Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Justice Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,589 |
| Total Mortgage Loan Application Amount | $205,750,000 |
| Average Mortgage Loan Application Amount | $159,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $1,671,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 129 | $ 6,116,000 | $ 47,000 | $ 118,000 |
| District of Columbia County District Of Columbia | 72 | $ 8,838,000 | $ 122,000 | $ 103,000 |
| Fairfax County Virginia | 62 | $ 10,893,000 | $ 175,000 | $ 148,000 |
| Harrison County West Virginia | 49 | $ 4,076,000 | $ 83,000 | $ 111,000 |
| Montgomery County Maryland | 37 | $ 5,797,000 | $ 156,000 | $ 156,000 |
| Harris County Texas | 37 | $ 2,968,000 | $ 80,000 | $ 112,000 |
| Los Angeles County California | 33 | $ 2,912,000 | $ 88,000 | $ 143,000 |
| Prince William County Virginia | 32 | $ 3,227,000 | $ 100,000 | $ 163,000 |
| Stafford County Virginia | 27 | $ 3,832,000 | $ 141,000 | $ 153,000 |
| Charles County Maryland | 17 | $ 794,000 | $ 46,000 | $ 110,000 |
| Anne Arundel County Maryland | 15 | $ 2,250,000 | $ 150,000 | $ 128,000 |
| Arlington County Virginia | 14 | $ 2,512,000 | $ 179,000 | $ 220,000 |
| San Diego County California | 13 | $ 1,989,000 | $ 153,000 | $ 129,000 |
| Alexandria County Virginia | 13 | $ 2,168,000 | $ 166,000 | $ 154,000 |
| Henry County Georgia | 12 | $ 320,000 | $ 26,000 | $ 68,000 |
| Howard County Maryland | 12 | $ 1,800,000 | $ 150,000 | $ 162,000 |
| Loudoun County Virginia | 11 | $ 1,468,000 | $ 133,000 | $ 141,000 |
| Cook County Illinois | 10 | $ 1,734,000 | $ 173,000 | $ 120,000 |
| Taylor County West Virginia | 10 | $ 1,032,000 | $ 103,000 | $ 111,000 |
| Broward County Florida | 9 | $ 1,590,000 | $ 176,000 | $ 114,000 |
| Richmond County New York | 9 | $ 819,000 | $ 91,000 | $ 123,000 |
| Lewis County West Virginia | 9 | $ 962,000 | $ 106,000 | $ 104,000 |
| Marion County West Virginia | 9 | $ 835,000 | $ 92,000 | $ 105,000 |
| Upshur County West Virginia | 9 | $ 339,000 | $ 37,000 | $ 71,000 |
| Pima County Arizona | 8 | $ 316,000 | $ 39,000 | $ 113,000 |
| Kings County New York | 8 | $ 103,000 | $ 12,000 | $ 99,000 |
| Doddridge County West Virginia | 8 | $ 301,000 | $ 37,000 | $ 80,000 |
| New Haven County Connecticut | 7 | $ 612,000 | $ 87,000 | $ 177,000 |
| Baltimore County Maryland | 7 | $ 589,000 | $ 84,000 | $ 93,000 |
| Baltimore City County Maryland | 7 | $ 151,000 | $ 21,000 | $ 111,000 |
| Calvert County Maryland | 7 | $ 705,000 | $ 100,000 | $ 92,000 |
| Fauquier County Virginia | 7 | $ 731,000 | $ 104,000 | $ 140,000 |
| Spotsylvania County Virginia | 7 | $ 255,000 | $ 36,000 | $ 100,000 |
| Berkeley County West Virginia | 7 | $ 253,000 | $ 36,000 | $ 92,000 |
| Monongalia County West Virginia | 7 | $ 479,000 | $ 68,000 | $ 74,000 |
| Miami-Dade County Florida | 6 | $ 1,194,000 | $ 199,000 | $ 146,000 |
| Monroe County Georgia | 6 | $ 46,000 | $ 7,000 | $ 83,000 |
| Erie County New York | 6 | $ 272,000 | $ 45,000 | $ 92,000 |
| El Paso County Texas | 6 | $ 392,000 | $ 65,000 | $ 107,000 |
| Randolph County West Virginia | 6 | $ 536,000 | $ 89,000 | $ 137,000 |
| Palm Beach County Florida | 5 | $ 1,018,000 | $ 203,000 | $ 115,000 |
| DeKalb County Georgia | 5 | $ 58,000 | $ 11,000 | $ 54,000 |
| Fulton County Georgia | 5 | $ 31,000 | $ 6,000 | $ 83,000 |
| Queens County New York | 5 | $ 410,000 | $ 82,000 | $ 87,000 |
| Fort Bend County Texas | 5 | $ 652,000 | $ 130,000 | $ 57,000 |
| Montgomery County Texas | 5 | $ 384,000 | $ 76,000 | $ 114,000 |
| Frederick County Virginia | 5 | $ 166,000 | $ 33,000 | $ 103,000 |
| Barbour County West Virginia | 5 | $ 165,000 | $ 33,000 | $ 73,000 |
| Kanawha County West Virginia | 5 | $ 480,000 | $ 96,000 | $ 72,000 |
| Riverside County California | 4 | $ 568,000 | $ 142,000 | $ 145,000 |
| San Bernardino County California | 4 | $ 76,000 | $ 19,000 | $ 270,000 |
| Carroll County Georgia | 4 | $ 133,000 | $ 33,000 | $ 73,000 |
| Clayton County Georgia | 4 | $ 101,000 | $ 25,000 | $ 51,000 |
| Haralson County Georgia | 4 | $ 69,000 | $ 17,000 | $ 87,000 |
| Will County Illinois | 4 | $ 506,000 | $ 126,000 | $ 116,000 |
| Lake County Indiana | 4 | $ 799,000 | $ 199,000 | $ 114,000 |
| Frederick County Maryland | 4 | $ 63,000 | $ 15,000 | $ 86,000 |
| Yazoo County Mississippi | 4 | $ 101,000 | $ 25,000 | $ 55,000 |
| Essex County New Jersey | 4 | $ 563,000 | $ 140,000 | $ 105,000 |
| Rockland County New York | 4 | $ 143,000 | $ 35,000 | $ 154,000 |
| Nash County North Carolina | 4 | $ 142,000 | $ 35,000 | $ 54,000 |
| Lexington County South Carolina | 4 | $ 405,000 | $ 101,000 | $ 108,000 |
| Fayette County West Virginia | 4 | $ 126,000 | $ 31,000 | $ 76,000 |
| McDowell County West Virginia | 4 | $ 148,000 | $ 37,000 | $ 44,000 |
| Preston County West Virginia | 4 | $ 153,000 | $ 38,000 | $ 84,000 |
| Orange County California | 3 | $ 463,000 | $ 154,000 | $ 106,000 |
| Fairfield County Connecticut | 3 | $ 401,000 | $ 133,000 | $ 86,000 |
| Brevard County Florida | 3 | $ 40,000 | $ 13,000 | $ 59,000 |
| Hillsborough County Florida | 3 | $ 495,000 | $ 165,000 | $ 115,000 |
| Manatee County Florida | 3 | $ 498,000 | $ 166,000 | $ 243,000 |
| Hart County Georgia | 3 | $ 36,000 | $ 12,000 | $ 94,000 |
| Harlan County Kentucky | 3 | $ 26,000 | $ 8,000 | $ 74,000 |
| Johnson County Kentucky | 3 | $ 313,000 | $ 104,000 | $ 61,000 |
| St. Mary's County Maryland | 3 | $ 131,000 | $ 43,000 | $ 129,000 |
| Barnstable County Massachusetts | 3 | $ 731,000 | $ 243,000 | $ 249,000 |
| Bergen County New Jersey | 3 | $ 65,000 | $ 21,000 | $ 102,000 |
| Middlesex County New Jersey | 3 | $ 255,000 | $ 85,000 | $ 82,000 |
| Union County New Jersey | 3 | $ 60,000 | $ 20,000 | $ 105,000 |
| Suffolk County New York | 3 | $ 267,000 | $ 89,000 | $ 176,000 |
| Hamilton County Ohio | 3 | $ 303,000 | $ 101,000 | $ 119,000 |
| Lehigh County Pennsylvania | 3 | $ 39,000 | $ 13,000 | $ 99,000 |
| Shelby County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 83,000 |
| Collin County Texas | 3 | $ 695,000 | $ 231,000 | $ 137,000 |
| Dallas County Texas | 3 | $ 159,000 | $ 53,000 | $ 103,000 |
| Tarrant County Texas | 3 | $ 391,000 | $ 130,000 | $ 123,000 |
| Chesterfield County Virginia | 3 | $ 14,000 | $ 4,000 | $ 70,000 |
| Monroe County West Virginia | 3 | $ 391,000 | $ 130,000 | $ 109,000 |
| Mobile County Alabama | 2 | $ 32,000 | $ 16,000 | $ 123,000 |
| Maricopa County Arizona | 2 | $ 250,000 | $ 125,000 | $ 96,000 |
| Fresno County California | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Merced County California | 2 | $ 40,000 | $ 20,000 | $ 100,000 |
| Douglas County Colorado | 2 | $ 207,000 | $ 103,000 | $ 129,000 |
| Hartford County Connecticut | 2 | $ 34,000 | $ 17,000 | $ 88,000 |
| Lee County Florida | 2 | $ 521,000 | $ 260,000 | $ 204,000 |
| Osceola County Florida | 2 | $ 63,000 | $ 31,000 | $ 43,000 |
| Sarasota County Florida | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Seminole County Florida | 2 | $ 291,000 | $ 145,000 | $ 107,000 |
| Sumter County Florida | 2 | $ 284,000 | $ 142,000 | $ 87,000 |
| Baldwin County Georgia | 2 | $ 25,000 | $ 12,000 | $ 38,000 |
| Bibb County Georgia | 2 | $ 10,000 | $ 5,000 | $ 102,000 |
| Bryan County Georgia | 2 | $ 46,000 | $ 23,000 | $ 81,000 |
| Butts County Georgia | 2 | $ 40,000 | $ 20,000 | $ 45,000 |
| Chatham County Georgia | 2 | $ 166,000 | $ 83,000 | $ 104,000 |
| Cherokee County Georgia | 2 | $ 59,000 | $ 29,000 | $ 38,000 |
| Dougherty County Georgia | 2 | $ 25,000 | $ 12,000 | $ 46,000 |
| Fannin County Georgia | 2 | $ 7,000 | $ 3,000 | $ 32,000 |
| Gwinnett County Georgia | 2 | $ 344,000 | $ 172,000 | $ 98,000 |
| Madison County Georgia | 2 | $ 6,000 | $ 3,000 | $ 26,000 |
| Rockdale County Georgia | 2 | $ 10,000 | $ 5,000 | $ 49,000 |
| Wayne County Georgia | 2 | $ 368,000 | $ 184,000 | $ 86,000 |
| DuPage County Illinois | 2 | $ 861,000 | $ 430,000 | $ 214,000 |
| Washington County Maryland | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| Delta County Michigan | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| Ogemaw County Michigan | 2 | $ 7,000 | $ 3,000 | $ 57,000 |
| Hinds County Mississippi | 2 | $ 119,000 | $ 59,000 | $ 86,000 |
| Madison County Mississippi | 2 | $ 41,000 | $ 20,000 | $ 64,000 |
| Rankin County Mississippi | 2 | $ 17,000 | $ 8,000 | $ 68,000 |
| Cape May County New Jersey | 2 | $ 75,000 | $ 37,000 | $ 124,000 |
| Cumberland County New Jersey | 2 | $ 138,000 | $ 69,000 | $ 91,000 |
| Monmouth County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 119,000 |
| Albany County New York | 2 | $ 395,000 | $ 197,000 | $ 102,000 |
| Bronx County New York | 2 | $ 161,000 | $ 80,000 | $ 83,000 |
| Dutchess County New York | 2 | $ 142,000 | $ 71,000 | $ 134,000 |
| New York County New York | 2 | $ 24,000 | $ 12,000 | $ 105,000 |
| Westchester County New York | 2 | $ 33,000 | $ 16,000 | $ 101,000 |
| Mecklenburg County North Carolina | 2 | $ 303,000 | $ 151,000 | $ 252,000 |
| Union County North Carolina | 2 | $ 14,000 | $ 7,000 | $ 141,000 |
| Wake County North Carolina | 2 | $ 231,000 | $ 115,000 | $ 106,000 |
| Washington County Ohio | 2 | $ 339,000 | $ 169,000 | $ 184,000 |
| Allegheny County Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 108,000 |
| Beaver County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 81,000 |
| Delaware County Pennsylvania | 2 | $ 68,000 | $ 34,000 | $ 184,000 |
| Fayette County Pennsylvania | 2 | $ 25,000 | $ 12,000 | $ 74,000 |
| Monroe County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Kent County Rhode Island | 2 | $ 256,000 | $ 128,000 | $ 266,000 |
| Marion County South Carolina | 2 | $ 54,000 | $ 27,000 | $ 121,000 |
| Loudon County Tennessee | 2 | $ 255,000 | $ 127,000 | $ 102,000 |
| Bexar County Texas | 2 | $ 26,000 | $ 13,000 | $ 65,000 |
| Comal County Texas | 2 | $ 191,000 | $ 95,000 | $ 125,000 |
| Val Verde County Texas | 2 | $ 35,000 | $ 17,000 | $ 125,000 |
| Campbell County Virginia | 2 | $ 308,000 | $ 154,000 | $ 78,000 |
| Chesapeake County Virginia | 2 | $ 212,000 | $ 106,000 | $ 151,000 |
| Fairfax City County Virginia | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Manassas County Virginia | 2 | $ 30,000 | $ 15,000 | $ 253,000 |
| Orange County Virginia | 2 | $ 11,000 | $ 5,000 | $ 101,000 |
| Rockingham County Virginia | 2 | $ 150,000 | $ 75,000 | $ 107,000 |
| Shenandoah County Virginia | 2 | $ 305,000 | $ 152,000 | $ 178,000 |
| Virginia Beach County Virginia | 2 | $ 80,000 | $ 40,000 | $ 90,000 |
| King County Washington | 2 | $ 195,000 | $ 97,000 | $ 93,000 |
| Nicholas County West Virginia | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Summers County West Virginia | 2 | $ 205,000 | $ 102,000 | $ 134,000 |
| Tucker County West Virginia | 2 | $ 116,000 | $ 58,000 | $ 122,000 |
| Adams County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 107,000 |
| Baldwin County Alabama | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| DeKalb County Alabama | 1 | $ 6,000 | $ 6,000 | $ 47,000 |
| Houston County Alabama | 1 | $ 76,000 | $ 76,000 | $ 69,000 |
| Jefferson County Alabama | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Pickens County Alabama | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| Winston County Alabama | 1 | $ 359,000 | $ 359,000 | $ 252,000 |
| Anchorage County Alaska | 1 | $ 70,000 | $ 70,000 | $ 124,000 |
| Cochise County Arizona | 1 | $ 11,000 | $ 11,000 | $ 74,000 |
| Yavapai County Arizona | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| St. Francis County Arkansas | 1 | $ 6,000 | $ 6,000 | $ 45,000 |
| Placer County California | 1 | $ 140,000 | $ 140,000 | $ 161,000 |
| Sacramento County California | 1 | $ 40,000 | $ 40,000 | $ 128,000 |
| San Joaquin County California | 1 | $ 171,000 | $ 171,000 | $ 106,000 |
| San Mateo County California | 1 | $ 95,000 | $ 95,000 | $ 154,000 |
| Santa Clara County California | 1 | $ 250,000 | $ 250,000 | $ 235,000 |
| Adams County Colorado | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Arapahoe County Colorado | 1 | $ 326,000 | $ 326,000 | $ 120,000 |
| Litchfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Middlesex County Connecticut | 1 | $ 290,000 | $ 290,000 | $ 198,000 |
| Kent County Delaware | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Sussex County Delaware | 1 | $ 5,000 | $ 5,000 | $ 67,000 |
| Collier County Florida | 1 | $ 340,000 | $ 340,000 | $ 97,000 |
| Gadsden County Florida | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Leon County Florida | 1 | $ 282,000 | $ 282,000 | $ 119,000 |
| Santa Rosa County Florida | 1 | $ 40,000 | $ 40,000 | $ 138,000 |
| St. Johns County Florida | 1 | $ 250,000 | $ 250,000 | $ 155,000 |
| Volusia County Florida | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Bartow County Georgia | 1 | $ 31,000 | $ 31,000 | $ 122,000 |
| Bulloch County Georgia | 1 | $ 14,000 | $ 14,000 | $ 31,000 |
| Clay County Georgia | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Cobb County Georgia | 1 | $ 4,000 | $ 4,000 | $ 91,000 |
| Coweta County Georgia | 1 | $ 11,000 | $ 11,000 | $ 70,000 |
| Dade County Georgia | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Effingham County Georgia | 1 | $ 2,000 | $ 2,000 | $ 60,000 |
| Glynn County Georgia | 1 | $ 5,000 | $ 5,000 | $ 54,000 |
| Gordon County Georgia | 1 | $ 6,000 | $ 6,000 | $ 40,000 |
| Hall County Georgia | 1 | $ 6,000 | $ 6,000 | $ 58,000 |
| Irwin County Georgia | 1 | $ 8,000 | $ 8,000 | $ 57,000 |
| Lee County Georgia | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Lowndes County Georgia | 1 | $ 2,000 | $ 2,000 | $ 52,000 |
| McDuffie County Georgia | 1 | $ 8,000 | $ 8,000 | $ 78,000 |
| Morgan County Georgia | 1 | $ 5,000 | $ 5,000 | $ 54,000 |
| Newton County Georgia | 1 | $ 13,000 | $ 13,000 | $ 124,000 |
| Paulding County Georgia | 1 | $ 14,000 | $ 14,000 | $ 63,000 |
| Sumter County Georgia | 1 | $ 53,000 | $ 53,000 | $ 60,000 |
| Tattnall County Georgia | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Upson County Georgia | 1 | $ 93,000 | $ 93,000 | $ 91,000 |
| Walker County Georgia | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Ware County Georgia | 1 | $ 4,000 | $ 4,000 | $ 111,000 |
| St. Clair County Illinois | 1 | $ 142,000 | $ 142,000 | $ 155,000 |
| Marion County Indiana | 1 | $ 94,000 | $ 94,000 | $ 144,000 |
| Linn County Iowa | 1 | $ 54,000 | $ 54,000 | $ 95,000 |
| Johnson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Floyd County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Marshall County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Oldham County Kentucky | 1 | $ 320,000 | $ 320,000 | $ 133,000 |
| Owsley County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Pulaski County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Ouachita County Louisiana | 1 | $ 4,000 | $ 4,000 | $ 63,000 |
| Rapides County Louisiana | 1 | $ 8,000 | $ 8,000 | $ 133,000 |
| Hancock County Maine | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Bristol County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Hampden County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 265,000 |
| Middlesex County Massachusetts | 1 | $ 3,000 | $ 3,000 | $ 88,000 |
| Newaygo County Michigan | 1 | $ 40,000 | $ 40,000 | $ 300,000 |
| Oakland County Michigan | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Wayne County Michigan | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| St. Louis City County Missouri | 1 | $ 173,000 | $ 173,000 | $ 157,000 |
| Clark County Nevada | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| Nye County Nevada | 1 | $ 168,000 | $ 168,000 | $ 148,000 |
| Washoe County Nevada | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Coos County New Hampshire | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Camden County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Hudson County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Hunterdon County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 110,000 |
| Mercer County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Ocean County New Jersey | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Somerset County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 655,000 |
| Sussex County New Jersey | 1 | $ 2,000 | $ 2,000 | $ 75,000 |
| Warren County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 306,000 |
| Bernalillo County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Sandoval County New Mexico | 1 | $ 156,000 | $ 156,000 | $ 113,000 |
| Taos County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Cayuga County New York | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| Cortland County New York | 1 | $ 196,000 | $ 196,000 | $ 131,000 |
| Greene County New York | 1 | $ 50,000 | $ 50,000 | $ 153,000 |
| Jefferson County New York | 1 | $ 201,000 | $ 201,000 | $ 125,000 |
| Monroe County New York | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Nassau County New York | 1 | $ 181,000 | $ 181,000 | $ 55,000 |
| Orange County New York | 1 | $ 5,000 | $ 5,000 | $ 135,000 |
| Steuben County New York | 1 | $ 90,000 | $ 90,000 | $ 118,000 |
| Brunswick County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 88,000 |
| Cabarrus County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 125,000 |
| Cumberland County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 78,000 |
| Davie County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 73,000 |
| Durham County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
| Harnett County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 170,000 |
| Moore County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
| Pitt County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Stokes County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Warren County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 201,000 |
| Columbiana County Ohio | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Cuyahoga County Ohio | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Mahoning County Ohio | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Summit County Ohio | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Trumbull County Ohio | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Union County Ohio | 1 | $ 6,000 | $ 6,000 | $ 101,000 |
| Warren County Ohio | 1 | $ 3,000 | $ 3,000 | $ 114,000 |
| Oklahoma County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 195,000 |
| Clackamas County Oregon | 1 | $ 3,000 | $ 3,000 | $ 137,000 |
| Cambria County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Carbon County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 119,000 |
| Chester County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 312,000 |
| Greene County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Lackawanna County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Luzerne County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 66,000 |
| Northampton County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 127,000 |
| Georgetown County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Sumter County South Carolina | 1 | $ 3,000 | $ 3,000 | $ 62,000 |
| Rutherford County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 186,000 |
| Scott County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Sumner County Tennessee | 1 | $ 6,000 | $ 6,000 | $ 16,000 |
| Williamson County Tennessee | 1 | $ 261,000 | $ 261,000 | $ 133,000 |
| Brazoria County Texas | 1 | $ 3,000 | $ 3,000 | $ 58,000 |
| Ellis County Texas | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Fannin County Texas | 1 | $ 78,000 | $ 78,000 | $ 149,000 |
| Galveston County Texas | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Jasper County Texas | 1 | $ 17,000 | $ 17,000 | $ 67,000 |
| Jefferson County Texas | 1 | $ 52,000 | $ 52,000 | $ 74,000 |
| Nacogdoches County Texas | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Reeves County Texas | 1 | $ 35,000 | $ 35,000 | $ 190,000 |
| Robertson County Texas | 1 | $ 8,000 | $ 8,000 | $ 75,000 |
| Travis County Texas | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| Webb County Texas | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Chittenden County Vermont | 1 | $ 39,000 | $ 39,000 | $ 150,000 |
| Lamoille County Vermont | 1 | $ 169,000 | $ 169,000 | $ 198,000 |
| Rutland County Vermont | 1 | $ 12,000 | $ 12,000 | $ 91,000 |
| Appomattox County Virginia | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Augusta County Virginia | 1 | $ 120,000 | $ 120,000 | $ 20,000 |
| Bedford County Virginia | 1 | $ 223,000 | $ 223,000 | $ 87,000 |
| Brunswick County Virginia | 1 | $ 158,000 | $ 158,000 | $ 104,000 |
| Falls Church County Virginia | 1 | $ 20,000 | $ 20,000 | $ 144,000 |
| Fluvanna County Virginia | 1 | $ 202,000 | $ 202,000 | $ 157,000 |
| Fredericksburg County Virginia | 1 | $ 300,000 | $ 300,000 | $ 141,000 |
| Lancaster County Virginia | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Louisa County Virginia | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Manassas Park County Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Mecklenburg County Virginia | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Norfolk County Virginia | 1 | $ 3,000 | $ 3,000 | $ 44,000 |
| Petersburg County Virginia | 1 | $ 16,000 | $ 16,000 | $ 53,000 |
| Prince George County Virginia | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Rappahannock County Virginia | 1 | $ 40,000 | $ 40,000 | $ 208,000 |
| Tazewell County Virginia | 1 | $ 7,000 | $ 7,000 | $ 104,000 |
| Clark County Washington | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Braxton County West Virginia | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Jefferson County West Virginia | 1 | $ 36,000 | $ 36,000 | $ 141,000 |
| Ritchie County West Virginia | 1 | $ 169,000 | $ 169,000 | $ 63,000 |
| Big Horn County Wyoming | 1 | $ 3,000 | $ 3,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 785 | $19,395,000 | $24,000 | $250,000 | $107,000 | $760,000 |
| Home Purchase | 478 | $118,946,000 | $248,000 | $1,200,000 | $124,000 | $1,671,000 |
| Refinancing | 326 | $67,409,000 | $206,000 | $900,000 | $135,000 | $1,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 684 | $62,629,000 | $91,000 | $900,000 | $119,000 | $1,104,000 |
| White | 577 | $93,410,000 | $161,000 | $1,200,000 | $117,000 | $723,000 |
| Black or African American | 222 | $27,453,000 | $123,000 | $560,000 | $117,000 | $1,671,000 |
| Hispanic | 73 | $14,495,000 | $198,000 | $488,000 | $117,000 | $455,000 |
| Asian | 26 | $6,603,000 | $253,000 | $550,000 | $137,000 | $429,000 |
| American Indian or Alaskan Native | 5 | $746,000 | $149,000 | $220,000 | $57,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $414,000 | $207,000 | $412,000 | $77,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,589 | $205,750,000 | $129,000 | $1,200,000 | $118,000 | $1,671,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 529 | $32,182,000 | $60,000 | $562,000 | $119,000 | $760,000 |
| Application Denied By Financial Institution | 268 | $29,609,000 | $110,000 | $900,000 | $101,000 | $1,500,000 |
| Application Withdrawn By Applicant | 264 | $24,503,000 | $92,000 | $469,000 | $116,000 | $460,000 |
| File Closed For Incompleteness | 203 | $41,532,000 | $204,000 | $650,000 | $126,000 | $970,000 |
| Preapproval Approved but not Accepted | 112 | $33,067,000 | $295,000 | $1,200,000 | $130,000 | $288,000 |
| Preapproval Denied by Financial Institution | 112 | $21,333,000 | $190,000 | $410,000 | $116,000 | $1,671,000 |
| Application Approved But Not Accepted | 101 | $23,524,000 | $232,000 | $532,000 | $134,000 | $455,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 216 | $25,220,000 | $116,000 | $570,000 | $113,000 | $1,671,000 |
| Debt-To-Income Ratio | 93 | $14,334,000 | $154,000 | $520,000 | $81,000 | $305,000 |
| Collateral | 22 | $3,822,000 | $173,000 | $900,000 | $144,000 | $431,000 |
| Other | 22 | $2,063,000 | $93,000 | $595,000 | $126,000 | $233,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $3,949,000 | $219,000 | $417,000 | $81,000 | $168,000 |
| Mortgage Insurance Denied | 6 | $907,000 | $151,000 | $215,000 | $91,000 | $158,000 |
| Unverifiable Information | 2 | $530,000 | $265,000 | $330,000 | $84,000 | $115,000 |
| Employment History | 1 | $117,000 | $117,000 | $117,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.