Keybank National Association Mortgage Lending & HMDA Data, 2009
In 2009, Keybank National Association of Cleveland, OH reported 25,416 mortgage applications totaling $6.3 billion, up 31% from 2008. The average application was for $249,344, and applicants reported an average income of $98,612. 45% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (2,132), Seattle-Bellevue-Everett, WA (1,866) and Portland-Vancouver-Beaverton, OR-WA (1,305) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 100 Public Square Ste 600 Oh-01-10-06006 Cleveland, OH 44113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,416 |
| Total Mortgage Loan Application Amount | $6,337,329,000 |
| Average Mortgage Loan Application Amount | $249,344 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $98,612 |
| Highest Applicant Income | $6,531,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cleveland-Elyria-Mentor, OH | 2,132 | $ 255,228,000 | $ 119,712 | $ 94,000 |
| Seattle-Bellevue-Everett, WA | 1,866 | $ 501,692,000 | $ 268,859 | $ 124,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,305 | $ 330,565,000 | $ 253,306 | $ 99,609 |
| Buffalo-Niagara Falls, NY | 1,276 | $ 148,937,000 | $ 116,721 | $ 75,000 |
| Denver-Aurora-Broomfield, CO | 943 | $ 192,430,000 | $ 204,061 | $ 112,000 |
| Albany-Schenectady-Troy, NY | 889 | $ 206,128,000 | $ 231,865 | $ 103,000 |
| Boise City-Nampa, ID | 728 | $ 130,705,000 | $ 179,539 | $ 101,000 |
| Tacoma, WA | 719 | $ 153,629,000 | $ 213,670 | $ 96,000 |
| Salt Lake City, UT | 616 | $ 134,562,000 | $ 218,444 | $ 97,000 |
| Toledo, OH | 594 | $ 63,775,000 | $ 107,365 | $ 75,000 |
| Columbus, OH | 537 | $ 106,589,000 | $ 198,489 | $ 82,000 |
| New York-White Plains-Wayne, NY-NJ | 526 | $ 196,462,000 | $ 373,501 | $ 181,665 |
| Cincinnati-Middletown, OH-KY-IN | 493 | $ 60,539,000 | $ 122,797 | $ 85,572 |
| Indianapolis-Carmel, IN | 490 | $ 72,350,000 | $ 147,653 | $ 87,000 |
| Portland-South Portland-Biddeford, ME | 466 | $ 88,560,000 | $ 190,042 | $ 113,000 |
| Salem, OR | 418 | $ 79,871,000 | $ 191,078 | $ 78,000 |
| Syracuse, NY | 416 | $ 49,459,000 | $ 118,891 | $ 95,000 |
| Akron, OH | 408 | $ 54,610,000 | $ 133,848 | $ 85,000 |
| Ogden-Clearfield, UT | 310 | $ 69,578,000 | $ 224,445 | $ 96,000 |
| Olympia, WA | 272 | $ 52,199,000 | $ 191,908 | $ 85,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 271 | $ 56,002,000 | $ 206,649 | $ 98,000 |
| Rochester, NY | 265 | $ 32,957,000 | $ 124,366 | $ 95,000 |
| Dayton, OH | 240 | $ 31,787,000 | $ 132,445 | $ 105,000 |
| Canton-Massillon, OH | 223 | $ 35,597,000 | $ 159,627 | $ 85,000 |
| Elkhart-Goshen, IN | 221 | $ 25,491,000 | $ 115,343 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 217 | $ 23,228,000 | $ 107,041 | $ 71,156 |
| Bremerton-Silverdale, WA | 193 | $ 60,750,000 | $ 314,766 | $ 109,000 |
| Provo-Orem, UT | 187 | $ 36,887,000 | $ 197,256 | $ 116,000 |
| Eugene-Springfield, OR | 183 | $ 31,601,000 | $ 172,683 | $ 98,000 |
| Idaho Falls, ID | 183 | $ 31,454,000 | $ 171,879 | $ 82,000 |
| Anchorage, AK | 171 | $ 41,930,000 | $ 245,204 | $ 134,000 |
| Colorado Springs, CO | 171 | $ 41,892,000 | $ 244,982 | $ 75,000 |
| Medford, OR | 162 | $ 33,780,000 | $ 208,518 | $ 89,000 |
| Burlington-South Burlington, VT | 159 | $ 31,839,000 | $ 200,245 | $ 116,000 |
| Yakima, WA | 151 | $ 20,928,000 | $ 138,596 | $ 59,000 |
| Kingston, NY | 139 | $ 25,000,000 | $ 179,856 | $ 88,000 |
| Warren-Troy-Farmington Hills, MI | 136 | $ 22,508,000 | $ 165,500 | $ 114,000 |
| Youngstown-Warren-Boardman, OH-PA | 133 | $ 9,613,000 | $ 72,278 | $ 70,000 |
| Pocatello, ID | 129 | $ 19,242,000 | $ 149,162 | $ 68,000 |
| Bangor, ME | 126 | $ 13,466,000 | $ 106,873 | $ 78,000 |
| Bellingham, WA | 120 | $ 28,558,000 | $ 237,983 | $ 118,000 |
| Kennewick-Pasco-Richland, WA | 105 | $ 27,851,000 | $ 265,247 | $ 72,000 |
| Monroe, MI | 99 | $ 10,720,000 | $ 108,282 | $ 59,000 |
| Ann Arbor, MI | 97 | $ 16,913,000 | $ 174,360 | $ 130,000 |
| Fort Collins-Loveland, CO | 96 | $ 27,435,000 | $ 285,781 | $ 90,000 |
| Detroit-Livonia-Dearborn, MI | 79 | $ 5,903,000 | $ 74,721 | $ 65,000 |
| Anderson, IN | 78 | $ 5,656,000 | $ 72,512 | $ 56,000 |
| Glens Falls, NY | 78 | $ 15,029,000 | $ 192,679 | $ 137,000 |
| Mansfield, OH | 78 | $ 9,847,000 | $ 126,243 | $ 65,000 |
| Boulder, CO | 70 | $ 17,358,000 | $ 247,971 | $ 123,000 |
| Wenatchee-East Wenatchee, WA | 70 | $ 15,130,000 | $ 216,142 | $ 214,000 |
| Kokomo, IN | 69 | $ 5,242,000 | $ 75,971 | $ 61,000 |
| Utica-Rome, NY | 69 | $ 5,710,000 | $ 82,753 | $ 83,000 |
| Lewiston-Auburn, ME | 64 | $ 8,109,000 | $ 126,703 | $ 77,000 |
| Sandusky, OH | 58 | $ 7,481,000 | $ 128,982 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 51 | $ 18,280,000 | $ 358,431 | $ 171,000 |
| Fairbanks, AK | 49 | $ 8,579,000 | $ 175,081 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 49 | $ 60,422,000 | $ 1,233,102 | $ 178,000 |
| Greeley, CO | 46 | $ 13,456,000 | $ 292,521 | $ 157,000 |
| Logan, UT-ID | 44 | $ 6,079,000 | $ 138,159 | $ 64,227 |
| Longview, WA | 44 | $ 7,510,000 | $ 170,681 | $ 109,000 |
| Nassau-Suffolk, NY | 39 | $ 8,139,000 | $ 208,692 | $ 175,000 |
| Mount Vernon-Anacortes, WA | 37 | $ 7,993,000 | $ 216,027 | $ 108,000 |
| Bend, OR | 36 | $ 7,443,000 | $ 206,750 | $ 170,000 |
| Cape Coral-Fort Myers, FL | 34 | $ 10,911,000 | $ 320,911 | $ 243,000 |
| Corvallis, OR | 32 | $ 7,570,000 | $ 236,562 | $ 102,000 |
| Springfield, OH | 30 | $ 2,778,000 | $ 92,600 | $ 49,000 |
| Atlanta-Sandy Springs-Marietta, GA | 26 | $ 70,524,000 | $ 2,712,461 | $ 38,000 |
| Los Angeles-Long Beach-Glendale, CA | 22 | $ 35,266,000 | $ 1,603,000 | $ 215,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 67,758,000 | $ 3,079,909 | $ 130,000 |
| Bradenton-Sarasota-Venice, FL | 21 | $ 7,233,000 | $ 344,428 | $ 153,000 |
| Naples-Marco Island, FL | 21 | $ 6,401,000 | $ 304,809 | $ 325,000 |
| St. George, UT | 21 | $ 6,608,000 | $ 314,666 | $ 223,000 |
| Chicago-Naperville-Joliet, IL | 20 | $ 5,975,000 | $ 298,750 | $ 180,000 |
| Orlando-Kissimmee, FL | 19 | $ 25,451,000 | $ 1,339,526 | $ 237,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 19 | $ 10,738,000 | $ 565,157 | $ 343,000 |
| Las Vegas-Paradise, NV | 18 | $ 3,415,000 | $ 189,722 | $ 115,000 |
| Riverside-San Bernardino-Ontario, CA | 17 | $ 38,892,000 | $ 2,287,764 | $ 161,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 17 | $ 188,762,000 | $ 11,103,647 | $ 126,176 |
| Niles-Benton Harbor, MI | 16 | $ 1,274,000 | $ 79,625 | $ 74,000 |
| Spokane, WA | 15 | $ 1,995,000 | $ 133,000 | $ 87,000 |
| Bloomington, IN | 14 | $ 19,487,000 | $ 1,391,928 | $ 75,000 |
| Hartford-West Hartford-East Hartford, CT | 14 | $ 2,210,000 | $ 157,857 | $ 126,000 |
| Dallas-Plano-Irving, TX | 13 | $ 170,961,000 | $ 13,150,846 | $ 0 |
| Flint, MI | 13 | $ 481,000 | $ 37,000 | $ 49,000 |
| Louisville-Jefferson County, KY-IN | 11 | $ 11,509,000 | $ 1,046,272 | $ 102,363 |
| Oakland-Fremont-Hayward, CA | 11 | $ 42,909,000 | $ 3,900,818 | $ 165,000 |
| Boston-Quincy, MA | 9 | $ 9,985,000 | $ 1,109,444 | $ 194,000 |
| Edison-New Brunswick, NJ | 9 | $ 12,216,000 | $ 1,357,333 | $ 419,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 255,000 | $ 28,333 | $ 110,000 |
| San Diego-Carlsbad-San Marcos, CA | 9 | $ 24,207,000 | $ 2,689,666 | $ 183,000 |
| Coeur D'Alene, ID | 8 | $ 3,478,000 | $ 434,750 | $ 270,000 |
| New Haven-Milford, CT | 8 | $ 9,488,000 | $ 1,186,000 | $ 68,000 |
| Newark-Union, NJ-PA | 8 | $ 4,399,000 | $ 549,875 | $ 111,375 |
| Philadelphia, PA | 8 | $ 51,594,000 | $ 6,449,250 | $ 82,000 |
| Santa Ana-Anaheim-Irvine, CA | 8 | $ 9,620,000 | $ 1,202,500 | $ 205,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 62,901,000 | $ 8,985,857 | $ 123,000 |
| Fort Worth-Arlington, TX | 7 | $ 84,231,000 | $ 12,033,000 | $ 0 |
| Gary, IN | 7 | $ 572,000 | $ 81,714 | $ 66,000 |
| Pittsburgh, PA | 7 | $ 3,777,000 | $ 539,571 | $ 76,000 |
| Punta Gorda, FL | 7 | $ 1,180,000 | $ 168,571 | $ 66,000 |
| Austin-Round Rock, TX | 6 | $ 28,827,000 | $ 4,804,500 | $ 18,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 48,395,000 | $ 8,065,833 | $ 69,000 |
| Fort Wayne, IN | 6 | $ 342,000 | $ 57,000 | $ 51,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 158,253,000 | $ 26,375,500 | $ 240,000 |
| Port St. Lucie, FL | 6 | $ 1,893,000 | $ 315,500 | $ 592,000 |
| Baltimore-Towson, MD | 5 | $ 15,011,000 | $ 3,002,200 | $ 162,000 |
| Binghamton, NY | 5 | $ 525,000 | $ 105,000 | $ 104,000 |
| Camden, NJ | 5 | $ 5,734,000 | $ 1,146,800 | $ 44,000 |
| Charlotte-Gastonia-Concord, NC-SC | 5 | $ 2,451,000 | $ 490,200 | $ 91,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 682,000 | $ 136,400 | $ 111,000 |
| Jackson, MI | 5 | $ 356,000 | $ 71,200 | $ 142,000 |
| Kansas City, MO-KS | 5 | $ 1,232,000 | $ 246,400 | $ 349,800 |
| Lansing-East Lansing, MI | 5 | $ 103,000 | $ 20,600 | $ 30,000 |
| Pueblo, CO | 5 | $ 462,000 | $ 92,400 | $ 78,000 |
| Tucson, AZ | 5 | $ 975,000 | $ 195,000 | $ 104,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,290,000 | $ 258,000 | $ 114,000 |
| Albuquerque, NM | 4 | $ 614,000 | $ 153,500 | $ 91,000 |
| Barnstable Town, MA | 4 | $ 1,165,000 | $ 291,250 | $ 190,000 |
| Elmira, NY | 4 | $ 824,000 | $ 206,000 | $ 144,000 |
| Grand Junction, CO | 4 | $ 641,000 | $ 160,250 | $ 190,000 |
| Holland-Grand Haven, MI | 4 | $ 64,000 | $ 16,000 | $ 65,000 |
| Houston-Sugar Land-Baytown, TX | 4 | $ 6,475,000 | $ 1,618,750 | $ 45,000 |
| Lakeland-Winter Haven, FL | 4 | $ 506,000 | $ 126,500 | $ 188,000 |
| Lewiston, ID-WA | 4 | $ 807,000 | $ 201,750 | $ 84,500 |
| Muncie, IN | 4 | $ 283,000 | $ 70,750 | $ 34,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 601,000 | $ 150,250 | $ 64,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 958,000 | $ 239,500 | $ 156,000 |
| Worcester, MA | 4 | $ 32,045,000 | $ 8,011,250 | $ 65,000 |
| Asheville, NC | 3 | $ 705,000 | $ 235,000 | $ 138,000 |
| Brunswick, GA | 3 | $ 15,931,000 | $ 5,310,333 | $ 414,000 |
| Charleston-North Charleston-Summerville, SC | 3 | $ 8,077,000 | $ 2,692,333 | $ 291,000 |
| Columbus, IN | 3 | $ 440,000 | $ 146,666 | $ 100,000 |
| Erie, PA | 3 | $ 415,000 | $ 138,333 | $ 62,000 |
| Evansville, IN-KY | 3 | $ 236,000 | $ 78,666 | $ 254,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 14,253,000 | $ 4,751,000 | $ 0 |
| Ithaca, NY | 3 | $ 424,000 | $ 141,333 | $ 82,000 |
| Lexington-Fayette, KY | 3 | $ 232,000 | $ 77,333 | $ 93,000 |
| Michigan City-La Porte, IN | 3 | $ 104,000 | $ 34,666 | $ 62,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 3 | $ 249,000 | $ 83,000 | $ 145,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 20,921,000 | $ 6,973,666 | $ 33,000 |
| Palm Coast, FL | 3 | $ 437,000 | $ 145,666 | $ 71,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 941,000 | $ 313,666 | $ 171,000 |
| Richmond, VA | 3 | $ 989,000 | $ 329,666 | $ 235,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,083,000 | $ 361,000 | $ 156,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 40,000 | $ 13,333 | $ 74,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 15,117,000 | $ 5,039,000 | $ 24,000 |
| Sebastian-Vero Beach, FL | 3 | $ 859,000 | $ 286,333 | $ 235,000 |
| St. Louis, MO-IL | 3 | $ 357,000 | $ 119,000 | $ 153,000 |
| Amarillo, TX | 2 | $ 4,058,000 | $ 2,029,000 | $ 0 |
| Birmingham-Hoover, AL | 2 | $ 8,745,000 | $ 4,372,500 | $ 0 |
| Dover, DE | 2 | $ 228,000 | $ 114,000 | $ 148,000 |
| Great Falls, MT | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Honolulu, HI | 2 | $ 620,000 | $ 310,000 | $ 109,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 225,000 | $ 112,500 | $ 103,000 |
| Jacksonville, FL | 2 | $ 8,817,000 | $ 4,408,500 | $ 56,000 |
| Kalamazoo-Portage, MI | 2 | $ 210,000 | $ 105,000 | $ 110,000 |
| Lafayette, IN | 2 | $ 179,000 | $ 89,500 | $ 89,000 |
| Lynchburg, VA | 2 | $ 253,000 | $ 126,500 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 13,732,000 | $ 6,866,000 | $ 47,000 |
| Montgomery, AL | 2 | $ 263,000 | $ 131,500 | $ 70,000 |
| Peabody, MA | 2 | $ 982,000 | $ 491,000 | $ 243,000 |
| Reno-Sparks, NV | 2 | $ 12,051,000 | $ 6,025,500 | $ 98,000 |
| Rockford, IL | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| San Antonio, TX | 2 | $ 43,931,000 | $ 21,965,500 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 50,324,000 | $ 25,162,000 | $ 62,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 3,817,000 | $ 1,908,500 | $ 63,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 431,000 | $ 215,500 | $ 90,000 |
| Stockton, CA | 2 | $ 6,941,000 | $ 3,470,500 | $ 102,000 |
| Tallahassee, FL | 2 | $ 378,000 | $ 189,000 | $ 71,000 |
| Vallejo-Fairfield, CA | 2 | $ 29,917,000 | $ 14,958,500 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 209,000 | $ 209,000 | $ 88,000 |
| Anniston-Oxford, AL | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 269,000 | $ 269,000 | $ 102,000 |
| Auburn-Opelika, AL | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Battle Creek, MI | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Bethesda-Frederick-Rockville, MD | 1 | $ 417,000 | $ 417,000 | $ 412,000 |
| Billings, MT | 1 | $ 281,000 | $ 281,000 | $ 366,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Bowling Green, KY | 1 | $ 3,600,000 | $ 3,600,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 5,850,000 | $ 5,850,000 | $ 0 |
| Charlottesville, VA | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Columbia, SC | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| Corpus Christi, TX | 1 | $ 7,000,000 | $ 7,000,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 160,000 | $ 160,000 | $ 173,000 |
| Duluth, MN-WI | 1 | $ 218,000 | $ 218,000 | $ 82,000 |
| Elizabethtown, KY | 1 | $ 30,000 | $ 30,000 | $ 96,000 |
| Flagstaff, AZ | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| Fresno, CA | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Gainesville, FL | 1 | $ 236,000 | $ 236,000 | $ 150,000 |
| Greensboro-High Point, NC | 1 | $ 386,000 | $ 386,000 | $ 215,000 |
| Greenville, NC | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Harrisburg-Carlisle, PA | 1 | $ 11,000,000 | $ 11,000,000 | $ 0 |
| Huntsville, AL | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| Jacksonville, NC | 1 | $ 272,000 | $ 272,000 | $ 200,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 17,763,000 | $ 17,763,000 | $ 0 |
| Knoxville, TN | 1 | $ 292,000 | $ 292,000 | $ 142,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Lancaster, PA | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Longview, TX | 1 | $ 7,374,000 | $ 7,374,000 | $ 0 |
| Lubbock, TX | 1 | $ 18,354,000 | $ 18,354,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 176,000 | $ 176,000 | $ 83,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 1,197,000 | $ 1,197,000 | $ 0 |
| Memphis, TN-MS-AR | 1 | $ 200,000 | $ 200,000 | $ 787,000 |
| Midland, TX | 1 | $ 6,442,000 | $ 6,442,000 | $ 0 |
| Missoula, MT | 1 | $ 186,000 | $ 186,000 | $ 396,000 |
| Muskegon-Norton Shores, MI | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Ocala, FL | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 110,000 | $ 110,000 | $ 318,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Prescott, AZ | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Raleigh-Cary, NC | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| Redding, CA | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 299,000 | $ 299,000 | $ 102,000 |
| San Angelo, TX | 1 | $ 4,923,000 | $ 4,923,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 417,000 | $ 417,000 | $ 537,000 |
| Santa Fe, NM | 1 | $ 71,000 | $ 71,000 | $ 165,000 |
| Sherman-Denison, TX | 1 | $ 3,583,000 | $ 3,583,000 | $ 0 |
| Spartanburg, SC | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Springfield, MA | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Tulsa, OK | 1 | $ 3,320,000 | $ 3,320,000 | $ 0 |
| Tyler, TX | 1 | $ 7,085,000 | $ 7,085,000 | $ 0 |
| Waco, TX | 1 | $ 14,891,000 | $ 14,891,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Wheeling, WV-OH | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Wilmington, DE-MD-NJ | 1 | $ 14,519,000 | $ 14,519,000 | $ 0 |
| Wilmington, NC | 1 | $ 224,000 | $ 224,000 | $ 109,000 |
| Yuma, AZ | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,368 | $5,159,404,000 | $315,000 | $99,999,000 | $100,000 | $6,531,000 |
| Home Purchase | 6,507 | $1,098,089,000 | $168,000 | $5,412,000 | $102,000 | $5,975,000 |
| Home Improvement | 2,541 | $79,836,000 | $31,000 | $500,000 | $81,000 | $4,551,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,082 | $2,898,174,000 | $169,000 | $5,412,000 | $101,000 | $6,531,000 |
| Not Provided | 5,391 | $1,011,146,000 | $187,000 | $6,000,000 | $102,000 | $5,975,000 |
| Black or African American | 1,043 | $108,082,000 | $103,000 | $781,000 | $65,000 | $1,400,000 |
| Hispanic | 932 | $143,091,000 | $153,000 | $2,000,000 | $74,000 | $1,457,000 |
| Asian | 639 | $136,218,000 | $213,000 | $3,500,000 | $120,000 | $2,943,000 |
| Not applicable | 203 | $2,023,787,000 | $9,969,000 | $99,999,000 | $0 | $0 |
| American Indian or Alaskan Native | 103 | $13,590,000 | $131,000 | $500,000 | $95,000 | $1,851,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $3,241,000 | $140,000 | $418,000 | $94,000 | $656,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,572 | $5,345,784,000 | $259,000 | $99,999,000 | $107,000 | $6,531,000 |
| FHA-insured (Federal Housing Administration) | 4,465 | $922,300,000 | $206,000 | $32,000,000 | $64,000 | $3,120,000 |
| VA-guaranteed (Veterans Administration) | 357 | $65,580,000 | $183,000 | $475,000 | $64,000 | $720,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $3,665,000 | $166,000 | $479,000 | $86,000 | $232,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,553 | $2,762,892,000 | $239,000 | $50,000,000 | $103,000 | $6,531,000 |
| Application Denied By Financial Institution | 6,009 | $1,067,592,000 | $177,000 | $62,000,000 | $86,000 | $3,579,000 |
| Application Approved But Not Accepted | 5,096 | $1,946,796,000 | $382,000 | $99,999,000 | $97,000 | $6,531,000 |
| Application Withdrawn By Applicant | 2,265 | $455,422,000 | $201,000 | $3,500,000 | $112,000 | $3,636,000 |
| File Closed For Incompleteness | 493 | $104,627,000 | $212,000 | $1,238,000 | $104,000 | $1,681,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,881 | $157,346,000 | $83,000 | $1,720,000 | $79,000 | $3,579,000 |
| Collateral | 1,683 | $308,501,000 | $183,000 | $1,800,000 | $103,000 | $2,159,000 |
| Debt-To-Income Ratio | 1,542 | $275,836,000 | $178,000 | $5,412,000 | $58,000 | $1,193,000 |
| Other | 628 | $179,207,000 | $285,000 | $62,000,000 | $123,000 | $1,457,000 |
| Credit Application Incomplete | 127 | $28,268,000 | $222,000 | $1,760,000 | $130,000 | $1,376,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 61 | $102,770,000 | $1,684,000 | $32,667,000 | $96,000 | $1,358,000 |
| Unverifiable Information | 48 | $9,703,000 | $202,000 | $712,000 | $98,000 | $500,000 |
| Employment History | 31 | $4,036,000 | $130,000 | $626,000 | $69,000 | $215,000 |
| Mortgage Insurance Denied | 8 | $1,925,000 | $240,000 | $364,000 | $93,000 | $166,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About