Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Kinecta 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,504 |
| Total Mortgage Loan Application Amount | $1,266,430,000 |
| Average Mortgage Loan Application Amount | $524,333 |
| Highest Mortgage Loan Application Amount | $4,705,000 |
| Average Applicant Income | $169,000 |
| Highest Applicant Income | $2,882,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,170 | $ 575,310,000 | $ 491,000 | $ 151,000 |
| Orange County California | 467 | $ 301,625,000 | $ 645,000 | $ 198,000 |
| Riverside County California | 127 | $ 45,675,000 | $ 359,000 | $ 135,000 |
| San Bernardino County California | 99 | $ 34,555,000 | $ 349,000 | $ 123,000 |
| Ventura County California | 69 | $ 32,625,000 | $ 472,000 | $ 137,000 |
| San Diego County California | 53 | $ 40,655,000 | $ 767,000 | $ 269,000 |
| Maricopa County Arizona | 44 | $ 10,790,000 | $ 245,000 | $ 113,000 |
| Santa Barbara County California | 42 | $ 24,520,000 | $ 583,000 | $ 148,000 |
| San Luis Obispo County California | 25 | $ 17,735,000 | $ 709,000 | $ 469,000 |
| Clark County Nevada | 22 | $ 5,140,000 | $ 233,000 | $ 108,000 |
| Kern County California | 20 | $ 4,520,000 | $ 226,000 | $ 112,000 |
| Santa Clara County California | 17 | $ 15,875,000 | $ 933,000 | $ 281,000 |
| Mohave County Arizona | 16 | $ 3,300,000 | $ 206,000 | $ 113,000 |
| Sacramento County California | 14 | $ 4,430,000 | $ 316,000 | $ 151,000 |
| Contra Costa County California | 13 | $ 7,435,000 | $ 571,000 | $ 140,000 |
| Alameda County California | 11 | $ 7,475,000 | $ 679,000 | $ 190,000 |
| San Joaquin County California | 11 | $ 5,215,000 | $ 474,000 | $ 118,000 |
| Pima County Arizona | 9 | $ 2,575,000 | $ 286,000 | $ 164,000 |
| King County Washington | 8 | $ 3,540,000 | $ 442,000 | $ 135,000 |
| Yavapai County Arizona | 7 | $ 1,835,000 | $ 262,000 | $ 124,000 |
| Stanislaus County California | 7 | $ 4,905,000 | $ 700,000 | $ 168,000 |
| Tulare County California | 7 | $ 5,995,000 | $ 856,000 | $ 99,000 |
| San Mateo County California | 6 | $ 4,020,000 | $ 670,000 | $ 194,000 |
| Douglas County Colorado | 6 | $ 3,250,000 | $ 541,000 | $ 201,000 |
| San Francisco County California | 5 | $ 6,205,000 | $ 1,241,000 | $ 410,000 |
| Sonoma County California | 5 | $ 1,905,000 | $ 381,000 | $ 140,000 |
| Pinal County Arizona | 4 | $ 780,000 | $ 195,000 | $ 85,000 |
| Monterey County California | 4 | $ 5,770,000 | $ 1,442,000 | $ 421,000 |
| Indian River County Florida | 4 | $ 1,990,000 | $ 497,000 | $ 377,000 |
| Miami-Dade County Florida | 4 | $ 1,200,000 | $ 300,000 | $ 90,000 |
| Palm Beach County Florida | 4 | $ 2,440,000 | $ 610,000 | $ 135,000 |
| Washoe County Nevada | 4 | $ 2,500,000 | $ 625,000 | $ 160,000 |
| Fresno County California | 3 | $ 765,000 | $ 255,000 | $ 85,000 |
| Solano County California | 3 | $ 1,455,000 | $ 485,000 | $ 101,000 |
| Broward County Florida | 3 | $ 815,000 | $ 271,000 | $ 96,000 |
| Cuyahoga County Ohio | 3 | $ 295,000 | $ 98,000 | $ 91,000 |
| Grant County Washington | 3 | $ 645,000 | $ 215,000 | $ 71,000 |
| Cochise County Arizona | 2 | $ 350,000 | $ 175,000 | $ 46,000 |
| Yuma County Arizona | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| El Dorado County California | 2 | $ 1,130,000 | $ 565,000 | $ 124,000 |
| Marin County California | 2 | $ 3,920,000 | $ 1,960,000 | $ 461,000 |
| Merced County California | 2 | $ 1,180,000 | $ 590,000 | $ 127,000 |
| Placer County California | 2 | $ 600,000 | $ 300,000 | $ 97,000 |
| Santa Cruz County California | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Yolo County California | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Denver County Colorado | 2 | $ 410,000 | $ 205,000 | $ 141,000 |
| El Paso County Colorado | 2 | $ 1,290,000 | $ 645,000 | $ 165,000 |
| Fairfield County Connecticut | 2 | $ 1,460,000 | $ 730,000 | $ 271,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| St. Lucie County Florida | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Ada County Idaho | 2 | $ 760,000 | $ 380,000 | $ 208,000 |
| McHenry County Illinois | 2 | $ 460,000 | $ 230,000 | $ 142,000 |
| Prince George's County Maryland | 2 | $ 400,000 | $ 200,000 | $ 153,000 |
| Salt Lake County Utah | 2 | $ 800,000 | $ 400,000 | $ 172,000 |
| Washington County Utah | 2 | $ 680,000 | $ 340,000 | $ 180,000 |
| Prince William County Virginia | 2 | $ 150,000 | $ 75,000 | $ 28,000 |
| Clallam County Washington | 2 | $ 570,000 | $ 285,000 | $ 139,000 |
| Gila County Arizona | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Graham County Arizona | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Navajo County Arizona | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Santa Cruz County Arizona | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Amador County California | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Calaveras County California | 1 | $ 365,000 | $ 365,000 | $ 232,000 |
| Madera County California | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Mono County California | 1 | $ 415,000 | $ 415,000 | $ 89,000 |
| Napa County California | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Nevada County California | 1 | $ 805,000 | $ 805,000 | $ 177,000 |
| Adams County Colorado | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Arapahoe County Colorado | 1 | $ 445,000 | $ 445,000 | $ 161,000 |
| Eagle County Colorado | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| Garfield County Colorado | 1 | $ 545,000 | $ 545,000 | $ 123,000 |
| Weld County Colorado | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Litchfield County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 254,000 |
| Middlesex County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| Citrus County Florida | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Hendry County Florida | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Lake County Florida | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Monroe County Florida | 1 | $ 445,000 | $ 445,000 | $ 322,000 |
| Orange County Florida | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Kane County Illinois | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Rock Island County Illinois | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Monroe County Indiana | 1 | $ 165,000 | $ 165,000 | $ 188,000 |
| St. Joseph County Indiana | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Warrick County Indiana | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Johnson County Kansas | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Baltimore City County Maryland | 1 | $ 385,000 | $ 385,000 | $ 68,000 |
| Frederick County Maryland | 1 | $ 355,000 | $ 355,000 | $ 174,000 |
| Howard County Maryland | 1 | $ 585,000 | $ 585,000 | $ 214,000 |
| Montgomery County Maryland | 1 | $ 815,000 | $ 815,000 | $ 284,000 |
| Essex County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Berrien County Michigan | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Cass County Michigan | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Genesee County Michigan | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
| Washington County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 188,000 |
| Henry County Missouri | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Jasper County Missouri | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Johnson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Morgan County Missouri | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| St. Louis City County Missouri | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| Stone County Missouri | 1 | $ 1,005,000 | $ 1,005,000 | $ 269,000 |
| Douglas County Nevada | 1 | $ 255,000 | $ 255,000 | $ 436,000 |
| Nye County Nevada | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Union County New Jersey | 1 | $ 1,265,000 | $ 1,265,000 | $ 2,882,000 |
| Crawford County Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Delaware County Ohio | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Franklin County Ohio | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Mahoning County Ohio | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Medina County Ohio | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Richland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Warren County Ohio | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Jackson County Oregon | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Lane County Oregon | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Polk County Oregon | 1 | $ 425,000 | $ 425,000 | $ 266,000 |
| Bucks County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Blount County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Davidson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 308,000 |
| Utah County Utah | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Chelan County Washington | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Clark County Washington | 1 | $ 265,000 | $ 265,000 | $ 43,000 |
| Kittitas County Washington | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Pierce County Washington | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Skagit County Washington | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Snohomish County Washington | 1 | $ 435,000 | $ 435,000 | $ 132,000 |
| Spokane County Washington | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Whatcom County Washington | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Whitman County Washington | 1 | $ 175,000 | $ 175,000 | $ 1,160,000 |
| Yakima County Washington | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Dane County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 230,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 945 | $468,075,000 | $495,000 | $4,555,000 | $168,000 | $2,722,000 |
| Cash-out Refinancing | 934 | $374,340,000 | $400,000 | $4,705,000 | $126,000 | $2,479,000 |
| Home Purchase | 625 | $424,015,000 | $678,000 | $4,705,000 | $213,000 | $2,882,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,144 | $643,940,000 | $562,000 | $4,705,000 | $186,000 | $2,882,000 |
| Hispanic | 538 | $205,730,000 | $382,000 | $1,375,000 | $119,000 | $1,160,000 |
| Asian | 349 | $181,395,000 | $519,000 | $3,295,000 | $163,000 | $1,166,000 |
| Not Provided | 229 | $122,705,000 | $535,000 | $2,785,000 | $190,000 | $2,479,000 |
| Black or African American | 192 | $73,320,000 | $381,000 | $2,065,000 | $122,000 | $805,000 |
| American Indian or Alaskan Native | 21 | $6,545,000 | $311,000 | $525,000 | $138,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $5,015,000 | $385,000 | $595,000 | $124,000 | $240,000 |
| Not applicable | 10 | $24,990,000 | $2,499,000 | $4,705,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,404 | $1,231,300,000 | $512,000 | $4,705,000 | $166,000 | $2,882,000 |
| FHA-insured (Federal Housing Administration) | 96 | $33,760,000 | $351,000 | $735,000 | $94,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,370,000 | $342,000 | $515,000 | $105,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,583 | $819,595,000 | $517,000 | $4,705,000 | $174,000 | $2,882,000 |
| Application Withdrawn By Applicant | 537 | $250,605,000 | $466,000 | $4,005,000 | $148,000 | $1,500,000 |
| Application Denied By Financial Institution | 178 | $90,910,000 | $510,000 | $4,705,000 | $132,000 | $797,000 |
| File Closed For Incompleteness | 127 | $58,015,000 | $456,000 | $3,005,000 | $145,000 | $1,000,000 |
| Preapproval Denied by Financial Institution | 33 | $20,075,000 | $608,000 | $2,085,000 | $144,000 | $592,000 |
| Preapproval Approved but not Accepted | 32 | $18,720,000 | $585,000 | $1,755,000 | $164,000 | $606,000 |
| Application Approved But Not Accepted | 14 | $8,510,000 | $607,000 | $1,355,000 | $202,000 | $460,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,293 | $1,155,445,000 | $503,000 | $4,705,000 | $166,000 | $2,882,000 |
| Debt-To-Income Ratio | 89 | $46,455,000 | $521,000 | $2,495,000 | $103,000 | $368,000 |
| Unverifiable Information | 48 | $21,220,000 | $442,000 | $2,085,000 | $144,000 | $592,000 |
| Credit History | 27 | $13,755,000 | $509,000 | $4,555,000 | $122,000 | $352,000 |
| Collateral | 26 | $14,240,000 | $547,000 | $2,815,000 | $185,000 | $595,000 |
| Credit Application Incomplete | 9 | $4,315,000 | $479,000 | $1,195,000 | $130,000 | $278,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $5,140,000 | $642,000 | $775,000 | $160,000 | $228,000 |
| Other | 4 | $5,860,000 | $1,465,000 | $4,705,000 | $375,000 | $797,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.