Keybank National Association Mortgage Lending & HMDA Data, 2006
In 2006, Keybank National Association of Cleveland, OH reported 194,816 mortgage applications totaling $16.8 billion, up 10% from 2005. The average application was for $86,306, and applicants reported an average income of $77,339. 23% of its applications resulted in an originated loan and 32% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (7,727), Philadelphia, PA (6,030) and Phoenix-Mesa-Scottsdale, AZ (4,642) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 100 Public Square Ste 600 Oh-01-10-06006 Cleveland, OH 44113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 194,816 |
| Total Mortgage Loan Application Amount | $16,813,892,000 |
| Average Mortgage Loan Application Amount | $86,306 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $77,339 |
| Highest Applicant Income | $7,808,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 7,727 | $ 1,478,317,000 | $ 191,318 | $ 92,487 |
| Philadelphia, PA | 6,030 | $ 508,345,000 | $ 84,302 | $ 71,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,642 | $ 205,839,000 | $ 44,342 | $ 89,000 |
| Nassau-Suffolk, NY | 4,497 | $ 767,710,000 | $ 170,716 | $ 97,000 |
| Chicago-Naperville-Joliet, IL | 4,186 | $ 379,660,000 | $ 90,697 | $ 74,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,987 | $ 595,293,000 | $ 149,308 | $ 104,817 |
| Edison, NJ | 3,981 | $ 577,700,000 | $ 145,114 | $ 97,000 |
| Cleveland-Elyria-Mentor, OH | 3,411 | $ 255,387,000 | $ 74,871 | $ 73,000 |
| Baltimore-Towson, MD | 3,378 | $ 326,885,000 | $ 96,768 | $ 76,000 |
| Camden, NJ | 3,245 | $ 297,753,000 | $ 91,757 | $ 79,000 |
| Newark-Union, NJ-PA | 3,228 | $ 473,830,000 | $ 146,787 | $ 96,183 |
| Buffalo-Niagara Falls, NY | 2,782 | $ 158,914,000 | $ 57,122 | $ 59,000 |
| Seattle-Bellevue-Everett, WA | 2,593 | $ 331,647,000 | $ 127,900 | $ 97,000 |
| Columbus, OH | 2,436 | $ 133,218,000 | $ 54,687 | $ 68,000 |
| Pittsburgh, PA | 2,376 | $ 143,326,000 | $ 60,322 | $ 66,000 |
| Riverside-San Bernardino-Ontario, CA | 2,184 | $ 122,978,000 | $ 56,308 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 2,016 | $ 172,613,000 | $ 85,621 | $ 68,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,978 | $ 124,958,000 | $ 63,173 | $ 72,580 |
| Denver-Aurora, CO | 1,975 | $ 177,645,000 | $ 89,946 | $ 85,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1,958 | $ 278,367,000 | $ 142,169 | $ 88,000 |
| Boston-Quincy, MA | 1,905 | $ 284,631,000 | $ 149,412 | $ 87,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,876 | $ 140,429,000 | $ 74,855 | $ 79,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,869 | $ 213,011,000 | $ 113,970 | $ 71,812 |
| Syracuse, NY | 1,844 | $ 123,206,000 | $ 66,814 | $ 65,000 |
| Toledo, OH | 1,795 | $ 102,901,000 | $ 57,326 | $ 66,000 |
| Rochester, NY | 1,701 | $ 97,851,000 | $ 57,525 | $ 62,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,668 | $ 175,015,000 | $ 104,925 | $ 78,949 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,637 | $ 143,544,000 | $ 87,687 | $ 72,733 |
| Portland-Vancouver-Beaverton, OR-WA | 1,637 | $ 178,844,000 | $ 109,251 | $ 80,695 |
| Portland-South Portland-Biddeford, ME | 1,540 | $ 171,360,000 | $ 111,272 | $ 78,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,502 | $ 28,867,000 | $ 19,219 | $ 88,000 |
| Detroit-Livonia-Dearborn, MI | 1,438 | $ 60,345,000 | $ 41,964 | $ 62,000 |
| Hartford-West Hartford-East Hartford, CT | 1,438 | $ 138,855,000 | $ 96,561 | $ 76,000 |
| Las Vegas-Paradise, NV | 1,413 | $ 120,026,000 | $ 84,944 | $ 107,000 |
| Indianapolis-Carmel, IN | 1,386 | $ 91,441,000 | $ 65,974 | $ 75,000 |
| Orlando-Kissimmee, FL | 1,380 | $ 110,310,000 | $ 79,934 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 1,376 | $ 82,339,000 | $ 59,839 | $ 83,000 |
| Tacoma, WA | 1,335 | $ 138,680,000 | $ 103,880 | $ 77,000 |
| Houston-Sugar Land-Baytown, TX | 1,318 | $ 43,224,000 | $ 32,795 | $ 110,000 |
| Richmond, VA | 1,230 | $ 122,373,000 | $ 99,490 | $ 80,000 |
| Wilmington, DE-MD-NJ | 1,228 | $ 116,279,000 | $ 94,689 | $ 77,688 |
| Los Angeles-Long Beach-Glendale, CA | 1,201 | $ 89,971,000 | $ 74,913 | $ 106,000 |
| Worcester, MA | 1,187 | $ 139,688,000 | $ 117,681 | $ 78,000 |
| New Haven-Milford, CT | 1,159 | $ 107,476,000 | $ 92,731 | $ 78,000 |
| Dallas-Plano-Irving, TX | 1,158 | $ 34,505,000 | $ 29,797 | $ 96,000 |
| Dayton, OH | 1,143 | $ 62,470,000 | $ 54,654 | $ 60,000 |
| Salt Lake City, UT | 1,116 | $ 102,118,000 | $ 91,503 | $ 70,000 |
| Cambridge-Newton-Framingham, MA | 1,101 | $ 171,356,000 | $ 155,636 | $ 93,000 |
| St. Louis, MO-IL | 1,078 | $ 38,407,000 | $ 35,628 | $ 68,445 |
| Akron, OH | 1,025 | $ 74,559,000 | $ 72,740 | $ 67,000 |
| Springfield, MA | 933 | $ 79,735,000 | $ 85,460 | $ 68,000 |
| Bethesda-Gaithersburg-Frederick, MD | 878 | $ 126,910,000 | $ 144,544 | $ 102,000 |
| Bridgeport-Stamford-Norwalk, CT | 862 | $ 127,312,000 | $ 147,693 | $ 95,000 |
| Jacksonville, FL | 861 | $ 56,036,000 | $ 65,082 | $ 75,000 |
| Boise City-Nampa, ID | 845 | $ 80,164,000 | $ 94,868 | $ 68,000 |
| Essex County, MA | 828 | $ 121,649,000 | $ 146,919 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 805 | $ 67,731,000 | $ 84,137 | $ 86,000 |
| Milwaukee-Waukesha-West Allis, WI | 799 | $ 34,191,000 | $ 42,792 | $ 69,000 |
| Utica-Rome, NY | 726 | $ 36,269,000 | $ 49,957 | $ 57,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 722 | $ 65,515,000 | $ 90,740 | $ 85,000 |
| Kansas City, MO-KS | 716 | $ 13,843,000 | $ 19,333 | $ 71,641 |
| Grand Rapids-Wyoming, MI | 706 | $ 21,334,000 | $ 30,218 | $ 56,000 |
| Canton-Massillon, OH | 671 | $ 45,641,000 | $ 68,019 | $ 60,000 |
| Nashville-Davidson--Murfreesboro, TN | 670 | $ 10,041,000 | $ 14,986 | $ 72,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 669 | $ 36,755,000 | $ 54,940 | $ 117,000 |
| Scranton--Wilkes-Barre, PA | 646 | $ 43,323,000 | $ 67,063 | $ 60,000 |
| Rockingham County-Strafford County, NH | 641 | $ 79,207,000 | $ 123,567 | $ 81,000 |
| Tucson, AZ | 638 | $ 34,736,000 | $ 54,445 | $ 86,000 |
| Reading, PA | 633 | $ 41,683,000 | $ 65,849 | $ 65,000 |
| Trenton-Ewing, NJ | 617 | $ 61,322,000 | $ 99,387 | $ 78,000 |
| Atlantic City, NJ | 599 | $ 59,914,000 | $ 100,023 | $ 72,000 |
| Harrisburg-Carlisle, PA | 599 | $ 48,297,000 | $ 80,629 | $ 68,000 |
| Youngstown-Warren-Boardman, OH-PA | 599 | $ 35,396,000 | $ 59,091 | $ 59,141 |
| Kingston, NY | 589 | $ 66,486,000 | $ 112,879 | $ 68,000 |
| York-Hanover, PA | 577 | $ 50,578,000 | $ 87,656 | $ 67,000 |
| Fort Worth-Arlington, TX | 567 | $ 15,512,000 | $ 27,358 | $ 92,000 |
| Manchester-Nashua, NH | 565 | $ 67,830,000 | $ 120,053 | $ 85,000 |
| Bangor, ME | 499 | $ 35,318,000 | $ 70,777 | $ 68,000 |
| Burlington-South Burlington, VT | 499 | $ 54,430,000 | $ 109,078 | $ 70,000 |
| Colorado Springs, CO | 496 | $ 26,252,000 | $ 52,927 | $ 72,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 481 | $ 76,175,000 | $ 158,367 | $ 90,000 |
| Charlotte-Gastonia-Concord, NC-SC | 471 | $ 13,946,000 | $ 29,609 | $ 98,112 |
| Ogden-Clearfield, UT | 462 | $ 30,650,000 | $ 66,341 | $ 63,000 |
| Louisville-Jefferson County, KY-IN | 461 | $ 7,765,000 | $ 16,843 | $ 63,832 |
| South Bend-Mishawaka, IN-MI | 455 | $ 26,615,000 | $ 58,494 | $ 54,635 |
| Lake County-Kenosha County, IL-WI | 454 | $ 40,126,000 | $ 88,383 | $ 79,753 |
| Lancaster, PA | 447 | $ 35,085,000 | $ 78,489 | $ 80,000 |
| Elkhart-Goshen, IN | 434 | $ 27,719,000 | $ 63,868 | $ 56,000 |
| Binghamton, NY | 433 | $ 21,329,000 | $ 49,258 | $ 62,000 |
| Sarasota-Bradenton-Venice, FL | 423 | $ 33,639,000 | $ 79,524 | $ 85,000 |
| Lakeland, FL | 408 | $ 31,254,000 | $ 76,602 | $ 72,000 |
| Oakland-Fremont-Hayward, CA | 404 | $ 36,212,000 | $ 89,633 | $ 131,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 402 | $ 33,711,000 | $ 83,858 | $ 71,000 |
| Stockton, CA | 398 | $ 21,658,000 | $ 54,417 | $ 116,000 |
| Cape Coral-Fort Myers, FL | 393 | $ 39,502,000 | $ 100,513 | $ 99,000 |
| Olympia, WA | 389 | $ 31,013,000 | $ 79,724 | $ 71,000 |
| Salem, OR | 389 | $ 31,340,000 | $ 80,565 | $ 69,000 |
| Peoria, IL | 386 | $ 14,076,000 | $ 36,466 | $ 61,000 |
| Glens Falls, NY | 385 | $ 28,697,000 | $ 74,537 | $ 63,000 |
| Vineland-Millville-Bridgeton, NJ | 378 | $ 29,018,000 | $ 76,767 | $ 71,000 |
| Austin-Round Rock, TX | 376 | $ 15,662,000 | $ 41,654 | $ 102,000 |
| Memphis, TN-MS-AR | 375 | $ 7,737,000 | $ 20,632 | $ 89,000 |
| Lansing-East Lansing, MI | 347 | $ 13,639,000 | $ 39,305 | $ 57,000 |
| Palm Bay-Melbourne-Titusville, FL | 344 | $ 27,083,000 | $ 78,729 | $ 76,000 |
| Norwich-New London, CT | 342 | $ 37,001,000 | $ 108,190 | $ 86,000 |
| Ann Arbor, MI | 336 | $ 26,092,000 | $ 77,654 | $ 76,000 |
| Barnstable Town, MA | 336 | $ 55,654,000 | $ 165,636 | $ 97,000 |
| Flint, MI | 328 | $ 12,654,000 | $ 38,579 | $ 63,000 |
| Springfield, OH | 320 | $ 12,356,000 | $ 38,612 | $ 52,000 |
| Provo-Orem, UT | 314 | $ 26,392,000 | $ 84,050 | $ 73,000 |
| Lewiston-Auburn, ME | 311 | $ 23,851,000 | $ 76,691 | $ 56,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 310 | $ 9,943,000 | $ 32,074 | $ 74,890 |
| Erie, PA | 307 | $ 19,135,000 | $ 62,328 | $ 60,000 |
| Raleigh-Cary, NC | 302 | $ 5,982,000 | $ 19,807 | $ 80,000 |
| Gary, IN | 296 | $ 17,270,000 | $ 58,344 | $ 62,000 |
| Fresno, CA | 295 | $ 16,080,000 | $ 54,508 | $ 93,000 |
| Dover, DE | 294 | $ 24,252,000 | $ 82,489 | $ 83,000 |
| Kalamazoo-Portage, MI | 289 | $ 8,878,000 | $ 30,719 | $ 58,000 |
| Port St. Lucie-Fort Pierce, FL | 287 | $ 28,764,000 | $ 100,222 | $ 80,000 |
| Santa Ana-Anaheim-Irvine, CA | 286 | $ 22,923,000 | $ 80,150 | $ 133,000 |
| Eugene-Springfield, OR | 282 | $ 25,856,000 | $ 91,687 | $ 65,000 |
| Pensacola-Ferry Pass-Brent, FL | 279 | $ 17,973,000 | $ 64,419 | $ 60,000 |
| Fort Wayne, IN | 271 | $ 9,500,000 | $ 35,055 | $ 54,000 |
| Mansfield, OH | 267 | $ 17,504,000 | $ 65,558 | $ 57,000 |
| Monroe, MI | 265 | $ 16,414,000 | $ 61,939 | $ 62,000 |
| Modesto, CA | 260 | $ 12,897,000 | $ 49,603 | $ 108,000 |
| Bakersfield, CA | 259 | $ 14,374,000 | $ 55,498 | $ 86,000 |
| Bremerton-Silverdale, WA | 259 | $ 23,394,000 | $ 90,324 | $ 69,000 |
| Roanoke, VA | 255 | $ 22,179,000 | $ 86,976 | $ 84,000 |
| Ocala, FL | 248 | $ 18,893,000 | $ 76,181 | $ 58,000 |
| Ocean City, NJ | 247 | $ 33,999,000 | $ 137,647 | $ 104,000 |
| Visalia-Porterville, CA | 245 | $ 13,388,000 | $ 54,644 | $ 84,000 |
| Idaho Falls, ID | 234 | $ 15,765,000 | $ 67,371 | $ 69,000 |
| San Diego-Carlsbad-San Marcos, CA | 233 | $ 28,485,000 | $ 122,253 | $ 128,000 |
| Bellingham, WA | 216 | $ 22,434,000 | $ 103,861 | $ 84,000 |
| Columbia, SC | 216 | $ 3,403,000 | $ 15,754 | $ 71,000 |
| Anderson, IN | 214 | $ 12,681,000 | $ 59,257 | $ 59,000 |
| Omaha-Council Bluffs, NE-IA | 206 | $ 2,252,000 | $ 10,932 | $ 75,009 |
| Greeley, CO | 200 | $ 13,563,000 | $ 67,815 | $ 68,000 |
| Anchorage, AK | 195 | $ 21,659,000 | $ 111,071 | $ 81,000 |
| Medford, OR | 193 | $ 20,193,000 | $ 104,626 | $ 63,000 |
| Fort Collins-Loveland, CO | 191 | $ 13,326,000 | $ 69,769 | $ 76,000 |
| Muskegon-Norton Shores, MI | 189 | $ 5,807,000 | $ 30,724 | $ 49,000 |
| Sandusky, OH | 185 | $ 10,919,000 | $ 59,021 | $ 77,000 |
| Yakima, WA | 184 | $ 12,570,000 | $ 68,315 | $ 51,000 |
| Kokomo, IN | 182 | $ 10,342,000 | $ 56,824 | $ 58,000 |
| San Antonio, TX | 182 | $ 6,371,000 | $ 35,005 | $ 102,000 |
| Hagerstown-Martinsburg, MD-WV | 179 | $ 20,979,000 | $ 117,201 | $ 96,765 |
| Kennewick-Richland-Pasco, WA | 179 | $ 11,661,000 | $ 65,145 | $ 58,000 |
| Madison, WI | 179 | $ 9,378,000 | $ 52,391 | $ 65,000 |
| El Paso, TX | 178 | $ 5,416,000 | $ 30,426 | $ 84,000 |
| Battle Creek, MI | 176 | $ 5,069,000 | $ 28,801 | $ 53,000 |
| Johnstown, PA | 174 | $ 9,708,000 | $ 55,793 | $ 55,000 |
| Rockford, IL | 173 | $ 13,206,000 | $ 76,335 | $ 61,000 |
| Lynchburg, VA | 170 | $ 17,126,000 | $ 100,741 | $ 79,000 |
| Augusta-Richmond County, GA-SC | 169 | $ 2,049,000 | $ 12,124 | $ 66,757 |
| Reno-Sparks, NV | 165 | $ 22,632,000 | $ 137,163 | $ 100,000 |
| Wichita, KS | 163 | $ 2,201,000 | $ 13,503 | $ 57,000 |
| Albuquerque, NM | 161 | $ 3,458,000 | $ 21,478 | $ 79,000 |
| Vallejo-Fairfield, CA | 160 | $ 11,445,000 | $ 71,531 | $ 108,000 |
| Panama City-Lynn Haven, FL | 157 | $ 9,494,000 | $ 60,471 | $ 76,000 |
| Jackson, MI | 156 | $ 8,651,000 | $ 55,455 | $ 64,000 |
| Davenport-Moline-Rock Island, IA-IL | 154 | $ 7,724,000 | $ 50,155 | $ 48,415 |
| McAllen-Edinburg-Mission, TX | 153 | $ 4,565,000 | $ 29,836 | $ 109,000 |
| Altoona, PA | 152 | $ 6,748,000 | $ 44,394 | $ 60,000 |
| Tallahassee, FL | 152 | $ 11,015,000 | $ 72,467 | $ 63,000 |
| Elmira, NY | 151 | $ 7,117,000 | $ 47,132 | $ 65,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 151 | $ 12,715,000 | $ 84,205 | $ 113,000 |
| Charleston-North Charleston, SC | 142 | $ 4,275,000 | $ 30,105 | $ 93,000 |
| Greensboro-High Point, NC | 140 | $ 2,261,000 | $ 16,150 | $ 75,000 |
| Lexington-Fayette, KY | 140 | $ 1,772,000 | $ 12,657 | $ 59,000 |
| Holland-Grand Haven, MI | 137 | $ 5,240,000 | $ 38,248 | $ 53,000 |
| Williamsport, PA | 137 | $ 7,819,000 | $ 57,072 | $ 74,000 |
| Oklahoma City, OK | 134 | $ 1,851,000 | $ 13,813 | $ 58,000 |
| Lebanon, PA | 132 | $ 8,596,000 | $ 65,121 | $ 72,000 |
| Spokane, WA | 127 | $ 7,622,000 | $ 60,015 | $ 57,000 |
| Charlottesville, VA | 126 | $ 12,478,000 | $ 99,031 | $ 72,000 |
| Fayetteville, NC | 126 | $ 2,953,000 | $ 23,436 | $ 101,000 |
| Pittsfield, MA | 126 | $ 11,659,000 | $ 92,531 | $ 60,000 |
| Saginaw-Saginaw Township North, MI | 126 | $ 4,058,000 | $ 32,206 | $ 46,000 |
| Fort Walton Beach-Crestview-Destin, FL | 125 | $ 9,000,000 | $ 72,000 | $ 75,000 |
| Wenatchee, WA | 122 | $ 13,546,000 | $ 111,032 | $ 77,000 |
| Niles-Benton Harbor, MI | 119 | $ 5,675,000 | $ 47,689 | $ 64,000 |
| Salisbury, MD | 118 | $ 11,266,000 | $ 95,474 | $ 69,000 |
| Yuba City, CA | 118 | $ 5,736,000 | $ 48,610 | $ 84,000 |
| Mount Vernon-Anacortes, WA | 117 | $ 12,094,000 | $ 103,367 | $ 73,000 |
| Greenville, SC | 113 | $ 1,717,000 | $ 15,194 | $ 64,000 |
| Naples-Marco Island, FL | 113 | $ 23,204,000 | $ 205,345 | $ 153,000 |
| Punta Gorda, FL | 112 | $ 8,452,000 | $ 75,464 | $ 62,000 |
| Racine, WI | 112 | $ 5,066,000 | $ 45,232 | $ 59,000 |
| Des Moines-West Des Moines, IA | 111 | $ 1,695,000 | $ 15,270 | $ 64,000 |
| Springfield, IL | 111 | $ 6,209,000 | $ 55,936 | $ 51,000 |
| Bloomington-Normal, IL | 110 | $ 5,741,000 | $ 52,190 | $ 61,000 |
| Winchester, VA-WV | 108 | $ 14,929,000 | $ 138,231 | $ 99,000 |
| Ithaca, NY | 107 | $ 6,141,000 | $ 57,392 | $ 63,000 |
| Yuma, AZ | 106 | $ 6,359,000 | $ 59,990 | $ 72,000 |
| Killeen-Temple-Fort Hood, TX | 105 | $ 3,324,000 | $ 31,657 | $ 84,000 |
| Knoxville, TN | 105 | $ 1,758,000 | $ 16,742 | $ 61,000 |
| Pueblo, CO | 103 | $ 5,053,000 | $ 49,058 | $ 67,000 |
| Pocatello, ID | 102 | $ 5,932,000 | $ 58,156 | $ 46,000 |
| Clarksville, TN-KY | 99 | $ 1,393,000 | $ 14,070 | $ 70,111 |
| Champaign-Urbana, IL | 97 | $ 5,859,000 | $ 60,402 | $ 50,000 |
| Birmingham-Hoover, AL | 96 | $ 1,497,000 | $ 15,593 | $ 74,000 |
| Durham, NC | 95 | $ 1,533,000 | $ 16,136 | $ 71,000 |
| Longview, WA | 95 | $ 5,163,000 | $ 54,347 | $ 60,000 |
| Winston-Salem, NC | 95 | $ 1,759,000 | $ 18,515 | $ 67,000 |
| Evansville, IN-KY | 92 | $ 4,423,000 | $ 48,076 | $ 52,739 |
| Spartanburg, SC | 92 | $ 1,802,000 | $ 19,586 | $ 70,000 |
| Prescott, AZ | 91 | $ 6,785,000 | $ 74,560 | $ 70,000 |
| San Francisco-San Mateo-Redwood City, CA | 90 | $ 12,992,000 | $ 144,355 | $ 108,000 |
| Chattanooga, TN-GA | 89 | $ 1,118,000 | $ 12,561 | $ 60,831 |
| Lima, OH | 89 | $ 4,083,000 | $ 45,876 | $ 57,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 88 | $ 2,292,000 | $ 26,045 | $ 84,977 |
| Shreveport-Bossier City, LA | 88 | $ 2,827,000 | $ 32,125 | $ 115,000 |
| Boulder, CO | 86 | $ 6,916,000 | $ 80,418 | $ 90,000 |
| Coeur D'Alene, ID | 86 | $ 7,093,000 | $ 82,476 | $ 68,000 |
| Fairbanks, AK | 86 | $ 9,922,000 | $ 115,372 | $ 250,000 |
| Merced, CA | 86 | $ 3,754,000 | $ 43,651 | $ 108,000 |
| Chico, CA | 84 | $ 4,386,000 | $ 52,214 | $ 66,000 |
| Fort Smith, AR-OK | 84 | $ 2,106,000 | $ 25,071 | $ 75,880 |
| El Centro, CA | 82 | $ 4,249,000 | $ 51,817 | $ 99,000 |
| Gainesville, FL | 82 | $ 5,810,000 | $ 70,853 | $ 75,000 |
| Blacksburg-Christiansburg-Radford, VA | 81 | $ 7,193,000 | $ 88,802 | $ 67,000 |
| Beaumont-Port Arthur, TX | 80 | $ 2,332,000 | $ 29,150 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 80 | $ 10,711,000 | $ 133,887 | $ 128,000 |
| Tulsa, OK | 80 | $ 2,439,000 | $ 30,487 | $ 93,000 |
| Redding, CA | 77 | $ 3,645,000 | $ 47,337 | $ 76,000 |
| Bend, OR | 75 | $ 8,461,000 | $ 112,813 | $ 72,000 |
| Janesville, WI | 75 | $ 2,739,000 | $ 36,520 | $ 56,000 |
| State College, PA | 75 | $ 5,288,000 | $ 70,506 | $ 67,000 |
| Decatur, IL | 74 | $ 3,895,000 | $ 52,635 | $ 51,000 |
| Kingsport-Bristol-Bristol, TN-VA | 73 | $ 4,734,000 | $ 64,849 | $ 59,534 |
| St. George, UT | 72 | $ 6,557,000 | $ 91,069 | $ 85,000 |
| Springfield, MO | 70 | $ 1,242,000 | $ 17,742 | $ 56,000 |
| Little Rock-North Little Rock, AR | 65 | $ 541,000 | $ 8,323 | $ 56,000 |
| Madera, CA | 64 | $ 4,008,000 | $ 62,625 | $ 97,000 |
| Michigan City-La Porte, IN | 63 | $ 3,451,000 | $ 54,777 | $ 59,000 |
| Weirton-Steubenville, WV-OH | 63 | $ 2,586,000 | $ 41,047 | $ 50,444 |
| Bay City, MI | 60 | $ 2,352,000 | $ 39,200 | $ 49,000 |
| Cumberland, MD-WV | 60 | $ 4,571,000 | $ 76,183 | $ 48,000 |
| Danville, VA | 60 | $ 4,983,000 | $ 83,050 | $ 55,000 |
| Lubbock, TX | 60 | $ 558,000 | $ 9,300 | $ 46,000 |
| Danville, IL | 59 | $ 2,494,000 | $ 42,271 | $ 45,000 |
| Kankakee-Bradley, IL | 59 | $ 5,020,000 | $ 85,084 | $ 87,000 |
| Logan, UT-ID | 57 | $ 4,555,000 | $ 79,912 | $ 63,315 |
| Hickory-Lenoir-Morganton, NC | 56 | $ 1,365,000 | $ 24,375 | $ 79,000 |
| Huntington-Ashland, WV-KY-OH | 56 | $ 3,832,000 | $ 68,428 | $ 50,517 |
| Hanford-Corcoran, CA | 55 | $ 4,039,000 | $ 73,436 | $ 82,000 |
| Green Bay, WI | 54 | $ 4,189,000 | $ 77,574 | $ 51,000 |
| Lafayette, IN | 54 | $ 2,610,000 | $ 48,333 | $ 55,000 |
| Brownsville-Harlingen, TX | 53 | $ 1,532,000 | $ 28,905 | $ 102,000 |
| Terre Haute, IN | 53 | $ 2,944,000 | $ 55,547 | $ 44,000 |
| Salinas, CA | 51 | $ 4,362,000 | $ 85,529 | $ 103,000 |
| Sebastian-Vero Beach, FL | 51 | $ 4,125,000 | $ 80,882 | $ 65,000 |
| Harrisonburg, VA | 50 | $ 5,770,000 | $ 115,400 | $ 63,000 |
| Bloomington, IN | 49 | $ 2,989,000 | $ 61,000 | $ 63,000 |
| Corvallis, OR | 49 | $ 4,406,000 | $ 89,918 | $ 62,000 |
| Savannah, GA | 49 | $ 1,306,000 | $ 26,653 | $ 78,000 |
| Sherman-Denison, TX | 49 | $ 1,497,000 | $ 30,551 | $ 110,000 |
| La Crosse, WI-MN | 48 | $ 1,323,000 | $ 27,562 | $ 54,750 |
| Cheyenne, WY | 46 | $ 509,000 | $ 11,065 | $ 66,000 |
| Corpus Christi, TX | 46 | $ 1,134,000 | $ 24,652 | $ 113,000 |
| Wheeling, WV-OH | 45 | $ 2,280,000 | $ 50,666 | $ 47,066 |
| Santa Rosa-Petaluma, CA | 44 | $ 5,050,000 | $ 114,772 | $ 144,000 |
| Eau Claire, WI | 43 | $ 2,039,000 | $ 47,418 | $ 52,000 |
| Flagstaff, AZ | 43 | $ 3,617,000 | $ 84,116 | $ 66,000 |
| Grand Junction, CO | 43 | $ 2,428,000 | $ 56,465 | $ 74,000 |
| Topeka, KS | 43 | $ 573,000 | $ 13,325 | $ 50,000 |
| Anderson, SC | 42 | $ 473,000 | $ 11,261 | $ 50,000 |
| Billings, MT | 42 | $ 580,000 | $ 13,809 | $ 43,000 |
| Muncie, IN | 41 | $ 2,059,000 | $ 50,219 | $ 52,000 |
| Sheboygan, WI | 41 | $ 2,308,000 | $ 56,292 | $ 60,000 |
| Casper, WY | 38 | $ 920,000 | $ 24,210 | $ 65,000 |
| Albany, GA | 37 | $ 662,000 | $ 17,891 | $ 72,000 |
| Columbus, IN | 37 | $ 1,690,000 | $ 45,675 | $ 59,000 |
| Huntsville, AL | 37 | $ 465,000 | $ 12,567 | $ 62,000 |
| Sumter, SC | 37 | $ 553,000 | $ 14,945 | $ 76,000 |
| Amarillo, TX | 36 | $ 489,000 | $ 13,583 | $ 52,000 |
| Wilmington, NC | 36 | $ 1,183,000 | $ 32,861 | $ 127,000 |
| Asheville, NC | 35 | $ 702,000 | $ 20,057 | $ 56,000 |
| Oshkosh-Neenah, WI | 35 | $ 2,311,000 | $ 66,028 | $ 50,000 |
| Baton Rouge, LA | 34 | $ 1,252,000 | $ 36,823 | $ 89,000 |
| Duluth, MN-WI | 34 | $ 1,499,000 | $ 44,088 | $ 48,647 |
| Wausau, WI | 34 | $ 2,265,000 | $ 66,617 | $ 52,000 |
| Sioux City, IA-NE-SD | 32 | $ 605,000 | $ 18,906 | $ 66,250 |
| Lincoln, NE | 31 | $ 298,000 | $ 9,612 | $ 56,000 |
| Lafayette, LA | 30 | $ 426,000 | $ 14,200 | $ 54,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 30 | $ 1,929,000 | $ 64,300 | $ 48,000 |
| Elizabethtown, KY | 29 | $ 366,000 | $ 12,620 | $ 71,000 |
| New Orleans-Metairie-Kenner, LA | 29 | $ 907,000 | $ 31,275 | $ 120,000 |
| Napa, CA | 28 | $ 2,005,000 | $ 71,607 | $ 161,000 |
| Burlington, NC | 27 | $ 499,000 | $ 18,481 | $ 54,000 |
| Laredo, TX | 27 | $ 639,000 | $ 23,666 | $ 87,000 |
| Santa Barbara-Santa Maria, CA | 27 | $ 6,109,000 | $ 226,259 | $ 91,000 |
| Owensboro, KY | 26 | $ 207,000 | $ 7,961 | $ 84,000 |
| Appleton, WI | 25 | $ 1,268,000 | $ 50,720 | $ 55,000 |
| Fond Du Lac, WI | 25 | $ 1,706,000 | $ 68,240 | $ 80,000 |
| Lewiston, ID-WA | 25 | $ 1,539,000 | $ 61,560 | $ 49,880 |
| Waco, TX | 25 | $ 607,000 | $ 24,280 | $ 79,000 |
| Abilene, TX | 24 | $ 559,000 | $ 23,291 | $ 82,000 |
| Jackson, TN | 24 | $ 568,000 | $ 23,666 | $ 83,000 |
| Johnson City, TN | 24 | $ 285,000 | $ 11,875 | $ 52,000 |
| Sioux Falls, SD | 23 | $ 423,000 | $ 18,391 | $ 87,000 |
| Tyler, TX | 23 | $ 915,000 | $ 39,782 | $ 108,000 |
| Carson City, NV | 22 | $ 2,457,000 | $ 111,681 | $ 56,000 |
| Joplin, MO | 21 | $ 389,000 | $ 18,523 | $ 58,000 |
| Cedar Rapids, IA | 20 | $ 237,000 | $ 11,850 | $ 62,000 |
| Rapid City, SD | 20 | $ 274,000 | $ 13,700 | $ 71,000 |
| Rocky Mount, NC | 20 | $ 511,000 | $ 25,550 | $ 85,000 |
| St. Joseph, MO-KS | 20 | $ 304,000 | $ 15,200 | $ 74,000 |
| Cleveland, TN | 19 | $ 238,000 | $ 12,526 | $ 56,000 |
| Morristown, TN | 19 | $ 335,000 | $ 17,631 | $ 53,000 |
| Fargo, ND-MN | 18 | $ 291,000 | $ 16,166 | $ 56,833 |
| Farmington, NM | 17 | $ 288,000 | $ 16,941 | $ 68,000 |
| Gainesville, GA | 17 | $ 372,000 | $ 21,882 | $ 93,000 |
| Athens-Clarke County, GA | 16 | $ 442,000 | $ 27,625 | $ 96,000 |
| Longview, TX | 16 | $ 582,000 | $ 36,375 | $ 103,000 |
| Texarkana, Tx-Texarkana, AR | 16 | $ 444,000 | $ 27,750 | $ 108,687 |
| Wichita Falls, TX | 16 | $ 264,000 | $ 16,500 | $ 101,000 |
| Rochester, MN | 15 | $ 529,000 | $ 35,266 | $ 73,000 |
| San Luis Obispo-Paso Robles, CA | 15 | $ 3,564,000 | $ 237,600 | $ 71,000 |
| Waterloo-Cedar Falls, IA | 15 | $ 183,000 | $ 12,200 | $ 65,000 |
| Great Falls, MT | 14 | $ 219,000 | $ 15,642 | $ 55,000 |
| Dalton, GA | 13 | $ 214,000 | $ 16,461 | $ 57,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 2,216,000 | $ 170,461 | $ 253,000 |
| College Station-Bryan, TX | 12 | $ 247,000 | $ 20,583 | $ 58,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 12 | $ 1,211,000 | $ 100,916 | $ 117,000 |
| Valdosta, GA | 12 | $ 73,000 | $ 6,083 | $ 35,000 |
| Victoria, TX | 12 | $ 398,000 | $ 33,166 | $ 118,000 |
| Bowling Green, KY | 11 | $ 189,000 | $ 17,181 | $ 57,000 |
| Gadsden, AL | 11 | $ 196,000 | $ 17,818 | $ 57,000 |
| Greenville, NC | 11 | $ 279,000 | $ 25,363 | $ 138,000 |
| Lawrence, KS | 11 | $ 221,000 | $ 20,090 | $ 69,000 |
| Tuscaloosa, AL | 11 | $ 153,000 | $ 13,909 | $ 71,000 |
| Goldsboro, NC | 10 | $ 278,000 | $ 27,800 | $ 97,000 |
| Hinesville-Fort Stewart, GA | 10 | $ 210,000 | $ 21,000 | $ 87,000 |
| Jackson, MS | 10 | $ 358,000 | $ 35,800 | $ 106,000 |
| Rome, GA | 10 | $ 185,000 | $ 18,500 | $ 58,000 |
| Hot Springs, AR | 9 | $ 137,000 | $ 15,222 | $ 51,000 |
| Jacksonville, NC | 9 | $ 278,000 | $ 30,888 | $ 117,000 |
| Las Cruces, NM | 9 | $ 304,000 | $ 33,777 | $ 108,000 |
| Macon, GA | 9 | $ 173,000 | $ 19,222 | $ 80,000 |
| St. Cloud, MN | 9 | $ 173,000 | $ 19,222 | $ 63,000 |
| Anniston-Oxford, AL | 8 | $ 180,000 | $ 22,500 | $ 53,000 |
| Lawton, OK | 8 | $ 92,000 | $ 11,500 | $ 79,000 |
| Missoula, MT | 8 | $ 436,000 | $ 54,500 | $ 101,000 |
| Santa Fe, NM | 8 | $ 205,000 | $ 25,625 | $ 81,000 |
| Iowa City, IA | 7 | $ 193,000 | $ 27,571 | $ 154,000 |
| Jefferson City, MO | 7 | $ 193,000 | $ 27,571 | $ 61,000 |
| Ames, IA | 6 | $ 80,000 | $ 13,333 | $ 58,000 |
| Columbus, GA-AL | 6 | $ 335,000 | $ 55,833 | $ 38,000 |
| Morgantown, WV | 6 | $ 111,000 | $ 18,500 | $ 49,000 |
| Pine Bluff, AR | 6 | $ 79,000 | $ 13,166 | $ 45,000 |
| Charleston, WV | 5 | $ 34,000 | $ 6,800 | $ 48,000 |
| Decatur, AL | 5 | $ 70,000 | $ 14,000 | $ 53,000 |
| Jonesboro, AR | 5 | $ 137,000 | $ 27,400 | $ 57,000 |
| Odessa, TX | 5 | $ 99,000 | $ 19,800 | $ 13,000 |
| Florence, SC | 4 | $ 43,000 | $ 10,750 | $ 47,000 |
| Pascagoula, MS | 4 | $ 141,000 | $ 35,250 | $ 115,000 |
| Warner Robins, GA | 4 | $ 49,000 | $ 12,250 | $ 61,000 |
| Brunswick, GA | 3 | $ 1,813,000 | $ 604,333 | $ 318,000 |
| Columbia, MO | 3 | $ 32,000 | $ 10,666 | $ 86,000 |
| Gulfport-Biloxi, MS | 3 | $ 113,000 | $ 37,666 | $ 146,000 |
| Houma-Bayou Cane-Thibodaux, LA | 3 | $ 123,000 | $ 41,000 | $ 70,000 |
| Midland, TX | 3 | $ 77,000 | $ 25,666 | $ 42,000 |
| San Angelo, TX | 3 | $ 56,000 | $ 18,666 | $ 72,000 |
| Bismarck, ND | 2 | $ 33,000 | $ 16,500 | $ 55,000 |
| Honolulu, HI | 2 | $ 336,000 | $ 168,000 | $ 74,000 |
| Alexandria, LA | 1 | $ 39,000 | $ 39,000 | $ 120,000 |
| Dubuque, IA | 1 | $ 12,000 | $ 12,000 | $ 41,000 |
| Hattiesburg, MS | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Lake Charles, LA | 1 | $ 26,000 | $ 26,000 | $ 66,000 |
| Mobile, AL | 1 | $ 11,000 | $ 11,000 | $ 41,000 |
| Monroe, LA | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 112,079 | $13,972,966,000 | $124,000 | $8,000,000 | $74,000 | $7,808,000 |
| Home Improvement | 77,241 | $2,014,806,000 | $26,000 | $9,630,000 | $81,000 | $7,800,000 |
| Home Purchase | 5,496 | $826,120,000 | $150,000 | $15,000,000 | $94,000 | $7,429,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 97,799 | $12,173,513,000 | $124,000 | $8,000,000 | $75,000 | $7,808,000 |
| White | 70,975 | $3,589,034,000 | $50,000 | $15,000,000 | $82,000 | $7,429,000 |
| Black or African American | 14,252 | $499,315,000 | $35,000 | $920,000 | $69,000 | $6,250,000 |
| Hispanic | 8,709 | $370,945,000 | $42,000 | $9,630,000 | $83,000 | $2,397,000 |
| Asian | 1,760 | $118,569,000 | $67,000 | $1,160,000 | $101,000 | $2,520,000 |
| American Indian or Alaskan Native | 542 | $28,081,000 | $51,000 | $630,000 | $72,000 | $624,000 |
| Native Hawaiian or Other Pacific Islander | 406 | $15,749,000 | $38,000 | $520,000 | $98,000 | $840,000 |
| Not applicable | 373 | $18,686,000 | $50,000 | $945,000 | $51,000 | $4,600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 194,579 | $16,783,154,000 | $86,000 | $15,000,000 | $77,000 | $7,808,000 |
| FHA-insured (Federal Housing Administration) | 151 | $19,459,000 | $128,000 | $552,000 | $55,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 86 | $11,279,000 | $131,000 | $346,000 | $53,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 61,911 | $4,356,694,000 | $70,000 | $9,630,000 | $69,000 | $2,526,000 |
| Application Withdrawn By Applicant | 55,923 | $7,084,771,000 | $126,000 | $8,000,000 | $81,000 | $7,800,000 |
| Loan Originated | 44,776 | $2,778,900,000 | $62,000 | $15,000,000 | $87,000 | $7,808,000 |
| Application Approved But Not Accepted | 28,368 | $2,139,012,000 | $75,000 | $2,000,000 | $77,000 | $6,250,000 |
| File Closed For Incompleteness | 2,971 | $374,523,000 | $126,000 | $3,550,000 | $73,000 | $2,764,000 |
| Preapproval Denied by Financial Institution | 469 | $62,222,000 | $132,000 | $3,000,000 | $43,000 | $412,000 |
| Loan Purchased By The Institution | 398 | $17,770,000 | $44,000 | $284,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24,906 | $760,333,000 | $30,000 | $2,250,000 | $71,000 | $2,050,000 |
| Debt-To-Income Ratio | 18,957 | $1,893,848,000 | $99,000 | $9,630,000 | $57,000 | $2,400,000 |
| Collateral | 9,943 | $967,099,000 | $97,000 | $2,750,000 | $80,000 | $2,400,000 |
| Other | 6,771 | $569,449,000 | $84,000 | $3,500,000 | $77,000 | $2,526,000 |
| Unverifiable Information | 1,024 | $154,230,000 | $150,000 | $7,500,000 | $55,000 | $2,403,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 365 | $19,946,000 | $54,000 | $349,000 | $83,000 | $1,176,000 |
| Credit Application Incomplete | 311 | $42,206,000 | $135,000 | $735,000 | $51,000 | $500,000 |
| Employment History | 103 | $11,805,000 | $114,000 | $880,000 | $63,000 | $1,020,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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