 | $ 57,500 | $ 68,000 |
| Erie, Ohio | 6 | $ 568,000 | $ 94,666 | $ 63,000 |
| Geauga, Ohio | 6 | $ 696,000 | $ 116,000 | $ 60,000 |
| Hancock, Ohio | 6 | $ 410,000 | $ 68,333 | $ 40,000 |
| Muskingum, Ohio | 6 | $ 588,000 | $ 98,000 | $ 49,000 |
| Clatsop, Oregon | 6 | $ 214,000 | $ 35,666 | $ 48,000 |
| Klamath, Oregon | 6 | $ 400,000 | $ 66,666 | $ 105,000 |
| Lawrence, Pennsylvania | 6 | $ 348,000 | $ 58,000 | $ 66,000 |
| Perry, Pennsylvania | 6 | $ 280,000 | $ 46,666 | $ 31,000 |
| Anderson, South Carolina | 6 | $ 273,000 | $ 45,500 | $ 61,000 |
| Spartanburg, South Carolina | 6 | $ 181,000 | $ 30,166 | $ 41,000 |
| Davidson, Tennessee | 6 | $ 358,000 | $ 59,666 | $ 0 |
| Rutherford, Tennessee | 6 | $ 260,000 | $ 43,333 | $ 42,000 |
| Bedford, Virginia | 6 | $ 351,000 | $ 58,500 | $ 60,000 |
| Dinwiddie, Virginia | 6 | $ 351,000 | $ 58,500 | $ 66,000 |
| Fauquier, Virginia | 6 | $ 561,000 | $ 93,500 | $ 72,000 |
| Washington, Virginia | 6 | $ 412,000 | $ 68,666 | $ 55,000 |
| Wood, Wisconsin | 6 | $ 480,000 | $ 80,000 | $ 59,000 |
| Santa Cruz, Arizona | 5 | $ 354,000 | $ 70,800 | $ 73,000 |
| Mendocino, California | 5 | $ 1,130,000 | $ 226,000 | $ 105,000 |
| Yuba, California | 5 | $ 489,000 | $ 97,800 | $ 87,000 |
| Teller, Colorado | 5 | $ 327,000 | $ 65,400 | $ 48,000 |
| Nassau, Florida | 5 | $ 423,000 | $ 84,600 | $ 30,000 |
| Chatham, Georgia | 5 | $ 221,000 | $ 44,200 | $ 29,000 |
| Kendall, Illinois | 5 | $ 185,000 | $ 37,000 | $ 84,000 |
| Madison, Indiana | 5 | $ 338,000 | $ 67,600 | $ 60,000 |
| St. Joseph, Indiana | 5 | $ 575,000 | $ 115,000 | $ 47,000 |
| Daviess, Kentucky | 5 | $ 154,000 | $ 30,800 | $ 69,000 |
| Warren, Kentucky | 5 | $ 300,000 | $ 60,000 | $ 43,000 |
| Bossier, Louisiana | 5 | $ 316,000 | $ 63,200 | $ 69,000 |
| Calcasieu, Louisiana | 5 | $ 91,000 | $ 18,200 | $ 52,000 |
| Orleans, Louisiana | 5 | $ 297,000 | $ 59,400 | $ 47,000 |
| Somerset, Maine | 5 | $ 478,000 | $ 95,600 | $ 63,000 |
| Newaygo, Michigan | 5 | $ 255,000 | $ 51,000 | $ 31,000 |
| Tuscola, Michigan | 5 | $ 400,000 | $ 80,000 | $ 82,000 |
| Wexford, Michigan | 5 | $ 309,000 | $ 61,800 | $ 22,000 |
| Hennepin, Minnesota | 5 | $ 412,000 | $ 82,400 | $ 0 |
| Cape Girardeau, Missouri | 5 | $ 189,000 | $ 37,800 | $ 36,000 |
| Christian, Missouri | 5 | $ 235,000 | $ 47,000 | $ 46,000 |
| Johnson, Missouri | 5 | $ 332,000 | $ 66,400 | $ 55,000 |
| Lincoln, Missouri | 5 | $ 397,000 | $ 79,400 | $ 41,000 |
| Carson City, Nevada | 5 | $ 271,000 | $ 54,200 | $ 69,000 |
| Sullivan, New Hampshire | 5 | $ 128,000 | $ 25,600 | $ 48,000 |
| Atlantic, New Jersey | 5 | $ 161,000 | $ 32,200 | $ 51,000 |
| Bernalillo, New Mexico | 5 | $ 269,000 | $ 53,800 | $ 0 |
| Brown, Ohio | 5 | $ 265,000 | $ 53,000 | $ 55,000 |
| Columbiana, Ohio | 5 | $ 350,000 | $ 70,000 | $ 37,000 |
| Scioto, Ohio | 5 | $ 520,000 | $ 104,000 | $ 65,000 |
| Douglas, Oregon | 5 | $ 271,000 | $ 54,200 | $ 72,000 |
| Columbia, Pennsylvania | 5 | $ 167,000 | $ 33,400 | $ 58,000 |
| Newport, Rhode Island | 5 | $ 234,000 | $ 46,800 | $ 46,000 |
| Dorchester, South Carolina | 5 | $ 302,000 | $ 60,400 | $ 61,000 |
| Knox, Tennessee | 5 | $ 371,000 | $ 74,200 | $ 0 |
| Iron, Utah | 5 | $ 225,000 | $ 45,000 | $ 49,000 |
| Alexandria, Virginia | 5 | $ 455,000 | $ 91,000 | $ 57,000 |
| Augusta, Virginia | 5 | $ 232,000 | $ 46,400 | $ 44,000 |
| Caroline, Virginia | 5 | $ 271,000 | $ 54,200 | $ 44,000 |
| Fluvanna, Virginia | 5 | $ 392,000 | $ 78,400 | $ 62,000 |
| Lynchburg, Virginia | 5 | $ 325,000 | $ 65,000 | $ 25,000 |
| Manassas, Virginia | 5 | $ 405,000 | $ 81,000 | $ 72,000 |
| Orange, Virginia | 5 | $ 307,000 | $ 61,400 | $ 30,000 |
| Prince George, Virginia | 5 | $ 480,000 | $ 96,000 | $ 45,000 |
| Rockingham, Virginia | 5 | $ 304,000 | $ 60,800 | $ 56,000 |
| Douglas, Washington | 5 | $ 575,000 | $ 115,000 | $ 84,000 |
| Walla Walla, Washington | 5 | $ 212,000 | $ 42,400 | $ 66,000 |
| Eau Claire, Wisconsin | 5 | $ 199,000 | $ 39,800 | $ 39,000 |
| Fond du Lac, Wisconsin | 5 | $ 272,000 | $ 54,400 | $ 42,000 |
| Lake, California | 4 | $ 171,000 | $ 42,750 | $ 43,000 |
| DeSoto, Florida | 4 | $ 238,000 | $ 59,500 | $ 52,000 |
| Douglas, Georgia | 4 | $ 311,000 | $ 77,750 | $ 45,000 |
| Rockdale, Georgia | 4 | $ 330,000 | $ 82,500 | $ 44,000 |
| Grundy, Illinois | 4 | $ 203,000 | $ 50,750 | $ 58,000 |
| Logan, Illinois | 4 | $ 126,000 | $ 31,500 | $ 47,000 |
Mortgage Loan Application Detail Totals for Irwin Union Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,884 | $840,535,000 | $73,422 | $1,410,000 | $40,377 | $826,000 |
| Home Improvement | 4,877 | $232,138,000 | $46,000 | $680,000 | $57,473 | $701,000 |
| Home Purchase | 564 | $85,124,000 | $186,000 | $4,900,000 | $87,437 | $733,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,205 | $681,697,000 | $66,939 | $1,410,000 | $77,242 | $826,000 |
| Not applicable | 2,933 | $233,655,000 | $73,500 | $4,900,000 | $931 | $147,000 |
| Not Provided | 1,464 | $116,270,000 | $66,766 | $680,000 | $75,366 | $600,000 |
| Black or African American | 702 | $47,553,000 | $59,111 | $630,000 | $73,333 | $301,000 |
| Hispanic | 605 | $43,590,000 | $60,185 | $560,000 | $71,666 | $500,000 |
| Asian | 301 | $26,989,000 | $71,666 | $430,000 | $82,541 | $676,000 |
| American Indian or Alaskan Native | 71 | $4,302,000 | $51,894 | $280,000 | $70,631 | $166,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $3,741,000 | $59,888 | $320,000 | $65,888 | $221,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,320 | $1,157,391,000 | $66,066 | $4,900,000 | $43,888 | $826,000 |
| FHA-insured (Federal Housing Administration) | 4 | $327,000 | $81,000 | $98,000 | $26,000 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $79,000 | $79,000 | $79,000 | $44,000 | $44,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,239 | $435,820,000 | $68,321 | $2,560,000 | $80,071 | $826,000 |
| Application Denied By Financial Institution | 4,027 | $277,429,000 | $58,812 | $680,000 | $66,843 | $628,000 |
| Loan Purchased By The Institution | 2,884 | $215,219,000 | $69,977 | $4,900,000 | $204 | $55,000 |
| Application Withdrawn By Applicant | 1,837 | $137,674,000 | $68,062 | $640,000 | $76,968 | $720,000 |
| Application Approved But Not Accepted | 1,335 | $91,322,000 | $62,250 | $570,000 | $80,178 | $608,000 |
| File Closed For Incompleteness | 3 | $333,000 | $95,000 | $200,000 | $75,500 | $100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Irwin Union Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Irwin Union Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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