Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Lending 3, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 2,726 |
| Total Mortgage Loan Application Amount | $921,630,000 |
| Average Mortgage Loan Application Amount | $347,400 |
| Highest Mortgage Loan Application Amount | $1,245,000 |
| Average Applicant Income | $51,200 |
| Highest Applicant Income | $3,412,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 653 | $ 293,995,000 | $ 450,000 | $ 106,000 |
| San Bernardino County California | 315 | $ 107,315,000 | $ 340,000 | $ 82,000 |
| Riverside County California | 299 | $ 107,525,000 | $ 359,000 | $ 98,000 |
| Orange County California | 136 | $ 67,410,000 | $ 495,000 | $ 112,000 |
| Maricopa County Arizona | 56 | $ 15,280,000 | $ 272,000 | $ 49,000 |
| San Diego County California | 38 | $ 16,400,000 | $ 431,000 | $ 77,000 |
| Baltimore County Maryland | 37 | $ 9,595,000 | $ 259,000 | $ 82,000 |
| Harris County Texas | 34 | $ 7,700,000 | $ 226,000 | $ 70,000 |
| Bexar County Texas | 29 | $ 5,335,000 | $ 183,000 | $ 34,000 |
| Cook County Illinois | 27 | $ 4,865,000 | $ 180,000 | $ 70,000 |
| Prince George's County Maryland | 27 | $ 8,355,000 | $ 309,000 | $ 74,000 |
| Sacramento County California | 25 | $ 8,795,000 | $ 351,000 | $ 35,000 |
| El Paso County Colorado | 21 | $ 6,395,000 | $ 304,000 | $ 63,000 |
| Pima County Arizona | 20 | $ 4,120,000 | $ 206,000 | $ 26,000 |
| Kern County California | 19 | $ 4,095,000 | $ 215,000 | $ 64,000 |
| Dallas County Texas | 18 | $ 3,310,000 | $ 183,000 | $ 43,000 |
| Tarrant County Texas | 18 | $ 4,140,000 | $ 230,000 | $ 13,000 |
| Duval County Florida | 17 | $ 3,435,000 | $ 202,000 | $ 36,000 |
| Hillsborough County Florida | 17 | $ 4,785,000 | $ 281,000 | $ 77,000 |
| Gwinnett County Georgia | 17 | $ 5,435,000 | $ 319,000 | $ 54,000 |
| Bell County Texas | 17 | $ 3,215,000 | $ 189,000 | $ 41,000 |
| Fulton County Georgia | 16 | $ 3,870,000 | $ 241,000 | $ 63,000 |
| Collin County Texas | 16 | $ 4,700,000 | $ 293,000 | $ 78,000 |
| Adams County Colorado | 14 | $ 4,640,000 | $ 331,000 | $ 66,000 |
| Polk County Florida | 14 | $ 2,720,000 | $ 194,000 | $ 41,000 |
| Mohave County Arizona | 13 | $ 3,175,000 | $ 244,000 | $ 66,000 |
| Ventura County California | 13 | $ 7,165,000 | $ 551,000 | $ 89,000 |
| Cobb County Georgia | 13 | $ 4,015,000 | $ 308,000 | $ 38,000 |
| Baltimore City County Maryland | 13 | $ 2,505,000 | $ 192,000 | $ 35,000 |
| Fresno County California | 12 | $ 3,580,000 | $ 298,000 | $ 78,000 |
| Broward County Florida | 12 | $ 3,710,000 | $ 309,000 | $ 57,000 |
| Henry County Georgia | 12 | $ 3,100,000 | $ 258,000 | $ 51,000 |
| Pinal County Arizona | 11 | $ 3,165,000 | $ 287,000 | $ 22,000 |
| Miami-Dade County Florida | 11 | $ 2,745,000 | $ 249,000 | $ 83,000 |
| Orange County Florida | 11 | $ 2,975,000 | $ 270,000 | $ 49,000 |
| Charles County Maryland | 11 | $ 4,105,000 | $ 373,000 | $ 42,000 |
| Volusia County Florida | 10 | $ 2,210,000 | $ 221,000 | $ 11,000 |
| DeKalb County Georgia | 10 | $ 1,880,000 | $ 188,000 | $ 26,000 |
| Will County Illinois | 10 | $ 2,620,000 | $ 262,000 | $ 88,000 |
| Williamson County Texas | 10 | $ 3,020,000 | $ 302,000 | $ 28,000 |
| San Joaquin County California | 9 | $ 2,885,000 | $ 320,000 | $ 76,000 |
| Solano County California | 9 | $ 3,705,000 | $ 411,000 | $ 93,000 |
| Brevard County Florida | 9 | $ 1,865,000 | $ 207,000 | $ 47,000 |
| Pinellas County Florida | 9 | $ 1,965,000 | $ 218,000 | $ 46,000 |
| Santa Rosa County Florida | 9 | $ 2,185,000 | $ 242,000 | $ 54,000 |
| Carroll County Maryland | 9 | $ 2,285,000 | $ 253,000 | $ 101,000 |
| Harford County Maryland | 9 | $ 2,745,000 | $ 305,000 | $ 0 |
| El Paso County Texas | 9 | $ 1,575,000 | $ 175,000 | $ 23,000 |
| Alameda County California | 8 | $ 3,140,000 | $ 392,000 | $ 94,000 |
| Contra Costa County California | 8 | $ 4,010,000 | $ 501,000 | $ 105,000 |
| Arapahoe County Colorado | 8 | $ 2,690,000 | $ 336,000 | $ 68,000 |
| Clay County Florida | 8 | $ 1,720,000 | $ 215,000 | $ 152,000 |
| Escambia County Florida | 8 | $ 1,320,000 | $ 165,000 | $ 37,000 |
| Palm Beach County Florida | 8 | $ 2,070,000 | $ 258,000 | $ 45,000 |
| Pasco County Florida | 8 | $ 1,820,000 | $ 227,000 | $ 42,000 |
| Yavapai County Arizona | 7 | $ 1,995,000 | $ 285,000 | $ 62,000 |
| Denver County Colorado | 7 | $ 2,345,000 | $ 335,000 | $ 0 |
| Clayton County Georgia | 7 | $ 1,345,000 | $ 192,000 | $ 30,000 |
| Denton County Texas | 7 | $ 1,895,000 | $ 270,000 | $ 54,000 |
| Fort Bend County Texas | 7 | $ 1,475,000 | $ 210,000 | $ 0 |
| Kings County California | 6 | $ 1,790,000 | $ 298,000 | $ 81,000 |
| Hernando County Florida | 6 | $ 1,170,000 | $ 195,000 | $ 46,000 |
| Lake County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 0 |
| Osceola County Florida | 6 | $ 1,940,000 | $ 323,000 | $ 71,000 |
| St. Lucie County Florida | 6 | $ 1,280,000 | $ 213,000 | $ 50,000 |
| Lake County Illinois | 6 | $ 1,680,000 | $ 280,000 | $ 162,000 |
| St. Clair County Illinois | 6 | $ 1,350,000 | $ 225,000 | $ 0 |
| Lane County Oregon | 6 | $ 1,290,000 | $ 215,000 | $ 44,000 |
| Guadalupe County Texas | 6 | $ 1,090,000 | $ 181,000 | $ 0 |
| Yuma County Arizona | 5 | $ 845,000 | $ 169,000 | $ 30,000 |
| Merced County California | 5 | $ 1,715,000 | $ 343,000 | $ 74,000 |
| Sonoma County California | 5 | $ 2,515,000 | $ 503,000 | $ 66,000 |
| Stanislaus County California | 5 | $ 1,805,000 | $ 361,000 | $ 134,000 |
| Weld County Colorado | 5 | $ 1,565,000 | $ 313,000 | $ 118,000 |
| Okaloosa County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 116,000 |
| Seminole County Florida | 5 | $ 1,045,000 | $ 209,000 | $ 31,000 |
| Kane County Illinois | 5 | $ 895,000 | $ 179,000 | $ 89,000 |
| Kendall County Illinois | 5 | $ 1,165,000 | $ 233,000 | $ 98,000 |
| Anne Arundel County Maryland | 5 | $ 1,135,000 | $ 227,000 | $ 27,000 |
| Frederick County Maryland | 5 | $ 1,825,000 | $ 365,000 | $ 36,000 |
| Montgomery County Maryland | 5 | $ 2,375,000 | $ 475,000 | $ 91,000 |
| Klamath County Oregon | 5 | $ 875,000 | $ 175,000 | $ 7,000 |
| Multnomah County Oregon | 5 | $ 1,825,000 | $ 365,000 | $ 276,000 |
| Montgomery County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| Pueblo County Colorado | 4 | $ 750,000 | $ 187,000 | $ 0 |
| Alachua County Florida | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Manatee County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 0 |
| Sarasota County Florida | 4 | $ 860,000 | $ 215,000 | $ 18,000 |
| St. Johns County Florida | 4 | $ 1,310,000 | $ 327,000 | $ 126,000 |
| Bulloch County Georgia | 4 | $ 750,000 | $ 187,000 | $ 60,000 |
| Chatham County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 18,000 |
| Columbia County Georgia | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Douglas County Georgia | 4 | $ 1,070,000 | $ 267,000 | $ 0 |
| Forsyth County Georgia | 4 | $ 890,000 | $ 222,000 | $ 0 |
| Newton County Georgia | 4 | $ 950,000 | $ 237,000 | $ 0 |
| Richmond County Georgia | 4 | $ 590,000 | $ 147,000 | $ 0 |
| Rockdale County Georgia | 4 | $ 730,000 | $ 182,000 | $ 28,000 |
| DuPage County Illinois | 4 | $ 1,010,000 | $ 252,000 | $ 57,000 |
| St. Mary's County Maryland | 4 | $ 1,620,000 | $ 405,000 | $ 68,000 |
| Washington County Maryland | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Deschutes County Oregon | 4 | $ 730,000 | $ 182,000 | $ 73,000 |
| Douglas County Oregon | 4 | $ 850,000 | $ 212,000 | $ 0 |
| Jackson County Oregon | 4 | $ 1,250,000 | $ 312,000 | $ 58,000 |
| Ellis County Texas | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Hidalgo County Texas | 4 | $ 750,000 | $ 187,000 | $ 108,000 |
| Nueces County Texas | 4 | $ 900,000 | $ 225,000 | $ 110,000 |
| Rockwall County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 84,000 |
| Travis County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 63,000 |
| Coconino County Arizona | 3 | $ 535,000 | $ 178,000 | $ 0 |
| Navajo County Arizona | 3 | $ 285,000 | $ 95,000 | $ 23,000 |
| Butte County California | 3 | $ 625,000 | $ 208,000 | $ 42,000 |
| Madera County California | 3 | $ 1,095,000 | $ 365,000 | $ 67,000 |
| San Luis Obispo County California | 3 | $ 1,255,000 | $ 418,000 | $ 0 |
| Tulare County California | 3 | $ 415,000 | $ 138,000 | $ 38,000 |
| La Plata County Colorado | 3 | $ 905,000 | $ 301,000 | $ 114,000 |
| Bay County Florida | 3 | $ 1,605,000 | $ 535,000 | $ 58,000 |
| Flagler County Florida | 3 | $ 905,000 | $ 301,000 | $ 75,000 |
| Lee County Florida | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Marion County Florida | 3 | $ 565,000 | $ 188,000 | $ 31,000 |
| Bartow County Georgia | 3 | $ 465,000 | $ 155,000 | $ 68,000 |
| Camden County Georgia | 3 | $ 345,000 | $ 115,000 | $ 33,000 |
| Fayette County Georgia | 3 | $ 705,000 | $ 235,000 | $ 49,000 |
| Muscogee County Georgia | 3 | $ 705,000 | $ 235,000 | $ 64,000 |
| Tift County Georgia | 3 | $ 515,000 | $ 171,000 | $ 57,000 |
| Walker County Georgia | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Walton County Georgia | 3 | $ 785,000 | $ 261,000 | $ 36,000 |
| Wicomico County Maryland | 3 | $ 615,000 | $ 205,000 | $ 70,000 |
| Marion County Oregon | 3 | $ 625,000 | $ 208,000 | $ 30,000 |
| Brazoria County Texas | 3 | $ 785,000 | $ 261,000 | $ 92,000 |
| Galveston County Texas | 3 | $ 725,000 | $ 241,000 | $ 56,000 |
| Kaufman County Texas | 3 | $ 665,000 | $ 221,000 | $ 0 |
| Madison County Alabama | 2 | $ 660,000 | $ 330,000 | $ 90,000 |
| Cochise County Arizona | 2 | $ 250,000 | $ 125,000 | $ 20,000 |
| Amador County California | 2 | $ 570,000 | $ 285,000 | $ 29,000 |
| Lake County California | 2 | $ 500,000 | $ 250,000 | $ 54,000 |
| Placer County California | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Santa Barbara County California | 2 | $ 790,000 | $ 395,000 | $ 105,000 |
| Santa Clara County California | 2 | $ 1,140,000 | $ 570,000 | $ 107,000 |
| Tuolumne County California | 2 | $ 330,000 | $ 165,000 | $ 123,000 |
| Yolo County California | 2 | $ 1,010,000 | $ 505,000 | $ 204,000 |
| Fremont County Colorado | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Larimer County Colorado | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Charlotte County Florida | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Dixie County Florida | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Nassau County Florida | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| Carroll County Georgia | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Coweta County Georgia | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Dougherty County Georgia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Hall County Georgia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Liberty County Georgia | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Marion County Illinois | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Randolph County Illinois | 2 | $ 280,000 | $ 140,000 | $ 101,000 |
| Rock Island County Illinois | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Winnebago County Illinois | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Calvert County Maryland | 2 | $ 630,000 | $ 315,000 | $ 69,000 |
| Howard County Maryland | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Worcester County Maryland | 2 | $ 560,000 | $ 280,000 | $ 150,000 |
| Columbia County Oregon | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Linn County Oregon | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Umatilla County Oregon | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 780,000 | $ 390,000 | $ 22,000 |
| Comal County Texas | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Coryell County Texas | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Hays County Texas | 2 | $ 610,000 | $ 305,000 | $ 147,000 |
| Smith County Texas | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Taylor County Texas | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Houston County Alabama | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Lauderdale County Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Graham County Arizona | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Benton County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Polk County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 56,000 |
| Colusa County California | 1 | $ 655,000 | $ 655,000 | $ 0 |
| El Dorado County California | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Humboldt County California | 1 | $ 425,000 | $ 425,000 | $ 97,000 |
| Imperial County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lassen County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Napa County California | 1 | $ 445,000 | $ 445,000 | $ 245,000 |
| Nevada County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Douglas County Colorado | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Garfield County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Grand County Colorado | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
| Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Morgan County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Rio Grande County Colorado | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Gadsden County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Holmes County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Leon County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Levy County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Martin County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Suwannee County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wakulla County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Barrow County Georgia | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Bibb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bryan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Butts County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Chattooga County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Decatur County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Effingham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Elbert County Georgia | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Floyd County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Glynn County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greene County Georgia | 1 | $ 405,000 | $ 405,000 | $ 600,000 |
| Habersham County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Houston County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jackson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 167,000 |
| Jasper County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Long County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mitchell County Georgia | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Monroe County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Oconee County Georgia | 1 | $ 315,000 | $ 315,000 | $ 152,000 |
| Oglethorpe County Georgia | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Paulding County Georgia | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Peach County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Taylor County Georgia | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Troup County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Warren County Georgia | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Wayne County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Champaign County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clay County Illinois | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Ford County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jersey County Illinois | 1 | $ 545,000 | $ 545,000 | $ 136,000 |
| Kankakee County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Vermilion County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Caroline County Maryland | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Somerset County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Macomb County Michigan | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Wayne County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Coos County Oregon | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Curry County Oregon | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Polk County Oregon | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Union County Oregon | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wallowa County Oregon | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wasco County Oregon | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Yamhill County Oregon | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Bucks County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Dauphin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Lehigh County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| York County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Angelina County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Atascosa County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Bandera County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bastrop County Texas | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Bee County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cameron County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chambers County Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Gray County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Grayson County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hardin County Texas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Jasper County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jefferson County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lamar County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Limestone County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lubbock County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Milam County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Randall County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Rusk County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| San Patricio County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Titus County Texas | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| Tom Green County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wilson County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,585 | $541,065,000 | $341,000 | $1,055,000 | $0 | $0 |
| Refinancing | 459 | $140,185,000 | $305,000 | $1,055,000 | $54,000 | $600,000 |
| Cash-out Refinancing | 443 | $138,245,000 | $312,000 | $1,245,000 | $80,000 | $652,000 |
| Home Purchase | 234 | $100,380,000 | $428,000 | $1,005,000 | $122,000 | $3,412,000 |
| Other Purpose | 5 | $1,755,000 | $351,000 | $545,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,605 | $549,015,000 | $342,000 | $1,055,000 | $0 | $0 |
| Hispanic | 343 | $127,125,000 | $370,000 | $1,005,000 | $91,000 | $3,412,000 |
| White | 315 | $89,505,000 | $284,000 | $1,055,000 | $64,000 | $600,000 |
| Not Provided | 220 | $80,880,000 | $367,000 | $895,000 | $91,000 | $409,000 |
| Black or African American | 193 | $54,385,000 | $281,000 | $845,000 | $54,000 | $329,000 |
| Asian | 42 | $17,000,000 | $404,000 | $825,000 | $111,000 | $372,000 |
| American Indian or Alaskan Native | 4 | $1,490,000 | $372,000 | $835,000 | $77,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,317 | $481,275,000 | $365,000 | $1,245,000 | $106,000 | $3,412,000 |
| VA-guaranteed (Veterans Administration) | 775 | $204,005,000 | $263,000 | $935,000 | $33,000 | $201,000 |
| FHA-insured (Federal Housing Administration) | 631 | $235,085,000 | $372,000 | $855,000 | $71,000 | $1,162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $1,265,000 | $421,000 | $675,000 | $106,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,605 | $549,015,000 | $342,000 | $1,055,000 | $0 | $0 |
| Application Withdrawn By Applicant | 549 | $178,245,000 | $324,000 | $845,000 | $69,000 | $600,000 |
| Loan Originated | 477 | $163,975,000 | $343,000 | $1,245,000 | $90,000 | $3,412,000 |
| File Closed For Incompleteness | 51 | $15,875,000 | $311,000 | $695,000 | $59,000 | $178,000 |
| Application Approved But Not Accepted | 24 | $6,530,000 | $272,000 | $565,000 | $63,000 | $211,000 |
| Application Denied By Financial Institution | 20 | $7,990,000 | $399,000 | $715,000 | $140,000 | $1,162,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,706 | $913,640,000 | $337,000 | $1,245,000 | $77,000 | $3,412,000 |
| Debt-To-Income Ratio | 8 | $3,680,000 | $460,000 | $715,000 | $193,000 | $1,162,000 |
| Credit History | 4 | $1,420,000 | $355,000 | $505,000 | $108,000 | $175,000 |
| Other | 3 | $1,085,000 | $361,000 | $425,000 | $97,000 | $134,000 |
| Unverifiable Information | 3 | $1,125,000 | $375,000 | $445,000 | $131,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $445,000 | $445,000 | $445,000 | $95,000 | $95,000 |
| Collateral | 1 | $235,000 | $235,000 | $235,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.