Keybank National Association Mortgage Lending & HMDA Data, 2006

In 2006, Keybank National Association of Cleveland, OH reported 194,816 mortgage applications totaling $16.8 billion, up 10% from 2005. The average application was for $86,306, and applicants reported an average income of $77,339. 23% of its applications resulted in an originated loan and 32% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (7,727), Philadelphia, PA (6,030) and Phoenix-Mesa-Scottsdale, AZ (4,642) (applications in parentheses).

Mortgage Company & Address Keybank National Association
100 Public Square Ste 600 Oh-01-10-06006
Cleveland, OH 44113
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 194,816
Total Mortgage Loan Application Amount $16,813,892,000
Average Mortgage Loan Application Amount $86,306
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $77,339
Highest Applicant Income $7,808,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,921 $ 176,227,000 $ 44,944 $ 91,000
Philadelphia, Pennsylvania 2,907 $ 180,471,000 $ 62,081 $ 50,000
Suffolk, New York 2,863 $ 465,667,000 $ 162,650 $ 94,000
Cook, Illinois 2,657 $ 235,989,000 $ 88,817 $ 69,000
Cuyahoga, Ohio 2,415 $ 168,316,000 $ 69,696 $ 72,000
Erie, New York 2,244 $ 126,817,000 $ 56,513 $ 60,000
King, Washington 1,745 $ 240,618,000 $ 137,889 $ 103,000
Nassau, New York 1,634 $ 302,043,000 $ 184,848 $ 102,000
Franklin, Ohio 1,631 $ 85,233,000 $ 52,258 $ 66,000
Prince George's, Maryland 1,627 $ 194,231,000 $ 119,379 $ 97,000
Queens, New York 1,567 $ 284,663,000 $ 181,661 $ 82,000
Wayne, Michigan 1,438 $ 60,345,000 $ 41,964 $ 62,000
Clark, Nevada 1,413 $ 120,026,000 $ 84,944 $ 107,000
Pierce, Washington 1,335 $ 138,680,000 $ 103,880 $ 77,000
Camden, New Jersey 1,323 $ 110,425,000 $ 83,465 $ 71,000
Ocean, New Jersey 1,316 $ 179,923,000 $ 136,719 $ 93,000
Lucas, Ohio 1,307 $ 69,238,000 $ 52,974 $ 64,000
Onondaga, New York 1,240 $ 90,065,000 $ 72,633 $ 68,000
Orange, New York 1,229 $ 166,948,000 $ 135,840 $ 87,000
Los Angeles, California 1,201 $ 89,971,000 $ 74,913 $ 106,000
Worcester, Massachusetts 1,187 $ 139,688,000 $ 117,681 $ 78,000
Middlesex, New Jersey 1,168 $ 163,958,000 $ 140,375 $ 89,000
Allegheny, Pennsylvania 1,160 $ 63,179,000 $ 54,464 $ 66,000
New Haven, Connecticut 1,159 $ 107,476,000 $ 92,731 $ 78,000
Burlington, New Jersey 1,156 $ 118,970,000 $ 102,915 $ 85,000
Kings, New York 1,136 $ 240,829,000 $ 211,997 $ 73,000
San Bernardino, California 1,103 $ 51,543,000 $ 46,729 $ 94,000
Middlesex, Massachusetts 1,101 $ 171,356,000 $ 155,636 $ 93,000
Riverside, California 1,081 $ 71,435,000 $ 66,082 $ 110,000
Hartford, Connecticut 1,076 $ 100,019,000 $ 92,954 $ 73,000
Baltimore, Maryland 1,070 $ 94,739,000 $ 88,541 $ 74,000
Essex, New Jersey 1,068 $ 147,055,000 $ 137,691 $ 96,000
Monmouth, New Jersey 1,064 $ 161,747,000 $ 152,017 $ 109,000
Monroe, New York 1,057 $ 59,474,000 $ 56,266 $ 63,000
Salt Lake, Utah 978 $ 80,505,000 $ 82,315 $ 68,000
Delaware, Pennsylvania 964 $ 80,425,000 $ 83,428 $ 82,000
Bergen, New Jersey 959 $ 194,168,000 $ 202,469 $ 116,000
Montgomery, Pennsylvania 915 $ 94,289,000 $ 103,048 $ 101,000
New Castle, Delaware 881 $ 84,523,000 $ 95,939 $ 77,000
Fairfield, Connecticut 862 $ 127,312,000 $ 147,693 $ 95,000
Snohomish, Washington 848 $ 91,029,000 $ 107,345 $ 83,000
Baltimore City, Maryland 840 $ 57,725,000 $ 68,720 $ 54,000
Cumberland, Maine 835 $ 96,730,000 $ 115,844 $ 87,000
Montgomery, Ohio 830 $ 40,794,000 $ 49,149 $ 58,000
Essex, Massachusetts 828 $ 121,649,000 $ 146,919 $ 87,000
Westchester, New York 817 $ 183,869,000 $ 225,053 $ 113,000
Hamilton, Ohio 815 $ 57,365,000 $ 70,386 $ 76,000
Richmond, New York 806 $ 148,511,000 $ 184,256 $ 88,000
Miami-Dade, Florida 805 $ 67,731,000 $ 84,137 $ 86,000
Plymouth, Massachusetts 804 $ 111,571,000 $ 138,769 $ 91,000
Summit, Ohio 800 $ 55,702,000 $ 69,627 $ 67,000
Gloucester, New Jersey 766 $ 68,358,000 $ 89,240 $ 82,000
Hillsborough, Florida 765 $ 53,012,000 $ 69,296 $ 86,000
Union, New Jersey 748 $ 104,476,000 $ 139,673 $ 91,000
Bucks, Pennsylvania 731 $ 91,179,000 $ 124,731 $ 85,000
Dutchess, New York 729 $ 111,419,000 $ 152,838 $ 89,000
Broward, Florida 722 $ 65,515,000 $ 90,740 $ 85,000
Pinal, Arizona 721 $ 29,612,000 $ 41,070 $ 80,000
Harris, Texas 712 $ 22,332,000 $ 31,365 $ 107,000
Hampden, Massachusetts 708 $ 59,426,000 $ 83,935 $ 67,000
Providence, Rhode Island 708 $ 72,303,000 $ 102,122 $ 66,000
Monroe, Pennsylvania 680 $ 64,082,000 $ 94,238 $ 77,000
Bristol, Massachusetts 657 $ 86,423,000 $ 131,541 $ 77,000
Anne Arundel, Maryland 651 $ 78,649,000 $ 120,812 $ 92,000
Albany, New York 651 $ 55,239,000 $ 84,852 $ 69,000
Pima, Arizona 638 $ 34,736,000 $ 54,445 $ 86,000
Berks, Pennsylvania 633 $ 41,683,000 $ 65,849 $ 65,000
Orange, Florida 627 $ 47,800,000 $ 76,236 $ 85,000
Passaic, New Jersey 624 $ 91,092,000 $ 145,980 $ 92,000
Mercer, New Jersey 617 $ 61,322,000 $ 99,387 $ 78,000
Northampton, Pennsylvania 614 $ 52,698,000 $ 85,827 $ 80,000
York, Maine 611 $ 65,274,000 $ 106,831 $ 68,000
Morris, New Jersey 610 $ 110,794,000 $ 181,629 $ 98,000
Montgomery, Maryland 605 $ 90,373,000 $ 149,376 $ 101,000
Atlantic, New Jersey 599 $ 59,914,000 $ 100,023 $ 72,000
Marion, Indiana 595 $ 33,491,000 $ 56,287 $ 68,000
Norfolk, Massachusetts 594 $ 93,191,000 $ 156,887 $ 89,000
Milwaukee, Wisconsin 594 $ 23,526,000 $ 39,606 $ 65,000
Stark, Ohio 592 $ 40,461,000 $ 68,346 $ 60,000
Oakland, Michigan 591 $ 41,103,000 $ 69,548 $ 88,000
Lehigh, Pennsylvania 590 $ 42,474,000 $ 71,989 $ 65,000
Ulster, New York 589 $ 66,486,000 $ 112,879 $ 68,000
York, Pennsylvania 577 $ 50,578,000 $ 87,656 $ 67,000
Fairfax, Virginia 576 $ 115,465,000 $ 200,460 $ 116,000
Hillsborough, New Hampshire 565 $ 67,830,000 $ 120,053 $ 85,000
Duval, Florida 544 $ 34,136,000 $ 62,750 $ 77,000
Kent, Michigan 544 $ 13,815,000 $ 25,395 $ 57,000
Niagara, New York 538 $ 32,097,000 $ 59,659 $ 54,000
Will, Illinois 533 $ 53,235,000 $ 99,878 $ 82,000
Arapahoe, Colorado 530 $ 53,524,000 $ 100,988 $ 95,000
Oneida, New York 525 $ 27,131,000 $ 51,678 $ 56,000
Bronx, New York 519 $ 96,485,000 $ 185,905 $ 70,000
Pinellas, Florida 516 $ 42,368,000 $ 82,108 $ 75,000
Chester, Pennsylvania 513 $ 61,981,000 $ 120,820 $ 98,000
Suffolk, Massachusetts 507 $ 79,869,000 $ 157,532 $ 77,000
Ada, Idaho 502 $ 51,066,000 $ 101,725 $ 77,000
Penobscot, Maine 499 $ 35,318,000 $ 70,777 $ 68,000
Hudson, New Jersey 490 $ 77,264,000 $ 157,681 $ 84,000
Palm Beach, Florida 481 $ 76,175,000 $ 158,367 $ 90,000
Tarrant, Texas 480 $ 12,776,000 $ 26,616 $ 93,000
El Paso, Colorado 478 $ 24,743,000 $ 51,763 $ 72,000
Macomb, Michigan 473 $ 23,510,000 $ 49,704 $ 80,000
Rockingham, New Hampshire 465 $ 61,617,000 $ 132,509 $ 86,000
Sacramento, California 459 $ 23,155,000 $ 50,446 $ 110,000
Saratoga, New York 459 $ 49,303,000 $ 107,413 $ 82,000
Lancaster, Pennsylvania 447 $ 35,085,000 $ 78,489 $ 80,000
Prince William, Virginia 445 $ 73,415,000 $ 164,977 $ 95,000
Jefferson, New York 443 $ 30,617,000 $ 69,112 $ 56,000
Multnomah, Oregon 441 $ 47,205,000 $ 107,040 $ 76,000
Elkhart, Indiana 434 $ 27,719,000 $ 63,868 $ 56,000
Somerset, New Jersey 433 $ 72,072,000 $ 166,448 $ 100,000
Pasco, Florida 431 $ 32,450,000 $ 75,290 $ 73,000
Denver, Colorado 424 $ 42,566,000 $ 100,391 $ 79,000
Rockland, New York 424 $ 77,903,000 $ 183,733 $ 104,000
Rensselaer, New York 420 $ 32,112,000 $ 76,457 $ 63,000
Virginia Beach, Virginia 420 $ 49,354,000 $ 117,509 $ 82,000
Kennebec, Maine 411 $ 31,127,000 $ 75,734 $ 61,000
Polk, Florida 408 $ 31,254,000 $ 76,602 $ 72,000
Adams, Colorado 402 $ 25,194,000 $ 62,671 $ 69,000
Volusia, Florida 402 $ 33,711,000 $ 83,858 $ 71,000
Aroostook, Maine 400 $ 24,419,000 $ 61,047 $ 47,000
Sussex, New Jersey 400 $ 56,207,000 $ 140,517 $ 97,000
San Joaquin, California 398 $ 21,658,000 $ 54,417 $ 116,000
Oswego, New York 395 $ 19,456,000 $ 49,255 $ 58,000
Lee, Florida 393 $ 39,502,000 $ 100,513 $ 99,000
St. Joseph, Indiana 393 $ 22,659,000 $ 57,656 $ 53,000
Luzerne, Pennsylvania 391 $ 25,716,000 $ 65,769 $ 58,000
Schenectady, New York 390 $ 28,222,000 $ 72,364 $ 59,000
Washington, Oregon 389 $ 44,687,000 $ 114,876 $ 85,000
Westmoreland, Pennsylvania 389 $ 26,190,000 $ 67,326 $ 70,000
Thurston, Washington 389 $ 31,013,000 $ 79,724 $ 71,000
Cumberland, New Jersey 378 $ 29,018,000 $ 76,767 $ 71,000
Chautauqua, New York 366 $ 21,120,000 $ 57,704 $ 59,000
Butler, Ohio 366 $ 21,824,000 $ 59,628 $ 68,000
Clackamas, Oregon 363 $ 49,448,000 $ 136,220 $ 94,000
Lake, Ohio 354 $ 29,287,000 $ 82,731 $ 69,000
DuPage, Illinois 352 $ 32,744,000 $ 93,022 $ 82,000
Harford, Maryland 350 $ 35,495,000 $ 101,414 $ 77,000
Dallas, Texas 350 $ 8,053,000 $ 23,008 $ 87,000
Dauphin, Pennsylvania 348 $ 27,195,000 $ 78,146 $ 68,000
Jefferson, Colorado 347 $ 27,551,000 $ 79,397 $ 81,000
Brevard, Florida 344 $ 27,083,000 $ 78,729 $ 76,000
New London, Connecticut 342 $ 37,001,000 $ 108,190 $ 86,000
Lake, Illinois 342 $ 34,054,000 $ 99,573 $ 80,000
Lorain, Ohio 341 $ 23,213,000 $ 68,073 $ 64,000
Barnstable, Massachusetts 336 $ 55,654,000 $ 165,636 $ 97,000
Washtenaw, Michigan 336 $ 26,092,000 $ 77,654 $ 76,000
Chesterfield, Virginia 334 $ 34,006,000 $ 101,814 $ 93,000
Genesee, Michigan 328 $ 12,654,000 $ 38,579 $ 63,000
Broome, New York 320 $ 15,898,000 $ 49,681 $ 60,000
Clark, Ohio 320 $ 12,356,000 $ 38,612 $ 52,000
Marion, Oregon 316 $ 25,048,000 $ 79,265 $ 69,000
Androscoggin, Maine 311 $ 23,851,000 $ 76,691 $ 56,000
Erie, Pennsylvania 307 $ 19,135,000 $ 62,328 $ 60,000
Denton, Texas 307 $ 10,135,000 $ 33,013 $ 104,000
Collin, Texas 306 $ 10,268,000 $ 33,555 $ 106,000
St. Louis, Missouri 304 $ 4,846,000 $ 15,940 $ 74,000
Utah, Utah 301 $ 25,670,000 $ 85,282 $ 73,000
Seminole, Florida 300 $ 21,330,000 $ 71,100 $ 85,000
Ashtabula, Ohio 300 $ 18,021,000 $ 60,070 $ 49,000
Fresno, California 295 $ 16,080,000 $ 54,508 $ 93,000
Henrico, Virginia 295 $ 29,276,000 $ 99,240 $ 84,000
Kent, Delaware 294 $ 24,252,000 $ 82,489 $ 83,000
Chittenden, Vermont 291 $ 31,964,000 $ 109,841 $ 75,000
Clark, Washington 287 $ 25,153,000 $ 87,641 $ 77,000
Orange, California 286 $ 22,923,000 $ 80,150 $ 133,000
Wood, Ohio 284 $ 19,662,000 $ 69,232 $ 73,000
Lane, Oregon 282 $ 25,856,000 $ 91,687 $ 65,000
Clinton, New York 281 $ 17,726,000 $ 63,081 $ 71,000
Mahoning, Ohio 281 $ 15,918,000 $ 56,647 $ 59,000
Charles, Maryland 277 $ 33,343,000 $ 120,371 $ 94,000
Jefferson, Kentucky 274 $ 2,932,000 $ 10,700 $ 64,000
Hamilton, Indiana 273 $ 27,119,000 $ 99,336 $ 103,000
Frederick, Maryland 273 $ 36,537,000 $ 133,835 $ 102,000
Litchfield, Connecticut 271 $ 30,331,000 $ 111,922 $ 84,000
Kent, Rhode Island 271 $ 27,276,000 $ 100,649 $ 68,000
Richland, Ohio 267 $ 17,504,000 $ 65,558 $ 57,000
Monroe, Michigan 265 $ 16,414,000 $ 61,939 $ 62,000
Chesapeake, Virginia 263 $ 30,465,000 $ 115,836 $ 89,000
Jackson, Missouri 262 $ 4,897,000 $ 18,690 $ 69,000
Shelby, Tennessee 261 $ 5,185,000 $ 19,865 $ 89,000
Stanislaus, California 260 $ 12,897,000 $ 49,603 $ 108,000
Lenawee, Michigan 260 $ 14,828,000 $ 57,030 $ 57,000
Kern, California 259 $ 14,374,000 $ 55,498 $ 86,000
Putnam, New York 259 $ 46,726,000 $ 180,409 $ 91,000
Kitsap, Washington 259 $ 23,394,000 $ 90,324 $ 69,000
St. Lawrence, New York 257 $ 14,435,000 $ 56,167 $ 56,000
Pike, Pennsylvania 255 $ 26,494,000 $ 103,898 $ 75,000
Cayuga, New York 254 $ 12,715,000 $ 50,059 $ 51,000
Kane, Illinois 250 $ 20,886,000 $ 83,544 $ 79,000
Washington, Pennsylvania 250 $ 16,343,000 $ 65,372 $ 61,000
Contra Costa, California 248 $ 20,271,000 $ 81,737 $ 135,000
Marion, Florida 248 $ 18,893,000 $ 76,181 $ 58,000
Cape May, New Jersey 247 $ 33,999,000 $ 137,647 $ 104,000
Davis, Utah 246 $ 16,913,000 $ 68,752 $ 68,000
Tulare, California 245 $ 13,388,000 $ 54,644 $ 84,000
Canyon, Idaho 245 $ 20,644,000 $ 84,261 $ 56,000
Oxford, Maine 245 $ 22,204,000 $ 90,628 $ 54,000
Warren, New Jersey 240 $ 35,601,000 $ 148,337 $ 77,000
Licking, Ohio 236 $ 12,755,000 $ 54,046 $ 62,000
DeKalb, Georgia 235 $ 3,011,000 $ 12,812 $ 67,000
Wayne, New York 234 $ 13,083,000 $ 55,910 $ 54,000
San Diego, California 233 $ 28,485,000 $ 122,253 $ 128,000
Clermont, Ohio 233 $ 14,678,000 $ 62,995 $ 75,000
Lackawanna, Pennsylvania 230 $ 16,271,000 $ 70,743 $ 63,000
Columbia, New York 228 $ 25,047,000 $ 109,855 $ 76,000
Osceola, Florida 227 $ 21,106,000 $ 92,977 $ 81,000
St. Lucie, Florida 227 $ 18,903,000 $ 83,273 $ 82,000
Lake, Florida 226 $ 20,074,000 $ 88,823 $ 65,000
St. Clair, Illinois 225 $ 10,804,000 $ 48,017 $ 67,000
Portage, Ohio 225 $ 18,857,000 $ 83,808 $ 64,000
Davidson, Tennessee 224 $ 2,769,000 $ 12,361 $ 72,000
Windham, Connecticut 223 $ 20,725,000 $ 92,937 $ 61,000
Mecklenburg, North Carolina 223 $ 5,189,000 $ 23,269 $ 88,000
Loudoun, Virginia 222 $ 52,315,000 $ 235,653 $ 122,000
Allen, Indiana 221 $ 7,777,000 $ 35,190 $ 54,000
Fulton, New York 221 $ 14,102,000 $ 63,809 $ 60,000
Sussex, Delaware 220 $ 26,139,000 $ 118,813 $ 84,000
Gwinnett, Georgia 219 $ 4,714,000 $ 21,525 $ 94,000
Merrimack, New Hampshire 219 $ 22,735,000 $ 103,812 $ 73,000
Howard, Maryland 218 $ 29,896,000 $ 137,137 $ 116,000
Spotsylvania, Virginia 218 $ 27,668,000 $ 126,917 $ 97,000
Washington, New York 217 $ 15,114,000 $ 69,649 $ 60,000
Whatcom, Washington 216 $ 22,434,000 $ 103,861 $ 84,000
Weber, Utah 215 $ 13,637,000 $ 63,427 $ 56,000
Madison, Indiana 214 $ 12,681,000 $ 59,257 $ 59,000
Sarasota, Florida 212 $ 17,694,000 $ 83,462 $ 79,000
Manatee, Florida 211 $ 15,945,000 $ 75,568 $ 91,000
Madison, New York 209 $ 13,685,000 $ 65,478 $ 62,000
Schuylkill, Pennsylvania 209 $ 11,640,000 $ 55,693 $ 79,000
Waldo, Maine 208 $ 15,563,000 $ 74,822 $ 50,000
Kalamazoo, Michigan 208 $ 5,493,000 $ 26,408 $ 58,000
Montgomery, New York 206 $ 10,484,000 $ 50,893 $ 61,000
Ingham, Michigan 205 $ 7,567,000 $ 36,912 $ 56,000
Middlesex, Connecticut 204 $ 23,432,000 $ 114,862 $ 85,000
Fulton, Georgia 204 $ 3,638,000 $ 17,833 $ 81,000
Lake, Indiana 204 $ 11,115,000 $ 54,485 $ 57,000
Ontario, New York 204 $ 13,285,000 $ 65,122 $ 66,000
Wake, North Carolina 204 $ 3,984,000 $ 19,529 $ 81,000
Trumbull, Ohio 204 $ 11,334,000 $ 55,558 $ 56,000
Somerset, Maine 203 $ 11,920,000 $ 58,719 $ 51,000
Peoria, Illinois 201 $ 6,567,000 $ 32,671 $ 65,000
Herkimer, New York 201 $ 9,138,000 $ 45,462 $ 60,000
Weld, Colorado 200 $ 13,563,000 $ 67,815 $ 68,000
Madison, Illinois 198 $ 13,278,000 $ 67,060 $ 62,000
Sandusky, Ohio 198 $ 11,474,000 $ 57,949 $ 59,000
Newport News, Virginia 197 $ 17,372,000 $ 88,182 $ 69,000
Sullivan, New York 196 $ 21,802,000 $ 111,234 $ 76,000
Bonneville, Idaho 195 $ 11,810,000 $ 60,564 $ 68,000
McHenry, Illinois 195 $ 18,771,000 $ 96,261 $ 87,000
Carroll, Maryland 195 $ 23,199,000 $ 118,969 $ 88,000
Cattaraugus, New York 194 $ 10,666,000 $ 54,979 $ 51,000
Salem, New Jersey 193 $ 15,805,000 $ 81,891 $ 75,000
Warren, Ohio 193 $ 16,203,000 $ 83,953 $ 85,000
Jackson, Oregon 193 $ 20,193,000 $ 104,626 $ 63,000
Carbon, Pennsylvania 193 $ 12,771,000 $ 66,170 $ 68,000
Cumberland, Pennsylvania 192 $ 16,606,000 $ 86,489 $ 67,000
Larimer, Colorado 191 $ 13,326,000 $ 69,769 $ 76,000
Hampton, Virginia 191 $ 18,128,000 $ 94,910 $ 71,000
Delaware, Ohio 190 $ 15,441,000 $ 81,268 $ 91,000
Medina, Ohio 190 $ 17,471,000 $ 91,952 $ 79,000
Norfolk, Virginia 190 $ 16,086,000 $ 84,663 $ 65,000
Muskegon, Michigan 189 $ 5,807,000 $ 30,724 $ 49,000
Douglas, Colorado 188 $ 21,366,000 $ 113,648 $ 111,000
Hancock, Ohio 188 $ 12,569,000 $ 66,856 $ 56,000
Huron, Ohio 187 $ 9,933,000 $ 53,117 $ 49,000
Cobb, Georgia 185 $ 3,383,000 $ 18,286 $ 108,000
Erie, Ohio 185 $ 10,919,000 $ 59,021 $ 77,000
Yakima, Washington 184 $ 12,570,000 $ 68,315 $ 51,000
Beaver, Pennsylvania 183 $ 11,621,000 $ 63,502 $ 52,000
Fayette, Pennsylvania 183 $ 10,733,000 $ 58,650 $ 55,000
Montgomery, Texas 182 $ 6,434,000 $ 35,351 $ 114,000
Greene, New York 181 $ 16,811,000 $ 92,878 $ 73,000
Franklin, Pennsylvania 181 $ 16,867,000 $ 93,187 $ 70,000
Rutland, Vermont 180 $ 16,947,000 $ 94,150 $ 71,000
Greene, Ohio 178 $ 13,467,000 $ 75,657 $ 68,000
El Paso, Texas 178 $ 5,416,000 $ 30,426 $ 84,000
Franklin, Vermont 178 $ 18,611,000 $ 104,556 $ 60,000
Johnson, Indiana 177 $ 9,349,000 $ 52,819 $ 64,000
Fort Bend, Texas 177 $ 6,390,000 $ 36,101 $ 124,000
Stafford, Virginia 177 $ 32,097,000 $ 181,338 $ 138,000
Calhoun, Michigan 176 $ 5,069,000 $ 28,801 $ 53,000
Strafford, New Hampshire 176 $ 17,590,000 $ 99,943 $ 68,000
Cambria, Pennsylvania 174 $ 9,708,000 $ 55,793 $ 55,000
Mason, Washington 174 $ 18,146,000 $ 104,287 $ 65,000
Linn, Oregon 171 $ 12,721,000 $ 74,391 $ 66,000
Steuben, New York 169 $ 9,351,000 $ 55,331 $ 49,000
Lewis, Washington 169 $ 12,930,000 $ 76,508 $ 58,000
Warren, New York 168 $ 13,583,000 $ 80,851 $ 66,000
Washington, Maryland 166 $ 20,597,000 $ 124,078 $ 98,000
Escambia, Florida 165 $ 10,470,000 $ 63,454 $ 53,000
Hernando, Florida 164 $ 12,599,000 $ 76,823 $ 72,000
Travis, Texas 163 $ 7,176,000 $ 44,024 $ 97,000
Williamson, Texas 163 $ 6,672,000 $ 40,932 $ 109,000
Knox, Maine 162 $ 14,762,000 $ 91,123 $ 68,000
Washoe, Nevada 161 $ 21,506,000 $ 133,577 $ 101,000
Solano, California 160 $ 11,445,000 $ 71,531 $ 108,000
Clay, Florida 160 $ 9,260,000 $ 57,875 $ 70,000
Richmond City, Virginia 160 $ 11,970,000 $ 74,812 $ 53,000
Tolland, Connecticut 158 $ 15,404,000 $ 97,493 $ 82,000
Howard, Indiana 158 $ 8,679,000 $ 54,930 $ 57,000
Cortland, New York 158 $ 8,373,000 $ 52,993 $ 54,000
Adams, Pennsylvania 158 $ 16,154,000 $ 102,240 $ 76,000
Bay, Florida 157 $ 9,494,000 $ 60,471 $ 76,000
Otsego, New York 157 $ 11,194,000 $ 71,299 $ 69,000
Alameda, California 156 $ 15,941,000 $ 102,185 $ 123,000
Jackson, Michigan 156 $ 8,651,000 $ 55,455 $ 64,000
Cecil, Maryland 154 $ 15,951,000 $ 103,577 $ 85,000
Fairfield, Ohio 153 $ 8,316,000 $ 54,352 $ 71,000
Butler, Pennsylvania 153 $ 11,933,000 $ 77,993 $ 94,000
Hidalgo, Texas 153 $ 4,565,000 $ 29,836 $ 109,000
Blair, Pennsylvania 152 $ 6,748,000 $ 44,394 $ 60,000
Chemung, New York 151 $ 7,117,000 $ 47,132 $ 65,000
Windsor, Vermont 148 $ 17,254,000 $ 116,581 $ 72,000
Hunterdon, New Jersey 147 $ 28,804,000 $ 195,945 $ 144,000
Lewis, New York 146 $ 5,849,000 $ 40,061 $ 50,000
Columbiana, Ohio 145 $ 7,523,000 $ 51,882 $ 63,000
Seneca, Ohio 144 $ 7,246,000 $ 50,319 $ 46,000
Hampshire, Massachusetts 142 $ 13,555,000 $ 95,457 $ 81,000
Dane, Wisconsin 141 $ 7,466,000 $ 52,950 $ 67,000
Winnebago, Illinois 137 $ 9,331,000 $ 68,109 $ 56,000
Ottawa, Michigan 137 $ 5,240,000 $ 38,248 $ 53,000
Lycoming, Pennsylvania 137 $ 7,819,000 $ 57,072 $ 74,000
Santa Clara, California 135 $ 11,129,000 $ 82,437 $ 118,000
LaSalle, Illinois 135 $ 4,661,000 $ 34,525 $ 55,000
Sedgwick, Kansas 134 $ 1,741,000 $ 12,992 $ 57,000
Franklin, New York 133 $ 6,995,000 $ 52,593 $ 56,000
Lawrence, Pennsylvania 133 $ 9,668,000 $ 72,691 $ 58,000
Northumberland, Pennsylvania 133 $ 7,367,000 $ 55,390 $ 59,000
Rutherford, Tennessee 133 $ 1,942,000 $ 14,601 $ 67,000
Addison, Vermont 133 $ 14,262,000 $ 107,233 $ 66,000
St. Clair, Michigan 132 $ 5,997,000 $ 45,431 $ 62,000
Lebanon, Pennsylvania 132 $ 8,596,000 $ 65,121 $ 72,000
Tazewell, Illinois 130 $ 5,039,000 $ 38,761 $ 55,000
Benton, Washington 130 $ 8,680,000 $ 66,769 $ 62,000
Johnson, Kansas 129 $ 2,804,000 $ 21,736 $ 83,000
Mohave, Arizona 128 $ 10,306,000 $ 80,515 $ 68,000
Washington, Rhode Island 128 $ 14,517,000 $ 113,414 $ 83,000
Spokane, Washington 127 $ 7,622,000 $ 60,015 $ 57,000
Berkshire, Massachusetts 126 $ 11,659,000 $ 92,531 $ 60,000
Saginaw, Michigan 126 $ 4,058,000 $ 32,206 $ 46,000
Livingston, New York 126 $ 8,077,000 $ 64,103 $ 63,000
New York, New York 126 $ 36,807,000 $ 292,119 $ 196,000
Okaloosa, Florida 125 $ 9,000,000 $ 72,000 $ 75,000
St. Mary's, Maryland 125 $ 17,152,000 $ 137,216 $ 89,000
Calvert, Maryland 124 $ 16,291,000 $ 131,379 $ 85,000
Waukesha, Wisconsin 124 $ 6,261,000 $ 50,491 $ 82,000
Kosciusko, Indiana 122 $ 6,719,000 $ 55,073 $ 88,000
Belknap, New Hampshire 122 $ 12,369,000 $ 101,385 $ 71,000
Delaware, New York 122 $ 8,628,000 $ 70,721 $ 60,000
Ottawa, Ohio 121 $ 10,738,000 $ 88,743 $ 68,000
Galveston, Texas 120 $ 3,963,000 $ 33,025 $ 103,000
Bingham, Idaho 119 $ 8,305,000 $ 69,789 $ 59,000
Berrien, Michigan 119 $ 5,675,000 $ 47,689 $ 64,000
Hancock, Maine 118 $ 11,406,000 $ 96,661 $ 79,000
Livingston, Michigan 118 $ 8,015,000 $ 67,923 $ 91,000
Grant, Washington 118 $ 8,492,000 $ 71,966 $ 59,000
Anchorage, Alaska 117 $ 12,404,000 $ 106,017 $ 81,000
Chenango, New York 117 $ 5,166,000 $ 44,153 $ 52,000
Suffolk, Virginia 117 $ 11,932,000 $ 101,982 $ 92,000
Skagit, Washington 117 $ 12,094,000 $ 103,367 $ 73,000
Santa Rosa, Florida 114 $ 7,503,000 $ 65,815 $ 70,000
Mercer, Pennsylvania 114 $ 8,144,000 $ 71,438 $ 64,000
Bexar, Texas 114 $ 3,860,000 $ 33,859 $ 99,000
Windham, Vermont 114 $ 11,999,000 $ 105,254 $ 73,000
Portsmouth, Virginia 114 $ 11,099,000 $ 97,359 $ 79,000
Collier, Florida 113 $ 23,204,000 $ 205,345 $ 153,000
Tioga, New York 113 $ 5,431,000 $ 48,061 $ 65,000
Charlotte, Florida 112 $ 8,452,000 $ 75,464 $ 62,000
Lincoln, Maine 112 $ 10,843,000 $ 96,812 $ 62,000
Washington, Vermont 112 $ 10,223,000 $ 91,276 $ 66,000
Kenosha, Wisconsin 112 $ 6,072,000 $ 54,214 $ 79,000
Racine, Wisconsin 112 $ 5,066,000 $ 45,232 $ 59,000
Geauga, Ohio 111 $ 17,100,000 $ 154,054 $ 112,000
Citrus, Florida 110 $ 8,338,000 $ 75,800 $ 63,000
McLean, Illinois 110 $ 5,741,000 $ 52,190 $ 61,000
Cheshire, New Hampshire 110 $ 11,299,000 $ 102,718 $ 74,000
Placer, California 109 $ 6,551,000 $ 60,100 $ 142,000
Douglas, Nebraska 109 $ 1,082,000 $ 9,926 $ 79,000
Guilford, North Carolina 109 $ 1,775,000 $ 16,284 $ 79,000
St. Johns, Florida 107 $ 9,017,000 $ 84,271 $ 77,000
Kenton, Kentucky 107 $ 1,854,000 $ 17,327 $ 57,000
Tompkins, New York 107 $ 6,141,000 $ 57,392 $ 63,000
Yuma, Arizona 106 $ 6,359,000 $ 59,990 $ 72,000
Somerset, Pennsylvania 106 $ 5,463,000 $ 51,537 $ 52,000
St. Joseph, Michigan 105 $ 5,025,000 $ 47,857 $ 51,000
Genesee, New York 104 $ 6,309,000 $ 60,663 $ 49,000
Grays Harbor, Washington 104 $ 5,800,000 $ 55,769 $ 66,000
Pueblo, Colorado 103 $ 5,053,000 $ 49,058 $ 67,000
Grafton, New Hampshire 103 $ 9,819,000 $ 95,330 $ 80,000
Clayton, Georgia 102 $ 1,370,000 $ 13,431 $ 58,000
Sangamon, Illinois 102 $ 5,544,000 $ 54,352 $ 51,000
Cumberland, North Carolina 102 $ 2,331,000 $ 22,852 $ 94,000
Leon, Florida 100 $ 7,608,000 $ 76,080 $ 66,000
Carroll, New Hampshire 100 $ 10,384,000 $ 103,840 $ 89,000
Bennington, Vermont 100 $ 9,893,000 $ 98,930 $ 62,000
Bernalillo, New Mexico 99 $ 1,880,000 $ 18,989 $ 79,000
Josephine, Oregon 98 $ 9,537,000 $ 97,316 $ 64,000
Eaton, Michigan 97 $ 3,645,000 $ 37,577 $ 58,000
Flagler, Florida 96 $ 8,133,000 $ 84,718 $ 62,000
Essex, New York 96 $ 9,746,000 $ 101,520 $ 68,000
Schoharie, New York 96 $ 7,737,000 $ 80,593 $ 59,000
Crawford, Pennsylvania 96 $ 5,880,000 $ 61,250 $ 45,000
Brazoria, Texas 95 $ 3,021,000 $ 31,800 $ 110,000
Augusta, Virginia 95 $ 12,606,000 $ 132,694 $ 63,000
Cowlitz, Washington 95 $ 5,163,000 $ 54,347 $ 60,000
Sagadahoc, Maine 94 $ 9,356,000 $ 99,531 $ 65,000
Cochise, Arizona 93 $ 5,544,000 $ 59,612 $ 74,000
Polk, Iowa 93 $ 1,367,000 $ 14,698 $ 64,000
Frederick, Virginia 93 $ 12,723,000 $ 136,806 $ 103,000
Yamhill, Oregon 92 $ 7,701,000 $ 83,706 $ 61,000
Spartanburg, South Carolina 92 $ 1,802,000 $ 19,586 $ 70,000
Tooele, Utah 92 $ 8,516,000 $ 92,565 $ 65,000
Yavapai, Arizona 91 $ 6,785,000 $ 74,560 $ 70,000
Bannock, Idaho 91 $ 5,493,000 $ 60,362 $ 46,000
St. Charles, Missouri 91 $ 1,924,000 $ 21,142 $ 88,000
Richland, South Carolina 91 $ 1,549,000 $ 17,021 $ 71,000
Miami, Ohio 90 $ 5,258,000 $ 58,422 $ 60,000
Kendall, Illinois 89 $ 8,553,000 $ 96,101 $ 87,000
Wicomico, Maryland 89 $ 9,196,000 $ 103,325 $ 69,000
Allen, Ohio 89 $ 4,083,000 $ 45,876 $ 57,000
Lexington, South Carolina 89 $ 1,389,000 $ 15,606 $ 79,000
Roanoke, Virginia 89 $ 7,914,000 $ 88,921 $ 86,000
Columbia, Pennsylvania 88 $ 6,168,000 $ 70,090 $ 82,000
Wayne, Pennsylvania 88 $ 6,874,000 $ 78,113 $ 55,000
Pacific, Washington 88 $ 7,855,000 $ 89,261 $ 74,000
Henry, Georgia 87 $ 1,778,000 $ 20,436 $ 95,000
Montgomery, Tennessee 87 $ 1,205,000 $ 13,850 $ 69,000
Fairbanks North Star, Alaska 86 $ 9,922,000 $ 115,372 $ 250,000
Merced, California 86 $ 3,754,000 $ 43,651 $ 108,000
Boulder, Colorado 86 $ 6,916,000 $ 80,418 $ 90,000
Kootenai, Idaho 86 $ 7,093,000 $ 82,476 $ 68,000
Williamson, Tennessee 86 $ 2,016,000 $ 23,441 $ 104,000
Chelan, Washington 86 $ 9,390,000 $ 109,186 $ 87,000
Greenville, South Carolina 85 $ 1,394,000 $ 16,400 $ 60,000
Ellis, Texas 85 $ 2,733,000 $ 32,152 $ 83,000
Butte, California 84 $ 4,386,000 $ 52,214 $ 66,000
Union, North Carolina 84 $ 3,085,000 $ 36,726 $ 120,000
Rock Island, Illinois 83 $ 4,816,000 $ 58,024 $ 50,000
Fayette, Kentucky 83 $ 1,016,000 $ 12,240 $ 63,000
Franklin, Massachusetts 83 $ 6,754,000 $ 81,373 $ 62,000
Clay, Missouri 83 $ 1,780,000 $ 21,445 $ 83,000
Fulton, Ohio 83 $ 3,263,000 $ 39,313 $ 64,000
Imperial, California 82 $ 4,249,000 $ 51,817 $ 99,000
Van Buren, Michigan 81 $ 3,385,000 $ 41,790 $ 59,000
Johnston, North Carolina 81 $ 1,693,000 $ 20,901 $ 79,000
Ventura, California 80 $ 10,711,000 $ 133,887 $ 128,000
Champaign, Illinois 80 $ 5,052,000 $ 63,150 $ 52,000
St. Louis City, Missouri 80 $ 1,104,000 $ 13,800 $ 59,000
Orleans, New York 80 $ 3,932,000 $ 49,150 $ 47,000
Bell, Texas 80 $ 2,571,000 $ 32,137 $ 83,000
Orleans, Vermont 80 $ 7,360,000 $ 92,000 $ 57,000
Hennepin, Minnesota 79 $ 2,292,000 $ 29,012 $ 78,000
Carroll, Ohio 79 $ 5,180,000 $ 65,569 $ 58,000
Hanover, Virginia 79 $ 9,478,000 $ 119,974 $ 98,000
Matanuska-Susitna, Alaska 78 $ 9,255,000 $ 118,653 $ 81,000
Gem, Idaho 78 $ 6,459,000 $ 82,807 $ 49,000
Wyandotte, Kansas 78 $ 1,231,000 $ 15,782 $ 53,000
Allegan, Michigan 78 $ 3,401,000 $ 43,602 $ 61,000
Box Elder, Utah 78 $ 5,444,000 $ 69,794 $ 57,000
Roanoke City, Virginia 78 $ 5,392,000 $ 69,128 $ 78,000
Shasta, California 77 $ 3,645,000 $ 47,337 $ 76,000
Piscataquis, Maine 76 $ 3,477,000 $ 45,750 $ 53,000
Allegany, New York 75 $ 4,035,000 $ 53,800 $ 58,000
Oklahoma, Oklahoma 75 $ 933,000 $ 12,440 $ 58,000
Deschutes, Oregon 75 $ 8,461,000 $ 112,813 $ 72,000
Centre, Pennsylvania 75 $ 5,288,000 $ 70,506 $ 67,000
Clallam, Washington 75 $ 7,208,000 $ 96,106 $ 53,000
Rock, Wisconsin 75 $ 2,739,000 $ 36,520 $ 56,000
Macon, Illinois 74 $ 3,895,000 $ 52,635 $ 51,000
Sumner, Tennessee 74 $ 951,000 $ 12,851 $ 67,000
Fauquier, Virginia 74 $ 12,519,000 $ 169,175 $ 112,000
Tuscola, Michigan 73 $ 3,144,000 $ 43,068 $ 50,000
Ross, Ohio 73 $ 4,875,000 $ 66,780 $ 67,000
Polk, Oregon 73 $ 6,292,000 $ 86,191 $ 68,000
Boone, Indiana 72 $ 4,531,000 $ 62,930 $ 76,000
Sullivan, New Hampshire 72 $ 6,184,000 $ 85,888 $ 65,000
Forsyth, North Carolina 72 $ 1,375,000 $ 19,097 $ 68,000
Brown, Ohio 72 $ 6,122,000 $ 85,027 $ 52,000
Champaign, Ohio 72 $ 3,165,000 $ 43,958 $ 65,000
Washington, Utah 72 $ 6,557,000 $ 91,069 $ 85,000
Newport, Rhode Island 71 $ 8,351,000 $ 117,619 $ 67,000
Jefferson, Alabama 70 $ 1,106,000 $ 15,800 $ 75,000
Franklin, Maine 70 $ 5,917,000 $ 84,528 $ 74,000
Hillsdale, Michigan 70 $ 3,344,000 $ 47,771 $ 60,000
Marion, Ohio 70 $ 2,915,000 $ 41,642 $ 51,000
Wayne, Ohio 70 $ 4,017,000 $ 57,385 $ 64,000
Alachua, Florida 69 $ 4,942,000 $ 71,623 $ 81,000
Richmond, Georgia 69 $ 787,000 $ 11,405 $ 59,000
Twin Falls, Idaho 69 $ 5,803,000 $ 84,101 $ 60,000
Knox, Tennessee 69 $ 1,245,000 $ 18,043 $ 65,000
Island, Washington 69 $ 4,645,000 $ 67,318 $ 76,000
Porter, Indiana 68 $ 4,333,000 $ 63,720 $ 69,000
Montcalm, Michigan 68 $ 3,391,000 $ 49,867 $ 45,000
Coos, New Hampshire 68 $ 6,310,000 $ 92,794 $ 54,000
Seneca, New York 68 $ 3,430,000 $ 50,441 $ 74,000
Clearfield, Pennsylvania 68 $ 3,970,000 $ 58,382 $ 47,000
Susquehanna, Pennsylvania 68 $ 4,302,000 $ 63,264 $ 128,000
Livingston, Illinois 67 $ 1,639,000 $ 24,462 $ 64,000
Washington, Maine 66 $ 5,290,000 $ 80,151 $ 45,000
Page:

Mortgage Loan Application Detail Totals for Keybank National Association in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 112,079 $13,972,966,000 $124,000 $8,000,000 $74,000 $7,808,000
Home Improvement 77,241 $2,014,806,000 $26,000 $9,630,000 $81,000 $7,800,000
Home Purchase 5,496 $826,120,000 $150,000 $15,000,000 $94,000 $7,429,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 97,799 $12,173,513,000 $124,000 $8,000,000 $75,000 $7,808,000
White 70,975 $3,589,034,000 $50,000 $15,000,000 $82,000 $7,429,000
Black or African American 14,252 $499,315,000 $35,000 $920,000 $69,000 $6,250,000
Hispanic 8,709 $370,945,000 $42,000 $9,630,000 $83,000 $2,397,000
Asian 1,760 $118,569,000 $67,000 $1,160,000 $101,000 $2,520,000
American Indian or Alaskan Native 542 $28,081,000 $51,000 $630,000 $72,000 $624,000
Native Hawaiian or Other Pacific Islander 406 $15,749,000 $38,000 $520,000 $98,000 $840,000
Not applicable 373 $18,686,000 $50,000 $945,000 $51,000 $4,600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 194,579 $16,783,154,000 $86,000 $15,000,000 $77,000 $7,808,000
FHA-insured (Federal Housing Administration) 151 $19,459,000 $128,000 $552,000 $55,000 $252,000
VA-guaranteed (Veterans Administration) 86 $11,279,000 $131,000 $346,000 $53,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 61,911 $4,356,694,000 $70,000 $9,630,000 $69,000 $2,526,000
Application Withdrawn By Applicant 55,923 $7,084,771,000 $126,000 $8,000,000 $81,000 $7,800,000
Loan Originated 44,776 $2,778,900,000 $62,000 $15,000,000 $87,000 $7,808,000
Application Approved But Not Accepted 28,368 $2,139,012,000 $75,000 $2,000,000 $77,000 $6,250,000
File Closed For Incompleteness 2,971 $374,523,000 $126,000 $3,550,000 $73,000 $2,764,000
Preapproval Denied by Financial Institution 469 $62,222,000 $132,000 $3,000,000 $43,000 $412,000
Loan Purchased By The Institution 398 $17,770,000 $44,000 $284,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 24,906 $760,333,000 $30,000 $2,250,000 $71,000 $2,050,000
Debt-To-Income Ratio 18,957 $1,893,848,000 $99,000 $9,630,000 $57,000 $2,400,000
Collateral 9,943 $967,099,000 $97,000 $2,750,000 $80,000 $2,400,000
Other 6,771 $569,449,000 $84,000 $3,500,000 $77,000 $2,526,000
Unverifiable Information 1,024 $154,230,000 $150,000 $7,500,000 $55,000 $2,403,000
Insufficient Cash (Downpayment, Closing Cost) 365 $19,946,000 $54,000 $349,000 $83,000 $1,176,000
Credit Application Incomplete 311 $42,206,000 $135,000 $735,000 $51,000 $500,000
Employment History 103 $11,805,000 $114,000 $880,000 $63,000 $1,020,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List