Kbhs Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Kbhs Home Loans, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kbhs Home Loans, Llc 8650 Freeport Parkway South, Suite 250 Wilmington, DE 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 14,973 |
| Total Mortgage Loan Application Amount | $5,263,595,000 |
| Average Mortgage Loan Application Amount | $378,666 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $123,666 |
| Highest Applicant Income | $6,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Kbhs Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kbhs Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Kbhs Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kbhs Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Kbhs Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kbhs Home Loans, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 1,617 | $ 551,955,000 | $ 341,000 | $ 115,000 |
| Bexar County Texas | 1,169 | $ 307,645,000 | $ 263,000 | $ 86,000 |
| Riverside County California | 1,060 | $ 481,260,000 | $ 454,000 | $ 130,000 |
| Duval County Florida | 786 | $ 196,190,000 | $ 249,000 | $ 79,000 |
| Harris County Texas | 777 | $ 157,955,000 | $ 203,000 | $ 80,000 |
| Maricopa County Arizona | 551 | $ 152,045,000 | $ 275,000 | $ 91,000 |
| Williamson County Texas | 510 | $ 144,570,000 | $ 283,000 | $ 102,000 |
| Pima County Arizona | 454 | $ 99,630,000 | $ 219,000 | $ 80,000 |
| Los Angeles County California | 424 | $ 248,180,000 | $ 585,000 | $ 163,000 |
| San Bernardino County California | 381 | $ 166,875,000 | $ 437,000 | $ 127,000 |
| Polk County Florida | 381 | $ 104,285,000 | $ 273,000 | $ 81,000 |
| Travis County Texas | 364 | $ 99,420,000 | $ 273,000 | $ 97,000 |
| Sacramento County California | 347 | $ 152,485,000 | $ 439,000 | $ 151,000 |
| Douglas County Colorado | 300 | $ 128,080,000 | $ 426,000 | $ 168,000 |
| Osceola County Florida | 254 | $ 75,010,000 | $ 295,000 | $ 83,000 |
| San Joaquin County California | 249 | $ 108,945,000 | $ 437,000 | $ 126,000 |
| Lake County Florida | 247 | $ 71,165,000 | $ 288,000 | $ 89,000 |
| Adams County Colorado | 233 | $ 92,305,000 | $ 396,000 | $ 114,000 |
| Santa Clara County California | 227 | $ 183,545,000 | $ 808,000 | $ 212,000 |
| Hays County Texas | 226 | $ 57,420,000 | $ 254,000 | $ 91,000 |
| Fort Bend County Texas | 208 | $ 47,920,000 | $ 230,000 | $ 98,000 |
| Orange County California | 202 | $ 154,140,000 | $ 763,000 | $ 211,000 |
| Montgomery County Texas | 184 | $ 40,380,000 | $ 219,000 | $ 97,000 |
| San Diego County California | 179 | $ 109,985,000 | $ 614,000 | $ 148,000 |
| Arapahoe County Colorado | 179 | $ 73,575,000 | $ 411,000 | $ 135,000 |
| Fresno County California | 161 | $ 57,305,000 | $ 355,000 | $ 98,000 |
| Manatee County Florida | 160 | $ 47,500,000 | $ 296,000 | $ 150,000 |
| Contra Costa County California | 154 | $ 86,090,000 | $ 559,000 | $ 163,000 |
| Placer County California | 145 | $ 66,785,000 | $ 460,000 | $ 178,000 |
| Bastrop County Texas | 145 | $ 34,385,000 | $ 237,000 | $ 91,000 |
| St. Johns County Florida | 143 | $ 35,985,000 | $ 251,000 | $ 88,000 |
| Comal County Texas | 135 | $ 38,085,000 | $ 282,000 | $ 92,000 |
| Denton County Texas | 135 | $ 38,635,000 | $ 286,000 | $ 97,000 |
| Guadalupe County Texas | 135 | $ 34,545,000 | $ 255,000 | $ 90,000 |
| Stanislaus County California | 130 | $ 52,100,000 | $ 400,000 | $ 111,000 |
| Ventura County California | 128 | $ 69,680,000 | $ 544,000 | $ 137,000 |
| Madera County California | 102 | $ 30,930,000 | $ 303,000 | $ 94,000 |
| Pinal County Arizona | 99 | $ 21,725,000 | $ 219,000 | $ 81,000 |
| Seminole County Florida | 99 | $ 26,375,000 | $ 266,000 | $ 82,000 |
| Hillsborough County Florida | 90 | $ 26,720,000 | $ 296,000 | $ 91,000 |
| Thurston County Washington | 80 | $ 37,490,000 | $ 468,000 | $ 111,000 |
| Brazoria County Texas | 70 | $ 16,230,000 | $ 231,000 | $ 93,000 |
| Wake County North Carolina | 69 | $ 20,625,000 | $ 298,000 | $ 154,000 |
| San Benito County California | 65 | $ 45,895,000 | $ 706,000 | $ 173,000 |
| Monterey County California | 64 | $ 37,620,000 | $ 587,000 | $ 136,000 |
| Pasco County Florida | 63 | $ 17,475,000 | $ 277,000 | $ 89,000 |
| King County Washington | 63 | $ 33,965,000 | $ 539,000 | $ 141,000 |
| Yolo County California | 62 | $ 29,980,000 | $ 483,000 | $ 126,000 |
| Collin County Texas | 59 | $ 23,625,000 | $ 400,000 | $ 136,000 |
| Weld County Colorado | 58 | $ 22,320,000 | $ 384,000 | $ 119,000 |
| Tarrant County Texas | 57 | $ 15,905,000 | $ 279,000 | $ 94,000 |
| Caldwell County Texas | 56 | $ 13,440,000 | $ 240,000 | $ 89,000 |
| Brevard County Florida | 55 | $ 15,225,000 | $ 276,000 | $ 97,000 |
| Boulder County Colorado | 49 | $ 19,955,000 | $ 407,000 | $ 140,000 |
| Solano County California | 48 | $ 23,120,000 | $ 481,000 | $ 139,000 |
| Clay County Florida | 48 | $ 12,060,000 | $ 251,000 | $ 73,000 |
| Galveston County Texas | 45 | $ 9,455,000 | $ 210,000 | $ 83,000 |
| Harnett County North Carolina | 42 | $ 12,980,000 | $ 309,000 | $ 90,000 |
| Franklin County North Carolina | 38 | $ 10,340,000 | $ 272,000 | $ 86,000 |
| Orange County North Carolina | 37 | $ 9,515,000 | $ 257,000 | $ 92,000 |
| San Mateo County California | 36 | $ 30,370,000 | $ 843,000 | $ 238,000 |
| Sonoma County California | 36 | $ 19,850,000 | $ 551,000 | $ 177,000 |
| Flagler County Florida | 36 | $ 10,480,000 | $ 291,000 | $ 147,000 |
| Larimer County Colorado | 33 | $ 12,535,000 | $ 379,000 | $ 103,000 |
| Denver County Colorado | 31 | $ 15,945,000 | $ 514,000 | $ 174,000 |
| Orange County Florida | 27 | $ 10,365,000 | $ 383,000 | $ 120,000 |
| Broomfield County Colorado | 25 | $ 10,005,000 | $ 400,000 | $ 133,000 |
| Pierce County Washington | 24 | $ 9,700,000 | $ 404,000 | $ 104,000 |
| Marin County California | 23 | $ 15,535,000 | $ 675,000 | $ 232,000 |
| Lee County Florida | 23 | $ 3,915,000 | $ 170,000 | $ 75,000 |
| Bell County Texas | 12 | $ 3,440,000 | $ 286,000 | $ 151,000 |
| Johnston County North Carolina | 10 | $ 3,090,000 | $ 309,000 | $ 121,000 |
| Washoe County Nevada | 8 | $ 2,910,000 | $ 363,000 | $ 94,000 |
| Alameda County California | 6 | $ 3,490,000 | $ 581,000 | $ 153,000 |
| St. Lucie County Florida | 6 | $ 1,360,000 | $ 226,000 | $ 93,000 |
| Merced County California | 4 | $ 860,000 | $ 215,000 | $ 101,000 |
| Jefferson County Colorado | 3 | $ 1,445,000 | $ 481,000 | $ 511,000 |
| Nassau County Florida | 3 | $ 565,000 | $ 188,000 | $ 95,000 |
| Brazos County Texas | 3 | $ 405,000 | $ 135,000 | $ 57,000 |
| Santa Cruz County California | 2 | $ 1,010,000 | $ 505,000 | $ 181,000 |
| Volusia County Florida | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Granville County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 75,000 |
| Dallas County Texas | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Kaufman County Texas | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| El Dorado County California | 1 | $ 545,000 | $ 545,000 | $ 117,000 |
| Nevada County California | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Tulare County California | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Elbert County Colorado | 1 | $ 505,000 | $ 505,000 | $ 262,000 |
| La Plata County Colorado | 1 | $ 755,000 | $ 755,000 | $ 154,000 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Palm Beach County Florida | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| Pinellas County Florida | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Sumter County Florida | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Durham County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Cameron County Texas | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Lee County Texas | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Waller County Texas | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Wilson County Texas | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Grays Harbor County Washington | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Snohomish County Washington | 1 | $ 495,000 | $ 495,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Kbhs Home Loans, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,834 | $5,207,550,000 | $351,000 | $1,605,000 | $112,000 | $6,131,000 |
| Refinancing | 84 | $37,100,000 | $441,000 | $1,055,000 | $145,000 | $714,000 |
| Cash-out Refinancing | 55 | $18,945,000 | $344,000 | $655,000 | $114,000 | $272,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,254 | $1,460,580,000 | $343,000 | $1,605,000 | $117,000 | $6,131,000 |
| Hispanic | 3,747 | $1,183,435,000 | $315,000 | $1,505,000 | $92,000 | $1,161,000 |
| Not Provided | 2,305 | $832,595,000 | $361,000 | $1,495,000 | $119,000 | $2,778,000 |
| Asian | 2,227 | $937,875,000 | $421,000 | $1,505,000 | $136,000 | $2,718,000 |
| Black or African American | 1,705 | $537,685,000 | $315,000 | $1,115,000 | $92,000 | $764,000 |
| American Indian or Alaskan Native | 56 | $20,520,000 | $366,000 | $1,045,000 | $107,000 | $407,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $17,640,000 | $383,000 | $1,275,000 | $104,000 | $286,000 |
| Not applicable | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,263 | $3,292,765,000 | $355,000 | $1,605,000 | $126,000 | $6,131,000 |
| FHA-insured (Federal Housing Administration) | 3,724 | $1,207,700,000 | $324,000 | $975,000 | $87,000 | $1,248,000 |
| VA-guaranteed (Veterans Administration) | 1,772 | $704,730,000 | $397,000 | $1,245,000 | $95,000 | $457,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 214 | $58,400,000 | $272,000 | $545,000 | $78,000 | $198,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,606 | $3,233,020,000 | $336,000 | $1,505,000 | $109,000 | $1,508,000 |
| Application Denied By Financial Institution | 3,993 | $1,503,565,000 | $376,000 | $1,605,000 | $116,000 | $2,778,000 |
| Application Withdrawn By Applicant | 1,276 | $500,150,000 | $391,000 | $1,555,000 | $128,000 | $6,131,000 |
| Application Approved But Not Accepted | 97 | $26,605,000 | $274,000 | $1,575,000 | $102,000 | $407,000 |
| Loan Purchased By The Institution | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,980 | $3,760,030,000 | $342,000 | $1,575,000 | $111,000 | $6,131,000 |
| Unverifiable Information | 1,878 | $735,820,000 | $391,000 | $1,605,000 | $122,000 | $1,415,000 |
| Debt-To-Income Ratio | 747 | $294,585,000 | $394,000 | $1,335,000 | $90,000 | $764,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 676 | $229,280,000 | $339,000 | $1,505,000 | $123,000 | $2,778,000 |
| Credit Application Incomplete | 276 | $98,210,000 | $355,000 | $1,365,000 | $119,000 | $981,000 |
| Other | 206 | $67,600,000 | $328,000 | $735,000 | $136,000 | $2,718,000 |
| Credit History | 127 | $46,785,000 | $368,000 | $1,205,000 | $116,000 | $1,161,000 |
| Employment History | 44 | $15,010,000 | $341,000 | $1,245,000 | $92,000 | $260,000 |
| Collateral | 39 | $16,275,000 | $417,000 | $865,000 | $139,000 | $452,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kbhs Home Loans, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kbhs Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.