Justice Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Justice Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 737 |
| Total Mortgage Loan Application Amount | $87,148,000 |
| Average Mortgage Loan Application Amount | $137,557 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $104,269 |
| Highest Applicant Income | $609,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 101 | $ 11,039,000 | $ 109,000 | $ 92,000 |
| Fairfax County Virginia | 60 | $ 5,925,000 | $ 98,000 | $ 110,000 |
| District of Columbia County District Of Columbia | 37 | $ 3,732,000 | $ 100,000 | $ 91,000 |
| Montgomery County Maryland | 35 | $ 3,314,000 | $ 94,000 | $ 138,000 |
| Prince William County Virginia | 34 | $ 4,457,000 | $ 131,000 | $ 96,000 |
| Stafford County Virginia | 32 | $ 4,504,000 | $ 140,000 | $ 145,000 |
| Harrison County West Virginia | 24 | $ 1,213,000 | $ 50,000 | $ 83,000 |
| Charles County Maryland | 21 | $ 1,816,000 | $ 86,000 | $ 111,000 |
| Anne Arundel County Maryland | 18 | $ 1,891,000 | $ 105,000 | $ 111,000 |
| Spotsylvania County Virginia | 17 | $ 1,298,000 | $ 76,000 | $ 116,000 |
| Howard County Maryland | 16 | $ 2,127,000 | $ 132,000 | $ 114,000 |
| Alexandria County Virginia | 13 | $ 1,053,000 | $ 81,000 | $ 103,000 |
| Loudoun County Virginia | 11 | $ 974,000 | $ 88,000 | $ 157,000 |
| Marion County West Virginia | 11 | $ 817,000 | $ 74,000 | $ 78,000 |
| Miami-Dade County Florida | 10 | $ 1,249,000 | $ 124,000 | $ 75,000 |
| Arlington County Virginia | 10 | $ 1,426,000 | $ 142,000 | $ 153,000 |
| Calvert County Maryland | 9 | $ 792,000 | $ 88,000 | $ 126,000 |
| Los Angeles County California | 8 | $ 598,000 | $ 74,000 | $ 99,000 |
| Broward County Florida | 8 | $ 1,242,000 | $ 155,000 | $ 85,000 |
| Baltimore County Maryland | 7 | $ 365,000 | $ 52,000 | $ 76,000 |
| Frederick County Maryland | 6 | $ 675,000 | $ 112,000 | $ 140,000 |
| Cook County Illinois | 5 | $ 888,000 | $ 177,000 | $ 83,000 |
| Wake County North Carolina | 5 | $ 477,000 | $ 95,000 | $ 133,000 |
| Suffolk County New York | 4 | $ 400,000 | $ 100,000 | $ 176,000 |
| Lewis County West Virginia | 4 | $ 157,000 | $ 39,000 | $ 49,000 |
| Ventura County California | 3 | $ 95,000 | $ 31,000 | $ 89,000 |
| New Haven County Connecticut | 3 | $ 215,000 | $ 71,000 | $ 98,000 |
| Palm Beach County Florida | 3 | $ 310,000 | $ 103,000 | $ 79,000 |
| Worth County Georgia | 3 | $ 153,000 | $ 51,000 | $ 68,000 |
| Baltimore City County Maryland | 3 | $ 110,000 | $ 36,000 | $ 113,000 |
| Carroll County Maryland | 3 | $ 510,000 | $ 170,000 | $ 139,000 |
| Cecil County Maryland | 3 | $ 60,000 | $ 20,000 | $ 73,000 |
| Passaic County New Jersey | 3 | $ 73,000 | $ 24,000 | $ 118,000 |
| Nash County North Carolina | 3 | $ 80,000 | $ 26,000 | $ 45,000 |
| Collin County Texas | 3 | $ 43,000 | $ 14,000 | $ 100,000 |
| Harris County Texas | 3 | $ 92,000 | $ 30,000 | $ 72,000 |
| Fauquier County Virginia | 3 | $ 246,000 | $ 82,000 | $ 125,000 |
| Warren County Virginia | 3 | $ 360,000 | $ 120,000 | $ 92,000 |
| Fresno County California | 2 | $ 404,000 | $ 202,000 | $ 142,000 |
| St. Mary's County Maryland | 2 | $ 300,000 | $ 150,000 | $ 97,000 |
| Burlington County New Jersey | 2 | $ 331,000 | $ 165,000 | $ 128,000 |
| Cumberland County New Jersey | 2 | $ 63,000 | $ 31,000 | $ 74,000 |
| Essex County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 99,000 |
| Middlesex County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 154,000 |
| Somerset County New Jersey | 2 | $ 545,000 | $ 272,000 | $ 199,000 |
| Nassau County New York | 2 | $ 345,000 | $ 172,000 | $ 98,000 |
| Queens County New York | 2 | $ 180,000 | $ 90,000 | $ 123,000 |
| Union County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 138,000 |
| Watauga County North Carolina | 2 | $ 138,000 | $ 69,000 | $ 81,000 |
| Dauphin County Pennsylvania | 2 | $ 179,000 | $ 89,000 | $ 51,000 |
| El Paso County Texas | 2 | $ 260,000 | $ 130,000 | $ 252,000 |
| Accomack County Virginia | 2 | $ 183,000 | $ 91,000 | $ 112,000 |
| Fairfax City County Virginia | 2 | $ 208,000 | $ 104,000 | $ 91,000 |
| Hanover County Virginia | 2 | $ 202,000 | $ 101,000 | $ 72,000 |
| Manassas County Virginia | 2 | $ 81,000 | $ 40,000 | $ 66,000 |
| Virginia Beach County Virginia | 2 | $ 120,000 | $ 60,000 | $ 102,000 |
| Braxton County West Virginia | 2 | $ 54,000 | $ 27,000 | $ 74,000 |
| Doddridge County West Virginia | 2 | $ 46,000 | $ 23,000 | $ 66,000 |
| Preston County West Virginia | 2 | $ 242,000 | $ 121,000 | $ 72,000 |
| Upshur County West Virginia | 2 | $ 60,000 | $ 30,000 | $ 101,000 |
| Baldwin County Alabama | 1 | $ 360,000 | $ 360,000 | $ 179,000 |
| Mobile County Alabama | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Yavapai County Arizona | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| El Dorado County California | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Merced County California | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Orange County California | 1 | $ 200,000 | $ 200,000 | $ 123,000 |
| Sacramento County California | 1 | $ 90,000 | $ 90,000 | $ 265,000 |
| San Bernardino County California | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| San Diego County California | 1 | $ 600,000 | $ 600,000 | $ 86,000 |
| Fairfield County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Sussex County Delaware | 1 | $ 360,000 | $ 360,000 | $ 185,000 |
| Bay County Florida | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Citrus County Florida | 1 | $ 117,000 | $ 117,000 | $ 100,000 |
| Duval County Florida | 1 | $ 39,000 | $ 39,000 | $ 67,000 |
| Flagler County Florida | 1 | $ 206,000 | $ 206,000 | $ 122,000 |
| Hernando County Florida | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Jefferson County Florida | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Sarasota County Florida | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Bulloch County Georgia | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Chatham County Georgia | 1 | $ 46,000 | $ 46,000 | $ 67,000 |
| Cherokee County Georgia | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Coweta County Georgia | 1 | $ 116,000 | $ 116,000 | $ 148,000 |
| DeKalb County Georgia | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| Fayette County Georgia | 1 | $ 20,000 | $ 20,000 | $ 125,000 |
| Ada County Idaho | 1 | $ 339,000 | $ 339,000 | $ 75,000 |
| Will County Illinois | 1 | $ 194,000 | $ 194,000 | $ 103,000 |
| Shawnee County Kansas | 1 | $ 189,000 | $ 189,000 | $ 101,000 |
| St. Charles County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 74,000 |
| Franklin County Maine | 1 | $ 175,000 | $ 175,000 | $ 181,000 |
| Kent County Maryland | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Washington County Maryland | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Worcester County Maryland | 1 | $ 30,000 | $ 30,000 | $ 609,000 |
| Bristol County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Essex County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 136,000 |
| Norfolk County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Washoe County Nevada | 1 | $ 2,000 | $ 2,000 | $ 64,000 |
| Bergen County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 269,000 |
| Morris County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 72,000 |
| Ocean County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Albany County New York | 1 | $ 15,000 | $ 15,000 | $ 118,000 |
| Bronx County New York | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
| Chemung County New York | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Erie County New York | 1 | $ 30,000 | $ 30,000 | $ 104,000 |
| Essex County New York | 1 | $ 71,000 | $ 71,000 | $ 217,000 |
| Kings County New York | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Richmond County New York | 1 | $ 126,000 | $ 126,000 | $ 162,000 |
| Rockland County New York | 1 | $ 70,000 | $ 70,000 | $ 240,000 |
| St. Lawrence County New York | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Westchester County New York | 1 | $ 173,000 | $ 173,000 | $ 165,000 |
| Beaufort County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 88,000 |
| Henderson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Rutherford County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 39,000 |
| Vance County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Allegheny County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 123,000 |
| Delaware County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 87,000 |
| Monroe County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 137,000 |
| Westmoreland County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 112,000 |
| Horry County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 106,000 |
| Richland County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 254,000 |
| Knox County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Sumner County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Dallas County Texas | 1 | $ 28,000 | $ 28,000 | $ 165,000 |
| Charlottesville County Virginia | 1 | $ 100,000 | $ 100,000 | $ 129,000 |
| Chesapeake County Virginia | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Culpeper County Virginia | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Fredericksburg County Virginia | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| Highland County Virginia | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Louisa County Virginia | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Manassas Park County Virginia | 1 | $ 370,000 | $ 370,000 | $ 215,000 |
| Nelson County Virginia | 1 | $ 16,000 | $ 16,000 | $ 149,000 |
| Shenandoah County Virginia | 1 | $ 294,000 | $ 294,000 | $ 89,000 |
| Jefferson County West Virginia | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Monongalia County West Virginia | 1 | $ 136,000 | $ 136,000 | $ 102,000 |
| Raleigh County West Virginia | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Ritchie County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 402 | $21,138,000 | $45,411 | $250,000 | $94,000 | $609,000 |
| Refinancing | 203 | $34,199,000 | $151,058 | $600,000 | $119,294 | $427,000 |
| Home Purchase | 132 | $31,811,000 | $211,833 | $650,000 | $99,777 | $293,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 366 | $48,211,000 | $140,347 | $650,000 | $101,913 | $427,000 |
| White | 248 | $24,018,000 | $108,000 | $600,000 | $112,388 | $609,000 |
| Black or African American | 102 | $11,677,000 | $91,750 | $565,000 | $88,750 | $314,000 |
| Hispanic | 12 | $1,858,000 | $196,400 | $500,000 | $111,400 | $199,000 |
| Asian | 8 | $1,344,000 | $130,666 | $385,000 | $115,666 | $256,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $40,000 | $40,000 | $40,000 | $115,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 737 | $87,148,000 | $135,461 | $650,000 | $104,115 | $609,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 503 | $51,853,000 | $133,272 | $599,000 | $99,590 | $609,000 |
| Application Withdrawn By Applicant | 69 | $9,763,000 | $162,750 | $600,000 | $143,833 | $403,000 |
| Application Approved But Not Accepted | 48 | $5,010,000 | $75,615 | $360,000 | $110,076 | $375,000 |
| Preapproval Approved but not Accepted | 38 | $9,855,000 | $259,000 | $650,000 | $129,000 | $285,000 |
| Application Denied By Financial Institution | 37 | $4,673,000 | $130,428 | $565,000 | $61,428 | $245,000 |
| File Closed For Incompleteness | 31 | $2,920,000 | $91,100 | $360,000 | $93,100 | $293,000 |
| Preapproval Denied by Financial Institution | 11 | $3,074,000 | $279,000 | $360,000 | $102,000 | $157,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $4,987,000 | $104,714 | $415,000 | $65,857 | $245,000 |
| Debt-To-Income Ratio | 6 | $1,056,000 | $185,333 | $333,000 | $78,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $604,000 | $201,333 | $250,000 | $59,333 | $67,000 |
| Employment History | 2 | $495,000 | $247,500 | $300,000 | $128,500 | $157,000 |
| Collateral | 2 | $605,000 | $302,500 | $565,000 | $69,500 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.