Irwin Union Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Irwin Union Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Irwin Union Bank
500 Washington St
Columbus, IN 47201
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,325
Total Mortgage Loan Application Amount $1,157,797,000
Average Mortgage Loan Application Amount $81,090
Highest Mortgage Loan Application Amount $4,900,000
Average Applicant Income $54,545
Highest Applicant Income $826,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Irwin Union Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Irwin Union Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Irwin Union Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Irwin Union Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Irwin Union Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Irwin Union Bank's mortgage activity for 2004.

Mortgage Loan Application Totals for Irwin Union Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 565 $ 54,029,000 $ 95,000 $ 64,000
Bartholomew County Indiana 480 $ 53,842,000 $ 112,000 $ 75,000
Los Angeles County California 265 $ 27,244,000 $ 102,000 $ 100,000
El Paso County Colorado 206 $ 14,893,000 $ 72,000 $ 74,000
Clark County Nevada 200 $ 17,633,000 $ 88,000 $ 69,000
Riverside County California 169 $ 15,691,000 $ 92,000 $ 80,000
Pierce County Washington 156 $ 11,097,000 $ 71,000 $ 62,000
San Bernardino County California 152 $ 14,035,000 $ 92,000 $ 77,000
Cook County Illinois 150 $ 9,178,000 $ 61,000 $ 71,000
King County Washington 149 $ 14,478,000 $ 97,000 $ 78,000
Salt Lake County Utah 135 $ 8,387,000 $ 62,000 $ 61,000
San Diego County California 124 $ 13,384,000 $ 107,000 $ 97,000
Snohomish County Washington 121 $ 8,704,000 $ 71,000 $ 69,000
Wayne County Michigan 116 $ 7,400,000 $ 63,000 $ 62,000
Cuyahoga County Ohio 111 $ 6,726,000 $ 60,000 $ 70,000
Sacramento County California 110 $ 10,753,000 $ 97,000 $ 79,000
Oakland County Michigan 109 $ 8,931,000 $ 81,000 $ 94,000
Johnson County Indiana 108 $ 13,038,000 $ 120,000 $ 58,000
Prince George's County Maryland 107 $ 9,373,000 $ 87,000 $ 81,000
Marion County Indiana 105 $ 12,056,000 $ 114,000 $ 66,000
Baltimore County Maryland 102 $ 5,939,000 $ 58,000 $ 69,000
Franklin County Ohio 101 $ 6,352,000 $ 62,000 $ 67,000
Arapahoe County Colorado 100 $ 7,624,000 $ 76,000 $ 70,000
Jefferson County Colorado 100 $ 8,189,000 $ 81,000 $ 73,000
Pima County Arizona 99 $ 5,947,000 $ 60,000 $ 57,000
Adams County Colorado 97 $ 7,573,000 $ 78,000 $ 70,000
Broward County Florida 97 $ 7,729,000 $ 79,000 $ 81,000
Orange County Florida 97 $ 5,951,000 $ 61,000 $ 65,000
Monroe County Indiana 97 $ 18,432,000 $ 190,000 $ 59,000
Orange County California 96 $ 12,305,000 $ 128,000 $ 111,000
Allegheny County Pennsylvania 92 $ 5,452,000 $ 59,000 $ 65,000
Jackson County Indiana 89 $ 8,933,000 $ 100,000 $ 56,000
Anne Arundel County Maryland 88 $ 6,015,000 $ 68,000 $ 76,000
York County Pennsylvania 87 $ 5,222,000 $ 60,000 $ 68,000
San Joaquin County California 86 $ 9,016,000 $ 104,000 $ 84,000
Montgomery County Pennsylvania 86 $ 5,529,000 $ 64,000 $ 79,000
Clark County Washington 86 $ 6,264,000 $ 72,000 $ 72,000
Shelby County Indiana 83 $ 7,143,000 $ 86,000 $ 54,000
Macomb County Michigan 83 $ 5,614,000 $ 67,000 $ 77,000
Kern County California 81 $ 5,301,000 $ 65,000 $ 76,000
Duval County Florida 80 $ 4,943,000 $ 61,000 $ 62,000
New Castle County Delaware 76 $ 4,596,000 $ 60,000 $ 82,000
Fairfax County Virginia 76 $ 7,288,000 $ 95,000 $ 114,000
New Haven County Connecticut 73 $ 4,046,000 $ 55,000 $ 69,000
Hartford County Connecticut 72 $ 4,910,000 $ 68,000 $ 87,000
Hillsborough County Florida 72 $ 4,962,000 $ 68,000 $ 83,000
Douglas County Colorado 70 $ 5,998,000 $ 85,000 $ 83,000
Contra Costa County California 69 $ 8,439,000 $ 122,000 $ 95,000
Palm Beach County Florida 69 $ 3,832,000 $ 55,000 $ 64,000
Montgomery County Maryland 69 $ 5,709,000 $ 82,000 $ 89,000
Pinellas County Florida 67 $ 3,641,000 $ 54,000 $ 67,000
Bucks County Pennsylvania 66 $ 4,014,000 $ 60,000 $ 78,000
Chesterfield County Virginia 66 $ 4,250,000 $ 64,000 $ 75,000
Washington County Oregon 65 $ 5,105,000 $ 78,000 $ 68,000
Delaware County Pennsylvania 65 $ 4,657,000 $ 71,000 $ 78,000
Hamilton County Ohio 64 $ 4,717,000 $ 73,000 $ 70,000
Miami-Dade County Florida 62 $ 4,234,000 $ 68,000 $ 72,000
Brown County Indiana 62 $ 7,530,000 $ 121,000 $ 77,000
Lancaster County Pennsylvania 61 $ 3,332,000 $ 54,000 $ 62,000
Chester County Pennsylvania 60 $ 4,855,000 $ 80,000 $ 95,000
Philadelphia County Pennsylvania 60 $ 3,042,000 $ 50,000 $ 59,000
Spokane County Washington 59 $ 3,337,000 $ 56,000 $ 59,000
Chesapeake County Virginia 58 $ 4,255,000 $ 73,000 $ 70,000
Will County Illinois 57 $ 4,064,000 $ 71,000 $ 83,000
Berks County Pennsylvania 57 $ 3,554,000 $ 62,000 $ 58,000
Multnomah County Oregon 56 $ 3,458,000 $ 61,000 $ 60,000
Harford County Maryland 55 $ 3,740,000 $ 68,000 $ 66,000
Summit County Ohio 55 $ 3,846,000 $ 69,000 $ 56,000
Clackamas County Oregon 55 $ 3,642,000 $ 66,000 $ 75,000
Virginia Beach County Virginia 55 $ 3,414,000 $ 62,000 $ 64,000
Fresno County California 54 $ 3,789,000 $ 70,000 $ 68,000
Prince William County Virginia 54 $ 4,576,000 $ 84,000 $ 78,000
Kent County Michigan 53 $ 4,515,000 $ 85,000 $ 74,000
DuPage County Illinois 52 $ 4,410,000 $ 84,000 $ 85,000
Kalamazoo County Michigan 50 $ 8,201,000 $ 164,000 $ 66,000
Butler County Ohio 50 $ 3,397,000 $ 67,000 $ 66,000
Northampton County Pennsylvania 50 $ 2,966,000 $ 59,000 $ 58,000
St. Louis County Missouri 49 $ 3,023,000 $ 61,000 $ 68,000
Stanislaus County California 48 $ 3,263,000 $ 67,000 $ 77,000
Lake County Illinois 48 $ 3,433,000 $ 71,000 $ 93,000
Milwaukee County Wisconsin 48 $ 2,374,000 $ 49,000 $ 72,000
Fairfield County Connecticut 46 $ 5,247,000 $ 114,000 $ 94,000
Howard County Maryland 46 $ 3,915,000 $ 85,000 $ 89,000
Worcester County Massachusetts 46 $ 2,585,000 $ 56,000 $ 71,000
Thurston County Washington 46 $ 2,950,000 $ 64,000 $ 67,000
Brevard County Florida 45 $ 3,178,000 $ 70,000 $ 59,000
Jackson County Missouri 45 $ 2,551,000 $ 56,000 $ 63,000
Utah County Utah 45 $ 2,499,000 $ 55,000 $ 55,000
Lee County Florida 43 $ 2,841,000 $ 66,000 $ 60,000
Lehigh County Pennsylvania 43 $ 2,672,000 $ 62,000 $ 65,000
Kitsap County Washington 43 $ 3,215,000 $ 74,000 $ 80,000
Ventura County California 42 $ 3,917,000 $ 93,000 $ 91,000
Jefferson County Kentucky 42 $ 2,405,000 $ 57,000 $ 61,000
Denver County Colorado 41 $ 2,615,000 $ 63,000 $ 57,000
Carroll County Maryland 41 $ 4,357,000 $ 106,000 $ 86,000
Seminole County Florida 40 $ 2,562,000 $ 64,000 $ 61,000
Lane County Oregon 40 $ 2,365,000 $ 59,000 $ 51,000
Santa Clara County California 39 $ 4,990,000 $ 127,000 $ 115,000
Alameda County California 38 $ 4,712,000 $ 124,000 $ 97,000
Decatur County Indiana 38 $ 3,440,000 $ 90,000 $ 49,000
Montgomery County Ohio 38 $ 2,036,000 $ 53,000 $ 61,000
Stark County Ohio 38 $ 2,504,000 $ 65,000 $ 62,000
Weld County Colorado 37 $ 2,559,000 $ 69,000 $ 65,000
Polk County Florida 37 $ 2,541,000 $ 68,000 $ 63,000
Gwinnett County Georgia 37 $ 2,520,000 $ 68,000 $ 68,000
Charles County Maryland 37 $ 2,100,000 $ 56,000 $ 89,000
Plymouth County Massachusetts 37 $ 1,869,000 $ 50,000 $ 58,000
Dauphin County Pennsylvania 37 $ 2,193,000 $ 59,000 $ 71,000
Westmoreland County Pennsylvania 37 $ 1,501,000 $ 40,000 $ 59,000
Newport News County Virginia 37 $ 2,471,000 $ 66,000 $ 46,000
Genesee County Michigan 36 $ 2,503,000 $ 69,000 $ 67,000
St. Charles County Missouri 36 $ 2,754,000 $ 76,000 $ 66,000
Washoe County Nevada 36 $ 3,331,000 $ 92,000 $ 70,000
Frederick County Maryland 35 $ 3,441,000 $ 98,000 $ 78,000
Marion County Oregon 35 $ 1,818,000 $ 51,000 $ 60,000
Boulder County Colorado 34 $ 3,005,000 $ 88,000 $ 99,000
Middlesex County Massachusetts 34 $ 1,941,000 $ 57,000 $ 92,000
Hillsborough County New Hampshire 34 $ 1,882,000 $ 55,000 $ 80,000
Davis County Utah 34 $ 1,812,000 $ 53,000 $ 69,000
Larimer County Colorado 33 $ 2,505,000 $ 75,000 $ 69,000
Solano County California 32 $ 4,104,000 $ 128,000 $ 81,000
Washington County Maryland 32 $ 1,889,000 $ 59,000 $ 67,000
Essex County Massachusetts 32 $ 1,985,000 $ 62,000 $ 69,000
Stafford County Virginia 32 $ 2,480,000 $ 77,000 $ 101,000
Dane County Wisconsin 32 $ 1,787,000 $ 55,000 $ 71,000
Ingham County Michigan 31 $ 2,800,000 $ 90,000 $ 52,000
Ottawa County Michigan 31 $ 2,510,000 $ 80,000 $ 97,000
McHenry County Illinois 30 $ 1,672,000 $ 55,000 $ 83,000
Winnebago County Illinois 30 $ 1,636,000 $ 54,000 $ 58,000
Baltimore City County Maryland 30 $ 1,688,000 $ 56,000 $ 55,000
Henrico County Virginia 30 $ 2,537,000 $ 84,000 $ 87,000
Placer County California 29 $ 2,258,000 $ 77,000 $ 92,000
Escambia County Florida 29 $ 1,655,000 $ 57,000 $ 66,000
Cobb County Georgia 29 $ 2,042,000 $ 70,000 $ 22,000
New London County Connecticut 28 $ 1,729,000 $ 61,000 $ 87,000
Hampden County Massachusetts 28 $ 1,322,000 $ 47,000 $ 61,000
Rockingham County New Hampshire 28 $ 1,281,000 $ 45,000 $ 71,000
Medina County Ohio 28 $ 1,855,000 $ 66,000 $ 57,000
Warren County Ohio 28 $ 2,027,000 $ 72,000 $ 92,000
Spotsylvania County Virginia 28 $ 2,212,000 $ 79,000 $ 68,000
Tulare County California 27 $ 1,909,000 $ 70,000 $ 60,000
Pasco County Florida 27 $ 1,670,000 $ 61,000 $ 62,000
Jennings County Indiana 27 $ 2,420,000 $ 89,000 $ 55,000
Delaware County Ohio 27 $ 1,845,000 $ 68,000 $ 65,000
Lucas County Ohio 27 $ 1,281,000 $ 47,000 $ 48,000
Cumberland County Pennsylvania 27 $ 1,831,000 $ 67,000 $ 66,000
Cumberland County Maine 26 $ 1,466,000 $ 56,000 $ 57,000
Lorain County Ohio 26 $ 1,532,000 $ 58,000 $ 69,000
Kent County Delaware 25 $ 1,397,000 $ 55,000 $ 55,000
Lake County Florida 25 $ 1,880,000 $ 75,000 $ 76,000
Volusia County Florida 25 $ 1,323,000 $ 52,000 $ 46,000
Kane County Illinois 25 $ 1,710,000 $ 68,000 $ 83,000
Jefferson County Missouri 25 $ 1,460,000 $ 58,000 $ 52,000
Pueblo County Colorado 24 $ 1,803,000 $ 75,000 $ 83,000
Marion County Florida 24 $ 1,279,000 $ 53,000 $ 59,000
Okaloosa County Florida 24 $ 1,566,000 $ 65,000 $ 65,000
Weber County Utah 24 $ 1,205,000 $ 50,000 $ 58,000
Hampton County Virginia 24 $ 1,586,000 $ 66,000 $ 60,000
Benton County Washington 24 $ 1,735,000 $ 72,000 $ 80,000
Fayette County Kentucky 23 $ 943,000 $ 41,000 $ 58,000
Cecil County Maryland 23 $ 1,363,000 $ 59,000 $ 84,000
Bristol County Massachusetts 23 $ 1,448,000 $ 62,000 $ 75,000
Pinal County Arizona 22 $ 1,270,000 $ 57,000 $ 62,000
Norfolk County Massachusetts 22 $ 1,772,000 $ 80,000 $ 97,000
Waukesha County Wisconsin 22 $ 1,285,000 $ 58,000 $ 62,000
Clay County Florida 21 $ 1,039,000 $ 49,000 $ 60,000
Jefferson County Louisiana 21 $ 1,151,000 $ 54,000 $ 49,000
Eaton County Michigan 21 $ 1,671,000 $ 79,000 $ 64,000
St. Clair County Michigan 21 $ 1,486,000 $ 70,000 $ 52,000
Trumbull County Ohio 21 $ 1,565,000 $ 74,000 $ 71,000
Luzerne County Pennsylvania 21 $ 972,000 $ 46,000 $ 57,000
Skagit County Washington 21 $ 1,326,000 $ 63,000 $ 67,000
Sarasota County Florida 20 $ 1,254,000 $ 62,000 $ 64,000
St. Lucie County Florida 20 $ 912,000 $ 45,000 $ 60,000
Hamilton County Indiana 20 $ 3,429,000 $ 171,000 $ 73,000
Calhoun County Michigan 20 $ 1,427,000 $ 71,000 $ 69,000
Monroe County Michigan 20 $ 1,318,000 $ 65,000 $ 67,000
Washtenaw County Michigan 20 $ 1,229,000 $ 61,000 $ 58,000
Merced County California 19 $ 1,565,000 $ 82,000 $ 67,000
Litchfield County Connecticut 19 $ 1,340,000 $ 70,000 $ 69,000
Sussex County Delaware 19 $ 973,000 $ 51,000 $ 65,000
Boone County Kentucky 19 $ 1,469,000 $ 77,000 $ 65,000
Clay County Missouri 19 $ 813,000 $ 42,000 $ 61,000
Burlington County New Jersey 19 $ 1,368,000 $ 72,000 $ 71,000
Adams County Pennsylvania 19 $ 1,094,000 $ 57,000 $ 57,000
Monroe County Pennsylvania 19 $ 908,000 $ 47,000 $ 63,000
Providence County Rhode Island 19 $ 1,111,000 $ 58,000 $ 94,000
Loudoun County Virginia 19 $ 2,166,000 $ 114,000 $ 101,000
Cochise County Arizona 18 $ 1,113,000 $ 61,000 $ 70,000
San Mateo County California 18 $ 2,505,000 $ 139,000 $ 105,000
Shasta County California 18 $ 1,226,000 $ 68,000 $ 68,000
Leon County Florida 18 $ 1,216,000 $ 67,000 $ 65,000
Osceola County Florida 18 $ 945,000 $ 52,000 $ 68,000
Kenton County Kentucky 18 $ 951,000 $ 52,000 $ 47,000
Calvert County Maryland 18 $ 1,422,000 $ 79,000 $ 74,000
St. Mary's County Maryland 18 $ 1,023,000 $ 56,000 $ 94,000
Greene County Missouri 18 $ 969,000 $ 53,000 $ 61,000
Douglas County Nebraska 18 $ 1,050,000 $ 58,000 $ 20,000
Merrimack County New Hampshire 18 $ 1,258,000 $ 69,000 $ 68,000
Camden County New Jersey 18 $ 1,050,000 $ 58,000 $ 69,000
Clark County Ohio 18 $ 1,180,000 $ 65,000 $ 64,000
Clermont County Ohio 18 $ 972,000 $ 54,000 $ 64,000
Lexington County South Carolina 18 $ 855,000 $ 47,000 $ 64,000
York County South Carolina 18 $ 775,000 $ 43,000 $ 62,000
Mohave County Arizona 17 $ 1,225,000 $ 72,000 $ 64,000
Mesa County Colorado 17 $ 1,023,000 $ 60,000 $ 55,000
Windham County Connecticut 17 $ 1,553,000 $ 91,000 $ 69,000
Bay County Florida 17 $ 1,274,000 $ 74,000 $ 48,000
St. Tammany County Louisiana 17 $ 850,000 $ 50,000 $ 82,000
Fairfield County Ohio 17 $ 1,042,000 $ 61,000 $ 60,000
Brown County Wisconsin 17 $ 945,000 $ 55,000 $ 70,000
Kenosha County Wisconsin 17 $ 890,000 $ 52,000 $ 71,000
Racine County Wisconsin 17 $ 744,000 $ 43,000 $ 52,000
Butte County California 16 $ 1,143,000 $ 71,000 $ 58,000
Broomfield County Colorado 16 $ 1,707,000 $ 106,000 $ 77,000
Madison County Illinois 16 $ 1,047,000 $ 65,000 $ 61,000
Livingston County Louisiana 16 $ 899,000 $ 56,000 $ 61,000
Lake County Ohio 16 $ 1,291,000 $ 80,000 $ 66,000
Wood County Ohio 16 $ 1,129,000 $ 70,000 $ 51,000
Linn County Oregon 16 $ 912,000 $ 57,000 $ 65,000
Beaver County Pennsylvania 16 $ 1,098,000 $ 68,000 $ 65,000
Erie County Pennsylvania 16 $ 979,000 $ 61,000 $ 63,000
Franklin County Pennsylvania 16 $ 1,027,000 $ 64,000 $ 52,000
Whatcom County Washington 16 $ 847,000 $ 52,000 $ 58,000
Yavapai County Arizona 15 $ 1,053,000 $ 70,000 $ 77,000
Santa Barbara County California 15 $ 2,096,000 $ 139,000 $ 72,000
Yolo County California 15 $ 1,802,000 $ 120,000 $ 74,000
Tolland County Connecticut 15 $ 1,009,000 $ 67,000 $ 65,000
Manatee County Florida 15 $ 946,000 $ 63,000 $ 57,000
East Baton Rouge County Louisiana 15 $ 690,000 $ 46,000 $ 72,000
Jackson County Michigan 15 $ 911,000 $ 60,000 $ 52,000
Midland County Michigan 15 $ 551,000 $ 36,000 $ 48,000
Ocean County New Jersey 15 $ 1,031,000 $ 68,000 $ 83,000
Lebanon County Pennsylvania 15 $ 766,000 $ 51,000 $ 55,000
Hanover County Virginia 15 $ 1,060,000 $ 70,000 $ 65,000
Yakima County Washington 15 $ 1,228,000 $ 81,000 $ 87,000
Rock County Wisconsin 15 $ 739,000 $ 49,000 $ 62,000
El Dorado County California 14 $ 1,759,000 $ 125,000 $ 72,000
Middlesex County Connecticut 14 $ 831,000 $ 59,000 $ 84,000
Lake County Indiana 14 $ 1,037,000 $ 74,000 $ 38,000
Polk County Iowa 14 $ 994,000 $ 71,000 $ 0
Queen Anne's County Maryland 14 $ 1,458,000 $ 104,000 $ 86,000
Platte County Missouri 14 $ 1,072,000 $ 76,000 $ 64,000
Middlesex County New Jersey 14 $ 1,649,000 $ 117,000 $ 78,000
Licking County Ohio 14 $ 943,000 $ 67,000 $ 72,000
Jackson County Oregon 14 $ 835,000 $ 59,000 $ 57,000
Richland County South Carolina 14 $ 608,000 $ 43,000 $ 50,000
Roanoke City County Virginia 14 $ 591,000 $ 42,000 $ 36,000
Anchorage County Alaska 13 $ 892,000 $ 68,000 $ 0
San Luis Obispo County California 13 $ 2,427,000 $ 186,000 $ 92,000
Fulton County Georgia 13 $ 1,012,000 $ 77,000 $ 0
McLean County Illinois 13 $ 694,000 $ 53,000 $ 60,000
Sangamon County Illinois 13 $ 671,000 $ 51,000 $ 69,000
Lafayette County Louisiana 13 $ 536,000 $ 41,000 $ 63,000
York County Maine 13 $ 608,000 $ 46,000 $ 37,000
Barnstable County Massachusetts 13 $ 698,000 $ 53,000 $ 56,000
Allegan County Michigan 13 $ 762,000 $ 58,000 $ 47,000
Livingston County Michigan 13 $ 719,000 $ 55,000 $ 75,000
Wake County North Carolina 13 $ 680,000 $ 52,000 $ 26,000
Mahoning County Ohio 13 $ 909,000 $ 69,000 $ 65,000
Portage County Ohio 13 $ 1,326,000 $ 102,000 $ 67,000
Washington County Pennsylvania 13 $ 814,000 $ 62,000 $ 69,000
Johnson County Kansas 12 $ 926,000 $ 77,000 $ 0
Berrien County Michigan 12 $ 795,000 $ 66,000 $ 68,000
Bergen County New Jersey 12 $ 1,368,000 $ 114,000 $ 85,000
Mercer County New Jersey 12 $ 1,062,000 $ 88,000 $ 79,000
Mecklenburg County North Carolina 12 $ 947,000 $ 78,000 $ 0
Greenville County South Carolina 12 $ 511,000 $ 42,000 $ 57,000
Norfolk County Virginia 12 $ 553,000 $ 46,000 $ 42,000
Winnebago County Wisconsin 12 $ 630,000 $ 52,000 $ 50,000
Yuma County Arizona 11 $ 555,000 $ 50,000 $ 52,000
Sonoma County California 11 $ 1,814,000 $ 164,000 $ 98,000
Charlotte County Florida 11 $ 670,000 $ 60,000 $ 41,000
Collier County Florida 11 $ 853,000 $ 77,000 $ 41,000
Indian River County Florida 11 $ 557,000 $ 50,000 $ 52,000
Martin County Florida 11 $ 860,000 $ 78,000 $ 77,000
St. Johns County Florida 11 $ 586,000 $ 53,000 $ 66,000
Champaign County Illinois 11 $ 695,000 $ 63,000 $ 68,000
Kennebec County Maine 11 $ 784,000 $ 71,000 $ 42,000
Muskegon County Michigan 11 $ 638,000 $ 58,000 $ 53,000
Sarpy County Nebraska 11 $ 801,000 $ 72,000 $ 0
Strafford County New Hampshire 11 $ 446,000 $ 40,000 $ 73,000
Monmouth County New Jersey 11 $ 987,000 $ 89,000 $ 70,000
Polk County Oregon 11 $ 769,000 $ 69,000 $ 65,000
Schuylkill County Pennsylvania 11 $ 453,000 $ 41,000 $ 60,000
Kent County Rhode Island 11 $ 658,000 $ 59,000 $ 58,000
Washington County Rhode Island 11 $ 796,000 $ 72,000 $ 71,000
Tooele County Utah 11 $ 464,000 $ 42,000 $ 51,000
Suffolk County Virginia 11 $ 584,000 $ 53,000 $ 56,000
Santa Rosa County Florida 10 $ 812,000 $ 81,000 $ 65,000
Ada County Idaho 10 $ 624,000 $ 62,000 $ 0
Ascension County Louisiana 10 $ 461,000 $ 46,000 $ 92,000
Suffolk County Massachusetts 10 $ 441,000 $ 44,000 $ 69,000
Bay County Michigan 10 $ 582,000 $ 58,000 $ 52,000
Clinton County Michigan 10 $ 466,000 $ 46,000 $ 49,000
Lenawee County Michigan 10 $ 602,000 $ 60,000 $ 58,000
Lyon County Nevada 10 $ 955,000 $ 95,000 $ 62,000
Gloucester County New Jersey 10 $ 715,000 $ 71,000 $ 51,000
Ashtabula County Ohio 10 $ 736,000 $ 73,000 $ 63,000
Greene County Ohio 10 $ 797,000 $ 79,000 $ 50,000
Oklahoma County Oklahoma 10 $ 687,000 $ 68,000 $ 0
Butler County Pennsylvania 10 $ 922,000 $ 92,000 $ 66,000
Centre County Pennsylvania 10 $ 645,000 $ 64,000 $ 42,000
James City County Virginia 10 $ 978,000 $ 97,000 $ 69,000
King George County Virginia 10 $ 722,000 $ 72,000 $ 63,000
Portsmouth County Virginia 10 $ 548,000 $ 54,000 $ 64,000
Roanoke County Virginia 10 $ 578,000 $ 57,000 $ 43,000
York County Virginia 10 $ 848,000 $ 84,000 $ 57,000
Cowlitz County Washington 10 $ 626,000 $ 62,000 $ 65,000
Nevada County California 9 $ 1,078,000 $ 119,000 $ 102,000
San Francisco County California 9 $ 1,472,000 $ 163,000 $ 104,000
Sutter County California 9 $ 588,000 $ 65,000 $ 60,000
Alachua County Florida 9 $ 654,000 $ 72,000 $ 54,000
Citrus County Florida 9 $ 469,000 $ 52,000 $ 40,000
Hernando County Florida 9 $ 602,000 $ 66,000 $ 70,000
Cherokee County Georgia 9 $ 752,000 $ 83,000 $ 77,000
DeKalb County Georgia 9 $ 565,000 $ 62,000 $ 16,000
Forsyth County Georgia 9 $ 927,000 $ 103,000 $ 90,000
Paulding County Georgia 9 $ 515,000 $ 57,000 $ 60,000
LaSalle County Illinois 9 $ 435,000 $ 48,000 $ 52,000
St. Clair County Illinois 9 $ 544,000 $ 60,000 $ 54,000
Tazewell County Illinois 9 $ 722,000 $ 80,000 $ 67,000
Morgan County Indiana 9 $ 1,453,000 $ 161,000 $ 79,000
Porter County Indiana 9 $ 756,000 $ 84,000 $ 50,000
Caddo County Louisiana 9 $ 386,000 $ 42,000 $ 41,000
Waldo County Maine 9 $ 606,000 $ 67,000 $ 38,000
Grafton County New Hampshire 9 $ 479,000 $ 53,000 $ 43,000
Essex County New Jersey 9 $ 1,044,000 $ 116,000 $ 105,000
Morris County New Jersey 9 $ 910,000 $ 101,000 $ 100,000
Deschutes County Oregon 9 $ 517,000 $ 57,000 $ 42,000
Yamhill County Oregon 9 $ 637,000 $ 70,000 $ 55,000
Blair County Pennsylvania 9 $ 377,000 $ 41,000 $ 39,000
Carbon County Pennsylvania 9 $ 483,000 $ 53,000 $ 61,000
Clearfield County Pennsylvania 9 $ 542,000 $ 60,000 $ 52,000
Albemarle County Virginia 9 $ 629,000 $ 69,000 $ 47,000
Warren County Virginia 9 $ 588,000 $ 65,000 $ 91,000
Imperial County California 8 $ 603,000 $ 75,000 $ 61,000
Kings County California 8 $ 568,000 $ 71,000 $ 65,000
Hendricks County Indiana 8 $ 1,241,000 $ 155,000 $ 97,000
Bullitt County Kentucky 8 $ 543,000 $ 67,000 $ 33,000
Madison County Kentucky 8 $ 473,000 $ 59,000 $ 46,000
Rapides County Louisiana 8 $ 361,000 $ 45,000 $ 45,000
Penobscot County Maine 8 $ 381,000 $ 47,000 $ 53,000
Wicomico County Maryland 8 $ 446,000 $ 55,000 $ 57,000
Ionia County Michigan 8 $ 608,000 $ 76,000 $ 62,000
Lapeer County Michigan 8 $ 735,000 $ 91,000 $ 63,000
Van Buren County Michigan 8 $ 1,211,000 $ 151,000 $ 89,000
Franklin County Missouri 8 $ 448,000 $ 56,000 $ 50,000
St. Louis City County Missouri 8 $ 314,000 $ 39,000 $ 49,000
Union County New Jersey 8 $ 850,000 $ 106,000 $ 101,000
Fulton County Ohio 8 $ 381,000 $ 47,000 $ 67,000
Pickaway County Ohio 8 $ 442,000 $ 55,000 $ 58,000
Wayne County Ohio 8 $ 595,000 $ 74,000 $ 51,000
Columbia County Oregon 8 $ 937,000 $ 117,000 $ 47,000
Fayette County Pennsylvania 8 $ 298,000 $ 37,000 $ 38,000
Lackawanna County Pennsylvania 8 $ 502,000 $ 62,000 $ 44,000
Aiken County South Carolina 8 $ 354,000 $ 44,000 $ 61,000
Horry County South Carolina 8 $ 469,000 $ 58,000 $ 74,000
Shelby County Tennessee 8 $ 576,000 $ 72,000 $ 0
Arlington County Virginia 8 $ 978,000 $ 122,000 $ 99,000
Campbell County Virginia 8 $ 618,000 $ 77,000 $ 50,000
Frederick County Virginia 8 $ 510,000 $ 63,000 $ 45,000
Mason County Washington 8 $ 459,000 $ 57,000 $ 72,000
Dodge County Wisconsin 8 $ 448,000 $ 56,000 $ 43,000
Manitowoc County Wisconsin 8 $ 353,000 $ 44,000 $ 55,000
Marathon County Wisconsin 8 $ 357,000 $ 44,000 $ 43,000
Outagamie County Wisconsin 8 $ 419,000 $ 52,000 $ 36,000
St. Croix County Wisconsin 8 $ 570,000 $ 71,000 $ 52,000
Washington County Wisconsin 8 $ 311,000 $ 38,000 $ 44,000
Coconino County Arizona 7 $ 930,000 $ 132,000 $ 68,000
Madera County California 7 $ 760,000 $ 108,000 $ 79,000
Monterey County California 7 $ 715,000 $ 102,000 $ 70,000
Tehama County California 7 $ 550,000 $ 78,000 $ 50,000
Flagler County Florida 7 $ 849,000 $ 121,000 $ 54,000
Columbia County Georgia 7 $ 350,000 $ 50,000 $ 0
Henry County Georgia 7 $ 572,000 $ 81,000 $ 0
Muscogee County Georgia 7 $ 431,000 $ 61,000 $ 0
Peoria County Illinois 7 $ 340,000 $ 48,000 $ 51,000
Rock Island County Illinois 7 $ 257,000 $ 36,000 $ 53,000
Hancock County Indiana 7 $ 1,447,000 $ 206,000 $ 48,000
Vanderburgh County Indiana 7 $ 335,000 $ 47,000 $ 49,000
Sedgwick County Kansas 7 $ 349,000 $ 49,000 $ 0
Campbell County Kentucky 7 $ 248,000 $ 35,000 $ 37,000
St. Bernard County Louisiana 7 $ 255,000 $ 36,000 $ 58,000
Tangipahoa County Louisiana 7 $ 274,000 $ 39,000 $ 61,000
Androscoggin County Maine 7 $ 550,000 $ 78,000 $ 48,000
Saginaw County Michigan 7 $ 341,000 $ 48,000 $ 42,000
Shiawassee County Michigan 7 $ 444,000 $ 63,000 $ 43,000
Boone County Missouri 7 $ 267,000 $ 38,000 $ 49,000
Lancaster County Nebraska 7 $ 378,000 $ 54,000 $ 0
Belknap County New Hampshire 7 $ 350,000 $ 50,000 $ 65,000
Miami County Ohio 7 $ 531,000 $ 75,000 $ 61,000
Richland County Ohio 7 $ 357,000 $ 51,000 $ 65,000
Union County Ohio 7 $ 435,000 $ 62,000 $ 56,000
Umatilla County Oregon 7 $ 321,000 $ 45,000 $ 70,000
Cambria County Pennsylvania 7 $ 278,000 $ 39,000 $ 43,000
Crawford County Pennsylvania 7 $ 600,000 $ 85,000 $ 71,000
Mercer County Pennsylvania 7 $ 405,000 $ 57,000 $ 55,000
Berkeley County South Carolina 7 $ 316,000 $ 45,000 $ 43,000
Charleston County South Carolina 7 $ 680,000 $ 97,000 $ 64,000
Minnehaha County South Dakota 7 $ 443,000 $ 63,000 $ 0
Cache County Utah 7 $ 543,000 $ 77,000 $ 47,000
Washington County Utah 7 $ 319,000 $ 45,000 $ 55,000
Culpeper County Virginia 7 $ 595,000 $ 85,000 $ 62,000
Richmond City County Virginia 7 $ 523,000 $ 74,000 $ 48,000
Grays Harbor County Washington 7 $ 447,000 $ 63,000 $ 52,000
Island County Washington 7 $ 394,000 $ 56,000 $ 68,000
Ozaukee County Wisconsin 7 $ 488,000 $ 69,000 $ 52,000
Fremont County Colorado 6 $ 251,000 $ 41,000 $ 55,000
Sumter County Florida 6 $ 450,000 $ 75,000 $ 47,000
Clayton County Georgia 6 $ 343,000 $ 57,000 $ 0
Boone County Illinois 6 $ 194,000 $ 32,000 $ 68,000
DeKalb County Illinois 6 $ 331,000 $ 55,000 $ 80,000
Macon County Illinois 6 $ 296,000 $ 49,000 $ 73,000
Hardin County Kentucky 6 $ 307,000 $ 51,000 $ 50,000
Oldham County Kentucky 6 $ 421,000 $ 70,000 $ 83,000
Terrebonne County Louisiana 6 $ 279,000 $ 46,000 $ 48,000
Berkshire County Massachusetts 6 $ 270,000 $ 45,000 $ 46,000
Grand Traverse County Michigan 6 $ 843,000 $ 140,000 $ 95,000
Montcalm County Michigan 6 $ 302,000 $ 50,000 $ 61,000
St. Joseph County Michigan 6 $ 214,000 $ 35,000 $ 57,000
Dakota County Minnesota 6 $ 404,000 $ 67,000 $ 0
Cass County Missouri 6 $ 192,000 $ 32,000 $ 48,000
Jasper County Missouri 6 $ 553,000 $ 92,000 $ 69,000
Hudson County New Jersey 6 $ 477,000 $ 79,000 $ 64,000
Allen County Ohio 6 $ 298,000 $ 49,000 $ 53,000
Auglaize County Ohio 6 $ 379,000 $ 63,000 $ 76,000
Champaign County Ohio 6 $ 345,000 $ 57,000 $ 68,000
Erie County Ohio 6 $ 568,000 $ 94,000 $ 63,000
Geauga County Ohio 6 $ 696,000 $ 116,000 $ 60,000
Hancock County Ohio 6 $ 410,000 $ 68,000 $ 40,000
Muskingum County Ohio 6 $ 588,000 $ 98,000 $ 49,000
Clatsop County Oregon 6 $ 214,000 $ 35,000 $ 48,000
Klamath County Oregon 6 $ 400,000 $ 66,000 $ 105,000
Lawrence County Pennsylvania 6 $ 348,000 $ 58,000 $ 66,000
Perry County Pennsylvania 6 $ 280,000 $ 46,000 $ 31,000
Anderson County South Carolina 6 $ 273,000 $ 45,000 $ 61,000
Spartanburg County South Carolina 6 $ 181,000 $ 30,000 $ 41,000
Davidson County Tennessee 6 $ 358,000 $ 59,000 $ 0
Rutherford County Tennessee 6 $ 260,000 $ 43,000 $ 42,000
Bedford County Virginia 6 $ 351,000 $ 58,000 $ 60,000
Dinwiddie County Virginia 6 $ 351,000 $ 58,000 $ 66,000
Fauquier County Virginia 6 $ 561,000 $ 93,000 $ 72,000
Washington County Virginia 6 $ 412,000 $ 68,000 $ 55,000
Wood County Wisconsin 6 $ 480,000 $ 80,000 $ 59,000
Santa Cruz County Arizona 5 $ 354,000 $ 70,000 $ 73,000
Mendocino County California 5 $ 1,130,000 $ 226,000 $ 105,000
Yuba County California 5 $ 489,000 $ 97,000 $ 87,000
Teller County Colorado 5 $ 327,000 $ 65,000 $ 48,000
Nassau County Florida 5 $ 423,000 $ 84,000 $ 30,000
Chatham County Georgia 5 $ 221,000 $ 44,000 $ 29,000
Kendall County Illinois 5 $ 185,000 $ 37,000 $ 84,000
Madison County Indiana 5 $ 338,000 $ 67,000 $ 60,000
St. Joseph County Indiana 5 $ 575,000 $ 115,000 $ 47,000
Daviess County Kentucky 5 $ 154,000 $ 30,000 $ 69,000
Warren County Kentucky 5 $ 300,000 $ 60,000 $ 43,000
Bossier County Louisiana 5 $ 316,000 $ 63,000 $ 69,000
Calcasieu County Louisiana 5 $ 91,000 $ 18,000 $ 52,000
Orleans County Louisiana 5 $ 297,000 $ 59,000 $ 47,000
Somerset County Maine 5 $ 478,000 $ 95,000 $ 63,000
Newaygo County Michigan 5 $ 255,000 $ 51,000 $ 31,000
Tuscola County Michigan 5 $ 400,000 $ 80,000 $ 82,000
Wexford County Michigan 5 $ 309,000 $ 61,000 $ 22,000
Hennepin County Minnesota 5 $ 412,000 $ 82,000 $ 0
Cape Girardeau County Missouri 5 $ 189,000 $ 37,000 $ 36,000
Christian County Missouri 5 $ 235,000 $ 47,000 $ 46,000
Johnson County Missouri 5 $ 332,000 $ 66,000 $ 55,000
Lincoln County Missouri 5 $ 397,000 $ 79,000 $ 41,000
Carson City County Nevada 5 $ 271,000 $ 54,000 $ 69,000
Sullivan County New Hampshire 5 $ 128,000 $ 25,000 $ 48,000
Atlantic County New Jersey 5 $ 161,000 $ 32,000 $ 51,000
Bernalillo County New Mexico 5 $ 269,000 $ 53,000 $ 0
Brown County Ohio 5 $ 265,000 $ 53,000 $ 55,000
Columbiana County Ohio 5 $ 350,000 $ 70,000 $ 37,000
Scioto County Ohio 5 $ 520,000 $ 104,000 $ 65,000
Douglas County Oregon 5 $ 271,000 $ 54,000 $ 72,000
Columbia County Pennsylvania 5 $ 167,000 $ 33,000 $ 58,000
Newport County Rhode Island 5 $ 234,000 $ 46,000 $ 46,000
Dorchester County South Carolina 5 $ 302,000 $ 60,000 $ 61,000
Knox County Tennessee 5 $ 371,000 $ 74,000 $ 0
Iron County Utah 5 $ 225,000 $ 45,000 $ 49,000
Alexandria County Virginia 5 $ 455,000 $ 91,000 $ 57,000
Augusta County Virginia 5 $ 232,000 $ 46,000 $ 44,000
Caroline County Virginia 5 $ 271,000 $ 54,000 $ 44,000
Fluvanna County Virginia 5 $ 392,000 $ 78,000 $ 62,000
Lynchburg County Virginia 5 $ 325,000 $ 65,000 $ 25,000
Manassas County Virginia 5 $ 405,000 $ 81,000 $ 72,000
Orange County Virginia 5 $ 307,000 $ 61,000 $ 30,000
Prince George County Virginia 5 $ 480,000 $ 96,000 $ 45,000
Rockingham County Virginia 5 $ 304,000 $ 60,000 $ 56,000
Douglas County Washington 5 $ 575,000 $ 115,000 $ 84,000
Walla Walla County Washington 5 $ 212,000 $ 42,000 $ 66,000
Eau Claire County Wisconsin 5 $ 199,000 $ 39,000 $ 39,000
Fond du Lac County Wisconsin 5 $ 272,000 $ 54,000 $ 42,000
Lake County California 4 $ 171,000 $ 42,000 $ 43,000
DeSoto County Florida 4 $ 238,000 $ 59,000 $ 52,000
Douglas County Georgia 4 $ 311,000 $ 77,000 $ 45,000
Rockdale County Georgia 4 $ 330,000 $ 82,000 $ 44,000
Grundy County Illinois 4 $ 203,000 $ 50,000 $ 58,000
Logan County Illinois 4 $ 126,000 $ 31,000 $ 47,000
Page:

Mortgage Loan Application Detail Totals for Irwin Union Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,884 $840,535,000 $73,422 $1,410,000 $40,377 $826,000
Home Improvement 4,877 $232,138,000 $46,000 $680,000 $57,473 $701,000
Home Purchase 564 $85,124,000 $186,000 $4,900,000 $87,437 $733,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,205 $681,697,000 $66,939 $1,410,000 $77,242 $826,000
Not applicable 2,933 $233,655,000 $73,500 $4,900,000 $931 $147,000
Not Provided 1,464 $116,270,000 $66,766 $680,000 $75,366 $600,000
Black or African American 702 $47,553,000 $59,111 $630,000 $73,333 $301,000
Hispanic 605 $43,590,000 $60,185 $560,000 $71,666 $500,000
Asian 301 $26,989,000 $71,666 $430,000 $82,541 $676,000
American Indian or Alaskan Native 71 $4,302,000 $51,894 $280,000 $70,631 $166,000
Native Hawaiian or Other Pacific Islander 44 $3,741,000 $59,888 $320,000 $65,888 $221,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,320 $1,157,391,000 $66,066 $4,900,000 $43,888 $826,000
FHA-insured (Federal Housing Administration) 4 $327,000 $81,000 $98,000 $26,000 $36,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $79,000 $79,000 $79,000 $44,000 $44,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,239 $435,820,000 $68,321 $2,560,000 $80,071 $826,000
Application Denied By Financial Institution 4,027 $277,429,000 $58,812 $680,000 $66,843 $628,000
Loan Purchased By The Institution 2,884 $215,219,000 $69,977 $4,900,000 $204 $55,000
Application Withdrawn By Applicant 1,837 $137,674,000 $68,062 $640,000 $76,968 $720,000
Application Approved But Not Accepted 1,335 $91,322,000 $62,250 $570,000 $80,178 $608,000
File Closed For Incompleteness 3 $333,000 $95,000 $200,000 $75,500 $100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Irwin Union Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Irwin Union Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List