Keybank National Association Mortgage Lending & HMDA Data, 2009

In 2009, Keybank National Association of Cleveland, OH reported 25,416 mortgage applications totaling $6.3 billion, up 31% from 2008. The average application was for $249,344, and applicants reported an average income of $98,612. 45% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (2,132), Seattle-Bellevue-Everett, WA (1,866) and Portland-Vancouver-Beaverton, OR-WA (1,305) (applications in parentheses).

Mortgage Company & Address Keybank National Association
100 Public Square Ste 600 Oh-01-10-06006
Cleveland, OH 44113
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 25,416
Total Mortgage Loan Application Amount $6,337,329,000
Average Mortgage Loan Application Amount $249,344
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $98,612
Highest Applicant Income $6,531,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 1,698 $ 191,878,000 $ 113,002 $ 93,000
King, Washington 1,355 $ 386,957,000 $ 285,577 $ 130,000
Erie, New York 1,044 $ 125,613,000 $ 120,318 $ 75,000
Pierce, Washington 719 $ 153,629,000 $ 213,670 $ 96,000
Salt Lake, Utah 541 $ 108,801,000 $ 201,110 $ 92,000
Snohomish, Washington 511 $ 114,735,000 $ 224,530 $ 108,000
Ada, Idaho 477 $ 95,170,000 $ 199,517 $ 118,000
Clackamas, Oregon 442 $ 113,410,000 $ 256,583 $ 106,000
Lucas, Ohio 421 $ 40,724,000 $ 96,731 $ 68,000
Franklin, Ohio 416 $ 56,058,000 $ 134,754 $ 83,000
Marion, Oregon 381 $ 72,639,000 $ 190,653 $ 78,000
Multnomah, Oregon 354 $ 110,526,000 $ 312,220 $ 106,000
Albany, New York 346 $ 79,474,000 $ 229,693 $ 105,000
Summit, Ohio 337 $ 45,902,000 $ 136,207 $ 89,000
Onondaga, New York 323 $ 41,725,000 $ 129,179 $ 101,000
Cumberland, Maine 308 $ 58,958,000 $ 191,422 $ 122,000
Thurston, Washington 272 $ 52,199,000 $ 191,908 $ 85,000
Washington, Oregon 270 $ 59,602,000 $ 220,748 $ 98,000
Saratoga, New York 249 $ 81,602,000 $ 327,718 $ 125,000
Denver, Colorado 243 $ 44,840,000 $ 184,526 $ 102,000
Hamilton, Ohio 234 $ 27,125,000 $ 115,918 $ 84,000
Rockland, New York 233 $ 60,956,000 $ 261,613 $ 115,000
Niagara, New York 232 $ 23,324,000 $ 100,534 $ 78,000
Arapahoe, Colorado 225 $ 44,914,000 $ 199,617 $ 114,000
Elkhart, Indiana 221 $ 25,491,000 $ 115,343 $ 66,000
Davis, Utah 211 $ 43,317,000 $ 205,293 $ 96,000
Canyon, Idaho 202 $ 28,739,000 $ 142,272 $ 67,000
Jefferson, Colorado 197 $ 40,953,000 $ 207,883 $ 115,000
Stark, Ohio 196 $ 32,969,000 $ 168,209 $ 78,000
Kitsap, Washington 193 $ 60,750,000 $ 314,766 $ 109,000
Utah, Utah 185 $ 36,667,000 $ 198,200 $ 117,000
St. Joseph, Indiana 183 $ 17,622,000 $ 96,295 $ 71,000
Lane, Oregon 183 $ 31,601,000 $ 172,683 $ 98,000
Hamilton, Indiana 179 $ 29,614,000 $ 165,441 $ 112,000
Westchester, New York 177 $ 79,580,000 $ 449,604 $ 234,000
Monroe, New York 174 $ 22,734,000 $ 130,655 $ 91,000
Orange, New York 174 $ 35,552,000 $ 204,321 $ 104,000
Rensselaer, New York 171 $ 26,621,000 $ 155,678 $ 78,000
Clark, Washington 171 $ 33,121,000 $ 193,690 $ 77,000
Aroostook, Maine 170 $ 15,747,000 $ 92,629 $ 64,000
El Paso, Colorado 165 $ 40,976,000 $ 248,339 $ 75,000
Jackson, Oregon 162 $ 33,780,000 $ 208,518 $ 89,000
Montgomery, Ohio 160 $ 18,389,000 $ 114,931 $ 88,000
Yakima, Washington 151 $ 20,928,000 $ 138,596 $ 59,000
Lake, Ohio 149 $ 19,681,000 $ 132,087 $ 88,000
Bonneville, Idaho 146 $ 25,180,000 $ 172,465 $ 82,000
Clallam, Washington 143 $ 26,784,000 $ 187,300 $ 74,000
Ulster, New York 139 $ 25,000,000 $ 179,856 $ 88,000
Douglas, Colorado 138 $ 38,353,000 $ 277,920 $ 146,000
Linn, Oregon 138 $ 22,247,000 $ 161,210 $ 71,000
Marion, Indiana 136 $ 20,707,000 $ 152,257 $ 73,000
York, Maine 131 $ 23,943,000 $ 182,770 $ 89,000
Chittenden, Vermont 130 $ 26,479,000 $ 203,684 $ 119,000
Penobscot, Maine 126 $ 13,466,000 $ 106,873 $ 78,000
Ashtabula, Ohio 125 $ 14,007,000 $ 112,056 $ 69,000
Wood, Ohio 122 $ 16,479,000 $ 135,073 $ 98,000
Bingham, Idaho 121 $ 18,471,000 $ 152,652 $ 70,000
Bannock, Idaho 120 $ 17,786,000 $ 148,216 $ 67,000
Whatcom, Washington 120 $ 28,558,000 $ 237,983 $ 118,000
Anchorage, Alaska 118 $ 30,087,000 $ 254,974 $ 151,000
Lorain, Ohio 109 $ 16,632,000 $ 152,587 $ 88,000
Medina, Ohio 109 $ 13,284,000 $ 121,871 $ 85,000
Schenectady, New York 105 $ 16,332,000 $ 155,542 $ 81,000
Adams, Colorado 102 $ 16,107,000 $ 157,911 $ 73,000
Monroe, Michigan 99 $ 10,720,000 $ 108,282 $ 59,000
Jefferson, New York 99 $ 10,619,000 $ 107,262 $ 83,000
Washtenaw, Michigan 97 $ 16,913,000 $ 174,360 $ 130,000
Dutchess, New York 97 $ 20,450,000 $ 210,824 $ 89,000
Larimer, Colorado 96 $ 27,435,000 $ 285,781 $ 90,000
Chautauqua, New York 95 $ 8,662,000 $ 91,178 $ 77,000
Mahoning, Ohio 92 $ 7,064,000 $ 76,782 $ 75,000
Weber, Utah 92 $ 23,462,000 $ 255,021 $ 89,000
Oxford, Maine 91 $ 12,223,000 $ 134,318 $ 62,000
Mason, Washington 84 $ 15,688,000 $ 186,761 $ 95,000
Kennebec, Maine 82 $ 10,454,000 $ 127,487 $ 66,000
Benton, Washington 81 $ 23,643,000 $ 291,888 $ 72,000
Wayne, Michigan 79 $ 5,903,000 $ 74,721 $ 65,000
Madison, Indiana 78 $ 5,656,000 $ 72,512 $ 56,000
Richland, Ohio 78 $ 9,847,000 $ 126,243 $ 65,000
Oakland, Michigan 77 $ 15,516,000 $ 201,506 $ 132,000
Clinton, New York 76 $ 7,841,000 $ 103,171 $ 116,000
Portage, Ohio 71 $ 8,708,000 $ 122,647 $ 67,000
Lewis, Washington 71 $ 11,424,000 $ 160,901 $ 67,000
Boulder, Colorado 70 $ 17,358,000 $ 247,971 $ 123,000
Clermont, Ohio 70 $ 7,547,000 $ 107,814 $ 71,000
Butler, Ohio 67 $ 8,558,000 $ 127,731 $ 83,000
Geauga, Ohio 67 $ 13,753,000 $ 205,268 $ 147,000
Columbia, New York 66 $ 11,979,000 $ 181,500 $ 89,000
Androscoggin, Maine 64 $ 8,109,000 $ 126,703 $ 77,000
Grant, Washington 63 $ 16,599,000 $ 263,476 $ 90,000
Howard, Indiana 62 $ 4,445,000 $ 71,693 $ 59,000
Cayuga, New York 62 $ 4,646,000 $ 74,935 $ 55,000
Rutland, Vermont 61 $ 10,698,000 $ 175,377 $ 82,000
Lenawee, Michigan 60 $ 5,940,000 $ 99,000 $ 61,000
Erie, Ohio 58 $ 7,481,000 $ 128,982 $ 77,000
Greene, Ohio 58 $ 10,303,000 $ 177,637 $ 155,000
Yamhill, Oregon 58 $ 11,703,000 $ 201,775 $ 91,000
Oswego, New York 57 $ 4,399,000 $ 77,175 $ 67,000
St. Lawrence, New York 57 $ 4,252,000 $ 74,596 $ 72,000
Johnson, Indiana 56 $ 6,843,000 $ 122,196 $ 77,000
Boone, Indiana 55 $ 6,946,000 $ 126,290 $ 76,000
Stevens, Washington 55 $ 9,809,000 $ 178,345 $ 74,000
Delaware, Ohio 54 $ 10,258,000 $ 189,962 $ 89,000
Matanuska-Susitna, Alaska 53 $ 11,843,000 $ 223,452 $ 95,000
Twin Falls, Idaho 52 $ 7,950,000 $ 152,884 $ 75,000
Oneida, New York 52 $ 3,820,000 $ 73,461 $ 86,000
Fairfield, Connecticut 51 $ 18,280,000 $ 358,431 $ 171,000
Fairbanks North Star, Alaska 49 $ 8,579,000 $ 175,081 $ 96,000
Kenai Peninsula, Alaska 48 $ 10,714,000 $ 223,208 $ 118,000
Warren, New York 47 $ 9,421,000 $ 200,446 $ 120,000
Weld, Colorado 46 $ 13,456,000 $ 292,521 $ 157,000
Cattaraugus, New York 45 $ 4,435,000 $ 98,555 $ 198,000
Genesee, New York 45 $ 4,097,000 $ 91,044 $ 55,000
Greene, New York 45 $ 7,424,000 $ 164,977 $ 88,000
Grays Harbor, Washington 45 $ 13,843,000 $ 307,622 $ 86,000
Cowlitz, Washington 44 $ 7,510,000 $ 170,681 $ 109,000
Addison, Vermont 43 $ 6,702,000 $ 155,860 $ 85,000
Chelan, Washington 43 $ 10,630,000 $ 247,209 $ 304,000
Lincoln, Maine 42 $ 8,069,000 $ 192,119 $ 99,000
Hancock, Ohio 42 $ 5,071,000 $ 120,738 $ 69,000
Cache, Utah 42 $ 5,832,000 $ 138,857 $ 64,000
Hancock, Maine 41 $ 8,368,000 $ 204,097 $ 101,000
Knox, Maine 41 $ 6,890,000 $ 168,048 $ 199,000
Waldo, Maine 41 $ 5,603,000 $ 136,658 $ 80,000
Trumbull, Ohio 41 $ 2,549,000 $ 62,170 $ 58,000
Warren, Ohio 41 $ 7,676,000 $ 187,219 $ 123,000
Maricopa, Arizona 40 $ 59,681,000 $ 1,492,025 $ 175,000
Fremont, Idaho 40 $ 6,700,000 $ 167,500 $ 91,000
Tooele, Utah 40 $ 8,811,000 $ 220,275 $ 79,000
Ottawa, Ohio 39 $ 5,102,000 $ 130,820 $ 85,000
Wayne, New York 38 $ 4,233,000 $ 111,394 $ 84,000
Huron, Ohio 38 $ 3,841,000 $ 101,078 $ 85,000
Island, Washington 38 $ 9,003,000 $ 236,921 $ 99,000
Jefferson, Idaho 37 $ 6,274,000 $ 169,567 $ 83,000
Fulton, New York 37 $ 3,631,000 $ 98,135 $ 75,000
Otsego, New York 37 $ 5,325,000 $ 143,918 $ 89,000
Polk, Oregon 37 $ 7,232,000 $ 195,459 $ 74,000
Pacific, Washington 37 $ 6,179,000 $ 167,000 $ 70,000
Skagit, Washington 37 $ 7,993,000 $ 216,027 $ 108,000
Madison, New York 36 $ 3,335,000 $ 92,638 $ 85,000
Deschutes, Oregon 36 $ 7,443,000 $ 206,750 $ 170,000
Montgomery, New York 35 $ 3,394,000 $ 96,971 $ 79,000
Summit, Utah 35 $ 16,950,000 $ 484,285 $ 193,000
Lee, Florida 34 $ 10,911,000 $ 320,911 $ 243,000
Cass, Michigan 34 $ 5,606,000 $ 164,882 $ 72,000
Lewis, New York 34 $ 1,751,000 $ 51,500 $ 58,000
Josephine, Oregon 34 $ 5,073,000 $ 149,205 $ 60,000
Teton, Idaho 33 $ 9,921,000 $ 300,636 $ 96,000
Kosciusko, Indiana 32 $ 4,225,000 $ 132,031 $ 75,000
Benton, Oregon 32 $ 7,570,000 $ 236,562 $ 102,000
Essex, New York 31 $ 5,689,000 $ 183,516 $ 120,000
Putnam, New York 31 $ 8,178,000 $ 263,806 $ 179,000
Sullivan, New York 31 $ 4,545,000 $ 146,612 $ 125,000
Washington, New York 31 $ 5,608,000 $ 180,903 $ 164,000
Ontario, New York 30 $ 3,815,000 $ 127,166 $ 110,000
Clark, Ohio 30 $ 2,778,000 $ 92,600 $ 49,000
Gem, Idaho 29 $ 3,882,000 $ 133,862 $ 53,000
Madison, Idaho 29 $ 5,558,000 $ 191,655 $ 85,000
Macomb, Michigan 29 $ 3,092,000 $ 106,620 $ 65,000
St. Joseph, Michigan 29 $ 2,185,000 $ 75,344 $ 51,000
Somerset, Maine 28 $ 2,536,000 $ 90,571 $ 47,000
Sagadahoc, Maine 27 $ 5,659,000 $ 209,592 $ 130,000
Carroll, Ohio 27 $ 2,628,000 $ 97,333 $ 143,000
Douglas, Washington 27 $ 4,500,000 $ 166,666 $ 72,000
Livingston, Michigan 26 $ 3,848,000 $ 148,000 $ 121,000
Franklin, New York 26 $ 1,847,000 $ 71,038 $ 58,000
San Juan, Washington 26 $ 7,637,000 $ 293,730 $ 128,000
Kenton, Kentucky 25 $ 2,212,000 $ 88,480 $ 91,000
Fairfield, Ohio 25 $ 10,720,000 $ 428,800 $ 73,000
Box Elder, Utah 25 $ 2,702,000 $ 108,080 $ 57,000
Washington, Vermont 25 $ 4,346,000 $ 173,840 $ 72,000
Payette, Idaho 24 $ 3,131,000 $ 130,458 $ 73,000
Boone, Kentucky 24 $ 3,269,000 $ 136,208 $ 90,000
Franklin, Washington 24 $ 4,208,000 $ 175,333 $ 73,000
Queens, New York 23 $ 9,073,000 $ 394,478 $ 111,000
Los Angeles, California 22 $ 35,266,000 $ 1,603,000 $ 215,000
Minidoka, Idaho 22 $ 2,156,000 $ 98,000 $ 46,000
Cortland, New York 22 $ 2,058,000 $ 93,545 $ 97,000
Seneca, Ohio 22 $ 1,167,000 $ 53,045 $ 51,000
Franklin, Vermont 22 $ 3,400,000 $ 154,545 $ 60,000
Kodiak Island, Alaska 21 $ 5,863,000 $ 279,190 $ 119,000
Collier, Florida 21 $ 6,401,000 $ 304,809 $ 325,000
Starke, Indiana 21 $ 1,599,000 $ 76,142 $ 56,000
Washington, Utah 21 $ 6,608,000 $ 314,666 $ 223,000
Juneau, Alaska 20 $ 4,480,000 $ 224,000 $ 184,000
Suffolk, New York 20 $ 4,203,000 $ 210,150 $ 273,000
Miami, Ohio 20 $ 2,910,000 $ 145,500 $ 99,000
Palm Beach, Florida 19 $ 10,738,000 $ 565,157 $ 343,000
Valley, Idaho 19 $ 5,588,000 $ 294,105 $ 271,000
Nassau, New York 19 $ 3,936,000 $ 207,157 $ 71,000
Cassia, Idaho 18 $ 2,390,000 $ 132,777 $ 84,000
Franklin, Maine 18 $ 1,659,000 $ 92,166 $ 67,000
Clark, Nevada 18 $ 3,415,000 $ 189,722 $ 115,000
Livingston, New York 18 $ 1,888,000 $ 104,888 $ 86,000
Schoharie, New York 18 $ 2,099,000 $ 116,611 $ 93,000
Lincoln, Oregon 18 $ 4,177,000 $ 232,055 $ 160,000
Broomfield, Colorado 17 $ 3,214,000 $ 189,058 $ 88,000
Steuben, Indiana 17 $ 6,175,000 $ 363,235 $ 81,000
Herkimer, New York 17 $ 1,890,000 $ 111,176 $ 72,000
New York, New York 17 $ 13,002,000 $ 764,823 $ 399,000
Sandusky, Ohio 17 $ 1,836,000 $ 108,000 $ 60,000
Lincoln, Washington 17 $ 2,193,000 $ 129,000 $ 55,000
Aleutians West, Alaska 16 $ 2,718,000 $ 169,875 $ 80,000
Morgan, Indiana 16 $ 1,924,000 $ 120,250 $ 56,000
Shelby, Indiana 16 $ 1,090,000 $ 68,125 $ 49,000
Campbell, Kentucky 16 $ 2,365,000 $ 147,812 $ 101,000
Berrien, Michigan 16 $ 1,274,000 $ 79,625 $ 74,000
Licking, Ohio 16 $ 18,943,000 $ 1,183,937 $ 60,000
Malheur, Oregon 16 $ 5,739,000 $ 358,687 $ 70,000
Windham, Vermont 16 $ 2,628,000 $ 164,250 $ 139,000
Morgan, Colorado 15 $ 2,401,000 $ 160,066 $ 64,000
Cook, Illinois 15 $ 4,974,000 $ 331,600 $ 196,000
Hillsdale, Michigan 15 $ 1,445,000 $ 96,333 $ 71,000
Tillamook, Oregon 15 $ 3,963,000 $ 264,200 $ 128,000
Spokane, Washington 15 $ 1,995,000 $ 133,000 $ 87,000
Sarasota, Florida 14 $ 5,761,000 $ 411,500 $ 149,000
Hendricks, Indiana 14 $ 1,692,000 $ 120,857 $ 83,000
Marshall, Indiana 14 $ 1,951,000 $ 139,357 $ 59,000
Hood River, Oregon 14 $ 2,413,000 $ 172,357 $ 104,000
Blaine, Idaho 13 $ 4,585,000 $ 352,692 $ 397,000
Hancock, Indiana 13 $ 2,504,000 $ 192,615 $ 77,000
Genesee, Michigan 13 $ 481,000 $ 37,000 $ 49,000
Delaware, New York 13 $ 2,269,000 $ 174,538 $ 72,000
Columbiana, Ohio 13 $ 1,389,000 $ 106,846 $ 61,000
Logan, Colorado 12 $ 942,000 $ 78,500 $ 61,000
Summit, Colorado 12 $ 3,433,000 $ 286,083 $ 163,000
Hartford, Connecticut 12 $ 1,882,000 $ 156,833 $ 113,000
Pinellas, Florida 12 $ 30,404,000 $ 2,533,666 $ 186,000
Monroe, Indiana 12 $ 19,419,000 $ 1,618,250 $ 79,000
Bergen, New Jersey 12 $ 3,809,000 $ 317,416 $ 518,000
Allegany, New York 12 $ 1,084,000 $ 90,333 $ 127,000
Bronx, New York 12 $ 4,232,000 $ 352,666 $ 87,000
Fulton, Ohio 12 $ 1,470,000 $ 122,500 $ 69,000
Kittitas, Washington 12 $ 4,259,000 $ 354,916 $ 249,000
Boise, Idaho 11 $ 2,019,000 $ 183,545 $ 125,000
Piscataquis, Maine 11 $ 1,124,000 $ 102,181 $ 56,000
Kings, New York 11 $ 4,007,000 $ 364,272 $ 108,000
Wyoming, New York 11 $ 1,205,000 $ 109,545 $ 54,000
Wayne, Ohio 11 $ 1,169,000 $ 106,272 $ 73,000
Riverside, California 10 $ 2,306,000 $ 230,600 $ 222,000
Elbert, Colorado 10 $ 1,663,000 $ 166,300 $ 123,000
Orange, Florida 10 $ 21,190,000 $ 2,119,000 $ 90,000
Fulton, Georgia 10 $ 17,280,000 $ 1,728,000 $ 63,000
Dallas, Texas 10 $ 130,512,000 $ 13,051,200 $ 0
Wasatch, Utah 10 $ 2,434,000 $ 243,400 $ 161,000
Pinal, Arizona 9 $ 741,000 $ 82,333 $ 192,000
San Diego, California 9 $ 24,207,000 $ 2,689,666 $ 183,000
Eagle, Colorado 9 $ 5,600,000 $ 622,222 $ 328,000
Owyhee, Idaho 9 $ 895,000 $ 99,444 $ 102,000
Power, Idaho 9 $ 1,456,000 $ 161,777 $ 85,000
Pulaski, Indiana 9 $ 508,000 $ 56,444 $ 41,000
Washington, Maine 9 $ 1,836,000 $ 204,000 $ 75,000
Morrow, Ohio 9 $ 1,566,000 $ 174,000 $ 100,000
Pickaway, Ohio 9 $ 1,159,000 $ 128,777 $ 64,000
Clatsop, Oregon 9 $ 2,198,000 $ 244,222 $ 262,000
Carbon, Utah 9 $ 1,132,000 $ 125,777 $ 61,000
Jefferson, Washington 9 $ 2,548,000 $ 283,111 $ 86,000
Alameda, California 8 $ 42,293,000 $ 5,286,625 $ 194,000
Orange, California 8 $ 9,620,000 $ 1,202,500 $ 205,000
Park, Colorado 8 $ 1,900,000 $ 237,500 $ 202,000
New Haven, Connecticut 8 $ 9,488,000 $ 1,186,000 $ 68,000
Kootenai, Idaho 8 $ 3,478,000 $ 434,750 $ 270,000
Douglas, Oregon 8 $ 1,405,000 $ 175,625 $ 70,000
Klickitat, Washington 8 $ 1,576,000 $ 197,000 $ 79,000
Ketchikan Gateway, Alaska 7 $ 1,292,000 $ 184,571 $ 76,000
San Bernardino, California 7 $ 36,586,000 $ 5,226,571 $ 74,000
Broward, Florida 7 $ 62,901,000 $ 8,985,857 $ 123,000
Charlotte, Florida 7 $ 1,180,000 $ 168,571 $ 66,000
Manatee, Florida 7 $ 1,472,000 $ 210,285 $ 161,000
Cobb, Georgia 7 $ 17,211,000 $ 2,458,714 $ 17,000
Maui, Hawaii 7 $ 2,426,000 $ 346,571 $ 119,000
Tipton, Indiana 7 $ 797,000 $ 113,857 $ 83,000
Hamilton, New York 7 $ 1,377,000 $ 196,714 $ 73,000
Brown, Ohio 7 $ 892,000 $ 127,428 $ 68,000
Madison, Ohio 7 $ 885,000 $ 126,428 $ 57,000
Umatilla, Oregon 7 $ 1,125,000 $ 160,714 $ 182,000
Morgan, Utah 7 $ 2,799,000 $ 399,857 $ 200,000
Grand Isle, Vermont 7 $ 1,960,000 $ 280,000 $ 244,000
Teton, Wyoming 7 $ 2,892,000 $ 413,142 $ 209,000
Teller, Colorado 6 $ 916,000 $ 152,666 $ 68,000
Hillsborough, Florida 6 $ 36,817,000 $ 6,136,166 $ 74,000
Miami-Dade, Florida 6 $ 158,253,000 $ 26,375,500 $ 240,000
Jerome, Idaho 6 $ 775,000 $ 129,166 $ 60,000
Jefferson, Kentucky 6 $ 329,000 $ 54,833 $ 164,000
Middlesex, Massachusetts 6 $ 48,395,000 $ 8,065,833 $ 69,000
Kent, Michigan 6 $ 196,000 $ 32,666 $ 139,000
Hudson, New Jersey 6 $ 12,738,000 $ 2,123,000 $ 159,000
Monmouth, New Jersey 6 $ 11,186,000 $ 1,864,333 $ 525,000
Seneca, New York 6 $ 259,000 $ 43,166 $ 69,000
Travis, Texas 6 $ 28,827,000 $ 4,804,500 $ 18,000
Skamania, Washington 6 $ 1,465,000 $ 244,166 $ 106,000
Pima, Arizona 5 $ 975,000 $ 195,000 $ 104,000
Pueblo, Colorado 5 $ 462,000 $ 92,400 $ 78,000
Volusia, Florida 5 $ 682,000 $ 136,400 $ 111,000
Washington, Idaho 5 $ 671,000 $ 134,200 $ 61,000
Allen, Indiana 5 $ 216,000 $ 43,200 $ 51,000
Jackson, Michigan 5 $ 356,000 $ 71,200 $ 142,000
Carroll, New Hampshire 5 $ 994,000 $ 198,800 $ 267,000
Orleans, New York 5 $ 287,000 $ 57,400 $ 247,000
Yates, New York 5 $ 1,087,000 $ 217,400 $ 218,000
Champaign, Ohio 5 $ 807,000 $ 161,400 $ 56,000
Defiance, Ohio 5 $ 270,000 $ 54,000 $ 55,000
Beaufort, South Carolina 5 $ 1,583,000 $ 316,600 $ 247,000
Rich, Utah 5 $ 968,000 $ 193,600 $ 110,000
Santa Clara, California 4 $ 958,000 $ 239,500 $ 156,000
Garfield, Colorado 4 $ 950,000 $ 237,500 $ 86,000
Mesa, Colorado 4 $ 641,000 $ 160,250 $ 190,000
Brevard, Florida 4 $ 601,000 $ 150,250 $ 64,000
Citrus, Florida 4 $ 4,467,000 $ 1,116,750 $ 63,000
Lake, Florida 4 $ 297,000 $ 74,250 $ 277,000
Polk, Florida 4 $ 506,000 $ 126,500 $ 188,000
Brown, Indiana 4 $ 1,010,000 $ 252,500 $ 67,000
Delaware, Indiana 4 $ 283,000 $ 70,750 $ 34,000
LaGrange, Indiana 4 $ 592,000 $ 148,000 $ 46,000
Lake, Indiana 4 $ 186,000 $ 46,500 $ 47,000
Miami, Indiana 4 $ 299,000 $ 74,750 $ 49,000
Barnstable, Massachusetts 4 $ 1,165,000 $ 291,250 $ 190,000
Suffolk, Massachusetts 4 $ 1,457,000 $ 364,250 $ 321,000
Worcester, Massachusetts 4 $ 32,045,000 $ 8,011,250 $ 65,000
Ottawa, Michigan 4 $ 64,000 $ 16,000 $ 65,000
Jackson, Missouri 4 $ 880,000 $ 220,000 $ 251,000
Gallatin, Montana 4 $ 964,000 $ 241,000 $ 180,000
Cheshire, New Hampshire 4 $ 697,000 $ 174,250 $ 63,000
Morris, New Jersey 4 $ 1,788,000 $ 447,000 $ 142,000
Chemung, New York 4 $ 824,000 $ 206,000 $ 144,000
Richmond, New York 4 $ 887,000 $ 221,750 $ 738,000
Mecklenburg, North Carolina 4 $ 2,034,000 $ 508,500 $ 47,000
Knox, Ohio 4 $ 593,000 $ 148,250 $ 152,000
Columbia, Oregon 4 $ 738,000 $ 184,500 $ 66,000
Coos, Oregon 4 $ 885,000 $ 221,250 $ 102,000
Philadelphia, Pennsylvania 4 $ 50,500,000 $ 12,625,000 $ 0
Tarrant, Texas 4 $ 62,317,000 $ 15,579,250 $ 0
Duchesne, Utah 4 $ 825,000 $ 206,250 $ 221,000
Iron, Utah 4 $ 1,030,000 $ 257,500 $ 117,000
Lamoille, Vermont 4 $ 972,000 $ 243,000 $ 72,000
Contra Costa, California 3 $ 616,000 $ 205,333 $ 86,000
Sonoma, California 3 $ 15,117,000 $ 5,039,000 $ 24,000
Grand, Colorado 3 $ 1,238,000 $ 412,666 $ 205,000
Las Animas, Colorado 3 $ 326,000 $ 108,666 $ 84,000
Flagler, Florida 3 $ 437,000 $ 145,666 $ 71,000
Indian River, Florida 3 $ 859,000 $ 286,333 $ 235,000
Martin, Florida 3 $ 942,000 $ 314,000 $ 772,000
Monroe, Florida 3 $ 355,000 $ 118,333 $ 93,000
Osceola, Florida 3 $ 1,232,000 $ 410,666 $ 775,000
Pasco, Florida 3 $ 474,000 $ 158,000 $ 44,000
St. Lucie, Florida 3 $ 951,000 $ 317,000 $ 412,000
Sumter, Florida 3 $ 365,000 $ 121,666 $ 77,000
Glynn, Georgia 3 $ 15,931,000 $ 5,310,333 $ 414,000
Adams, Idaho 3 $ 683,000 $ 227,666 $ 286,000
Caribou, Idaho 3 $ 447,000 $ 149,000 $ 65,000
Lemhi, Idaho 3 $ 130,000 $ 43,333 $ 15,000
Bartholomew, Indiana 3 $ 440,000 $ 146,666 $ 100,000
Dearborn, Indiana 3 $ 340,000 $ 113,333 $ 79,000
LaPorte, Indiana 3 $ 104,000 $ 34,666 $ 62,000
Wayne, Indiana 3 $ 188,000 $ 62,666 $ 184,000
Prince George's, Maryland 3 $ 104,516,000 $ 34,838,666 $ 32,000
Nantucket, Massachusetts 3 $ 1,251,000 $ 417,000 $ 1,234,000
Norfolk, Massachusetts 3 $ 8,240,000 $ 2,746,666 $ 140,000
Ingham, Michigan 3 $ 75,000 $ 25,000 $ 29,000
Ionia, Michigan 3 $ 59,000 $ 19,666 $ 54,000
Saginaw, Michigan 3 $ 40,000 $ 13,333 $ 74,000
St. Clair, Michigan 3 $ 37,000 $ 12,333 $ 87,000
Flathead, Montana 3 $ 190,000 $ 63,333 $ 81,000
Elko, Nevada 3 $ 207,000 $ 69,000 $ 59,000
Camden, New Jersey 3 $ 5,394,000 $ 1,798,000 $ 31,000
Ocean, New Jersey 3 $ 1,030,000 $ 343,333 $ 206,000
Broome, New York 3 $ 308,000 $ 102,666 $ 138,000
Chenango, New York 3 $ 314,000 $ 104,666 $ 73,000
Steuben, New York 3 $ 117,000 $ 39,000 $ 41,000
Tompkins, New York 3 $ 424,000 $ 141,333 $ 82,000
Swain, North Carolina 3 $ 330,000 $ 110,000 $ 39,000
Ashland, Ohio 3 $ 568,000 $ 189,333 $ 50,000
Crawford, Ohio 3 $ 305,000 $ 101,666 $ 54,000
Henry, Ohio 3 $ 305,000 $ 101,666 $ 31,000
Muskingum, Ohio 3 $ 503,000 $ 167,666 $ 75,000
Tuscarawas, Ohio 3 $ 352,000 $ 117,333 $ 32,000
Williams, Ohio 3 $ 445,000 $ 148,333 $ 86,000
Klamath, Oregon 3 $ 505,000 $ 168,333 $ 96,000
Allegheny, Pennsylvania 3 $ 98,000 $ 32,666 $ 42,000
Butler, Pennsylvania 3 $ 3,508,000 $ 1,169,333 $ 113,000
Erie, Pennsylvania 3 $ 415,000 $ 138,333 $ 62,000
Charleston, South Carolina 3 $ 8,077,000 $ 2,692,333 $ 291,000
Horry, South Carolina 3 $ 249,000 $ 83,000 $ 145,000
Campbell, Tennessee 3 $ 854,000 $ 284,666 $ 346,000
Harris, Texas 3 $ 6,290,000 $ 2,096,666 $ 0
Windsor, Vermont 3 $ 316,000 $ 105,333 $ 97,000
Arlington, Virginia 3 $ 64,044,000 $ 21,348,000 $ 71,000
Richmond City, Virginia 3 $ 989,000 $ 329,666 $ 235,000
Wahkiakum, Washington 3 $ 607,000 $ 202,333 $ 88,000
Jefferson, Alabama 2 $ 8,745,000 $ 4,372,500 $ 0
Montgomery, Alabama 2 $ 263,000 $ 131,500 $ 70,000
Skagway-Hoonah-Angoon, Alaska 2 $ 243,000 $ 121,500 $ 49,000
San Joaquin, California 2 $ 6,941,000 $ 3,470,500 $ 102,000
San Mateo, California 2 $ 50,324,000 $ 25,162,000 $ 62,000
Santa Barbara, California 2 $ 3,817,000 $ 1,908,500 $ 63,000
Solano, California 2 $ 29,917,000 $ 14,958,500 $ 0
Clear Creek, Colorado 2 $ 472,000 $ 236,000 $ 143,000
Costilla, Colorado 2 $ 464,000 $ 232,000 $ 233,000
Custer, Colorado 2 $ 170,000 $ 85,000 $ 69,000
La Plata, Colorado 2 $ 717,000 $ 358,500 $ 128,000
Yuma, Colorado 2 $ 344,000 $ 172,000 $ 121,000
Middlesex, Connecticut 2 $ 328,000 $ 164,000 $ 205,000
Kent, Delaware 2 $ 228,000 $ 114,000 $ 148,000
Sussex, Delaware 2 $ 672,000 $ 336,000 $ 179,000
Leon, Florida 2 $ 378,000 $ 189,000 $ 71,000
Seminole, Florida 2 $ 2,732,000 $ 1,366,000 $ 88,000
Carroll, Georgia 2 $ 10,100,000 $ 5,050,000 $ 0
Douglas, Georgia 2 $ 433,000 $ 216,500 $ 53,000
Gwinnett, Georgia 2 $ 376,000 $ 188,000 $ 30,000
Honolulu, Hawaii 2 $ 620,000 $ 310,000 $ 109,000
Bear Lake, Idaho 2 $ 268,000 $ 134,000 $ 47,000
Bonner, Idaho 2 $ 131,000 $ 65,500 $ 94,000
Elmore, Idaho 2 $ 330,000 $ 165,000 $ 98,000
Franklin, Idaho 2 $ 247,000 $ 123,500 $ 69,000
Nez Perce, Idaho 2 $ 205,000 $ 102,500 $ 80,000
DuPage, Illinois 2 $ 463,000 $ 231,500 $ 145,000
Kendall, Illinois 2 $ 408,000 $ 204,000 $ 140,000
Winnebago, Illinois 2 $ 350,000 $ 175,000 $ 61,000
Floyd, Indiana 2 $ 15,000 $ 7,500 $ 27,000
Franklin, Indiana 2 $ 244,000 $ 122,000 $ 22,000
Huntington, Indiana 2 $ 70,000 $ 35,000 $ 24,000
Owen, Indiana 2 $ 68,000 $ 34,000 $ 52,000
Porter, Indiana 2 $ 284,000 $ 142,000 $ 92,000
Vanderburgh, Indiana 2 $ 226,000 $ 113,000 $ 362,000
White, Indiana 2 $ 142,000 $ 71,000 $ 84,000
Boyd, Kentucky 2 $ 225,000 $ 112,500 $ 103,000
Owen, Kentucky 2 $ 308,000 $ 154,000 $ 42,000
Pendleton, Kentucky 2 $ 25,000 $ 12,500 $ 39,000
Baltimore City, Maryland 2 $ 14,250,000 $ 7,125,000 $ 30,000
Calvert, Maryland 2 $ 463,000 $ 231,500 $ 405,000
Howard, Maryland 2 $ 344,000 $ 172,000 $ 198,000
Essex, Massachusetts 2 $ 982,000 $ 491,000 $ 243,000
Plymouth, Massachusetts 2 $ 288,000 $ 144,000 $ 25,000
Antrim, Michigan 2 $ 289,000 $ 144,500 $ 92,000
Branch, Michigan 2 $ 146,000 $ 73,000 $ 23,000
Emmet, Michigan 2 $ 256,000 $ 128,000 $ 118,000
Gratiot, Michigan 2 $ 114,000 $ 57,000 $ 642,000
Isabella, Michigan 2 $ 125,000 $ 62,500 $ 210,000
Kalkaska, Michigan 2 $ 455,000 $ 227,500 $ 126,000
St. Louis, Missouri 2 $ 324,000 $ 162,000 $ 199,000
Cascade, Montana 2 $ 240,000 $ 120,000 $ 74,000
Nye, Nevada 2 $ 343,000 $ 171,500 $ 66,000
Washoe, Nevada 2 $ 12,051,000 $ 6,025,500 $ 98,000
Grafton, New Hampshire 2 $ 688,000 $ 344,000 $ 191,000
Rockingham, New Hampshire 2 $ 784,000 $ 392,000 $ 190,000
Burlington, New Jersey 2 $ 340,000 $ 170,000 $ 64,000
Union, New Jersey 2 $ 653,000 $ 326,500 $ 108,000
Bernalillo, New Mexico 2 $ 328,000 $ 164,000 $ 142,000
Tioga, New York 2 $ 217,000 $ 108,500 $ 54,000
Henderson, North Carolina 2 $ 455,000 $ 227,500 $ 175,000
Iredell, North Carolina 2 $ 834,000 $ 417,000 $ 181,000
Jackson, North Carolina 2 $ 229,000 $ 114,500 $ 80,000
Darke, Ohio 2 $ 548,000 $ 274,000 $ 107,000
Fayette, Ohio 2 $ 270,000 $ 135,000 $ 85,000
Logan, Ohio 2 $ 417,000 $ 208,500 $ 107,000
Marion, Ohio 2 $ 301,000 $ 150,500 $ 66,000
Preble, Ohio 2 $ 185,000 $ 92,500 $ 121,000
Shelby, Ohio 2 $ 77,000 $ 38,500 $ 53,000
Curry, Oregon 2 $ 300,000 $ 150,000 $ 53,000
Grant, Oregon 2 $ 715,000 $ 357,500 $ 76,000
Jefferson, Oregon 2 $ 332,000 $ 166,000 $ 71,000
Wasco, Oregon 2 $ 404,000 $ 202,000 $ 236,000
Luzerne, Pennsylvania 2 $ 431,000 $ 215,500 $ 90,000
Montgomery, Pennsylvania 2 $ 671,000 $ 335,500 $ 178,000
Washington, Rhode Island 2 $ 723,000 $ 361,500 $ 209,000
Pickens, South Carolina 2 $ 11,150,000 $ 5,575,000 $ 0
Davidson, Tennessee 2 $ 20,850,000 $ 10,425,000 $ 0
Bexar, Texas 2 $ 43,931,000 $ 21,965,500 $ 0
Johnson, Texas 2 $ 16,028,000 $ 8,014,000 $ 0
Randall, Texas 2 $ 4,058,000 $ 2,029,000 $ 0
Emery, Utah 2 $ 140,000 $ 70,000 $ 57,000
Juab, Utah 2 $ 220,000 $ 110,000 $ 45,000
Orange, Vermont 2 $ 198,000 $ 99,000 $ 55,000
Campbell, Virginia 2 $ 253,000 $ 126,500 $ 55,000
Fairfax, Virginia 2 $ 10,626,000 $ 5,313,000 $ 87,000
Loudoun, Virginia 2 $ 290,000 $ 145,000 $ 56,000
Virginia Beach, Virginia 2 $ 284,000 $ 142,000 $ 78,000
York, Virginia 2 $ 749,000 $ 374,500 $ 168,000
Adams, Washington 2 $ 218,000 $ 109,000 $ 49,000
Asotin, Washington 2 $ 602,000 $ 301,000 $ 89,000
Ferry, Washington 2 $ 220,000 $ 110,000 $ 116,000
Okanogan, Washington 2 $ 481,000 $ 240,500 $ 83,000
Pend Oreille, Washington 2 $ 205,000 $ 102,500 $ 127,000
Walla Walla, Washington 2 $ 526,000 $ 263,000 $ 120,000
Crook, Wyoming 2 $ 173,000 $ 86,500 $ 99,000
Calhoun, Alabama 1 $ 6,000,000 $ 6,000,000 $ 0
Lee, Alabama 1 $ 5,000,000 $ 5,000,000 $ 0
Madison, Alabama 1 $ 15,000,000 $ 15,000,000 $ 0
Pike, Alabama 1 $ 7,700,000 $ 7,700,000 $ 0
Aleutians East, Alaska 1 $ 102,000 $ 102,000 $ 68,000
Denali, Alaska 1 $ 178,000 $ 178,000 $ 46,000
Haines, Alaska 1 $ 125,000 $ 125,000 $ 42,000
Southeast Fairbanks, Alaska 1 $ 300,000 $ 300,000 $ 109,000
Cochise, Arizona 1 $ 245,000 $ 245,000 $ 0
Coconino, Arizona 1 $ 25,000 $ 25,000 $ 186,000
Santa Cruz, Arizona 1 $ 120,000 $ 120,000 $ 86,000
Yavapai, Arizona 1 $ 50,000 $ 50,000 $ 22,000
Yuma, Arizona 1 $ 195,000 $ 195,000 $ 131,000
Del Norte, California 1 $ 170,000 $ 170,000 $ 105,000
Fresno, California 1 $ 54,000 $ 54,000 $ 57,000
Page:

Mortgage Loan Application Detail Totals for Keybank National Association in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16,368 $5,159,404,000 $315,000 $99,999,000 $100,000 $6,531,000
Home Purchase 6,507 $1,098,089,000 $168,000 $5,412,000 $102,000 $5,975,000
Home Improvement 2,541 $79,836,000 $31,000 $500,000 $81,000 $4,551,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,082 $2,898,174,000 $169,000 $5,412,000 $101,000 $6,531,000
Not Provided 5,391 $1,011,146,000 $187,000 $6,000,000 $102,000 $5,975,000
Black or African American 1,043 $108,082,000 $103,000 $781,000 $65,000 $1,400,000
Hispanic 932 $143,091,000 $153,000 $2,000,000 $74,000 $1,457,000
Asian 639 $136,218,000 $213,000 $3,500,000 $120,000 $2,943,000
Not applicable 203 $2,023,787,000 $9,969,000 $99,999,000 $0 $0
American Indian or Alaskan Native 103 $13,590,000 $131,000 $500,000 $95,000 $1,851,000
Native Hawaiian or Other Pacific Islander 23 $3,241,000 $140,000 $418,000 $94,000 $656,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,572 $5,345,784,000 $259,000 $99,999,000 $107,000 $6,531,000
FHA-insured (Federal Housing Administration) 4,465 $922,300,000 $206,000 $32,000,000 $64,000 $3,120,000
VA-guaranteed (Veterans Administration) 357 $65,580,000 $183,000 $475,000 $64,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $3,665,000 $166,000 $479,000 $86,000 $232,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,553 $2,762,892,000 $239,000 $50,000,000 $103,000 $6,531,000
Application Denied By Financial Institution 6,009 $1,067,592,000 $177,000 $62,000,000 $86,000 $3,579,000
Application Approved But Not Accepted 5,096 $1,946,796,000 $382,000 $99,999,000 $97,000 $6,531,000
Application Withdrawn By Applicant 2,265 $455,422,000 $201,000 $3,500,000 $112,000 $3,636,000
File Closed For Incompleteness 493 $104,627,000 $212,000 $1,238,000 $104,000 $1,681,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,881 $157,346,000 $83,000 $1,720,000 $79,000 $3,579,000
Collateral 1,683 $308,501,000 $183,000 $1,800,000 $103,000 $2,159,000
Debt-To-Income Ratio 1,542 $275,836,000 $178,000 $5,412,000 $58,000 $1,193,000
Other 628 $179,207,000 $285,000 $62,000,000 $123,000 $1,457,000
Credit Application Incomplete 127 $28,268,000 $222,000 $1,760,000 $130,000 $1,376,000
Insufficient Cash (Downpayment, Closing Cost) 61 $102,770,000 $1,684,000 $32,667,000 $96,000 $1,358,000
Unverifiable Information 48 $9,703,000 $202,000 $712,000 $98,000 $500,000
Employment History 31 $4,036,000 $130,000 $626,000 $69,000 $215,000
Mortgage Insurance Denied 8 $1,925,000 $240,000 $364,000 $93,000 $166,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List