Ladera Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Ladera Lending, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Sacramento, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 14,438 |
| Total Mortgage Loan Application Amount | $5,284,590,000 |
| Average Mortgage Loan Application Amount | $336,250 |
| Highest Mortgage Loan Application Amount | $11,755,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $3,784,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Ladera Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ladera Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Ladera Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ladera Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ladera Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ladera Lending, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,505 | $ 616,855,000 | $ 409,000 | $ 133,000 |
| Orange County California | 1,009 | $ 434,965,000 | $ 431,000 | $ 151,000 |
| Riverside County California | 649 | $ 221,575,000 | $ 341,000 | $ 113,000 |
| San Diego County California | 517 | $ 198,945,000 | $ 384,000 | $ 122,000 |
| Maricopa County Arizona | 464 | $ 139,740,000 | $ 301,000 | $ 118,000 |
| Clark County Nevada | 402 | $ 118,960,000 | $ 295,000 | $ 120,000 |
| San Bernardino County California | 389 | $ 126,325,000 | $ 324,000 | $ 117,000 |
| King County Washington | 373 | $ 148,085,000 | $ 397,000 | $ 150,000 |
| Alameda County California | 324 | $ 143,500,000 | $ 442,000 | $ 155,000 |
| Contra Costa County California | 270 | $ 111,380,000 | $ 412,000 | $ 148,000 |
| Santa Clara County California | 267 | $ 118,745,000 | $ 444,000 | $ 161,000 |
| Sacramento County California | 252 | $ 77,940,000 | $ 309,000 | $ 124,000 |
| Ventura County California | 192 | $ 74,970,000 | $ 390,000 | $ 122,000 |
| Snohomish County Washington | 159 | $ 59,535,000 | $ 374,000 | $ 132,000 |
| San Mateo County California | 136 | $ 62,600,000 | $ 460,000 | $ 166,000 |
| San Joaquin County California | 111 | $ 38,035,000 | $ 342,000 | $ 118,000 |
| Washoe County Nevada | 106 | $ 33,770,000 | $ 318,000 | $ 126,000 |
| Placer County California | 104 | $ 37,960,000 | $ 365,000 | $ 132,000 |
| Pierce County Washington | 103 | $ 33,755,000 | $ 327,000 | $ 112,000 |
| Multnomah County Oregon | 100 | $ 34,700,000 | $ 347,000 | $ 126,000 |
| Fresno County California | 98 | $ 26,930,000 | $ 274,000 | $ 110,000 |
| San Francisco County California | 93 | $ 42,915,000 | $ 461,000 | $ 170,000 |
| Solano County California | 93 | $ 33,285,000 | $ 357,000 | $ 117,000 |
| Sonoma County California | 88 | $ 35,470,000 | $ 403,000 | $ 127,000 |
| Mecklenburg County North Carolina | 87 | $ 28,225,000 | $ 324,000 | $ 142,000 |
| Washington County Oregon | 87 | $ 30,655,000 | $ 352,000 | $ 131,000 |
| Kern County California | 84 | $ 20,920,000 | $ 249,000 | $ 113,000 |
| San Luis Obispo County California | 78 | $ 32,650,000 | $ 418,000 | $ 159,000 |
| Wake County North Carolina | 78 | $ 26,900,000 | $ 344,000 | $ 148,000 |
| Stanislaus County California | 75 | $ 20,605,000 | $ 274,000 | $ 106,000 |
| Santa Barbara County California | 71 | $ 25,055,000 | $ 352,000 | $ 107,000 |
| Bergen County New Jersey | 71 | $ 27,185,000 | $ 382,000 | $ 161,000 |
| Middlesex County Massachusetts | 70 | $ 27,190,000 | $ 388,000 | $ 154,000 |
| Monmouth County New Jersey | 68 | $ 24,470,000 | $ 359,000 | $ 177,000 |
| Arapahoe County Colorado | 67 | $ 22,955,000 | $ 342,000 | $ 114,000 |
| Clark County Washington | 67 | $ 21,705,000 | $ 323,000 | $ 151,000 |
| Jefferson County Colorado | 66 | $ 21,460,000 | $ 325,000 | $ 127,000 |
| Pima County Arizona | 65 | $ 18,205,000 | $ 280,000 | $ 122,000 |
| Clackamas County Oregon | 65 | $ 22,645,000 | $ 348,000 | $ 137,000 |
| Denver County Colorado | 61 | $ 22,645,000 | $ 371,000 | $ 154,000 |
| Santa Cruz County California | 58 | $ 25,350,000 | $ 437,000 | $ 147,000 |
| Monterey County California | 55 | $ 21,495,000 | $ 390,000 | $ 128,000 |
| El Paso County Colorado | 55 | $ 18,455,000 | $ 335,000 | $ 110,000 |
| Middlesex County New Jersey | 53 | $ 17,825,000 | $ 336,000 | $ 160,000 |
| Douglas County Colorado | 52 | $ 18,990,000 | $ 365,000 | $ 146,000 |
| Montgomery County Maryland | 51 | $ 19,545,000 | $ 383,000 | $ 143,000 |
| El Dorado County California | 50 | $ 17,420,000 | $ 348,000 | $ 142,000 |
| Broward County Florida | 47 | $ 15,655,000 | $ 333,000 | $ 139,000 |
| Palm Beach County Florida | 47 | $ 16,375,000 | $ 348,000 | $ 164,000 |
| Marin County California | 46 | $ 20,120,000 | $ 437,000 | $ 154,000 |
| Boulder County Colorado | 45 | $ 16,045,000 | $ 356,000 | $ 112,000 |
| Kitsap County Washington | 44 | $ 14,790,000 | $ 336,000 | $ 115,000 |
| Ocean County New Jersey | 41 | $ 14,215,000 | $ 346,000 | $ 159,000 |
| Union County New Jersey | 37 | $ 12,295,000 | $ 332,000 | $ 172,000 |
| Miami-Dade County Florida | 36 | $ 11,030,000 | $ 306,000 | $ 128,000 |
| Merced County California | 35 | $ 10,425,000 | $ 297,000 | $ 79,000 |
| Spokane County Washington | 35 | $ 10,305,000 | $ 294,000 | $ 107,000 |
| Pinal County Arizona | 34 | $ 8,000,000 | $ 235,000 | $ 80,000 |
| Norfolk County Massachusetts | 34 | $ 13,830,000 | $ 406,000 | $ 166,000 |
| Morris County New Jersey | 34 | $ 12,220,000 | $ 359,000 | $ 183,000 |
| Adams County Colorado | 33 | $ 9,735,000 | $ 295,000 | $ 91,000 |
| Mohave County Arizona | 32 | $ 8,360,000 | $ 261,000 | $ 115,000 |
| Yavapai County Arizona | 32 | $ 10,000,000 | $ 312,000 | $ 92,000 |
| Weld County Colorado | 31 | $ 8,685,000 | $ 280,000 | $ 115,000 |
| Butte County California | 30 | $ 9,520,000 | $ 317,000 | $ 116,000 |
| Tulare County California | 30 | $ 8,050,000 | $ 268,000 | $ 110,000 |
| Essex County Massachusetts | 29 | $ 10,475,000 | $ 361,000 | $ 133,000 |
| Plymouth County Massachusetts | 29 | $ 10,845,000 | $ 373,000 | $ 141,000 |
| Union County North Carolina | 29 | $ 9,495,000 | $ 327,000 | $ 151,000 |
| Whatcom County Washington | 29 | $ 9,715,000 | $ 335,000 | $ 114,000 |
| Essex County New Jersey | 28 | $ 10,360,000 | $ 370,000 | $ 150,000 |
| Napa County California | 27 | $ 10,195,000 | $ 377,000 | $ 150,000 |
| Larimer County Colorado | 27 | $ 8,925,000 | $ 330,000 | $ 99,000 |
| Anne Arundel County Maryland | 27 | $ 11,025,000 | $ 408,000 | $ 153,000 |
| Hudson County New Jersey | 27 | $ 10,085,000 | $ 373,000 | $ 146,000 |
| Yolo County California | 26 | $ 8,530,000 | $ 328,000 | $ 135,000 |
| Orange County Florida | 26 | $ 8,170,000 | $ 314,000 | $ 137,000 |
| Thurston County Washington | 26 | $ 7,760,000 | $ 298,000 | $ 129,000 |
| Prince George's County Maryland | 24 | $ 9,260,000 | $ 385,000 | $ 115,000 |
| Passaic County New Jersey | 24 | $ 7,230,000 | $ 301,000 | $ 132,000 |
| Lee County Florida | 23 | $ 6,315,000 | $ 274,000 | $ 139,000 |
| Pinellas County Florida | 23 | $ 8,155,000 | $ 354,000 | $ 130,000 |
| Barnstable County Massachusetts | 23 | $ 7,605,000 | $ 330,000 | $ 152,000 |
| Worcester County Massachusetts | 23 | $ 8,175,000 | $ 355,000 | $ 140,000 |
| Nevada County California | 22 | $ 7,140,000 | $ 324,000 | $ 106,000 |
| Shasta County California | 22 | $ 5,740,000 | $ 260,000 | $ 124,000 |
| Howard County Maryland | 22 | $ 7,780,000 | $ 353,000 | $ 163,000 |
| Somerset County New Jersey | 22 | $ 8,560,000 | $ 389,000 | $ 182,000 |
| Travis County Texas | 22 | $ 8,050,000 | $ 365,000 | $ 136,000 |
| Cabarrus County North Carolina | 21 | $ 6,605,000 | $ 314,000 | $ 139,000 |
| Deschutes County Oregon | 21 | $ 7,145,000 | $ 340,000 | $ 111,000 |
| Marion County Oregon | 21 | $ 5,755,000 | $ 274,000 | $ 97,000 |
| Benton County Washington | 21 | $ 6,545,000 | $ 311,000 | $ 102,000 |
| Lane County Oregon | 20 | $ 5,470,000 | $ 273,000 | $ 98,000 |
| San Benito County California | 19 | $ 7,735,000 | $ 407,000 | $ 119,000 |
| Eagle County Colorado | 18 | $ 7,060,000 | $ 392,000 | $ 116,000 |
| Bristol County Massachusetts | 18 | $ 6,120,000 | $ 340,000 | $ 124,000 |
| Suffolk County Massachusetts | 18 | $ 6,670,000 | $ 370,000 | $ 164,000 |
| Mercer County New Jersey | 18 | $ 5,570,000 | $ 309,000 | $ 298,000 |
| Brevard County Florida | 17 | $ 5,365,000 | $ 315,000 | $ 152,000 |
| Douglas County Nevada | 17 | $ 5,935,000 | $ 349,000 | $ 109,000 |
| Jackson County Oregon | 17 | $ 5,075,000 | $ 298,000 | $ 117,000 |
| Hillsborough County Florida | 16 | $ 4,590,000 | $ 286,000 | $ 110,000 |
| Collier County Florida | 15 | $ 4,985,000 | $ 332,000 | $ 139,000 |
| Frederick County Maryland | 15 | $ 5,075,000 | $ 338,000 | $ 106,000 |
| Buncombe County North Carolina | 15 | $ 4,715,000 | $ 314,000 | $ 99,000 |
| Harris County Texas | 15 | $ 3,895,000 | $ 259,000 | $ 194,000 |
| Sutter County California | 14 | $ 3,710,000 | $ 265,000 | $ 133,000 |
| Lyon County Nevada | 14 | $ 3,700,000 | $ 264,000 | $ 128,000 |
| Tarrant County Texas | 14 | $ 3,850,000 | $ 275,000 | $ 105,000 |
| Calaveras County California | 13 | $ 3,465,000 | $ 266,000 | $ 100,000 |
| Duval County Florida | 13 | $ 3,405,000 | $ 261,000 | $ 86,000 |
| Carson City County Nevada | 13 | $ 3,825,000 | $ 294,000 | $ 90,000 |
| Dallas County Texas | 13 | $ 4,135,000 | $ 318,000 | $ 146,000 |
| Island County Washington | 13 | $ 4,545,000 | $ 349,000 | $ 105,000 |
| Imperial County California | 12 | $ 2,950,000 | $ 245,000 | $ 98,000 |
| Garfield County Colorado | 12 | $ 3,620,000 | $ 301,000 | $ 119,000 |
| Pasco County Florida | 12 | $ 6,720,000 | $ 560,000 | $ 140,000 |
| Seminole County Florida | 12 | $ 3,410,000 | $ 284,000 | $ 126,000 |
| Burlington County New Jersey | 12 | $ 3,920,000 | $ 326,000 | $ 165,000 |
| Durham County North Carolina | 12 | $ 3,180,000 | $ 265,000 | $ 102,000 |
| Guilford County North Carolina | 12 | $ 3,620,000 | $ 301,000 | $ 160,000 |
| Collin County Texas | 12 | $ 3,360,000 | $ 280,000 | $ 273,000 |
| Kittitas County Washington | 12 | $ 3,410,000 | $ 284,000 | $ 91,000 |
| Skagit County Washington | 12 | $ 3,680,000 | $ 306,000 | $ 107,000 |
| Mendocino County California | 11 | $ 3,195,000 | $ 290,000 | $ 82,000 |
| Cape May County New Jersey | 11 | $ 3,615,000 | $ 328,000 | $ 142,000 |
| Brunswick County North Carolina | 11 | $ 3,235,000 | $ 294,000 | $ 125,000 |
| New Hanover County North Carolina | 11 | $ 3,825,000 | $ 347,000 | $ 109,000 |
| Coconino County Arizona | 10 | $ 3,030,000 | $ 303,000 | $ 95,000 |
| Mesa County Colorado | 10 | $ 3,200,000 | $ 320,000 | $ 131,000 |
| Osceola County Florida | 10 | $ 2,480,000 | $ 248,000 | $ 106,000 |
| Sarasota County Florida | 10 | $ 3,240,000 | $ 324,000 | $ 140,000 |
| Dare County North Carolina | 10 | $ 3,270,000 | $ 327,000 | $ 215,000 |
| Iredell County North Carolina | 10 | $ 3,300,000 | $ 330,000 | $ 129,000 |
| Benton County Oregon | 10 | $ 3,100,000 | $ 310,000 | $ 144,000 |
| Bexar County Texas | 10 | $ 3,240,000 | $ 324,000 | $ 159,000 |
| Fort Bend County Texas | 10 | $ 3,380,000 | $ 338,000 | $ 167,000 |
| Amador County California | 9 | $ 2,555,000 | $ 283,000 | $ 108,000 |
| St. Johns County Florida | 9 | $ 2,965,000 | $ 329,000 | $ 145,000 |
| Baltimore County Maryland | 9 | $ 2,535,000 | $ 281,000 | $ 142,000 |
| Carroll County Maryland | 9 | $ 2,845,000 | $ 316,000 | $ 135,000 |
| Harford County Maryland | 9 | $ 2,865,000 | $ 318,000 | $ 156,000 |
| Nye County Nevada | 9 | $ 2,215,000 | $ 246,000 | $ 103,000 |
| Carteret County North Carolina | 9 | $ 2,515,000 | $ 279,000 | $ 115,000 |
| Chatham County North Carolina | 9 | $ 3,375,000 | $ 375,000 | $ 128,000 |
| Henderson County North Carolina | 9 | $ 3,215,000 | $ 357,000 | $ 119,000 |
| Lincoln County North Carolina | 9 | $ 3,075,000 | $ 341,000 | $ 103,000 |
| Yuma County Arizona | 8 | $ 2,130,000 | $ 266,000 | $ 95,000 |
| Tuolumne County California | 8 | $ 2,420,000 | $ 302,000 | $ 120,000 |
| Broomfield County Colorado | 8 | $ 2,520,000 | $ 315,000 | $ 139,000 |
| Martin County Florida | 8 | $ 2,630,000 | $ 328,000 | $ 140,000 |
| Camden County New Jersey | 8 | $ 2,280,000 | $ 285,000 | $ 115,000 |
| Gaston County North Carolina | 8 | $ 1,910,000 | $ 238,000 | $ 108,000 |
| Orange County North Carolina | 8 | $ 2,530,000 | $ 316,000 | $ 155,000 |
| Williamson County Tennessee | 8 | $ 2,940,000 | $ 367,000 | $ 124,000 |
| Williamson County Texas | 8 | $ 2,490,000 | $ 311,000 | $ 95,000 |
| Clallam County Washington | 8 | $ 2,710,000 | $ 338,000 | $ 116,000 |
| Cowlitz County Washington | 8 | $ 2,610,000 | $ 326,000 | $ 123,000 |
| Lewis County Washington | 8 | $ 2,430,000 | $ 303,000 | $ 83,000 |
| Mason County Washington | 8 | $ 2,490,000 | $ 311,000 | $ 123,000 |
| Yakima County Washington | 8 | $ 1,890,000 | $ 236,000 | $ 102,000 |
| Kings County California | 7 | $ 1,905,000 | $ 272,000 | $ 237,000 |
| Madera County California | 7 | $ 1,955,000 | $ 279,000 | $ 101,000 |
| Yuba County California | 7 | $ 2,225,000 | $ 317,000 | $ 115,000 |
| Santa Rosa County Florida | 7 | $ 2,045,000 | $ 292,000 | $ 121,000 |
| St. Lucie County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 80,000 |
| Charles County Maryland | 7 | $ 2,475,000 | $ 353,000 | $ 82,000 |
| Warren County New Jersey | 7 | $ 1,975,000 | $ 282,000 | $ 178,000 |
| Forsyth County North Carolina | 7 | $ 1,775,000 | $ 253,000 | $ 192,000 |
| Linn County Oregon | 7 | $ 1,615,000 | $ 230,000 | $ 87,000 |
| Davidson County Tennessee | 7 | $ 2,695,000 | $ 385,000 | $ 192,000 |
| Chelan County Washington | 7 | $ 2,695,000 | $ 385,000 | $ 99,000 |
| Navajo County Arizona | 6 | $ 1,440,000 | $ 240,000 | $ 84,000 |
| Humboldt County California | 6 | $ 1,470,000 | $ 245,000 | $ 91,000 |
| Mono County California | 6 | $ 1,630,000 | $ 271,000 | $ 132,000 |
| Plumas County California | 6 | $ 2,020,000 | $ 336,000 | $ 199,000 |
| Siskiyou County California | 6 | $ 1,070,000 | $ 178,000 | $ 83,000 |
| Tehama County California | 6 | $ 1,900,000 | $ 316,000 | $ 185,000 |
| Polk County Florida | 6 | $ 2,120,000 | $ 353,000 | $ 100,000 |
| Volusia County Florida | 6 | $ 1,750,000 | $ 291,000 | $ 113,000 |
| Atlantic County New Jersey | 6 | $ 1,350,000 | $ 225,000 | $ 100,000 |
| Crook County Oregon | 6 | $ 1,860,000 | $ 310,000 | $ 122,000 |
| Polk County Oregon | 6 | $ 1,830,000 | $ 305,000 | $ 94,000 |
| Denton County Texas | 6 | $ 1,710,000 | $ 285,000 | $ 121,000 |
| Galveston County Texas | 6 | $ 2,290,000 | $ 381,000 | $ 219,000 |
| Montgomery County Texas | 6 | $ 1,500,000 | $ 250,000 | $ 194,000 |
| Park County Colorado | 5 | $ 1,525,000 | $ 305,000 | $ 109,000 |
| Pueblo County Colorado | 5 | $ 865,000 | $ 173,000 | $ 64,000 |
| Teller County Colorado | 5 | $ 1,415,000 | $ 283,000 | $ 94,000 |
| Elko County Nevada | 5 | $ 1,025,000 | $ 205,000 | $ 103,000 |
| Gloucester County New Jersey | 5 | $ 1,475,000 | $ 295,000 | $ 245,000 |
| Hunterdon County New Jersey | 5 | $ 1,625,000 | $ 325,000 | $ 255,000 |
| Watauga County North Carolina | 5 | $ 1,835,000 | $ 367,000 | $ 121,000 |
| Coos County Oregon | 5 | $ 985,000 | $ 197,000 | $ 66,000 |
| Yamhill County Oregon | 5 | $ 1,485,000 | $ 297,000 | $ 77,000 |
| Comal County Texas | 5 | $ 1,705,000 | $ 341,000 | $ 119,000 |
| Guadalupe County Texas | 5 | $ 1,375,000 | $ 275,000 | $ 109,000 |
| Franklin County Washington | 5 | $ 1,035,000 | $ 207,000 | $ 74,000 |
| Grant County Washington | 5 | $ 1,415,000 | $ 283,000 | $ 124,000 |
| Whitman County Washington | 5 | $ 1,685,000 | $ 337,000 | $ 113,000 |
| Gila County Arizona | 4 | $ 850,000 | $ 212,000 | $ 73,000 |
| Archuleta County Colorado | 4 | $ 940,000 | $ 235,000 | $ 86,000 |
| Delta County Colorado | 4 | $ 950,000 | $ 237,000 | $ 80,000 |
| Gunnison County Colorado | 4 | $ 1,710,000 | $ 427,000 | $ 219,000 |
| Routt County Colorado | 4 | $ 1,060,000 | $ 265,000 | $ 93,000 |
| Summit County Colorado | 4 | $ 1,660,000 | $ 415,000 | $ 173,000 |
| Escambia County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 135,000 |
| Lake County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 117,000 |
| Umatilla County Oregon | 4 | $ 980,000 | $ 245,000 | $ 92,000 |
| Sumner County Tennessee | 4 | $ 840,000 | $ 210,000 | $ 111,000 |
| Douglas County Washington | 4 | $ 1,260,000 | $ 315,000 | $ 109,000 |
| Grays Harbor County Washington | 4 | $ 780,000 | $ 195,000 | $ 64,000 |
| Walla Walla County Washington | 4 | $ 1,170,000 | $ 292,000 | $ 105,000 |
| Cochise County Arizona | 3 | $ 695,000 | $ 231,000 | $ 45,000 |
| La Paz County Arizona | 3 | $ 975,000 | $ 325,000 | $ 104,000 |
| Colusa County California | 3 | $ 905,000 | $ 301,000 | $ 298,000 |
| Lake County California | 3 | $ 865,000 | $ 288,000 | $ 128,000 |
| La Plata County Colorado | 3 | $ 985,000 | $ 328,000 | $ 95,000 |
| Clay County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 93,000 |
| Manatee County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 144,000 |
| Monroe County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 133,000 |
| Okaloosa County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 101,000 |
| Walton County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 118,000 |
| Berkshire County Massachusetts | 3 | $ 1,015,000 | $ 338,000 | $ 126,000 |
| Sussex County New Jersey | 3 | $ 855,000 | $ 285,000 | $ 160,000 |
| Catawba County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 135,000 |
| Craven County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 71,000 |
| Davidson County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 108,000 |
| Haywood County North Carolina | 3 | $ 1,125,000 | $ 375,000 | $ 98,000 |
| Johnston County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 78,000 |
| Rowan County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 149,000 |
| Clatsop County Oregon | 3 | $ 775,000 | $ 258,000 | $ 79,000 |
| Columbia County Oregon | 3 | $ 615,000 | $ 205,000 | $ 80,000 |
| Douglas County Oregon | 3 | $ 645,000 | $ 215,000 | $ 98,000 |
| Blount County Tennessee | 3 | $ 995,000 | $ 331,000 | $ 150,000 |
| Knox County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 113,000 |
| Shelby County Tennessee | 3 | $ 945,000 | $ 315,000 | $ 271,000 |
| Brazoria County Texas | 3 | $ 815,000 | $ 271,000 | $ 164,000 |
| Chambers County Texas | 3 | $ 545,000 | $ 181,000 | $ 181,000 |
| Hays County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 111,000 |
| Smith County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 122,000 |
| Jefferson County Washington | 3 | $ 835,000 | $ 278,000 | $ 92,000 |
| San Juan County Washington | 3 | $ 955,000 | $ 318,000 | $ 134,000 |
| Graham County Arizona | 2 | $ 750,000 | $ 375,000 | $ 69,000 |
| Inyo County California | 2 | $ 640,000 | $ 320,000 | $ 88,000 |
| Mariposa County California | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Trinity County California | 2 | $ 630,000 | $ 315,000 | $ 126,000 |
| Elbert County Colorado | 2 | $ 810,000 | $ 405,000 | $ 137,000 |
| Fremont County Colorado | 2 | $ 660,000 | $ 330,000 | $ 108,000 |
| Grand County Colorado | 2 | $ 690,000 | $ 345,000 | $ 161,000 |
| Lake County Colorado | 2 | $ 280,000 | $ 140,000 | $ 29,000 |
| Montrose County Colorado | 2 | $ 490,000 | $ 245,000 | $ 258,000 |
| Alachua County Florida | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| Bay County Florida | 2 | $ 630,000 | $ 315,000 | $ 39,000 |
| Charlotte County Florida | 2 | $ 510,000 | $ 255,000 | $ 108,000 |
| Columbia County Florida | 2 | $ 650,000 | $ 325,000 | $ 65,000 |
| Franklin County Florida | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| Marion County Florida | 2 | $ 610,000 | $ 305,000 | $ 67,000 |
| Baltimore City County Maryland | 2 | $ 900,000 | $ 450,000 | $ 155,000 |
| Calvert County Maryland | 2 | $ 790,000 | $ 395,000 | $ 153,000 |
| Cecil County Maryland | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Queen Anne's County Maryland | 2 | $ 470,000 | $ 235,000 | $ 99,000 |
| St. Mary's County Maryland | 2 | $ 690,000 | $ 345,000 | $ 163,000 |
| Washington County Maryland | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Franklin County Massachusetts | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Hampshire County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 210,000 |
| Cumberland County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 115,000 |
| Alamance County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| Caldwell County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 53,000 |
| Currituck County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 60,000 |
| Granville County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| Hoke County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 108,000 |
| Jackson County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 118,000 |
| McDowell County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 68,000 |
| Onslow County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 206,000 |
| Polk County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| Transylvania County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 134,000 |
| Wilson County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 127,000 |
| Yancey County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 110,000 |
| Josephine County Oregon | 2 | $ 790,000 | $ 395,000 | $ 137,000 |
| Lincoln County Oregon | 2 | $ 480,000 | $ 240,000 | $ 123,000 |
| Tillamook County Oregon | 2 | $ 590,000 | $ 295,000 | $ 176,000 |
| Hamilton County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 160,000 |
| Sevier County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 116,000 |
| El Paso County Texas | 2 | $ 370,000 | $ 185,000 | $ 137,000 |
| Grayson County Texas | 2 | $ 580,000 | $ 290,000 | $ 123,000 |
| Kaufman County Texas | 2 | $ 640,000 | $ 320,000 | $ 169,000 |
| Lubbock County Texas | 2 | $ 650,000 | $ 325,000 | $ 187,000 |
| Waller County Texas | 2 | $ 830,000 | $ 415,000 | $ 158,000 |
| Asotin County Washington | 2 | $ 490,000 | $ 245,000 | $ 74,000 |
| Klickitat County Washington | 2 | $ 560,000 | $ 280,000 | $ 91,000 |
| Okanogan County Washington | 2 | $ 480,000 | $ 240,000 | $ 59,000 |
| Skamania County Washington | 2 | $ 420,000 | $ 210,000 | $ 40,000 |
| Stevens County Washington | 2 | $ 600,000 | $ 300,000 | $ 660,000 |
| Wahkiakum County Washington | 2 | $ 370,000 | $ 185,000 | $ 49,000 |
| Apache County Arizona | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Glenn County California | 1 | $ 185,000 | $ 185,000 | $ 178,000 |
| Lassen County California | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Custer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Gilpin County Colorado | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Morgan County Colorado | 1 | $ 465,000 | $ 465,000 | $ 90,000 |
| Ouray County Colorado | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Pitkin County Colorado | 1 | $ 405,000 | $ 405,000 | $ 112,000 |
| Yuma County Colorado | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Baker County Florida | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| DeSoto County Florida | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Highlands County Florida | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Indian River County Florida | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 205,000 | $ 205,000 | $ 217,000 |
| Allegany County Maryland | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Kent County Maryland | 1 | $ 475,000 | $ 475,000 | $ 133,000 |
| Dukes County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 99,000 |
| Hampden County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Nantucket County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 136,000 |
| Avery County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Burke County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Clay County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Cleveland County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Columbus County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Cumberland County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| Duplin County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| Franklin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Hyde County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Lee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Macon County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Madison County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Pamlico County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Pender County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Perquimans County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Person County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Randolph County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Surry County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Wilkes County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Curry County Oregon | 1 | $ 455,000 | $ 455,000 | $ 124,000 |
| Claiborne County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Loudon County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 202,000 |
| Maury County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Putnam County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
| Roane County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 228,000 |
| Rutherford County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washington County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 163,000 |
| Ector County Texas | 1 | $ 245,000 | $ 245,000 | $ 175,000 |
| Ellis County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Erath County Texas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Hardin County Texas | 1 | $ 325,000 | $ 325,000 | $ 230,000 |
| Harrison County Texas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Henderson County Texas | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Hidalgo County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Hopkins County Texas | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Hunt County Texas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Johnson County Texas | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Kendall County Texas | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Kleberg County Texas | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Llano County Texas | 1 | $ 435,000 | $ 435,000 | $ 123,000 |
| Midland County Texas | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Nueces County Texas | 1 | $ 235,000 | $ 235,000 | $ 284,000 |
| Parker County Texas | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Polk County Texas | 1 | $ 425,000 | $ 425,000 | $ 500,000 |
| Rockwall County Texas | 1 | $ 295,000 | $ 295,000 | $ 191,000 |
| Victoria County Texas | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Wise County Texas | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Pacific County Washington | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Pend Oreille County Washington | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Albany County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,194 | $3,090,510,000 | $377,000 | $11,755,000 | $116,000 | $3,600,000 |
| Cash-out Refinancing | 5,873 | $2,042,245,000 | $347,000 | $3,785,000 | $118,000 | $2,543,000 |
| Home Purchase | 304 | $141,260,000 | $464,000 | $8,985,000 | $152,000 | $3,784,000 |
| Not Applicable | 67 | $10,575,000 | $157,000 | $455,000 | $6,000 | $210,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,136 | $2,942,310,000 | $361,000 | $11,755,000 | $133,000 | $3,784,000 |
| Not Provided | 3,308 | $1,258,620,000 | $380,000 | $11,005,000 | $71,000 | $1,980,000 |
| Hispanic | 1,528 | $520,660,000 | $340,000 | $3,785,000 | $109,000 | $2,100,000 |
| Asian | 1,158 | $453,300,000 | $391,000 | $3,405,000 | $149,000 | $3,120,000 |
| Black or African American | 263 | $93,055,000 | $353,000 | $905,000 | $110,000 | $383,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $8,650,000 | $393,000 | $625,000 | $125,000 | $220,000 |
| American Indian or Alaskan Native | 19 | $6,465,000 | $340,000 | $515,000 | $116,000 | $247,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,211 | $4,877,455,000 | $369,000 | $11,755,000 | $120,000 | $3,784,000 |
| FHA-insured (Federal Housing Administration) | 622 | $182,980,000 | $294,000 | $3,785,000 | $75,000 | $297,000 |
| VA-guaranteed (Veterans Administration) | 605 | $224,155,000 | $370,000 | $6,835,000 | $72,000 | $3,600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,984 | $2,543,970,000 | $364,000 | $1,185,000 | $131,000 | $3,784,000 |
| Application Withdrawn By Applicant | 6,933 | $2,567,965,000 | $370,000 | $11,755,000 | $105,000 | $3,600,000 |
| Application Denied By Financial Institution | 367 | $113,325,000 | $308,000 | $875,000 | $85,000 | $426,000 |
| Application Approved But Not Accepted | 87 | $31,705,000 | $364,000 | $745,000 | $128,000 | $459,000 |
| File Closed For Incompleteness | 66 | $27,380,000 | $414,000 | $3,785,000 | $70,000 | $312,000 |
| Preapproval Approved but not Accepted | 1 | $245,000 | $245,000 | $245,000 | $47,000 | $47,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,071 | $5,171,265,000 | $367,000 | $11,755,000 | $118,000 | $3,784,000 |
| Debt-To-Income Ratio | 193 | $62,215,000 | $322,000 | $755,000 | $75,000 | $407,000 |
| Other | 65 | $18,555,000 | $285,000 | $875,000 | $76,000 | $299,000 |
| Credit History | 38 | $9,460,000 | $248,000 | $535,000 | $88,000 | $194,000 |
| Employment History | 28 | $9,980,000 | $356,000 | $675,000 | $117,000 | $426,000 |
| Collateral | 27 | $7,725,000 | $286,000 | $755,000 | $106,000 | $408,000 |
| Unverifiable Information | 13 | $4,525,000 | $348,000 | $445,000 | $136,000 | $250,000 |
| Credit Application Incomplete | 2 | $610,000 | $305,000 | $435,000 | $131,000 | $191,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $77,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.